Home > PNC Bank, Kentucky, Inc. > Income and Expense

PNC Bank, Kentucky, Inc., Income and Expense

1996-12-31 (YTD Data)		Rank
Total interest income	$331,464,000	180
Total interest expense	$172,807,000	169
Net interest income	$158,657,000	197
Provision for loan and lease losses	$0	9,041
Total noninterest income	$71,835,000	190
Gross Fiduciary activities income	$24,817,000	83
Service charges on deposit accounts	$18,145,000	133
Trading account gains and fees	$0	262
Additional Noninterest Income	$28,873,000	229
Total noninterest expense	$145,898,000	186
Salaries and employee benefits	$61,177,000	167
Premises and equipment expense	$16,578,000	192
Additional noninterest expense	$68,143,000	193
Pre-tax net operating income	$84,594,000	166
Securities gains (losses)	$1,000	3,760
Applicable income taxes	$24,168,000	199
Income before extraordinary items	$60,427,000	165
Extraordinary gains, net	$0	53
Net income	$60,427,000	163
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,351,000	515
Cash dividends	$31,220,000	204
Sale, conversion, retirement of capital stock, net	$492,000	474
Net operating income	$60,426,290	162
1995-12-31 (YTD Data)		Rank
Total interest income	$364,385,000	171
Total interest expense	$217,121,000	144
Net interest income	$147,264,000	208
Provision for loan and lease losses	$1,900,000	599
Total noninterest income	$71,316,000	187
Gross Fiduciary activities income	$22,239,000	94
Service charges on deposit accounts	$15,550,000	163
Trading account gains and fees	$0	522
Additional Noninterest Income	$33,527,000	203
Total noninterest expense	$150,816,000	175
Salaries and employee benefits	$62,987,000	160
Premises and equipment expense	$17,582,000	189
Additional noninterest expense	$70,247,000	184
Pre-tax net operating income	$65,864,000	209
Securities gains (losses)	$-17,391,000	11,962
Applicable income taxes	$12,940,000	315
Income before extraordinary items	$35,533,000	246
Extraordinary gains, net	$0	65
Net income	$35,533,000	245
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$14,463,000	141
Cash dividends	$99,550,000	70
Sale, conversion, retirement of capital stock, net	$371,000	413
Net operating income	$48,228,430	196
1994-12-31 (YTD Data)		Rank
Total interest income	$360,034,000	151
Total interest expense	$175,291,000	128
Net interest income	$184,743,000	168
Provision for loan and lease losses	$22,040,000	98
Total noninterest income	$110,652,000	127
Gross Fiduciary activities income	$21,487,000	98
Service charges on deposit accounts	$15,835,000	157
Trading account gains and fees	$0	475
Additional Noninterest Income	$73,330,000	112
Total noninterest expense	$188,455,000	153
Salaries and employee benefits	$80,441,000	131
Premises and equipment expense	$19,825,000	172
Additional noninterest expense	$88,189,000	149
Pre-tax net operating income	$84,900,000	165
Securities gains (losses)	$-20,412,000	12,590
Applicable income taxes	$18,184,000	223
Income before extraordinary items	$46,304,000	189
Extraordinary gains, net	$0	249
Net income	$46,304,000	188
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$17,283,000	126
Cash dividends	$38,000,000	141
Sale, conversion, retirement of capital stock, net	$998,000	438
Net operating income	$61,000,640	162
1993-12-31 (YTD Data)		Rank
Total interest income	$353,905,000	137
Total interest expense	$147,663,000	132
Net interest income	$206,242,000	135
Provision for loan and lease losses	$51,782,000	69
Total noninterest income	$103,488,000	125
Gross Fiduciary activities income	$21,023,000	97
Service charges on deposit accounts	$25,025,000	103
Trading account gains and fees	$0	532
Additional Noninterest Income	$57,440,000	123
Total noninterest expense	$206,859,000	128
Salaries and employee benefits	$81,638,000	116
Premises and equipment expense	$19,028,000	170
Additional noninterest expense	$106,193,000	121
Pre-tax net operating income	$51,089,000	203
Securities gains (losses)	$10,058,000	81
Applicable income taxes	$14,015,000	239
Income before extraordinary items	$47,132,000	173
Extraordinary gains, net	$-16,589,000	13,274
Net income	$30,543,000	243
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$53,656,000	71
Cash dividends	$18,100,000	192
Sale, conversion, retirement of capital stock, net	$499,000	601
Net operating income	$39,387,340	184
1992-12-31 (YTD Data)		Rank
Total interest income	$412,131,000	123
Total interest expense	$202,304,000	119
Net interest income	$209,827,000	127
Provision for loan and lease losses	$99,200,000	48
Total noninterest income	$98,550,000	122
Gross Fiduciary activities income	$19,999,000	93
Service charges on deposit accounts	$25,318,000	96
Trading account gains and fees	$149,000	245
Additional Noninterest Income	$53,084,000	119
Total noninterest expense	$195,099,000	126
Salaries and employee benefits	$84,816,000	103
Premises and equipment expense	$21,733,000	149
Additional noninterest expense	$88,550,000	136
Pre-tax net operating income	$14,078,000	462
Securities gains (losses)	$35,868,000	33
Applicable income taxes	$11,611,000	239
Income before extraordinary items	$38,335,000	166
Extraordinary gains, net	$0	1,422
Net income	$38,335,000	170
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$81,088,000	74
Cash dividends	$25,025,000	108
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$10,716,640	417

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.