Home > Plaza Bank > Income and Expense
Plaza Bank, Income and Expense
2003-12-31 (YTD Data) | Rank | |
Total interest income | $855,000 | 8,713 |
Total interest expense | $169,000 | 8,814 |
Net interest income | $686,000 | 8,582 |
Provision for loan and lease losses | $0 | 7,651 |
Total noninterest income | $102,000 | 8,286 |
Gross Fiduciary activities income | $0 | 1,641 |
Service charges on deposit accounts | $33,000 | 7,674 |
Trading account gains and fees | $0 | 160 |
Additional Noninterest Income | $69,000 | 7,124 |
Total noninterest expense | $420,000 | 8,950 |
Salaries and employee benefits | $250,000 | 8,902 |
Premises and equipment expense | $37,000 | 8,925 |
Additional noninterest expense | $133,000 | 8,844 |
Pre-tax net operating income | $368,000 | 7,162 |
Securities gains (losses) | $7,000 | 3,771 |
Applicable income taxes | $130,000 | 5,447 |
Income before extraordinary items | $245,000 | 7,550 |
Extraordinary gains, net | $0 | 54 |
Net income | $245,000 | 7,554 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $17,000 | 6,233 |
Cash dividends | $591,000 | 3,259 |
Sale, conversion, retirement of capital stock, net | $0 | 868 |
Net operating income | $240,450 | 7,436 |
2003-09-30 (YTD Data) | Rank | |
Total interest income | $3,767,000 | 4,939 |
Total interest expense | $683,000 | 6,526 |
Net interest income | $3,084,000 | 4,300 |
Provision for loan and lease losses | $130,000 | 4,216 |
Total noninterest income | $521,000 | 4,639 |
Gross Fiduciary activities income | $0 | 1,599 |
Service charges on deposit accounts | $158,000 | 5,187 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $363,000 | 3,717 |
Total noninterest expense | $2,277,000 | 4,555 |
Salaries and employee benefits | $1,158,000 | 4,751 |
Premises and equipment expense | $381,000 | 4,009 |
Additional noninterest expense | $738,000 | 4,313 |
Pre-tax net operating income | $1,198,000 | 4,076 |
Securities gains (losses) | $79,000 | 1,946 |
Applicable income taxes | $0 | 7,524 |
Income before extraordinary items | $1,277,000 | 3,332 |
Extraordinary gains, net | $0 | 40 |
Net income | $1,277,000 | 3,331 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $96,000 | 3,299 |
Cash dividends | $608,000 | 2,379 |
Sale, conversion, retirement of capital stock, net | $0 | 722 |
Net operating income | $1,198,000 | 3,340 |
2003-06-30 (YTD Data) | Rank | |
Total interest income | $2,463,000 | 5,035 |
Total interest expense | $452,000 | 6,666 |
Net interest income | $2,011,000 | 4,381 |
Provision for loan and lease losses | $90,000 | 4,018 |
Total noninterest income | $353,000 | 4,563 |
Gross Fiduciary activities income | $0 | 1,577 |
Service charges on deposit accounts | $104,000 | 5,180 |
Trading account gains and fees | $0 | 150 |
Additional Noninterest Income | $249,000 | 3,634 |
Total noninterest expense | $1,508,000 | 4,571 |
Salaries and employee benefits | $760,000 | 4,809 |
Premises and equipment expense | $251,000 | 4,030 |
Additional noninterest expense | $497,000 | 4,265 |
Pre-tax net operating income | $766,000 | 4,175 |
Securities gains (losses) | $78,000 | 1,705 |
Applicable income taxes | $0 | 7,529 |
Income before extraordinary items | $844,000 | 3,354 |
Extraordinary gains, net | $0 | 30 |
Net income | $844,000 | 3,354 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $111,000 | 2,353 |
Cash dividends | $437,000 | 2,334 |
Sale, conversion, retirement of capital stock, net | $0 | 589 |
Net operating income | $766,000 | 3,429 |
2003-03-31 (YTD Data) | Rank | |
Total interest income | $1,225,000 | 5,082 |
Total interest expense | $229,000 | 6,722 |
Net interest income | $996,000 | 4,411 |
Provision for loan and lease losses | $49,000 | 3,737 |
Total noninterest income | $171,000 | 4,553 |
Gross Fiduciary activities income | $0 | 1,504 |
Service charges on deposit accounts | $51,000 | 5,142 |
Trading account gains and fees | $0 | 134 |
Additional Noninterest Income | $120,000 | 3,603 |
Total noninterest expense | $734,000 | 4,649 |
Salaries and employee benefits | $369,000 | 4,909 |
Premises and equipment expense | $124,000 | 4,049 |
Additional noninterest expense | $241,000 | 4,338 |
Pre-tax net operating income | $384,000 | 4,132 |
Securities gains (losses) | $0 | 2,891 |
Applicable income taxes | $0 | 7,403 |
Income before extraordinary items | $384,000 | 3,575 |
Extraordinary gains, net | $0 | 21 |
Net income | $384,000 | 3,573 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-12,000 | 8,659 |
Cash dividends | $238,000 | 2,046 |
Sale, conversion, retirement of capital stock, net | $0 | 419 |
Net operating income | $384,000 | 3,400 |
2002-12-31 (YTD Data) | Rank | |
Total interest income | $4,749,000 | 5,347 |
Total interest expense | $1,080,000 | 6,728 |
Net interest income | $3,669,000 | 4,617 |
Provision for loan and lease losses | $416,000 | 2,756 |
Total noninterest income | $618,000 | 4,653 |
Gross Fiduciary activities income | $0 | 1,713 |
Service charges on deposit accounts | $199,000 | 5,206 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $419,000 | 3,621 |
Total noninterest expense | $2,897,000 | 4,570 |
Salaries and employee benefits | $1,467,000 | 4,772 |
Premises and equipment expense | $496,000 | 3,948 |
Additional noninterest expense | $934,000 | 4,412 |
Pre-tax net operating income | $974,000 | 5,273 |
Securities gains (losses) | $4,000 | 4,045 |
Applicable income taxes | $0 | 7,681 |
Income before extraordinary items | $978,000 | 4,663 |
Extraordinary gains, net | $0 | 70 |
Net income | $978,000 | 4,661 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $240,000 | 2,733 |
Cash dividends | $411,000 | 3,775 |
Sale, conversion, retirement of capital stock, net | $0 | 862 |
Net operating income | $974,000 | 4,544 |
2001-12-31 (YTD Data) | Rank | |
Total interest income | $4,777,000 | 5,774 |
Total interest expense | $1,538,000 | 6,905 |
Net interest income | $3,239,000 | 4,802 |
Provision for loan and lease losses | $225,000 | 3,876 |
Total noninterest income | $552,000 | 4,798 |
Gross Fiduciary activities income | $0 | 1,731 |
Service charges on deposit accounts | $173,000 | 5,471 |
Trading account gains and fees | $0 | 177 |
Additional Noninterest Income | $379,000 | 3,650 |
Total noninterest expense | $2,402,000 | 5,104 |
Salaries and employee benefits | $1,216,000 | 5,262 |
Premises and equipment expense | $325,000 | 5,272 |
Additional noninterest expense | $861,000 | 4,545 |
Pre-tax net operating income | $1,164,000 | 4,495 |
Securities gains (losses) | $64,000 | 2,136 |
Applicable income taxes | $0 | 7,903 |
Income before extraordinary items | $1,228,000 | 3,742 |
Extraordinary gains, net | $0 | 105 |
Net income | $1,228,000 | 3,744 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $97,000 | 4,101 |
Cash dividends | $629,000 | 3,048 |
Sale, conversion, retirement of capital stock, net | $0 | 922 |
Net operating income | $1,164,000 | 3,760 |
2000-12-31 (YTD Data) | Rank | |
Total interest income | $3,864,000 | 6,598 |
Total interest expense | $1,384,000 | 7,382 |
Net interest income | $2,480,000 | 5,836 |
Provision for loan and lease losses | $111,000 | 5,081 |
Total noninterest income | $423,000 | 5,385 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $138,000 | 5,937 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $285,000 | 4,034 |
Total noninterest expense | $1,833,000 | 5,992 |
Salaries and employee benefits | $950,000 | 6,125 |
Premises and equipment expense | $275,000 | 5,711 |
Additional noninterest expense | $608,000 | 5,736 |
Pre-tax net operating income | $959,000 | 5,367 |
Securities gains (losses) | $4,000 | 1,432 |
Applicable income taxes | $90,000 | 6,649 |
Income before extraordinary items | $873,000 | 4,769 |
Extraordinary gains, net | $0 | 38 |
Net income | $873,000 | 4,768 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $22,000 | 5,868 |
Cash dividends | $464,000 | 3,687 |
Sale, conversion, retirement of capital stock, net | $0 | 969 |
Net operating income | $869,360 | 4,796 |
1999-12-31 (YTD Data) | Rank | |
Total interest income | $2,697,000 | 7,706 |
Total interest expense | $970,000 | 8,252 |
Net interest income | $1,727,000 | 7,151 |
Provision for loan and lease losses | $73,000 | 5,834 |
Total noninterest income | $368,000 | 5,850 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $122,000 | 6,320 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $246,000 | 4,476 |
Total noninterest expense | $1,449,000 | 6,909 |
Salaries and employee benefits | $790,000 | 6,797 |
Premises and equipment expense | $202,000 | 6,783 |
Additional noninterest expense | $457,000 | 6,843 |
Pre-tax net operating income | $573,000 | 6,819 |
Securities gains (losses) | $0 | 3,155 |
Applicable income taxes | $200,000 | 5,712 |
Income before extraordinary items | $373,000 | 7,139 |
Extraordinary gains, net | $0 | 35 |
Net income | $373,000 | 7,141 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-47,000 | 9,886 |
Cash dividends | $40,000 | 6,712 |
Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
Net operating income | $373,000 | 7,114 |
1998-12-31 (YTD Data) | Rank | |
Total interest income | $2,113,000 | 8,536 |
Total interest expense | $792,000 | 8,967 |
Net interest income | $1,321,000 | 8,070 |
Provision for loan and lease losses | $170,000 | 3,903 |
Total noninterest income | $332,000 | 6,183 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $267,000 | 4,287 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $65,000 | 7,637 |
Total noninterest expense | $1,404,000 | 6,953 |
Salaries and employee benefits | $635,000 | 7,561 |
Premises and equipment expense | $158,000 | 7,480 |
Additional noninterest expense | $611,000 | 5,688 |
Pre-tax net operating income | $79,000 | 9,502 |
Securities gains (losses) | $0 | 4,449 |
Applicable income taxes | $-91,000 | 10,213 |
Income before extraordinary items | $170,000 | 8,838 |
Extraordinary gains, net | $0 | 32 |
Net income | $170,000 | 8,836 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $185,000 | 2,571 |
Cash dividends | $43,000 | 6,995 |
Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
Net operating income | $170,000 | 8,774 |
1997-12-31 (YTD Data) | Rank | |
Total interest income | $1,542,000 | 9,615 |
Total interest expense | $477,000 | 10,149 |
Net interest income | $1,065,000 | 9,031 |
Provision for loan and lease losses | $111,000 | 4,950 |
Total noninterest income | $358,000 | 6,108 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $246,000 | 4,708 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $112,000 | 6,462 |
Total noninterest expense | $1,616,000 | 6,498 |
Salaries and employee benefits | $618,000 | 7,799 |
Premises and equipment expense | $144,000 | 7,944 |
Additional noninterest expense | $854,000 | 4,504 |
Pre-tax net operating income | $-304,000 | 10,639 |
Securities gains (losses) | $0 | 3,944 |
Applicable income taxes | $0 | 10,065 |
Income before extraordinary items | $-304,000 | 10,674 |
Extraordinary gains, net | $0 | 44 |
Net income | $-304,000 | 10,674 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $62,000 | 4,755 |
Cash dividends | $0 | 7,871 |
Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
Net operating income | $-304,000 | 10,654 |
1996-12-31 (YTD Data) | Rank | |
Total interest income | $1,401,000 | 10,246 |
Total interest expense | $342,000 | 10,998 |
Net interest income | $1,059,000 | 9,392 |
Provision for loan and lease losses | $176,000 | 3,751 |
Total noninterest income | $285,000 | 7,129 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $187,000 | 5,794 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $98,000 | 7,185 |
Total noninterest expense | $1,124,000 | 8,248 |
Salaries and employee benefits | $637,000 | 7,913 |
Premises and equipment expense | $153,000 | 7,986 |
Additional noninterest expense | $334,000 | 8,528 |
Pre-tax net operating income | $44,000 | 10,629 |
Securities gains (losses) | $0 | 4,148 |
Applicable income taxes | $18,000 | 10,236 |
Income before extraordinary items | $26,000 | 10,703 |
Extraordinary gains, net | $0 | 53 |
Net income | $26,000 | 10,699 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $62,000 | 4,856 |
Cash dividends | $0 | 8,336 |
Sale, conversion, retirement of capital stock, net | $0 | 953 |
Net operating income | $26,000 | 10,650 |
1995-12-31 (YTD Data) | Rank | |
Total interest income | $1,155,000 | 11,031 |
Total interest expense | $223,000 | 11,719 |
Net interest income | $932,000 | 10,151 |
Provision for loan and lease losses | $160,000 | 3,506 |
Total noninterest income | $260,000 | 7,580 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $150,000 | 6,661 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $110,000 | 6,935 |
Total noninterest expense | $989,000 | 8,995 |
Salaries and employee benefits | $534,000 | 8,821 |
Premises and equipment expense | $144,000 | 8,429 |
Additional noninterest expense | $311,000 | 9,138 |
Pre-tax net operating income | $43,000 | 11,335 |
Securities gains (losses) | $0 | 3,831 |
Applicable income taxes | $7,000 | 10,980 |
Income before extraordinary items | $36,000 | 11,365 |
Extraordinary gains, net | $0 | 65 |
Net income | $36,000 | 11,363 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $91,000 | 3,961 |
Cash dividends | $0 | 8,717 |
Sale, conversion, retirement of capital stock, net | $0 | 809 |
Net operating income | $36,000 | 11,329 |
1994-12-31 (YTD Data) | Rank | |
Total interest income | $1,288,000 | 11,164 |
Total interest expense | $308,000 | 12,007 |
Net interest income | $980,000 | 10,459 |
Provision for loan and lease losses | $33,000 | 6,965 |
Total noninterest income | $313,000 | 7,082 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $193,000 | 6,007 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $120,000 | 6,933 |
Total noninterest expense | $1,122,000 | 8,894 |
Salaries and employee benefits | $553,000 | 8,936 |
Premises and equipment expense | $197,000 | 7,500 |
Additional noninterest expense | $372,000 | 9,109 |
Pre-tax net operating income | $138,000 | 11,360 |
Securities gains (losses) | $0 | 3,600 |
Applicable income taxes | $27,000 | 10,992 |
Income before extraordinary items | $111,000 | 11,269 |
Extraordinary gains, net | $0 | 249 |
Net income | $111,000 | 11,275 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $43,000 | 5,399 |
Cash dividends | $0 | 8,932 |
Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
Net operating income | $111,000 | 11,312 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $1,227,000 | 11,829 |
Total interest expense | $352,000 | 12,428 |
Net interest income | $875,000 | 11,257 |
Provision for loan and lease losses | $45,000 | 7,729 |
Total noninterest income | $262,000 | 8,182 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $185,000 | 6,280 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $77,000 | 8,764 |
Total noninterest expense | $1,253,000 | 8,682 |
Salaries and employee benefits | $552,000 | 9,193 |
Premises and equipment expense | $223,000 | 7,222 |
Additional noninterest expense | $478,000 | 8,448 |
Pre-tax net operating income | $-161,000 | 12,661 |
Securities gains (losses) | $4,000 | 6,316 |
Applicable income taxes | $0 | 12,141 |
Income before extraordinary items | $-157,000 | 12,714 |
Extraordinary gains, net | $0 | 3,149 |
Net income | $-157,000 | 12,731 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $60,000 | 5,678 |
Cash dividends | $0 | 9,081 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $-161,000 | 12,640 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $1,298,000 | 12,406 |
Total interest expense | $484,000 | 12,835 |
Net interest income | $814,000 | 11,854 |
Provision for loan and lease losses | $-42,000 | 13,591 |
Total noninterest income | $311,000 | 7,580 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $219,000 | 5,639 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $92,000 | 8,366 |
Total noninterest expense | $1,223,000 | 8,942 |
Salaries and employee benefits | $562,000 | 9,167 |
Premises and equipment expense | $199,000 | 7,855 |
Additional noninterest expense | $462,000 | 8,841 |
Pre-tax net operating income | $-56,000 | 12,866 |
Securities gains (losses) | $0 | 8,369 |
Applicable income taxes | $-21,000 | 13,427 |
Income before extraordinary items | $-35,000 | 12,971 |
Extraordinary gains, net | $0 | 1,422 |
Net income | $-35,000 | 12,964 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $29,000 | 8,560 |
Cash dividends | $0 | 8,912 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $-35,000 | 12,786 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.