Plaza Bank, National Association of New Braunfels, Income and Expense

1992-12-31 (YTD Data)		Rank
Total interest income	$4,654,000	6,725
Total interest expense	$2,460,000	6,066
Net interest income	$2,194,000	7,260
Provision for loan and lease losses	$0	11,756
Total noninterest income	$548,000	5,287
Gross Fiduciary activities income	$0	1,658
Service charges on deposit accounts	$237,000	5,330
Trading account gains and fees	$0	504
Additional Noninterest Income	$311,000	4,331
Total noninterest expense	$2,947,000	4,616
Salaries and employee benefits	$934,000	6,426
Premises and equipment expense	$1,143,000	1,849
Additional noninterest expense	$870,000	5,675
Pre-tax net operating income	$-205,000	13,098
Securities gains (losses)	$922,000	697
Applicable income taxes	$351,000	5,341
Income before extraordinary items	$366,000	8,542
Extraordinary gains, net	$351,000	270
Net income	$717,000	5,881
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-57,000	13,542
Cash dividends	$0	8,912
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$-224,080	13,086

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.