Home > Pointe Federal Savings Bank > Assets and Liabilities
Pointe Federal Savings Bank, Assets and Liabilities
| 1996-12-31 | Rank | |
| # of Employees: | 12 | 9,268 |
| Assets and Liabilities | ||
| Total Assets: | $106,833,000 | 4,167 |
| Cash and due from depository institutions | $2,090,000 | 9,268 |
| Interest-bearing balances | $1,189,000 | 2,169 |
| Securities | $26,926,000 | 4,263 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $70,904,000 | 3,799 |
| Loan loss allowance | $474,000 | 6,144 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $987,000 | 6,043 |
| Other real estate owned | $270,000 | 9,268 |
| Goodwill and other intangibles | $84,000 | 2,594 |
| All other assets | $5,572,000 | 1,461 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $106,829,000 | 4,167 |
| Total liabilities | $98,287,000 | 4,082 |
| Total deposits | $73,783,000 | 4,969 |
| Interest-bearing deposits | $69,370,000 | 4,625 |
| Deposits held in domestic offices | $73,783,000 | 4,959 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $22,972,000 | 874 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,532,000 | 2,535 |
| Total equity capital | $8,542,000 | 4,964 |
| Total bank equity capital | $8,542,000 | 4,964 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $6,000 | 10,138 |
| Surplus | $6,071,000 | 2,423 |
| Undivided profits | $2,465,000 | 6,656 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,412,000 | 2,037 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $580,000 | 3,986 |
| Earning assets | $99,019,000 | 4,137 |
| Long-term assets (5+ years) | $0 | 9,965 |
| Average Assets, year-to-date | $127,628,400 | 3,387 |
| Average Assets, quarterly | $109,452,500 | 4,026 |
| Volatile liabilities | $35,864,000 | 1,785 |
| Insider loans | $757,000 | 4,369 |
| FHLB advances | $22,972,000 | 307 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $3,808,000 | 5,778 |
| Tier 1 (core) risk-based capital | $8,826,000 | 4,718 |
| Tier 2 risk-based capital | $474,000 | 5,468 |
| Total risk weighted assets | $51,093,000 | 4,979 |
| Total unused commitments | $3,808,000 | 5,791 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 55 | 3,539 |
| Assets and Liabilities | ||
| Total Assets: | $154,077,000 | 2,990 |
| Cash and due from depository institutions | $2,706,000 | 3,539 |
| Interest-bearing balances | $2,438,000 | 1,604 |
| Securities | $41,303,000 | 3,048 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $102,370,000 | 2,644 |
| Loan loss allowance | $408,000 | 6,888 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,287,000 | 5,157 |
| Other real estate owned | $0 | 3,539 |
| Goodwill and other intangibles | $113,000 | 2,301 |
| All other assets | $6,298,000 | 1,351 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $154,077,000 | 2,990 |
| Total liabilities | $145,002,000 | 2,867 |
| Total deposits | $110,156,000 | 3,481 |
| Interest-bearing deposits | $107,235,000 | 3,073 |
| Deposits held in domestic offices | $110,156,000 | 3,473 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,025,000 | 1,411 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $26,500,000 | 742 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $2,321,000 | 1,863 |
| Total equity capital | $9,075,000 | 4,712 |
| Total bank equity capital | $9,075,000 | 4,712 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $6,000 | 10,604 |
| Surplus | $6,071,000 | 2,435 |
| Undivided profits | $2,998,000 | 6,214 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,875,000 | 1,596 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $711,000 | 3,313 |
| Earning assets | $146,111,000 | 2,904 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $168,066,800 | 2,643 |
| Average Assets, quarterly | $157,662,000 | 2,881 |
| Volatile liabilities | $43,746,000 | 1,427 |
| Insider loans | $897,000 | 3,997 |
| FHLB advances | $26,500,000 | 256 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $8,117,000 | 3,747 |
| Tier 1 (core) risk-based capital | $9,234,000 | 4,497 |
| Tier 2 risk-based capital | $408,000 | 6,107 |
| Total risk weighted assets | $74,644,000 | 3,531 |
| Total unused commitments | $8,117,000 | 3,760 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 51 | 3,912 |
| Assets and Liabilities | ||
| Total Assets: | $174,946,000 | 2,613 |
| Cash and due from depository institutions | $4,210,000 | 3,912 |
| Interest-bearing balances | $3,989,000 | 906 |
| Securities | $44,338,000 | 2,958 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $116,100,000 | 2,337 |
| Loan loss allowance | $405,000 | 7,083 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,271,000 | 5,223 |
| Other real estate owned | $127,000 | 3,912 |
| Goodwill and other intangibles | $2,993,000 | 629 |
| All other assets | $5,907,000 | 1,471 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $174,946,000 | 2,613 |
| Total liabilities | $166,013,000 | 2,511 |
| Total deposits | $145,532,000 | 2,639 |
| Interest-bearing deposits | $145,532,000 | 2,303 |
| Deposits held in domestic offices | $145,532,000 | 2,629 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,813,000 | 1,446 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $9,500,000 | 1,272 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $3,168,000 | 1,261 |
| Total equity capital | $8,933,000 | 4,500 |
| Total bank equity capital | $8,933,000 | 4,500 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $6,000 | 11,177 |
| Surplus | $6,071,000 | 2,352 |
| Undivided profits | $2,856,000 | 6,070 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $957,000 | 2,709 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $628,000 | 3,296 |
| Earning assets | $164,427,000 | 2,546 |
| Long-term assets (5+ years) | $0 | 10,888 |
| Average Assets, year-to-date | $171,016,400 | 2,599 |
| Average Assets, quarterly | $175,314,000 | 2,587 |
| Volatile liabilities | $29,154,000 | 1,872 |
| Insider loans | $0 | 11,229 |
| FHLB advances | $9,500,000 | 479 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $22,476,000 | 1,748 |
| Tier 1 (core) risk-based capital | $9,249,000 | 4,415 |
| Tier 2 risk-based capital | $405,000 | 6,171 |
| Total risk weighted assets | $77,517,000 | 3,349 |
| Total unused commitments | $22,476,000 | 1,760 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 87 | 2,415 |
| Assets and Liabilities | ||
| Total Assets: | $162,830,000 | 2,812 |
| Cash and due from depository institutions | $8,003,000 | 2,415 |
| Interest-bearing balances | $7,755,000 | 788 |
| Securities | $30,792,000 | 4,384 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $116,512,000 | 2,282 |
| Loan loss allowance | $382,000 | 7,626 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,276,000 | 5,261 |
| Other real estate owned | $145,000 | 2,415 |
| Goodwill and other intangibles | $327,000 | 1,584 |
| All other assets | $5,775,000 | 1,415 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $162,830,000 | 2,812 |
| Total liabilities | $154,027,000 | 2,715 |
| Total deposits | $112,518,000 | 3,485 |
| Interest-bearing deposits | $106,509,000 | 3,202 |
| Deposits held in domestic offices | $112,518,000 | 3,477 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,867,000 | 1,392 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $34,000,000 | 592 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $1,642,000 | 2,136 |
| Total equity capital | $8,803,000 | 4,614 |
| Total bank equity capital | $8,803,000 | 4,614 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $6,000 | 11,711 |
| Surplus | $6,071,000 | 2,253 |
| Undivided profits | $2,726,000 | 6,480 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,027,000 | 3,085 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $576,000 | 3,194 |
| Earning assets | $155,059,000 | 2,722 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $150,795,800 | 2,954 |
| Average Assets, quarterly | $164,132,500 | 2,775 |
| Volatile liabilities | $53,232,000 | 1,142 |
| Insider loans | $0 | 11,728 |
| FHLB advances | $34,000,000 | 231 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $62,177,000 | 842 |
| Tier 1 (core) risk-based capital | $8,747,000 | 4,541 |
| Tier 2 risk-based capital | $382,000 | 6,503 |
| Total risk weighted assets | $74,643,000 | 3,442 |
| Total unused commitments | $62,177,000 | 857 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 66 | 3,257 |
| Assets and Liabilities | ||
| Total Assets: | $125,094,000 | 3,705 |
| Cash and due from depository institutions | $6,976,000 | 3,257 |
| Interest-bearing balances | $6,799,000 | 1,103 |
| Securities | $21,556,000 | 5,807 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $91,859,000 | 2,881 |
| Loan loss allowance | $321,000 | 8,503 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $788,000 | 7,181 |
| Other real estate owned | $266,000 | 3,257 |
| Goodwill and other intangibles | $338,000 | 1,540 |
| All other assets | $3,311,000 | 2,314 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $125,094,000 | 3,705 |
| Total liabilities | $118,085,000 | 3,599 |
| Total deposits | $99,682,000 | 4,028 |
| Interest-bearing deposits | $93,834,000 | 3,749 |
| Deposits held in domestic offices | $99,682,000 | 4,020 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,215,000 | 1,958 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $15,004,000 | 796 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $1,184,000 | 2,868 |
| Total equity capital | $7,009,000 | 5,368 |
| Total bank equity capital | $7,009,000 | 5,368 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $6,000 | 12,247 |
| Surplus | $6,071,000 | 2,166 |
| Undivided profits | $932,000 | 9,752 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,257,000 | 3,109 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $548,000 | 3,731 |
| Earning assets | $120,214,000 | 3,515 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $119,613,000 | 3,778 |
| Average Assets, quarterly | $128,957,000 | 3,571 |
| Volatile liabilities | $32,198,000 | 1,621 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $15,000,000 | 329 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $43,242,000 | 1,045 |
| Tier 1 (core) risk-based capital | $6,975,000 | 5,330 |
| Tier 2 risk-based capital | $322,000 | 7,266 |
| Total risk weighted assets | $57,871,000 | 4,364 |
| Total unused commitments | $43,242,000 | 1,064 |
| Derivatives | $0 | 651 |