Home > Plaza Bank, Norridge, Illinois > Income and Expense
Plaza Bank, Norridge, Illinois, Income and Expense
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $3,451,000 | 1,832 |
| Total interest expense | $261,000 | 3,051 |
| Net interest income | $3,190,000 | 1,698 |
| Provision for loan and lease losses | $1,134,000 | 344 |
| Total noninterest income | $-57,000 | 6,938 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $119,000 | 2,453 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-176,000 | 6,965 |
| Total noninterest expense | $3,493,000 | 1,418 |
| Salaries and employee benefits | $1,174,000 | 2,201 |
| Premises and equipment expense | $401,000 | 1,523 |
| Additional noninterest expense | $1,918,000 | 879 |
| Pre-tax net operating income | $-1,494,000 | 6,963 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $-1,494,000 | 6,967 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $-1,494,000 | 6,968 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-1,494,000 | 6,968 |
| Net charge-offs | $1,045,000 | 459 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $-1,494,000 | 6,961 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $15,252,000 | 1,737 |
| Total interest expense | $1,551,000 | 2,638 |
| Net interest income | $13,701,000 | 1,610 |
| Provision for loan and lease losses | $9,082,000 | 304 |
| Total noninterest income | $276,000 | 5,338 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $622,000 | 2,092 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $-346,000 | 6,880 |
| Total noninterest expense | $12,994,000 | 1,504 |
| Salaries and employee benefits | $4,749,000 | 2,102 |
| Premises and equipment expense | $1,467,000 | 1,609 |
| Additional noninterest expense | $6,778,000 | 1,027 |
| Pre-tax net operating income | $-8,099,000 | 7,009 |
| Securities gains (losses) | $3,000 | 3,606 |
| Applicable income taxes | $6,872,000 | 356 |
| Income before extraordinary items | $-14,968,000 | 7,041 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-14,968,000 | 7,041 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-14,968,000 | 7,041 |
| Net charge-offs | $11,310,000 | 284 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-14,971,000 | 7,039 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $11,588,000 | 1,744 |
| Total interest expense | $1,245,000 | 2,607 |
| Net interest income | $10,343,000 | 1,611 |
| Provision for loan and lease losses | $6,717,000 | 318 |
| Total noninterest income | $430,000 | 4,301 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $492,000 | 2,030 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-62,000 | 6,868 |
| Total noninterest expense | $10,005,000 | 1,470 |
| Salaries and employee benefits | $3,609,000 | 2,073 |
| Premises and equipment expense | $1,228,000 | 1,464 |
| Additional noninterest expense | $5,168,000 | 1,009 |
| Pre-tax net operating income | $-5,949,000 | 7,104 |
| Securities gains (losses) | $3,000 | 3,350 |
| Applicable income taxes | $-2,094,000 | 7,123 |
| Income before extraordinary items | $-3,852,000 | 7,072 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-3,852,000 | 7,072 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-3,852,000 | 7,072 |
| Net charge-offs | $8,442,000 | 304 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-3,853,950 | 7,061 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $7,795,000 | 1,734 |
| Total interest expense | $881,000 | 2,576 |
| Net interest income | $6,914,000 | 1,605 |
| Provision for loan and lease losses | $4,607,000 | 324 |
| Total noninterest income | $278,000 | 4,360 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $346,000 | 1,929 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-68,000 | 6,971 |
| Total noninterest expense | $6,570,000 | 1,491 |
| Salaries and employee benefits | $2,421,000 | 2,067 |
| Premises and equipment expense | $804,000 | 1,478 |
| Additional noninterest expense | $3,345,000 | 1,040 |
| Pre-tax net operating income | $-3,985,000 | 7,168 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $-1,406,000 | 7,184 |
| Income before extraordinary items | $-2,579,000 | 7,139 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-2,579,000 | 7,139 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-2,579,000 | 7,139 |
| Net charge-offs | $5,026,000 | 335 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-2,579,000 | 7,132 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $3,891,000 | 1,752 |
| Total interest expense | $459,000 | 2,572 |
| Net interest income | $3,432,000 | 1,626 |
| Provision for loan and lease losses | $2,837,000 | 263 |
| Total noninterest income | $204,000 | 3,615 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $189,000 | 1,784 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $15,000 | 5,956 |
| Total noninterest expense | $3,181,000 | 1,540 |
| Salaries and employee benefits | $1,235,000 | 2,034 |
| Premises and equipment expense | $433,000 | 1,379 |
| Additional noninterest expense | $1,513,000 | 1,128 |
| Pre-tax net operating income | $-2,382,000 | 7,253 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $-847,000 | 7,266 |
| Income before extraordinary items | $-1,535,000 | 7,222 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-1,535,000 | 7,222 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-1,535,000 | 7,222 |
| Net charge-offs | $2,326,000 | 359 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-1,535,000 | 7,213 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $16,560,000 | 1,702 |
| Total interest expense | $2,363,000 | 2,433 |
| Net interest income | $14,197,000 | 1,572 |
| Provision for loan and lease losses | $12,945,000 | 338 |
| Total noninterest income | $-577,000 | 7,204 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $830,000 | 1,743 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $-1,407,000 | 7,232 |
| Total noninterest expense | $11,925,000 | 1,645 |
| Salaries and employee benefits | $4,684,000 | 2,067 |
| Premises and equipment expense | $1,763,000 | 1,417 |
| Additional noninterest expense | $5,478,000 | 1,263 |
| Pre-tax net operating income | $-11,250,000 | 7,229 |
| Securities gains (losses) | $9,000 | 3,367 |
| Applicable income taxes | $-3,805,000 | 7,291 |
| Income before extraordinary items | $-7,436,000 | 7,153 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-7,436,000 | 7,152 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-7,436,000 | 7,154 |
| Net charge-offs | $5,419,000 | 751 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-7,441,940 | 7,148 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $12,768,000 | 1,679 |
| Total interest expense | $1,808,000 | 2,473 |
| Net interest income | $10,960,000 | 1,535 |
| Provision for loan and lease losses | $9,602,000 | 332 |
| Total noninterest income | $-407,000 | 7,290 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $614,000 | 1,761 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $-1,021,000 | 7,325 |
| Total noninterest expense | $8,888,000 | 1,644 |
| Salaries and employee benefits | $3,533,000 | 2,046 |
| Premises and equipment expense | $1,193,000 | 1,571 |
| Additional noninterest expense | $4,162,000 | 1,240 |
| Pre-tax net operating income | $-7,937,000 | 7,308 |
| Securities gains (losses) | $8,000 | 3,118 |
| Applicable income taxes | $-2,641,000 | 7,378 |
| Income before extraordinary items | $-5,288,000 | 7,253 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-5,288,000 | 7,251 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-5,288,000 | 7,252 |
| Net charge-offs | $2,220,000 | 1,139 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-5,293,360 | 7,252 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $8,560,000 | 1,692 |
| Total interest expense | $1,232,000 | 2,503 |
| Net interest income | $7,328,000 | 1,527 |
| Provision for loan and lease losses | $6,302,000 | 341 |
| Total noninterest income | $-717,000 | 7,432 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $394,000 | 1,792 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-1,111,000 | 7,442 |
| Total noninterest expense | $5,832,000 | 1,683 |
| Salaries and employee benefits | $2,316,000 | 2,109 |
| Premises and equipment expense | $746,000 | 1,698 |
| Additional noninterest expense | $2,770,000 | 1,274 |
| Pre-tax net operating income | $-5,523,000 | 7,381 |
| Securities gains (losses) | $8,000 | 2,429 |
| Applicable income taxes | $-1,892,000 | 7,458 |
| Income before extraordinary items | $-3,623,000 | 7,322 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-3,623,000 | 7,322 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-3,623,000 | 7,322 |
| Net charge-offs | $1,959,000 | 936 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-3,628,280 | 7,320 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $4,291,000 | 1,699 |
| Total interest expense | $631,000 | 2,534 |
| Net interest income | $3,660,000 | 1,523 |
| Provision for loan and lease losses | $7,499,000 | 175 |
| Total noninterest income | $-702,000 | 7,533 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $165,000 | 2,053 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $-867,000 | 7,539 |
| Total noninterest expense | $2,969,000 | 1,672 |
| Salaries and employee benefits | $1,163,000 | 2,113 |
| Premises and equipment expense | $372,000 | 1,731 |
| Additional noninterest expense | $1,434,000 | 1,240 |
| Pre-tax net operating income | $-7,510,000 | 7,532 |
| Securities gains (losses) | $1,000 | 1,662 |
| Applicable income taxes | $-2,583,000 | 7,551 |
| Income before extraordinary items | $-4,926,000 | 7,499 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-4,926,000 | 7,499 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-4,926,000 | 7,499 |
| Net charge-offs | $1,269,000 | 724 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-4,926,660 | 7,500 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $20,289,000 | 1,517 |
| Total interest expense | $3,620,000 | 2,187 |
| Net interest income | $16,669,000 | 1,341 |
| Provision for loan and lease losses | $9,561,000 | 689 |
| Total noninterest income | $502,000 | 4,565 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $919,000 | 1,615 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-417,000 | 7,376 |
| Total noninterest expense | $9,676,000 | 2,010 |
| Salaries and employee benefits | $4,636,000 | 2,084 |
| Premises and equipment expense | $1,732,000 | 1,484 |
| Additional noninterest expense | $3,308,000 | 2,103 |
| Pre-tax net operating income | $-2,066,000 | 6,787 |
| Securities gains (losses) | $169,000 | 1,727 |
| Applicable income taxes | $-792,000 | 7,273 |
| Income before extraordinary items | $-1,105,000 | 6,626 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,105,000 | 6,627 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-1,105,000 | 6,627 |
| Net charge-offs | $8,592,000 | 679 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-1,213,160 | 6,630 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $15,559,000 | 1,516 |
| Total interest expense | $2,917,000 | 2,131 |
| Net interest income | $12,642,000 | 1,343 |
| Provision for loan and lease losses | $6,790,000 | 691 |
| Total noninterest income | $127,000 | 6,278 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $696,000 | 1,661 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $-569,000 | 7,591 |
| Total noninterest expense | $7,228,000 | 2,006 |
| Salaries and employee benefits | $3,509,000 | 2,062 |
| Premises and equipment expense | $1,404,000 | 1,391 |
| Additional noninterest expense | $2,315,000 | 2,210 |
| Pre-tax net operating income | $-1,249,000 | 6,865 |
| Securities gains (losses) | $169,000 | 1,505 |
| Applicable income taxes | $-465,000 | 7,356 |
| Income before extraordinary items | $-615,000 | 6,733 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-615,000 | 6,734 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-615,000 | 6,734 |
| Net charge-offs | $3,034,000 | 1,136 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-723,160 | 6,739 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $10,538,000 | 1,516 |
| Total interest expense | $2,076,000 | 2,084 |
| Net interest income | $8,462,000 | 1,345 |
| Provision for loan and lease losses | $5,530,000 | 593 |
| Total noninterest income | $362,000 | 3,843 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $464,000 | 1,653 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-102,000 | 7,524 |
| Total noninterest expense | $5,209,000 | 1,882 |
| Salaries and employee benefits | $2,359,000 | 2,055 |
| Premises and equipment expense | $857,000 | 1,533 |
| Additional noninterest expense | $1,993,000 | 1,767 |
| Pre-tax net operating income | $-1,915,000 | 7,246 |
| Securities gains (losses) | $11,000 | 2,572 |
| Applicable income taxes | $-723,000 | 7,552 |
| Income before extraordinary items | $-1,181,000 | 7,151 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-1,181,000 | 7,150 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-1,181,000 | 7,151 |
| Net charge-offs | $2,752,000 | 884 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-1,188,040 | 7,130 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $5,070,000 | 1,597 |
| Total interest expense | $1,109,000 | 2,064 |
| Net interest income | $3,961,000 | 1,448 |
| Provision for loan and lease losses | $4,120,000 | 437 |
| Total noninterest income | $393,000 | 2,396 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $228,000 | 1,678 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $165,000 | 2,679 |
| Total noninterest expense | $2,474,000 | 1,993 |
| Salaries and employee benefits | $1,200,000 | 2,049 |
| Premises and equipment expense | $436,000 | 1,549 |
| Additional noninterest expense | $838,000 | 2,027 |
| Pre-tax net operating income | $-2,240,000 | 7,627 |
| Securities gains (losses) | $6,000 | 1,850 |
| Applicable income taxes | $-810,000 | 7,768 |
| Income before extraordinary items | $-1,424,000 | 7,561 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-1,424,000 | 7,562 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-1,424,000 | 7,562 |
| Net charge-offs | $692,000 | 1,337 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-1,427,840 | 7,554 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $23,024,000 | 1,497 |
| Total interest expense | $6,982,000 | 1,694 |
| Net interest income | $16,042,000 | 1,377 |
| Provision for loan and lease losses | $8,467,000 | 990 |
| Total noninterest income | $901,000 | 3,540 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $870,000 | 1,911 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $31,000 | 6,716 |
| Total noninterest expense | $9,641,000 | 2,086 |
| Salaries and employee benefits | $5,130,000 | 1,920 |
| Premises and equipment expense | $1,654,000 | 1,627 |
| Additional noninterest expense | $2,857,000 | 2,451 |
| Pre-tax net operating income | $-1,165,000 | 6,316 |
| Securities gains (losses) | $36,000 | 2,792 |
| Applicable income taxes | $-826,000 | 7,214 |
| Income before extraordinary items | $-303,000 | 5,930 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-303,000 | 5,929 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-303,000 | 5,929 |
| Net charge-offs | $6,822,000 | 917 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-326,040 | 5,947 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $17,409,000 | 1,512 |
| Total interest expense | $5,618,000 | 1,651 |
| Net interest income | $11,791,000 | 1,415 |
| Provision for loan and lease losses | $5,646,000 | 966 |
| Total noninterest income | $578,000 | 3,918 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $594,000 | 2,064 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $-16,000 | 7,689 |
| Total noninterest expense | $7,315,000 | 2,059 |
| Salaries and employee benefits | $3,970,000 | 1,884 |
| Premises and equipment expense | $1,237,000 | 1,649 |
| Additional noninterest expense | $2,108,000 | 2,456 |
| Pre-tax net operating income | $-592,000 | 6,399 |
| Securities gains (losses) | $28,000 | 2,601 |
| Applicable income taxes | $-575,000 | 7,381 |
| Income before extraordinary items | $11,000 | 5,730 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $11,000 | 5,730 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $11,000 | 5,730 |
| Net charge-offs | $1,542,000 | 1,744 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-6,920 | 5,729 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $11,758,000 | 1,526 |
| Total interest expense | $3,958,000 | 1,648 |
| Net interest income | $7,800,000 | 1,431 |
| Provision for loan and lease losses | $3,356,000 | 1,009 |
| Total noninterest income | $393,000 | 3,877 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $415,000 | 1,959 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $-22,000 | 7,860 |
| Total noninterest expense | $4,862,000 | 2,091 |
| Salaries and employee benefits | $2,724,000 | 1,855 |
| Premises and equipment expense | $823,000 | 1,686 |
| Additional noninterest expense | $1,315,000 | 2,624 |
| Pre-tax net operating income | $-25,000 | 5,899 |
| Securities gains (losses) | $28,000 | 2,194 |
| Applicable income taxes | $-223,000 | 7,332 |
| Income before extraordinary items | $226,000 | 4,388 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $226,000 | 4,385 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $226,000 | 4,385 |
| Net charge-offs | $704,000 | 1,980 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $198,000 | 4,452 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $6,163,000 | 1,467 |
| Total interest expense | $2,023,000 | 1,674 |
| Net interest income | $4,140,000 | 1,334 |
| Provision for loan and lease losses | $600,000 | 1,587 |
| Total noninterest income | $346,000 | 2,751 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $219,000 | 1,831 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $127,000 | 3,246 |
| Total noninterest expense | $2,587,000 | 1,913 |
| Salaries and employee benefits | $1,434,000 | 1,810 |
| Premises and equipment expense | $443,000 | 1,607 |
| Additional noninterest expense | $710,000 | 2,201 |
| Pre-tax net operating income | $1,299,000 | 976 |
| Securities gains (losses) | $6,000 | 2,034 |
| Applicable income taxes | $397,000 | 830 |
| Income before extraordinary items | $908,000 | 1,193 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $908,000 | 1,194 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $908,000 | 1,195 |
| Net charge-offs | $398,000 | 1,548 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $903,800 | 1,129 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $27,981,000 | 1,386 |
| Total interest expense | $10,605,000 | 1,531 |
| Net interest income | $17,376,000 | 1,274 |
| Provision for loan and lease losses | $1,356,000 | 2,277 |
| Total noninterest income | $1,436,000 | 2,716 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,227,000 | 1,461 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $209,000 | 4,756 |
| Total noninterest expense | $11,014,000 | 1,760 |
| Salaries and employee benefits | $7,288,000 | 1,403 |
| Premises and equipment expense | $1,410,000 | 1,935 |
| Additional noninterest expense | $2,316,000 | 2,499 |
| Pre-tax net operating income | $6,442,000 | 865 |
| Securities gains (losses) | $63,000 | 1,446 |
| Applicable income taxes | $1,932,000 | 700 |
| Income before extraordinary items | $4,573,000 | 895 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $4,573,000 | 895 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,777,000 | 1,059 |
| Cash dividends | $7,134,000 | 404 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $4,528,900 | 977 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $21,623,000 | 1,368 |
| Total interest expense | $8,447,000 | 1,500 |
| Net interest income | $13,176,000 | 1,274 |
| Provision for loan and lease losses | $281,000 | 3,664 |
| Total noninterest income | $1,225,000 | 2,540 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $989,000 | 1,375 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $236,000 | 4,132 |
| Total noninterest expense | $6,949,000 | 2,067 |
| Salaries and employee benefits | $4,216,000 | 1,841 |
| Premises and equipment expense | $1,087,000 | 1,879 |
| Additional noninterest expense | $1,646,000 | 2,555 |
| Pre-tax net operating income | $7,171,000 | 697 |
| Securities gains (losses) | $57,000 | 1,332 |
| Applicable income taxes | $2,307,000 | 577 |
| Income before extraordinary items | $4,921,000 | 745 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $4,921,000 | 744 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $777,000 | 1,522 |
| Cash dividends | $7,134,000 | 322 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $4,882,240 | 790 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $14,812,000 | 1,353 |
| Total interest expense | $5,967,000 | 1,477 |
| Net interest income | $8,845,000 | 1,265 |
| Provision for loan and lease losses | $40,000 | 5,379 |
| Total noninterest income | $754,000 | 2,719 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $661,000 | 1,351 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $93,000 | 5,175 |
| Total noninterest expense | $5,906,000 | 1,648 |
| Salaries and employee benefits | $4,075,000 | 1,270 |
| Premises and equipment expense | $785,000 | 1,743 |
| Additional noninterest expense | $1,046,000 | 2,641 |
| Pre-tax net operating income | $3,653,000 | 969 |
| Securities gains (losses) | $53,000 | 1,405 |
| Applicable income taxes | $1,084,000 | 884 |
| Income before extraordinary items | $2,622,000 | 1,047 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,622,000 | 1,047 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $361,000 | 1,606 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $2,584,370 | 1,050 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $7,329,000 | 1,402 |
| Total interest expense | $3,133,000 | 1,500 |
| Net interest income | $4,196,000 | 1,323 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $413,000 | 2,547 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $322,000 | 1,359 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $91,000 | 3,952 |
| Total noninterest expense | $2,958,000 | 1,643 |
| Salaries and employee benefits | $2,056,000 | 1,278 |
| Premises and equipment expense | $395,000 | 1,743 |
| Additional noninterest expense | $507,000 | 2,694 |
| Pre-tax net operating income | $1,651,000 | 1,150 |
| Securities gains (losses) | $50,000 | 1,087 |
| Applicable income taxes | $493,000 | 1,020 |
| Income before extraordinary items | $1,208,000 | 1,241 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,208,000 | 1,244 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $169,000 | 1,398 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $1,172,500 | 1,245 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $34,168,000 | 1,234 |
| Total interest expense | $14,800,000 | 1,354 |
| Net interest income | $19,368,000 | 1,145 |
| Provision for loan and lease losses | $45,000 | 5,768 |
| Total noninterest income | $1,816,000 | 2,365 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,388,000 | 1,282 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $428,000 | 3,604 |
| Total noninterest expense | $11,066,000 | 1,671 |
| Salaries and employee benefits | $7,807,000 | 1,279 |
| Premises and equipment expense | $1,480,000 | 1,775 |
| Additional noninterest expense | $1,779,000 | 2,961 |
| Pre-tax net operating income | $10,073,000 | 841 |
| Securities gains (losses) | $23,000 | 1,062 |
| Applicable income taxes | $3,594,000 | 696 |
| Income before extraordinary items | $6,502,000 | 1,008 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $6,502,000 | 1,006 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $321,000 | 2,212 |
| Cash dividends | $14,699,000 | 309 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $6,487,280 | 995 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $26,031,000 | 1,220 |
| Total interest expense | $11,354,000 | 1,319 |
| Net interest income | $14,677,000 | 1,136 |
| Provision for loan and lease losses | $40,000 | 5,310 |
| Total noninterest income | $1,409,000 | 2,318 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,046,000 | 1,251 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $363,000 | 3,386 |
| Total noninterest expense | $8,660,000 | 1,576 |
| Salaries and employee benefits | $5,598,000 | 1,344 |
| Premises and equipment expense | $1,189,000 | 1,656 |
| Additional noninterest expense | $1,873,000 | 2,128 |
| Pre-tax net operating income | $7,386,000 | 937 |
| Securities gains (losses) | $8,000 | 1,069 |
| Applicable income taxes | $2,628,000 | 769 |
| Income before extraordinary items | $4,766,000 | 1,103 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $4,766,000 | 1,100 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $77,000 | 3,135 |
| Cash dividends | $14,699,000 | 260 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $4,760,880 | 1,080 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $17,396,000 | 1,230 |
| Total interest expense | $7,668,000 | 1,309 |
| Net interest income | $9,728,000 | 1,167 |
| Provision for loan and lease losses | $40,000 | 4,625 |
| Total noninterest income | $906,000 | 2,379 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $675,000 | 1,311 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $231,000 | 3,510 |
| Total noninterest expense | $5,771,000 | 1,599 |
| Salaries and employee benefits | $3,696,000 | 1,384 |
| Premises and equipment expense | $843,000 | 1,592 |
| Additional noninterest expense | $1,232,000 | 2,167 |
| Pre-tax net operating income | $4,823,000 | 992 |
| Securities gains (losses) | $5,000 | 1,010 |
| Applicable income taxes | $1,706,000 | 826 |
| Income before extraordinary items | $3,122,000 | 1,148 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,122,000 | 1,147 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 3,047 |
| Cash dividends | $2,152,000 | 823 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $3,118,750 | 1,129 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $8,596,000 | 1,235 |
| Total interest expense | $3,836,000 | 1,291 |
| Net interest income | $4,760,000 | 1,189 |
| Provision for loan and lease losses | $40,000 | 3,421 |
| Total noninterest income | $491,000 | 2,234 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $408,000 | 1,052 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $83,000 | 4,134 |
| Total noninterest expense | $2,904,000 | 1,579 |
| Salaries and employee benefits | $1,856,000 | 1,389 |
| Premises and equipment expense | $410,000 | 1,633 |
| Additional noninterest expense | $638,000 | 2,061 |
| Pre-tax net operating income | $2,307,000 | 1,017 |
| Securities gains (losses) | $2,000 | 969 |
| Applicable income taxes | $808,000 | 852 |
| Income before extraordinary items | $1,501,000 | 1,180 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,501,000 | 1,179 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 1,903 |
| Cash dividends | $2,153,000 | 426 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $1,499,700 | 1,160 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $33,407,000 | 1,180 |
| Total interest expense | $12,797,000 | 1,315 |
| Net interest income | $20,610,000 | 1,079 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $1,691,000 | 2,486 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $1,307,000 | 1,366 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $384,000 | 3,804 |
| Total noninterest expense | $11,003,000 | 1,609 |
| Salaries and employee benefits | $7,171,000 | 1,358 |
| Premises and equipment expense | $1,556,000 | 1,646 |
| Additional noninterest expense | $2,276,000 | 2,284 |
| Pre-tax net operating income | $11,298,000 | 886 |
| Securities gains (losses) | $2,000 | 1,439 |
| Applicable income taxes | $4,000,000 | 758 |
| Income before extraordinary items | $7,300,000 | 1,023 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $7,300,000 | 1,023 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 4,238 |
| Cash dividends | $3,813,000 | 906 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $7,298,700 | 1,010 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $24,870,000 | 1,194 |
| Total interest expense | $9,080,000 | 1,350 |
| Net interest income | $15,790,000 | 1,075 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $1,306,000 | 2,463 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $1,011,000 | 1,329 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $295,000 | 3,762 |
| Total noninterest expense | $8,411,000 | 1,595 |
| Salaries and employee benefits | $5,467,000 | 1,354 |
| Premises and equipment expense | $1,144,000 | 1,678 |
| Additional noninterest expense | $1,800,000 | 2,166 |
| Pre-tax net operating income | $8,685,000 | 897 |
| Securities gains (losses) | $2,000 | 1,183 |
| Applicable income taxes | $3,100,000 | 773 |
| Income before extraordinary items | $5,587,000 | 1,042 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $5,587,000 | 1,041 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 3,540 |
| Cash dividends | $3,813,000 | 683 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $5,585,720 | 1,025 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $16,266,000 | 1,197 |
| Total interest expense | $5,683,000 | 1,367 |
| Net interest income | $10,583,000 | 1,072 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $854,000 | 2,484 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $684,000 | 1,293 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $170,000 | 4,069 |
| Total noninterest expense | $5,670,000 | 1,584 |
| Salaries and employee benefits | $3,683,000 | 1,345 |
| Premises and equipment expense | $760,000 | 1,685 |
| Additional noninterest expense | $1,227,000 | 2,128 |
| Pre-tax net operating income | $5,767,000 | 899 |
| Securities gains (losses) | $2,000 | 970 |
| Applicable income taxes | $2,047,000 | 782 |
| Income before extraordinary items | $3,722,000 | 1,029 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,722,000 | 1,030 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 2,811 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $3,720,700 | 1,014 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $7,946,000 | 1,203 |
| Total interest expense | $2,660,000 | 1,383 |
| Net interest income | $5,286,000 | 1,071 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $408,000 | 2,520 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $325,000 | 1,320 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $83,000 | 4,074 |
| Total noninterest expense | $2,802,000 | 1,606 |
| Salaries and employee benefits | $1,871,000 | 1,332 |
| Premises and equipment expense | $343,000 | 1,838 |
| Additional noninterest expense | $588,000 | 2,198 |
| Pre-tax net operating income | $2,892,000 | 877 |
| Securities gains (losses) | $2,000 | 793 |
| Applicable income taxes | $1,026,000 | 770 |
| Income before extraordinary items | $1,868,000 | 1,022 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,868,000 | 1,021 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,866,700 | 1,006 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $27,449,000 | 1,221 |
| Total interest expense | $7,456,000 | 1,522 |
| Net interest income | $19,993,000 | 1,079 |
| Provision for loan and lease losses | $100,000 | 4,800 |
| Total noninterest income | $1,871,000 | 2,325 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $1,518,000 | 1,172 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $353,000 | 3,999 |
| Total noninterest expense | $10,492,000 | 1,631 |
| Salaries and employee benefits | $6,824,000 | 1,360 |
| Premises and equipment expense | $1,462,000 | 1,673 |
| Additional noninterest expense | $2,206,000 | 2,267 |
| Pre-tax net operating income | $11,272,000 | 876 |
| Securities gains (losses) | $10,000 | 1,476 |
| Applicable income taxes | $3,982,000 | 772 |
| Income before extraordinary items | $7,300,000 | 992 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $7,300,000 | 992 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $240,000 | 2,039 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $7,293,500 | 975 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $20,075,000 | 1,208 |
| Total interest expense | $5,103,000 | 1,577 |
| Net interest income | $14,972,000 | 1,067 |
| Provision for loan and lease losses | $100,000 | 4,154 |
| Total noninterest income | $1,429,000 | 2,290 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $1,163,000 | 1,140 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $266,000 | 4,012 |
| Total noninterest expense | $7,919,000 | 1,600 |
| Salaries and employee benefits | $5,149,000 | 1,339 |
| Premises and equipment expense | $1,091,000 | 1,673 |
| Additional noninterest expense | $1,679,000 | 2,203 |
| Pre-tax net operating income | $8,382,000 | 881 |
| Securities gains (losses) | $3,000 | 1,906 |
| Applicable income taxes | $2,950,000 | 792 |
| Income before extraordinary items | $5,435,000 | 994 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $5,435,000 | 994 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $98,000 | 2,579 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $5,433,050 | 976 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $13,103,000 | 1,195 |
| Total interest expense | $3,111,000 | 1,631 |
| Net interest income | $9,992,000 | 1,053 |
| Provision for loan and lease losses | $100,000 | 3,338 |
| Total noninterest income | $939,000 | 2,284 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $763,000 | 1,126 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $176,000 | 3,988 |
| Total noninterest expense | $5,282,000 | 1,600 |
| Salaries and employee benefits | $3,467,000 | 1,318 |
| Premises and equipment expense | $696,000 | 1,721 |
| Additional noninterest expense | $1,119,000 | 2,193 |
| Pre-tax net operating income | $5,549,000 | 868 |
| Securities gains (losses) | $3,000 | 1,754 |
| Applicable income taxes | $1,936,000 | 779 |
| Income before extraordinary items | $3,616,000 | 960 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $3,616,000 | 960 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $72,000 | 2,292 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $3,614,050 | 939 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $6,200,000 | 1,240 |
| Total interest expense | $1,460,000 | 1,634 |
| Net interest income | $4,740,000 | 1,106 |
| Provision for loan and lease losses | $100,000 | 2,031 |
| Total noninterest income | $447,000 | 2,321 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $355,000 | 1,163 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $92,000 | 3,905 |
| Total noninterest expense | $2,407,000 | 1,733 |
| Salaries and employee benefits | $1,527,000 | 1,529 |
| Premises and equipment expense | $345,000 | 1,739 |
| Additional noninterest expense | $535,000 | 2,278 |
| Pre-tax net operating income | $2,680,000 | 880 |
| Securities gains (losses) | $3,000 | 1,324 |
| Applicable income taxes | $898,000 | 828 |
| Income before extraordinary items | $1,785,000 | 974 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,785,000 | 975 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,232 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $1,782,990 | 955 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $23,633,000 | 1,195 |
| Total interest expense | $4,936,000 | 1,656 |
| Net interest income | $18,697,000 | 1,066 |
| Provision for loan and lease losses | $601,000 | 1,643 |
| Total noninterest income | $2,002,000 | 2,193 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,567,000 | 1,134 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $435,000 | 3,559 |
| Total noninterest expense | $8,922,000 | 1,811 |
| Salaries and employee benefits | $5,582,000 | 1,586 |
| Premises and equipment expense | $1,169,000 | 1,971 |
| Additional noninterest expense | $2,171,000 | 2,242 |
| Pre-tax net operating income | $11,176,000 | 788 |
| Securities gains (losses) | $21,000 | 2,362 |
| Applicable income taxes | $3,996,000 | 707 |
| Income before extraordinary items | $7,201,000 | 913 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $7,201,000 | 914 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 4,972 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $7,187,560 | 878 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $17,592,000 | 1,184 |
| Total interest expense | $3,617,000 | 1,669 |
| Net interest income | $13,975,000 | 1,057 |
| Provision for loan and lease losses | $450,000 | 1,575 |
| Total noninterest income | $1,511,000 | 2,199 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $1,178,000 | 1,132 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $333,000 | 3,537 |
| Total noninterest expense | $6,606,000 | 1,826 |
| Salaries and employee benefits | $4,186,000 | 1,586 |
| Premises and equipment expense | $823,000 | 2,091 |
| Additional noninterest expense | $1,597,000 | 2,266 |
| Pre-tax net operating income | $8,430,000 | 790 |
| Securities gains (losses) | $19,000 | 2,339 |
| Applicable income taxes | $3,032,000 | 711 |
| Income before extraordinary items | $5,417,000 | 922 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $5,417,000 | 923 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 4,149 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $5,404,840 | 878 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $11,643,000 | 1,181 |
| Total interest expense | $2,364,000 | 1,689 |
| Net interest income | $9,279,000 | 1,054 |
| Provision for loan and lease losses | $301,000 | 1,521 |
| Total noninterest income | $1,025,000 | 2,163 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $798,000 | 1,110 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $227,000 | 3,504 |
| Total noninterest expense | $4,377,000 | 1,824 |
| Salaries and employee benefits | $2,795,000 | 1,577 |
| Premises and equipment expense | $510,000 | 2,242 |
| Additional noninterest expense | $1,072,000 | 2,252 |
| Pre-tax net operating income | $5,626,000 | 780 |
| Securities gains (losses) | $13,000 | 2,268 |
| Applicable income taxes | $2,024,000 | 717 |
| Income before extraordinary items | $3,615,000 | 907 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,615,000 | 907 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 3,118 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $3,606,680 | 867 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $5,823,000 | 1,192 |
| Total interest expense | $1,168,000 | 1,722 |
| Net interest income | $4,655,000 | 1,061 |
| Provision for loan and lease losses | $150,000 | 1,414 |
| Total noninterest income | $481,000 | 2,215 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $383,000 | 1,122 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $98,000 | 3,756 |
| Total noninterest expense | $2,178,000 | 1,842 |
| Salaries and employee benefits | $1,443,000 | 1,548 |
| Premises and equipment expense | $258,000 | 2,228 |
| Additional noninterest expense | $477,000 | 2,477 |
| Pre-tax net operating income | $2,808,000 | 777 |
| Securities gains (losses) | $1,000 | 2,756 |
| Applicable income taxes | $1,007,000 | 728 |
| Income before extraordinary items | $1,802,000 | 901 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,802,000 | 901 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,873 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $1,801,360 | 858 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $21,747,000 | 1,296 |
| Total interest expense | $4,922,000 | 1,819 |
| Net interest income | $16,825,000 | 1,154 |
| Provision for loan and lease losses | $720,000 | 1,588 |
| Total noninterest income | $2,120,000 | 2,230 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $1,611,000 | 1,073 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $509,000 | 3,549 |
| Total noninterest expense | $7,764,000 | 2,036 |
| Salaries and employee benefits | $4,937,000 | 1,741 |
| Premises and equipment expense | $793,000 | 2,780 |
| Additional noninterest expense | $2,034,000 | 2,365 |
| Pre-tax net operating income | $10,461,000 | 827 |
| Securities gains (losses) | $98,000 | 1,917 |
| Applicable income taxes | $3,743,000 | 778 |
| Income before extraordinary items | $6,816,000 | 944 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $6,816,000 | 946 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $229,000 | 2,648 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $6,752,300 | 899 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $16,233,000 | 1,332 |
| Total interest expense | $3,783,000 | 1,850 |
| Net interest income | $12,450,000 | 1,180 |
| Provision for loan and lease losses | $540,000 | 1,554 |
| Total noninterest income | $1,577,000 | 2,275 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,177,000 | 1,105 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $400,000 | 3,531 |
| Total noninterest expense | $5,818,000 | 2,040 |
| Salaries and employee benefits | $3,335,000 | 1,929 |
| Premises and equipment expense | $622,000 | 2,686 |
| Additional noninterest expense | $1,861,000 | 1,921 |
| Pre-tax net operating income | $7,669,000 | 875 |
| Securities gains (losses) | $96,000 | 1,787 |
| Applicable income taxes | $2,662,000 | 853 |
| Income before extraordinary items | $5,103,000 | 986 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $5,103,000 | 986 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $201,000 | 2,204 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $5,039,640 | 938 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $10,793,000 | 1,356 |
| Total interest expense | $2,627,000 | 1,833 |
| Net interest income | $8,166,000 | 1,196 |
| Provision for loan and lease losses | $360,000 | 1,536 |
| Total noninterest income | $1,009,000 | 2,349 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $760,000 | 1,119 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $249,000 | 3,634 |
| Total noninterest expense | $3,756,000 | 2,098 |
| Salaries and employee benefits | $2,173,000 | 1,963 |
| Premises and equipment expense | $377,000 | 2,911 |
| Additional noninterest expense | $1,206,000 | 1,985 |
| Pre-tax net operating income | $5,059,000 | 876 |
| Securities gains (losses) | $93,000 | 1,565 |
| Applicable income taxes | $1,731,000 | 878 |
| Income before extraordinary items | $3,421,000 | 975 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $3,421,000 | 976 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $178,000 | 1,783 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $3,359,620 | 918 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $5,474,000 | 1,339 |
| Total interest expense | $1,386,000 | 1,792 |
| Net interest income | $4,088,000 | 1,196 |
| Provision for loan and lease losses | $180,000 | 1,475 |
| Total noninterest income | $502,000 | 2,278 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $366,000 | 1,129 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $136,000 | 3,389 |
| Total noninterest expense | $1,951,000 | 2,011 |
| Salaries and employee benefits | $1,114,000 | 1,912 |
| Premises and equipment expense | $238,000 | 2,339 |
| Additional noninterest expense | $599,000 | 1,973 |
| Pre-tax net operating income | $2,459,000 | 909 |
| Securities gains (losses) | $87,000 | 1,078 |
| Applicable income taxes | $806,000 | 953 |
| Income before extraordinary items | $1,740,000 | 967 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,740,000 | 966 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,770 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $1,680,840 | 925 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $20,597,000 | 1,495 |
| Total interest expense | $6,245,000 | 1,833 |
| Net interest income | $14,352,000 | 1,347 |
| Provision for loan and lease losses | $900,000 | 1,473 |
| Total noninterest income | $2,039,000 | 2,094 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $1,521,000 | 1,056 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $518,000 | 3,221 |
| Total noninterest expense | $7,541,000 | 1,992 |
| Salaries and employee benefits | $4,227,000 | 1,909 |
| Premises and equipment expense | $1,077,000 | 2,037 |
| Additional noninterest expense | $2,237,000 | 2,063 |
| Pre-tax net operating income | $7,950,000 | 1,065 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $2,450,000 | 1,093 |
| Income before extraordinary items | $5,500,000 | 1,144 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $5,500,000 | 1,144 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 4,530 |
| Cash dividends | $2,645,000 | 1,037 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $5,500,000 | 1,096 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $20,476,000 | 1,662 |
| Total interest expense | $8,971,000 | 1,812 |
| Net interest income | $11,505,000 | 1,547 |
| Provision for loan and lease losses | $966,000 | 1,282 |
| Total noninterest income | $1,982,000 | 2,031 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $1,410,000 | 1,056 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $572,000 | 2,913 |
| Total noninterest expense | $6,606,000 | 2,175 |
| Salaries and employee benefits | $3,707,000 | 2,029 |
| Premises and equipment expense | $1,123,000 | 1,907 |
| Additional noninterest expense | $1,776,000 | 2,501 |
| Pre-tax net operating income | $5,915,000 | 1,264 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $1,713,000 | 1,339 |
| Income before extraordinary items | $4,202,000 | 1,298 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $4,202,000 | 1,297 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $899,000 | 1,013 |
| Cash dividends | $3,075,000 | 896 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $4,202,000 | 1,247 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $19,431,000 | 1,782 |
| Total interest expense | $8,556,000 | 2,015 |
| Net interest income | $10,875,000 | 1,609 |
| Provision for loan and lease losses | $568,000 | 1,699 |
| Total noninterest income | $1,828,000 | 2,011 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $1,411,000 | 951 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $417,000 | 3,247 |
| Total noninterest expense | $6,451,000 | 2,135 |
| Salaries and employee benefits | $3,973,000 | 1,809 |
| Premises and equipment expense | $1,105,000 | 1,883 |
| Additional noninterest expense | $1,373,000 | 3,038 |
| Pre-tax net operating income | $5,684,000 | 1,296 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $1,681,000 | 1,369 |
| Income before extraordinary items | $4,003,000 | 1,315 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $4,003,000 | 1,316 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 4,329 |
| Cash dividends | $5,658,000 | 566 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $4,003,000 | 1,301 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $15,996,000 | 2,024 |
| Total interest expense | $6,016,000 | 2,452 |
| Net interest income | $9,980,000 | 1,743 |
| Provision for loan and lease losses | $437,000 | 1,964 |
| Total noninterest income | $1,668,000 | 2,133 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,238,000 | 1,078 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $430,000 | 3,252 |
| Total noninterest expense | $6,013,000 | 2,269 |
| Salaries and employee benefits | $3,633,000 | 1,930 |
| Premises and equipment expense | $1,021,000 | 2,006 |
| Additional noninterest expense | $1,359,000 | 3,103 |
| Pre-tax net operating income | $5,198,000 | 1,458 |
| Securities gains (losses) | $81,000 | 814 |
| Applicable income taxes | $1,676,000 | 1,440 |
| Income before extraordinary items | $3,603,000 | 1,492 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,603,000 | 1,493 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $190,000 | 2,480 |
| Cash dividends | $1,476,000 | 1,718 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $3,547,920 | 1,482 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $15,898,000 | 2,048 |
| Total interest expense | $6,389,000 | 2,355 |
| Net interest income | $9,509,000 | 1,793 |
| Provision for loan and lease losses | $422,000 | 1,976 |
| Total noninterest income | $1,649,000 | 2,113 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $1,246,000 | 992 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $403,000 | 3,426 |
| Total noninterest expense | $5,624,000 | 2,331 |
| Salaries and employee benefits | $3,630,000 | 1,844 |
| Premises and equipment expense | $809,000 | 2,426 |
| Additional noninterest expense | $1,185,000 | 3,408 |
| Pre-tax net operating income | $5,112,000 | 1,443 |
| Securities gains (losses) | $2,000 | 3,909 |
| Applicable income taxes | $1,614,000 | 1,522 |
| Income before extraordinary items | $3,500,000 | 1,509 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $3,500,000 | 1,508 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $87,000 | 3,892 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $3,498,640 | 1,442 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $15,095,000 | 2,159 |
| Total interest expense | $6,333,000 | 2,369 |
| Net interest income | $8,762,000 | 1,981 |
| Provision for loan and lease losses | $484,000 | 1,822 |
| Total noninterest income | $1,155,000 | 2,719 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $877,000 | 1,470 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $278,000 | 4,098 |
| Total noninterest expense | $5,179,000 | 2,484 |
| Salaries and employee benefits | $3,576,000 | 1,833 |
| Premises and equipment expense | $708,000 | 2,708 |
| Additional noninterest expense | $895,000 | 4,330 |
| Pre-tax net operating income | $4,254,000 | 1,795 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $1,251,000 | 2,002 |
| Income before extraordinary items | $3,003,000 | 1,774 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $3,003,000 | 1,772 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 5,655 |
| Cash dividends | $1,415,000 | 1,691 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $3,003,000 | 1,730 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $13,342,000 | 2,501 |
| Total interest expense | $5,318,000 | 2,850 |
| Net interest income | $8,024,000 | 2,252 |
| Provision for loan and lease losses | $428,000 | 1,977 |
| Total noninterest income | $969,000 | 3,201 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $822,000 | 1,625 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $147,000 | 6,025 |
| Total noninterest expense | $4,730,000 | 2,891 |
| Salaries and employee benefits | $3,286,000 | 2,010 |
| Premises and equipment expense | $557,000 | 3,443 |
| Additional noninterest expense | $887,000 | 4,819 |
| Pre-tax net operating income | $3,835,000 | 1,885 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $1,132,000 | 2,104 |
| Income before extraordinary items | $2,703,000 | 1,827 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,703,000 | 1,828 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $116,000 | 3,652 |
| Cash dividends | $369,000 | 4,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,703,000 | 1,790 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $11,986,000 | 2,787 |
| Total interest expense | $4,456,000 | 3,335 |
| Net interest income | $7,530,000 | 2,383 |
| Provision for loan and lease losses | $420,000 | 1,793 |
| Total noninterest income | $902,000 | 3,360 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $679,000 | 1,986 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $223,000 | 4,811 |
| Total noninterest expense | $4,545,000 | 2,962 |
| Salaries and employee benefits | $3,054,000 | 2,171 |
| Premises and equipment expense | $607,000 | 3,179 |
| Additional noninterest expense | $884,000 | 4,835 |
| Pre-tax net operating income | $3,467,000 | 2,118 |
| Securities gains (losses) | $9,000 | 2,462 |
| Applicable income taxes | $973,000 | 2,443 |
| Income before extraordinary items | $2,503,000 | 2,021 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,503,000 | 2,018 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 5,295 |
| Cash dividends | $3,936,000 | 774 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,496,520 | 1,999 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $10,176,000 | 2,998 |
| Total interest expense | $3,307,000 | 3,625 |
| Net interest income | $6,869,000 | 2,627 |
| Provision for loan and lease losses | $360,000 | 1,966 |
| Total noninterest income | $967,000 | 3,191 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $697,000 | 1,939 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $270,000 | 4,385 |
| Total noninterest expense | $4,426,000 | 3,109 |
| Salaries and employee benefits | $2,714,000 | 2,468 |
| Premises and equipment expense | $592,000 | 3,312 |
| Additional noninterest expense | $1,120,000 | 4,301 |
| Pre-tax net operating income | $3,050,000 | 2,334 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $938,000 | 2,375 |
| Income before extraordinary items | $2,112,000 | 2,294 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,112,000 | 2,290 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $430,000 | 3,552 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,112,000 | 2,318 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $9,395,000 | 3,294 |
| Total interest expense | $3,160,000 | 3,945 |
| Net interest income | $6,235,000 | 2,923 |
| Provision for loan and lease losses | $300,000 | 2,975 |
| Total noninterest income | $1,147,000 | 3,015 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $851,000 | 1,609 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $296,000 | 4,506 |
| Total noninterest expense | $4,045,000 | 3,455 |
| Salaries and employee benefits | $2,475,000 | 2,669 |
| Premises and equipment expense | $486,000 | 3,965 |
| Additional noninterest expense | $1,084,000 | 4,600 |
| Pre-tax net operating income | $3,037,000 | 2,255 |
| Securities gains (losses) | $24,000 | 4,420 |
| Applicable income taxes | $923,000 | 2,458 |
| Income before extraordinary items | $2,138,000 | 2,338 |
| Extraordinary gains, net | $65,000 | 1,965 |
| Net income | $2,203,000 | 2,354 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $198,000 | 3,162 |
| Cash dividends | $800,000 | 2,140 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,121,200 | 2,222 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $9,469,000 | 3,688 |
| Total interest expense | $3,512,000 | 4,530 |
| Net interest income | $5,957,000 | 3,067 |
| Provision for loan and lease losses | $262,000 | 4,478 |
| Total noninterest income | $1,110,000 | 3,047 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $556,000 | 2,475 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $554,000 | 2,984 |
| Total noninterest expense | $3,715,000 | 3,724 |
| Salaries and employee benefits | $2,196,000 | 2,943 |
| Premises and equipment expense | $494,000 | 4,018 |
| Additional noninterest expense | $1,025,000 | 4,962 |
| Pre-tax net operating income | $3,090,000 | 2,010 |
| Securities gains (losses) | $-6,000 | 13,123 |
| Applicable income taxes | $983,000 | 2,140 |
| Income before extraordinary items | $2,101,000 | 2,185 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $2,101,000 | 2,211 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 7,255 |
| Cash dividends | $1,568,000 | 1,046 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $2,105,080 | 2,003 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.