Pointbank, Income and Expense
| 2025-03-31 (YTD Data) | Rank | |
| Total interest income | $12,925,000 | 1,034 |
| Total interest expense | $5,186,000 | 955 |
| Net interest income | $7,739,000 | 1,101 |
| Provision for loan and lease losses | $100,000 | 1,432 |
| Total noninterest income | $1,688,000 | 952 |
| Gross Fiduciary activities income | $0 | 918 |
| Service charges on deposit accounts | $767,000 | 411 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $921,000 | 1,012 |
| Total noninterest expense | $6,129,000 | 1,079 |
| Salaries and employee benefits | $3,583,000 | 1,048 |
| Premises and equipment expense | $845,000 | 817 |
| Additional noninterest expense | $921,000 | 1,012 |
| Pre-tax net operating income | $3,198,000 | 1,016 |
| Securities gains (losses) | $0 | 665 |
| Applicable income taxes | $0 | 3,151 |
| Income before extraordinary items | $3,198,000 | 876 |
| Extraordinary gains, net | $0 | 47 |
| Net income | $3,198,000 | 889 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $3,198,000 | 876 |
| Net charge-offs | $26,000 | 1,311 |
| Cash dividends | $1,139,000 | 831 |
| Sale, conversion, retirement of capital stock, net | $0 | 467 |
| Net operating income | $3,198,000 | 880 |
| 2024-12-31 (YTD Data) | Rank | |
| Total interest income | $51,849,000 | 1,016 |
| Total interest expense | $23,751,000 | 906 |
| Net interest income | $28,098,000 | 1,116 |
| Provision for loan and lease losses | $340,000 | 1,648 |
| Total noninterest income | $5,683,000 | 1,087 |
| Gross Fiduciary activities income | $0 | 1,000 |
| Service charges on deposit accounts | $2,800,000 | 429 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,883,000 | 1,244 |
| Total noninterest expense | $22,505,000 | 1,135 |
| Salaries and employee benefits | $12,784,000 | 1,128 |
| Premises and equipment expense | $3,358,000 | 790 |
| Additional noninterest expense | $2,883,000 | 1,244 |
| Pre-tax net operating income | $10,936,000 | 1,077 |
| Securities gains (losses) | $0 | 940 |
| Applicable income taxes | $0 | 3,278 |
| Income before extraordinary items | $10,936,000 | 947 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $10,936,000 | 956 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $10,936,000 | 947 |
| Net charge-offs | $1,114,000 | 648 |
| Cash dividends | $4,474,000 | 945 |
| Sale, conversion, retirement of capital stock, net | $0 | 564 |
| Net operating income | $10,936,000 | 956 |
| 2024-09-30 (YTD Data) | Rank | |
| Total interest income | $38,930,000 | 1,007 |
| Total interest expense | $18,335,000 | 892 |
| Net interest income | $20,595,000 | 1,120 |
| Provision for loan and lease losses | $290,000 | 1,481 |
| Total noninterest income | $4,158,000 | 1,099 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $1,954,000 | 458 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,204,000 | 1,227 |
| Total noninterest expense | $17,020,000 | 1,118 |
| Salaries and employee benefits | $9,419,000 | 1,141 |
| Premises and equipment expense | $2,553,000 | 778 |
| Additional noninterest expense | $2,204,000 | 1,227 |
| Pre-tax net operating income | $7,443,000 | 1,151 |
| Securities gains (losses) | $0 | 930 |
| Applicable income taxes | $0 | 3,278 |
| Income before extraordinary items | $7,443,000 | 1,013 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $7,443,000 | 1,028 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $7,443,000 | 1,015 |
| Net charge-offs | $1,083,000 | 522 |
| Cash dividends | $3,122,000 | 889 |
| Sale, conversion, retirement of capital stock, net | $0 | 527 |
| Net operating income | $7,443,000 | 1,017 |
| 2024-06-30 (YTD Data) | Rank | |
| Total interest income | $25,519,000 | 1,010 |
| Total interest expense | $12,436,000 | 861 |
| Net interest income | $13,083,000 | 1,163 |
| Provision for loan and lease losses | $190,000 | 1,404 |
| Total noninterest income | $2,629,000 | 1,135 |
| Gross Fiduciary activities income | $0 | 962 |
| Service charges on deposit accounts | $1,162,000 | 484 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,467,000 | 1,228 |
| Total noninterest expense | $11,285,000 | 1,121 |
| Salaries and employee benefits | $6,696,000 | 1,085 |
| Premises and equipment expense | $1,667,000 | 802 |
| Additional noninterest expense | $1,467,000 | 1,228 |
| Pre-tax net operating income | $4,237,000 | 1,266 |
| Securities gains (losses) | $0 | 628 |
| Applicable income taxes | $0 | 3,283 |
| Income before extraordinary items | $4,237,000 | 1,133 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $4,237,000 | 1,149 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $4,237,000 | 1,135 |
| Net charge-offs | $1,021,000 | 409 |
| Cash dividends | $2,150,000 | 860 |
| Sale, conversion, retirement of capital stock, net | $0 | 496 |
| Net operating income | $4,237,000 | 1,133 |
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $44,845,000 | 1,024 |
| Total interest expense | $18,341,000 | 833 |
| Net interest income | $26,504,000 | 1,147 |
| Provision for loan and lease losses | $250,000 | 1,809 |
| Total noninterest income | $5,336,000 | 1,145 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $2,259,000 | 500 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,077,000 | 1,231 |
| Total noninterest expense | $21,140,000 | 1,161 |
| Salaries and employee benefits | $12,373,000 | 1,119 |
| Premises and equipment expense | $3,186,000 | 814 |
| Additional noninterest expense | $3,077,000 | 1,231 |
| Pre-tax net operating income | $10,450,000 | 1,120 |
| Securities gains (losses) | $-49,000 | 3,643 |
| Applicable income taxes | $0 | 3,369 |
| Income before extraordinary items | $10,401,000 | 978 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $10,401,000 | 992 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $10,401,000 | 981 |
| Net charge-offs | $195,000 | 1,176 |
| Cash dividends | $3,239,000 | 1,121 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $10,450,000 | 991 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $32,680,000 | 1,026 |
| Total interest expense | $12,823,000 | 817 |
| Net interest income | $19,857,000 | 1,154 |
| Provision for loan and lease losses | $200,000 | 1,644 |
| Total noninterest income | $4,105,000 | 1,133 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $1,721,000 | 491 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,384,000 | 1,211 |
| Total noninterest expense | $15,950,000 | 1,154 |
| Salaries and employee benefits | $9,456,000 | 1,114 |
| Premises and equipment expense | $2,308,000 | 848 |
| Additional noninterest expense | $2,384,000 | 1,211 |
| Pre-tax net operating income | $7,812,000 | 1,155 |
| Securities gains (losses) | $-49,000 | 3,818 |
| Applicable income taxes | $0 | 3,407 |
| Income before extraordinary items | $7,763,000 | 1,029 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $7,763,000 | 1,034 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $7,763,000 | 1,029 |
| Net charge-offs | $140,000 | 1,035 |
| Cash dividends | $3,239,000 | 837 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $7,812,000 | 1,037 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $20,868,000 | 1,035 |
| Total interest expense | $7,550,000 | 825 |
| Net interest income | $13,318,000 | 1,159 |
| Provision for loan and lease losses | $200,000 | 1,332 |
| Total noninterest income | $2,876,000 | 1,030 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $1,189,000 | 463 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,687,000 | 1,102 |
| Total noninterest expense | $10,497,000 | 1,160 |
| Salaries and employee benefits | $6,320,000 | 1,101 |
| Premises and equipment expense | $1,491,000 | 860 |
| Additional noninterest expense | $1,687,000 | 1,101 |
| Pre-tax net operating income | $5,497,000 | 1,130 |
| Securities gains (losses) | $-49,000 | 4,080 |
| Applicable income taxes | $0 | 3,436 |
| Income before extraordinary items | $5,448,000 | 990 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $5,448,000 | 1,003 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $5,448,000 | 990 |
| Net charge-offs | $92,000 | 958 |
| Cash dividends | $2,549,000 | 725 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $5,497,000 | 992 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $9,848,000 | 1,073 |
| Total interest expense | $2,918,000 | 910 |
| Net interest income | $6,930,000 | 1,134 |
| Provision for loan and lease losses | $200,000 | 881 |
| Total noninterest income | $1,367,000 | 1,077 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $583,000 | 484 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $784,000 | 1,146 |
| Total noninterest expense | $5,298,000 | 1,161 |
| Salaries and employee benefits | $3,224,000 | 1,107 |
| Premises and equipment expense | $735,000 | 900 |
| Additional noninterest expense | $784,000 | 1,146 |
| Pre-tax net operating income | $2,799,000 | 1,134 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $0 | 3,388 |
| Income before extraordinary items | $2,799,000 | 984 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,799,000 | 983 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $2,799,000 | 983 |
| Net charge-offs | $56,000 | 767 |
| Cash dividends | $956,000 | 855 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $2,799,000 | 1,001 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $29,947,000 | 1,153 |
| Total interest expense | $3,109,000 | 1,142 |
| Net interest income | $26,838,000 | 1,135 |
| Provision for loan and lease losses | $1,000,000 | 814 |
| Total noninterest income | $5,426,000 | 1,149 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $2,334,000 | 499 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,092,000 | 1,230 |
| Total noninterest expense | $20,504,000 | 1,167 |
| Salaries and employee benefits | $12,083,000 | 1,141 |
| Premises and equipment expense | $3,040,000 | 847 |
| Additional noninterest expense | $3,092,000 | 1,230 |
| Pre-tax net operating income | $10,760,000 | 1,219 |
| Securities gains (losses) | $14,000 | 389 |
| Applicable income taxes | $0 | 3,596 |
| Income before extraordinary items | $10,774,000 | 1,042 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $10,774,000 | 1,042 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $10,774,000 | 1,042 |
| Net charge-offs | $450,000 | 626 |
| Cash dividends | $2,652,000 | 1,255 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $10,760,000 | 1,069 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $20,962,000 | 1,171 |
| Total interest expense | $1,520,000 | 1,304 |
| Net interest income | $19,442,000 | 1,146 |
| Provision for loan and lease losses | $700,000 | 783 |
| Total noninterest income | $4,120,000 | 1,150 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $1,716,000 | 510 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,404,000 | 1,233 |
| Total noninterest expense | $15,248,000 | 1,174 |
| Salaries and employee benefits | $8,824,000 | 1,154 |
| Premises and equipment expense | $2,241,000 | 864 |
| Additional noninterest expense | $2,404,000 | 1,233 |
| Pre-tax net operating income | $7,614,000 | 1,254 |
| Securities gains (losses) | $14,000 | 385 |
| Applicable income taxes | $0 | 3,603 |
| Income before extraordinary items | $7,628,000 | 1,086 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $7,628,000 | 1,085 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $7,628,000 | 1,086 |
| Net charge-offs | $350,000 | 533 |
| Cash dividends | $2,651,000 | 919 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $7,614,000 | 1,109 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $13,003,000 | 1,191 |
| Total interest expense | $720,000 | 1,481 |
| Net interest income | $12,283,000 | 1,160 |
| Provision for loan and lease losses | $150,000 | 1,272 |
| Total noninterest income | $2,651,000 | 1,157 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $1,113,000 | 518 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,538,000 | 1,295 |
| Total noninterest expense | $10,082,000 | 1,163 |
| Salaries and employee benefits | $5,791,000 | 1,167 |
| Premises and equipment expense | $1,473,000 | 871 |
| Additional noninterest expense | $2,818,000 | 1,219 |
| Pre-tax net operating income | $4,702,000 | 1,253 |
| Securities gains (losses) | $14,000 | 354 |
| Applicable income taxes | $0 | 3,564 |
| Income before extraordinary items | $4,716,000 | 1,089 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $4,716,000 | 1,088 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $4,716,000 | 1,089 |
| Net charge-offs | $329,000 | 416 |
| Cash dividends | $1,700,000 | 959 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $4,702,000 | 1,117 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $6,338,000 | 1,187 |
| Total interest expense | $315,000 | 1,611 |
| Net interest income | $6,023,000 | 1,149 |
| Provision for loan and lease losses | $75,000 | 1,098 |
| Total noninterest income | $1,278,000 | 1,187 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $557,000 | 515 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $721,000 | 1,351 |
| Total noninterest expense | $5,025,000 | 1,166 |
| Salaries and employee benefits | $2,940,000 | 1,157 |
| Premises and equipment expense | $720,000 | 886 |
| Additional noninterest expense | $1,365,000 | 1,237 |
| Pre-tax net operating income | $2,201,000 | 1,271 |
| Securities gains (losses) | $14,000 | 336 |
| Applicable income taxes | $0 | 3,450 |
| Income before extraordinary items | $2,215,000 | 1,117 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,215,000 | 1,116 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $2,215,000 | 1,117 |
| Net charge-offs | $62,000 | 612 |
| Cash dividends | $500,000 | 1,160 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $2,201,000 | 1,130 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $25,236,000 | 1,219 |
| Total interest expense | $1,155,000 | 2,012 |
| Net interest income | $24,081,000 | 1,163 |
| Provision for loan and lease losses | $475,000 | 1,100 |
| Total noninterest income | $5,363,000 | 1,256 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $1,757,000 | 599 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,606,000 | 1,339 |
| Total noninterest expense | $20,342,000 | 1,148 |
| Salaries and employee benefits | $12,009,000 | 1,123 |
| Premises and equipment expense | $3,229,000 | 797 |
| Additional noninterest expense | $5,104,000 | 1,305 |
| Pre-tax net operating income | $8,627,000 | 1,406 |
| Securities gains (losses) | $0 | 2,062 |
| Applicable income taxes | $0 | 3,710 |
| Income before extraordinary items | $8,627,000 | 1,272 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $8,627,000 | 1,271 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $8,627,000 | 1,272 |
| Net charge-offs | $36,000 | 1,822 |
| Cash dividends | $1,750,000 | 1,663 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $8,627,000 | 1,253 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $18,785,000 | 1,254 |
| Total interest expense | $866,000 | 2,088 |
| Net interest income | $17,919,000 | 1,197 |
| Provision for loan and lease losses | $225,000 | 1,362 |
| Total noninterest income | $4,114,000 | 1,259 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $1,216,000 | 633 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,898,000 | 1,323 |
| Total noninterest expense | $14,974,000 | 1,176 |
| Salaries and employee benefits | $8,721,000 | 1,156 |
| Premises and equipment expense | $2,516,000 | 793 |
| Additional noninterest expense | $3,737,000 | 1,329 |
| Pre-tax net operating income | $6,834,000 | 1,406 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $0 | 3,719 |
| Income before extraordinary items | $6,834,000 | 1,274 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $6,834,000 | 1,274 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $6,834,000 | 1,274 |
| Net charge-offs | $-27,000 | 3,997 |
| Cash dividends | $1,750,000 | 1,266 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $6,834,000 | 1,253 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $12,246,000 | 1,275 |
| Total interest expense | $582,000 | 2,147 |
| Net interest income | $11,664,000 | 1,212 |
| Provision for loan and lease losses | $75,000 | 1,864 |
| Total noninterest income | $2,782,000 | 1,240 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $744,000 | 660 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,038,000 | 1,281 |
| Total noninterest expense | $9,893,000 | 1,167 |
| Salaries and employee benefits | $5,877,000 | 1,145 |
| Premises and equipment expense | $1,640,000 | 807 |
| Additional noninterest expense | $2,376,000 | 1,375 |
| Pre-tax net operating income | $4,478,000 | 1,410 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $0 | 3,702 |
| Income before extraordinary items | $4,478,000 | 1,285 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $4,478,000 | 1,285 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $4,478,000 | 1,285 |
| Net charge-offs | $-37,000 | 4,270 |
| Cash dividends | $1,000,000 | 1,368 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $4,478,000 | 1,258 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $5,912,000 | 1,316 |
| Total interest expense | $299,000 | 2,184 |
| Net interest income | $5,613,000 | 1,243 |
| Provision for loan and lease losses | $50,000 | 1,719 |
| Total noninterest income | $1,662,000 | 1,120 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $362,000 | 663 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,300,000 | 1,065 |
| Total noninterest expense | $4,607,000 | 1,216 |
| Salaries and employee benefits | $2,946,000 | 1,131 |
| Premises and equipment expense | $778,000 | 862 |
| Additional noninterest expense | $883,000 | 1,702 |
| Pre-tax net operating income | $2,618,000 | 1,268 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $0 | 3,613 |
| Income before extraordinary items | $2,618,000 | 1,150 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $2,618,000 | 1,150 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $2,618,000 | 1,150 |
| Net charge-offs | $-36,000 | 4,511 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $2,618,000 | 1,123 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $23,242,000 | 1,305 |
| Total interest expense | $1,703,000 | 2,184 |
| Net interest income | $21,539,000 | 1,202 |
| Provision for loan and lease losses | $825,000 | 1,802 |
| Total noninterest income | $4,776,000 | 1,299 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $1,465,000 | 680 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,311,000 | 1,365 |
| Total noninterest expense | $18,583,000 | 1,173 |
| Salaries and employee benefits | $11,721,000 | 1,092 |
| Premises and equipment expense | $3,109,000 | 826 |
| Additional noninterest expense | $3,753,000 | 1,612 |
| Pre-tax net operating income | $6,907,000 | 1,385 |
| Securities gains (losses) | $5,000 | 2,442 |
| Applicable income taxes | $0 | 3,697 |
| Income before extraordinary items | $6,912,000 | 1,272 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $6,912,000 | 1,273 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $6,912,000 | 1,273 |
| Net charge-offs | $-41,000 | 4,551 |
| Cash dividends | $2,207,000 | 1,408 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $6,907,000 | 1,238 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $17,354,000 | 1,315 |
| Total interest expense | $1,393,000 | 2,144 |
| Net interest income | $15,961,000 | 1,202 |
| Provision for loan and lease losses | $525,000 | 1,925 |
| Total noninterest income | $3,690,000 | 1,246 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $1,047,000 | 711 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,643,000 | 1,280 |
| Total noninterest expense | $13,829,000 | 1,163 |
| Salaries and employee benefits | $8,848,000 | 1,075 |
| Premises and equipment expense | $2,236,000 | 859 |
| Additional noninterest expense | $2,745,000 | 1,621 |
| Pre-tax net operating income | $5,297,000 | 1,332 |
| Securities gains (losses) | $5,000 | 2,254 |
| Applicable income taxes | $0 | 3,696 |
| Income before extraordinary items | $5,302,000 | 1,212 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $5,302,000 | 1,212 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $5,302,000 | 1,212 |
| Net charge-offs | $-70,000 | 4,744 |
| Cash dividends | $2,207,000 | 1,027 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $5,297,000 | 1,181 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $11,316,000 | 1,369 |
| Total interest expense | $1,056,000 | 2,076 |
| Net interest income | $10,260,000 | 1,240 |
| Provision for loan and lease losses | $125,000 | 2,786 |
| Total noninterest income | $2,713,000 | 1,108 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $688,000 | 729 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,025,000 | 1,086 |
| Total noninterest expense | $9,015,000 | 1,172 |
| Salaries and employee benefits | $5,724,000 | 1,090 |
| Premises and equipment expense | $1,467,000 | 868 |
| Additional noninterest expense | $1,824,000 | 1,617 |
| Pre-tax net operating income | $3,833,000 | 1,196 |
| Securities gains (losses) | $5,000 | 2,004 |
| Applicable income taxes | $0 | 3,655 |
| Income before extraordinary items | $3,838,000 | 1,068 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,838,000 | 1,068 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $3,838,000 | 1,068 |
| Net charge-offs | $-108,000 | 4,901 |
| Cash dividends | $1,717,000 | 905 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $3,833,000 | 1,045 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $5,680,000 | 1,350 |
| Total interest expense | $625,000 | 1,994 |
| Net interest income | $5,055,000 | 1,243 |
| Provision for loan and lease losses | $50,000 | 2,502 |
| Total noninterest income | $1,899,000 | 839 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $444,000 | 679 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,455,000 | 752 |
| Total noninterest expense | $4,532,000 | 1,184 |
| Salaries and employee benefits | $2,897,000 | 1,091 |
| Premises and equipment expense | $735,000 | 880 |
| Additional noninterest expense | $900,000 | 1,656 |
| Pre-tax net operating income | $2,372,000 | 923 |
| Securities gains (losses) | $5,000 | 1,450 |
| Applicable income taxes | $0 | 3,513 |
| Income before extraordinary items | $2,377,000 | 807 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,377,000 | 807 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $2,377,000 | 807 |
| Net charge-offs | $-88,000 | 4,949 |
| Cash dividends | $589,000 | 1,174 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $2,372,000 | 795 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $23,541,000 | 1,323 |
| Total interest expense | $3,024,000 | 1,798 |
| Net interest income | $20,517,000 | 1,230 |
| Provision for loan and lease losses | $125,000 | 2,741 |
| Total noninterest income | $4,450,000 | 1,210 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $1,960,000 | 645 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,490,000 | 1,347 |
| Total noninterest expense | $18,273,000 | 1,158 |
| Salaries and employee benefits | $11,068,000 | 1,116 |
| Premises and equipment expense | $3,013,000 | 850 |
| Additional noninterest expense | $4,192,000 | 1,450 |
| Pre-tax net operating income | $6,569,000 | 1,432 |
| Securities gains (losses) | $-14,000 | 4,849 |
| Applicable income taxes | $0 | 3,859 |
| Income before extraordinary items | $6,555,000 | 1,298 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $6,555,000 | 1,299 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $6,555,000 | 1,300 |
| Net charge-offs | $167,000 | 1,833 |
| Cash dividends | $1,125,000 | 2,195 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $6,569,000 | 1,275 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $17,625,000 | 1,333 |
| Total interest expense | $2,383,000 | 1,743 |
| Net interest income | $15,242,000 | 1,252 |
| Provision for loan and lease losses | $125,000 | 2,430 |
| Total noninterest income | $3,343,000 | 1,202 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $1,450,000 | 649 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,893,000 | 1,325 |
| Total noninterest expense | $13,787,000 | 1,157 |
| Salaries and employee benefits | $8,448,000 | 1,105 |
| Premises and equipment expense | $2,224,000 | 866 |
| Additional noninterest expense | $3,115,000 | 1,468 |
| Pre-tax net operating income | $4,673,000 | 1,537 |
| Securities gains (losses) | $-14,000 | 4,947 |
| Applicable income taxes | $0 | 3,902 |
| Income before extraordinary items | $4,659,000 | 1,372 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $4,659,000 | 1,373 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $4,659,000 | 1,374 |
| Net charge-offs | $62,000 | 2,076 |
| Cash dividends | $1,125,000 | 1,683 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $4,673,000 | 1,344 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $11,682,000 | 1,333 |
| Total interest expense | $1,629,000 | 1,694 |
| Net interest income | $10,053,000 | 1,266 |
| Provision for loan and lease losses | $75,000 | 2,429 |
| Total noninterest income | $2,235,000 | 1,181 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $972,000 | 638 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,263,000 | 1,296 |
| Total noninterest expense | $9,160,000 | 1,157 |
| Salaries and employee benefits | $5,602,000 | 1,102 |
| Premises and equipment expense | $1,462,000 | 877 |
| Additional noninterest expense | $2,096,000 | 1,470 |
| Pre-tax net operating income | $3,053,000 | 1,524 |
| Securities gains (losses) | $-14,000 | 4,995 |
| Applicable income taxes | $0 | 3,901 |
| Income before extraordinary items | $3,039,000 | 1,373 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $3,039,000 | 1,372 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $3,039,000 | 1,373 |
| Net charge-offs | $54,000 | 1,776 |
| Cash dividends | $825,000 | 1,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $3,053,000 | 1,348 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $5,789,000 | 1,337 |
| Total interest expense | $812,000 | 1,656 |
| Net interest income | $4,977,000 | 1,272 |
| Provision for loan and lease losses | $50,000 | 2,037 |
| Total noninterest income | $1,130,000 | 1,141 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $485,000 | 631 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $645,000 | 1,235 |
| Total noninterest expense | $4,477,000 | 1,181 |
| Salaries and employee benefits | $2,767,000 | 1,114 |
| Premises and equipment expense | $745,000 | 867 |
| Additional noninterest expense | $965,000 | 1,548 |
| Pre-tax net operating income | $1,580,000 | 1,455 |
| Securities gains (losses) | $-15,000 | 5,147 |
| Applicable income taxes | $0 | 3,800 |
| Income before extraordinary items | $1,565,000 | 1,316 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,565,000 | 1,314 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,565,000 | 1,315 |
| Net charge-offs | $21,000 | 1,669 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $1,580,000 | 1,290 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $22,078,000 | 1,324 |
| Total interest expense | $2,197,000 | 1,813 |
| Net interest income | $19,881,000 | 1,246 |
| Provision for loan and lease losses | $300,000 | 1,959 |
| Total noninterest income | $4,629,000 | 1,144 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $1,984,000 | 638 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,645,000 | 1,244 |
| Total noninterest expense | $17,738,000 | 1,166 |
| Salaries and employee benefits | $10,720,000 | 1,115 |
| Premises and equipment expense | $3,061,000 | 816 |
| Additional noninterest expense | $3,957,000 | 1,516 |
| Pre-tax net operating income | $6,472,000 | 1,431 |
| Securities gains (losses) | $-34,000 | 4,753 |
| Applicable income taxes | $0 | 3,978 |
| Income before extraordinary items | $6,438,000 | 1,292 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $6,438,000 | 1,291 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $6,438,000 | 1,291 |
| Net charge-offs | $26,000 | 2,984 |
| Cash dividends | $1,715,000 | 1,598 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $6,472,000 | 1,281 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $16,333,000 | 1,325 |
| Total interest expense | $1,558,000 | 1,818 |
| Net interest income | $14,775,000 | 1,256 |
| Provision for loan and lease losses | $300,000 | 1,565 |
| Total noninterest income | $3,479,000 | 1,153 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $1,510,000 | 631 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,969,000 | 1,271 |
| Total noninterest expense | $13,354,000 | 1,168 |
| Salaries and employee benefits | $8,063,000 | 1,115 |
| Premises and equipment expense | $2,320,000 | 812 |
| Additional noninterest expense | $2,971,000 | 1,525 |
| Pre-tax net operating income | $4,600,000 | 1,506 |
| Securities gains (losses) | $-34,000 | 5,052 |
| Applicable income taxes | $0 | 4,032 |
| Income before extraordinary items | $4,566,000 | 1,349 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $4,566,000 | 1,348 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $4,566,000 | 1,348 |
| Net charge-offs | $16,000 | 2,801 |
| Cash dividends | $1,715,000 | 1,195 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $4,600,000 | 1,330 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $10,672,000 | 1,340 |
| Total interest expense | $965,000 | 1,826 |
| Net interest income | $9,707,000 | 1,277 |
| Provision for loan and lease losses | $300,000 | 1,165 |
| Total noninterest income | $2,373,000 | 1,136 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $990,000 | 638 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,383,000 | 1,223 |
| Total noninterest expense | $8,893,000 | 1,170 |
| Salaries and employee benefits | $5,342,000 | 1,127 |
| Premises and equipment expense | $1,534,000 | 819 |
| Additional noninterest expense | $2,017,000 | 1,494 |
| Pre-tax net operating income | $2,887,000 | 1,565 |
| Securities gains (losses) | $-2,000 | 4,720 |
| Applicable income taxes | $0 | 4,018 |
| Income before extraordinary items | $2,885,000 | 1,391 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,885,000 | 1,390 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,885,000 | 1,390 |
| Net charge-offs | $8,000 | 2,667 |
| Cash dividends | $1,215,000 | 1,140 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $2,887,000 | 1,381 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $5,212,000 | 1,345 |
| Total interest expense | $396,000 | 2,038 |
| Net interest income | $4,816,000 | 1,276 |
| Provision for loan and lease losses | $150,000 | 1,106 |
| Total noninterest income | $1,116,000 | 1,185 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $496,000 | 636 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $620,000 | 1,308 |
| Total noninterest expense | $4,421,000 | 1,173 |
| Salaries and employee benefits | $2,640,000 | 1,141 |
| Premises and equipment expense | $749,000 | 846 |
| Additional noninterest expense | $1,032,000 | 1,463 |
| Pre-tax net operating income | $1,361,000 | 1,604 |
| Securities gains (losses) | $-2,000 | 5,038 |
| Applicable income taxes | $0 | 3,948 |
| Income before extraordinary items | $1,359,000 | 1,438 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $1,359,000 | 1,437 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,359,000 | 1,438 |
| Net charge-offs | $20,000 | 1,662 |
| Cash dividends | $380,000 | 1,421 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $1,361,000 | 1,423 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $19,686,000 | 1,359 |
| Total interest expense | $1,227,000 | 2,207 |
| Net interest income | $18,459,000 | 1,300 |
| Provision for loan and lease losses | $600,000 | 1,276 |
| Total noninterest income | $4,656,000 | 1,173 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $2,049,000 | 618 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,607,000 | 1,290 |
| Total noninterest expense | $16,461,000 | 1,222 |
| Salaries and employee benefits | $9,905,000 | 1,169 |
| Premises and equipment expense | $2,844,000 | 859 |
| Additional noninterest expense | $3,712,000 | 1,620 |
| Pre-tax net operating income | $6,054,000 | 1,449 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $0 | 4,135 |
| Income before extraordinary items | $6,054,000 | 1,163 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $6,054,000 | 1,163 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $6,054,000 | 1,163 |
| Net charge-offs | $80,000 | 2,629 |
| Cash dividends | $1,422,000 | 1,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $6,054,000 | 1,140 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $14,568,000 | 1,375 |
| Total interest expense | $933,000 | 2,180 |
| Net interest income | $13,635,000 | 1,315 |
| Provision for loan and lease losses | $450,000 | 1,230 |
| Total noninterest income | $3,579,000 | 1,177 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $1,524,000 | 628 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,055,000 | 1,259 |
| Total noninterest expense | $12,200,000 | 1,242 |
| Salaries and employee benefits | $7,329,000 | 1,185 |
| Premises and equipment expense | $2,141,000 | 864 |
| Additional noninterest expense | $2,730,000 | 1,636 |
| Pre-tax net operating income | $4,564,000 | 1,461 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $0 | 4,172 |
| Income before extraordinary items | $4,564,000 | 1,243 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $4,564,000 | 1,243 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $4,564,000 | 1,243 |
| Net charge-offs | $53,000 | 2,427 |
| Cash dividends | $1,422,000 | 1,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $4,564,000 | 1,227 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $9,527,000 | 1,394 |
| Total interest expense | $621,000 | 2,155 |
| Net interest income | $8,906,000 | 1,338 |
| Provision for loan and lease losses | $300,000 | 1,177 |
| Total noninterest income | $2,480,000 | 1,139 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $1,014,000 | 618 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,466,000 | 1,213 |
| Total noninterest expense | $7,952,000 | 1,269 |
| Salaries and employee benefits | $4,714,000 | 1,229 |
| Premises and equipment expense | $1,422,000 | 872 |
| Additional noninterest expense | $1,816,000 | 1,637 |
| Pre-tax net operating income | $3,134,000 | 1,413 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $0 | 4,189 |
| Income before extraordinary items | $3,134,000 | 1,200 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $3,134,000 | 1,199 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,134,000 | 1,200 |
| Net charge-offs | $57,000 | 1,902 |
| Cash dividends | $1,032,000 | 1,272 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $3,134,000 | 1,179 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $4,733,000 | 1,397 |
| Total interest expense | $301,000 | 2,171 |
| Net interest income | $4,432,000 | 1,335 |
| Provision for loan and lease losses | $150,000 | 1,115 |
| Total noninterest income | $1,290,000 | 1,108 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $518,000 | 606 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $772,000 | 1,147 |
| Total noninterest expense | $3,928,000 | 1,292 |
| Salaries and employee benefits | $2,275,000 | 1,275 |
| Premises and equipment expense | $718,000 | 875 |
| Additional noninterest expense | $935,000 | 1,602 |
| Pre-tax net operating income | $1,644,000 | 1,351 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $0 | 4,086 |
| Income before extraordinary items | $1,644,000 | 1,139 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,644,000 | 1,138 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,644,000 | 1,139 |
| Net charge-offs | $68,000 | 1,139 |
| Cash dividends | $332,000 | 1,560 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $1,644,000 | 1,120 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $16,877,000 | 1,511 |
| Total interest expense | $1,001,000 | 2,415 |
| Net interest income | $15,876,000 | 1,417 |
| Provision for loan and lease losses | $315,000 | 1,940 |
| Total noninterest income | $4,677,000 | 1,212 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $2,143,000 | 605 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $2,534,000 | 1,361 |
| Total noninterest expense | $15,304,000 | 1,305 |
| Salaries and employee benefits | $8,794,000 | 1,270 |
| Premises and equipment expense | $2,794,000 | 885 |
| Additional noninterest expense | $3,716,000 | 1,638 |
| Pre-tax net operating income | $4,934,000 | 1,644 |
| Securities gains (losses) | $6,000 | 2,819 |
| Applicable income taxes | $0 | 4,278 |
| Income before extraordinary items | $4,940,000 | 1,408 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $4,940,000 | 1,406 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $4,940,000 | 1,407 |
| Net charge-offs | $139,000 | 2,299 |
| Cash dividends | $1,498,000 | 1,719 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $4,934,000 | 1,373 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $12,474,000 | 1,524 |
| Total interest expense | $752,000 | 2,416 |
| Net interest income | $11,722,000 | 1,444 |
| Provision for loan and lease losses | $200,000 | 2,037 |
| Total noninterest income | $3,574,000 | 1,184 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $1,599,000 | 611 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $1,975,000 | 1,320 |
| Total noninterest expense | $11,471,000 | 1,308 |
| Salaries and employee benefits | $6,630,000 | 1,268 |
| Premises and equipment expense | $2,070,000 | 889 |
| Additional noninterest expense | $2,771,000 | 1,648 |
| Pre-tax net operating income | $3,625,000 | 1,680 |
| Securities gains (losses) | $6,000 | 2,746 |
| Applicable income taxes | $0 | 4,325 |
| Income before extraordinary items | $3,631,000 | 1,449 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,631,000 | 1,449 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,631,000 | 1,449 |
| Net charge-offs | $112,000 | 1,975 |
| Cash dividends | $1,437,000 | 1,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $3,625,000 | 1,406 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $8,285,000 | 1,531 |
| Total interest expense | $507,000 | 2,406 |
| Net interest income | $7,778,000 | 1,458 |
| Provision for loan and lease losses | $150,000 | 1,887 |
| Total noninterest income | $2,103,000 | 1,263 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $1,048,000 | 613 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,055,000 | 1,495 |
| Total noninterest expense | $7,460,000 | 1,336 |
| Salaries and employee benefits | $4,326,000 | 1,300 |
| Premises and equipment expense | $1,496,000 | 837 |
| Additional noninterest expense | $1,638,000 | 1,833 |
| Pre-tax net operating income | $2,271,000 | 1,769 |
| Securities gains (losses) | $6,000 | 2,403 |
| Applicable income taxes | $0 | 4,338 |
| Income before extraordinary items | $2,277,000 | 1,508 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,277,000 | 1,508 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,277,000 | 1,508 |
| Net charge-offs | $31,000 | 2,491 |
| Cash dividends | $1,092,000 | 1,232 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $2,271,000 | 1,468 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $4,015,000 | 1,582 |
| Total interest expense | $253,000 | 2,422 |
| Net interest income | $3,762,000 | 1,497 |
| Provision for loan and lease losses | $75,000 | 1,741 |
| Total noninterest income | $1,065,000 | 1,244 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $527,000 | 606 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $538,000 | 1,444 |
| Total noninterest expense | $3,617,000 | 1,364 |
| Salaries and employee benefits | $2,055,000 | 1,353 |
| Premises and equipment expense | $762,000 | 825 |
| Additional noninterest expense | $800,000 | 1,859 |
| Pre-tax net operating income | $1,135,000 | 1,757 |
| Securities gains (losses) | $6,000 | 1,655 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $1,141,000 | 1,460 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $1,141,000 | 1,460 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $1,141,000 | 1,461 |
| Net charge-offs | $5,000 | 2,584 |
| Cash dividends | $534,000 | 1,152 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,135,000 | 1,434 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $15,735,000 | 1,564 |
| Total interest expense | $972,000 | 2,463 |
| Net interest income | $14,763,000 | 1,498 |
| Provision for loan and lease losses | $325,000 | 1,818 |
| Total noninterest income | $4,736,000 | 1,166 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $2,337,000 | 564 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $2,399,000 | 1,337 |
| Total noninterest expense | $14,272,000 | 1,371 |
| Salaries and employee benefits | $8,153,000 | 1,327 |
| Premises and equipment expense | $2,910,000 | 849 |
| Additional noninterest expense | $3,209,000 | 1,880 |
| Pre-tax net operating income | $4,902,000 | 1,600 |
| Securities gains (losses) | $10,000 | 2,597 |
| Applicable income taxes | $0 | 4,402 |
| Income before extraordinary items | $4,912,000 | 1,376 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $4,912,000 | 1,375 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $4,912,000 | 1,376 |
| Net charge-offs | $95,000 | 2,697 |
| Cash dividends | $1,560,000 | 1,601 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $4,902,000 | 1,356 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $11,679,000 | 1,601 |
| Total interest expense | $759,000 | 2,423 |
| Net interest income | $10,920,000 | 1,529 |
| Provision for loan and lease losses | $250,000 | 1,694 |
| Total noninterest income | $3,618,000 | 1,161 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $1,740,000 | 573 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,878,000 | 1,322 |
| Total noninterest expense | $10,657,000 | 1,377 |
| Salaries and employee benefits | $6,013,000 | 1,358 |
| Premises and equipment expense | $2,165,000 | 863 |
| Additional noninterest expense | $2,479,000 | 1,828 |
| Pre-tax net operating income | $3,631,000 | 1,639 |
| Securities gains (losses) | $10,000 | 2,368 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $3,641,000 | 1,400 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,641,000 | 1,401 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $3,641,000 | 1,401 |
| Net charge-offs | $53,000 | 2,731 |
| Cash dividends | $1,460,000 | 1,244 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $3,631,000 | 1,374 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $7,605,000 | 1,650 |
| Total interest expense | $529,000 | 2,361 |
| Net interest income | $7,076,000 | 1,571 |
| Provision for loan and lease losses | $125,000 | 1,961 |
| Total noninterest income | $2,336,000 | 1,200 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $1,125,000 | 576 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,211,000 | 1,366 |
| Total noninterest expense | $7,075,000 | 1,392 |
| Salaries and employee benefits | $4,039,000 | 1,351 |
| Premises and equipment expense | $1,406,000 | 881 |
| Additional noninterest expense | $1,630,000 | 1,855 |
| Pre-tax net operating income | $2,212,000 | 1,758 |
| Securities gains (losses) | $10,000 | 2,017 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $2,222,000 | 1,487 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,222,000 | 1,489 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $2,222,000 | 1,489 |
| Net charge-offs | $37,000 | 2,563 |
| Cash dividends | $1,030,000 | 1,190 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $2,212,000 | 1,463 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $3,819,000 | 1,630 |
| Total interest expense | $269,000 | 2,362 |
| Net interest income | $3,550,000 | 1,558 |
| Provision for loan and lease losses | $100,000 | 1,425 |
| Total noninterest income | $1,211,000 | 1,130 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $575,000 | 557 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $636,000 | 1,270 |
| Total noninterest expense | $3,515,000 | 1,391 |
| Salaries and employee benefits | $2,002,000 | 1,377 |
| Premises and equipment expense | $693,000 | 906 |
| Additional noninterest expense | $820,000 | 1,831 |
| Pre-tax net operating income | $1,146,000 | 1,648 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $1,146,000 | 1,424 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $1,146,000 | 1,427 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $1,146,000 | 1,426 |
| Net charge-offs | $31,000 | 1,862 |
| Cash dividends | $390,000 | 1,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $1,146,000 | 1,379 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $14,782,000 | 1,693 |
| Total interest expense | $993,000 | 2,582 |
| Net interest income | $13,789,000 | 1,598 |
| Provision for loan and lease losses | $425,000 | 1,617 |
| Total noninterest income | $5,299,000 | 1,061 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $2,546,000 | 533 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $2,753,000 | 1,160 |
| Total noninterest expense | $13,928,000 | 1,389 |
| Salaries and employee benefits | $7,576,000 | 1,393 |
| Premises and equipment expense | $2,733,000 | 892 |
| Additional noninterest expense | $3,619,000 | 1,708 |
| Pre-tax net operating income | $4,735,000 | 1,604 |
| Securities gains (losses) | $-156,000 | 6,372 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $4,579,000 | 1,411 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $4,579,000 | 1,409 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $4,579,000 | 1,410 |
| Net charge-offs | $43,000 | 3,878 |
| Cash dividends | $1,658,000 | 1,465 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $4,735,000 | 1,345 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $11,055,000 | 1,704 |
| Total interest expense | $727,000 | 2,662 |
| Net interest income | $10,328,000 | 1,606 |
| Provision for loan and lease losses | $125,000 | 2,572 |
| Total noninterest income | $3,886,000 | 1,083 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $1,909,000 | 536 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $1,977,000 | 1,211 |
| Total noninterest expense | $10,599,000 | 1,383 |
| Salaries and employee benefits | $5,804,000 | 1,366 |
| Premises and equipment expense | $2,025,000 | 909 |
| Additional noninterest expense | $2,770,000 | 1,681 |
| Pre-tax net operating income | $3,490,000 | 1,632 |
| Securities gains (losses) | $-100,000 | 6,440 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $3,390,000 | 1,421 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $3,390,000 | 1,420 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,390,000 | 1,421 |
| Net charge-offs | $14,000 | 4,011 |
| Cash dividends | $1,425,000 | 1,200 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $3,490,000 | 1,358 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $7,338,000 | 1,696 |
| Total interest expense | $498,000 | 2,637 |
| Net interest income | $6,840,000 | 1,607 |
| Provision for loan and lease losses | $25,000 | 3,493 |
| Total noninterest income | $2,606,000 | 1,053 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $1,213,000 | 552 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $1,393,000 | 1,152 |
| Total noninterest expense | $7,157,000 | 1,366 |
| Salaries and employee benefits | $3,905,000 | 1,356 |
| Premises and equipment expense | $1,367,000 | 905 |
| Additional noninterest expense | $1,885,000 | 1,648 |
| Pre-tax net operating income | $2,264,000 | 1,638 |
| Securities gains (losses) | $-42,000 | 6,470 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $2,222,000 | 1,401 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,222,000 | 1,403 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $2,222,000 | 1,403 |
| Net charge-offs | $2,000 | 4,144 |
| Cash dividends | $1,050,000 | 1,108 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $2,264,000 | 1,359 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $3,620,000 | 1,718 |
| Total interest expense | $260,000 | 2,599 |
| Net interest income | $3,360,000 | 1,627 |
| Provision for loan and lease losses | $25,000 | 2,805 |
| Total noninterest income | $1,197,000 | 1,097 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $593,000 | 554 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $604,000 | 1,238 |
| Total noninterest expense | $3,487,000 | 1,402 |
| Salaries and employee benefits | $1,938,000 | 1,380 |
| Premises and equipment expense | $685,000 | 919 |
| Additional noninterest expense | $864,000 | 1,761 |
| Pre-tax net operating income | $1,045,000 | 1,710 |
| Securities gains (losses) | $-42,000 | 6,570 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $1,003,000 | 1,491 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,003,000 | 1,494 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,003,000 | 1,494 |
| Net charge-offs | $5,000 | 3,116 |
| Cash dividends | $450,000 | 1,107 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $1,045,000 | 1,416 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $14,338,000 | 1,739 |
| Total interest expense | $1,096,000 | 2,753 |
| Net interest income | $13,242,000 | 1,629 |
| Provision for loan and lease losses | $150,000 | 3,263 |
| Total noninterest income | $4,916,000 | 1,147 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $2,698,000 | 515 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $2,218,000 | 1,406 |
| Total noninterest expense | $14,225,000 | 1,393 |
| Salaries and employee benefits | $8,118,000 | 1,310 |
| Premises and equipment expense | $2,830,000 | 850 |
| Additional noninterest expense | $3,277,000 | 1,929 |
| Pre-tax net operating income | $3,783,000 | 1,793 |
| Securities gains (losses) | $222,000 | 835 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $4,005,000 | 1,505 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,005,000 | 1,507 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $4,005,000 | 1,509 |
| Net charge-offs | $428,000 | 2,184 |
| Cash dividends | $1,230,000 | 1,671 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $3,783,000 | 1,537 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $10,723,000 | 1,753 |
| Total interest expense | $842,000 | 2,794 |
| Net interest income | $9,881,000 | 1,645 |
| Provision for loan and lease losses | $100,000 | 3,343 |
| Total noninterest income | $3,823,000 | 1,142 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $2,009,000 | 516 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,814,000 | 1,354 |
| Total noninterest expense | $10,706,000 | 1,385 |
| Salaries and employee benefits | $6,056,000 | 1,320 |
| Premises and equipment expense | $2,169,000 | 847 |
| Additional noninterest expense | $2,481,000 | 1,898 |
| Pre-tax net operating income | $2,898,000 | 1,795 |
| Securities gains (losses) | $219,000 | 780 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $3,117,000 | 1,456 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $3,117,000 | 1,458 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,117,000 | 1,458 |
| Net charge-offs | $370,000 | 1,908 |
| Cash dividends | $1,130,000 | 1,328 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,898,000 | 1,514 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $7,123,000 | 1,755 |
| Total interest expense | $576,000 | 2,788 |
| Net interest income | $6,547,000 | 1,648 |
| Provision for loan and lease losses | $100,000 | 2,924 |
| Total noninterest income | $2,510,000 | 1,157 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $1,289,000 | 520 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,221,000 | 1,379 |
| Total noninterest expense | $7,308,000 | 1,358 |
| Salaries and employee benefits | $4,010,000 | 1,324 |
| Premises and equipment expense | $1,487,000 | 827 |
| Additional noninterest expense | $1,811,000 | 1,746 |
| Pre-tax net operating income | $1,649,000 | 2,035 |
| Securities gains (losses) | $219,000 | 700 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $1,868,000 | 1,626 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,868,000 | 1,628 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,868,000 | 1,631 |
| Net charge-offs | $350,000 | 1,541 |
| Cash dividends | $820,000 | 1,264 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,649,000 | 1,712 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $3,568,000 | 1,767 |
| Total interest expense | $291,000 | 2,845 |
| Net interest income | $3,277,000 | 1,650 |
| Provision for loan and lease losses | $100,000 | 2,044 |
| Total noninterest income | $1,297,000 | 1,121 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $617,000 | 542 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $680,000 | 1,279 |
| Total noninterest expense | $3,757,000 | 1,341 |
| Salaries and employee benefits | $1,985,000 | 1,352 |
| Premises and equipment expense | $798,000 | 775 |
| Additional noninterest expense | $974,000 | 1,646 |
| Pre-tax net operating income | $717,000 | 2,225 |
| Securities gains (losses) | $219,000 | 428 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $936,000 | 1,583 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $936,000 | 1,586 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $936,000 | 1,585 |
| Net charge-offs | $334,000 | 985 |
| Cash dividends | $238,000 | 1,518 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $717,000 | 1,882 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $15,015,000 | 1,766 |
| Total interest expense | $1,304,000 | 3,022 |
| Net interest income | $13,711,000 | 1,607 |
| Provision for loan and lease losses | $412,000 | 2,981 |
| Total noninterest income | $4,485,000 | 1,231 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $2,705,000 | 534 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,780,000 | 1,656 |
| Total noninterest expense | $14,901,000 | 1,338 |
| Salaries and employee benefits | $7,496,000 | 1,369 |
| Premises and equipment expense | $3,411,000 | 708 |
| Additional noninterest expense | $3,994,000 | 1,677 |
| Pre-tax net operating income | $2,883,000 | 2,163 |
| Securities gains (losses) | $946,000 | 554 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $3,829,000 | 1,509 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,829,000 | 1,510 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $3,829,000 | 1,510 |
| Net charge-offs | $214,000 | 3,692 |
| Cash dividends | $1,310,000 | 1,634 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $2,883,000 | 1,824 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $11,424,000 | 1,764 |
| Total interest expense | $1,013,000 | 3,049 |
| Net interest income | $10,411,000 | 1,599 |
| Provision for loan and lease losses | $413,000 | 2,543 |
| Total noninterest income | $3,551,000 | 1,183 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $2,001,000 | 545 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,550,000 | 1,492 |
| Total noninterest expense | $11,361,000 | 1,315 |
| Salaries and employee benefits | $5,563,000 | 1,378 |
| Premises and equipment expense | $2,588,000 | 708 |
| Additional noninterest expense | $3,210,000 | 1,560 |
| Pre-tax net operating income | $2,188,000 | 2,182 |
| Securities gains (losses) | $771,000 | 529 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $2,959,000 | 1,505 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,959,000 | 1,506 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $2,959,000 | 1,506 |
| Net charge-offs | $201,000 | 3,303 |
| Cash dividends | $1,172,000 | 1,195 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $2,188,000 | 1,833 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $7,710,000 | 1,757 |
| Total interest expense | $698,000 | 3,057 |
| Net interest income | $7,012,000 | 1,583 |
| Provision for loan and lease losses | $463,000 | 1,890 |
| Total noninterest income | $2,347,000 | 1,181 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $1,331,000 | 548 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,016,000 | 1,500 |
| Total noninterest expense | $7,687,000 | 1,302 |
| Salaries and employee benefits | $3,741,000 | 1,380 |
| Premises and equipment expense | $1,720,000 | 713 |
| Additional noninterest expense | $2,226,000 | 1,523 |
| Pre-tax net operating income | $1,209,000 | 2,504 |
| Securities gains (losses) | $771,000 | 362 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $1,980,000 | 1,500 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,980,000 | 1,499 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,980,000 | 1,500 |
| Net charge-offs | $304,000 | 2,311 |
| Cash dividends | $875,000 | 1,091 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,209,000 | 2,128 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $3,880,000 | 1,760 |
| Total interest expense | $360,000 | 3,084 |
| Net interest income | $3,520,000 | 1,588 |
| Provision for loan and lease losses | $313,000 | 1,460 |
| Total noninterest income | $1,140,000 | 1,206 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $655,000 | 551 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $485,000 | 1,540 |
| Total noninterest expense | $4,043,000 | 1,238 |
| Salaries and employee benefits | $1,892,000 | 1,371 |
| Premises and equipment expense | $840,000 | 720 |
| Additional noninterest expense | $1,311,000 | 1,274 |
| Pre-tax net operating income | $304,000 | 3,816 |
| Securities gains (losses) | $686,000 | 208 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $990,000 | 1,477 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $990,000 | 1,478 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $990,000 | 1,478 |
| Net charge-offs | $15,000 | 3,852 |
| Cash dividends | $351,000 | 1,148 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $304,000 | 3,459 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $16,732,000 | 1,692 |
| Total interest expense | $2,198,000 | 2,572 |
| Net interest income | $14,534,000 | 1,539 |
| Provision for loan and lease losses | $900,000 | 2,561 |
| Total noninterest income | $5,074,000 | 1,032 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $3,050,000 | 495 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $2,024,000 | 1,346 |
| Total noninterest expense | $15,773,000 | 1,250 |
| Salaries and employee benefits | $7,473,000 | 1,324 |
| Premises and equipment expense | $3,494,000 | 707 |
| Additional noninterest expense | $4,806,000 | 1,433 |
| Pre-tax net operating income | $2,935,000 | 1,868 |
| Securities gains (losses) | $815,000 | 533 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $3,750,000 | 1,318 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,750,000 | 1,318 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $3,750,000 | 1,318 |
| Net charge-offs | $1,058,000 | 2,289 |
| Cash dividends | $1,178,000 | 1,463 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $2,935,000 | 1,564 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $12,797,000 | 1,678 |
| Total interest expense | $1,838,000 | 2,438 |
| Net interest income | $10,959,000 | 1,536 |
| Provision for loan and lease losses | $900,000 | 2,078 |
| Total noninterest income | $3,808,000 | 1,033 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $2,312,000 | 498 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,496,000 | 1,338 |
| Total noninterest expense | $11,712,000 | 1,264 |
| Salaries and employee benefits | $5,658,000 | 1,312 |
| Premises and equipment expense | $2,425,000 | 777 |
| Additional noninterest expense | $3,629,000 | 1,424 |
| Pre-tax net operating income | $2,155,000 | 1,968 |
| Securities gains (losses) | $811,000 | 422 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $2,966,000 | 1,306 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,966,000 | 1,306 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $2,966,000 | 1,306 |
| Net charge-offs | $649,000 | 2,377 |
| Cash dividends | $1,178,000 | 1,026 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $2,155,000 | 1,650 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $8,683,000 | 1,662 |
| Total interest expense | $1,347,000 | 2,322 |
| Net interest income | $7,336,000 | 1,526 |
| Provision for loan and lease losses | $750,000 | 1,800 |
| Total noninterest income | $2,521,000 | 1,043 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $1,530,000 | 498 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $991,000 | 1,349 |
| Total noninterest expense | $7,684,000 | 1,293 |
| Salaries and employee benefits | $3,808,000 | 1,309 |
| Premises and equipment expense | $1,616,000 | 785 |
| Additional noninterest expense | $2,260,000 | 1,536 |
| Pre-tax net operating income | $1,423,000 | 1,964 |
| Securities gains (losses) | $341,000 | 496 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $1,764,000 | 1,406 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,764,000 | 1,406 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,764,000 | 1,406 |
| Net charge-offs | $670,000 | 1,834 |
| Cash dividends | $850,000 | 923 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,423,000 | 1,630 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $4,342,000 | 1,675 |
| Total interest expense | $712,000 | 2,278 |
| Net interest income | $3,630,000 | 1,528 |
| Provision for loan and lease losses | $400,000 | 1,629 |
| Total noninterest income | $1,134,000 | 1,108 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $749,000 | 501 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $385,000 | 1,611 |
| Total noninterest expense | $3,683,000 | 1,355 |
| Salaries and employee benefits | $1,899,000 | 1,323 |
| Premises and equipment expense | $830,000 | 781 |
| Additional noninterest expense | $954,000 | 1,776 |
| Pre-tax net operating income | $681,000 | 2,010 |
| Securities gains (losses) | $208,000 | 332 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $889,000 | 1,359 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $889,000 | 1,359 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $889,000 | 1,359 |
| Net charge-offs | $367,000 | 1,588 |
| Cash dividends | $353,000 | 1,001 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $681,000 | 1,668 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $17,395,000 | 1,742 |
| Total interest expense | $3,356,000 | 2,354 |
| Net interest income | $14,039,000 | 1,586 |
| Provision for loan and lease losses | $1,050,000 | 2,967 |
| Total noninterest income | $5,362,000 | 1,032 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $3,522,000 | 439 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,840,000 | 1,478 |
| Total noninterest expense | $15,154,000 | 1,324 |
| Salaries and employee benefits | $7,320,000 | 1,339 |
| Premises and equipment expense | $3,572,000 | 725 |
| Additional noninterest expense | $4,262,000 | 1,682 |
| Pre-tax net operating income | $3,197,000 | 1,535 |
| Securities gains (losses) | $686,000 | 679 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $3,883,000 | 1,120 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,883,000 | 1,121 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $3,883,000 | 1,123 |
| Net charge-offs | $674,000 | 3,227 |
| Cash dividends | $1,742,000 | 926 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $3,197,000 | 1,281 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $13,065,000 | 1,778 |
| Total interest expense | $2,689,000 | 2,299 |
| Net interest income | $10,376,000 | 1,633 |
| Provision for loan and lease losses | $800,000 | 2,848 |
| Total noninterest income | $4,048,000 | 990 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $2,644,000 | 435 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $1,404,000 | 1,401 |
| Total noninterest expense | $11,136,000 | 1,342 |
| Salaries and employee benefits | $5,535,000 | 1,332 |
| Premises and equipment expense | $2,665,000 | 732 |
| Additional noninterest expense | $2,936,000 | 1,807 |
| Pre-tax net operating income | $2,488,000 | 1,588 |
| Securities gains (losses) | $682,000 | 571 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $3,170,000 | 1,074 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $3,170,000 | 1,077 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $3,170,000 | 1,077 |
| Net charge-offs | $505,000 | 3,068 |
| Cash dividends | $1,562,000 | 688 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $2,488,000 | 1,293 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $8,808,000 | 1,771 |
| Total interest expense | $1,946,000 | 2,217 |
| Net interest income | $6,862,000 | 1,638 |
| Provision for loan and lease losses | $500,000 | 2,840 |
| Total noninterest income | $2,417,000 | 1,069 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $1,689,000 | 450 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $728,000 | 1,631 |
| Total noninterest expense | $7,388,000 | 1,342 |
| Salaries and employee benefits | $3,735,000 | 1,323 |
| Premises and equipment expense | $1,777,000 | 740 |
| Additional noninterest expense | $1,876,000 | 1,860 |
| Pre-tax net operating income | $1,391,000 | 1,825 |
| Securities gains (losses) | $537,000 | 445 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $1,928,000 | 1,162 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,928,000 | 1,163 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,928,000 | 1,163 |
| Net charge-offs | $310,000 | 3,004 |
| Cash dividends | $962,000 | 759 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,391,000 | 1,496 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $4,175,000 | 1,919 |
| Total interest expense | $1,025,000 | 2,214 |
| Net interest income | $3,150,000 | 1,798 |
| Provision for loan and lease losses | $500,000 | 1,815 |
| Total noninterest income | $1,279,000 | 993 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $805,000 | 471 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $474,000 | 1,347 |
| Total noninterest expense | $3,747,000 | 1,340 |
| Salaries and employee benefits | $1,923,000 | 1,301 |
| Premises and equipment expense | $878,000 | 764 |
| Additional noninterest expense | $946,000 | 1,828 |
| Pre-tax net operating income | $182,000 | 4,245 |
| Securities gains (losses) | $512,000 | 247 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $694,000 | 1,572 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $694,000 | 1,574 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $694,000 | 1,574 |
| Net charge-offs | $274,000 | 2,117 |
| Cash dividends | $312,000 | 1,037 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $182,000 | 3,942 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $18,366,000 | 1,848 |
| Total interest expense | $4,847,000 | 2,327 |
| Net interest income | $13,519,000 | 1,664 |
| Provision for loan and lease losses | $2,127,000 | 2,405 |
| Total noninterest income | $5,383,000 | 1,036 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $3,554,000 | 463 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,829,000 | 1,461 |
| Total noninterest expense | $13,866,000 | 1,491 |
| Salaries and employee benefits | $7,233,000 | 1,395 |
| Premises and equipment expense | $3,478,000 | 779 |
| Additional noninterest expense | $3,155,000 | 2,253 |
| Pre-tax net operating income | $2,909,000 | 1,379 |
| Securities gains (losses) | $49,000 | 2,636 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $2,958,000 | 1,149 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,958,000 | 1,147 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $2,958,000 | 1,148 |
| Net charge-offs | $1,221,000 | 2,631 |
| Cash dividends | $1,790,000 | 1,010 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $2,909,000 | 1,150 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $13,849,000 | 1,876 |
| Total interest expense | $3,771,000 | 2,343 |
| Net interest income | $10,078,000 | 1,670 |
| Provision for loan and lease losses | $700,000 | 3,273 |
| Total noninterest income | $3,932,000 | 1,057 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $2,643,000 | 466 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $1,289,000 | 1,542 |
| Total noninterest expense | $10,684,000 | 1,434 |
| Salaries and employee benefits | $5,734,000 | 1,315 |
| Premises and equipment expense | $2,540,000 | 813 |
| Additional noninterest expense | $2,410,000 | 2,180 |
| Pre-tax net operating income | $2,626,000 | 1,232 |
| Securities gains (losses) | $41,000 | 2,416 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $2,667,000 | 1,015 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $2,667,000 | 1,014 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $2,667,000 | 1,015 |
| Net charge-offs | $190,000 | 4,308 |
| Cash dividends | $1,790,000 | 719 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $2,626,000 | 1,017 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $9,129,000 | 1,936 |
| Total interest expense | $2,609,000 | 2,349 |
| Net interest income | $6,520,000 | 1,710 |
| Provision for loan and lease losses | $300,000 | 3,683 |
| Total noninterest income | $2,586,000 | 1,081 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $1,682,000 | 492 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $904,000 | 1,517 |
| Total noninterest expense | $7,017,000 | 1,480 |
| Salaries and employee benefits | $3,806,000 | 1,361 |
| Premises and equipment expense | $1,627,000 | 867 |
| Additional noninterest expense | $1,584,000 | 2,221 |
| Pre-tax net operating income | $1,789,000 | 1,289 |
| Securities gains (losses) | $16,000 | 2,414 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $1,805,000 | 1,058 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,805,000 | 1,055 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,805,000 | 1,058 |
| Net charge-offs | $34,000 | 5,243 |
| Cash dividends | $1,260,000 | 719 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $1,789,000 | 1,037 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $4,606,000 | 1,937 |
| Total interest expense | $1,334,000 | 2,385 |
| Net interest income | $3,272,000 | 1,689 |
| Provision for loan and lease losses | $120,000 | 3,591 |
| Total noninterest income | $1,265,000 | 1,065 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $809,000 | 500 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $456,000 | 1,478 |
| Total noninterest expense | $3,327,000 | 1,502 |
| Salaries and employee benefits | $1,901,000 | 1,368 |
| Premises and equipment expense | $790,000 | 898 |
| Additional noninterest expense | $636,000 | 2,436 |
| Pre-tax net operating income | $1,090,000 | 1,179 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $1,090,000 | 983 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,090,000 | 984 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $1,090,000 | 985 |
| Net charge-offs | $18,000 | 4,403 |
| Cash dividends | $425,000 | 1,036 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,090,000 | 924 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $17,742,000 | 2,143 |
| Total interest expense | $5,304,000 | 2,824 |
| Net interest income | $12,438,000 | 1,794 |
| Provision for loan and lease losses | $600,000 | 3,490 |
| Total noninterest income | $5,261,000 | 1,006 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $3,480,000 | 493 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,781,000 | 1,411 |
| Total noninterest expense | $13,846,000 | 1,412 |
| Salaries and employee benefits | $7,526,000 | 1,360 |
| Premises and equipment expense | $3,179,000 | 862 |
| Additional noninterest expense | $3,141,000 | 1,932 |
| Pre-tax net operating income | $3,253,000 | 1,669 |
| Securities gains (losses) | $170,000 | 790 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $3,423,000 | 1,215 |
| Extraordinary gains, net | $131,000 | 21 |
| Net income | $3,554,000 | 1,168 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $276,000 | 3,656 |
| Cash dividends | $2,050,000 | 1,310 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $3,253,000 | 1,350 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $13,159,000 | 2,215 |
| Total interest expense | $3,954,000 | 2,930 |
| Net interest income | $9,205,000 | 1,833 |
| Provision for loan and lease losses | $450,000 | 2,889 |
| Total noninterest income | $3,907,000 | 1,067 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $2,575,000 | 510 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,332,000 | 1,478 |
| Total noninterest expense | $10,512,000 | 1,376 |
| Salaries and employee benefits | $5,812,000 | 1,325 |
| Premises and equipment expense | $2,341,000 | 885 |
| Additional noninterest expense | $2,359,000 | 1,877 |
| Pre-tax net operating income | $2,150,000 | 2,192 |
| Securities gains (losses) | $50,000 | 1,422 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $2,200,000 | 1,637 |
| Extraordinary gains, net | $131,000 | 18 |
| Net income | $2,331,000 | 1,557 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $276,000 | 2,659 |
| Cash dividends | $2,050,000 | 990 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $2,150,000 | 1,760 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $8,622,000 | 2,274 |
| Total interest expense | $2,653,000 | 3,024 |
| Net interest income | $5,969,000 | 1,879 |
| Provision for loan and lease losses | $400,000 | 2,155 |
| Total noninterest income | $2,602,000 | 1,076 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $1,672,000 | 508 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $930,000 | 1,477 |
| Total noninterest expense | $6,796,000 | 1,411 |
| Salaries and employee benefits | $3,854,000 | 1,353 |
| Premises and equipment expense | $1,511,000 | 907 |
| Additional noninterest expense | $1,431,000 | 2,012 |
| Pre-tax net operating income | $1,375,000 | 2,358 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $1,375,000 | 1,944 |
| Extraordinary gains, net | $131,000 | 11 |
| Net income | $1,506,000 | 1,802 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $109,000 | 2,922 |
| Cash dividends | $1,565,000 | 961 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,375,000 | 1,908 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $4,177,000 | 2,398 |
| Total interest expense | $1,241,000 | 3,375 |
| Net interest income | $2,936,000 | 1,900 |
| Provision for loan and lease losses | $225,000 | 1,695 |
| Total noninterest income | $1,238,000 | 1,117 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $783,000 | 540 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $455,000 | 1,504 |
| Total noninterest expense | $3,353,000 | 1,429 |
| Salaries and employee benefits | $1,885,000 | 1,393 |
| Premises and equipment expense | $768,000 | 901 |
| Additional noninterest expense | $700,000 | 2,013 |
| Pre-tax net operating income | $596,000 | 2,716 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $596,000 | 2,323 |
| Extraordinary gains, net | $131,000 | 9 |
| Net income | $727,000 | 1,968 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 3,778 |
| Cash dividends | $665,000 | 1,067 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $596,000 | 2,250 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $16,296,000 | 2,498 |
| Total interest expense | $4,240,000 | 3,869 |
| Net interest income | $12,056,000 | 1,877 |
| Provision for loan and lease losses | $205,000 | 3,814 |
| Total noninterest income | $6,616,000 | 872 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $3,529,000 | 490 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $3,087,000 | 993 |
| Total noninterest expense | $14,512,000 | 1,276 |
| Salaries and employee benefits | $7,554,000 | 1,327 |
| Premises and equipment expense | $3,381,000 | 787 |
| Additional noninterest expense | $3,577,000 | 1,550 |
| Pre-tax net operating income | $3,955,000 | 2,004 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $-5,000 | 7,747 |
| Income before extraordinary items | $3,960,000 | 1,611 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,960,000 | 1,610 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $277,000 | 2,404 |
| Cash dividends | $2,041,000 | 1,574 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $3,960,000 | 1,598 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $12,069,000 | 2,530 |
| Total interest expense | $3,073,000 | 3,953 |
| Net interest income | $8,996,000 | 1,904 |
| Provision for loan and lease losses | $5,000 | 6,358 |
| Total noninterest income | $5,201,000 | 836 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $2,627,000 | 489 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $2,574,000 | 923 |
| Total noninterest expense | $11,190,000 | 1,239 |
| Salaries and employee benefits | $5,826,000 | 1,291 |
| Premises and equipment expense | $2,574,000 | 772 |
| Additional noninterest expense | $2,790,000 | 1,453 |
| Pre-tax net operating income | $3,002,000 | 2,106 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $3,002,000 | 1,697 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $3,002,000 | 1,696 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 3,913 |
| Cash dividends | $2,011,000 | 1,201 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $3,002,000 | 1,681 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $7,914,000 | 2,580 |
| Total interest expense | $2,015,000 | 4,002 |
| Net interest income | $5,899,000 | 1,963 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $3,439,000 | 867 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $1,721,000 | 506 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $1,718,000 | 961 |
| Total noninterest expense | $7,461,000 | 1,252 |
| Salaries and employee benefits | $3,919,000 | 1,300 |
| Premises and equipment expense | $1,722,000 | 788 |
| Additional noninterest expense | $1,820,000 | 1,502 |
| Pre-tax net operating income | $1,877,000 | 2,272 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $1,877,000 | 1,847 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,877,000 | 1,847 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 3,525 |
| Cash dividends | $1,411,000 | 1,173 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,877,000 | 1,827 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,927,000 | 2,597 |
| Total interest expense | $962,000 | 4,105 |
| Net interest income | $2,965,000 | 1,949 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $1,742,000 | 835 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $828,000 | 509 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $914,000 | 900 |
| Total noninterest expense | $3,825,000 | 1,230 |
| Salaries and employee benefits | $2,023,000 | 1,274 |
| Premises and equipment expense | $877,000 | 777 |
| Additional noninterest expense | $925,000 | 1,448 |
| Pre-tax net operating income | $882,000 | 2,377 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $882,000 | 1,905 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $882,000 | 1,905 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 2,916 |
| Cash dividends | $523,000 | 1,344 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $882,000 | 1,896 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $14,654,000 | 2,603 |
| Total interest expense | $3,031,000 | 4,299 |
| Net interest income | $11,623,000 | 1,996 |
| Provision for loan and lease losses | $665,000 | 1,470 |
| Total noninterest income | $8,336,000 | 710 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $3,805,000 | 456 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $4,531,000 | 725 |
| Total noninterest expense | $15,384,000 | 1,175 |
| Salaries and employee benefits | $8,451,000 | 1,156 |
| Premises and equipment expense | $3,633,000 | 703 |
| Additional noninterest expense | $3,300,000 | 1,601 |
| Pre-tax net operating income | $3,910,000 | 2,294 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $729,000 | 2,612 |
| Income before extraordinary items | $3,181,000 | 2,172 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $3,181,000 | 2,173 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $365,000 | 1,449 |
| Cash dividends | $1,530,000 | 1,897 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $3,181,000 | 2,162 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $10,803,000 | 2,626 |
| Total interest expense | $2,197,000 | 4,292 |
| Net interest income | $8,606,000 | 2,037 |
| Provision for loan and lease losses | $540,000 | 1,310 |
| Total noninterest income | $6,325,000 | 720 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $2,883,000 | 454 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $3,442,000 | 726 |
| Total noninterest expense | $11,601,000 | 1,173 |
| Salaries and employee benefits | $6,523,000 | 1,127 |
| Premises and equipment expense | $2,762,000 | 716 |
| Additional noninterest expense | $2,316,000 | 1,697 |
| Pre-tax net operating income | $2,790,000 | 2,446 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $729,000 | 2,335 |
| Income before extraordinary items | $2,061,000 | 2,502 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,061,000 | 2,504 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $222,000 | 1,411 |
| Cash dividends | $1,530,000 | 1,414 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $2,061,000 | 2,489 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $7,052,000 | 2,635 |
| Total interest expense | $1,447,000 | 4,206 |
| Net interest income | $5,605,000 | 2,087 |
| Provision for loan and lease losses | $440,000 | 1,097 |
| Total noninterest income | $4,053,000 | 749 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,908,000 | 455 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,145,000 | 773 |
| Total noninterest expense | $7,516,000 | 1,220 |
| Salaries and employee benefits | $4,256,000 | 1,161 |
| Premises and equipment expense | $1,812,000 | 727 |
| Additional noninterest expense | $1,448,000 | 1,806 |
| Pre-tax net operating income | $1,702,000 | 2,615 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $729,000 | 1,795 |
| Income before extraordinary items | $973,000 | 3,279 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $973,000 | 3,281 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $161,000 | 1,269 |
| Cash dividends | $810,000 | 1,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $973,000 | 3,272 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,473,000 | 2,630 |
| Total interest expense | $716,000 | 4,113 |
| Net interest income | $2,757,000 | 2,106 |
| Provision for loan and lease losses | $300,000 | 761 |
| Total noninterest income | $1,900,000 | 770 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $961,000 | 429 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $939,000 | 845 |
| Total noninterest expense | $3,590,000 | 1,279 |
| Salaries and employee benefits | $2,006,000 | 1,235 |
| Premises and equipment expense | $898,000 | 727 |
| Additional noninterest expense | $686,000 | 1,906 |
| Pre-tax net operating income | $767,000 | 2,791 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $729,000 | 1,016 |
| Income before extraordinary items | $38,000 | 7,721 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $38,000 | 7,721 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $72,000 | 1,171 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $38,000 | 7,720 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $12,771,000 | 2,576 |
| Total interest expense | $1,950,000 | 4,506 |
| Net interest income | $10,821,000 | 2,053 |
| Provision for loan and lease losses | $680,000 | 1,475 |
| Total noninterest income | $6,613,000 | 860 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $4,075,000 | 417 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $2,538,000 | 1,146 |
| Total noninterest expense | $12,612,000 | 1,365 |
| Salaries and employee benefits | $7,185,000 | 1,292 |
| Premises and equipment expense | $3,016,000 | 801 |
| Additional noninterest expense | $2,411,000 | 2,085 |
| Pre-tax net operating income | $4,142,000 | 2,165 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $1,185,000 | 2,022 |
| Income before extraordinary items | $2,957,000 | 2,274 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,957,000 | 2,275 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $757,000 | 833 |
| Cash dividends | $585,000 | 3,397 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,957,000 | 2,234 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $9,808,000 | 2,468 |
| Total interest expense | $1,352,000 | 4,588 |
| Net interest income | $8,456,000 | 1,953 |
| Provision for loan and lease losses | $400,000 | 1,715 |
| Total noninterest income | $4,413,000 | 959 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $3,187,000 | 397 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,226,000 | 1,564 |
| Total noninterest expense | $9,033,000 | 1,414 |
| Salaries and employee benefits | $4,949,000 | 1,401 |
| Premises and equipment expense | $2,221,000 | 804 |
| Additional noninterest expense | $1,863,000 | 1,993 |
| Pre-tax net operating income | $3,436,000 | 2,012 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $960,000 | 1,937 |
| Income before extraordinary items | $2,476,000 | 2,087 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,476,000 | 2,086 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $541,000 | 784 |
| Cash dividends | $235,000 | 3,856 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $2,476,000 | 2,051 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $6,173,000 | 2,545 |
| Total interest expense | $868,000 | 4,541 |
| Net interest income | $5,305,000 | 2,051 |
| Provision for loan and lease losses | $190,000 | 2,233 |
| Total noninterest income | $3,123,000 | 894 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $2,107,000 | 393 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $1,016,000 | 1,330 |
| Total noninterest expense | $5,820,000 | 1,457 |
| Salaries and employee benefits | $3,141,000 | 1,473 |
| Premises and equipment expense | $1,452,000 | 813 |
| Additional noninterest expense | $1,227,000 | 2,002 |
| Pre-tax net operating income | $2,418,000 | 1,891 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $673,000 | 1,839 |
| Income before extraordinary items | $1,745,000 | 1,950 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,745,000 | 1,950 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $306,000 | 880 |
| Cash dividends | $135,000 | 3,975 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,745,000 | 1,916 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,930,000 | 2,626 |
| Total interest expense | $429,000 | 4,462 |
| Net interest income | $2,501,000 | 2,159 |
| Provision for loan and lease losses | $140,000 | 1,548 |
| Total noninterest income | $1,925,000 | 733 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $1,003,000 | 400 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $922,000 | 838 |
| Total noninterest expense | $2,732,000 | 1,552 |
| Salaries and employee benefits | $1,436,000 | 1,606 |
| Premises and equipment expense | $696,000 | 844 |
| Additional noninterest expense | $600,000 | 2,047 |
| Pre-tax net operating income | $1,554,000 | 1,467 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $462,000 | 1,435 |
| Income before extraordinary items | $1,092,000 | 1,537 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,092,000 | 1,539 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $223,000 | 634 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $1,092,000 | 1,515 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $11,487,000 | 2,498 |
| Total interest expense | $1,857,000 | 3,869 |
| Net interest income | $9,630,000 | 2,117 |
| Provision for loan and lease losses | $877,000 | 1,183 |
| Total noninterest income | $4,920,000 | 1,090 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $4,460,000 | 386 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $460,000 | 3,466 |
| Total noninterest expense | $9,971,000 | 1,630 |
| Salaries and employee benefits | $5,371,000 | 1,636 |
| Premises and equipment expense | $2,552,000 | 874 |
| Additional noninterest expense | $2,048,000 | 2,366 |
| Pre-tax net operating income | $3,702,000 | 2,183 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $962,000 | 2,225 |
| Income before extraordinary items | $2,740,000 | 2,239 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,740,000 | 2,240 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $290,000 | 2,041 |
| Cash dividends | $588,000 | 3,278 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,740,000 | 2,193 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $8,550,000 | 2,474 |
| Total interest expense | $1,404,000 | 3,803 |
| Net interest income | $7,146,000 | 2,120 |
| Provision for loan and lease losses | $652,000 | 1,156 |
| Total noninterest income | $3,715,000 | 1,099 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $3,377,000 | 386 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $338,000 | 3,503 |
| Total noninterest expense | $7,274,000 | 1,659 |
| Salaries and employee benefits | $4,012,000 | 1,648 |
| Premises and equipment expense | $1,821,000 | 926 |
| Additional noninterest expense | $1,441,000 | 2,476 |
| Pre-tax net operating income | $2,935,000 | 2,110 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $767,000 | 2,167 |
| Income before extraordinary items | $2,168,000 | 2,161 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $2,168,000 | 2,162 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $176,000 | 2,075 |
| Cash dividends | $325,000 | 3,329 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $2,168,000 | 2,109 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $5,551,000 | 2,516 |
| Total interest expense | $948,000 | 3,768 |
| Net interest income | $4,603,000 | 2,175 |
| Provision for loan and lease losses | $392,000 | 1,258 |
| Total noninterest income | $2,360,000 | 1,135 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $2,148,000 | 408 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $212,000 | 3,628 |
| Total noninterest expense | $4,723,000 | 1,709 |
| Salaries and employee benefits | $2,652,000 | 1,659 |
| Premises and equipment expense | $1,163,000 | 987 |
| Additional noninterest expense | $908,000 | 2,604 |
| Pre-tax net operating income | $1,848,000 | 2,190 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $468,000 | 2,303 |
| Income before extraordinary items | $1,380,000 | 2,231 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,380,000 | 2,232 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 2,446 |
| Cash dividends | $160,000 | 3,707 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,380,000 | 2,167 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,729,000 | 2,557 |
| Total interest expense | $480,000 | 3,763 |
| Net interest income | $2,249,000 | 2,224 |
| Provision for loan and lease losses | $165,000 | 1,332 |
| Total noninterest income | $1,154,000 | 1,123 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,059,000 | 404 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $95,000 | 3,820 |
| Total noninterest expense | $2,343,000 | 1,733 |
| Salaries and employee benefits | $1,307,000 | 1,700 |
| Premises and equipment expense | $585,000 | 998 |
| Additional noninterest expense | $451,000 | 2,602 |
| Pre-tax net operating income | $895,000 | 2,211 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $210,000 | 2,492 |
| Income before extraordinary items | $685,000 | 2,220 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $685,000 | 2,221 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 2,425 |
| Cash dividends | $20,000 | 3,704 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $685,000 | 2,143 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $10,253,000 | 2,767 |
| Total interest expense | $1,952,000 | 4,103 |
| Net interest income | $8,301,000 | 2,346 |
| Provision for loan and lease losses | $370,000 | 2,731 |
| Total noninterest income | $4,551,000 | 1,211 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $3,988,000 | 427 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $563,000 | 3,374 |
| Total noninterest expense | $9,801,000 | 1,642 |
| Salaries and employee benefits | $5,563,000 | 1,548 |
| Premises and equipment expense | $2,203,000 | 1,040 |
| Additional noninterest expense | $2,035,000 | 2,363 |
| Pre-tax net operating income | $2,681,000 | 2,740 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $602,000 | 3,056 |
| Income before extraordinary items | $2,079,000 | 2,780 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,079,000 | 2,781 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $256,000 | 2,474 |
| Cash dividends | $575,000 | 3,295 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,079,000 | 2,651 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $7,593,000 | 2,827 |
| Total interest expense | $1,458,000 | 4,240 |
| Net interest income | $6,135,000 | 2,392 |
| Provision for loan and lease losses | $270,000 | 2,692 |
| Total noninterest income | $3,332,000 | 1,271 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $2,914,000 | 443 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $418,000 | 3,447 |
| Total noninterest expense | $7,189,000 | 1,688 |
| Salaries and employee benefits | $4,127,000 | 1,576 |
| Premises and equipment expense | $1,607,000 | 1,074 |
| Additional noninterest expense | $1,455,000 | 2,466 |
| Pre-tax net operating income | $2,008,000 | 2,847 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $441,000 | 3,251 |
| Income before extraordinary items | $1,567,000 | 2,871 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,567,000 | 2,871 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $173,000 | 2,393 |
| Cash dividends | $425,000 | 2,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,567,000 | 2,729 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $5,010,000 | 2,884 |
| Total interest expense | $971,000 | 4,336 |
| Net interest income | $4,039,000 | 2,405 |
| Provision for loan and lease losses | $155,000 | 2,947 |
| Total noninterest income | $2,251,000 | 1,249 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $1,943,000 | 438 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $308,000 | 3,244 |
| Total noninterest expense | $4,720,000 | 1,699 |
| Salaries and employee benefits | $2,688,000 | 1,597 |
| Premises and equipment expense | $1,037,000 | 1,101 |
| Additional noninterest expense | $995,000 | 2,379 |
| Pre-tax net operating income | $1,415,000 | 2,718 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $315,000 | 3,153 |
| Income before extraordinary items | $1,100,000 | 2,766 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,100,000 | 2,765 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 3,623 |
| Cash dividends | $180,000 | 3,634 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,100,000 | 2,612 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,439,000 | 2,978 |
| Total interest expense | $501,000 | 4,341 |
| Net interest income | $1,938,000 | 2,502 |
| Provision for loan and lease losses | $70,000 | 3,059 |
| Total noninterest income | $1,146,000 | 1,203 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $998,000 | 416 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $148,000 | 3,237 |
| Total noninterest expense | $2,319,000 | 1,707 |
| Salaries and employee benefits | $1,335,000 | 1,594 |
| Premises and equipment expense | $512,000 | 1,131 |
| Additional noninterest expense | $472,000 | 2,466 |
| Pre-tax net operating income | $695,000 | 2,752 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $158,000 | 3,132 |
| Income before extraordinary items | $537,000 | 2,796 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $537,000 | 2,793 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 4,384 |
| Cash dividends | $20,000 | 3,732 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $537,000 | 2,656 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $9,665,000 | 3,112 |
| Total interest expense | $2,115,000 | 4,624 |
| Net interest income | $7,550,000 | 2,534 |
| Provision for loan and lease losses | $170,000 | 4,692 |
| Total noninterest income | $3,313,000 | 1,446 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $2,830,000 | 577 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $483,000 | 3,347 |
| Total noninterest expense | $8,607,000 | 1,761 |
| Salaries and employee benefits | $4,751,000 | 1,694 |
| Premises and equipment expense | $1,962,000 | 1,118 |
| Additional noninterest expense | $1,894,000 | 2,437 |
| Pre-tax net operating income | $2,086,000 | 3,332 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $387,000 | 3,950 |
| Income before extraordinary items | $1,699,000 | 3,190 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,699,000 | 3,189 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $132,000 | 3,724 |
| Cash dividends | $587,000 | 3,213 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,699,000 | 3,085 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $10,169,000 | 3,254 |
| Total interest expense | $3,499,000 | 4,210 |
| Net interest income | $6,670,000 | 2,678 |
| Provision for loan and lease losses | $80,000 | 5,977 |
| Total noninterest income | $3,077,000 | 1,456 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $2,590,000 | 585 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $487,000 | 3,172 |
| Total noninterest expense | $7,567,000 | 1,908 |
| Salaries and employee benefits | $3,815,000 | 1,971 |
| Premises and equipment expense | $1,850,000 | 1,146 |
| Additional noninterest expense | $1,902,000 | 2,349 |
| Pre-tax net operating income | $2,100,000 | 3,061 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $508,000 | 3,306 |
| Income before extraordinary items | $1,592,000 | 3,083 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,592,000 | 3,086 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $67,000 | 4,706 |
| Cash dividends | $490,000 | 3,518 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,592,000 | 2,988 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $10,166,000 | 3,347 |
| Total interest expense | $3,775,000 | 4,162 |
| Net interest income | $6,391,000 | 2,781 |
| Provision for loan and lease losses | $270,000 | 3,077 |
| Total noninterest income | $2,496,000 | 1,588 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $1,932,000 | 705 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $564,000 | 2,737 |
| Total noninterest expense | $6,760,000 | 2,039 |
| Salaries and employee benefits | $3,516,000 | 2,019 |
| Premises and equipment expense | $1,480,000 | 1,400 |
| Additional noninterest expense | $1,764,000 | 2,434 |
| Pre-tax net operating income | $1,857,000 | 3,496 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $390,000 | 4,021 |
| Income before extraordinary items | $1,467,000 | 3,313 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,467,000 | 3,312 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 6,101 |
| Cash dividends | $475,000 | 3,653 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,467,000 | 3,304 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $8,263,000 | 3,791 |
| Total interest expense | $2,746,000 | 4,923 |
| Net interest income | $5,517,000 | 3,144 |
| Provision for loan and lease losses | $210,000 | 3,440 |
| Total noninterest income | $1,944,000 | 1,899 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,529,000 | 867 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $415,000 | 3,326 |
| Total noninterest expense | $5,377,000 | 2,518 |
| Salaries and employee benefits | $2,880,000 | 2,443 |
| Premises and equipment expense | $1,189,000 | 1,720 |
| Additional noninterest expense | $1,308,000 | 3,200 |
| Pre-tax net operating income | $1,874,000 | 3,501 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $445,000 | 3,888 |
| Income before extraordinary items | $1,429,000 | 3,369 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,429,000 | 3,369 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $120,000 | 3,239 |
| Cash dividends | $420,000 | 3,823 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,429,000 | 3,333 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $7,863,000 | 4,002 |
| Total interest expense | $2,891,000 | 4,861 |
| Net interest income | $4,972,000 | 3,414 |
| Provision for loan and lease losses | $160,000 | 4,005 |
| Total noninterest income | $1,668,000 | 2,093 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,317,000 | 942 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $351,000 | 3,699 |
| Total noninterest expense | $4,738,000 | 2,746 |
| Salaries and employee benefits | $2,374,000 | 2,858 |
| Premises and equipment expense | $1,154,000 | 1,711 |
| Additional noninterest expense | $1,210,000 | 3,345 |
| Pre-tax net operating income | $1,742,000 | 3,731 |
| Securities gains (losses) | $9,000 | 3,034 |
| Applicable income taxes | $435,000 | 4,209 |
| Income before extraordinary items | $1,316,000 | 3,644 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,316,000 | 3,644 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 5,908 |
| Cash dividends | $310,000 | 4,484 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,309,250 | 3,576 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,678,000 | 4,680 |
| Total interest expense | $2,516,000 | 5,383 |
| Net interest income | $4,162,000 | 4,093 |
| Provision for loan and lease losses | $328,000 | 2,440 |
| Total noninterest income | $1,408,000 | 2,319 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,114,000 | 1,123 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $294,000 | 3,982 |
| Total noninterest expense | $3,966,000 | 3,197 |
| Salaries and employee benefits | $1,858,000 | 3,530 |
| Premises and equipment expense | $1,088,000 | 1,824 |
| Additional noninterest expense | $1,020,000 | 3,832 |
| Pre-tax net operating income | $1,276,000 | 5,025 |
| Securities gains (losses) | $30,000 | 1,635 |
| Applicable income taxes | $335,000 | 5,429 |
| Income before extraordinary items | $971,000 | 4,804 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $971,000 | 4,803 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $228,000 | 2,340 |
| Cash dividends | $271,000 | 4,787 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $948,800 | 4,820 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,972,000 | 5,203 |
| Total interest expense | $2,260,000 | 5,917 |
| Net interest income | $3,712,000 | 4,598 |
| Provision for loan and lease losses | $156,000 | 3,974 |
| Total noninterest income | $1,240,000 | 2,620 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $953,000 | 1,413 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $287,000 | 4,181 |
| Total noninterest expense | $3,520,000 | 3,753 |
| Salaries and employee benefits | $1,614,000 | 4,032 |
| Premises and equipment expense | $881,000 | 2,252 |
| Additional noninterest expense | $1,025,000 | 4,317 |
| Pre-tax net operating income | $1,276,000 | 4,898 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $364,000 | 5,198 |
| Income before extraordinary items | $912,000 | 4,831 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $912,000 | 4,832 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 5,752 |
| Cash dividends | $370,000 | 4,083 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $912,000 | 4,768 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,560,000 | 5,542 |
| Total interest expense | $1,993,000 | 6,478 |
| Net interest income | $3,567,000 | 4,783 |
| Provision for loan and lease losses | $65,000 | 5,556 |
| Total noninterest income | $777,000 | 3,762 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $632,000 | 2,147 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $145,000 | 6,088 |
| Total noninterest expense | $2,998,000 | 4,299 |
| Salaries and employee benefits | $1,429,000 | 4,469 |
| Premises and equipment expense | $689,000 | 2,854 |
| Additional noninterest expense | $880,000 | 4,871 |
| Pre-tax net operating income | $1,281,000 | 5,020 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $477,000 | 4,345 |
| Income before extraordinary items | $804,000 | 5,432 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $804,000 | 5,429 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-22,000 | 11,076 |
| Cash dividends | $475,000 | 3,477 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $804,000 | 5,405 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,491,000 | 6,154 |
| Total interest expense | $1,454,000 | 7,033 |
| Net interest income | $3,037,000 | 5,569 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $661,000 | 4,326 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $530,000 | 2,572 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $131,000 | 6,643 |
| Total noninterest expense | $2,757,000 | 4,750 |
| Salaries and employee benefits | $1,271,000 | 4,984 |
| Premises and equipment expense | $629,000 | 3,133 |
| Additional noninterest expense | $857,000 | 5,390 |
| Pre-tax net operating income | $941,000 | 6,212 |
| Securities gains (losses) | $-7,000 | 9,611 |
| Applicable income taxes | $266,000 | 6,308 |
| Income before extraordinary items | $668,000 | 6,110 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $668,000 | 6,128 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 10,214 |
| Cash dividends | $358,000 | 4,029 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $673,040 | 6,146 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,012,000 | 6,861 |
| Total interest expense | $1,306,000 | 7,854 |
| Net interest income | $2,706,000 | 6,156 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $565,000 | 5,161 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $444,000 | 3,136 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $121,000 | 7,282 |
| Total noninterest expense | $2,480,000 | 5,320 |
| Salaries and employee benefits | $1,181,000 | 5,303 |
| Premises and equipment expense | $537,000 | 3,651 |
| Additional noninterest expense | $762,000 | 6,159 |
| Pre-tax net operating income | $791,000 | 6,865 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $221,000 | 7,240 |
| Income before extraordinary items | $570,000 | 7,016 |
| Extraordinary gains, net | $75,000 | 1,837 |
| Net income | $645,000 | 6,621 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-16,000 | 12,001 |
| Cash dividends | $424,000 | 3,510 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $570,000 | 6,754 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,108,000 | 7,375 |
| Total interest expense | $1,623,000 | 8,127 |
| Net interest income | $2,485,000 | 6,634 |
| Provision for loan and lease losses | $14,000 | 10,934 |
| Total noninterest income | $578,000 | 5,101 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $423,000 | 3,289 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $155,000 | 6,528 |
| Total noninterest expense | $2,244,000 | 5,813 |
| Salaries and employee benefits | $1,044,000 | 5,799 |
| Premises and equipment expense | $435,000 | 4,476 |
| Additional noninterest expense | $765,000 | 6,311 |
| Pre-tax net operating income | $805,000 | 6,540 |
| Securities gains (losses) | $42,000 | 4,413 |
| Applicable income taxes | $237,000 | 6,885 |
| Income before extraordinary items | $610,000 | 6,503 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $610,000 | 6,581 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $205,000 | 4,929 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $579,760 | 6,355 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.