Home > PNC Bank, Delaware > Net charge- offs to loans
PNC Bank, Delaware, Net charge- offs to loans
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8181% | 1,038 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1926% | 1,194 |
| Percentage Net Loans Charged-off:Construction & development | 0.6663% | 1,984 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.8476% | 389 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1725% | 848 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5906% | 788 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3951% | 711 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.5598% | 1,076 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.0747% | 500 |
| Percentage Net Loans Charged-off: Credit card loans | 4.7314% | 404 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6707% | 874 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9708% | 729 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6989% | 675 |
| Percentage Net Loans Charged-off:Construction & development | 0.8567% | 1,301 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.0045% | 175 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6014% | 497 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3557% | 656 |
| All other 1-4 family - Percent of loans charged-off, net | 2.0590% | 383 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8824% | 995 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.5998% | 561 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1597% | 417 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7200% | 669 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2212% | 987 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8538% | 1,071 |
| Percentage Net Loans Charged-off:Construction & development | 1.1175% | 1,502 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3688% | 376 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5971% | 1,044 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2874% | 908 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6897% | 860 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2258% | 1,593 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2562% | 500 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8936% | 399 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.2040% | 397 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.9405% | 62 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7900% | 1,100 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3215% | 1,604 |
| Percentage Net Loans Charged-off:Construction & development | 0.8949% | 1,151 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0157% | 1,626 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2894% | 1,357 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2205% | 781 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3092% | 1,216 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0451% | 1,289 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0927% | 461 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7801% | 378 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.5213% | 315 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 2.5846% | 40 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6641% | 1,070 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1363% | 2,083 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0197% | 1,206 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1868% | 1,502 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2713% | 592 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1634% | 1,484 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0834% | 993 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9660% | 465 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6119% | 362 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.7803% | 237 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 3.9785% | 27 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5284% | 997 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1275% | 1,548 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0092% | 771 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1767% | 1,115 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1682% | 458 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1790% | 1,007 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8053% | 929 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7796% | 507 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3901% | 358 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3212% | 428 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2697% | 2,030 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0728% | 2,482 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2034% | 799 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0666% | 2,217 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0550% | 811 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0694% | 2,069 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4108% | 2,081 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1867% | 1,323 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3083% | 821 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.7225% | 346 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2046% | 1,943 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0570% | 1,986 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2446% | 458 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0408% | 2,001 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0256% | 675 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0445% | 1,826 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3497% | 1,781 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7714% | 1,814 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8154% | 881 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.4408% | 329 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1384% | 2,278 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0210% | 2,151 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0870% | 8,122 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0379% | 1,646 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0024% | 536 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0466% | 1,450 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3598% | 1,471 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3339% | 3,014 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2180% | 946 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.5287% | 300 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1025% | 2,181 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0442% | 1,270 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0583% | 8,126 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0646% | 1,049 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0799% | 904 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1323% | 1,444 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1309% | 3,357 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 790 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.5095% | 257 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1123% | 3,041 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0460% | 2,048 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0033% | 7,808 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0593% | 1,866 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0098% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0700% | 1,652 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1423% | 2,708 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2865% | 3,968 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,256 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.1881% | 285 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1180% | 2,414 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0552% | 1,543 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0036% | 984 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0700% | 1,432 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0017% | 5,951 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0854% | 1,239 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1449% | 2,182 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4556% | 2,707 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,137 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.8286% | 272 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0750% | 2,890 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0055% | 2,273 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0180% | 8,073 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0090% | 1,873 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0109% | 1,721 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1402% | 1,889 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6362% | 1,953 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.3015% | 277 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0551% | 2,733 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0002% | 7,489 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0227% | 8,141 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0021% | 1,335 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0026% | 1,225 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0856% | 1,440 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5705% | 1,981 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.9425% | 214 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.8745% | 8,743 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0069% | 3,209 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0248% | 8,117 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0109% | 2,774 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0252% | 598 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0079% | 2,661 |
| Percentage Net Loans Charged-off: Commercial and industrial | -5.8572% | 8,377 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4209% | 3,929 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.5744% | 447 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -1.2286% | 8,770 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0068% | 2,791 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0245% | 8,117 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0108% | 2,392 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0108% | 529 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0108% | 2,234 |
| Percentage Net Loans Charged-off: Commercial and industrial | -8.2072% | 8,391 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2334% | 4,398 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3151% | 441 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -1.9493% | 8,783 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0123% | 2,200 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0238% | 8,161 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0174% | 1,887 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0156% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0178% | 1,755 |
| Percentage Net Loans Charged-off: Commercial and industrial | -12.5306% | 8,412 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2660% | 3,839 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9598% | 457 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0626% | 3,004 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0114% | 7,965 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0252% | 8,296 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0108% | 8,031 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0134% | 8,076 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2777% | 1,289 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2998% | 3,199 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9161% | 384 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2080% | 2,672 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0154% | 3,218 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0842% | 1,051 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2232% | 6,440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0100% | 2,985 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0157% | 604 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0084% | 2,855 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7167% | 1,717 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2409% | 5,201 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.8423% | 273 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2776% | 1,771 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0206% | 2,613 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1182% | 729 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2986% | 6,394 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0120% | 2,484 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0066% | 530 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0136% | 2,303 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0070% | 1,121 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2749% | 4,538 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.4560% | 273 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4548% | 1,053 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0660% | 1,567 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3987% | 351 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0121% | 2,068 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0057% | 5,915 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0179% | 1,857 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5945% | 693 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4127% | 3,571 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.9432% | 310 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3312% | 1,330 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0922% | 1,052 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4104% | 238 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0328% | 1,315 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0185% | 266 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0387% | 1,203 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8692% | 904 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3474% | 3,408 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.3655% | 232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3380% | 2,217 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0902% | 1,956 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0013% | 8,311 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1308% | 1,523 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0239% | 564 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1843% | 1,203 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6932% | 2,197 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6006% | 3,765 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,842 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.8063% | 338 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3794% | 1,717 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0597% | 2,010 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0017% | 8,366 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0879% | 1,565 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0323% | 435 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1160% | 1,337 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9146% | 1,511 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4829% | 3,916 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,741 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.4358% | 350 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3622% | 1,730 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0450% | 1,933 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0025% | 8,398 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0676% | 1,510 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0489% | 342 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0771% | 1,401 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9018% | 1,403 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4816% | 3,645 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,566 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.8164% | 402 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4642% | 1,188 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0396% | 1,524 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0049% | 8,557 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0611% | 1,195 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0366% | 251 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0731% | 1,095 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2672% | 869 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5896% | 2,919 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,250 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0484% | 443 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3202% | 487 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0578% | 2,400 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0011% | 1,563 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0846% | 1,862 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1063% | 410 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0773% | 1,886 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.1196% | 458 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3087% | 5,362 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,947 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3931% | 562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1843% | 3,813 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0827% | 1,880 |
| Percentage Net Loans Charged-off:Construction & development | 0.2030% | 471 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0020% | 8,699 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.4800% | 45 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0295% | 2,490 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0543% | 481 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0255% | 2,454 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2420% | 3,483 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6119% | 3,634 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2168% | 2,067 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7926% | 787 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1885% | 3,303 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0245% | 606 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0065% | 1,298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0370% | 509 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0089% | 346 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0413% | 456 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3002% | 598 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9244% | 447 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1322% | 299 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1783% | 3,509 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0272% | 626 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0138% | 361 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0350% | 612 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1371% | 188 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0204% | 704 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2249% | 639 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8077% | 558 |
| Percentage Net Loans Charged-off: Credit card loans | 4.7855% | 161 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1977% | 3,511 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0161% | 745 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0192% | 388 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0169% | 711 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0739% | 270 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0096% | 738 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1541% | 698 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9673% | 509 |
| Percentage Net Loans Charged-off: Credit card loans | 5.6141% | 136 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0103% | 1,239 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2523% | 3,194 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0348% | 614 |
| Percentage Net Loans Charged-off:Construction & development | 0.0777% | 169 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0022% | 1,108 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0440% | 573 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0141% | 1,243 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0551% | 467 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0660% | 762 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0487% | 523 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2660% | 407 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0054% | 1,164 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 31 |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3220% | 2,802 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0430% | 639 |
| Percentage Net Loans Charged-off:Construction & development | 0.0135% | 258 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0219% | 1,229 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0755% | 456 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0399% | 341 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0845% | 397 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0852% | 732 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0266% | 511 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2712% | 583 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0022% | 1,192 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2953% | 2,882 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0263% | 797 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 615 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0450% | 565 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0437% | 316 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0454% | 546 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3106% | 417 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6849% | 594 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8611% | 556 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0052% | 425 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3124% | 2,898 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0884% | 604 |
| Percentage Net Loans Charged-off:Construction & development | 0.3136% | 221 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 668 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0961% | 434 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0629% | 274 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1050% | 403 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1559% | 562 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8144% | 378 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7345% | 486 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0039% | 1,073 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3834% | 3,459 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1115% | 724 |
| Percentage Net Loans Charged-off:Construction & development | 0.2120% | 386 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1021% | 682 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1048% | 497 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2906% | 160 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0582% | 625 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3047% | 674 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8728% | 459 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1539% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3959% | 187 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5503% | 3,922 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3292% | 603 |
| Percentage Net Loans Charged-off:Construction & development | 2.6126% | 249 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 967 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0525% | 781 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0676% | 690 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3814% | 864 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1611% | 489 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3510% | 543 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0766% | 400 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |