Home > Pleasanton State Bank > Income and Expense
Pleasanton State Bank, Income and Expense
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $728,000 | 8,696 |
| Total interest expense | $278,000 | 8,344 |
| Net interest income | $450,000 | 8,768 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $115,000 | 7,835 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $65,000 | 6,831 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $50,000 | 7,214 |
| Total noninterest expense | $423,000 | 8,750 |
| Salaries and employee benefits | $220,000 | 8,804 |
| Premises and equipment expense | $90,000 | 7,812 |
| Additional noninterest expense | $113,000 | 8,789 |
| Pre-tax net operating income | $142,000 | 8,014 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $28,000 | 6,613 |
| Income before extraordinary items | $114,000 | 8,134 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $114,000 | 8,138 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 4,060 |
| Cash dividends | $26,000 | 5,301 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $114,000 | 7,999 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $479,000 | 8,752 |
| Total interest expense | $183,000 | 8,446 |
| Net interest income | $296,000 | 8,809 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $71,000 | 7,950 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $40,000 | 6,948 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $31,000 | 7,275 |
| Total noninterest expense | $285,000 | 8,744 |
| Salaries and employee benefits | $148,000 | 8,823 |
| Premises and equipment expense | $60,000 | 7,826 |
| Additional noninterest expense | $77,000 | 8,773 |
| Pre-tax net operating income | $82,000 | 8,145 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $13,000 | 6,844 |
| Income before extraordinary items | $69,000 | 8,234 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $69,000 | 8,235 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 3,723 |
| Cash dividends | $26,000 | 4,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $69,000 | 8,086 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $235,000 | 8,828 |
| Total interest expense | $90,000 | 8,557 |
| Net interest income | $145,000 | 8,878 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $29,000 | 8,205 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $17,000 | 7,137 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $12,000 | 7,671 |
| Total noninterest expense | $138,000 | 8,840 |
| Salaries and employee benefits | $74,000 | 8,864 |
| Premises and equipment expense | $25,000 | 8,112 |
| Additional noninterest expense | $39,000 | 8,811 |
| Pre-tax net operating income | $36,000 | 8,212 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $6,000 | 6,816 |
| Income before extraordinary items | $30,000 | 8,281 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $30,000 | 8,280 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 2,460 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $30,000 | 8,149 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,007,000 | 8,848 |
| Total interest expense | $405,000 | 8,645 |
| Net interest income | $602,000 | 8,887 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $132,000 | 8,041 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $78,000 | 6,973 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $54,000 | 7,501 |
| Total noninterest expense | $564,000 | 8,857 |
| Salaries and employee benefits | $320,000 | 8,823 |
| Premises and equipment expense | $102,000 | 8,142 |
| Additional noninterest expense | $142,000 | 8,939 |
| Pre-tax net operating income | $170,000 | 8,051 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $30,000 | 6,839 |
| Income before extraordinary items | $140,000 | 8,140 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $140,000 | 8,141 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 5,273 |
| Cash dividends | $85,000 | 5,691 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $140,000 | 8,032 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,048,000 | 9,121 |
| Total interest expense | $525,000 | 8,973 |
| Net interest income | $523,000 | 9,152 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $130,000 | 8,097 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $89,000 | 6,795 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $41,000 | 7,974 |
| Total noninterest expense | $452,000 | 9,262 |
| Salaries and employee benefits | $247,000 | 9,258 |
| Premises and equipment expense | $50,000 | 9,122 |
| Additional noninterest expense | $155,000 | 9,017 |
| Pre-tax net operating income | $201,000 | 7,880 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $42,000 | 6,847 |
| Income before extraordinary items | $159,000 | 7,972 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $159,000 | 7,975 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 8,995 |
| Cash dividends | $130,000 | 5,493 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $159,000 | 7,858 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,064,000 | 9,348 |
| Total interest expense | $468,000 | 9,310 |
| Net interest income | $596,000 | 9,304 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $113,000 | 8,411 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $81,000 | 6,968 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $32,000 | 8,456 |
| Total noninterest expense | $370,000 | 9,652 |
| Salaries and employee benefits | $219,000 | 9,570 |
| Premises and equipment expense | $35,000 | 9,610 |
| Additional noninterest expense | $116,000 | 9,522 |
| Pre-tax net operating income | $339,000 | 7,736 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $88,000 | 6,675 |
| Income before extraordinary items | $251,000 | 7,771 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $251,000 | 7,771 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 8,877 |
| Cash dividends | $137,000 | 5,629 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $251,000 | 7,774 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,004,000 | 9,610 |
| Total interest expense | $456,000 | 9,533 |
| Net interest income | $548,000 | 9,609 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $99,000 | 8,840 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $70,000 | 7,352 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $29,000 | 8,882 |
| Total noninterest expense | $355,000 | 9,971 |
| Salaries and employee benefits | $214,000 | 9,861 |
| Premises and equipment expense | $34,000 | 9,919 |
| Additional noninterest expense | $107,000 | 9,876 |
| Pre-tax net operating income | $292,000 | 8,140 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $74,000 | 7,277 |
| Income before extraordinary items | $218,000 | 8,162 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $218,000 | 8,160 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 4,567 |
| Cash dividends | $130,000 | 5,805 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $218,000 | 8,134 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,115,000 | 9,745 |
| Total interest expense | $522,000 | 9,649 |
| Net interest income | $593,000 | 9,757 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $103,000 | 8,980 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $72,000 | 7,483 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $31,000 | 8,965 |
| Total noninterest expense | $334,000 | 10,196 |
| Salaries and employee benefits | $205,000 | 10,089 |
| Premises and equipment expense | $43,000 | 9,960 |
| Additional noninterest expense | $86,000 | 10,225 |
| Pre-tax net operating income | $362,000 | 8,081 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $100,000 | 7,528 |
| Income before extraordinary items | $262,000 | 8,159 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $262,000 | 8,158 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 9,764 |
| Cash dividends | $150,000 | 5,770 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $262,000 | 8,081 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,053,000 | 10,251 |
| Total interest expense | $483,000 | 10,133 |
| Net interest income | $570,000 | 10,243 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $80,000 | 9,759 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $53,000 | 8,344 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $27,000 | 9,482 |
| Total noninterest expense | $306,000 | 10,688 |
| Salaries and employee benefits | $186,000 | 10,599 |
| Premises and equipment expense | $46,000 | 10,292 |
| Additional noninterest expense | $74,000 | 10,731 |
| Pre-tax net operating income | $344,000 | 8,759 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $98,000 | 8,429 |
| Income before extraordinary items | $246,000 | 8,782 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $246,000 | 8,786 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-38,000 | 10,438 |
| Cash dividends | $130,000 | 6,116 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $246,000 | 8,743 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $985,000 | 10,838 |
| Total interest expense | $457,000 | 10,727 |
| Net interest income | $528,000 | 10,830 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $65,000 | 10,584 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $42,000 | 9,055 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $23,000 | 10,237 |
| Total noninterest expense | $300,000 | 11,225 |
| Salaries and employee benefits | $182,000 | 11,104 |
| Premises and equipment expense | $31,000 | 11,122 |
| Additional noninterest expense | $87,000 | 11,187 |
| Pre-tax net operating income | $293,000 | 9,182 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $87,000 | 8,980 |
| Income before extraordinary items | $206,000 | 9,235 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $206,000 | 9,239 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 5,752 |
| Cash dividends | $390,000 | 3,980 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $206,000 | 9,180 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,041,000 | 11,211 |
| Total interest expense | $493,000 | 11,039 |
| Net interest income | $548,000 | 11,281 |
| Provision for loan and lease losses | $300,000 | 2,267 |
| Total noninterest income | $122,000 | 9,820 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $40,000 | 9,531 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $82,000 | 7,878 |
| Total noninterest expense | $369,000 | 11,534 |
| Salaries and employee benefits | $277,000 | 10,945 |
| Premises and equipment expense | $20,000 | 11,799 |
| Additional noninterest expense | $72,000 | 11,807 |
| Pre-tax net operating income | $1,000 | 11,458 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $0 | 11,151 |
| Income before extraordinary items | $1,000 | 11,493 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,000 | 11,490 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $95,000 | 3,878 |
| Cash dividends | $26,000 | 8,259 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,000 | 11,463 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $928,000 | 11,835 |
| Total interest expense | $405,000 | 11,561 |
| Net interest income | $523,000 | 11,933 |
| Provision for loan and lease losses | $160,000 | 3,463 |
| Total noninterest income | $71,000 | 11,467 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $47,000 | 9,795 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $24,000 | 11,176 |
| Total noninterest expense | $335,000 | 12,252 |
| Salaries and employee benefits | $212,000 | 11,977 |
| Premises and equipment expense | $25,000 | 12,337 |
| Additional noninterest expense | $98,000 | 12,307 |
| Pre-tax net operating income | $99,000 | 11,638 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $24,000 | 11,075 |
| Income before extraordinary items | $75,000 | 11,617 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $75,000 | 11,626 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $110,000 | 3,552 |
| Cash dividends | $26,000 | 8,448 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $75,000 | 11,660 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $924,000 | 12,455 |
| Total interest expense | $394,000 | 12,257 |
| Net interest income | $530,000 | 12,466 |
| Provision for loan and lease losses | $74,000 | 6,518 |
| Total noninterest income | $42,000 | 12,725 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $10,000 | 11,204 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $32,000 | 11,170 |
| Total noninterest expense | $309,000 | 12,956 |
| Salaries and employee benefits | $206,000 | 12,584 |
| Premises and equipment expense | $29,000 | 12,876 |
| Additional noninterest expense | $74,000 | 13,117 |
| Pre-tax net operating income | $189,000 | 11,135 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $20,000 | 11,603 |
| Income before extraordinary items | $169,000 | 10,987 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $169,000 | 11,083 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 5,209 |
| Cash dividends | $26,000 | 8,540 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $169,000 | 10,792 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $956,000 | 13,098 |
| Total interest expense | $445,000 | 12,999 |
| Net interest income | $511,000 | 13,043 |
| Provision for loan and lease losses | $58,000 | 8,742 |
| Total noninterest income | $32,000 | 13,507 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $9,000 | 11,619 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $23,000 | 12,330 |
| Total noninterest expense | $323,000 | 13,496 |
| Salaries and employee benefits | $210,000 | 13,050 |
| Premises and equipment expense | $28,000 | 13,471 |
| Additional noninterest expense | $85,000 | 13,652 |
| Pre-tax net operating income | $162,000 | 11,403 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $60,000 | 10,985 |
| Income before extraordinary items | $102,000 | 11,907 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $102,000 | 11,979 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 7,201 |
| Cash dividends | $26,000 | 8,330 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $102,000 | 11,620 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.