Home > Polonia Bank > Income and Expense
Polonia Bank, Income and Expense
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $9,009,000 | 2,625 |
| Total interest expense | $2,912,000 | 994 |
| Net interest income | $6,097,000 | 3,164 |
| Provision for loan and lease losses | $0 | 4,332 |
| Total noninterest income | $30,000 | 5,777 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $93,000 | 4,582 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $-63,000 | 5,864 |
| Total noninterest expense | $9,897,000 | 1,924 |
| Salaries and employee benefits | $4,466,000 | 2,288 |
| Premises and equipment expense | $918,000 | 2,278 |
| Additional noninterest expense | $4,513,000 | 1,383 |
| Pre-tax net operating income | $-3,770,000 | 5,897 |
| Securities gains (losses) | $715,000 | 312 |
| Applicable income taxes | $-973,000 | 5,854 |
| Income before extraordinary items | $-2,082,000 | 5,876 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $-2,082,000 | 5,875 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-2,082,000 | 5,875 |
| Net charge-offs | $270,000 | 1,634 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $-2,568,200 | 5,879 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $6,834,000 | 2,600 |
| Total interest expense | $2,234,000 | 972 |
| Net interest income | $4,600,000 | 3,157 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $94,000 | 5,429 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $69,000 | 4,641 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $25,000 | 5,528 |
| Total noninterest expense | $6,082,000 | 2,257 |
| Salaries and employee benefits | $2,979,000 | 2,499 |
| Premises and equipment expense | $700,000 | 2,255 |
| Additional noninterest expense | $2,403,000 | 1,862 |
| Pre-tax net operating income | $-1,388,000 | 5,936 |
| Securities gains (losses) | $717,000 | 275 |
| Applicable income taxes | $-223,000 | 5,910 |
| Income before extraordinary items | $-448,000 | 5,887 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $-448,000 | 5,887 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $-448,000 | 5,887 |
| Net charge-offs | $270,000 | 1,228 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $-928,390 | 5,922 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $4,621,000 | 2,588 |
| Total interest expense | $1,526,000 | 943 |
| Net interest income | $3,095,000 | 3,148 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $12,000 | 5,939 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $47,000 | 4,626 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-35,000 | 6,011 |
| Total noninterest expense | $4,117,000 | 2,250 |
| Salaries and employee benefits | $2,032,000 | 2,471 |
| Premises and equipment expense | $472,000 | 2,241 |
| Additional noninterest expense | $1,613,000 | 1,856 |
| Pre-tax net operating income | $-1,010,000 | 6,015 |
| Securities gains (losses) | $642,000 | 229 |
| Applicable income taxes | $-121,000 | 5,992 |
| Income before extraordinary items | $-247,000 | 5,937 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-247,000 | 5,937 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $-247,000 | 5,937 |
| Net charge-offs | $27,000 | 2,572 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $-677,140 | 5,998 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $2,353,000 | 2,534 |
| Total interest expense | $772,000 | 937 |
| Net interest income | $1,581,000 | 3,116 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $-3,000 | 6,089 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $23,000 | 4,665 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $-26,000 | 6,088 |
| Total noninterest expense | $2,194,000 | 2,141 |
| Salaries and employee benefits | $1,048,000 | 2,432 |
| Premises and equipment expense | $249,000 | 2,155 |
| Additional noninterest expense | $897,000 | 1,692 |
| Pre-tax net operating income | $-616,000 | 6,071 |
| Securities gains (losses) | $251,000 | 250 |
| Applicable income taxes | $-122,000 | 6,069 |
| Income before extraordinary items | $-243,000 | 6,025 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $-243,000 | 6,026 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $-243,000 | 6,025 |
| Net charge-offs | $27,000 | 1,801 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $-411,170 | 6,053 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $10,212,000 | 2,327 |
| Total interest expense | $3,173,000 | 881 |
| Net interest income | $7,039,000 | 2,852 |
| Provision for loan and lease losses | $73,000 | 3,324 |
| Total noninterest income | $3,281,000 | 1,507 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $104,000 | 4,662 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $3,177,000 | 1,123 |
| Total noninterest expense | $10,558,000 | 1,793 |
| Salaries and employee benefits | $5,610,000 | 1,860 |
| Premises and equipment expense | $1,041,000 | 2,115 |
| Additional noninterest expense | $3,907,000 | 1,568 |
| Pre-tax net operating income | $-311,000 | 6,003 |
| Securities gains (losses) | $560,000 | 317 |
| Applicable income taxes | $115,000 | 3,249 |
| Income before extraordinary items | $134,000 | 5,623 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $134,000 | 5,625 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $134,000 | 5,626 |
| Net charge-offs | $217,000 | 1,910 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $-224,400 | 5,980 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $7,840,000 | 2,302 |
| Total interest expense | $2,392,000 | 885 |
| Net interest income | $5,448,000 | 2,809 |
| Provision for loan and lease losses | $73,000 | 2,978 |
| Total noninterest income | $3,219,000 | 1,258 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $80,000 | 4,673 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $3,139,000 | 927 |
| Total noninterest expense | $8,472,000 | 1,692 |
| Salaries and employee benefits | $4,619,000 | 1,718 |
| Premises and equipment expense | $792,000 | 2,122 |
| Additional noninterest expense | $3,061,000 | 1,497 |
| Pre-tax net operating income | $122,000 | 5,668 |
| Securities gains (losses) | $560,000 | 278 |
| Applicable income taxes | $261,000 | 2,610 |
| Income before extraordinary items | $421,000 | 4,793 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $421,000 | 4,795 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $421,000 | 4,797 |
| Net charge-offs | $128,000 | 1,940 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $62,600 | 5,792 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $5,289,000 | 2,282 |
| Total interest expense | $1,602,000 | 887 |
| Net interest income | $3,687,000 | 2,782 |
| Provision for loan and lease losses | $73,000 | 2,549 |
| Total noninterest income | $2,137,000 | 1,271 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $53,000 | 4,688 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $2,084,000 | 938 |
| Total noninterest expense | $5,623,000 | 1,712 |
| Salaries and employee benefits | $3,009,000 | 1,758 |
| Premises and equipment expense | $511,000 | 2,184 |
| Additional noninterest expense | $2,103,000 | 1,468 |
| Pre-tax net operating income | $128,000 | 5,507 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $45,000 | 3,504 |
| Income before extraordinary items | $83,000 | 5,691 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $83,000 | 5,692 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $83,000 | 5,693 |
| Net charge-offs | $128,000 | 1,503 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $83,000 | 5,645 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $2,680,000 | 2,247 |
| Total interest expense | $802,000 | 890 |
| Net interest income | $1,878,000 | 2,742 |
| Provision for loan and lease losses | $63,000 | 1,874 |
| Total noninterest income | $1,157,000 | 1,166 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $23,000 | 4,879 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $1,134,000 | 844 |
| Total noninterest expense | $2,721,000 | 1,760 |
| Salaries and employee benefits | $1,342,000 | 1,948 |
| Premises and equipment expense | $264,000 | 2,148 |
| Additional noninterest expense | $1,115,000 | 1,379 |
| Pre-tax net operating income | $251,000 | 4,131 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $86,000 | 2,583 |
| Income before extraordinary items | $165,000 | 4,571 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $165,000 | 4,573 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $165,000 | 4,575 |
| Net charge-offs | $128,000 | 952 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $165,000 | 4,496 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $11,342,000 | 2,131 |
| Total interest expense | $3,232,000 | 926 |
| Net interest income | $8,110,000 | 2,588 |
| Provision for loan and lease losses | $210,000 | 2,410 |
| Total noninterest income | $4,033,000 | 1,280 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $116,000 | 4,771 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $3,917,000 | 911 |
| Total noninterest expense | $11,711,000 | 1,642 |
| Salaries and employee benefits | $7,201,000 | 1,447 |
| Premises and equipment expense | $1,174,000 | 1,957 |
| Additional noninterest expense | $3,336,000 | 1,848 |
| Pre-tax net operating income | $222,000 | 5,629 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $89,000 | 3,455 |
| Income before extraordinary items | $133,000 | 5,818 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $133,000 | 5,819 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $133,000 | 5,820 |
| Net charge-offs | $172,000 | 2,640 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $133,000 | 5,780 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $8,497,000 | 2,156 |
| Total interest expense | $2,408,000 | 943 |
| Net interest income | $6,089,000 | 2,602 |
| Provision for loan and lease losses | $99,000 | 2,825 |
| Total noninterest income | $3,187,000 | 1,233 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $88,000 | 4,828 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $3,099,000 | 873 |
| Total noninterest expense | $8,947,000 | 1,605 |
| Salaries and employee benefits | $5,581,000 | 1,428 |
| Premises and equipment expense | $900,000 | 1,934 |
| Additional noninterest expense | $2,466,000 | 1,869 |
| Pre-tax net operating income | $230,000 | 5,558 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $91,000 | 3,344 |
| Income before extraordinary items | $139,000 | 5,775 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $139,000 | 5,774 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $139,000 | 5,775 |
| Net charge-offs | $45,000 | 3,344 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $139,000 | 5,736 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $5,655,000 | 2,149 |
| Total interest expense | $1,598,000 | 948 |
| Net interest income | $4,057,000 | 2,603 |
| Provision for loan and lease losses | $49,000 | 3,076 |
| Total noninterest income | $1,703,000 | 1,420 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $68,000 | 4,595 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $1,635,000 | 1,032 |
| Total noninterest expense | $5,701,000 | 1,672 |
| Salaries and employee benefits | $3,454,000 | 1,507 |
| Premises and equipment expense | $615,000 | 1,902 |
| Additional noninterest expense | $1,632,000 | 1,873 |
| Pre-tax net operating income | $10,000 | 6,134 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $2,000 | 4,388 |
| Income before extraordinary items | $8,000 | 6,181 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $8,000 | 6,183 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $8,000 | 6,183 |
| Net charge-offs | $45,000 | 2,882 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $8,000 | 6,158 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,828,000 | 2,143 |
| Total interest expense | $801,000 | 956 |
| Net interest income | $2,027,000 | 2,592 |
| Provision for loan and lease losses | $15,000 | 3,093 |
| Total noninterest income | $658,000 | 1,671 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $31,000 | 4,724 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $627,000 | 1,202 |
| Total noninterest expense | $2,771,000 | 1,723 |
| Salaries and employee benefits | $1,591,000 | 1,636 |
| Premises and equipment expense | $337,000 | 1,789 |
| Additional noninterest expense | $843,000 | 1,807 |
| Pre-tax net operating income | $-101,000 | 6,445 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $-35,000 | 6,550 |
| Income before extraordinary items | $-66,000 | 6,415 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-66,000 | 6,415 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $-66,000 | 6,416 |
| Net charge-offs | $11,000 | 2,795 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $-66,000 | 6,411 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $10,732,000 | 2,263 |
| Total interest expense | $2,617,000 | 1,284 |
| Net interest income | $8,115,000 | 2,571 |
| Provision for loan and lease losses | $574,000 | 1,693 |
| Total noninterest income | $5,279,000 | 1,085 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $131,000 | 4,804 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $5,148,000 | 785 |
| Total noninterest expense | $13,087,000 | 1,489 |
| Salaries and employee benefits | $8,240,000 | 1,291 |
| Premises and equipment expense | $1,134,000 | 2,006 |
| Additional noninterest expense | $3,713,000 | 1,718 |
| Pre-tax net operating income | $-267,000 | 6,394 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $-100,000 | 6,484 |
| Income before extraordinary items | $-167,000 | 6,384 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-167,000 | 6,384 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $-167,000 | 6,385 |
| Net charge-offs | $704,000 | 1,642 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $-167,000 | 6,361 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $7,859,000 | 2,325 |
| Total interest expense | $1,847,000 | 1,427 |
| Net interest income | $6,012,000 | 2,610 |
| Provision for loan and lease losses | $474,000 | 1,581 |
| Total noninterest income | $4,037,000 | 1,102 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $97,000 | 4,871 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $3,940,000 | 792 |
| Total noninterest expense | $9,846,000 | 1,491 |
| Salaries and employee benefits | $6,268,000 | 1,283 |
| Premises and equipment expense | $838,000 | 2,057 |
| Additional noninterest expense | $2,740,000 | 1,728 |
| Pre-tax net operating income | $-271,000 | 6,525 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $-99,000 | 6,685 |
| Income before extraordinary items | $-172,000 | 6,503 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $-172,000 | 6,505 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-172,000 | 6,504 |
| Net charge-offs | $679,000 | 1,315 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-172,000 | 6,479 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $5,121,000 | 2,381 |
| Total interest expense | $1,178,000 | 1,523 |
| Net interest income | $3,943,000 | 2,642 |
| Provision for loan and lease losses | $114,000 | 2,833 |
| Total noninterest income | $2,746,000 | 1,091 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $66,000 | 4,822 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $2,680,000 | 800 |
| Total noninterest expense | $6,581,000 | 1,492 |
| Salaries and employee benefits | $4,183,000 | 1,276 |
| Premises and equipment expense | $552,000 | 2,077 |
| Additional noninterest expense | $1,846,000 | 1,718 |
| Pre-tax net operating income | $-6,000 | 6,319 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $-7,000 | 6,572 |
| Income before extraordinary items | $1,000 | 6,360 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,000 | 6,362 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,000 | 6,362 |
| Net charge-offs | $556,000 | 1,179 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,000 | 6,298 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,552,000 | 2,415 |
| Total interest expense | $592,000 | 1,556 |
| Net interest income | $1,960,000 | 2,662 |
| Provision for loan and lease losses | $89,000 | 2,248 |
| Total noninterest income | $1,229,000 | 1,159 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $31,000 | 4,905 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,198,000 | 862 |
| Total noninterest expense | $3,188,000 | 1,535 |
| Salaries and employee benefits | $2,022,000 | 1,321 |
| Premises and equipment expense | $273,000 | 2,143 |
| Additional noninterest expense | $893,000 | 1,781 |
| Pre-tax net operating income | $-88,000 | 6,601 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $-32,000 | 6,833 |
| Income before extraordinary items | $-56,000 | 6,604 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $-56,000 | 6,605 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-56,000 | 6,605 |
| Net charge-offs | $98,000 | 1,911 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $-56,000 | 6,558 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $10,544,000 | 2,441 |
| Total interest expense | $2,709,000 | 1,638 |
| Net interest income | $7,835,000 | 2,707 |
| Provision for loan and lease losses | $997,000 | 1,776 |
| Total noninterest income | $2,772,000 | 1,745 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $134,000 | 4,963 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $2,638,000 | 1,282 |
| Total noninterest expense | $9,942,000 | 1,924 |
| Salaries and employee benefits | $6,042,000 | 1,672 |
| Premises and equipment expense | $1,098,000 | 2,092 |
| Additional noninterest expense | $2,802,000 | 2,315 |
| Pre-tax net operating income | $-332,000 | 6,429 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $-137,000 | 6,739 |
| Income before extraordinary items | $-195,000 | 6,460 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-195,000 | 6,454 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-195,000 | 6,456 |
| Net charge-offs | $767,000 | 2,107 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-195,000 | 6,371 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $7,873,000 | 2,504 |
| Total interest expense | $2,068,000 | 1,674 |
| Net interest income | $5,805,000 | 2,780 |
| Provision for loan and lease losses | $314,000 | 2,920 |
| Total noninterest income | $1,489,000 | 2,186 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $105,000 | 4,958 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,384,000 | 1,599 |
| Total noninterest expense | $6,933,000 | 2,076 |
| Salaries and employee benefits | $4,143,000 | 1,823 |
| Premises and equipment expense | $814,000 | 2,138 |
| Additional noninterest expense | $1,976,000 | 2,448 |
| Pre-tax net operating income | $47,000 | 6,153 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $-5,000 | 6,731 |
| Income before extraordinary items | $52,000 | 6,269 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $52,000 | 6,267 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $52,000 | 6,268 |
| Net charge-offs | $378,000 | 2,528 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $52,000 | 6,131 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $5,158,000 | 2,560 |
| Total interest expense | $1,418,000 | 1,693 |
| Net interest income | $3,740,000 | 2,865 |
| Provision for loan and lease losses | $190,000 | 3,050 |
| Total noninterest income | $636,000 | 2,832 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $81,000 | 4,712 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $555,000 | 2,202 |
| Total noninterest expense | $4,059,000 | 2,338 |
| Salaries and employee benefits | $2,423,000 | 2,066 |
| Premises and equipment expense | $540,000 | 2,136 |
| Additional noninterest expense | $1,096,000 | 2,901 |
| Pre-tax net operating income | $127,000 | 5,727 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $36,000 | 3,728 |
| Income before extraordinary items | $91,000 | 5,995 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $91,000 | 5,995 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $91,000 | 5,995 |
| Net charge-offs | $221,000 | 2,628 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $91,000 | 5,841 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,600,000 | 2,561 |
| Total interest expense | $720,000 | 1,731 |
| Net interest income | $1,880,000 | 2,864 |
| Provision for loan and lease losses | $90,000 | 2,992 |
| Total noninterest income | $291,000 | 2,992 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $33,000 | 5,070 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $258,000 | 2,300 |
| Total noninterest expense | $1,933,000 | 2,446 |
| Salaries and employee benefits | $1,166,000 | 2,139 |
| Premises and equipment expense | $258,000 | 2,240 |
| Additional noninterest expense | $509,000 | 3,048 |
| Pre-tax net operating income | $148,000 | 4,955 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $47,000 | 3,119 |
| Income before extraordinary items | $101,000 | 5,337 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $101,000 | 5,338 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $101,000 | 5,338 |
| Net charge-offs | $68,000 | 2,781 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $101,000 | 5,189 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $11,403,000 | 2,451 |
| Total interest expense | $3,387,000 | 1,745 |
| Net interest income | $8,016,000 | 2,728 |
| Provision for loan and lease losses | $440,000 | 3,626 |
| Total noninterest income | $1,233,000 | 2,754 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 6,974 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,233,000 | 1,869 |
| Total noninterest expense | $8,492,000 | 2,239 |
| Salaries and employee benefits | $4,880,000 | 1,977 |
| Premises and equipment expense | $1,898,000 | 1,312 |
| Additional noninterest expense | $1,714,000 | 3,543 |
| Pre-tax net operating income | $317,000 | 5,194 |
| Securities gains (losses) | $253,000 | 1,269 |
| Applicable income taxes | $76,000 | 3,539 |
| Income before extraordinary items | $494,000 | 4,684 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $494,000 | 4,687 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $494,000 | 4,686 |
| Net charge-offs | $-17,000 | 7,077 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $273,890 | 5,223 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $8,980,000 | 2,353 |
| Total interest expense | $2,605,000 | 1,769 |
| Net interest income | $6,375,000 | 2,594 |
| Provision for loan and lease losses | $344,000 | 3,436 |
| Total noninterest income | $943,000 | 2,716 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,025 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $943,000 | 1,833 |
| Total noninterest expense | $6,397,000 | 2,239 |
| Salaries and employee benefits | $3,637,000 | 1,991 |
| Premises and equipment expense | $1,444,000 | 1,311 |
| Additional noninterest expense | $1,316,000 | 3,467 |
| Pre-tax net operating income | $577,000 | 4,282 |
| Securities gains (losses) | $234,000 | 1,098 |
| Applicable income taxes | $195,000 | 2,680 |
| Income before extraordinary items | $616,000 | 3,979 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $616,000 | 3,981 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $616,000 | 3,981 |
| Net charge-offs | $-17,000 | 7,087 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $438,160 | 4,401 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $6,613,000 | 2,160 |
| Total interest expense | $1,744,000 | 1,829 |
| Net interest income | $4,869,000 | 2,253 |
| Provision for loan and lease losses | $719,000 | 1,869 |
| Total noninterest income | $509,000 | 3,091 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,067 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $509,000 | 2,066 |
| Total noninterest expense | $4,380,000 | 2,204 |
| Salaries and employee benefits | $2,446,000 | 1,997 |
| Premises and equipment expense | $1,006,000 | 1,275 |
| Additional noninterest expense | $928,000 | 3,373 |
| Pre-tax net operating income | $279,000 | 4,713 |
| Securities gains (losses) | $218,000 | 690 |
| Applicable income taxes | $93,000 | 2,913 |
| Income before extraordinary items | $404,000 | 3,961 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $404,000 | 3,962 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $404,000 | 3,963 |
| Net charge-offs | $4,000 | 5,600 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $227,420 | 4,749 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $3,187,000 | 2,246 |
| Total interest expense | $873,000 | 1,892 |
| Net interest income | $2,314,000 | 2,366 |
| Provision for loan and lease losses | $309,000 | 1,876 |
| Total noninterest income | $173,000 | 3,876 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,070 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $173,000 | 2,680 |
| Total noninterest expense | $2,070,000 | 2,347 |
| Salaries and employee benefits | $1,165,000 | 2,106 |
| Premises and equipment expense | $504,000 | 1,300 |
| Additional noninterest expense | $401,000 | 3,721 |
| Pre-tax net operating income | $108,000 | 5,046 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $31,000 | 3,162 |
| Income before extraordinary items | $77,000 | 5,330 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $77,000 | 5,329 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $77,000 | 5,330 |
| Net charge-offs | $5,000 | 4,645 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $77,000 | 5,272 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $9,842,000 | 2,996 |
| Total interest expense | $3,710,000 | 2,136 |
| Net interest income | $6,132,000 | 3,419 |
| Provision for loan and lease losses | $-116,000 | 7,603 |
| Total noninterest income | $5,010,000 | 1,092 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $5,010,000 | 746 |
| Total noninterest expense | $6,720,000 | 2,820 |
| Salaries and employee benefits | $3,917,000 | 2,451 |
| Premises and equipment expense | $1,314,000 | 1,945 |
| Additional noninterest expense | $1,489,000 | 4,024 |
| Pre-tax net operating income | $4,538,000 | 1,117 |
| Securities gains (losses) | $294,000 | 1,282 |
| Applicable income taxes | $1,586,000 | 873 |
| Income before extraordinary items | $3,246,000 | 1,316 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,246,000 | 1,317 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $3,246,000 | 1,318 |
| Net charge-offs | $164,000 | 4,965 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $3,049,020 | 1,337 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $7,410,000 | 3,048 |
| Total interest expense | $2,804,000 | 2,207 |
| Net interest income | $4,606,000 | 3,463 |
| Provision for loan and lease losses | $-275,000 | 7,728 |
| Total noninterest income | $151,000 | 6,063 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $151,000 | 4,646 |
| Total noninterest expense | $4,849,000 | 2,918 |
| Salaries and employee benefits | $2,864,000 | 2,532 |
| Premises and equipment expense | $976,000 | 1,975 |
| Additional noninterest expense | $1,009,000 | 4,277 |
| Pre-tax net operating income | $183,000 | 5,323 |
| Securities gains (losses) | $294,000 | 1,096 |
| Applicable income taxes | $39,000 | 3,698 |
| Income before extraordinary items | $438,000 | 4,340 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $438,000 | 4,341 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $438,000 | 4,341 |
| Net charge-offs | $-3,000 | 7,327 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $167,520 | 5,284 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $5,058,000 | 3,020 |
| Total interest expense | $1,897,000 | 2,266 |
| Net interest income | $3,161,000 | 3,400 |
| Provision for loan and lease losses | $-212,000 | 7,797 |
| Total noninterest income | $-39,000 | 7,591 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-39,000 | 7,431 |
| Total noninterest expense | $3,269,000 | 2,891 |
| Salaries and employee benefits | $1,923,000 | 2,531 |
| Premises and equipment expense | $646,000 | 2,012 |
| Additional noninterest expense | $700,000 | 4,166 |
| Pre-tax net operating income | $65,000 | 5,718 |
| Securities gains (losses) | $294,000 | 726 |
| Applicable income taxes | $6,000 | 4,252 |
| Income before extraordinary items | $353,000 | 4,004 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $353,000 | 4,002 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $353,000 | 4,003 |
| Net charge-offs | $-2,000 | 7,211 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $64,880 | 5,670 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,572,000 | 3,030 |
| Total interest expense | $965,000 | 2,328 |
| Net interest income | $1,607,000 | 3,368 |
| Provision for loan and lease losses | $-134,000 | 7,889 |
| Total noninterest income | $-206,000 | 7,842 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-206,000 | 7,807 |
| Total noninterest expense | $1,638,000 | 2,909 |
| Salaries and employee benefits | $937,000 | 2,618 |
| Premises and equipment expense | $332,000 | 2,024 |
| Additional noninterest expense | $369,000 | 4,008 |
| Pre-tax net operating income | $-103,000 | 6,657 |
| Securities gains (losses) | $294,000 | 398 |
| Applicable income taxes | $-43,000 | 7,299 |
| Income before extraordinary items | $234,000 | 3,607 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $234,000 | 3,604 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $234,000 | 3,606 |
| Net charge-offs | $-1,000 | 6,806 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-60,000 | 6,577 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $10,707,000 | 3,060 |
| Total interest expense | $5,064,000 | 2,235 |
| Net interest income | $5,643,000 | 3,631 |
| Provision for loan and lease losses | $252,000 | 5,509 |
| Total noninterest income | $726,000 | 3,987 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $726,000 | 2,600 |
| Total noninterest expense | $6,336,000 | 3,045 |
| Salaries and employee benefits | $3,766,000 | 2,579 |
| Premises and equipment expense | $1,278,000 | 2,096 |
| Additional noninterest expense | $1,292,000 | 4,527 |
| Pre-tax net operating income | $-219,000 | 5,732 |
| Securities gains (losses) | $608,000 | 763 |
| Applicable income taxes | $-14,000 | 6,268 |
| Income before extraordinary items | $403,000 | 4,167 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $403,000 | 4,166 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $403,000 | 4,166 |
| Net charge-offs | $-5,000 | 7,818 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-205,000 | 5,827 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $8,105,000 | 3,070 |
| Total interest expense | $3,899,000 | 2,267 |
| Net interest income | $4,206,000 | 3,659 |
| Provision for loan and lease losses | $299,000 | 4,605 |
| Total noninterest income | $553,000 | 4,010 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $553,000 | 2,648 |
| Total noninterest expense | $4,750,000 | 3,055 |
| Salaries and employee benefits | $2,779,000 | 2,654 |
| Premises and equipment expense | $948,000 | 2,133 |
| Additional noninterest expense | $1,023,000 | 4,311 |
| Pre-tax net operating income | $-290,000 | 6,126 |
| Securities gains (losses) | $122,000 | 1,675 |
| Applicable income taxes | $-72,000 | 6,877 |
| Income before extraordinary items | $-96,000 | 5,965 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-96,000 | 5,965 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-96,000 | 5,965 |
| Net charge-offs | $-4,000 | 7,775 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-174,080 | 6,068 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $5,449,000 | 3,081 |
| Total interest expense | $2,669,000 | 2,300 |
| Net interest income | $2,780,000 | 3,671 |
| Provision for loan and lease losses | $219,000 | 4,214 |
| Total noninterest income | $319,000 | 4,309 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $319,000 | 2,897 |
| Total noninterest expense | $3,224,000 | 3,031 |
| Salaries and employee benefits | $1,868,000 | 2,669 |
| Premises and equipment expense | $631,000 | 2,163 |
| Additional noninterest expense | $725,000 | 4,162 |
| Pre-tax net operating income | $-344,000 | 6,480 |
| Securities gains (losses) | $122,000 | 1,340 |
| Applicable income taxes | $-87,000 | 7,116 |
| Income before extraordinary items | $-135,000 | 6,258 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-135,000 | 6,257 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-135,000 | 6,257 |
| Net charge-offs | $-3,000 | 7,699 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-213,080 | 6,387 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,753,000 | 3,087 |
| Total interest expense | $1,364,000 | 2,338 |
| Net interest income | $1,389,000 | 3,662 |
| Provision for loan and lease losses | $105,000 | 3,786 |
| Total noninterest income | $116,000 | 4,942 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $116,000 | 3,420 |
| Total noninterest expense | $1,638,000 | 2,905 |
| Salaries and employee benefits | $952,000 | 2,659 |
| Premises and equipment expense | $323,000 | 2,159 |
| Additional noninterest expense | $363,000 | 3,850 |
| Pre-tax net operating income | $-238,000 | 6,959 |
| Securities gains (losses) | $91,000 | 1,044 |
| Applicable income taxes | $-36,000 | 7,367 |
| Income before extraordinary items | $-111,000 | 6,835 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-111,000 | 6,836 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-111,000 | 6,836 |
| Net charge-offs | $-1,000 | 7,151 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-180,160 | 6,921 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $11,069,000 | 3,258 |
| Total interest expense | $5,424,000 | 2,765 |
| Net interest income | $5,645,000 | 3,635 |
| Provision for loan and lease losses | $497,000 | 3,824 |
| Total noninterest income | $447,000 | 5,068 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $447,000 | 3,392 |
| Total noninterest expense | $5,988,000 | 3,078 |
| Salaries and employee benefits | $3,609,000 | 2,751 |
| Premises and equipment expense | $1,341,000 | 2,031 |
| Additional noninterest expense | $1,038,000 | 4,711 |
| Pre-tax net operating income | $-393,000 | 6,699 |
| Securities gains (losses) | $51,000 | 1,583 |
| Applicable income taxes | $-100,000 | 7,074 |
| Income before extraordinary items | $-242,000 | 6,521 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-242,000 | 6,521 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-41,000 | 8,163 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-278,210 | 6,701 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $8,176,000 | 3,369 |
| Total interest expense | $4,008,000 | 2,900 |
| Net interest income | $4,168,000 | 3,703 |
| Provision for loan and lease losses | $497,000 | 2,736 |
| Total noninterest income | $426,000 | 4,687 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $426,000 | 3,083 |
| Total noninterest expense | $4,515,000 | 3,043 |
| Salaries and employee benefits | $2,773,000 | 2,713 |
| Premises and equipment expense | $1,015,000 | 2,018 |
| Additional noninterest expense | $727,000 | 4,837 |
| Pre-tax net operating income | $-418,000 | 7,210 |
| Securities gains (losses) | $16,000 | 2,140 |
| Applicable income taxes | $46,000 | 4,158 |
| Income before extraordinary items | $-448,000 | 7,150 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-448,000 | 7,147 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-39,000 | 8,169 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-464,000 | 7,297 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $5,328,000 | 3,471 |
| Total interest expense | $2,589,000 | 3,089 |
| Net interest income | $2,739,000 | 3,736 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $243,000 | 5,049 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $243,000 | 3,401 |
| Total noninterest expense | $3,032,000 | 3,027 |
| Salaries and employee benefits | $1,857,000 | 2,735 |
| Premises and equipment expense | $676,000 | 2,008 |
| Additional noninterest expense | $499,000 | 4,730 |
| Pre-tax net operating income | $-50,000 | 7,090 |
| Securities gains (losses) | $16,000 | 2,191 |
| Applicable income taxes | $16,000 | 4,791 |
| Income before extraordinary items | $-50,000 | 7,153 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-50,000 | 7,153 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-39,000 | 8,209 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-66,000 | 7,156 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,615,000 | 3,600 |
| Total interest expense | $1,299,000 | 3,251 |
| Net interest income | $1,316,000 | 3,830 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $121,000 | 5,062 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $121,000 | 3,432 |
| Total noninterest expense | $1,512,000 | 3,035 |
| Salaries and employee benefits | $928,000 | 2,751 |
| Premises and equipment expense | $344,000 | 1,980 |
| Additional noninterest expense | $240,000 | 4,816 |
| Pre-tax net operating income | $-75,000 | 7,487 |
| Securities gains (losses) | $6,000 | 2,176 |
| Applicable income taxes | $-11,000 | 7,849 |
| Income before extraordinary items | $-58,000 | 7,530 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-58,000 | 7,529 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,920 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-63,040 | 7,498 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $10,275,000 | 3,714 |
| Total interest expense | $5,757,000 | 3,106 |
| Net interest income | $4,518,000 | 4,283 |
| Provision for loan and lease losses | $31,000 | 6,052 |
| Total noninterest income | $750,000 | 4,146 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $750,000 | 2,652 |
| Total noninterest expense | $5,791,000 | 3,065 |
| Salaries and employee benefits | $3,236,000 | 3,034 |
| Premises and equipment expense | $1,293,000 | 2,018 |
| Additional noninterest expense | $1,262,000 | 3,931 |
| Pre-tax net operating income | $-554,000 | 7,840 |
| Securities gains (losses) | $13,000 | 1,241 |
| Applicable income taxes | $-249,000 | 8,164 |
| Income before extraordinary items | $-292,000 | 7,769 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-292,000 | 7,767 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,873 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $8,417,000 | 206 |
| Net operating income | $-300,320 | 7,758 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $7,641,000 | 3,740 |
| Total interest expense | $4,265,000 | 3,139 |
| Net interest income | $3,376,000 | 4,317 |
| Provision for loan and lease losses | $31,000 | 5,521 |
| Total noninterest income | $527,000 | 4,285 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $527,000 | 2,754 |
| Total noninterest expense | $4,444,000 | 2,980 |
| Salaries and employee benefits | $2,510,000 | 2,909 |
| Premises and equipment expense | $963,000 | 2,015 |
| Additional noninterest expense | $971,000 | 3,794 |
| Pre-tax net operating income | $-572,000 | 8,121 |
| Securities gains (losses) | $13,000 | 934 |
| Applicable income taxes | $-226,000 | 8,337 |
| Income before extraordinary items | $-333,000 | 8,026 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-333,000 | 8,022 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,646 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $8,417,000 | 151 |
| Net operating income | $-341,320 | 8,019 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $5,054,000 | 3,756 |
| Total interest expense | $2,810,000 | 3,164 |
| Net interest income | $2,244,000 | 4,358 |
| Provision for loan and lease losses | $31,000 | 4,859 |
| Total noninterest income | $348,000 | 4,334 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $348,000 | 2,781 |
| Total noninterest expense | $2,941,000 | 3,018 |
| Salaries and employee benefits | $1,674,000 | 2,953 |
| Premises and equipment expense | $611,000 | 2,124 |
| Additional noninterest expense | $656,000 | 3,745 |
| Pre-tax net operating income | $-380,000 | 8,211 |
| Securities gains (losses) | $12,000 | 824 |
| Applicable income taxes | $-146,000 | 8,431 |
| Income before extraordinary items | $-222,000 | 8,139 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-222,000 | 8,138 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,333 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $8,417,000 | 114 |
| Net operating income | $-229,680 | 8,137 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,498,000 | 3,782 |
| Total interest expense | $1,345,000 | 3,249 |
| Net interest income | $1,153,000 | 4,277 |
| Provision for loan and lease losses | $31,000 | 3,721 |
| Total noninterest income | $168,000 | 4,384 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $168,000 | 2,824 |
| Total noninterest expense | $1,473,000 | 3,028 |
| Salaries and employee benefits | $843,000 | 2,942 |
| Premises and equipment expense | $306,000 | 2,138 |
| Additional noninterest expense | $324,000 | 3,739 |
| Pre-tax net operating income | $-183,000 | 8,283 |
| Securities gains (losses) | $6,000 | 777 |
| Applicable income taxes | $-65,000 | 8,458 |
| Income before extraordinary items | $-112,000 | 8,197 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-112,000 | 8,196 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 6,955 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $8,417,000 | 53 |
| Net operating income | $-115,840 | 8,195 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $8,583,000 | 4,012 |
| Total interest expense | $4,239,000 | 3,450 |
| Net interest income | $4,344,000 | 4,436 |
| Provision for loan and lease losses | $58,000 | 5,459 |
| Total noninterest income | $654,000 | 4,519 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $654,000 | 2,854 |
| Total noninterest expense | $5,356,000 | 3,157 |
| Salaries and employee benefits | $3,125,000 | 3,015 |
| Premises and equipment expense | $1,193,000 | 2,086 |
| Additional noninterest expense | $1,038,000 | 4,389 |
| Pre-tax net operating income | $-416,000 | 8,226 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $-202,000 | 8,456 |
| Income before extraordinary items | $-214,000 | 8,160 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-214,000 | 8,162 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 5,321 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $-214,000 | 8,156 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $6,269,000 | 4,050 |
| Total interest expense | $2,993,000 | 3,521 |
| Net interest income | $3,276,000 | 4,460 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $484,000 | 4,560 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $484,000 | 2,901 |
| Total noninterest expense | $3,938,000 | 3,213 |
| Salaries and employee benefits | $2,279,000 | 3,079 |
| Premises and equipment expense | $897,000 | 2,093 |
| Additional noninterest expense | $762,000 | 4,435 |
| Pre-tax net operating income | $-178,000 | 8,289 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $-123,000 | 8,581 |
| Income before extraordinary items | $-55,000 | 8,200 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $-55,000 | 8,202 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 4,490 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $-55,000 | 8,191 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,177,000 | 4,001 |
| Total interest expense | $1,945,000 | 3,461 |
| Net interest income | $2,232,000 | 4,398 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $297,000 | 4,776 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $297,000 | 3,043 |
| Total noninterest expense | $2,609,000 | 3,237 |
| Salaries and employee benefits | $1,484,000 | 3,151 |
| Premises and equipment expense | $599,000 | 2,087 |
| Additional noninterest expense | $526,000 | 4,313 |
| Pre-tax net operating income | $-80,000 | 8,320 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $-4,000 | 8,452 |
| Income before extraordinary items | $-76,000 | 8,320 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-76,000 | 8,321 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,137 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $-76,000 | 8,314 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,119,000 | 3,900 |
| Total interest expense | $990,000 | 3,279 |
| Net interest income | $1,129,000 | 4,345 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $79,000 | 6,100 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $79,000 | 4,177 |
| Total noninterest expense | $1,367,000 | 3,123 |
| Salaries and employee benefits | $776,000 | 3,054 |
| Premises and equipment expense | $312,000 | 2,023 |
| Additional noninterest expense | $279,000 | 4,128 |
| Pre-tax net operating income | $-159,000 | 8,506 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $3,000 | 6,254 |
| Income before extraordinary items | $-162,000 | 8,526 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-162,000 | 8,525 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 6,875 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $-162,000 | 8,514 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $8,300,000 | 3,653 |
| Total interest expense | $3,730,000 | 2,801 |
| Net interest income | $4,570,000 | 4,213 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $735,000 | 4,249 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $735,000 | 2,684 |
| Total noninterest expense | $5,653,000 | 2,905 |
| Salaries and employee benefits | $3,306,000 | 2,732 |
| Premises and equipment expense | $1,226,000 | 1,959 |
| Additional noninterest expense | $1,121,000 | 4,069 |
| Pre-tax net operating income | $-348,000 | 8,445 |
| Securities gains (losses) | $-452,000 | 8,692 |
| Applicable income taxes | $-143,000 | 8,638 |
| Income before extraordinary items | $-657,000 | 8,594 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $-657,000 | 8,594 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 4,287 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $-286,360 | 8,437 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $6,228,000 | 3,596 |
| Total interest expense | $2,561,000 | 2,874 |
| Net interest income | $3,667,000 | 4,018 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $483,000 | 4,641 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $483,000 | 2,951 |
| Total noninterest expense | $3,871,000 | 3,114 |
| Salaries and employee benefits | $2,189,000 | 2,999 |
| Premises and equipment expense | $854,000 | 2,084 |
| Additional noninterest expense | $828,000 | 4,075 |
| Pre-tax net operating income | $279,000 | 7,285 |
| Securities gains (losses) | $-452,000 | 8,782 |
| Applicable income taxes | $-1,000 | 8,537 |
| Income before extraordinary items | $-172,000 | 8,503 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-172,000 | 8,503 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 5,107 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $275,480 | 7,006 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,045,000 | 3,592 |
| Total interest expense | $1,664,000 | 2,796 |
| Net interest income | $2,381,000 | 4,079 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $393,000 | 4,096 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $393,000 | 2,577 |
| Total noninterest expense | $2,522,000 | 3,164 |
| Salaries and employee benefits | $1,426,000 | 3,059 |
| Premises and equipment expense | $569,000 | 2,073 |
| Additional noninterest expense | $527,000 | 4,198 |
| Pre-tax net operating income | $252,000 | 6,905 |
| Securities gains (losses) | $-3,000 | 7,812 |
| Applicable income taxes | $60,000 | 5,354 |
| Income before extraordinary items | $189,000 | 7,009 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $189,000 | 7,010 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 5,136 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $191,280 | 6,952 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,025,000 | 3,551 |
| Total interest expense | $823,000 | 2,727 |
| Net interest income | $1,202,000 | 4,057 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $192,000 | 4,074 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $192,000 | 2,543 |
| Total noninterest expense | $1,245,000 | 3,219 |
| Salaries and employee benefits | $689,000 | 3,164 |
| Premises and equipment expense | $297,000 | 2,019 |
| Additional noninterest expense | $259,000 | 4,244 |
| Pre-tax net operating income | $149,000 | 6,583 |
| Securities gains (losses) | $-17,000 | 8,636 |
| Applicable income taxes | $40,000 | 5,043 |
| Income before extraordinary items | $92,000 | 7,028 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $92,000 | 7,030 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,060 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $103,900 | 6,812 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $8,221,000 | 3,348 |
| Total interest expense | $3,385,000 | 2,372 |
| Net interest income | $4,836,000 | 3,897 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $851,000 | 3,901 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $851,000 | 2,390 |
| Total noninterest expense | $4,979,000 | 3,128 |
| Salaries and employee benefits | $2,730,000 | 3,106 |
| Premises and equipment expense | $1,176,000 | 1,954 |
| Additional noninterest expense | $1,073,000 | 4,101 |
| Pre-tax net operating income | $708,000 | 6,076 |
| Securities gains (losses) | $226,000 | 770 |
| Applicable income taxes | $280,000 | 4,284 |
| Income before extraordinary items | $654,000 | 5,762 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $654,000 | 5,764 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 4,748 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $495,800 | 6,305 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $6,161,000 | 3,318 |
| Total interest expense | $2,552,000 | 2,309 |
| Net interest income | $3,609,000 | 3,904 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $635,000 | 3,942 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $635,000 | 2,425 |
| Total noninterest expense | $3,674,000 | 3,148 |
| Salaries and employee benefits | $1,993,000 | 3,137 |
| Premises and equipment expense | $884,000 | 1,953 |
| Additional noninterest expense | $797,000 | 4,101 |
| Pre-tax net operating income | $570,000 | 6,017 |
| Securities gains (losses) | $224,000 | 720 |
| Applicable income taxes | $288,000 | 3,858 |
| Income before extraordinary items | $506,000 | 5,786 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $506,000 | 5,786 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,953 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $362,640 | 6,470 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,088,000 | 3,330 |
| Total interest expense | $1,727,000 | 2,263 |
| Net interest income | $2,361,000 | 3,948 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $420,000 | 3,988 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $420,000 | 2,433 |
| Total noninterest expense | $2,480,000 | 3,124 |
| Salaries and employee benefits | $1,354,000 | 3,116 |
| Premises and equipment expense | $589,000 | 1,945 |
| Additional noninterest expense | $537,000 | 4,092 |
| Pre-tax net operating income | $301,000 | 6,491 |
| Securities gains (losses) | $216,000 | 620 |
| Applicable income taxes | $200,000 | 3,775 |
| Income before extraordinary items | $317,000 | 5,909 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $317,000 | 5,909 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,683 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $178,760 | 7,019 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,095,000 | 3,261 |
| Total interest expense | $902,000 | 2,201 |
| Net interest income | $1,193,000 | 3,910 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $212,000 | 3,924 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $212,000 | 2,379 |
| Total noninterest expense | $1,220,000 | 3,173 |
| Salaries and employee benefits | $685,000 | 3,091 |
| Premises and equipment expense | $298,000 | 1,946 |
| Additional noninterest expense | $237,000 | 4,492 |
| Pre-tax net operating income | $185,000 | 6,001 |
| Securities gains (losses) | $197,000 | 506 |
| Applicable income taxes | $206,000 | 2,530 |
| Income before extraordinary items | $176,000 | 5,644 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $176,000 | 5,645 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,358 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $49,920 | 7,734 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $8,807,000 | 3,165 |
| Total interest expense | $4,395,000 | 2,029 |
| Net interest income | $4,412,000 | 4,055 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $1,133,000 | 3,431 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $132,000 | 120 |
| Additional Noninterest Income | $1,001,000 | 2,386 |
| Total noninterest expense | $5,196,000 | 2,957 |
| Salaries and employee benefits | $2,805,000 | 2,944 |
| Premises and equipment expense | $1,228,000 | 1,865 |
| Additional noninterest expense | $1,163,000 | 3,813 |
| Pre-tax net operating income | $349,000 | 7,237 |
| Securities gains (losses) | $446,000 | 816 |
| Applicable income taxes | $265,000 | 4,470 |
| Income before extraordinary items | $530,000 | 6,220 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $530,000 | 6,224 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $89,000 | 4,263 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $231,180 | 7,480 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $6,668,000 | 3,187 |
| Total interest expense | $3,418,000 | 2,039 |
| Net interest income | $3,250,000 | 4,136 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $856,000 | 3,480 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $132,000 | 117 |
| Additional Noninterest Income | $724,000 | 2,501 |
| Total noninterest expense | $4,107,000 | 2,826 |
| Salaries and employee benefits | $2,228,000 | 2,798 |
| Premises and equipment expense | $937,000 | 1,839 |
| Additional noninterest expense | $942,000 | 3,567 |
| Pre-tax net operating income | $-1,000 | 8,644 |
| Securities gains (losses) | $439,000 | 749 |
| Applicable income taxes | $136,000 | 5,236 |
| Income before extraordinary items | $302,000 | 6,937 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $302,000 | 6,939 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $85,000 | 3,488 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $-910 | 8,634 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,516,000 | 3,158 |
| Total interest expense | $2,352,000 | 2,038 |
| Net interest income | $2,164,000 | 4,145 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $623,000 | 3,256 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $132,000 | 103 |
| Additional Noninterest Income | $491,000 | 2,462 |
| Total noninterest expense | $2,777,000 | 2,787 |
| Salaries and employee benefits | $1,520,000 | 2,747 |
| Premises and equipment expense | $624,000 | 1,826 |
| Additional noninterest expense | $633,000 | 3,548 |
| Pre-tax net operating income | $10,000 | 8,611 |
| Securities gains (losses) | $380,000 | 692 |
| Applicable income taxes | $195,000 | 4,029 |
| Income before extraordinary items | $195,000 | 7,011 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $195,000 | 7,014 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 8,455 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $-48,200 | 8,766 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,381,000 | 3,040 |
| Total interest expense | $1,223,000 | 2,017 |
| Net interest income | $1,158,000 | 3,933 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $270,000 | 3,480 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $15,000 | 114 |
| Additional Noninterest Income | $255,000 | 2,338 |
| Total noninterest expense | $1,428,000 | 2,706 |
| Salaries and employee benefits | $776,000 | 2,681 |
| Premises and equipment expense | $315,000 | 1,814 |
| Additional noninterest expense | $337,000 | 3,299 |
| Pre-tax net operating income | $0 | 8,688 |
| Securities gains (losses) | $255,000 | 566 |
| Applicable income taxes | $156,000 | 3,152 |
| Income before extraordinary items | $99,000 | 6,918 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $99,000 | 6,920 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $-64,200 | 8,900 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $10,330,000 | 2,931 |
| Total interest expense | $6,473,000 | 1,761 |
| Net interest income | $3,857,000 | 4,467 |
| Provision for loan and lease losses | $366,000 | 3,022 |
| Total noninterest income | $862,000 | 3,816 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-96,000 | 9,308 |
| Additional Noninterest Income | $958,000 | 2,245 |
| Total noninterest expense | $5,288,000 | 2,785 |
| Salaries and employee benefits | $2,618,000 | 2,998 |
| Premises and equipment expense | $1,218,000 | 1,824 |
| Additional noninterest expense | $1,452,000 | 3,023 |
| Pre-tax net operating income | $-935,000 | 9,105 |
| Securities gains (losses) | $444,000 | 711 |
| Applicable income taxes | $6,000 | 7,413 |
| Income before extraordinary items | $-497,000 | 9,036 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $-497,000 | 9,035 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $822,000 | 1,134 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-941,000 | 9,133 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $12,047,000 | 2,817 |
| Total interest expense | $8,179,000 | 1,978 |
| Net interest income | $3,868,000 | 4,227 |
| Provision for loan and lease losses | $12,000 | 7,834 |
| Total noninterest income | $871,000 | 3,645 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $871,000 | 2,257 |
| Total noninterest expense | $4,842,000 | 2,905 |
| Salaries and employee benefits | $2,514,000 | 2,937 |
| Premises and equipment expense | $1,113,000 | 1,927 |
| Additional noninterest expense | $1,215,000 | 3,455 |
| Pre-tax net operating income | $-115,000 | 8,880 |
| Securities gains (losses) | $266,000 | 969 |
| Applicable income taxes | $-75,000 | 9,212 |
| Income before extraordinary items | $226,000 | 7,561 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $226,000 | 7,564 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $209,000 | 2,791 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $-40,000 | 8,810 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $12,881,000 | 2,700 |
| Total interest expense | $8,987,000 | 1,918 |
| Net interest income | $3,894,000 | 4,277 |
| Provision for loan and lease losses | $183,000 | 3,922 |
| Total noninterest income | $822,000 | 3,600 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $822,000 | 2,120 |
| Total noninterest expense | $4,856,000 | 2,793 |
| Salaries and employee benefits | $2,439,000 | 2,897 |
| Premises and equipment expense | $996,000 | 2,067 |
| Additional noninterest expense | $1,421,000 | 2,958 |
| Pre-tax net operating income | $-323,000 | 9,433 |
| Securities gains (losses) | $572,000 | 240 |
| Applicable income taxes | $78,000 | 6,812 |
| Income before extraordinary items | $171,000 | 8,270 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $171,000 | 8,269 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $107,000 | 3,458 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $-223,680 | 9,394 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $12,394,000 | 2,624 |
| Total interest expense | $8,469,000 | 1,756 |
| Net interest income | $3,925,000 | 4,253 |
| Provision for loan and lease losses | $95,000 | 5,363 |
| Total noninterest income | $727,000 | 3,886 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $727,000 | 2,314 |
| Total noninterest expense | $4,001,000 | 3,315 |
| Salaries and employee benefits | $2,251,000 | 3,090 |
| Premises and equipment expense | $911,000 | 2,234 |
| Additional noninterest expense | $839,000 | 4,631 |
| Pre-tax net operating income | $556,000 | 6,880 |
| Securities gains (losses) | $864,000 | 241 |
| Applicable income taxes | $502,000 | 3,630 |
| Income before extraordinary items | $918,000 | 4,687 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $918,000 | 4,687 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 5,687 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $356,400 | 7,220 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $11,062,000 | 2,918 |
| Total interest expense | $7,600,000 | 2,012 |
| Net interest income | $3,462,000 | 4,645 |
| Provision for loan and lease losses | $60,000 | 6,123 |
| Total noninterest income | $646,000 | 4,187 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $646,000 | 2,525 |
| Total noninterest expense | $3,364,000 | 3,733 |
| Salaries and employee benefits | $1,905,000 | 3,493 |
| Premises and equipment expense | $754,000 | 2,581 |
| Additional noninterest expense | $705,000 | 5,137 |
| Pre-tax net operating income | $684,000 | 6,550 |
| Securities gains (losses) | $623,000 | 489 |
| Applicable income taxes | $452,000 | 4,115 |
| Income before extraordinary items | $855,000 | 4,982 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $855,000 | 4,982 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $117,000 | 3,365 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $450,050 | 6,806 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $9,395,000 | 3,442 |
| Total interest expense | $5,764,000 | 2,595 |
| Net interest income | $3,631,000 | 4,589 |
| Provision for loan and lease losses | $196,000 | 3,500 |
| Total noninterest income | $612,000 | 4,360 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $612,000 | 2,442 |
| Total noninterest expense | $3,099,000 | 3,996 |
| Salaries and employee benefits | $1,645,000 | 3,934 |
| Premises and equipment expense | $768,000 | 2,515 |
| Additional noninterest expense | $686,000 | 5,297 |
| Pre-tax net operating income | $948,000 | 5,994 |
| Securities gains (losses) | $-45,000 | 10,616 |
| Applicable income taxes | $249,000 | 6,269 |
| Income before extraordinary items | $654,000 | 6,093 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $654,000 | 6,094 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $195,000 | 2,585 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $686,400 | 5,920 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $7,921,000 | 4,078 |
| Total interest expense | $4,354,000 | 3,429 |
| Net interest income | $3,567,000 | 4,753 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $372,000 | 6,184 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $372,000 | 3,539 |
| Total noninterest expense | $3,075,000 | 4,231 |
| Salaries and employee benefits | $1,415,000 | 4,547 |
| Premises and equipment expense | $521,000 | 3,653 |
| Additional noninterest expense | $1,139,000 | 3,946 |
| Pre-tax net operating income | $864,000 | 6,228 |
| Securities gains (losses) | $-15,000 | 10,479 |
| Applicable income taxes | $315,000 | 5,673 |
| Income before extraordinary items | $534,000 | 6,670 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $534,000 | 6,673 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 4,856 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $543,600 | 6,544 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $7,000,000 | 4,555 |
| Total interest expense | $3,575,000 | 4,075 |
| Net interest income | $3,425,000 | 4,953 |
| Provision for loan and lease losses | $200,000 | 2,992 |
| Total noninterest income | $338,000 | 6,626 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $338,000 | 3,708 |
| Total noninterest expense | $3,053,000 | 4,222 |
| Salaries and employee benefits | $1,869,000 | 3,527 |
| Premises and equipment expense | $490,000 | 3,822 |
| Additional noninterest expense | $694,000 | 5,899 |
| Pre-tax net operating income | $510,000 | 8,377 |
| Securities gains (losses) | $64,000 | 1,156 |
| Applicable income taxes | $72,000 | 9,749 |
| Income before extraordinary items | $502,000 | 7,237 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $502,000 | 7,236 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $104,000 | 3,672 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $446,320 | 7,645 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,638,000 | 4,437 |
| Total interest expense | $2,828,000 | 4,174 |
| Net interest income | $3,810,000 | 4,571 |
| Provision for loan and lease losses | $330,000 | 2,106 |
| Total noninterest income | $273,000 | 7,603 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $273,000 | 4,356 |
| Total noninterest expense | $2,040,000 | 6,101 |
| Salaries and employee benefits | $992,000 | 6,126 |
| Premises and equipment expense | $436,000 | 4,276 |
| Additional noninterest expense | $612,000 | 6,947 |
| Pre-tax net operating income | $1,713,000 | 3,941 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $799,000 | 2,761 |
| Income before extraordinary items | $914,000 | 4,844 |
| Extraordinary gains, net | $150,000 | 84 |
| Net income | $1,064,000 | 4,298 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 4,318 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $914,000 | 4,906 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,304,000 | 4,749 |
| Total interest expense | $2,714,000 | 4,496 |
| Net interest income | $3,590,000 | 4,853 |
| Provision for loan and lease losses | $227,000 | 3,641 |
| Total noninterest income | $270,000 | 8,057 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $270,000 | 4,770 |
| Total noninterest expense | $1,940,000 | 6,498 |
| Salaries and employee benefits | $835,000 | 7,106 |
| Premises and equipment expense | $403,000 | 4,683 |
| Additional noninterest expense | $702,000 | 6,538 |
| Pre-tax net operating income | $1,693,000 | 3,891 |
| Securities gains (losses) | $5,000 | 6,132 |
| Applicable income taxes | $672,000 | 3,235 |
| Income before extraordinary items | $1,026,000 | 4,602 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,026,000 | 4,735 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $219,000 | 2,962 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,022,800 | 4,374 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,249,000 | 5,306 |
| Total interest expense | $3,289,000 | 4,794 |
| Net interest income | $2,960,000 | 5,781 |
| Provision for loan and lease losses | $116,000 | 6,901 |
| Total noninterest income | $256,000 | 8,405 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $256,000 | 4,891 |
| Total noninterest expense | $1,483,000 | 7,974 |
| Salaries and employee benefits | $693,000 | 8,045 |
| Premises and equipment expense | $335,000 | 5,533 |
| Additional noninterest expense | $455,000 | 8,919 |
| Pre-tax net operating income | $1,617,000 | 3,769 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $688,000 | 3,028 |
| Income before extraordinary items | $929,000 | 4,812 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $929,000 | 4,858 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $929,000 | 4,489 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.