Home > Plaza Bank, Norridge, Illinois > Assets and Liabilities
Plaza Bank, Norridge, Illinois, Assets and Liabilities
| 2013-03-31 | Rank | |
| # of Employees: | 96 | 1,573 |
| Assets and Liabilities | ||
| Total Assets: | $326,696,000 | 2,020 |
| Cash and due from depository institutions | $52,733,000 | 1,573 |
| Interest-bearing balances | $50,489,000 | 909 |
| Securities | $19,645,000 | 4,548 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,440 |
| Net loans & leases | $231,458,000 | 1,753 |
| Loan loss allowance | $11,494,000 | 628 |
| Trading account assets | $0 | 242 |
| Bank premises and fixed assets | $9,655,000 | 1,225 |
| Other real estate owned | $9,764,000 | 1,573 |
| Goodwill and other intangibles | $0 | 2,913 |
| All other assets | $3,441,000 | 3,664 |
| Life insurance assets | $835,000 | 3,193 |
| Total liabilities and capital | $326,696,000 | 2,020 |
| Total liabilities | $314,947,000 | 1,875 |
| Total deposits | $308,021,000 | 1,823 |
| Interest-bearing deposits | $255,203,000 | 1,804 |
| Deposits held in domestic offices | $308,021,000 | 1,823 |
| % insured | 92.04% | 1,788 |
| Federal funds purchased & repurchase agreements | $5,138,000 | 1,095 |
| Trading liabilities | $0 | 154 |
| Other borrowed funds | $0 | 3,908 |
| Subordinated debt | $0 | 155 |
| All other liabilities | $1,788,000 | 2,199 |
| Total equity capital | $11,749,000 | 4,629 |
| Total bank equity capital | $11,749,000 | 4,628 |
| Perpetual preferred stock | $0 | 239 |
| Common stock | $615,000 | 2,933 |
| Surplus | $6,728,000 | 3,226 |
| Undivided profits | $4,406,000 | 4,482 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 167 |
| Memoranda | ||
| Noncurrent loans and leases | $36,410,000 | 297 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,043 |
| Income earned, not collected on loans | $1,129,000 | 2,324 |
| Earning assets | $301,592,000 | 2,004 |
| Long-term assets (5+ years) | $31,170,000 | 4,217 |
| Average Assets, year-to-date | $329,740,500 | 1,995 |
| Average Assets, quarterly | $329,740,500 | 1,995 |
| Volatile liabilities | $16,958,000 | 2,178 |
| Insider loans | $565,000 | 4,424 |
| FHLB advances | $0 | 3,677 |
| Loans and leases held for sale | $0 | 2,154 |
| Unused loan commitments | $7,232,000 | 4,497 |
| Tier 1 (core) risk-based capital | $11,314,000 | 4,595 |
| Tier 2 risk-based capital | $3,022,000 | 1,665 |
| Total risk weighted assets | $231,433,000 | 1,836 |
| Total unused commitments | $7,232,000 | 4,498 |
| Derivatives | $0 | 1,405 |
| 2012-12-31 | Rank | |
| # of Employees: | 93 | 1,627 |
| Assets and Liabilities | ||
| Total Assets: | $332,785,000 | 1,979 |
| Cash and due from depository institutions | $53,358,000 | 1,627 |
| Interest-bearing balances | $50,743,000 | 840 |
| Securities | $13,164,000 | 5,180 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,307 |
| Net loans & leases | $242,598,000 | 1,694 |
| Loan loss allowance | $11,405,000 | 639 |
| Trading account assets | $0 | 243 |
| Bank premises and fixed assets | $9,686,000 | 1,214 |
| Other real estate owned | $10,476,000 | 1,627 |
| Goodwill and other intangibles | $0 | 2,913 |
| All other assets | $3,503,000 | 3,669 |
| Life insurance assets | $809,000 | 3,186 |
| Total liabilities and capital | $332,785,000 | 1,979 |
| Total liabilities | $319,587,000 | 1,841 |
| Total deposits | $317,562,000 | 1,765 |
| Interest-bearing deposits | $260,966,000 | 1,745 |
| Deposits held in domestic offices | $317,562,000 | 1,764 |
| % insured | 96.47% | 969 |
| Federal funds purchased & repurchase agreements | $0 | 2,186 |
| Trading liabilities | $0 | 152 |
| Other borrowed funds | $0 | 4,109 |
| Subordinated debt | $0 | 159 |
| All other liabilities | $2,025,000 | 2,078 |
| Total equity capital | $13,198,000 | 4,373 |
| Total bank equity capital | $13,198,000 | 4,372 |
| Perpetual preferred stock | $0 | 246 |
| Common stock | $615,000 | 2,958 |
| Surplus | $6,729,000 | 3,242 |
| Undivided profits | $5,854,000 | 4,071 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 169 |
| Memoranda | ||
| Noncurrent loans and leases | $31,997,000 | 346 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,020 |
| Income earned, not collected on loans | $1,161,000 | 2,337 |
| Earning assets | $306,505,000 | 1,974 |
| Long-term assets (5+ years) | $33,493,000 | 4,025 |
| Average Assets, year-to-date | $359,275,800 | 1,804 |
| Average Assets, quarterly | $341,845,500 | 1,922 |
| Volatile liabilities | $12,430,000 | 2,765 |
| Insider loans | $569,000 | 4,477 |
| FHLB advances | $0 | 3,864 |
| Loans and leases held for sale | $0 | 2,229 |
| Unused loan commitments | $7,124,000 | 4,439 |
| Tier 1 (core) risk-based capital | $12,810,000 | 4,283 |
| Tier 2 risk-based capital | $3,072,000 | 1,645 |
| Total risk weighted assets | $237,389,000 | 1,799 |
| Total unused commitments | $7,124,000 | 4,439 |
| Derivatives | $0 | 1,366 |
| 2012-09-30 | Rank | |
| # of Employees: | 93 | 1,620 |
| Assets and Liabilities | ||
| Total Assets: | $350,906,000 | 1,876 |
| Cash and due from depository institutions | $52,497,000 | 1,620 |
| Interest-bearing balances | $50,410,000 | 803 |
| Securities | $13,190,000 | 5,251 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,418 |
| Net loans & leases | $251,188,000 | 1,649 |
| Loan loss allowance | $11,908,000 | 630 |
| Trading account assets | $0 | 231 |
| Bank premises and fixed assets | $9,713,000 | 1,211 |
| Other real estate owned | $11,852,000 | 1,620 |
| Goodwill and other intangibles | $0 | 2,937 |
| All other assets | $12,466,000 | 1,508 |
| Life insurance assets | $789,000 | 3,166 |
| Total liabilities and capital | $350,906,000 | 1,876 |
| Total liabilities | $326,716,000 | 1,802 |
| Total deposits | $321,020,000 | 1,725 |
| Interest-bearing deposits | $264,575,000 | 1,742 |
| Deposits held in domestic offices | $321,020,000 | 1,724 |
| % insured | 96.68% | 969 |
| Federal funds purchased & repurchase agreements | $4,000,000 | 1,288 |
| Trading liabilities | $0 | 150 |
| Other borrowed funds | $0 | 4,201 |
| Subordinated debt | $0 | 163 |
| All other liabilities | $1,696,000 | 2,454 |
| Total equity capital | $24,190,000 | 2,830 |
| Total bank equity capital | $24,190,000 | 2,830 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $615,000 | 3,007 |
| Surplus | $6,729,000 | 3,268 |
| Undivided profits | $16,846,000 | 2,187 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $34,803,000 | 369 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $1,290,000 | 2,288 |
| Earning assets | $314,788,000 | 1,924 |
| Long-term assets (5+ years) | $31,595,000 | 4,142 |
| Average Assets, year-to-date | $365,898,500 | 1,800 |
| Average Assets, quarterly | $355,492,500 | 1,850 |
| Volatile liabilities | $16,360,000 | 2,344 |
| Insider loans | $570,000 | 4,530 |
| FHLB advances | $0 | 3,944 |
| Loans and leases held for sale | $0 | 2,256 |
| Unused loan commitments | $6,778,000 | 4,550 |
| Tier 1 (core) risk-based capital | $15,102,000 | 3,858 |
| Tier 2 risk-based capital | $3,209,000 | 1,603 |
| Total risk weighted assets | $246,312,000 | 1,746 |
| Total unused commitments | $6,778,000 | 4,550 |
| Derivatives | $0 | 1,366 |
| 2012-06-30 | Rank | |
| # of Employees: | 89 | 1,706 |
| Assets and Liabilities | ||
| Total Assets: | $360,079,000 | 1,831 |
| Cash and due from depository institutions | $56,423,000 | 1,706 |
| Interest-bearing balances | $53,710,000 | 759 |
| Securities | $11,282,000 | 5,535 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,541 |
| Net loans & leases | $258,793,000 | 1,591 |
| Loan loss allowance | $13,214,000 | 592 |
| Trading account assets | $0 | 211 |
| Bank premises and fixed assets | $9,722,000 | 1,205 |
| Other real estate owned | $11,884,000 | 1,706 |
| Goodwill and other intangibles | $0 | 2,925 |
| All other assets | $11,975,000 | 1,557 |
| Life insurance assets | $780,000 | 3,147 |
| Total liabilities and capital | $360,079,000 | 1,831 |
| Total liabilities | $334,619,000 | 1,765 |
| Total deposits | $329,246,000 | 1,683 |
| Interest-bearing deposits | $274,917,000 | 1,680 |
| Deposits held in domestic offices | $329,246,000 | 1,683 |
| % insured | 97.23% | 821 |
| Federal funds purchased & repurchase agreements | $4,000,000 | 1,304 |
| Trading liabilities | $0 | 130 |
| Other borrowed funds | $0 | 4,239 |
| Subordinated debt | $0 | 180 |
| All other liabilities | $1,373,000 | 2,658 |
| Total equity capital | $25,460,000 | 2,665 |
| Total bank equity capital | $25,460,000 | 2,664 |
| Perpetual preferred stock | $0 | 254 |
| Common stock | $615,000 | 3,047 |
| Surplus | $6,729,000 | 3,280 |
| Undivided profits | $18,116,000 | 1,999 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 171 |
| Memoranda | ||
| Noncurrent loans and leases | $35,102,000 | 390 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,080 |
| Income earned, not collected on loans | $1,443,000 | 1,916 |
| Earning assets | $323,785,000 | 1,863 |
| Long-term assets (5+ years) | $29,421,000 | 4,258 |
| Average Assets, year-to-date | $370,896,000 | 1,778 |
| Average Assets, quarterly | $370,580,500 | 1,793 |
| Volatile liabilities | $15,490,000 | 2,469 |
| Insider loans | $1,588,000 | 3,002 |
| FHLB advances | $0 | 3,987 |
| Loans and leases held for sale | $0 | 2,185 |
| Unused loan commitments | $6,556,000 | 4,608 |
| Tier 1 (core) risk-based capital | $17,061,000 | 3,516 |
| Tier 2 risk-based capital | $3,307,000 | 1,570 |
| Total risk weighted assets | $253,169,000 | 1,691 |
| Total unused commitments | $6,556,000 | 4,608 |
| Derivatives | $0 | 1,332 |
| 2012-03-31 | Rank | |
| # of Employees: | 89 | 1,703 |
| Assets and Liabilities | ||
| Total Assets: | $381,082,000 | 1,751 |
| Cash and due from depository institutions | $66,077,000 | 1,703 |
| Interest-bearing balances | $63,646,000 | 699 |
| Securities | $11,466,000 | 5,554 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,754 |
| Net loans & leases | $271,234,000 | 1,521 |
| Loan loss allowance | $14,144,000 | 565 |
| Trading account assets | $0 | 215 |
| Bank premises and fixed assets | $9,806,000 | 1,198 |
| Other real estate owned | $11,021,000 | 1,703 |
| Goodwill and other intangibles | $0 | 2,935 |
| All other assets | $11,478,000 | 1,605 |
| Life insurance assets | $736,000 | 3,161 |
| Total liabilities and capital | $381,083,000 | 1,751 |
| Total liabilities | $354,628,000 | 1,702 |
| Total deposits | $342,048,000 | 1,640 |
| Interest-bearing deposits | $279,067,000 | 1,683 |
| Deposits held in domestic offices | $342,048,000 | 1,640 |
| % insured | 96.93% | 973 |
| Federal funds purchased & repurchase agreements | $11,000,000 | 828 |
| Trading liabilities | $0 | 123 |
| Other borrowed funds | $0 | 4,273 |
| Subordinated debt | $0 | 185 |
| All other liabilities | $1,580,000 | 2,409 |
| Total equity capital | $26,455,000 | 2,557 |
| Total bank equity capital | $26,455,000 | 2,557 |
| Perpetual preferred stock | $0 | 259 |
| Common stock | $615,000 | 3,085 |
| Surplus | $6,729,000 | 3,298 |
| Undivided profits | $19,111,000 | 1,867 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $36,247,000 | 412 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,111 |
| Income earned, not collected on loans | $1,405,000 | 1,950 |
| Earning assets | $346,346,000 | 1,765 |
| Long-term assets (5+ years) | $30,098,000 | 4,235 |
| Average Assets, year-to-date | $376,304,500 | 1,762 |
| Average Assets, quarterly | $376,304,500 | 1,762 |
| Volatile liabilities | $22,468,000 | 1,884 |
| Insider loans | $572,000 | 4,607 |
| FHLB advances | $0 | 4,028 |
| Loans and leases held for sale | $0 | 2,171 |
| Unused loan commitments | $7,196,000 | 4,524 |
| Tier 1 (core) risk-based capital | $18,638,000 | 3,266 |
| Tier 2 risk-based capital | $3,422,000 | 1,523 |
| Total risk weighted assets | $261,670,000 | 1,641 |
| Total unused commitments | $7,196,000 | 4,524 |
| Derivatives | $0 | 1,297 |
| 2011-12-31 | Rank | |
| # of Employees: | 88 | 1,707 |
| Assets and Liabilities | ||
| Total Assets: | $371,527,000 | 1,786 |
| Cash and due from depository institutions | $59,972,000 | 1,707 |
| Interest-bearing balances | $57,457,000 | 682 |
| Securities | $11,468,000 | 5,553 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,658 |
| Net loans & leases | $272,132,000 | 1,535 |
| Loan loss allowance | $13,633,000 | 588 |
| Trading account assets | $0 | 205 |
| Bank premises and fixed assets | $9,894,000 | 1,183 |
| Other real estate owned | $7,233,000 | 1,707 |
| Goodwill and other intangibles | $0 | 2,970 |
| All other assets | $10,828,000 | 1,714 |
| Life insurance assets | $737,000 | 3,138 |
| Total liabilities and capital | $371,527,000 | 1,786 |
| Total liabilities | $343,551,000 | 1,731 |
| Total deposits | $342,037,000 | 1,611 |
| Interest-bearing deposits | $290,126,000 | 1,607 |
| Deposits held in domestic offices | $342,037,000 | 1,610 |
| % insured | 95.96% | 1,438 |
| Federal funds purchased & repurchase agreements | $0 | 2,367 |
| Trading liabilities | $0 | 115 |
| Other borrowed funds | $0 | 4,481 |
| Subordinated debt | $0 | 193 |
| All other liabilities | $1,514,000 | 2,500 |
| Total equity capital | $27,976,000 | 2,389 |
| Total bank equity capital | $27,976,000 | 2,389 |
| Perpetual preferred stock | $0 | 263 |
| Common stock | $614,000 | 3,112 |
| Surplus | $6,729,000 | 3,319 |
| Undivided profits | $20,633,000 | 1,713 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 168 |
| Memoranda | ||
| Noncurrent loans and leases | $32,789,000 | 455 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,138 |
| Income earned, not collected on loans | $1,341,000 | 2,157 |
| Earning assets | $341,057,000 | 1,773 |
| Long-term assets (5+ years) | $27,917,000 | 3,828 |
| Average Assets, year-to-date | $376,274,600 | 1,727 |
| Average Assets, quarterly | $376,915,000 | 1,754 |
| Volatile liabilities | $9,540,000 | 3,519 |
| Insider loans | $995,000 | 3,860 |
| FHLB advances | $0 | 4,174 |
| Loans and leases held for sale | $0 | 1,918 |
| Unused loan commitments | $8,163,000 | 4,209 |
| Tier 1 (core) risk-based capital | $21,012,000 | 2,949 |
| Tier 2 risk-based capital | $3,357,000 | 1,547 |
| Total risk weighted assets | $256,513,000 | 1,678 |
| Total unused commitments | $8,163,000 | 4,210 |
| Derivatives | $0 | 1,191 |
| 2011-09-30 | Rank | |
| # of Employees: | 90 | 1,657 |
| Assets and Liabilities | ||
| Total Assets: | $382,303,000 | 1,738 |
| Cash and due from depository institutions | $84,472,000 | 1,657 |
| Interest-bearing balances | $80,562,000 | 512 |
| Securities | $12,608,000 | 5,359 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,873 |
| Net loans & leases | $257,663,000 | 1,624 |
| Loan loss allowance | $13,490,000 | 619 |
| Trading account assets | $0 | 209 |
| Bank premises and fixed assets | $10,014,000 | 1,163 |
| Other real estate owned | $7,846,000 | 1,657 |
| Goodwill and other intangibles | $0 | 2,996 |
| All other assets | $9,700,000 | 1,909 |
| Life insurance assets | $727,000 | 3,122 |
| Total liabilities and capital | $382,303,000 | 1,738 |
| Total liabilities | $352,172,000 | 1,680 |
| Total deposits | $350,044,000 | 1,552 |
| Interest-bearing deposits | $299,799,000 | 1,560 |
| Deposits held in domestic offices | $350,044,000 | 1,550 |
| % insured | 96.64% | 1,201 |
| Federal funds purchased & repurchase agreements | $0 | 2,338 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $0 | 4,648 |
| Subordinated debt | $0 | 206 |
| All other liabilities | $2,128,000 | 2,040 |
| Total equity capital | $30,131,000 | 2,272 |
| Total bank equity capital | $30,131,000 | 2,271 |
| Perpetual preferred stock | $0 | 266 |
| Common stock | $614,000 | 3,151 |
| Surplus | $6,729,000 | 3,343 |
| Undivided profits | $22,788,000 | 1,556 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 175 |
| Memoranda | ||
| Noncurrent loans and leases | $36,043,000 | 450 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,137 |
| Income earned, not collected on loans | $1,273,000 | 2,369 |
| Earning assets | $350,833,000 | 1,723 |
| Long-term assets (5+ years) | $28,417,000 | 3,730 |
| Average Assets, year-to-date | $377,461,500 | 1,725 |
| Average Assets, quarterly | $376,515,500 | 1,755 |
| Volatile liabilities | $11,898,000 | 3,153 |
| Insider loans | $1,292,000 | 3,459 |
| FHLB advances | $0 | 4,265 |
| Loans and leases held for sale | $0 | 1,904 |
| Unused loan commitments | $8,704,000 | 4,105 |
| Tier 1 (core) risk-based capital | $24,328,000 | 2,581 |
| Tier 2 risk-based capital | $3,179,000 | 1,635 |
| Total risk weighted assets | $242,849,000 | 1,786 |
| Total unused commitments | $8,704,000 | 4,108 |
| Derivatives | $0 | 1,195 |
| 2011-06-30 | Rank | |
| # of Employees: | 87 | 1,747 |
| Assets and Liabilities | ||
| Total Assets: | $370,728,000 | 1,778 |
| Cash and due from depository institutions | $66,951,000 | 1,747 |
| Interest-bearing balances | $62,695,000 | 600 |
| Securities | $12,161,000 | 5,511 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,997 |
| Net loans & leases | $263,707,000 | 1,590 |
| Loan loss allowance | $10,451,000 | 807 |
| Trading account assets | $0 | 213 |
| Bank premises and fixed assets | $10,095,000 | 1,159 |
| Other real estate owned | $8,340,000 | 1,747 |
| Goodwill and other intangibles | $0 | 3,017 |
| All other assets | $9,474,000 | 1,967 |
| Life insurance assets | $722,000 | 3,097 |
| Total liabilities and capital | $370,727,000 | 1,778 |
| Total liabilities | $339,057,000 | 1,736 |
| Total deposits | $337,774,000 | 1,606 |
| Interest-bearing deposits | $289,310,000 | 1,626 |
| Deposits held in domestic offices | $337,774,000 | 1,605 |
| % insured | 96.92% | 1,126 |
| Federal funds purchased & repurchase agreements | $0 | 2,430 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $0 | 4,735 |
| Subordinated debt | $0 | 212 |
| All other liabilities | $1,283,000 | 2,740 |
| Total equity capital | $31,670,000 | 2,139 |
| Total bank equity capital | $31,670,000 | 2,138 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $615,000 | 3,192 |
| Surplus | $6,729,000 | 3,364 |
| Undivided profits | $24,326,000 | 1,427 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 179 |
| Memoranda | ||
| Noncurrent loans and leases | $28,271,000 | 567 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,160 |
| Income earned, not collected on loans | $1,388,000 | 2,113 |
| Earning assets | $338,563,000 | 1,775 |
| Long-term assets (5+ years) | $28,724,000 | 3,689 |
| Average Assets, year-to-date | $375,847,670 | 1,739 |
| Average Assets, quarterly | $374,954,000 | 1,749 |
| Volatile liabilities | $10,712,000 | 3,399 |
| Insider loans | $1,433,000 | 3,322 |
| FHLB advances | $0 | 4,341 |
| Loans and leases held for sale | $0 | 1,752 |
| Unused loan commitments | $9,560,000 | 3,971 |
| Tier 1 (core) risk-based capital | $26,643,000 | 2,351 |
| Tier 2 risk-based capital | $3,184,000 | 1,654 |
| Total risk weighted assets | $246,303,000 | 1,768 |
| Total unused commitments | $9,560,000 | 3,974 |
| Derivatives | $0 | 1,174 |
| 2011-03-31 | Rank | |
| # of Employees: | 88 | 1,718 |
| Assets and Liabilities | ||
| Total Assets: | $383,339,000 | 1,725 |
| Cash and due from depository institutions | $54,323,000 | 1,718 |
| Interest-bearing balances | $49,433,000 | 805 |
| Securities | $12,384,000 | 5,464 |
| Federal funds sold & reverse repurchase agreements | $15,865,000 | 472 |
| Net loans & leases | $274,378,000 | 1,544 |
| Loan loss allowance | $6,549,000 | 1,235 |
| Trading account assets | $0 | 208 |
| Bank premises and fixed assets | $10,174,000 | 1,158 |
| Other real estate owned | $8,063,000 | 1,718 |
| Goodwill and other intangibles | $0 | 3,025 |
| All other assets | $8,152,000 | 2,224 |
| Life insurance assets | $713,000 | 3,109 |
| Total liabilities and capital | $383,340,000 | 1,725 |
| Total liabilities | $348,888,000 | 1,706 |
| Total deposits | $347,919,000 | 1,577 |
| Interest-bearing deposits | $300,775,000 | 1,582 |
| Deposits held in domestic offices | $347,919,000 | 1,575 |
| % insured | 96.80% | 1,239 |
| Federal funds purchased & repurchase agreements | $0 | 2,341 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $0 | 4,815 |
| Subordinated debt | $0 | 214 |
| All other liabilities | $969,000 | 3,218 |
| Total equity capital | $34,452,000 | 1,945 |
| Total bank equity capital | $34,452,000 | 1,944 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $615,000 | 3,232 |
| Surplus | $6,729,000 | 3,379 |
| Undivided profits | $27,108,000 | 1,222 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 181 |
| Memoranda | ||
| Noncurrent loans and leases | $22,906,000 | 728 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,152 |
| Income earned, not collected on loans | $1,476,000 | 1,990 |
| Earning assets | $352,060,000 | 1,722 |
| Long-term assets (5+ years) | $30,133,000 | 3,555 |
| Average Assets, year-to-date | $380,487,000 | 1,729 |
| Average Assets, quarterly | $380,487,000 | 1,729 |
| Volatile liabilities | $12,244,000 | 3,162 |
| Insider loans | $1,413,000 | 3,378 |
| FHLB advances | $0 | 4,390 |
| Loans and leases held for sale | $0 | 1,676 |
| Unused loan commitments | $10,084,000 | 3,896 |
| Tier 1 (core) risk-based capital | $34,444,000 | 1,847 |
| Tier 2 risk-based capital | $3,337,000 | 1,601 |
| Total risk weighted assets | $262,907,000 | 1,687 |
| Total unused commitments | $10,084,000 | 3,899 |
| Derivatives | $0 | 1,153 |
| 2010-12-31 | Rank | |
| # of Employees: | 89 | 1,704 |
| Assets and Liabilities | ||
| Total Assets: | $377,635,000 | 1,746 |
| Cash and due from depository institutions | $55,110,000 | 1,704 |
| Interest-bearing balances | $51,241,000 | 715 |
| Securities | $10,223,000 | 5,673 |
| Federal funds sold & reverse repurchase agreements | $2,225,000 | 2,396 |
| Net loans & leases | $286,115,000 | 1,529 |
| Loan loss allowance | $6,108,000 | 1,311 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $10,286,000 | 1,160 |
| Other real estate owned | $5,591,000 | 1,704 |
| Goodwill and other intangibles | $0 | 3,026 |
| All other assets | $8,085,000 | 2,273 |
| Life insurance assets | $694,000 | 3,118 |
| Total liabilities and capital | $377,635,000 | 1,746 |
| Total liabilities | $343,302,000 | 1,728 |
| Total deposits | $341,866,000 | 1,596 |
| Interest-bearing deposits | $294,728,000 | 1,607 |
| Deposits held in domestic offices | $341,866,000 | 1,594 |
| % insured | 96.63% | 1,262 |
| Federal funds purchased & repurchase agreements | $0 | 2,549 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $0 | 4,983 |
| Subordinated debt | $0 | 220 |
| All other liabilities | $1,436,000 | 2,533 |
| Total equity capital | $34,333,000 | 1,952 |
| Total bank equity capital | $34,333,000 | 1,950 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $615,000 | 3,278 |
| Surplus | $5,829,000 | 3,674 |
| Undivided profits | $27,889,000 | 1,180 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 190 |
| Memoranda | ||
| Noncurrent loans and leases | $21,765,000 | 788 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $1,568,000 | 1,926 |
| Earning assets | $349,804,000 | 1,719 |
| Long-term assets (5+ years) | $30,533,000 | 3,469 |
| Average Assets, year-to-date | $378,439,000 | 1,741 |
| Average Assets, quarterly | $375,886,000 | 1,762 |
| Volatile liabilities | $70,077,000 | 1,886 |
| Insider loans | $2,514,000 | 2,470 |
| FHLB advances | $0 | 4,551 |
| Loans and leases held for sale | $0 | 1,952 |
| Unused loan commitments | $8,772,000 | 4,149 |
| Tier 1 (core) risk-based capital | $34,315,000 | 1,854 |
| Tier 2 risk-based capital | $3,365,000 | 1,602 |
| Total risk weighted assets | $265,498,000 | 1,696 |
| Total unused commitments | $8,772,000 | 4,150 |
| Derivatives | $0 | 1,176 |
| 2010-09-30 | Rank | |
| # of Employees: | 87 | 1,773 |
| Assets and Liabilities | ||
| Total Assets: | $374,137,000 | 1,801 |
| Cash and due from depository institutions | $38,013,000 | 1,773 |
| Interest-bearing balances | $33,265,000 | 1,088 |
| Securities | $10,468,000 | 5,598 |
| Federal funds sold & reverse repurchase agreements | $12,100,000 | 626 |
| Net loans & leases | $289,859,000 | 1,531 |
| Loan loss allowance | $8,895,000 | 935 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $10,433,000 | 1,157 |
| Other real estate owned | $4,377,000 | 1,773 |
| Goodwill and other intangibles | $0 | 3,048 |
| All other assets | $8,887,000 | 2,148 |
| Life insurance assets | $655,000 | 3,158 |
| Total liabilities and capital | $374,137,000 | 1,801 |
| Total liabilities | $339,311,000 | 1,782 |
| Total deposits | $334,200,000 | 1,649 |
| Interest-bearing deposits | $288,223,000 | 1,685 |
| Deposits held in domestic offices | $334,200,000 | 1,647 |
| % insured | 89.23% | 3,812 |
| Federal funds purchased & repurchase agreements | $0 | 2,564 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $0 | 5,105 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $5,111,000 | 1,059 |
| Total equity capital | $34,826,000 | 1,977 |
| Total bank equity capital | $34,826,000 | 1,976 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $615,000 | 3,346 |
| Surplus | $5,829,000 | 3,682 |
| Undivided profits | $28,382,000 | 1,221 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $18,000,000 | 938 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $1,712,000 | 1,904 |
| Earning assets | $345,692,000 | 1,769 |
| Long-term assets (5+ years) | $33,166,000 | 3,251 |
| Average Assets, year-to-date | $378,640,000 | 1,763 |
| Average Assets, quarterly | $371,041,500 | 1,805 |
| Volatile liabilities | $65,639,000 | 2,064 |
| Insider loans | $2,489,000 | 2,518 |
| FHLB advances | $0 | 4,672 |
| Loans and leases held for sale | $0 | 1,963 |
| Unused loan commitments | $10,038,000 | 3,924 |
| Tier 1 (core) risk-based capital | $34,784,000 | 1,835 |
| Tier 2 risk-based capital | $3,476,000 | 1,590 |
| Total risk weighted assets | $272,763,000 | 1,694 |
| Total unused commitments | $10,038,000 | 3,927 |
| Derivatives | $0 | 1,218 |
| 2010-06-30 | Rank | |
| # of Employees: | 86 | 1,814 |
| Assets and Liabilities | ||
| Total Assets: | $367,946,000 | 1,823 |
| Cash and due from depository institutions | $7,280,000 | 1,814 |
| Interest-bearing balances | $31,000 | 6,908 |
| Securities | $26,875,000 | 3,719 |
| Federal funds sold & reverse repurchase agreements | $16,465,000 | 428 |
| Net loans & leases | $292,476,000 | 1,537 |
| Loan loss allowance | $7,916,000 | 1,066 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $10,564,000 | 1,161 |
| Other real estate owned | $4,824,000 | 1,814 |
| Goodwill and other intangibles | $0 | 3,062 |
| All other assets | $9,462,000 | 2,082 |
| Life insurance assets | $655,000 | 3,163 |
| Total liabilities and capital | $367,945,000 | 1,823 |
| Total liabilities | $333,812,000 | 1,807 |
| Total deposits | $330,694,000 | 1,682 |
| Interest-bearing deposits | $286,181,000 | 1,686 |
| Deposits held in domestic offices | $330,694,000 | 1,681 |
| % insured | 91.24% | 3,155 |
| Federal funds purchased & repurchase agreements | $0 | 2,594 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $0 | 5,212 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $3,118,000 | 1,523 |
| Total equity capital | $34,133,000 | 1,988 |
| Total bank equity capital | $34,133,000 | 1,987 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $615,000 | 3,378 |
| Surplus | $5,829,000 | 3,690 |
| Undivided profits | $27,689,000 | 1,233 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $17,698,000 | 954 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,233 |
| Income earned, not collected on loans | $2,045,000 | 1,515 |
| Earning assets | $335,847,000 | 1,821 |
| Long-term assets (5+ years) | $37,966,000 | 2,929 |
| Average Assets, year-to-date | $380,141,000 | 1,769 |
| Average Assets, quarterly | $373,324,500 | 1,798 |
| Volatile liabilities | $67,230,000 | 2,073 |
| Insider loans | $1,962,000 | 3,001 |
| FHLB advances | $0 | 4,785 |
| Loans and leases held for sale | $0 | 1,852 |
| Unused loan commitments | $11,480,000 | 3,714 |
| Tier 1 (core) risk-based capital | $34,061,000 | 1,867 |
| Tier 2 risk-based capital | $3,675,000 | 1,527 |
| Total risk weighted assets | $289,736,000 | 1,620 |
| Total unused commitments | $11,480,000 | 3,722 |
| Derivatives | $0 | 1,168 |
| 2010-03-31 | Rank | |
| # of Employees: | 87 | 1,808 |
| Assets and Liabilities | ||
| Total Assets: | $378,703,000 | 1,818 |
| Cash and due from depository institutions | $5,691,000 | 1,808 |
| Interest-bearing balances | $31,000 | 6,946 |
| Securities | $32,442,000 | 3,332 |
| Federal funds sold & reverse repurchase agreements | $17,315,000 | 505 |
| Net loans & leases | $298,504,000 | 1,541 |
| Loan loss allowance | $8,567,000 | 1,004 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $10,694,000 | 1,169 |
| Other real estate owned | $5,211,000 | 1,808 |
| Goodwill and other intangibles | $0 | 3,074 |
| All other assets | $8,846,000 | 2,241 |
| Life insurance assets | $639,000 | 3,197 |
| Total liabilities and capital | $378,704,000 | 1,818 |
| Total liabilities | $344,540,000 | 1,813 |
| Total deposits | $324,173,000 | 1,749 |
| Interest-bearing deposits | $283,952,000 | 1,744 |
| Deposits held in domestic offices | $324,173,000 | 1,747 |
| % insured | 92.89% | 2,586 |
| Federal funds purchased & repurchase agreements | $0 | 2,570 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $19,000,000 | 1,776 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $1,367,000 | 2,791 |
| Total equity capital | $34,164,000 | 1,999 |
| Total bank equity capital | $34,164,000 | 1,997 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $615,000 | 3,435 |
| Surplus | $5,829,000 | 3,737 |
| Undivided profits | $27,720,000 | 1,195 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $18,137,000 | 978 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $1,777,000 | 1,833 |
| Earning assets | $348,292,000 | 1,811 |
| Long-term assets (5+ years) | $44,878,000 | 2,619 |
| Average Assets, year-to-date | $386,238,500 | 1,788 |
| Average Assets, quarterly | $386,238,500 | 1,788 |
| Volatile liabilities | $67,769,000 | 2,115 |
| Insider loans | $2,166,000 | 2,862 |
| FHLB advances | $0 | 4,906 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $12,036,000 | 3,737 |
| Tier 1 (core) risk-based capital | $33,998,000 | 1,888 |
| Tier 2 risk-based capital | $4,167,000 | 1,402 |
| Total risk weighted assets | $328,983,000 | 1,483 |
| Total unused commitments | $12,036,000 | 3,741 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 85 | 1,873 |
| Assets and Liabilities | ||
| Total Assets: | $393,774,000 | 1,767 |
| Cash and due from depository institutions | $5,104,000 | 1,873 |
| Interest-bearing balances | $31,000 | 6,893 |
| Securities | $33,571,000 | 3,232 |
| Federal funds sold & reverse repurchase agreements | $28,445,000 | 262 |
| Net loans & leases | $301,872,000 | 1,559 |
| Loan loss allowance | $5,139,000 | 1,586 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $10,842,000 | 1,170 |
| Other real estate owned | $4,653,000 | 1,873 |
| Goodwill and other intangibles | $0 | 3,096 |
| All other assets | $9,287,000 | 2,207 |
| Life insurance assets | $628,000 | 3,205 |
| Total liabilities and capital | $393,774,000 | 1,767 |
| Total liabilities | $358,589,000 | 1,748 |
| Total deposits | $328,131,000 | 1,731 |
| Interest-bearing deposits | $286,291,000 | 1,732 |
| Deposits held in domestic offices | $328,131,000 | 1,729 |
| % insured | 93.09% | 2,531 |
| Federal funds purchased & repurchase agreements | $2,220,000 | 1,860 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $26,000,000 | 1,523 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,238,000 | 1,941 |
| Total equity capital | $35,185,000 | 1,907 |
| Total bank equity capital | $35,185,000 | 1,905 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $615,000 | 3,481 |
| Surplus | $5,829,000 | 3,753 |
| Undivided profits | $28,741,000 | 1,145 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $16,910,000 | 992 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $2,118,000 | 1,587 |
| Earning assets | $363,919,000 | 1,738 |
| Long-term assets (5+ years) | $48,267,000 | 2,458 |
| Average Assets, year-to-date | $393,471,000 | 1,746 |
| Average Assets, quarterly | $391,042,500 | 1,775 |
| Volatile liabilities | $99,040,000 | 1,522 |
| Insider loans | $3,315,000 | 2,152 |
| FHLB advances | $6,000,000 | 3,282 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $12,004,000 | 3,757 |
| Tier 1 (core) risk-based capital | $35,184,000 | 1,811 |
| Tier 2 risk-based capital | $4,107,000 | 1,447 |
| Total risk weighted assets | $327,502,000 | 1,524 |
| Total unused commitments | $12,004,000 | 3,759 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 89 | 1,822 |
| Assets and Liabilities | ||
| Total Assets: | $388,311,000 | 1,801 |
| Cash and due from depository institutions | $4,885,000 | 1,822 |
| Interest-bearing balances | $31,000 | 6,832 |
| Securities | $38,856,000 | 2,924 |
| Federal funds sold & reverse repurchase agreements | $9,115,000 | 1,018 |
| Net loans & leases | $313,996,000 | 1,528 |
| Loan loss allowance | $7,599,000 | 1,063 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $10,958,000 | 1,163 |
| Other real estate owned | $2,861,000 | 1,822 |
| Goodwill and other intangibles | $0 | 3,142 |
| All other assets | $7,640,000 | 2,298 |
| Life insurance assets | $628,000 | 3,205 |
| Total liabilities and capital | $388,311,000 | 1,801 |
| Total liabilities | $354,453,000 | 1,777 |
| Total deposits | $339,617,000 | 1,685 |
| Interest-bearing deposits | $297,726,000 | 1,673 |
| Deposits held in domestic offices | $339,617,000 | 1,682 |
| % insured | 93.05% | 2,671 |
| Federal funds purchased & repurchase agreements | $12,323,000 | 970 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $0 | 5,525 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $2,513,000 | 1,950 |
| Total equity capital | $33,858,000 | 2,034 |
| Total bank equity capital | $33,858,000 | 2,033 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $615,000 | 3,526 |
| Surplus | $4,385,000 | 4,266 |
| Undivided profits | $28,858,000 | 1,169 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $27,350,000 | 664 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $1,929,000 | 1,899 |
| Earning assets | $361,998,000 | 1,767 |
| Long-term assets (5+ years) | $54,379,000 | 2,230 |
| Average Assets, year-to-date | $393,395,250 | 1,759 |
| Average Assets, quarterly | $391,647,000 | 1,788 |
| Volatile liabilities | $90,715,000 | 1,679 |
| Insider loans | $2,489,000 | 2,677 |
| FHLB advances | $0 | 5,137 |
| Loans and leases held for sale | $146,000 | 1,637 |
| Unused loan commitments | $14,182,000 | 3,547 |
| Tier 1 (core) risk-based capital | $33,857,000 | 1,910 |
| Tier 2 risk-based capital | $4,225,000 | 1,419 |
| Total risk weighted assets | $334,636,000 | 1,517 |
| Total unused commitments | $14,182,000 | 3,548 |
| Derivatives | $146,000 | 1,132 |
| 2009-06-30 | Rank | |
| # of Employees: | 95 | 1,722 |
| Assets and Liabilities | ||
| Total Assets: | $394,983,000 | 1,800 |
| Cash and due from depository institutions | $16,234,000 | 1,722 |
| Interest-bearing balances | $31,000 | 6,820 |
| Securities | $38,290,000 | 2,896 |
| Federal funds sold & reverse repurchase agreements | $1,725,000 | 3,455 |
| Net loans & leases | $315,862,000 | 1,549 |
| Loan loss allowance | $6,148,000 | 1,247 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $11,060,000 | 1,170 |
| Other real estate owned | $3,385,000 | 1,722 |
| Goodwill and other intangibles | $0 | 3,161 |
| All other assets | $8,427,000 | 2,168 |
| Life insurance assets | $578,000 | 3,280 |
| Total liabilities and capital | $394,983,000 | 1,800 |
| Total liabilities | $361,421,000 | 1,764 |
| Total deposits | $349,160,000 | 1,647 |
| Interest-bearing deposits | $305,161,000 | 1,649 |
| Deposits held in domestic offices | $349,160,000 | 1,643 |
| % insured | 85.04% | 2,174 |
| Federal funds purchased & repurchase agreements | $0 | 2,922 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $10,000,000 | 2,919 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $2,261,000 | 2,162 |
| Total equity capital | $33,562,000 | 2,031 |
| Total bank equity capital | $33,562,000 | 2,029 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $615,000 | 3,569 |
| Surplus | $4,385,000 | 4,309 |
| Undivided profits | $28,562,000 | 1,186 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $20,593,000 | 804 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $2,310,000 | 1,481 |
| Earning assets | $355,908,000 | 1,812 |
| Long-term assets (5+ years) | $55,335,000 | 2,164 |
| Average Assets, year-to-date | $395,090,000 | 1,783 |
| Average Assets, quarterly | $396,473,000 | 1,784 |
| Volatile liabilities | $80,019,000 | 1,880 |
| Insider loans | $3,056,000 | 2,367 |
| FHLB advances | $0 | 5,202 |
| Loans and leases held for sale | $247,000 | 1,717 |
| Unused loan commitments | $17,413,000 | 3,216 |
| Tier 1 (core) risk-based capital | $33,564,000 | 1,941 |
| Tier 2 risk-based capital | $4,202,000 | 1,423 |
| Total risk weighted assets | $334,237,000 | 1,557 |
| Total unused commitments | $17,413,000 | 3,217 |
| Derivatives | $247,000 | 1,151 |
| 2009-03-31 | Rank | |
| # of Employees: | 99 | 1,663 |
| Assets and Liabilities | ||
| Total Assets: | $397,963,000 | 1,788 |
| Cash and due from depository institutions | $4,412,000 | 1,663 |
| Interest-bearing balances | $33,000 | 6,651 |
| Securities | $50,126,000 | 2,328 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,546 |
| Net loans & leases | $318,737,000 | 1,551 |
| Loan loss allowance | $3,696,000 | 1,833 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $11,155,000 | 1,158 |
| Other real estate owned | $5,429,000 | 1,663 |
| Goodwill and other intangibles | $0 | 3,204 |
| All other assets | $8,104,000 | 2,226 |
| Life insurance assets | $576,000 | 3,301 |
| Total liabilities and capital | $397,963,000 | 1,788 |
| Total liabilities | $365,242,000 | 1,764 |
| Total deposits | $349,115,000 | 1,658 |
| Interest-bearing deposits | $311,352,000 | 1,617 |
| Deposits held in domestic offices | $349,115,000 | 1,655 |
| % insured | 84.75% | 2,359 |
| Federal funds purchased & repurchase agreements | $1,940,000 | 2,046 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $12,000,000 | 2,748 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $2,187,000 | 2,163 |
| Total equity capital | $32,721,000 | 2,096 |
| Total bank equity capital | $32,721,000 | 2,094 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $615,000 | 3,593 |
| Surplus | $4,385,000 | 4,320 |
| Undivided profits | $27,721,000 | 1,244 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $22,480,000 | 663 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $108,000 | 834 |
| Income earned, not collected on loans | $2,522,000 | 1,370 |
| Earning assets | $368,896,000 | 1,762 |
| Long-term assets (5+ years) | $69,185,000 | 1,811 |
| Average Assets, year-to-date | $395,143,500 | 1,784 |
| Average Assets, quarterly | $395,143,500 | 1,784 |
| Volatile liabilities | $85,999,000 | 1,759 |
| Insider loans | $1,131,000 | 4,118 |
| FHLB advances | $2,000,000 | 4,565 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $18,392,000 | 3,215 |
| Tier 1 (core) risk-based capital | $32,720,000 | 2,011 |
| Tier 2 risk-based capital | $3,696,000 | 1,572 |
| Total risk weighted assets | $320,368,000 | 1,628 |
| Total unused commitments | $18,392,000 | 3,215 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 99 | 1,678 |
| Assets and Liabilities | ||
| Total Assets: | $392,324,000 | 1,786 |
| Cash and due from depository institutions | $11,797,000 | 1,678 |
| Interest-bearing balances | $34,000 | 6,354 |
| Securities | $40,451,000 | 2,733 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,377 |
| Net loans & leases | $315,893,000 | 1,576 |
| Loan loss allowance | $3,495,000 | 1,867 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $11,265,000 | 1,137 |
| Other real estate owned | $4,035,000 | 1,678 |
| Goodwill and other intangibles | $0 | 3,219 |
| All other assets | $8,883,000 | 2,089 |
| Life insurance assets | $462,000 | 3,431 |
| Total liabilities and capital | $392,325,000 | 1,786 |
| Total liabilities | $359,428,000 | 1,770 |
| Total deposits | $346,852,000 | 1,605 |
| Interest-bearing deposits | $301,610,000 | 1,619 |
| Deposits held in domestic offices | $346,852,000 | 1,602 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,392 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $10,000,000 | 3,170 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $2,576,000 | 1,893 |
| Total equity capital | $32,897,000 | 2,047 |
| Total bank equity capital | $32,897,000 | 2,047 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $615,000 | 3,619 |
| Surplus | $4,385,000 | 4,305 |
| Undivided profits | $27,897,000 | 1,224 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $28,961,000 | 476 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $587,000 | 350 |
| Income earned, not collected on loans | $2,633,000 | 1,377 |
| Earning assets | $356,378,000 | 1,793 |
| Long-term assets (5+ years) | $57,292,000 | 2,073 |
| Average Assets, year-to-date | $412,083,200 | 1,650 |
| Average Assets, quarterly | $397,237,500 | 1,748 |
| Volatile liabilities | $83,733,000 | 1,790 |
| Insider loans | $2,597,000 | 2,685 |
| FHLB advances | $0 | 5,445 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $19,460,000 | 3,114 |
| Tier 1 (core) risk-based capital | $32,893,000 | 1,962 |
| Tier 2 risk-based capital | $3,495,000 | 1,632 |
| Total risk weighted assets | $347,185,000 | 1,500 |
| Total unused commitments | $19,460,000 | 3,115 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 107 | 1,582 |
| Assets and Liabilities | ||
| Total Assets: | $402,151,000 | 1,731 |
| Cash and due from depository institutions | $14,550,000 | 1,582 |
| Interest-bearing balances | $34,000 | 5,947 |
| Securities | $51,954,000 | 2,173 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,854 |
| Net loans & leases | $312,387,000 | 1,590 |
| Loan loss allowance | $4,421,000 | 1,413 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $11,279,000 | 1,134 |
| Other real estate owned | $4,576,000 | 1,582 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $7,405,000 | 2,378 |
| Life insurance assets | $462,000 | 3,450 |
| Total liabilities and capital | $402,151,000 | 1,731 |
| Total liabilities | $368,635,000 | 1,708 |
| Total deposits | $355,494,000 | 1,530 |
| Interest-bearing deposits | $300,705,000 | 1,596 |
| Deposits held in domestic offices | $355,494,000 | 1,525 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,524 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $10,000,000 | 3,200 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $3,141,000 | 1,629 |
| Total equity capital | $33,516,000 | 2,037 |
| Total bank equity capital | $33,516,000 | 2,037 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $615,000 | 3,653 |
| Surplus | $4,385,000 | 4,309 |
| Undivided profits | $28,516,000 | 1,247 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $16,409,000 | 646 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $719,000 | 296 |
| Income earned, not collected on loans | $2,568,000 | 1,493 |
| Earning assets | $364,375,000 | 1,753 |
| Long-term assets (5+ years) | $70,790,000 | 1,719 |
| Average Assets, year-to-date | $417,023,000 | 1,635 |
| Average Assets, quarterly | $408,367,000 | 1,695 |
| Volatile liabilities | $79,285,000 | 1,799 |
| Insider loans | $1,124,000 | 4,216 |
| FHLB advances | $0 | 5,438 |
| Loans and leases held for sale | $82,000 | 1,552 |
| Unused loan commitments | $17,317,000 | 3,503 |
| Tier 1 (core) risk-based capital | $33,574,000 | 1,956 |
| Tier 2 risk-based capital | $4,293,000 | 1,322 |
| Total risk weighted assets | $343,284,000 | 1,517 |
| Total unused commitments | $17,317,000 | 3,505 |
| Derivatives | $82,000 | 1,061 |
| 2008-06-30 | Rank | |
| # of Employees: | 105 | 1,630 |
| Assets and Liabilities | ||
| Total Assets: | $414,583,000 | 1,683 |
| Cash and due from depository institutions | $7,143,000 | 1,630 |
| Interest-bearing balances | $34,000 | 5,900 |
| Securities | $69,436,000 | 1,722 |
| Federal funds sold & reverse repurchase agreements | $4,105,000 | 2,597 |
| Net loans & leases | $312,460,000 | 1,571 |
| Loan loss allowance | $4,595,000 | 1,298 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $11,370,000 | 1,111 |
| Other real estate owned | $2,234,000 | 1,630 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $7,835,000 | 2,238 |
| Life insurance assets | $462,000 | 3,472 |
| Total liabilities and capital | $414,583,000 | 1,683 |
| Total liabilities | $376,722,000 | 1,667 |
| Total deposits | $372,874,000 | 1,447 |
| Interest-bearing deposits | $321,675,000 | 1,469 |
| Deposits held in domestic offices | $372,874,000 | 1,444 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,577 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $0 | 5,770 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $3,848,000 | 1,392 |
| Total equity capital | $37,861,000 | 1,810 |
| Total bank equity capital | $37,861,000 | 1,810 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $615,000 | 3,685 |
| Surplus | $4,385,000 | 4,321 |
| Undivided profits | $32,861,000 | 1,092 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $14,314,000 | 638 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $116,000 | 739 |
| Income earned, not collected on loans | $2,623,000 | 1,410 |
| Earning assets | $386,035,000 | 1,656 |
| Long-term assets (5+ years) | $89,423,000 | 1,396 |
| Average Assets, year-to-date | $421,980,330 | 1,625 |
| Average Assets, quarterly | $422,892,500 | 1,635 |
| Volatile liabilities | $86,444,000 | 1,648 |
| Insider loans | $1,128,000 | 4,205 |
| FHLB advances | $0 | 5,355 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $21,233,000 | 3,192 |
| Tier 1 (core) risk-based capital | $39,447,000 | 1,662 |
| Tier 2 risk-based capital | $4,487,000 | 1,243 |
| Total risk weighted assets | $358,839,000 | 1,455 |
| Total unused commitments | $21,233,000 | 3,195 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 101 | 1,686 |
| Assets and Liabilities | ||
| Total Assets: | $431,202,000 | 1,615 |
| Cash and due from depository institutions | $8,718,000 | 1,686 |
| Interest-bearing balances | $34,000 | 5,856 |
| Securities | $65,985,000 | 1,793 |
| Federal funds sold & reverse repurchase agreements | $18,620,000 | 876 |
| Net loans & leases | $317,337,000 | 1,535 |
| Loan loss allowance | $4,747,000 | 1,198 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $11,479,000 | 1,097 |
| Other real estate owned | $961,000 | 1,686 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $8,102,000 | 2,138 |
| Life insurance assets | $462,000 | 3,489 |
| Total liabilities and capital | $431,202,000 | 1,615 |
| Total liabilities | $393,815,000 | 1,591 |
| Total deposits | $390,051,000 | 1,375 |
| Interest-bearing deposits | $345,098,000 | 1,351 |
| Deposits held in domestic offices | $390,051,000 | 1,371 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,157 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $0 | 5,604 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $3,764,000 | 1,509 |
| Total equity capital | $37,387,000 | 1,893 |
| Total bank equity capital | $37,387,000 | 1,893 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $615,000 | 3,696 |
| Surplus | $4,385,000 | 4,308 |
| Undivided profits | $32,387,000 | 1,175 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $22,859,000 | 360 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $161,000 | 628 |
| Income earned, not collected on loans | $2,378,000 | 1,619 |
| Earning assets | $401,976,000 | 1,583 |
| Long-term assets (5+ years) | $89,717,000 | 1,337 |
| Average Assets, year-to-date | $425,679,000 | 1,619 |
| Average Assets, quarterly | $425,679,000 | 1,619 |
| Volatile liabilities | $90,167,000 | 1,571 |
| Insider loans | $1,131,000 | 4,150 |
| FHLB advances | $0 | 5,198 |
| Loans and leases held for sale | $343,000 | 1,362 |
| Unused loan commitments | $16,424,000 | 3,790 |
| Tier 1 (core) risk-based capital | $38,051,000 | 1,716 |
| Tier 2 risk-based capital | $4,253,000 | 1,269 |
| Total risk weighted assets | $339,724,000 | 1,512 |
| Total unused commitments | $16,424,000 | 3,791 |
| Derivatives | $343,000 | 1,022 |
| 2007-12-31 | Rank | |
| # of Employees: | 103 | 1,662 |
| Assets and Liabilities | ||
| Total Assets: | $420,156,000 | 1,635 |
| Cash and due from depository institutions | $9,528,000 | 1,662 |
| Interest-bearing balances | $33,000 | 5,683 |
| Securities | $59,805,000 | 1,948 |
| Federal funds sold & reverse repurchase agreements | $10,440,000 | 1,318 |
| Net loans & leases | $321,143,000 | 1,497 |
| Loan loss allowance | $4,916,000 | 1,114 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $11,613,000 | 1,089 |
| Other real estate owned | $1,137,000 | 1,662 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $6,490,000 | 2,531 |
| Life insurance assets | $343,000 | 3,606 |
| Total liabilities and capital | $420,156,000 | 1,635 |
| Total liabilities | $383,312,000 | 1,607 |
| Total deposits | $379,899,000 | 1,392 |
| Interest-bearing deposits | $330,126,000 | 1,400 |
| Deposits held in domestic offices | $379,899,000 | 1,389 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,440 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,553 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $3,413,000 | 1,617 |
| Total equity capital | $36,844,000 | 1,901 |
| Total bank equity capital | $36,844,000 | 1,901 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $615,000 | 3,707 |
| Surplus | $4,385,000 | 4,281 |
| Undivided profits | $31,844,000 | 1,181 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $9,864,000 | 615 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,635,000 | 139 |
| Income earned, not collected on loans | $3,081,000 | 1,326 |
| Earning assets | $391,421,000 | 1,599 |
| Long-term assets (5+ years) | $83,765,000 | 1,349 |
| Average Assets, year-to-date | $439,403,800 | 1,501 |
| Average Assets, quarterly | $426,256,500 | 1,595 |
| Volatile liabilities | $79,007,000 | 1,777 |
| Insider loans | $1,045,000 | 4,288 |
| FHLB advances | $0 | 5,108 |
| Loans and leases held for sale | $256,000 | 1,420 |
| Unused loan commitments | $24,361,000 | 2,986 |
| Tier 1 (core) risk-based capital | $36,840,000 | 1,772 |
| Tier 2 risk-based capital | $3,952,000 | 1,356 |
| Total risk weighted assets | $315,174,000 | 1,604 |
| Total unused commitments | $24,361,000 | 2,986 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 105 | 1,621 |
| Assets and Liabilities | ||
| Total Assets: | $432,357,000 | 1,562 |
| Cash and due from depository institutions | $7,849,000 | 1,621 |
| Interest-bearing balances | $33,000 | 5,603 |
| Securities | $77,858,000 | 1,531 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,196 |
| Net loans & leases | $327,736,000 | 1,433 |
| Loan loss allowance | $5,155,000 | 1,022 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $11,633,000 | 1,061 |
| Other real estate owned | $812,000 | 1,621 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $6,469,000 | 2,523 |
| Life insurance assets | $343,000 | 3,581 |
| Total liabilities and capital | $432,357,000 | 1,562 |
| Total liabilities | $397,250,000 | 1,527 |
| Total deposits | $390,925,000 | 1,351 |
| Interest-bearing deposits | $338,799,000 | 1,358 |
| Deposits held in domestic offices | $390,925,000 | 1,347 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,260,000 | 2,616 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,543 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $5,065,000 | 1,166 |
| Total equity capital | $35,107,000 | 1,955 |
| Total bank equity capital | $35,107,000 | 1,955 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $615,000 | 3,695 |
| Surplus | $4,385,000 | 4,247 |
| Undivided profits | $30,107,000 | 1,261 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $10,342,000 | 475 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $495,000 | 324 |
| Income earned, not collected on loans | $3,176,000 | 1,365 |
| Earning assets | $405,627,000 | 1,528 |
| Long-term assets (5+ years) | $99,865,000 | 1,127 |
| Average Assets, year-to-date | $444,215,750 | 1,474 |
| Average Assets, quarterly | $440,507,000 | 1,515 |
| Volatile liabilities | $77,008,000 | 1,782 |
| Insider loans | $1,219,000 | 3,953 |
| FHLB advances | $0 | 5,081 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $21,784,000 | 3,247 |
| Tier 1 (core) risk-based capital | $35,106,000 | 1,844 |
| Tier 2 risk-based capital | $4,107,000 | 1,276 |
| Total risk weighted assets | $327,498,000 | 1,533 |
| Total unused commitments | $21,784,000 | 3,247 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 107 | 1,630 |
| Assets and Liabilities | ||
| Total Assets: | $448,657,000 | 1,497 |
| Cash and due from depository institutions | $6,659,000 | 1,630 |
| Interest-bearing balances | $26,000 | 5,820 |
| Securities | $78,195,000 | 1,511 |
| Federal funds sold & reverse repurchase agreements | $13,975,000 | 1,132 |
| Net loans & leases | $330,631,000 | 1,427 |
| Loan loss allowance | $5,191,000 | 1,011 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $11,769,000 | 1,036 |
| Other real estate owned | $690,000 | 1,630 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $6,738,000 | 2,453 |
| Life insurance assets | $343,000 | 3,596 |
| Total liabilities and capital | $448,657,000 | 1,497 |
| Total liabilities | $402,648,000 | 1,498 |
| Total deposits | $398,270,000 | 1,326 |
| Interest-bearing deposits | $344,256,000 | 1,338 |
| Deposits held in domestic offices | $398,270,000 | 1,321 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,494 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $4,378,000 | 1,279 |
| Total equity capital | $46,009,000 | 1,470 |
| Total bank equity capital | $46,009,000 | 1,470 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $615,000 | 3,715 |
| Surplus | $4,385,000 | 4,250 |
| Undivided profits | $41,009,000 | 896 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,954,000 | 826 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $3,368,000 | 1,189 |
| Earning assets | $422,827,000 | 1,437 |
| Long-term assets (5+ years) | $96,888,000 | 1,139 |
| Average Assets, year-to-date | $448,168,670 | 1,475 |
| Average Assets, quarterly | $445,944,000 | 1,492 |
| Volatile liabilities | $70,060,000 | 1,923 |
| Insider loans | $1,207,000 | 3,960 |
| FHLB advances | $0 | 5,027 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $25,180,000 | 2,957 |
| Tier 1 (core) risk-based capital | $46,008,000 | 1,400 |
| Tier 2 risk-based capital | $4,185,000 | 1,261 |
| Total risk weighted assets | $333,782,000 | 1,520 |
| Total unused commitments | $25,180,000 | 2,959 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 104 | 1,668 |
| Assets and Liabilities | ||
| Total Assets: | $443,231,000 | 1,513 |
| Cash and due from depository institutions | $6,140,000 | 1,668 |
| Interest-bearing balances | $43,000 | 5,557 |
| Securities | $78,426,000 | 1,515 |
| Federal funds sold & reverse repurchase agreements | $13,825,000 | 1,457 |
| Net loans & leases | $326,594,000 | 1,420 |
| Loan loss allowance | $5,191,000 | 994 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $11,901,000 | 991 |
| Other real estate owned | $36,000 | 1,668 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $6,309,000 | 2,518 |
| Life insurance assets | $248,000 | 3,706 |
| Total liabilities and capital | $443,231,000 | 1,513 |
| Total liabilities | $398,840,000 | 1,509 |
| Total deposits | $394,464,000 | 1,323 |
| Interest-bearing deposits | $344,194,000 | 1,327 |
| Deposits held in domestic offices | $394,464,000 | 1,318 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $0 | 5,479 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $4,376,000 | 1,301 |
| Total equity capital | $44,391,000 | 1,538 |
| Total bank equity capital | $44,391,000 | 1,538 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $615,000 | 3,714 |
| Surplus | $4,385,000 | 4,219 |
| Undivided profits | $39,391,000 | 946 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,981,000 | 706 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $3,018,000 | 1,299 |
| Earning assets | $418,888,000 | 1,453 |
| Long-term assets (5+ years) | $97,216,000 | 1,119 |
| Average Assets, year-to-date | $447,924,500 | 1,485 |
| Average Assets, quarterly | $447,924,500 | 1,485 |
| Volatile liabilities | $68,969,000 | 1,927 |
| Insider loans | $1,029,000 | 4,240 |
| FHLB advances | $0 | 5,010 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $30,251,000 | 2,626 |
| Tier 1 (core) risk-based capital | $44,381,000 | 1,427 |
| Tier 2 risk-based capital | $4,510,000 | 1,155 |
| Total risk weighted assets | $360,094,000 | 1,380 |
| Total unused commitments | $30,251,000 | 2,627 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 99 | 1,746 |
| Assets and Liabilities | ||
| Total Assets: | $452,618,000 | 1,461 |
| Cash and due from depository institutions | $7,070,000 | 1,746 |
| Interest-bearing balances | $35,000 | 5,679 |
| Securities | $78,988,000 | 1,542 |
| Federal funds sold & reverse repurchase agreements | $29,975,000 | 510 |
| Net loans & leases | $318,391,000 | 1,441 |
| Loan loss allowance | $5,192,000 | 978 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $11,891,000 | 964 |
| Other real estate owned | $36,000 | 1,746 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $6,267,000 | 2,537 |
| Life insurance assets | $248,000 | 3,694 |
| Total liabilities and capital | $452,618,000 | 1,461 |
| Total liabilities | $407,574,000 | 1,445 |
| Total deposits | $403,717,000 | 1,277 |
| Interest-bearing deposits | $350,985,000 | 1,270 |
| Deposits held in domestic offices | $403,717,000 | 1,274 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,610 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $3,857,000 | 1,424 |
| Total equity capital | $45,044,000 | 1,472 |
| Total bank equity capital | $45,044,000 | 1,472 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $615,000 | 3,717 |
| Surplus | $4,385,000 | 4,173 |
| Undivided profits | $40,044,000 | 908 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,616,000 | 686 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $23,000 | 986 |
| Income earned, not collected on loans | $3,121,000 | 1,283 |
| Earning assets | $427,389,000 | 1,405 |
| Long-term assets (5+ years) | $96,442,000 | 1,119 |
| Average Assets, year-to-date | $426,737,600 | 1,468 |
| Average Assets, quarterly | $444,266,000 | 1,464 |
| Volatile liabilities | $70,170,000 | 2,032 |
| Insider loans | $19,000 | 7,570 |
| FHLB advances | $0 | 5,139 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $20,440,000 | 3,266 |
| Tier 1 (core) risk-based capital | $45,034,000 | 1,376 |
| Tier 2 risk-based capital | $4,384,000 | 1,166 |
| Total risk weighted assets | $349,886,000 | 1,395 |
| Total unused commitments | $20,440,000 | 3,266 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 101 | 1,729 |
| Assets and Liabilities | ||
| Total Assets: | $435,914,000 | 1,495 |
| Cash and due from depository institutions | $6,187,000 | 1,729 |
| Interest-bearing balances | $43,000 | 5,588 |
| Securities | $79,153,000 | 1,540 |
| Federal funds sold & reverse repurchase agreements | $7,974,000 | 1,746 |
| Net loans & leases | $322,928,000 | 1,417 |
| Loan loss allowance | $5,197,000 | 997 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $12,009,000 | 937 |
| Other real estate owned | $36,000 | 1,729 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $7,627,000 | 2,162 |
| Life insurance assets | $248,000 | 3,668 |
| Total liabilities and capital | $435,914,000 | 1,495 |
| Total liabilities | $392,584,000 | 1,498 |
| Total deposits | $387,562,000 | 1,322 |
| Interest-bearing deposits | $333,295,000 | 1,328 |
| Deposits held in domestic offices | $387,562,000 | 1,317 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,812 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $5,022,000 | 1,107 |
| Total equity capital | $43,330,000 | 1,513 |
| Total bank equity capital | $43,330,000 | 1,513 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $615,000 | 3,743 |
| Surplus | $4,385,000 | 4,153 |
| Undivided profits | $38,330,000 | 957 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,225,000 | 735 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $63,000 | 855 |
| Income earned, not collected on loans | $2,960,000 | 1,335 |
| Earning assets | $410,098,000 | 1,455 |
| Long-term assets (5+ years) | $98,702,000 | 1,090 |
| Average Assets, year-to-date | $420,267,500 | 1,503 |
| Average Assets, quarterly | $433,665,500 | 1,488 |
| Volatile liabilities | $66,360,000 | 2,124 |
| Insider loans | $20,000 | 7,626 |
| FHLB advances | $0 | 5,308 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $26,840,000 | 2,820 |
| Tier 1 (core) risk-based capital | $43,320,000 | 1,434 |
| Tier 2 risk-based capital | $4,412,000 | 1,167 |
| Total risk weighted assets | $352,173,000 | 1,377 |
| Total unused commitments | $26,840,000 | 2,821 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 105 | 1,673 |
| Assets and Liabilities | ||
| Total Assets: | $431,417,000 | 1,500 |
| Cash and due from depository institutions | $8,074,000 | 1,673 |
| Interest-bearing balances | $18,000 | 6,130 |
| Securities | $79,482,000 | 1,534 |
| Federal funds sold & reverse repurchase agreements | $9,125,000 | 1,391 |
| Net loans & leases | $316,107,000 | 1,425 |
| Loan loss allowance | $5,197,000 | 973 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $12,128,000 | 906 |
| Other real estate owned | $36,000 | 1,673 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $6,465,000 | 2,429 |
| Life insurance assets | $248,000 | 3,647 |
| Total liabilities and capital | $431,417,000 | 1,500 |
| Total liabilities | $386,143,000 | 1,510 |
| Total deposits | $381,914,000 | 1,318 |
| Interest-bearing deposits | $330,750,000 | 1,307 |
| Deposits held in domestic offices | $381,914,000 | 1,314 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $0 | 5,848 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $4,229,000 | 1,203 |
| Total equity capital | $45,274,000 | 1,387 |
| Total bank equity capital | $45,274,000 | 1,387 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $615,000 | 3,740 |
| Surplus | $4,385,000 | 4,116 |
| Undivided profits | $40,274,000 | 866 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,497,000 | 1,083 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $65,000 | 861 |
| Income earned, not collected on loans | $3,067,000 | 1,150 |
| Earning assets | $404,732,000 | 1,461 |
| Long-term assets (5+ years) | $96,446,000 | 1,082 |
| Average Assets, year-to-date | $415,052,000 | 1,519 |
| Average Assets, quarterly | $425,321,500 | 1,504 |
| Volatile liabilities | $68,188,000 | 2,034 |
| Insider loans | $95,000 | 7,175 |
| FHLB advances | $0 | 5,334 |
| Loans and leases held for sale | $133,000 | 1,602 |
| Unused loan commitments | $25,877,000 | 2,891 |
| Tier 1 (core) risk-based capital | $45,272,000 | 1,327 |
| Tier 2 risk-based capital | $4,085,000 | 1,243 |
| Total risk weighted assets | $325,714,000 | 1,468 |
| Total unused commitments | $25,877,000 | 2,892 |
| Derivatives | $133,000 | 970 |
| 2006-03-31 | Rank | |
| # of Employees: | 103 | 1,683 |
| Assets and Liabilities | ||
| Total Assets: | $419,226,000 | 1,519 |
| Cash and due from depository institutions | $5,968,000 | 1,683 |
| Interest-bearing balances | $9,000 | 6,428 |
| Securities | $79,470,000 | 1,540 |
| Federal funds sold & reverse repurchase agreements | $1,800,000 | 4,414 |
| Net loans & leases | $313,863,000 | 1,380 |
| Loan loss allowance | $5,235,000 | 957 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $12,122,000 | 880 |
| Other real estate owned | $36,000 | 1,683 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $5,967,000 | 2,527 |
| Life insurance assets | $248,000 | 3,611 |
| Total liabilities and capital | $419,226,000 | 1,519 |
| Total liabilities | $375,802,000 | 1,523 |
| Total deposits | $371,459,000 | 1,348 |
| Interest-bearing deposits | $325,296,000 | 1,303 |
| Deposits held in domestic offices | $371,459,000 | 1,345 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $4,343,000 | 1,170 |
| Total equity capital | $43,424,000 | 1,425 |
| Total bank equity capital | $43,424,000 | 1,425 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $615,000 | 3,729 |
| Surplus | $4,385,000 | 4,046 |
| Undivided profits | $38,424,000 | 900 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,021,000 | 883 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $145,000 | 633 |
| Income earned, not collected on loans | $2,562,000 | 1,321 |
| Earning assets | $395,142,000 | 1,472 |
| Long-term assets (5+ years) | $95,789,000 | 1,079 |
| Average Assets, year-to-date | $406,869,500 | 1,553 |
| Average Assets, quarterly | $406,869,500 | 1,553 |
| Volatile liabilities | $64,760,000 | 2,040 |
| Insider loans | $20,000 | 7,692 |
| FHLB advances | $0 | 5,285 |
| Loans and leases held for sale | $86,000 | 1,621 |
| Unused loan commitments | $28,336,000 | 2,671 |
| Tier 1 (core) risk-based capital | $43,414,000 | 1,357 |
| Tier 2 risk-based capital | $4,285,000 | 1,160 |
| Total risk weighted assets | $341,883,000 | 1,347 |
| Total unused commitments | $28,336,000 | 2,674 |
| Derivatives | $86,000 | 969 |
| 2005-12-31 | Rank | |
| # of Employees: | 104 | 1,656 |
| Assets and Liabilities | ||
| Total Assets: | $394,513,000 | 1,615 |
| Cash and due from depository institutions | $6,056,000 | 1,656 |
| Interest-bearing balances | $1,000 | 6,749 |
| Securities | $79,558,000 | 1,530 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $291,190,000 | 1,479 |
| Loan loss allowance | $5,235,000 | 939 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $11,811,000 | 891 |
| Other real estate owned | $36,000 | 1,656 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $5,862,000 | 2,548 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $394,513,000 | 1,615 |
| Total liabilities | $352,952,000 | 1,620 |
| Total deposits | $348,394,000 | 1,417 |
| Interest-bearing deposits | $300,759,000 | 1,401 |
| Deposits held in domestic offices | $348,394,000 | 1,413 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,025,000 | 2,754 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,856 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $3,533,000 | 1,366 |
| Total equity capital | $41,561,000 | 1,465 |
| Total bank equity capital | $41,561,000 | 1,465 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $615,000 | 3,746 |
| Surplus | $4,385,000 | 4,005 |
| Undivided profits | $36,561,000 | 942 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,542,000 | 749 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $463,000 | 323 |
| Income earned, not collected on loans | $2,696,000 | 1,235 |
| Earning assets | $370,749,000 | 1,561 |
| Long-term assets (5+ years) | $97,066,000 | 1,044 |
| Average Assets, year-to-date | $374,706,400 | 1,624 |
| Average Assets, quarterly | $391,991,000 | 1,597 |
| Volatile liabilities | $64,805,000 | 1,978 |
| Insider loans | $19,000 | 7,714 |
| FHLB advances | $0 | 5,326 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $38,989,000 | 2,115 |
| Tier 1 (core) risk-based capital | $41,546,000 | 1,399 |
| Tier 2 risk-based capital | $3,992,000 | 1,225 |
| Total risk weighted assets | $318,157,000 | 1,428 |
| Total unused commitments | $38,989,000 | 2,115 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 92 | 1,879 |
| Assets and Liabilities | ||
| Total Assets: | $389,469,000 | 1,598 |
| Cash and due from depository institutions | $5,551,000 | 1,879 |
| Interest-bearing balances | $0 | 6,835 |
| Securities | $80,566,000 | 1,512 |
| Federal funds sold & reverse repurchase agreements | $7,200,000 | 1,727 |
| Net loans & leases | $279,775,000 | 1,518 |
| Loan loss allowance | $5,377,000 | 905 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $10,896,000 | 964 |
| Other real estate owned | $36,000 | 1,879 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $5,445,000 | 2,656 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $389,469,000 | 1,598 |
| Total liabilities | $349,766,000 | 1,594 |
| Total deposits | $345,500,000 | 1,400 |
| Interest-bearing deposits | $295,901,000 | 1,396 |
| Deposits held in domestic offices | $345,500,000 | 1,396 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $0 | 5,928 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $4,266,000 | 1,123 |
| Total equity capital | $39,703,000 | 1,519 |
| Total bank equity capital | $39,703,000 | 1,519 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $615,000 | 3,734 |
| Surplus | $4,385,000 | 3,968 |
| Undivided profits | $34,703,000 | 991 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,857,000 | 694 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $22,000 | 1,091 |
| Income earned, not collected on loans | $2,456,000 | 1,307 |
| Earning assets | $367,541,000 | 1,536 |
| Long-term assets (5+ years) | $100,038,000 | 1,011 |
| Average Assets, year-to-date | $369,754,750 | 1,636 |
| Average Assets, quarterly | $380,752,500 | 1,625 |
| Volatile liabilities | $62,295,000 | 1,993 |
| Insider loans | $19,000 | 7,767 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $24,029,000 | 2,904 |
| Tier 1 (core) risk-based capital | $39,682,000 | 1,436 |
| Tier 2 risk-based capital | $3,869,000 | 1,235 |
| Total risk weighted assets | $308,051,000 | 1,439 |
| Total unused commitments | $24,029,000 | 2,907 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 99 | 1,740 |
| Assets and Liabilities | ||
| Total Assets: | $372,036,000 | 1,650 |
| Cash and due from depository institutions | $5,888,000 | 1,740 |
| Interest-bearing balances | $0 | 6,834 |
| Securities | $68,726,000 | 1,770 |
| Federal funds sold & reverse repurchase agreements | $11,200,000 | 1,056 |
| Net loans & leases | $271,011,000 | 1,522 |
| Loan loss allowance | $5,403,000 | 891 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $9,969,000 | 1,042 |
| Other real estate owned | $36,000 | 1,740 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $5,206,000 | 2,665 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $372,036,000 | 1,650 |
| Total liabilities | $334,148,000 | 1,652 |
| Total deposits | $330,844,000 | 1,441 |
| Interest-bearing deposits | $284,930,000 | 1,421 |
| Deposits held in domestic offices | $330,844,000 | 1,437 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,868 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $3,304,000 | 1,314 |
| Total equity capital | $37,888,000 | 1,566 |
| Total bank equity capital | $37,888,000 | 1,566 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $615,000 | 3,723 |
| Surplus | $4,385,000 | 3,925 |
| Undivided profits | $32,888,000 | 1,032 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,082,000 | 650 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $145,000 | 670 |
| Income earned, not collected on loans | $2,337,000 | 1,251 |
| Earning assets | $350,937,000 | 1,592 |
| Long-term assets (5+ years) | $88,524,000 | 1,107 |
| Average Assets, year-to-date | $363,183,330 | 1,646 |
| Average Assets, quarterly | $367,878,500 | 1,646 |
| Volatile liabilities | $58,728,000 | 2,004 |
| Insider loans | $0 | 7,951 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $30,301,000 | 2,428 |
| Tier 1 (core) risk-based capital | $37,868,000 | 1,462 |
| Tier 2 risk-based capital | $3,689,000 | 1,278 |
| Total risk weighted assets | $293,386,000 | 1,477 |
| Total unused commitments | $30,301,000 | 2,429 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 101 | 1,693 |
| Assets and Liabilities | ||
| Total Assets: | $363,721,000 | 1,658 |
| Cash and due from depository institutions | $5,528,000 | 1,693 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $63,998,000 | 1,930 |
| Federal funds sold & reverse repurchase agreements | $11,575,000 | 1,083 |
| Net loans & leases | $267,784,000 | 1,485 |
| Loan loss allowance | $5,473,000 | 880 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $9,850,000 | 1,028 |
| Other real estate owned | $36,000 | 1,693 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $4,950,000 | 2,733 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $363,721,000 | 1,658 |
| Total liabilities | $327,666,000 | 1,653 |
| Total deposits | $324,448,000 | 1,453 |
| Interest-bearing deposits | $281,812,000 | 1,412 |
| Deposits held in domestic offices | $324,448,000 | 1,449 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,784 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $3,218,000 | 1,345 |
| Total equity capital | $36,055,000 | 1,597 |
| Total bank equity capital | $36,055,000 | 1,597 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $615,000 | 3,735 |
| Surplus | $4,385,000 | 3,908 |
| Undivided profits | $31,055,000 | 1,056 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,025,000 | 654 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $472,000 | 333 |
| Income earned, not collected on loans | $2,145,000 | 1,347 |
| Earning assets | $343,357,000 | 1,613 |
| Long-term assets (5+ years) | $82,914,000 | 1,185 |
| Average Assets, year-to-date | $358,757,000 | 1,669 |
| Average Assets, quarterly | $358,757,000 | 1,669 |
| Volatile liabilities | $58,819,000 | 1,914 |
| Insider loans | $5,000 | 7,944 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $17,128,000 | 3,460 |
| Tier 1 (core) risk-based capital | $36,031,000 | 1,508 |
| Tier 2 risk-based capital | $3,629,000 | 1,291 |
| Total risk weighted assets | $288,481,000 | 1,466 |
| Total unused commitments | $17,128,000 | 3,461 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 93 | 1,835 |
| Assets and Liabilities | ||
| Total Assets: | $353,793,000 | 1,698 |
| Cash and due from depository institutions | $8,064,000 | 1,835 |
| Interest-bearing balances | $0 | 6,872 |
| Securities | $62,391,000 | 1,999 |
| Federal funds sold & reverse repurchase agreements | $2,875,000 | 3,298 |
| Net loans & leases | $265,047,000 | 1,493 |
| Loan loss allowance | $5,375,000 | 899 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $9,825,000 | 1,014 |
| Other real estate owned | $36,000 | 1,835 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $5,555,000 | 2,450 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $353,793,000 | 1,698 |
| Total liabilities | $319,518,000 | 1,688 |
| Total deposits | $317,226,000 | 1,483 |
| Interest-bearing deposits | $271,030,000 | 1,463 |
| Deposits held in domestic offices | $317,226,000 | 1,478 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $0 | 5,836 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $2,292,000 | 1,720 |
| Total equity capital | $34,275,000 | 1,683 |
| Total bank equity capital | $34,275,000 | 1,683 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $615,000 | 3,739 |
| Surplus | $4,385,000 | 3,871 |
| Undivided profits | $29,275,000 | 1,135 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,588,000 | 1,027 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $2,224,000 | 1,244 |
| Earning assets | $330,313,000 | 1,659 |
| Long-term assets (5+ years) | $81,556,000 | 1,236 |
| Average Assets, year-to-date | $343,531,800 | 1,654 |
| Average Assets, quarterly | $352,101,500 | 1,679 |
| Volatile liabilities | $58,970,000 | 1,853 |
| Insider loans | $6,000 | 7,983 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $238,000 | 1,398 |
| Unused loan commitments | $17,845,000 | 3,241 |
| Tier 1 (core) risk-based capital | $34,252,000 | 1,564 |
| Tier 2 risk-based capital | $3,561,000 | 1,295 |
| Total risk weighted assets | $283,048,000 | 1,476 |
| Total unused commitments | $17,845,000 | 3,244 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 95 | 1,794 |
| Assets and Liabilities | ||
| Total Assets: | $350,410,000 | 1,679 |
| Cash and due from depository institutions | $7,569,000 | 1,794 |
| Interest-bearing balances | $0 | 6,935 |
| Securities | $59,301,000 | 2,069 |
| Federal funds sold & reverse repurchase agreements | $9,925,000 | 1,148 |
| Net loans & leases | $260,917,000 | 1,483 |
| Loan loss allowance | $5,225,000 | 909 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $8,265,000 | 1,199 |
| Other real estate owned | $36,000 | 1,794 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $4,397,000 | 2,894 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $350,410,000 | 1,679 |
| Total liabilities | $317,918,000 | 1,667 |
| Total deposits | $314,724,000 | 1,461 |
| Interest-bearing deposits | $263,700,000 | 1,490 |
| Deposits held in domestic offices | $314,724,000 | 1,455 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $0 | 5,863 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $3,194,000 | 1,326 |
| Total equity capital | $32,492,000 | 1,763 |
| Total bank equity capital | $32,492,000 | 1,763 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $615,000 | 3,756 |
| Surplus | $4,385,000 | 3,827 |
| Undivided profits | $27,492,000 | 1,224 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,290,000 | 857 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $1,978,000 | 1,486 |
| Earning assets | $330,143,000 | 1,631 |
| Long-term assets (5+ years) | $75,156,000 | 1,372 |
| Average Assets, year-to-date | $340,966,500 | 1,655 |
| Average Assets, quarterly | $350,451,500 | 1,664 |
| Volatile liabilities | $55,277,000 | 1,922 |
| Insider loans | $7,000 | 8,003 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $529,000 | 1,155 |
| Unused loan commitments | $22,099,000 | 2,801 |
| Tier 1 (core) risk-based capital | $32,467,000 | 1,642 |
| Tier 2 risk-based capital | $3,471,000 | 1,325 |
| Total risk weighted assets | $275,826,000 | 1,486 |
| Total unused commitments | $22,099,000 | 2,805 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 90 | 1,911 |
| Assets and Liabilities | ||
| Total Assets: | $350,493,000 | 1,648 |
| Cash and due from depository institutions | $5,302,000 | 1,911 |
| Interest-bearing balances | $0 | 6,951 |
| Securities | $64,158,000 | 1,948 |
| Federal funds sold & reverse repurchase agreements | $14,900,000 | 723 |
| Net loans & leases | $253,960,000 | 1,477 |
| Loan loss allowance | $5,066,000 | 925 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $7,650,000 | 1,283 |
| Other real estate owned | $36,000 | 1,911 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $4,487,000 | 2,833 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $350,493,000 | 1,648 |
| Total liabilities | $319,802,000 | 1,631 |
| Total deposits | $317,014,000 | 1,418 |
| Interest-bearing deposits | $270,645,000 | 1,427 |
| Deposits held in domestic offices | $317,014,000 | 1,413 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,862 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $2,788,000 | 1,368 |
| Total equity capital | $30,691,000 | 1,774 |
| Total bank equity capital | $30,691,000 | 1,774 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $615,000 | 3,777 |
| Surplus | $4,385,000 | 3,793 |
| Undivided profits | $25,691,000 | 1,234 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,597,000 | 1,094 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $2,069,000 | 1,301 |
| Earning assets | $333,018,000 | 1,590 |
| Long-term assets (5+ years) | $79,761,000 | 1,323 |
| Average Assets, year-to-date | $337,818,670 | 1,662 |
| Average Assets, quarterly | $342,720,500 | 1,665 |
| Volatile liabilities | $59,394,000 | 1,764 |
| Insider loans | $25,000 | 7,889 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $16,118,000 | 3,435 |
| Tier 1 (core) risk-based capital | $30,665,000 | 1,694 |
| Tier 2 risk-based capital | $3,366,000 | 1,334 |
| Total risk weighted assets | $267,826,000 | 1,501 |
| Total unused commitments | $16,118,000 | 3,438 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 100 | 1,699 |
| Assets and Liabilities | ||
| Total Assets: | $334,948,000 | 1,701 |
| Cash and due from depository institutions | $5,292,000 | 1,699 |
| Interest-bearing balances | $0 | 6,987 |
| Securities | $65,672,000 | 1,910 |
| Federal funds sold & reverse repurchase agreements | $5,325,000 | 2,686 |
| Net loans & leases | $246,864,000 | 1,481 |
| Loan loss allowance | $4,967,000 | 938 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $7,398,000 | 1,300 |
| Other real estate owned | $36,000 | 1,699 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $4,361,000 | 2,775 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $334,948,000 | 1,701 |
| Total liabilities | $306,065,000 | 1,681 |
| Total deposits | $302,941,000 | 1,489 |
| Interest-bearing deposits | $264,817,000 | 1,456 |
| Deposits held in domestic offices | $302,941,000 | 1,485 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $3,124,000 | 1,395 |
| Total equity capital | $28,883,000 | 1,938 |
| Total bank equity capital | $28,883,000 | 1,938 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $615,000 | 3,782 |
| Surplus | $4,385,000 | 3,753 |
| Undivided profits | $23,883,000 | 1,400 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,169,000 | 1,380 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $1,964,000 | 1,365 |
| Earning assets | $317,861,000 | 1,649 |
| Long-term assets (5+ years) | $80,332,000 | 1,273 |
| Average Assets, year-to-date | $331,481,500 | 1,703 |
| Average Assets, quarterly | $331,481,500 | 1,703 |
| Volatile liabilities | $57,834,000 | 1,730 |
| Insider loans | $25,000 | 7,888 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $23,973,000 | 2,586 |
| Tier 1 (core) risk-based capital | $28,853,000 | 1,803 |
| Tier 2 risk-based capital | $3,266,000 | 1,357 |
| Total risk weighted assets | $259,585,000 | 1,507 |
| Total unused commitments | $23,973,000 | 2,594 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 87 | 1,987 |
| Assets and Liabilities | ||
| Total Assets: | $328,015,000 | 1,730 |
| Cash and due from depository institutions | $5,642,000 | 1,987 |
| Interest-bearing balances | $0 | 6,994 |
| Securities | $57,028,000 | 2,224 |
| Federal funds sold & reverse repurchase agreements | $9,350,000 | 1,267 |
| Net loans & leases | $243,910,000 | 1,483 |
| Loan loss allowance | $4,812,000 | 973 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $7,375,000 | 1,297 |
| Other real estate owned | $36,000 | 1,987 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $4,674,000 | 2,639 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $328,015,000 | 1,730 |
| Total liabilities | $300,930,000 | 1,697 |
| Total deposits | $298,106,000 | 1,502 |
| Interest-bearing deposits | $258,779,000 | 1,484 |
| Deposits held in domestic offices | $298,106,000 | 1,500 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $2,824,000 | 1,440 |
| Total equity capital | $27,085,000 | 2,033 |
| Total bank equity capital | $27,085,000 | 2,033 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $615,000 | 3,813 |
| Surplus | $4,385,000 | 3,720 |
| Undivided profits | $22,085,000 | 1,466 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,405,000 | 1,285 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $1,931,000 | 1,441 |
| Earning assets | $310,288,000 | 1,668 |
| Long-term assets (5+ years) | $18,317,000 | 3,760 |
| Average Assets, year-to-date | $301,257,200 | 1,809 |
| Average Assets, quarterly | $316,849,500 | 1,772 |
| Volatile liabilities | $51,467,000 | 1,918 |
| Insider loans | $25,000 | 7,955 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $18,901,000 | 2,950 |
| Tier 1 (core) risk-based capital | $27,051,000 | 1,921 |
| Tier 2 risk-based capital | $3,202,000 | 1,379 |
| Total risk weighted assets | $254,734,000 | 1,524 |
| Total unused commitments | $18,901,000 | 2,952 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 100 | 1,747 |
| Assets and Liabilities | ||
| Total Assets: | $305,684,000 | 1,854 |
| Cash and due from depository institutions | $6,373,000 | 1,747 |
| Interest-bearing balances | $0 | 7,032 |
| Securities | $51,981,000 | 2,377 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $235,851,000 | 1,522 |
| Loan loss allowance | $4,660,000 | 1,003 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $7,250,000 | 1,307 |
| Other real estate owned | $36,000 | 1,747 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $4,193,000 | 2,866 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $305,684,000 | 1,854 |
| Total liabilities | $280,307,000 | 1,812 |
| Total deposits | $274,182,000 | 1,638 |
| Interest-bearing deposits | $234,627,000 | 1,645 |
| Deposits held in domestic offices | $274,182,000 | 1,636 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,400,000 | 2,067 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $3,725,000 | 1,218 |
| Total equity capital | $25,377,000 | 2,183 |
| Total bank equity capital | $25,377,000 | 2,183 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $615,000 | 3,841 |
| Surplus | $4,385,000 | 3,649 |
| Undivided profits | $20,377,000 | 1,608 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,105,000 | 1,557 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $1,789,000 | 1,706 |
| Earning assets | $287,832,000 | 1,795 |
| Long-term assets (5+ years) | $64,277,000 | 1,577 |
| Average Assets, year-to-date | $294,567,750 | 1,864 |
| Average Assets, quarterly | $298,923,500 | 1,883 |
| Volatile liabilities | $49,756,000 | 1,913 |
| Insider loans | $25,000 | 8,010 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $138,000 | 1,806 |
| Unused loan commitments | $18,344,000 | 3,006 |
| Tier 1 (core) risk-based capital | $25,337,000 | 2,060 |
| Tier 2 risk-based capital | $3,040,000 | 1,440 |
| Total risk weighted assets | $241,558,000 | 1,594 |
| Total unused commitments | $18,344,000 | 3,008 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 80 | 2,180 |
| Assets and Liabilities | ||
| Total Assets: | $292,163,000 | 1,915 |
| Cash and due from depository institutions | $5,621,000 | 2,180 |
| Interest-bearing balances | $0 | 7,050 |
| Securities | $52,617,000 | 2,297 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $224,016,000 | 1,596 |
| Loan loss allowance | $4,502,000 | 1,020 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $6,398,000 | 1,472 |
| Other real estate owned | $36,000 | 2,180 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $3,475,000 | 3,158 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $292,163,000 | 1,915 |
| Total liabilities | $268,455,000 | 1,881 |
| Total deposits | $265,488,000 | 1,683 |
| Interest-bearing deposits | $228,251,000 | 1,666 |
| Deposits held in domestic offices | $265,488,000 | 1,677 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $2,967,000 | 1,495 |
| Total equity capital | $23,708,000 | 2,319 |
| Total bank equity capital | $23,708,000 | 2,319 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $615,000 | 3,841 |
| Surplus | $4,385,000 | 3,615 |
| Undivided profits | $18,708,000 | 1,759 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,209,000 | 1,482 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $2,087,000 | 1,338 |
| Earning assets | $276,633,000 | 1,847 |
| Long-term assets (5+ years) | $64,300,000 | 1,498 |
| Average Assets, year-to-date | $290,862,330 | 1,874 |
| Average Assets, quarterly | $293,217,000 | 1,885 |
| Volatile liabilities | $45,706,000 | 2,036 |
| Insider loans | $25,000 | 8,067 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $19,262,000 | 2,882 |
| Tier 1 (core) risk-based capital | $23,656,000 | 2,176 |
| Tier 2 risk-based capital | $2,923,000 | 1,452 |
| Total risk weighted assets | $232,225,000 | 1,625 |
| Total unused commitments | $19,262,000 | 2,890 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 85 | 2,037 |
| Assets and Liabilities | ||
| Total Assets: | $294,271,000 | 1,861 |
| Cash and due from depository institutions | $5,868,000 | 2,037 |
| Interest-bearing balances | $0 | 7,012 |
| Securities | $58,191,000 | 2,069 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,247 |
| Net loans & leases | $222,312,000 | 1,586 |
| Loan loss allowance | $4,502,000 | 1,012 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $4,488,000 | 2,095 |
| Other real estate owned | $36,000 | 2,037 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $3,376,000 | 3,188 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $294,271,000 | 1,861 |
| Total liabilities | $272,219,000 | 1,813 |
| Total deposits | $264,126,000 | 1,667 |
| Interest-bearing deposits | $229,899,000 | 1,647 |
| Deposits held in domestic offices | $264,126,000 | 1,664 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,250,000 | 1,503 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $3,843,000 | 1,238 |
| Total equity capital | $22,052,000 | 2,421 |
| Total bank equity capital | $22,052,000 | 2,421 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $615,000 | 3,855 |
| Surplus | $4,385,000 | 3,571 |
| Undivided profits | $17,052,000 | 1,859 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,923,000 | 1,655 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $2,025,000 | 1,429 |
| Earning assets | $280,503,000 | 1,793 |
| Long-term assets (5+ years) | $67,995,000 | 1,398 |
| Average Assets, year-to-date | $290,212,000 | 1,873 |
| Average Assets, quarterly | $290,212,000 | 1,873 |
| Volatile liabilities | $49,506,000 | 1,865 |
| Insider loans | $25,000 | 8,081 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $16,639,000 | 3,064 |
| Tier 1 (core) risk-based capital | $21,974,000 | 2,278 |
| Tier 2 risk-based capital | $2,849,000 | 1,457 |
| Total risk weighted assets | $226,246,000 | 1,627 |
| Total unused commitments | $16,639,000 | 3,075 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 85 | 2,018 |
| Assets and Liabilities | ||
| Total Assets: | $286,153,000 | 1,883 |
| Cash and due from depository institutions | $6,602,000 | 2,018 |
| Interest-bearing balances | $0 | 7,009 |
| Securities | $56,310,000 | 2,112 |
| Federal funds sold & reverse repurchase agreements | $675,000 | 6,224 |
| Net loans & leases | $215,324,000 | 1,615 |
| Loan loss allowance | $4,321,000 | 1,020 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $4,535,000 | 2,049 |
| Other real estate owned | $36,000 | 2,018 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $2,671,000 | 3,794 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $286,153,000 | 1,883 |
| Total liabilities | $265,778,000 | 1,828 |
| Total deposits | $263,770,000 | 1,619 |
| Interest-bearing deposits | $227,075,000 | 1,635 |
| Deposits held in domestic offices | $263,770,000 | 1,616 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,008,000 | 2,015 |
| Total equity capital | $20,375,000 | 2,574 |
| Total bank equity capital | $20,375,000 | 2,574 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $615,000 | 3,856 |
| Surplus | $4,385,000 | 3,535 |
| Undivided profits | $15,375,000 | 2,026 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,057,000 | 1,018 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $1,883,000 | 1,622 |
| Earning assets | $272,309,000 | 1,811 |
| Long-term assets (5+ years) | $61,937,000 | 1,479 |
| Average Assets, year-to-date | $271,241,600 | 1,879 |
| Average Assets, quarterly | $285,441,000 | 1,860 |
| Volatile liabilities | $45,317,000 | 1,993 |
| Insider loans | $25,000 | 8,127 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $1,025,000 | 1,341 |
| Unused loan commitments | $15,905,000 | 3,054 |
| Tier 1 (core) risk-based capital | $20,235,000 | 2,427 |
| Tier 2 risk-based capital | $2,594,000 | 1,559 |
| Total risk weighted assets | $205,798,000 | 1,744 |
| Total unused commitments | $15,905,000 | 3,058 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 74 | 2,309 |
| Assets and Liabilities | ||
| Total Assets: | $252,247,000 | 2,007 |
| Cash and due from depository institutions | $7,280,000 | 2,309 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $48,527,000 | 2,257 |
| Federal funds sold & reverse repurchase agreements | $3,550,000 | 3,526 |
| Net loans & leases | $185,587,000 | 1,780 |
| Loan loss allowance | $3,500,000 | 1,179 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $4,020,000 | 2,252 |
| Other real estate owned | $0 | 2,309 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $3,283,000 | 3,160 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $252,247,000 | 2,007 |
| Total liabilities | $234,732,000 | 1,950 |
| Total deposits | $232,561,000 | 1,756 |
| Interest-bearing deposits | $204,869,000 | 1,712 |
| Deposits held in domestic offices | $232,561,000 | 1,752 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $2,171,000 | 1,871 |
| Total equity capital | $17,515,000 | 2,757 |
| Total bank equity capital | $17,515,000 | 2,757 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $615,000 | 3,924 |
| Surplus | $4,385,000 | 3,440 |
| Undivided profits | $12,515,000 | 2,270 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,431,000 | 2,020 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $1,802,000 | 1,841 |
| Earning assets | $237,664,000 | 1,959 |
| Long-term assets (5+ years) | $52,098,000 | 1,657 |
| Average Assets, year-to-date | $246,469,200 | 1,978 |
| Average Assets, quarterly | $252,959,000 | 1,983 |
| Volatile liabilities | $35,163,000 | 2,370 |
| Insider loans | $163,000 | 7,202 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $429,000 | 1,450 |
| Unused loan commitments | $10,729,000 | 3,771 |
| Tier 1 (core) risk-based capital | $17,379,000 | 2,654 |
| Tier 2 risk-based capital | $2,291,000 | 1,630 |
| Total risk weighted assets | $182,095,000 | 1,862 |
| Total unused commitments | $10,729,000 | 3,782 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 67 | 2,571 |
| Assets and Liabilities | ||
| Total Assets: | $231,241,000 | 2,097 |
| Cash and due from depository institutions | $4,329,000 | 2,571 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $44,578,000 | 2,424 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $175,351,000 | 1,809 |
| Loan loss allowance | $3,433,000 | 1,160 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $4,225,000 | 2,078 |
| Other real estate owned | $249,000 | 2,571 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $2,509,000 | 3,314 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $231,241,000 | 2,097 |
| Total liabilities | $214,773,000 | 2,040 |
| Total deposits | $210,004,000 | 1,851 |
| Interest-bearing deposits | $181,542,000 | 1,854 |
| Deposits held in domestic offices | $210,004,000 | 1,847 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,225,000 | 1,907 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $1,544,000 | 2,534 |
| Total equity capital | $16,468,000 | 2,828 |
| Total bank equity capital | $16,468,000 | 2,828 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $615,000 | 4,045 |
| Surplus | $4,385,000 | 3,377 |
| Undivided profits | $11,468,000 | 2,323 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,194,000 | 1,159 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $346,000 | 386 |
| Income earned, not collected on loans | $1,168,000 | 2,284 |
| Earning assets | $219,929,000 | 2,038 |
| Long-term assets (5+ years) | $45,080,000 | 1,774 |
| Average Assets, year-to-date | $219,431,000 | 2,101 |
| Average Assets, quarterly | $231,716,000 | 2,072 |
| Volatile liabilities | $32,814,000 | 2,468 |
| Insider loans | $0 | 8,879 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $13,070,000 | 3,162 |
| Tier 1 (core) risk-based capital | $16,252,000 | 2,760 |
| Tier 2 risk-based capital | $2,318,680 | 1,573 |
| Total risk weighted assets | $184,379,880 | 1,769 |
| Total unused commitments | $13,070,000 | 3,163 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 74 | 2,369 |
| Assets and Liabilities | ||
| Total Assets: | $199,448,000 | 2,359 |
| Cash and due from depository institutions | $5,911,000 | 2,369 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $31,052,000 | 3,486 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $155,836,000 | 1,918 |
| Loan loss allowance | $2,930,000 | 1,311 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $4,411,000 | 1,946 |
| Other real estate owned | $368,000 | 2,369 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $1,870,000 | 4,169 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $199,448,000 | 2,359 |
| Total liabilities | $181,251,000 | 2,366 |
| Total deposits | $179,699,000 | 2,117 |
| Interest-bearing deposits | $154,603,000 | 2,117 |
| Deposits held in domestic offices | $179,699,000 | 2,113 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $450,000 | 3,523 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,102,000 | 3,026 |
| Total equity capital | $18,197,000 | 2,414 |
| Total bank equity capital | $18,197,000 | 2,414 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $615,000 | 4,170 |
| Surplus | $4,385,000 | 3,345 |
| Undivided profits | $13,197,000 | 1,902 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $997,000 | 2,175 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $83,000 | 918 |
| Income earned, not collected on loans | $946,000 | 2,407 |
| Earning assets | $186,888,000 | 2,307 |
| Long-term assets (5+ years) | $34,049,000 | 2,329 |
| Average Assets, year-to-date | $188,515,000 | 2,393 |
| Average Assets, quarterly | $197,945,000 | 2,349 |
| Volatile liabilities | $27,297,000 | 2,728 |
| Insider loans | $8,000 | 9,012 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $11,708,000 | 3,380 |
| Tier 1 (core) risk-based capital | $17,907,000 | 2,454 |
| Tier 2 risk-based capital | $2,000,320 | 1,690 |
| Total risk weighted assets | $159,091,020 | 1,928 |
| Total unused commitments | $11,708,000 | 3,384 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 68 | 2,610 |
| Assets and Liabilities | ||
| Total Assets: | $180,273,000 | 2,546 |
| Cash and due from depository institutions | $4,687,000 | 2,610 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $32,508,000 | 3,399 |
| Federal funds sold & reverse repurchase agreements | $6,800,000 | 2,549 |
| Net loans & leases | $130,600,000 | 2,138 |
| Loan loss allowance | $2,683,000 | 1,364 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $3,617,000 | 2,249 |
| Other real estate owned | $143,000 | 2,610 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $1,918,000 | 3,689 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $180,273,000 | 2,546 |
| Total liabilities | $164,046,000 | 2,526 |
| Total deposits | $162,940,000 | 2,335 |
| Interest-bearing deposits | $139,913,000 | 2,340 |
| Deposits held in domestic offices | $162,940,000 | 2,328 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,106,000 | 3,236 |
| Total equity capital | $16,227,000 | 2,772 |
| Total bank equity capital | $16,227,000 | 2,772 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $615,000 | 4,203 |
| Surplus | $4,385,000 | 3,198 |
| Undivided profits | $11,227,000 | 2,308 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,789,000 | 1,432 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $456,000 | 327 |
| Income earned, not collected on loans | $885,000 | 2,534 |
| Earning assets | $169,908,000 | 2,480 |
| Long-term assets (5+ years) | $33,534,000 | 2,185 |
| Average Assets, year-to-date | $175,870,000 | 2,455 |
| Average Assets, quarterly | $180,565,500 | 2,494 |
| Volatile liabilities | $25,237,000 | 2,475 |
| Insider loans | $108,000 | 7,998 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $7,435,000 | 4,348 |
| Tier 1 (core) risk-based capital | $15,780,000 | 2,711 |
| Tier 2 risk-based capital | $1,693,030 | 1,882 |
| Total risk weighted assets | $134,452,530 | 2,118 |
| Total unused commitments | $7,435,000 | 4,354 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 60 | 3,015 |
| Assets and Liabilities | ||
| Total Assets: | $170,348,000 | 2,627 |
| Cash and due from depository institutions | $12,578,000 | 3,015 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $29,882,000 | 3,646 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $123,060,000 | 2,270 |
| Loan loss allowance | $2,348,000 | 1,548 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $3,094,000 | 2,556 |
| Other real estate owned | $224,000 | 3,015 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $1,510,000 | 4,431 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $170,348,000 | 2,627 |
| Total liabilities | $157,539,000 | 2,560 |
| Total deposits | $156,508,000 | 2,389 |
| Interest-bearing deposits | $135,965,000 | 2,356 |
| Deposits held in domestic offices | $156,508,000 | 2,381 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,031,000 | 3,492 |
| Total equity capital | $12,809,000 | 3,460 |
| Total bank equity capital | $12,809,000 | 3,460 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $615,000 | 4,351 |
| Surplus | $4,385,000 | 3,129 |
| Undivided profits | $7,809,000 | 3,160 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,633,000 | 1,622 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $859,000 | 2,668 |
| Earning assets | $152,942,000 | 2,686 |
| Long-term assets (5+ years) | $29,041,000 | 2,123 |
| Average Assets, year-to-date | $162,130,600 | 2,637 |
| Average Assets, quarterly | $167,810,000 | 2,628 |
| Volatile liabilities | $27,296,000 | 2,308 |
| Insider loans | $119,000 | 8,225 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $3,030,000 | 6,503 |
| Tier 1 (core) risk-based capital | $12,279,000 | 3,449 |
| Tier 2 risk-based capital | $1,576,650 | 1,915 |
| Total risk weighted assets | $125,360,650 | 2,231 |
| Total unused commitments | $3,030,000 | 6,511 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 58 | 3,258 |
| Assets and Liabilities | ||
| Total Assets: | $155,178,000 | 2,957 |
| Cash and due from depository institutions | $9,614,000 | 3,258 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $33,878,000 | 3,560 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $108,267,000 | 2,590 |
| Loan loss allowance | $1,900,000 | 2,002 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,098,000 | 3,647 |
| Other real estate owned | $0 | 3,258 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,321,000 | 5,117 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $155,178,000 | 2,957 |
| Total liabilities | $143,789,000 | 2,881 |
| Total deposits | $142,821,000 | 2,700 |
| Interest-bearing deposits | $124,734,000 | 2,648 |
| Deposits held in domestic offices | $142,821,000 | 2,691 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $968,000 | 3,616 |
| Total equity capital | $11,389,000 | 3,855 |
| Total bank equity capital | $11,389,000 | 3,855 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $615,000 | 4,640 |
| Surplus | $4,385,000 | 3,204 |
| Undivided profits | $6,389,000 | 3,682 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,896,000 | 1,129 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $804,000 | 2,835 |
| Earning assets | $142,145,000 | 2,964 |
| Long-term assets (5+ years) | $25,115,000 | 2,266 |
| Average Assets, year-to-date | $143,179,200 | 3,039 |
| Average Assets, quarterly | $150,650,000 | 3,005 |
| Volatile liabilities | $24,026,000 | 2,514 |
| Insider loans | $127,000 | 8,464 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $143,000 | 1,317 |
| Unused loan commitments | $3,022,000 | 6,413 |
| Tier 1 (core) risk-based capital | $10,690,000 | 4,003 |
| Tier 2 risk-based capital | $1,380,770 | 2,207 |
| Total risk weighted assets | $109,941,970 | 2,553 |
| Total unused commitments | $3,022,000 | 6,427 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 55 | 3,539 |
| Assets and Liabilities | ||
| Total Assets: | $133,224,000 | 3,377 |
| Cash and due from depository institutions | $4,613,000 | 3,539 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $31,857,000 | 3,885 |
| Federal funds sold & reverse repurchase agreements | $1,000,000 | 7,267 |
| Net loans & leases | $92,826,000 | 2,899 |
| Loan loss allowance | $1,588,000 | 2,368 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,492,000 | 4,675 |
| Other real estate owned | $186,000 | 3,539 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,250,000 | 5,422 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $133,224,000 | 3,377 |
| Total liabilities | $124,294,000 | 3,270 |
| Total deposits | $123,005,000 | 3,119 |
| Interest-bearing deposits | $107,255,000 | 3,072 |
| Deposits held in domestic offices | $123,005,000 | 3,112 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,289,000 | 2,959 |
| Total equity capital | $8,930,000 | 4,768 |
| Total bank equity capital | $8,930,000 | 4,768 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $615,000 | 4,885 |
| Surplus | $4,385,000 | 3,193 |
| Undivided profits | $3,930,000 | 5,327 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $587,000 | 3,837 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $750,000 | 3,133 |
| Earning assets | $125,683,000 | 3,290 |
| Long-term assets (5+ years) | $23,143,000 | 2,257 |
| Average Assets, year-to-date | $129,557,600 | 3,341 |
| Average Assets, quarterly | $131,817,000 | 3,378 |
| Volatile liabilities | $21,296,000 | 2,505 |
| Insider loans | $113,000 | 8,985 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $163,000 | 1,327 |
| Unused loan commitments | $3,541,000 | 5,903 |
| Tier 1 (core) risk-based capital | $8,356,000 | 4,910 |
| Tier 2 risk-based capital | $1,193,810 | 2,499 |
| Total risk weighted assets | $95,110,210 | 2,856 |
| Total unused commitments | $3,541,000 | 5,915 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 56 | 3,588 |
| Assets and Liabilities | ||
| Total Assets: | $125,430,000 | 3,534 |
| Cash and due from depository institutions | $4,708,000 | 3,588 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $27,937,000 | 4,533 |
| Federal funds sold & reverse repurchase agreements | $700,000 | 6,189 |
| Net loans & leases | $88,885,000 | 2,923 |
| Loan loss allowance | $1,212,000 | 3,031 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,617,000 | 4,374 |
| Other real estate owned | $0 | 3,588 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,583,000 | 4,710 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $125,430,000 | 3,534 |
| Total liabilities | $115,723,000 | 3,496 |
| Total deposits | $114,791,000 | 3,321 |
| Interest-bearing deposits | $97,626,000 | 3,340 |
| Deposits held in domestic offices | $114,791,000 | 3,313 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $932,000 | 3,228 |
| Total equity capital | $9,707,000 | 4,180 |
| Total bank equity capital | $9,707,000 | 4,180 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $615,000 | 5,131 |
| Surplus | $4,385,000 | 3,092 |
| Undivided profits | $4,707,000 | 4,399 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $143,000 | 7,649 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $701,000 | 2,917 |
| Earning assets | $117,522,000 | 3,462 |
| Long-term assets (5+ years) | $18,892,000 | 2,667 |
| Average Assets, year-to-date | $118,685,400 | 3,641 |
| Average Assets, quarterly | $124,064,000 | 3,553 |
| Volatile liabilities | $15,952,000 | 3,045 |
| Insider loans | $1,281,000 | 3,074 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $2,950,000 | 6,400 |
| Tier 1 (core) risk-based capital | $9,789,000 | 4,214 |
| Tier 2 risk-based capital | $1,148,920 | 2,578 |
| Total risk weighted assets | $91,850,620 | 2,867 |
| Total unused commitments | $2,950,000 | 6,410 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 55 | 3,774 |
| Assets and Liabilities | ||
| Total Assets: | $114,392,000 | 3,931 |
| Cash and due from depository institutions | $3,936,000 | 3,774 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $26,541,000 | 4,968 |
| Federal funds sold & reverse repurchase agreements | $2,100,000 | 5,553 |
| Net loans & leases | $78,467,000 | 3,218 |
| Loan loss allowance | $852,000 | 4,260 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,677,000 | 4,239 |
| Other real estate owned | $251,000 | 3,774 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,420,000 | 4,653 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $114,392,000 | 3,931 |
| Total liabilities | $105,759,000 | 3,872 |
| Total deposits | $104,561,000 | 3,721 |
| Interest-bearing deposits | $86,555,000 | 3,901 |
| Deposits held in domestic offices | $104,561,000 | 3,714 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $1,198,000 | 2,731 |
| Total equity capital | $8,633,000 | 4,691 |
| Total bank equity capital | $8,633,000 | 4,691 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $615,000 | 5,351 |
| Surplus | $2,885,000 | 4,263 |
| Undivided profits | $5,133,000 | 4,263 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $719,000 | 3,947 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $596,000 | 3,068 |
| Earning assets | $107,108,000 | 3,872 |
| Long-term assets (5+ years) | $18,546,000 | 2,825 |
| Average Assets, year-to-date | $110,392,200 | 3,956 |
| Average Assets, quarterly | $113,243,000 | 3,937 |
| Volatile liabilities | $12,918,000 | 3,376 |
| Insider loans | $984,000 | 3,791 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $2,037,000 | 7,463 |
| Tier 1 (core) risk-based capital | $8,107,000 | 4,868 |
| Tier 2 risk-based capital | $852,000 | 3,336 |
| Total risk weighted assets | $81,873,300 | 3,152 |
| Total unused commitments | $2,037,000 | 7,489 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 47 | 4,481 |
| Assets and Liabilities | ||
| Total Assets: | $107,102,000 | 4,250 |
| Cash and due from depository institutions | $3,331,000 | 4,481 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $24,450,000 | 5,253 |
| Federal funds sold & reverse repurchase agreements | $4,600,000 | 3,516 |
| Net loans & leases | $69,918,000 | 3,660 |
| Loan loss allowance | $750,000 | 4,745 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,694,000 | 4,205 |
| Other real estate owned | $650,000 | 4,481 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $2,459,000 | 3,016 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $107,102,000 | 4,250 |
| Total liabilities | $100,398,000 | 4,160 |
| Total deposits | $99,457,000 | 4,034 |
| Interest-bearing deposits | $83,986,000 | 4,179 |
| Deposits held in domestic offices | $99,457,000 | 4,026 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $137,000 | 4,116 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $804,000 | 3,913 |
| Total equity capital | $6,704,000 | 5,581 |
| Total bank equity capital | $6,704,000 | 5,581 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $615,000 | 5,624 |
| Surplus | $2,885,000 | 4,167 |
| Undivided profits | $3,204,000 | 5,696 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $988,000 | 3,716 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $1,042,000 | 1,876 |
| Earning assets | $98,968,000 | 4,201 |
| Long-term assets (5+ years) | $15,328,000 | 3,183 |
| Average Assets, year-to-date | $100,632,600 | 4,412 |
| Average Assets, quarterly | $105,512,000 | 4,277 |
| Volatile liabilities | $11,323,000 | 3,756 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $6,091,000 | 4,083 |
| Tier 1 (core) risk-based capital | $6,704,000 | 5,515 |
| Tier 2 risk-based capital | $750,000 | 3,731 |
| Total risk weighted assets | $72,807,200 | 3,583 |
| Total unused commitments | $6,091,000 | 4,105 |
| Derivatives | $0 | 651 |