Home > PNC Converted Bank > Income and Expense
PNC Converted Bank, Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $94,413,000 | 424 |
| Total interest expense | $61,205,000 | 330 |
| Net interest income | $33,208,000 | 586 |
| Provision for loan and lease losses | $3,360,000 | 382 |
| Total noninterest income | $25,677,000 | 337 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $25,677,000 | 261 |
| Total noninterest expense | $60,740,000 | 308 |
| Salaries and employee benefits | $9,724,000 | 721 |
| Premises and equipment expense | $20,358,000 | 145 |
| Additional noninterest expense | $30,658,000 | 276 |
| Pre-tax net operating income | $-5,215,000 | 10,206 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $-1,732,000 | 10,193 |
| Income before extraordinary items | $-3,483,000 | 10,189 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-3,483,000 | 10,189 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,180,000 | 351 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $-3,483,000 | 10,184 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $73,626,000 | 517 |
| Total interest expense | $48,990,000 | 406 |
| Net interest income | $24,636,000 | 714 |
| Provision for loan and lease losses | $2,994,000 | 452 |
| Total noninterest income | $11,162,000 | 561 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $11,162,000 | 415 |
| Total noninterest expense | $46,670,000 | 382 |
| Salaries and employee benefits | $8,429,000 | 788 |
| Premises and equipment expense | $4,424,000 | 501 |
| Additional noninterest expense | $33,817,000 | 262 |
| Pre-tax net operating income | $-13,866,000 | 10,471 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $-4,664,000 | 10,452 |
| Income before extraordinary items | $-9,202,000 | 10,454 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $-9,202,000 | 10,453 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,705,000 | 518 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $-9,202,000 | 10,450 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $19,118,000 | 1,724 |
| Total interest expense | $12,845,000 | 1,243 |
| Net interest income | $6,273,000 | 2,784 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $4,611,000 | 978 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $4,611,000 | 651 |
| Total noninterest expense | $7,834,000 | 1,668 |
| Salaries and employee benefits | $2,193,000 | 3,021 |
| Premises and equipment expense | $1,055,000 | 1,880 |
| Additional noninterest expense | $4,586,000 | 1,035 |
| Pre-tax net operating income | $3,050,000 | 2,457 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $1,339,000 | 1,884 |
| Income before extraordinary items | $1,711,000 | 2,972 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,711,000 | 2,971 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $116,000 | 3,507 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,711,000 | 2,921 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,543,000 | 4,838 |
| Total interest expense | $3,921,000 | 3,782 |
| Net interest income | $2,622,000 | 6,008 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $3,327,000 | 1,258 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $3,327,000 | 826 |
| Total noninterest expense | $5,060,000 | 2,702 |
| Salaries and employee benefits | $2,309,000 | 2,894 |
| Premises and equipment expense | $864,000 | 2,287 |
| Additional noninterest expense | $1,887,000 | 2,592 |
| Pre-tax net operating income | $889,000 | 6,131 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $441,000 | 4,568 |
| Income before extraordinary items | $448,000 | 7,250 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $448,000 | 7,253 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 6,098 |
| Cash dividends | $138,000 | 6,200 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $448,000 | 7,194 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,978,000 | 4,568 |
| Total interest expense | $3,832,000 | 3,818 |
| Net interest income | $3,146,000 | 5,292 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $2,555,000 | 1,518 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $2,555,000 | 978 |
| Total noninterest expense | $3,484,000 | 3,766 |
| Salaries and employee benefits | $1,962,000 | 3,364 |
| Premises and equipment expense | $522,000 | 3,625 |
| Additional noninterest expense | $1,000,000 | 4,348 |
| Pre-tax net operating income | $2,217,000 | 3,191 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $954,000 | 2,490 |
| Income before extraordinary items | $1,263,000 | 3,782 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,263,000 | 3,779 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $1,263,000 | 3,754 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,386,000 | 6,272 |
| Total interest expense | $2,679,000 | 4,368 |
| Net interest income | $1,707,000 | 8,280 |
| Provision for loan and lease losses | $27,000 | 7,330 |
| Total noninterest income | $232,000 | 8,222 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $232,000 | 4,795 |
| Total noninterest expense | $1,674,000 | 7,056 |
| Salaries and employee benefits | $917,000 | 6,532 |
| Premises and equipment expense | $295,000 | 5,794 |
| Additional noninterest expense | $462,000 | 8,220 |
| Pre-tax net operating income | $238,000 | 10,592 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $90,000 | 9,572 |
| Income before extraordinary items | $148,000 | 10,845 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $148,000 | 10,850 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 10,614 |
| Cash dividends | $317,000 | 4,320 |
| Sale, conversion, retirement of capital stock, net | $12,000 | 1,070 |
| Net operating income | $148,000 | 10,896 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,191,000 | 6,650 |
| Total interest expense | $2,377,000 | 5,034 |
| Net interest income | $1,814,000 | 8,208 |
| Provision for loan and lease losses | $10,000 | 9,731 |
| Total noninterest income | $355,000 | 6,958 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $355,000 | 4,079 |
| Total noninterest expense | $1,400,000 | 8,190 |
| Salaries and employee benefits | $872,000 | 6,888 |
| Premises and equipment expense | $254,000 | 6,618 |
| Additional noninterest expense | $274,000 | 10,774 |
| Pre-tax net operating income | $759,000 | 7,038 |
| Securities gains (losses) | $6,000 | 5,977 |
| Applicable income taxes | $288,000 | 6,233 |
| Income before extraordinary items | $477,000 | 7,721 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $477,000 | 7,909 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 9,031 |
| Cash dividends | $311,000 | 4,290 |
| Sale, conversion, retirement of capital stock, net | $37,000 | 1,012 |
| Net operating income | $473,160 | 7,506 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,889,000 | 6,501 |
| Total interest expense | $2,756,000 | 5,538 |
| Net interest income | $2,133,000 | 7,413 |
| Provision for loan and lease losses | $111,000 | 6,992 |
| Total noninterest income | $305,000 | 7,658 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $305,000 | 4,373 |
| Total noninterest expense | $1,336,000 | 8,538 |
| Salaries and employee benefits | $760,000 | 7,538 |
| Premises and equipment expense | $242,000 | 6,944 |
| Additional noninterest expense | $334,000 | 10,396 |
| Pre-tax net operating income | $991,000 | 5,661 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $374,000 | 5,049 |
| Income before extraordinary items | $617,000 | 6,457 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $617,000 | 6,527 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 8,849 |
| Cash dividends | $239,000 | 4,635 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $617,000 | 6,090 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.