Home > Pointe Bank > Income and Expense
Pointe Bank, Income and Expense
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $5,904,000 | 1,300 |
| Total interest expense | $1,444,000 | 1,657 |
| Net interest income | $4,460,000 | 1,177 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $669,000 | 1,714 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $351,000 | 1,173 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $318,000 | 1,826 |
| Total noninterest expense | $3,465,000 | 1,224 |
| Salaries and employee benefits | $1,918,000 | 1,199 |
| Premises and equipment expense | $664,000 | 890 |
| Additional noninterest expense | $883,000 | 1,408 |
| Pre-tax net operating income | $1,664,000 | 1,376 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $538,000 | 1,262 |
| Income before extraordinary items | $1,126,000 | 1,506 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,126,000 | 1,507 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 3,609 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $1,126,000 | 1,480 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $20,807,000 | 1,370 |
| Total interest expense | $4,824,000 | 1,699 |
| Net interest income | $15,983,000 | 1,267 |
| Provision for loan and lease losses | $215,000 | 3,572 |
| Total noninterest income | $3,133,000 | 1,543 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,612,000 | 1,106 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,521,000 | 1,623 |
| Total noninterest expense | $13,306,000 | 1,234 |
| Salaries and employee benefits | $7,218,000 | 1,203 |
| Premises and equipment expense | $2,524,000 | 885 |
| Additional noninterest expense | $3,564,000 | 1,393 |
| Pre-tax net operating income | $5,595,000 | 1,522 |
| Securities gains (losses) | $134,000 | 1,052 |
| Applicable income taxes | $1,889,000 | 1,334 |
| Income before extraordinary items | $3,840,000 | 1,671 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $3,840,000 | 1,672 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $306,000 | 1,960 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $3,750,220 | 1,667 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $15,111,000 | 1,400 |
| Total interest expense | $3,404,000 | 1,761 |
| Net interest income | $11,707,000 | 1,280 |
| Provision for loan and lease losses | $215,000 | 2,865 |
| Total noninterest income | $2,429,000 | 1,515 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $1,187,000 | 1,126 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,242,000 | 1,523 |
| Total noninterest expense | $9,665,000 | 1,273 |
| Salaries and employee benefits | $5,214,000 | 1,263 |
| Premises and equipment expense | $1,849,000 | 905 |
| Additional noninterest expense | $2,602,000 | 1,418 |
| Pre-tax net operating income | $4,256,000 | 1,514 |
| Securities gains (losses) | $134,000 | 1,001 |
| Applicable income taxes | $1,437,000 | 1,331 |
| Income before extraordinary items | $2,953,000 | 1,647 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $2,953,000 | 1,648 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $336,000 | 1,327 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $2,863,220 | 1,653 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $9,806,000 | 1,433 |
| Total interest expense | $2,197,000 | 1,806 |
| Net interest income | $7,609,000 | 1,305 |
| Provision for loan and lease losses | $215,000 | 2,073 |
| Total noninterest income | $1,734,000 | 1,434 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $768,000 | 1,147 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $966,000 | 1,358 |
| Total noninterest expense | $6,369,000 | 1,282 |
| Salaries and employee benefits | $3,452,000 | 1,265 |
| Premises and equipment expense | $1,217,000 | 926 |
| Additional noninterest expense | $1,700,000 | 1,427 |
| Pre-tax net operating income | $2,759,000 | 1,532 |
| Securities gains (losses) | $134,000 | 858 |
| Applicable income taxes | $934,000 | 1,353 |
| Income before extraordinary items | $1,959,000 | 1,641 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,959,000 | 1,642 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $355,000 | 925 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,867,880 | 1,651 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $4,779,000 | 1,486 |
| Total interest expense | $1,087,000 | 1,841 |
| Net interest income | $3,692,000 | 1,344 |
| Provision for loan and lease losses | $100,000 | 2,105 |
| Total noninterest income | $989,000 | 1,263 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $372,000 | 1,146 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $617,000 | 1,112 |
| Total noninterest expense | $3,194,000 | 1,282 |
| Salaries and employee benefits | $1,790,000 | 1,237 |
| Premises and equipment expense | $595,000 | 976 |
| Additional noninterest expense | $809,000 | 1,483 |
| Pre-tax net operating income | $1,387,000 | 1,501 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $435,000 | 1,454 |
| Income before extraordinary items | $952,000 | 1,663 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $952,000 | 1,663 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 8,177 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $952,000 | 1,576 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $18,586,000 | 1,547 |
| Total interest expense | $5,038,000 | 1,776 |
| Net interest income | $13,548,000 | 1,432 |
| Provision for loan and lease losses | $-100,000 | 9,026 |
| Total noninterest income | $2,657,000 | 1,855 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $1,490,000 | 1,158 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,167,000 | 2,156 |
| Total noninterest expense | $12,370,000 | 1,313 |
| Salaries and employee benefits | $6,439,000 | 1,335 |
| Premises and equipment expense | $2,547,000 | 877 |
| Additional noninterest expense | $3,384,000 | 1,453 |
| Pre-tax net operating income | $3,935,000 | 2,000 |
| Securities gains (losses) | $436,000 | 829 |
| Applicable income taxes | $1,444,000 | 1,672 |
| Income before extraordinary items | $2,927,000 | 2,083 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,927,000 | 2,083 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-22,000 | 8,770 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,634,880 | 2,174 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $13,816,000 | 1,589 |
| Total interest expense | $3,894,000 | 1,792 |
| Net interest income | $9,922,000 | 1,482 |
| Provision for loan and lease losses | $-100,000 | 9,136 |
| Total noninterest income | $2,029,000 | 1,876 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,114,000 | 1,176 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $915,000 | 2,178 |
| Total noninterest expense | $9,288,000 | 1,320 |
| Salaries and employee benefits | $4,829,000 | 1,357 |
| Premises and equipment expense | $1,910,000 | 895 |
| Additional noninterest expense | $2,549,000 | 1,443 |
| Pre-tax net operating income | $2,763,000 | 2,186 |
| Securities gains (losses) | $332,000 | 901 |
| Applicable income taxes | $1,012,000 | 1,842 |
| Income before extraordinary items | $2,083,000 | 2,254 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,083,000 | 2,252 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-19,000 | 8,698 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,860,560 | 2,354 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $9,161,000 | 1,605 |
| Total interest expense | $2,708,000 | 1,786 |
| Net interest income | $6,453,000 | 1,513 |
| Provision for loan and lease losses | $100,000 | 3,841 |
| Total noninterest income | $1,353,000 | 1,858 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $729,000 | 1,170 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $624,000 | 2,140 |
| Total noninterest expense | $6,103,000 | 1,340 |
| Salaries and employee benefits | $3,064,000 | 1,412 |
| Premises and equipment expense | $1,288,000 | 887 |
| Additional noninterest expense | $1,751,000 | 1,416 |
| Pre-tax net operating income | $1,603,000 | 2,463 |
| Securities gains (losses) | $256,000 | 903 |
| Applicable income taxes | $595,000 | 2,056 |
| Income before extraordinary items | $1,264,000 | 2,453 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,264,000 | 2,451 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $96,000 | 2,557 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,089,920 | 2,632 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $4,556,000 | 1,626 |
| Total interest expense | $1,447,000 | 1,727 |
| Net interest income | $3,109,000 | 1,566 |
| Provision for loan and lease losses | $-100,000 | 9,265 |
| Total noninterest income | $676,000 | 1,830 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $355,000 | 1,167 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $321,000 | 2,012 |
| Total noninterest expense | $3,059,000 | 1,321 |
| Salaries and employee benefits | $1,565,000 | 1,383 |
| Premises and equipment expense | $630,000 | 915 |
| Additional noninterest expense | $864,000 | 1,393 |
| Pre-tax net operating income | $826,000 | 2,404 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $260,000 | 2,269 |
| Income before extraordinary items | $566,000 | 2,672 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $566,000 | 2,669 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 2,229 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $566,000 | 2,537 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $20,360,000 | 1,516 |
| Total interest expense | $7,582,000 | 1,495 |
| Net interest income | $12,778,000 | 1,514 |
| Provision for loan and lease losses | $812,000 | 1,607 |
| Total noninterest income | $2,397,000 | 1,850 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $1,376,000 | 1,170 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,021,000 | 2,148 |
| Total noninterest expense | $11,350,000 | 1,353 |
| Salaries and employee benefits | $5,746,000 | 1,420 |
| Premises and equipment expense | $2,395,000 | 908 |
| Additional noninterest expense | $3,209,000 | 1,484 |
| Pre-tax net operating income | $3,013,000 | 2,495 |
| Securities gains (losses) | $342,000 | 821 |
| Applicable income taxes | $1,119,000 | 2,033 |
| Income before extraordinary items | $2,236,000 | 2,563 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,236,000 | 2,563 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-300,000 | 9,320 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,006,860 | 2,708 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $21,827,000 | 1,548 |
| Total interest expense | $10,453,000 | 1,555 |
| Net interest income | $11,374,000 | 1,566 |
| Provision for loan and lease losses | $1,296,000 | 1,020 |
| Total noninterest income | $1,894,000 | 2,099 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $1,059,000 | 1,409 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $835,000 | 2,322 |
| Total noninterest expense | $9,493,000 | 1,543 |
| Salaries and employee benefits | $4,710,000 | 1,595 |
| Premises and equipment expense | $1,842,000 | 1,154 |
| Additional noninterest expense | $2,941,000 | 1,578 |
| Pre-tax net operating income | $2,479,000 | 2,683 |
| Securities gains (losses) | $741,000 | 483 |
| Applicable income taxes | $1,098,000 | 1,942 |
| Income before extraordinary items | $2,122,000 | 2,397 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,122,000 | 2,401 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,146,000 | 849 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,632,940 | 2,928 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $18,632,000 | 1,875 |
| Total interest expense | $9,305,000 | 1,858 |
| Net interest income | $9,327,000 | 1,887 |
| Provision for loan and lease losses | $685,000 | 1,445 |
| Total noninterest income | $1,126,000 | 2,897 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $704,000 | 1,959 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $422,000 | 3,225 |
| Total noninterest expense | $6,988,000 | 1,987 |
| Salaries and employee benefits | $3,820,000 | 1,883 |
| Premises and equipment expense | $1,161,000 | 1,808 |
| Additional noninterest expense | $2,007,000 | 2,149 |
| Pre-tax net operating income | $2,780,000 | 2,542 |
| Securities gains (losses) | $-124,000 | 9,472 |
| Applicable income taxes | $893,000 | 2,327 |
| Income before extraordinary items | $1,763,000 | 2,842 |
| Extraordinary gains, net | $78,000 | 22 |
| Net income | $1,841,000 | 2,756 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $224,000 | 2,232 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,844,840 | 2,754 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $15,122,000 | 2,162 |
| Total interest expense | $6,904,000 | 2,150 |
| Net interest income | $8,218,000 | 2,136 |
| Provision for loan and lease losses | $610,000 | 1,476 |
| Total noninterest income | $1,015,000 | 3,055 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $581,000 | 2,304 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $434,000 | 3,234 |
| Total noninterest expense | $6,539,000 | 2,081 |
| Salaries and employee benefits | $3,362,000 | 2,087 |
| Premises and equipment expense | $1,133,000 | 1,803 |
| Additional noninterest expense | $2,044,000 | 2,133 |
| Pre-tax net operating income | $2,084,000 | 3,220 |
| Securities gains (losses) | $37,000 | 1,107 |
| Applicable income taxes | $785,000 | 2,686 |
| Income before extraordinary items | $1,336,000 | 3,561 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,336,000 | 3,561 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $357,000 | 1,587 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,312,320 | 3,582 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $13,163,000 | 2,472 |
| Total interest expense | $6,498,000 | 2,316 |
| Net interest income | $6,665,000 | 2,558 |
| Provision for loan and lease losses | $950,000 | 1,018 |
| Total noninterest income | $1,286,000 | 2,541 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $665,000 | 1,914 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $621,000 | 2,589 |
| Total noninterest expense | $5,537,000 | 2,364 |
| Salaries and employee benefits | $2,858,000 | 2,364 |
| Premises and equipment expense | $992,000 | 1,980 |
| Additional noninterest expense | $1,687,000 | 2,472 |
| Pre-tax net operating income | $1,464,000 | 4,250 |
| Securities gains (losses) | $298,000 | 747 |
| Applicable income taxes | $661,000 | 3,156 |
| Income before extraordinary items | $1,101,000 | 4,178 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,101,000 | 4,177 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $720,000 | 955 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $910,280 | 4,698 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $11,992,000 | 2,731 |
| Total interest expense | $6,336,000 | 2,367 |
| Net interest income | $5,656,000 | 3,084 |
| Provision for loan and lease losses | $80,000 | 5,644 |
| Total noninterest income | $1,330,000 | 2,421 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $501,000 | 2,618 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $829,000 | 1,986 |
| Total noninterest expense | $5,332,000 | 2,417 |
| Salaries and employee benefits | $2,073,000 | 3,198 |
| Premises and equipment expense | $932,000 | 2,110 |
| Additional noninterest expense | $2,327,000 | 1,825 |
| Pre-tax net operating income | $1,574,000 | 4,299 |
| Securities gains (losses) | $29,000 | 1,652 |
| Applicable income taxes | $602,000 | 3,656 |
| Income before extraordinary items | $1,001,000 | 4,710 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,001,000 | 4,709 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 7,455 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $6,000 | 988 |
| Net operating income | $982,440 | 4,700 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,125,000 | 7,844 |
| Total interest expense | $1,488,000 | 7,610 |
| Net interest income | $1,637,000 | 7,933 |
| Provision for loan and lease losses | $117,000 | 4,776 |
| Total noninterest income | $595,000 | 4,594 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $230,000 | 5,107 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $365,000 | 3,597 |
| Total noninterest expense | $2,147,000 | 5,636 |
| Salaries and employee benefits | $639,000 | 7,904 |
| Premises and equipment expense | $396,000 | 4,569 |
| Additional noninterest expense | $1,112,000 | 4,024 |
| Pre-tax net operating income | $-32,000 | 10,867 |
| Securities gains (losses) | $25,000 | 1,832 |
| Applicable income taxes | $-38,000 | 11,049 |
| Income before extraordinary items | $31,000 | 10,675 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $31,000 | 10,671 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $246,000 | 2,363 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $15,000 | 10,714 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,625,000 | 8,757 |
| Total interest expense | $1,226,000 | 8,504 |
| Net interest income | $1,399,000 | 8,790 |
| Provision for loan and lease losses | $311,000 | 2,223 |
| Total noninterest income | $524,000 | 5,016 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $207,000 | 5,566 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $317,000 | 3,876 |
| Total noninterest expense | $1,959,000 | 6,081 |
| Salaries and employee benefits | $673,000 | 7,905 |
| Premises and equipment expense | $416,000 | 4,373 |
| Additional noninterest expense | $870,000 | 4,906 |
| Pre-tax net operating income | $-347,000 | 11,750 |
| Securities gains (losses) | $-3,000 | 9,402 |
| Applicable income taxes | $-131,000 | 11,741 |
| Income before extraordinary items | $-219,000 | 11,692 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $-219,000 | 11,690 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 8,482 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $-217,080 | 11,676 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,224,000 | 11,300 |
| Total interest expense | $376,000 | 11,706 |
| Net interest income | $848,000 | 10,891 |
| Provision for loan and lease losses | $10,000 | 8,460 |
| Total noninterest income | $204,000 | 8,663 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $142,000 | 7,083 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $62,000 | 9,009 |
| Total noninterest expense | $873,000 | 9,893 |
| Salaries and employee benefits | $345,000 | 10,788 |
| Premises and equipment expense | $215,000 | 7,137 |
| Additional noninterest expense | $313,000 | 9,804 |
| Pre-tax net operating income | $169,000 | 11,128 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $64,000 | 10,134 |
| Income before extraordinary items | $105,000 | 11,339 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $105,000 | 11,344 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,704 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $105,000 | 11,375 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,873,000 | 10,446 |
| Total interest expense | $638,000 | 10,931 |
| Net interest income | $1,235,000 | 9,951 |
| Provision for loan and lease losses | $36,000 | 8,112 |
| Total noninterest income | $174,000 | 9,724 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $159,000 | 6,850 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $15,000 | 12,399 |
| Total noninterest expense | $1,148,000 | 9,114 |
| Salaries and employee benefits | $447,000 | 10,187 |
| Premises and equipment expense | $397,000 | 4,743 |
| Additional noninterest expense | $304,000 | 10,399 |
| Pre-tax net operating income | $225,000 | 10,825 |
| Securities gains (losses) | $27,000 | 4,244 |
| Applicable income taxes | $0 | 12,141 |
| Income before extraordinary items | $252,000 | 10,017 |
| Extraordinary gains, net | $1,000 | 3,136 |
| Net income | $252,000 | 10,154 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 6,463 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $225,000 | 10,104 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,742,000 | 11,437 |
| Total interest expense | $716,000 | 11,729 |
| Net interest income | $1,026,000 | 11,004 |
| Provision for loan and lease losses | $47,000 | 9,237 |
| Total noninterest income | $177,000 | 9,884 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $163,000 | 6,783 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $14,000 | 13,064 |
| Total noninterest expense | $1,038,000 | 9,816 |
| Salaries and employee benefits | $396,000 | 10,905 |
| Premises and equipment expense | $318,000 | 5,731 |
| Additional noninterest expense | $324,000 | 10,509 |
| Pre-tax net operating income | $118,000 | 11,835 |
| Securities gains (losses) | $40,000 | 4,499 |
| Applicable income taxes | $0 | 12,680 |
| Income before extraordinary items | $158,000 | 11,164 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $158,000 | 11,254 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 10,608 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $118,000 | 11,385 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.