Home > Plymouth Savings Bank > Income and Expense

Plymouth Savings Bank, Income and Expense

2005-03-31 (YTD Data)Rank
Total interest income$12,500,000606
Total interest expense$3,758,000635
Net interest income$8,742,000602
Provision for loan and lease losses$06,226
Total noninterest income$2,986,000531
Gross Fiduciary activities income$555,000248
Service charges on deposit accounts$1,206,000325
Trading account gains and fees$0115
Additional Noninterest Income$1,225,000690
Total noninterest expense$11,073,000419
Salaries and employee benefits$5,935,000391
Premises and equipment expense$1,141,000525
Additional noninterest expense$3,997,000382
Pre-tax net operating income$655,0003,018
Securities gains (losses)$2,169,00072
Applicable income taxes$1,158,000679
Income before extraordinary items$1,666,0001,047
Extraordinary gains, net$024
Net income$1,666,0001,047
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0003,394
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$277,8404,544
2004-12-31 (YTD Data)Rank
Total interest income$60,826,000481
Total interest expense$18,690,000454
Net interest income$42,136,000489
Provision for loan and lease losses$2,100,000514
Total noninterest income$12,806,000515
Gross Fiduciary activities income$2,050,000256
Service charges on deposit accounts$5,477,000310
Trading account gains and fees$0138
Additional Noninterest Income$5,279,000644
Total noninterest expense$59,678,000322
Salaries and employee benefits$41,349,000233
Premises and equipment expense$4,255,000537
Additional noninterest expense$14,074,000422
Pre-tax net operating income$-6,836,0008,965
Securities gains (losses)$-6,275,0008,954
Applicable income taxes$-5,649,0008,970
Income before extraordinary items$-7,462,0008,967
Extraordinary gains, net$-224,0008,960
Net income$-7,686,0008,967
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,312,000640
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$-3,446,0008,941
2004-09-30 (YTD Data)Rank
Total interest income$45,627,000474
Total interest expense$13,807,000450
Net interest income$31,820,000482
Provision for loan and lease losses$07,100
Total noninterest income$9,980,000504
Gross Fiduciary activities income$1,528,000259
Service charges on deposit accounts$4,090,000319
Trading account gains and fees$0134
Additional Noninterest Income$4,362,000607
Total noninterest expense$35,475,000390
Salaries and employee benefits$20,832,000335
Premises and equipment expense$3,133,000548
Additional noninterest expense$11,510,000386
Pre-tax net operating income$6,325,0001,044
Securities gains (losses)$1,651,000187
Applicable income taxes$2,244,000922
Income before extraordinary items$5,732,000866
Extraordinary gains, net$026
Net income$5,732,000867
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$674,000757
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$4,543,2801,046
2004-06-30 (YTD Data)Rank
Total interest income$30,321,000474
Total interest expense$9,130,000451
Net interest income$21,191,000476
Provision for loan and lease losses$06,885
Total noninterest income$7,550,000466
Gross Fiduciary activities income$1,016,000264
Service charges on deposit accounts$2,675,000318
Trading account gains and fees$0130
Additional Noninterest Income$3,859,000501
Total noninterest expense$21,125,000429
Salaries and employee benefits$12,090,000378
Premises and equipment expense$2,119,000537
Additional noninterest expense$6,916,000413
Pre-tax net operating income$7,616,000604
Securities gains (losses)$666,000291
Applicable income taxes$2,759,000562
Income before extraordinary items$5,523,000613
Extraordinary gains, net$021
Net income$5,523,000613
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$676,000571
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$5,076,780632
2004-03-31 (YTD Data)Rank
Total interest income$15,158,000479
Total interest expense$4,437,000471
Net interest income$10,721,000479
Provision for loan and lease losses$06,501
Total noninterest income$2,387,000636
Gross Fiduciary activities income$496,000267
Service charges on deposit accounts$1,249,000339
Trading account gains and fees$0121
Additional Noninterest Income$642,0001,077
Total noninterest expense$9,937,000458
Salaries and employee benefits$6,067,000384
Premises and equipment expense$1,063,000550
Additional noninterest expense$2,807,000483
Pre-tax net operating income$3,171,000707
Securities gains (losses)$1,054,000163
Applicable income taxes$1,397,000564
Income before extraordinary items$2,828,000608
Extraordinary gains, net$016
Net income$2,828,000607
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$873,000302
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$2,121,820732
2003-12-31 (YTD Data)Rank
Total interest income$65,188,000448
Total interest expense$19,698,000471
Net interest income$45,490,000446
Provision for loan and lease losses$07,651
Total noninterest income$22,893,000368
Gross Fiduciary activities income$1,875,000269
Service charges on deposit accounts$4,889,000348
Trading account gains and fees$0160
Additional Noninterest Income$16,129,000325
Total noninterest expense$44,770,000412
Salaries and employee benefits$24,966,000365
Premises and equipment expense$3,767,000604
Additional noninterest expense$16,037,000389
Pre-tax net operating income$23,613,000419
Securities gains (losses)$1,720,000333
Applicable income taxes$11,075,000344
Income before extraordinary items$14,258,000501
Extraordinary gains, net$054
Net income$14,258,000503
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$201,0002,867
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$13,157,200502
2003-09-30 (YTD Data)Rank
Total interest income$49,978,000452
Total interest expense$15,000,000485
Net interest income$34,978,000450
Provision for loan and lease losses$07,481
Total noninterest income$18,997,000357
Gross Fiduciary activities income$1,376,000286
Service charges on deposit accounts$3,574,000370
Trading account gains and fees$0153
Additional Noninterest Income$14,047,000324
Total noninterest expense$32,438,000431
Salaries and employee benefits$18,433,000377
Premises and equipment expense$2,735,000635
Additional noninterest expense$11,270,000418
Pre-tax net operating income$21,537,000371
Securities gains (losses)$1,594,000323
Applicable income taxes$10,341,000309
Income before extraordinary items$12,790,000441
Extraordinary gains, net$040
Net income$12,790,000442
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$211,0002,140
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$11,769,840440
2003-06-30 (YTD Data)Rank
Total interest income$33,411,000460
Total interest expense$9,963,000500
Net interest income$23,448,000450
Provision for loan and lease losses$07,324
Total noninterest income$13,080,000353
Gross Fiduciary activities income$923,000288
Service charges on deposit accounts$2,222,000389
Trading account gains and fees$0150
Additional Noninterest Income$9,935,000315
Total noninterest expense$21,060,000445
Salaries and employee benefits$12,088,000388
Premises and equipment expense$1,851,000633
Additional noninterest expense$7,121,000437
Pre-tax net operating income$15,468,000351
Securities gains (losses)$2,003,000231
Applicable income taxes$8,131,000284
Income before extraordinary items$9,340,000414
Extraordinary gains, net$030
Net income$9,340,000415
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$219,0001,553
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$8,058,080432
2003-03-31 (YTD Data)Rank
Total interest income$16,751,000466
Total interest expense$5,039,000505
Net interest income$11,712,000452
Provision for loan and lease losses$06,934
Total noninterest income$6,892,000342
Gross Fiduciary activities income$469,000292
Service charges on deposit accounts$988,000422
Trading account gains and fees$0134
Additional Noninterest Income$5,435,000298
Total noninterest expense$10,448,000445
Salaries and employee benefits$6,195,000377
Premises and equipment expense$945,000611
Additional noninterest expense$3,308,000452
Pre-tax net operating income$8,156,000333
Securities gains (losses)$941,000225
Applicable income taxes$6,052,000213
Income before extraordinary items$3,045,000576
Extraordinary gains, net$021
Net income$3,045,000574
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,539
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$2,442,760648
2002-12-31 (YTD Data)Rank
Total interest income$71,015,000461
Total interest expense$24,704,000478
Net interest income$46,311,000455
Provision for loan and lease losses$600,0002,054
Total noninterest income$11,671,000571
Gross Fiduciary activities income$1,612,000318
Service charges on deposit accounts$4,106,000397
Trading account gains and fees$0153
Additional Noninterest Income$5,953,000615
Total noninterest expense$37,687,000465
Salaries and employee benefits$21,066,000412
Premises and equipment expense$4,010,000562
Additional noninterest expense$12,611,000474
Pre-tax net operating income$19,695,000478
Securities gains (losses)$1,813,000298
Applicable income taxes$8,588,000398
Income before extraordinary items$12,920,000522
Extraordinary gains, net$070
Net income$12,920,000525
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-356,0009,327
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$11,759,680539
2001-12-31 (YTD Data)Rank
Total interest income$69,012,000520
Total interest expense$31,510,000552
Net interest income$37,502,000507
Provision for loan and lease losses$600,0001,892
Total noninterest income$18,186,000410
Gross Fiduciary activities income$1,466,000343
Service charges on deposit accounts$4,046,000375
Trading account gains and fees$0177
Additional Noninterest Income$12,674,000373
Total noninterest expense$40,170,000432
Salaries and employee benefits$18,070,000443
Premises and equipment expense$3,921,000564
Additional noninterest expense$18,179,000380
Pre-tax net operating income$14,918,000540
Securities gains (losses)$2,133,000232
Applicable income taxes$5,685,000497
Income before extraordinary items$11,366,000523
Extraordinary gains, net$-270,0009,546
Net income$11,096,000534
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$952,000975
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$9,936,890555
2000-12-31 (YTD Data)Rank
Total interest income$69,060,000553
Total interest expense$30,447,000619
Net interest income$38,613,000491
Provision for loan and lease losses$1,255,000880
Total noninterest income$13,162,000492
Gross Fiduciary activities income$1,451,000348
Service charges on deposit accounts$3,417,000395
Trading account gains and fees$0180
Additional Noninterest Income$8,294,000467
Total noninterest expense$33,610,000483
Salaries and employee benefits$17,348,000433
Premises and equipment expense$3,477,000617
Additional noninterest expense$12,785,000488
Pre-tax net operating income$16,910,000514
Securities gains (losses)$-48,0009,187
Applicable income taxes$5,806,000497
Income before extraordinary items$11,056,000532
Extraordinary gains, net$038
Net income$11,056,000533
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-290,0009,852
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$11,087,680529
1999-12-31 (YTD Data)Rank
Total interest income$58,690,000611
Total interest expense$25,378,000652
Net interest income$33,312,000581
Provision for loan and lease losses$1,081,000910
Total noninterest income$13,962,000497
Gross Fiduciary activities income$1,273,000407
Service charges on deposit accounts$3,332,000414
Trading account gains and fees$0173
Additional Noninterest Income$9,357,000460
Total noninterest expense$31,715,000523
Salaries and employee benefits$15,579,000493
Premises and equipment expense$3,724,000600
Additional noninterest expense$12,412,000516
Pre-tax net operating income$14,478,000616
Securities gains (losses)$-412,00010,097
Applicable income taxes$5,231,000582
Income before extraordinary items$8,835,000685
Extraordinary gains, net$035
Net income$8,835,000684
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$195,0002,435
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$9,098,680654
1998-12-31 (YTD Data)Rank
Total interest income$56,230,000622
Total interest expense$24,020,000692
Net interest income$32,210,000567
Provision for loan and lease losses$1,022,000952
Total noninterest income$17,401,000413
Gross Fiduciary activities income$1,102,000435
Service charges on deposit accounts$3,072,000427
Trading account gains and fees$0224
Additional Noninterest Income$13,227,000376
Total noninterest expense$34,154,000481
Salaries and employee benefits$15,539,000474
Premises and equipment expense$3,680,000585
Additional noninterest expense$14,935,000434
Pre-tax net operating income$14,435,000585
Securities gains (losses)$253,000807
Applicable income taxes$5,868,000505
Income before extraordinary items$8,820,000661
Extraordinary gains, net$032
Net income$8,820,000660
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$107,0003,530
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$500,000559
Net operating income$8,658,080643
1997-12-31 (YTD Data)Rank
Total interest income$50,195,000696
Total interest expense$21,302,000777
Net interest income$28,893,000633
Provision for loan and lease losses$1,054,000955
Total noninterest income$12,581,000483
Gross Fiduciary activities income$944,000487
Service charges on deposit accounts$2,863,000464
Trading account gains and fees$0239
Additional Noninterest Income$8,774,000450
Total noninterest expense$27,155,000556
Salaries and employee benefits$12,940,000522
Premises and equipment expense$3,614,000580
Additional noninterest expense$10,601,000565
Pre-tax net operating income$13,265,000637
Securities gains (losses)$104,000969
Applicable income taxes$5,452,000575
Income before extraordinary items$7,917,000715
Extraordinary gains, net$044
Net income$7,917,000716
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$162,0002,902
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$7,850,440705
1996-12-31 (YTD Data)Rank
Total interest income$49,299,000744
Total interest expense$20,629,000827
Net interest income$28,670,000678
Provision for loan and lease losses$1,142,000934
Total noninterest income$11,088,000551
Gross Fiduciary activities income$631,000639
Service charges on deposit accounts$2,395,000572
Trading account gains and fees$0262
Additional Noninterest Income$8,062,000491
Total noninterest expense$26,680,000617
Salaries and employee benefits$13,947,000516
Premises and equipment expense$3,535,000631
Additional noninterest expense$9,198,000716
Pre-tax net operating income$11,936,000679
Securities gains (losses)$-28,00010,807
Applicable income taxes$5,003,000584
Income before extraordinary items$6,905,000786
Extraordinary gains, net$053
Net income$6,905,000787
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$678,0001,145
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$6,922,920765
1995-12-31 (YTD Data)Rank
Total interest income$46,973,000798
Total interest expense$19,272,000911
Net interest income$27,701,000719
Provision for loan and lease losses$1,162,000847
Total noninterest income$10,050,000601
Gross Fiduciary activities income$501,000741
Service charges on deposit accounts$2,294,000602
Trading account gains and fees$0522
Additional Noninterest Income$7,255,000526
Total noninterest expense$25,239,000664
Salaries and employee benefits$12,794,000558
Premises and equipment expense$3,146,000728
Additional noninterest expense$9,299,000720
Pre-tax net operating income$11,350,000751
Securities gains (losses)$-241,00011,709
Applicable income taxes$4,328,000680
Income before extraordinary items$6,781,000834
Extraordinary gains, net$065
Net income$6,781,000832
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$455,0001,464
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$6,935,240811
1994-12-31 (YTD Data)Rank
Total interest income$40,538,000823
Total interest expense$14,754,000927
Net interest income$25,784,000755
Provision for loan and lease losses$973,000950
Total noninterest income$11,136,000545
Gross Fiduciary activities income$227,000987
Service charges on deposit accounts$2,100,000655
Trading account gains and fees$0475
Additional Noninterest Income$8,809,000451
Total noninterest expense$26,054,000655
Salaries and employee benefits$13,304,000555
Premises and equipment expense$3,073,000748
Additional noninterest expense$9,677,000718
Pre-tax net operating income$9,893,000805
Securities gains (losses)$03,600
Applicable income taxes$4,174,000657
Income before extraordinary items$5,719,000909
Extraordinary gains, net$0249
Net income$5,719,000906
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,129,000800
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$5,719,000915
1993-12-31 (YTD Data)Rank
Total interest income$40,089,000835
Total interest expense$15,322,000923
Net interest income$24,767,000773
Provision for loan and lease losses$1,848,000859
Total noninterest income$11,248,000557
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$1,878,000727
Trading account gains and fees$0532
Additional Noninterest Income$9,370,000446
Total noninterest expense$28,070,000652
Salaries and employee benefits$14,160,000533
Premises and equipment expense$3,050,000760
Additional noninterest expense$10,860,000721
Pre-tax net operating income$6,097,0001,140
Securities gains (losses)$3,0006,505
Applicable income taxes$2,441,0001,031
Income before extraordinary items$3,659,0001,392
Extraordinary gains, net$03,149
Net income$3,659,0001,435
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,778,000774
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$3,657,0801,307
1992-12-31 (YTD Data)Rank
Total interest income$41,906,000904
Total interest expense$18,253,000992
Net interest income$23,653,000819
Provision for loan and lease losses$3,153,000807
Total noninterest income$11,005,000561
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$1,502,000873
Trading account gains and fees$0504
Additional Noninterest Income$9,503,000457
Total noninterest expense$27,955,000645
Salaries and employee benefits$13,452,000550
Premises and equipment expense$2,856,000831
Additional noninterest expense$11,647,000687
Pre-tax net operating income$3,550,0001,739
Securities gains (losses)$15,0005,962
Applicable income taxes$1,324,0001,603
Income before extraordinary items$2,241,0002,050
Extraordinary gains, net$2,125,00070
Net income$4,366,0001,083
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,917,000747
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$2,231,4001,886

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.