Home > Platte Valley State Bank & Trust Company > Income and Expense
Platte Valley State Bank & Trust Company, Income and Expense
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $13,808,000 | 1,811 |
| Total interest expense | $932,000 | 3,106 |
| Net interest income | $12,876,000 | 1,676 |
| Provision for loan and lease losses | $-30,000 | 6,289 |
| Total noninterest income | $3,376,000 | 1,485 |
| Gross Fiduciary activities income | $838,000 | 490 |
| Service charges on deposit accounts | $1,036,000 | 1,309 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,502,000 | 1,841 |
| Total noninterest expense | $11,747,000 | 1,637 |
| Salaries and employee benefits | $5,992,000 | 1,711 |
| Premises and equipment expense | $1,518,000 | 1,560 |
| Additional noninterest expense | $4,237,000 | 1,553 |
| Pre-tax net operating income | $4,535,000 | 1,546 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $1,579,000 | 1,089 |
| Income before extraordinary items | $2,956,000 | 1,923 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,956,000 | 1,925 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $2,956,000 | 1,925 |
| Net charge-offs | $-187,000 | 6,618 |
| Cash dividends | $2,500,000 | 997 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $2,956,000 | 1,887 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $10,242,000 | 1,837 |
| Total interest expense | $698,000 | 3,176 |
| Net interest income | $9,544,000 | 1,685 |
| Provision for loan and lease losses | $-70,000 | 6,529 |
| Total noninterest income | $2,654,000 | 1,463 |
| Gross Fiduciary activities income | $635,000 | 487 |
| Service charges on deposit accounts | $770,000 | 1,330 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,249,000 | 1,774 |
| Total noninterest expense | $8,838,000 | 1,642 |
| Salaries and employee benefits | $4,473,000 | 1,721 |
| Premises and equipment expense | $1,191,000 | 1,515 |
| Additional noninterest expense | $3,174,000 | 1,545 |
| Pre-tax net operating income | $3,430,000 | 1,562 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $1,197,000 | 1,101 |
| Income before extraordinary items | $2,233,000 | 1,946 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $2,233,000 | 1,953 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,233,000 | 1,952 |
| Net charge-offs | $-89,000 | 6,570 |
| Cash dividends | $1,250,000 | 1,229 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,233,000 | 1,890 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $6,822,000 | 1,830 |
| Total interest expense | $478,000 | 3,179 |
| Net interest income | $6,344,000 | 1,685 |
| Provision for loan and lease losses | $-120,000 | 6,695 |
| Total noninterest income | $1,803,000 | 1,450 |
| Gross Fiduciary activities income | $422,000 | 488 |
| Service charges on deposit accounts | $497,000 | 1,343 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $884,000 | 1,739 |
| Total noninterest expense | $6,036,000 | 1,596 |
| Salaries and employee benefits | $3,015,000 | 1,712 |
| Premises and equipment expense | $861,000 | 1,399 |
| Additional noninterest expense | $2,160,000 | 1,512 |
| Pre-tax net operating income | $2,231,000 | 1,574 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $780,000 | 1,114 |
| Income before extraordinary items | $1,451,000 | 1,976 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,451,000 | 1,982 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,451,000 | 1,982 |
| Net charge-offs | $-61,000 | 6,582 |
| Cash dividends | $1,250,000 | 898 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,451,000 | 1,898 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $3,489,000 | 1,810 |
| Total interest expense | $245,000 | 3,214 |
| Net interest income | $3,244,000 | 1,671 |
| Provision for loan and lease losses | $-60,000 | 6,818 |
| Total noninterest income | $1,045,000 | 1,323 |
| Gross Fiduciary activities income | $219,000 | 492 |
| Service charges on deposit accounts | $249,000 | 1,335 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $577,000 | 1,422 |
| Total noninterest expense | $2,999,000 | 1,615 |
| Salaries and employee benefits | $1,487,000 | 1,759 |
| Premises and equipment expense | $440,000 | 1,387 |
| Additional noninterest expense | $1,072,000 | 1,512 |
| Pre-tax net operating income | $1,350,000 | 1,338 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $473,000 | 964 |
| Income before extraordinary items | $877,000 | 1,654 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $877,000 | 1,656 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $877,000 | 1,656 |
| Net charge-offs | $28,000 | 2,842 |
| Cash dividends | $1,250,000 | 435 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $877,000 | 1,606 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $15,087,000 | 1,755 |
| Total interest expense | $1,275,000 | 3,078 |
| Net interest income | $13,812,000 | 1,596 |
| Provision for loan and lease losses | $200,000 | 3,920 |
| Total noninterest income | $5,290,000 | 1,109 |
| Gross Fiduciary activities income | $1,085,000 | 434 |
| Service charges on deposit accounts | $1,196,000 | 1,178 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $3,009,000 | 1,159 |
| Total noninterest expense | $13,443,000 | 1,461 |
| Salaries and employee benefits | $7,339,000 | 1,388 |
| Premises and equipment expense | $1,879,000 | 1,264 |
| Additional noninterest expense | $4,225,000 | 1,606 |
| Pre-tax net operating income | $5,459,000 | 1,273 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $1,891,000 | 919 |
| Income before extraordinary items | $3,568,000 | 1,602 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,568,000 | 1,603 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $3,568,000 | 1,603 |
| Net charge-offs | $240,000 | 3,573 |
| Cash dividends | $1,500,000 | 1,482 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $3,568,000 | 1,516 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $11,520,000 | 1,752 |
| Total interest expense | $1,010,000 | 3,060 |
| Net interest income | $10,510,000 | 1,584 |
| Provision for loan and lease losses | $115,000 | 4,210 |
| Total noninterest income | $4,022,000 | 1,087 |
| Gross Fiduciary activities income | $902,000 | 406 |
| Service charges on deposit accounts | $887,000 | 1,201 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $2,233,000 | 1,158 |
| Total noninterest expense | $9,863,000 | 1,494 |
| Salaries and employee benefits | $5,279,000 | 1,446 |
| Premises and equipment expense | $1,415,000 | 1,261 |
| Additional noninterest expense | $3,169,000 | 1,578 |
| Pre-tax net operating income | $4,554,000 | 1,182 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $1,576,000 | 866 |
| Income before extraordinary items | $2,978,000 | 1,496 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,978,000 | 1,497 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $2,978,000 | 1,497 |
| Net charge-offs | $156,000 | 3,552 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $2,978,000 | 1,406 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $7,631,000 | 1,772 |
| Total interest expense | $710,000 | 3,024 |
| Net interest income | $6,921,000 | 1,604 |
| Provision for loan and lease losses | $6,000 | 5,444 |
| Total noninterest income | $2,619,000 | 1,092 |
| Gross Fiduciary activities income | $500,000 | 450 |
| Service charges on deposit accounts | $576,000 | 1,226 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,543,000 | 1,115 |
| Total noninterest expense | $6,582,000 | 1,488 |
| Salaries and employee benefits | $3,530,000 | 1,447 |
| Premises and equipment expense | $941,000 | 1,260 |
| Additional noninterest expense | $2,111,000 | 1,598 |
| Pre-tax net operating income | $2,952,000 | 1,203 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $1,022,000 | 868 |
| Income before extraordinary items | $1,930,000 | 1,534 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,930,000 | 1,533 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,930,000 | 1,534 |
| Net charge-offs | $133,000 | 3,158 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,930,000 | 1,441 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $3,790,000 | 1,801 |
| Total interest expense | $380,000 | 2,978 |
| Net interest income | $3,410,000 | 1,631 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $1,314,000 | 1,077 |
| Gross Fiduciary activities income | $254,000 | 444 |
| Service charges on deposit accounts | $286,000 | 1,231 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $774,000 | 1,104 |
| Total noninterest expense | $3,254,000 | 1,508 |
| Salaries and employee benefits | $1,709,000 | 1,499 |
| Premises and equipment expense | $476,000 | 1,258 |
| Additional noninterest expense | $1,069,000 | 1,571 |
| Pre-tax net operating income | $1,470,000 | 1,191 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $510,000 | 866 |
| Income before extraordinary items | $960,000 | 1,523 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $960,000 | 1,524 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $960,000 | 1,524 |
| Net charge-offs | $49,000 | 3,033 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $960,000 | 1,429 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $16,454,000 | 1,711 |
| Total interest expense | $2,097,000 | 2,668 |
| Net interest income | $14,357,000 | 1,551 |
| Provision for loan and lease losses | $647,000 | 3,066 |
| Total noninterest income | $5,235,000 | 1,006 |
| Gross Fiduciary activities income | $930,000 | 410 |
| Service charges on deposit accounts | $1,313,000 | 1,118 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $2,992,000 | 1,044 |
| Total noninterest expense | $13,688,000 | 1,419 |
| Salaries and employee benefits | $7,680,000 | 1,284 |
| Premises and equipment expense | $1,858,000 | 1,336 |
| Additional noninterest expense | $4,150,000 | 1,655 |
| Pre-tax net operating income | $5,257,000 | 1,131 |
| Securities gains (losses) | $212,000 | 1,406 |
| Applicable income taxes | $1,885,000 | 833 |
| Income before extraordinary items | $3,584,000 | 1,375 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,584,000 | 1,375 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $3,584,000 | 1,375 |
| Net charge-offs | $989,000 | 2,370 |
| Cash dividends | $6,750,000 | 326 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $3,444,080 | 1,357 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $12,456,000 | 1,722 |
| Total interest expense | $1,685,000 | 2,621 |
| Net interest income | $10,771,000 | 1,562 |
| Provision for loan and lease losses | $370,000 | 3,333 |
| Total noninterest income | $3,930,000 | 1,008 |
| Gross Fiduciary activities income | $689,000 | 414 |
| Service charges on deposit accounts | $977,000 | 1,131 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $2,264,000 | 1,030 |
| Total noninterest expense | $10,298,000 | 1,424 |
| Salaries and employee benefits | $5,777,000 | 1,286 |
| Premises and equipment expense | $1,391,000 | 1,355 |
| Additional noninterest expense | $3,130,000 | 1,632 |
| Pre-tax net operating income | $4,033,000 | 1,140 |
| Securities gains (losses) | $212,000 | 1,171 |
| Applicable income taxes | $1,464,000 | 804 |
| Income before extraordinary items | $2,781,000 | 1,388 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,781,000 | 1,388 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $2,781,000 | 1,388 |
| Net charge-offs | $611,000 | 2,449 |
| Cash dividends | $6,750,000 | 224 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $2,641,080 | 1,373 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $8,375,000 | 1,729 |
| Total interest expense | $1,233,000 | 2,501 |
| Net interest income | $7,142,000 | 1,576 |
| Provision for loan and lease losses | $226,000 | 3,374 |
| Total noninterest income | $2,767,000 | 967 |
| Gross Fiduciary activities income | $461,000 | 419 |
| Service charges on deposit accounts | $624,000 | 1,169 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,682,000 | 942 |
| Total noninterest expense | $6,965,000 | 1,419 |
| Salaries and employee benefits | $3,924,000 | 1,270 |
| Premises and equipment expense | $913,000 | 1,388 |
| Additional noninterest expense | $2,128,000 | 1,618 |
| Pre-tax net operating income | $2,718,000 | 1,101 |
| Securities gains (losses) | $212,000 | 701 |
| Applicable income taxes | $1,012,000 | 755 |
| Income before extraordinary items | $1,918,000 | 1,313 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,918,000 | 1,313 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,918,000 | 1,313 |
| Net charge-offs | $508,000 | 2,121 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,780,200 | 1,338 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $4,235,000 | 1,718 |
| Total interest expense | $651,000 | 2,474 |
| Net interest income | $3,584,000 | 1,551 |
| Provision for loan and lease losses | $100,000 | 3,337 |
| Total noninterest income | $1,456,000 | 930 |
| Gross Fiduciary activities income | $240,000 | 415 |
| Service charges on deposit accounts | $306,000 | 1,170 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $910,000 | 884 |
| Total noninterest expense | $3,574,000 | 1,397 |
| Salaries and employee benefits | $2,054,000 | 1,226 |
| Premises and equipment expense | $459,000 | 1,411 |
| Additional noninterest expense | $1,061,000 | 1,632 |
| Pre-tax net operating income | $1,366,000 | 1,080 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $473,000 | 785 |
| Income before extraordinary items | $893,000 | 1,352 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $893,000 | 1,352 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $893,000 | 1,352 |
| Net charge-offs | $435,000 | 1,451 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $893,000 | 1,312 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $19,003,000 | 1,607 |
| Total interest expense | $3,459,000 | 2,293 |
| Net interest income | $15,544,000 | 1,439 |
| Provision for loan and lease losses | $860,000 | 3,294 |
| Total noninterest income | $5,456,000 | 1,022 |
| Gross Fiduciary activities income | $886,000 | 423 |
| Service charges on deposit accounts | $1,481,000 | 1,027 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $3,089,000 | 1,040 |
| Total noninterest expense | $13,217,000 | 1,497 |
| Salaries and employee benefits | $7,007,000 | 1,409 |
| Premises and equipment expense | $1,918,000 | 1,340 |
| Additional noninterest expense | $4,292,000 | 1,672 |
| Pre-tax net operating income | $6,923,000 | 778 |
| Securities gains (losses) | $575,000 | 790 |
| Applicable income taxes | $2,584,000 | 600 |
| Income before extraordinary items | $4,914,000 | 900 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,914,000 | 901 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $4,914,000 | 902 |
| Net charge-offs | $1,039,000 | 2,635 |
| Cash dividends | $8,000,000 | 209 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $4,534,500 | 928 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $14,611,000 | 1,613 |
| Total interest expense | $2,740,000 | 2,261 |
| Net interest income | $11,871,000 | 1,437 |
| Provision for loan and lease losses | $765,000 | 2,913 |
| Total noninterest income | $4,078,000 | 981 |
| Gross Fiduciary activities income | $663,000 | 422 |
| Service charges on deposit accounts | $1,117,000 | 1,052 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $2,298,000 | 1,001 |
| Total noninterest expense | $9,936,000 | 1,485 |
| Salaries and employee benefits | $5,237,000 | 1,419 |
| Premises and equipment expense | $1,447,000 | 1,352 |
| Additional noninterest expense | $3,252,000 | 1,637 |
| Pre-tax net operating income | $5,248,000 | 800 |
| Securities gains (losses) | $575,000 | 651 |
| Applicable income taxes | $2,010,000 | 590 |
| Income before extraordinary items | $3,813,000 | 911 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $3,813,000 | 913 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $3,813,000 | 913 |
| Net charge-offs | $907,000 | 2,307 |
| Cash dividends | $8,000,000 | 138 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $3,439,250 | 958 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $9,857,000 | 1,611 |
| Total interest expense | $1,915,000 | 2,244 |
| Net interest income | $7,942,000 | 1,432 |
| Provision for loan and lease losses | $398,000 | 3,207 |
| Total noninterest income | $2,891,000 | 919 |
| Gross Fiduciary activities income | $445,000 | 420 |
| Service charges on deposit accounts | $737,000 | 1,065 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $1,709,000 | 892 |
| Total noninterest expense | $6,613,000 | 1,489 |
| Salaries and employee benefits | $3,492,000 | 1,418 |
| Premises and equipment expense | $959,000 | 1,381 |
| Additional noninterest expense | $2,162,000 | 1,629 |
| Pre-tax net operating income | $3,822,000 | 724 |
| Securities gains (losses) | $575,000 | 418 |
| Applicable income taxes | $1,520,000 | 492 |
| Income before extraordinary items | $2,877,000 | 780 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $2,877,000 | 777 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $2,877,000 | 780 |
| Net charge-offs | $581,000 | 2,271 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $2,503,250 | 863 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $5,012,000 | 1,611 |
| Total interest expense | $1,006,000 | 2,248 |
| Net interest income | $4,006,000 | 1,429 |
| Provision for loan and lease losses | $268,000 | 2,587 |
| Total noninterest income | $1,512,000 | 881 |
| Gross Fiduciary activities income | $221,000 | 434 |
| Service charges on deposit accounts | $353,000 | 1,104 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $938,000 | 839 |
| Total noninterest expense | $3,291,000 | 1,531 |
| Salaries and employee benefits | $1,716,000 | 1,459 |
| Premises and equipment expense | $490,000 | 1,390 |
| Additional noninterest expense | $1,085,000 | 1,619 |
| Pre-tax net operating income | $1,959,000 | 694 |
| Securities gains (losses) | $575,000 | 219 |
| Applicable income taxes | $883,000 | 417 |
| Income before extraordinary items | $1,651,000 | 676 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,651,000 | 677 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $1,651,000 | 680 |
| Net charge-offs | $51,000 | 3,695 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $1,277,250 | 829 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $29,784,000 | 1,148 |
| Total interest expense | $6,108,000 | 1,894 |
| Net interest income | $23,676,000 | 913 |
| Provision for loan and lease losses | $12,467,000 | 716 |
| Total noninterest income | $5,709,000 | 984 |
| Gross Fiduciary activities income | $729,000 | 465 |
| Service charges on deposit accounts | $1,676,000 | 1,039 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $3,304,000 | 979 |
| Total noninterest expense | $14,431,000 | 1,420 |
| Salaries and employee benefits | $7,603,000 | 1,302 |
| Premises and equipment expense | $2,059,000 | 1,314 |
| Additional noninterest expense | $4,769,000 | 1,563 |
| Pre-tax net operating income | $2,487,000 | 1,585 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $841,000 | 1,093 |
| Income before extraordinary items | $1,646,000 | 1,957 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,646,000 | 1,954 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,646,000 | 1,956 |
| Net charge-offs | $8,499,000 | 776 |
| Cash dividends | $4,750,000 | 366 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,646,000 | 1,918 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $21,828,000 | 1,203 |
| Total interest expense | $4,946,000 | 1,846 |
| Net interest income | $16,882,000 | 967 |
| Provision for loan and lease losses | $7,791,000 | 762 |
| Total noninterest income | $4,308,000 | 987 |
| Gross Fiduciary activities income | $528,000 | 464 |
| Service charges on deposit accounts | $1,255,000 | 1,036 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $2,525,000 | 982 |
| Total noninterest expense | $11,006,000 | 1,393 |
| Salaries and employee benefits | $5,804,000 | 1,299 |
| Premises and equipment expense | $1,494,000 | 1,374 |
| Additional noninterest expense | $3,708,000 | 1,462 |
| Pre-tax net operating income | $2,393,000 | 1,351 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $817,000 | 991 |
| Income before extraordinary items | $1,576,000 | 1,700 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,576,000 | 1,699 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,576,000 | 1,700 |
| Net charge-offs | $5,396,000 | 776 |
| Cash dividends | $1,500,000 | 847 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,576,000 | 1,658 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $13,986,000 | 1,278 |
| Total interest expense | $3,603,000 | 1,788 |
| Net interest income | $10,383,000 | 1,056 |
| Provision for loan and lease losses | $4,835,000 | 755 |
| Total noninterest income | $2,991,000 | 968 |
| Gross Fiduciary activities income | $349,000 | 470 |
| Service charges on deposit accounts | $864,000 | 978 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $1,778,000 | 971 |
| Total noninterest expense | $7,468,000 | 1,388 |
| Salaries and employee benefits | $3,883,000 | 1,321 |
| Premises and equipment expense | $1,001,000 | 1,390 |
| Additional noninterest expense | $2,584,000 | 1,435 |
| Pre-tax net operating income | $1,071,000 | 1,996 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $362,000 | 1,362 |
| Income before extraordinary items | $709,000 | 2,466 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $709,000 | 2,464 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $709,000 | 2,466 |
| Net charge-offs | $3,441,000 | 757 |
| Cash dividends | $1,000,000 | 886 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $709,000 | 2,383 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $6,868,000 | 1,323 |
| Total interest expense | $1,908,000 | 1,770 |
| Net interest income | $4,960,000 | 1,105 |
| Provision for loan and lease losses | $2,078,000 | 738 |
| Total noninterest income | $1,478,000 | 949 |
| Gross Fiduciary activities income | $194,000 | 450 |
| Service charges on deposit accounts | $434,000 | 956 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $850,000 | 960 |
| Total noninterest expense | $3,707,000 | 1,349 |
| Salaries and employee benefits | $1,947,000 | 1,327 |
| Premises and equipment expense | $515,000 | 1,376 |
| Additional noninterest expense | $1,245,000 | 1,316 |
| Pre-tax net operating income | $653,000 | 1,911 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $224,000 | 1,333 |
| Income before extraordinary items | $429,000 | 2,420 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $429,000 | 2,420 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $429,000 | 2,422 |
| Net charge-offs | $1,230,000 | 852 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $429,000 | 2,282 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $27,592,000 | 1,405 |
| Total interest expense | $10,060,000 | 1,617 |
| Net interest income | $17,532,000 | 1,261 |
| Provision for loan and lease losses | $5,990,000 | 885 |
| Total noninterest income | $5,693,000 | 950 |
| Gross Fiduciary activities income | $598,000 | 531 |
| Service charges on deposit accounts | $1,756,000 | 1,019 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $3,339,000 | 890 |
| Total noninterest expense | $13,318,000 | 1,464 |
| Salaries and employee benefits | $7,299,000 | 1,399 |
| Premises and equipment expense | $2,059,000 | 1,333 |
| Additional noninterest expense | $3,960,000 | 1,561 |
| Pre-tax net operating income | $3,917,000 | 1,395 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $1,345,000 | 944 |
| Income before extraordinary items | $2,572,000 | 1,575 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,572,000 | 1,576 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,442,000 | 908 |
| Cash dividends | $1,000,000 | 2,281 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $2,572,000 | 1,683 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $20,540,000 | 1,450 |
| Total interest expense | $7,844,000 | 1,607 |
| Net interest income | $12,696,000 | 1,333 |
| Provision for loan and lease losses | $3,536,000 | 814 |
| Total noninterest income | $4,330,000 | 983 |
| Gross Fiduciary activities income | $427,000 | 549 |
| Service charges on deposit accounts | $1,301,000 | 1,043 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $2,602,000 | 910 |
| Total noninterest expense | $9,904,000 | 1,470 |
| Salaries and employee benefits | $5,346,000 | 1,471 |
| Premises and equipment expense | $1,558,000 | 1,334 |
| Additional noninterest expense | $3,000,000 | 1,480 |
| Pre-tax net operating income | $3,586,000 | 1,377 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $1,238,000 | 979 |
| Income before extraordinary items | $2,348,000 | 1,542 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $2,348,000 | 1,540 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,362,000 | 740 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $2,348,000 | 1,629 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $13,517,000 | 1,496 |
| Total interest expense | $5,429,000 | 1,605 |
| Net interest income | $8,088,000 | 1,374 |
| Provision for loan and lease losses | $1,995,000 | 799 |
| Total noninterest income | $2,950,000 | 973 |
| Gross Fiduciary activities income | $288,000 | 556 |
| Service charges on deposit accounts | $836,000 | 1,055 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $1,826,000 | 904 |
| Total noninterest expense | $6,551,000 | 1,475 |
| Salaries and employee benefits | $3,516,000 | 1,498 |
| Premises and equipment expense | $1,041,000 | 1,325 |
| Additional noninterest expense | $1,994,000 | 1,470 |
| Pre-tax net operating income | $2,492,000 | 1,387 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $864,000 | 1,056 |
| Income before extraordinary items | $1,628,000 | 1,660 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,628,000 | 1,661 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,326,000 | 730 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,628,000 | 1,633 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $6,734,000 | 1,546 |
| Total interest expense | $2,959,000 | 1,586 |
| Net interest income | $3,775,000 | 1,463 |
| Provision for loan and lease losses | $947,000 | 645 |
| Total noninterest income | $1,583,000 | 930 |
| Gross Fiduciary activities income | $144,000 | 569 |
| Service charges on deposit accounts | $417,000 | 1,037 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $1,022,000 | 851 |
| Total noninterest expense | $3,276,000 | 1,463 |
| Salaries and employee benefits | $1,747,000 | 1,529 |
| Premises and equipment expense | $515,000 | 1,347 |
| Additional noninterest expense | $1,014,000 | 1,417 |
| Pre-tax net operating income | $1,135,000 | 1,595 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $394,000 | 1,209 |
| Income before extraordinary items | $741,000 | 1,937 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $741,000 | 1,939 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $570,000 | 650 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $741,000 | 1,872 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $27,526,000 | 1,560 |
| Total interest expense | $12,161,000 | 1,642 |
| Net interest income | $15,365,000 | 1,476 |
| Provision for loan and lease losses | $1,255,000 | 1,206 |
| Total noninterest income | $4,826,000 | 1,131 |
| Gross Fiduciary activities income | $487,000 | 599 |
| Service charges on deposit accounts | $1,802,000 | 985 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $2,537,000 | 1,145 |
| Total noninterest expense | $12,932,000 | 1,431 |
| Salaries and employee benefits | $6,900,000 | 1,464 |
| Premises and equipment expense | $2,010,000 | 1,320 |
| Additional noninterest expense | $4,022,000 | 1,380 |
| Pre-tax net operating income | $6,004,000 | 1,392 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $2,081,000 | 1,102 |
| Income before extraordinary items | $3,923,000 | 1,629 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,923,000 | 1,628 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,711,000 | 691 |
| Cash dividends | $500,000 | 3,679 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $3,923,000 | 1,614 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $20,538,000 | 1,573 |
| Total interest expense | $9,007,000 | 1,660 |
| Net interest income | $11,531,000 | 1,472 |
| Provision for loan and lease losses | $693,000 | 1,220 |
| Total noninterest income | $3,540,000 | 1,140 |
| Gross Fiduciary activities income | $360,000 | 594 |
| Service charges on deposit accounts | $1,347,000 | 971 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,833,000 | 1,194 |
| Total noninterest expense | $9,734,000 | 1,404 |
| Salaries and employee benefits | $5,246,000 | 1,453 |
| Premises and equipment expense | $1,509,000 | 1,308 |
| Additional noninterest expense | $2,979,000 | 1,358 |
| Pre-tax net operating income | $4,644,000 | 1,461 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $1,610,000 | 1,153 |
| Income before extraordinary items | $3,034,000 | 1,667 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $3,034,000 | 1,666 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,386,000 | 524 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $3,034,000 | 1,652 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $13,620,000 | 1,599 |
| Total interest expense | $5,912,000 | 1,694 |
| Net interest income | $7,708,000 | 1,483 |
| Provision for loan and lease losses | $337,000 | 1,413 |
| Total noninterest income | $2,257,000 | 1,211 |
| Gross Fiduciary activities income | $251,000 | 599 |
| Service charges on deposit accounts | $891,000 | 992 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $1,115,000 | 1,306 |
| Total noninterest expense | $6,545,000 | 1,414 |
| Salaries and employee benefits | $3,494,000 | 1,475 |
| Premises and equipment expense | $999,000 | 1,335 |
| Additional noninterest expense | $2,052,000 | 1,349 |
| Pre-tax net operating income | $3,083,000 | 1,506 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $1,074,000 | 1,210 |
| Income before extraordinary items | $2,009,000 | 1,724 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,009,000 | 1,724 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,039,000 | 440 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $2,009,000 | 1,703 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $6,771,000 | 1,610 |
| Total interest expense | $2,928,000 | 1,697 |
| Net interest income | $3,843,000 | 1,488 |
| Provision for loan and lease losses | $142,000 | 1,567 |
| Total noninterest income | $1,219,000 | 1,117 |
| Gross Fiduciary activities income | $133,000 | 596 |
| Service charges on deposit accounts | $430,000 | 996 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $656,000 | 1,123 |
| Total noninterest expense | $3,305,000 | 1,399 |
| Salaries and employee benefits | $1,739,000 | 1,491 |
| Premises and equipment expense | $506,000 | 1,327 |
| Additional noninterest expense | $1,060,000 | 1,271 |
| Pre-tax net operating income | $1,615,000 | 1,436 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $564,000 | 1,172 |
| Income before extraordinary items | $1,051,000 | 1,639 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,051,000 | 1,639 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $466,000 | 425 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $1,051,000 | 1,626 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $25,601,000 | 1,569 |
| Total interest expense | $10,296,000 | 1,634 |
| Net interest income | $15,305,000 | 1,491 |
| Provision for loan and lease losses | $2,731,000 | 413 |
| Total noninterest income | $5,357,000 | 1,033 |
| Gross Fiduciary activities income | $413,000 | 624 |
| Service charges on deposit accounts | $1,804,000 | 984 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $3,140,000 | 964 |
| Total noninterest expense | $12,820,000 | 1,392 |
| Salaries and employee benefits | $7,083,000 | 1,375 |
| Premises and equipment expense | $1,816,000 | 1,411 |
| Additional noninterest expense | $3,921,000 | 1,358 |
| Pre-tax net operating income | $5,111,000 | 1,839 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $1,774,000 | 1,462 |
| Income before extraordinary items | $3,337,000 | 2,090 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $3,337,000 | 2,091 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,668,000 | 307 |
| Cash dividends | $4,750,000 | 746 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $3,337,000 | 2,079 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $18,795,000 | 1,584 |
| Total interest expense | $7,347,000 | 1,673 |
| Net interest income | $11,448,000 | 1,513 |
| Provision for loan and lease losses | $1,982,000 | 407 |
| Total noninterest income | $4,142,000 | 1,022 |
| Gross Fiduciary activities income | $313,000 | 618 |
| Service charges on deposit accounts | $1,303,000 | 1,023 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,526,000 | 936 |
| Total noninterest expense | $9,551,000 | 1,411 |
| Salaries and employee benefits | $5,275,000 | 1,402 |
| Premises and equipment expense | $1,370,000 | 1,424 |
| Additional noninterest expense | $2,906,000 | 1,369 |
| Pre-tax net operating income | $4,057,000 | 1,812 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $1,412,000 | 1,458 |
| Income before extraordinary items | $2,645,000 | 2,055 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,645,000 | 2,057 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,739,000 | 298 |
| Cash dividends | $2,250,000 | 1,043 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $2,645,000 | 2,049 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $12,218,000 | 1,590 |
| Total interest expense | $4,592,000 | 1,690 |
| Net interest income | $7,626,000 | 1,511 |
| Provision for loan and lease losses | $1,521,000 | 338 |
| Total noninterest income | $3,056,000 | 934 |
| Gross Fiduciary activities income | $211,000 | 624 |
| Service charges on deposit accounts | $848,000 | 1,045 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,997,000 | 819 |
| Total noninterest expense | $6,403,000 | 1,409 |
| Salaries and employee benefits | $3,531,000 | 1,403 |
| Premises and equipment expense | $905,000 | 1,437 |
| Additional noninterest expense | $1,967,000 | 1,362 |
| Pre-tax net operating income | $2,758,000 | 1,804 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $965,000 | 1,447 |
| Income before extraordinary items | $1,793,000 | 2,015 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,793,000 | 2,017 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,176,000 | 302 |
| Cash dividends | $2,250,000 | 738 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,793,000 | 2,005 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $5,956,000 | 1,590 |
| Total interest expense | $2,175,000 | 1,692 |
| Net interest income | $3,781,000 | 1,515 |
| Provision for loan and lease losses | $975,000 | 272 |
| Total noninterest income | $1,920,000 | 762 |
| Gross Fiduciary activities income | $111,000 | 623 |
| Service charges on deposit accounts | $393,000 | 1,100 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,416,000 | 620 |
| Total noninterest expense | $3,195,000 | 1,416 |
| Salaries and employee benefits | $1,769,000 | 1,406 |
| Premises and equipment expense | $455,000 | 1,429 |
| Additional noninterest expense | $971,000 | 1,352 |
| Pre-tax net operating income | $1,531,000 | 1,599 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $535,000 | 1,316 |
| Income before extraordinary items | $996,000 | 1,794 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $996,000 | 1,794 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $586,000 | 293 |
| Cash dividends | $2,250,000 | 387 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $996,000 | 1,784 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $25,803,000 | 1,293 |
| Total interest expense | $7,680,000 | 1,479 |
| Net interest income | $18,123,000 | 1,189 |
| Provision for loan and lease losses | $3,974,000 | 288 |
| Total noninterest income | $3,765,000 | 1,342 |
| Gross Fiduciary activities income | $351,000 | 665 |
| Service charges on deposit accounts | $1,801,000 | 968 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,613,000 | 1,575 |
| Total noninterest expense | $12,110,000 | 1,419 |
| Salaries and employee benefits | $6,593,000 | 1,419 |
| Premises and equipment expense | $1,674,000 | 1,461 |
| Additional noninterest expense | $3,843,000 | 1,330 |
| Pre-tax net operating income | $5,804,000 | 1,620 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $2,027,000 | 1,349 |
| Income before extraordinary items | $3,777,000 | 1,822 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $3,777,000 | 1,820 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,915,000 | 213 |
| Cash dividends | $750,000 | 2,940 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $3,777,000 | 1,797 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $18,901,000 | 1,289 |
| Total interest expense | $5,513,000 | 1,448 |
| Net interest income | $13,388,000 | 1,192 |
| Provision for loan and lease losses | $3,623,000 | 230 |
| Total noninterest income | $3,517,000 | 1,144 |
| Gross Fiduciary activities income | $258,000 | 660 |
| Service charges on deposit accounts | $1,340,000 | 974 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,919,000 | 1,160 |
| Total noninterest expense | $9,144,000 | 1,392 |
| Salaries and employee benefits | $4,968,000 | 1,392 |
| Premises and equipment expense | $1,236,000 | 1,467 |
| Additional noninterest expense | $2,940,000 | 1,298 |
| Pre-tax net operating income | $4,138,000 | 1,713 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $1,448,000 | 1,422 |
| Income before extraordinary items | $2,690,000 | 1,948 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,690,000 | 1,947 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,782,000 | 213 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $2,690,000 | 1,910 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $12,586,000 | 1,250 |
| Total interest expense | $3,504,000 | 1,435 |
| Net interest income | $9,082,000 | 1,162 |
| Provision for loan and lease losses | $2,469,000 | 229 |
| Total noninterest income | $2,261,000 | 1,156 |
| Gross Fiduciary activities income | $181,000 | 653 |
| Service charges on deposit accounts | $879,000 | 970 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $1,201,000 | 1,180 |
| Total noninterest expense | $6,167,000 | 1,371 |
| Salaries and employee benefits | $3,303,000 | 1,389 |
| Premises and equipment expense | $804,000 | 1,498 |
| Additional noninterest expense | $2,060,000 | 1,220 |
| Pre-tax net operating income | $2,707,000 | 1,711 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $951,000 | 1,422 |
| Income before extraordinary items | $1,756,000 | 1,937 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,756,000 | 1,937 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,884,000 | 180 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,756,000 | 1,903 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $6,012,000 | 1,278 |
| Total interest expense | $1,658,000 | 1,440 |
| Net interest income | $4,354,000 | 1,211 |
| Provision for loan and lease losses | $1,209,000 | 221 |
| Total noninterest income | $1,138,000 | 1,133 |
| Gross Fiduciary activities income | $97,000 | 646 |
| Service charges on deposit accounts | $417,000 | 991 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $624,000 | 1,142 |
| Total noninterest expense | $3,073,000 | 1,378 |
| Salaries and employee benefits | $1,645,000 | 1,400 |
| Premises and equipment expense | $392,000 | 1,555 |
| Additional noninterest expense | $1,036,000 | 1,195 |
| Pre-tax net operating income | $1,210,000 | 1,864 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $427,000 | 1,541 |
| Income before extraordinary items | $783,000 | 2,122 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $783,000 | 2,123 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,909,000 | 159 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $783,000 | 2,090 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $25,635,000 | 1,106 |
| Total interest expense | $6,210,000 | 1,328 |
| Net interest income | $19,425,000 | 1,026 |
| Provision for loan and lease losses | $2,688,000 | 427 |
| Total noninterest income | $1,149,000 | 3,219 |
| Gross Fiduciary activities income | $274,000 | 717 |
| Service charges on deposit accounts | $1,784,000 | 989 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $-909,000 | 8,981 |
| Total noninterest expense | $11,384,000 | 1,426 |
| Salaries and employee benefits | $6,230,000 | 1,421 |
| Premises and equipment expense | $1,391,000 | 1,680 |
| Additional noninterest expense | $3,763,000 | 1,322 |
| Pre-tax net operating income | $6,502,000 | 1,330 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $2,274,000 | 1,133 |
| Income before extraordinary items | $4,228,000 | 1,526 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $4,228,000 | 1,527 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,039,000 | 239 |
| Cash dividends | $3,500,000 | 848 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $4,228,000 | 1,474 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $19,665,000 | 1,063 |
| Total interest expense | $4,566,000 | 1,320 |
| Net interest income | $15,099,000 | 971 |
| Provision for loan and lease losses | $4,425,000 | 227 |
| Total noninterest income | $3,173,000 | 1,249 |
| Gross Fiduciary activities income | $196,000 | 731 |
| Service charges on deposit accounts | $1,332,000 | 1,001 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,645,000 | 1,231 |
| Total noninterest expense | $8,436,000 | 1,445 |
| Salaries and employee benefits | $4,555,000 | 1,454 |
| Premises and equipment expense | $1,061,000 | 1,645 |
| Additional noninterest expense | $2,820,000 | 1,319 |
| Pre-tax net operating income | $5,411,000 | 1,216 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $1,893,000 | 1,060 |
| Income before extraordinary items | $3,518,000 | 1,389 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $3,518,000 | 1,390 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,866,000 | 172 |
| Cash dividends | $2,500,000 | 802 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $3,518,000 | 1,349 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $13,300,000 | 1,034 |
| Total interest expense | $3,017,000 | 1,313 |
| Net interest income | $10,283,000 | 947 |
| Provision for loan and lease losses | $3,014,000 | 223 |
| Total noninterest income | $2,132,000 | 1,230 |
| Gross Fiduciary activities income | $139,000 | 716 |
| Service charges on deposit accounts | $863,000 | 1,023 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,130,000 | 1,216 |
| Total noninterest expense | $5,614,000 | 1,439 |
| Salaries and employee benefits | $3,019,000 | 1,467 |
| Premises and equipment expense | $698,000 | 1,657 |
| Additional noninterest expense | $1,897,000 | 1,286 |
| Pre-tax net operating income | $3,787,000 | 1,139 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $1,323,000 | 1,026 |
| Income before extraordinary items | $2,464,000 | 1,317 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,464,000 | 1,318 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,267,000 | 167 |
| Cash dividends | $500,000 | 2,118 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $2,464,000 | 1,269 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $6,447,000 | 1,082 |
| Total interest expense | $1,539,000 | 1,298 |
| Net interest income | $4,908,000 | 998 |
| Provision for loan and lease losses | $2,088,000 | 183 |
| Total noninterest income | $1,071,000 | 1,196 |
| Gross Fiduciary activities income | $68,000 | 733 |
| Service charges on deposit accounts | $408,000 | 1,056 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $595,000 | 1,152 |
| Total noninterest expense | $2,805,000 | 1,453 |
| Salaries and employee benefits | $1,505,000 | 1,471 |
| Premises and equipment expense | $355,000 | 1,651 |
| Additional noninterest expense | $945,000 | 1,268 |
| Pre-tax net operating income | $1,086,000 | 1,871 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $382,000 | 1,630 |
| Income before extraordinary items | $704,000 | 2,168 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $704,000 | 2,169 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,017,000 | 169 |
| Cash dividends | $500,000 | 1,176 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $704,000 | 2,088 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $27,085,000 | 1,041 |
| Total interest expense | $6,847,000 | 1,293 |
| Net interest income | $20,238,000 | 945 |
| Provision for loan and lease losses | $7,885,000 | 234 |
| Total noninterest income | $2,169,000 | 2,182 |
| Gross Fiduciary activities income | $247,000 | 758 |
| Service charges on deposit accounts | $1,725,000 | 1,010 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $197,000 | 5,315 |
| Total noninterest expense | $10,146,000 | 1,576 |
| Salaries and employee benefits | $5,397,000 | 1,601 |
| Premises and equipment expense | $1,354,000 | 1,676 |
| Additional noninterest expense | $3,395,000 | 1,444 |
| Pre-tax net operating income | $4,376,000 | 1,843 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $1,527,000 | 1,600 |
| Income before extraordinary items | $2,849,000 | 2,133 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,849,000 | 2,133 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,061,000 | 239 |
| Cash dividends | $1,000,000 | 2,290 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,849,000 | 2,041 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $20,560,000 | 1,045 |
| Total interest expense | $5,243,000 | 1,323 |
| Net interest income | $15,317,000 | 954 |
| Provision for loan and lease losses | $6,878,000 | 219 |
| Total noninterest income | $2,322,000 | 1,686 |
| Gross Fiduciary activities income | $191,000 | 744 |
| Service charges on deposit accounts | $1,275,000 | 1,028 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $856,000 | 2,271 |
| Total noninterest expense | $7,345,000 | 1,647 |
| Salaries and employee benefits | $3,866,000 | 1,676 |
| Premises and equipment expense | $1,004,000 | 1,704 |
| Additional noninterest expense | $2,475,000 | 1,485 |
| Pre-tax net operating income | $3,416,000 | 1,830 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $1,195,000 | 1,621 |
| Income before extraordinary items | $2,221,000 | 2,120 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,221,000 | 2,118 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,170,000 | 225 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $2,221,000 | 2,014 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $13,654,000 | 1,065 |
| Total interest expense | $3,565,000 | 1,348 |
| Net interest income | $10,089,000 | 959 |
| Provision for loan and lease losses | $5,048,000 | 206 |
| Total noninterest income | $1,330,000 | 1,884 |
| Gross Fiduciary activities income | $120,000 | 758 |
| Service charges on deposit accounts | $822,000 | 1,048 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $388,000 | 2,843 |
| Total noninterest expense | $4,729,000 | 1,697 |
| Salaries and employee benefits | $2,455,000 | 1,750 |
| Premises and equipment expense | $658,000 | 1,727 |
| Additional noninterest expense | $1,616,000 | 1,512 |
| Pre-tax net operating income | $1,642,000 | 2,409 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $570,000 | 2,119 |
| Income before extraordinary items | $1,072,000 | 2,833 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,072,000 | 2,832 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,374,000 | 234 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,072,000 | 2,663 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $6,596,000 | 1,116 |
| Total interest expense | $1,777,000 | 1,382 |
| Net interest income | $4,819,000 | 1,004 |
| Provision for loan and lease losses | $2,509,000 | 214 |
| Total noninterest income | $599,000 | 2,000 |
| Gross Fiduciary activities income | $66,000 | 747 |
| Service charges on deposit accounts | $371,000 | 1,116 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $162,000 | 3,072 |
| Total noninterest expense | $2,321,000 | 1,704 |
| Salaries and employee benefits | $1,192,000 | 1,793 |
| Premises and equipment expense | $325,000 | 1,761 |
| Additional noninterest expense | $804,000 | 1,477 |
| Pre-tax net operating income | $588,000 | 3,135 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $208,000 | 2,624 |
| Income before extraordinary items | $380,000 | 3,601 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $380,000 | 3,599 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,548,000 | 255 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $380,000 | 3,426 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $27,122,000 | 1,139 |
| Total interest expense | $7,713,000 | 1,462 |
| Net interest income | $19,409,000 | 1,001 |
| Provision for loan and lease losses | $7,519,000 | 290 |
| Total noninterest income | $258,000 | 6,791 |
| Gross Fiduciary activities income | $241,000 | 777 |
| Service charges on deposit accounts | $1,252,000 | 1,296 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-1,235,000 | 9,356 |
| Total noninterest expense | $8,399,000 | 1,805 |
| Salaries and employee benefits | $4,275,000 | 1,887 |
| Premises and equipment expense | $1,329,000 | 1,653 |
| Additional noninterest expense | $2,795,000 | 1,676 |
| Pre-tax net operating income | $3,749,000 | 2,093 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $1,555,000 | 1,601 |
| Income before extraordinary items | $2,194,000 | 2,615 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,194,000 | 2,614 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,907,000 | 290 |
| Cash dividends | $2,500,000 | 1,086 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,194,000 | 2,520 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $28,850,000 | 1,186 |
| Total interest expense | $12,940,000 | 1,252 |
| Net interest income | $15,910,000 | 1,117 |
| Provision for loan and lease losses | $6,677,000 | 295 |
| Total noninterest income | $1,765,000 | 2,227 |
| Gross Fiduciary activities income | $11,000 | 1,408 |
| Service charges on deposit accounts | $1,192,000 | 1,252 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $562,000 | 2,939 |
| Total noninterest expense | $8,343,000 | 1,742 |
| Salaries and employee benefits | $3,893,000 | 1,929 |
| Premises and equipment expense | $1,544,000 | 1,382 |
| Additional noninterest expense | $2,906,000 | 1,597 |
| Pre-tax net operating income | $2,655,000 | 2,544 |
| Securities gains (losses) | $182,000 | 1,277 |
| Applicable income taxes | $1,273,000 | 1,725 |
| Income before extraordinary items | $1,564,000 | 3,127 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,564,000 | 3,131 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,700,000 | 255 |
| Cash dividends | $1,000,000 | 2,212 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,447,520 | 3,202 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $30,497,000 | 1,157 |
| Total interest expense | $14,098,000 | 1,232 |
| Net interest income | $16,399,000 | 1,076 |
| Provision for loan and lease losses | $5,645,000 | 295 |
| Total noninterest income | $1,978,000 | 1,891 |
| Gross Fiduciary activities income | $1,000 | 1,318 |
| Service charges on deposit accounts | $991,000 | 1,375 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $986,000 | 1,878 |
| Total noninterest expense | $7,970,000 | 1,754 |
| Salaries and employee benefits | $3,490,000 | 2,036 |
| Premises and equipment expense | $1,677,000 | 1,210 |
| Additional noninterest expense | $2,803,000 | 1,593 |
| Pre-tax net operating income | $4,762,000 | 1,555 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $1,595,000 | 1,433 |
| Income before extraordinary items | $3,167,000 | 1,657 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $3,167,000 | 1,656 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,106,000 | 243 |
| Cash dividends | $2,500,000 | 1,116 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $3,167,000 | 1,647 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $30,226,000 | 1,080 |
| Total interest expense | $13,226,000 | 1,152 |
| Net interest income | $17,000,000 | 1,031 |
| Provision for loan and lease losses | $7,061,000 | 249 |
| Total noninterest income | $1,753,000 | 2,043 |
| Gross Fiduciary activities income | $1,000 | 1,355 |
| Service charges on deposit accounts | $898,000 | 1,438 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $854,000 | 2,068 |
| Total noninterest expense | $7,066,000 | 1,940 |
| Salaries and employee benefits | $3,134,000 | 2,237 |
| Premises and equipment expense | $1,609,000 | 1,263 |
| Additional noninterest expense | $2,323,000 | 1,878 |
| Pre-tax net operating income | $4,626,000 | 1,623 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $1,511,000 | 1,593 |
| Income before extraordinary items | $3,115,000 | 1,712 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,115,000 | 1,713 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,309,000 | 223 |
| Cash dividends | $2,750,000 | 1,046 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $3,115,000 | 1,680 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $30,528,000 | 1,073 |
| Total interest expense | $13,146,000 | 1,184 |
| Net interest income | $17,382,000 | 969 |
| Provision for loan and lease losses | $8,074,000 | 235 |
| Total noninterest income | $1,667,000 | 2,094 |
| Gross Fiduciary activities income | $11,000 | 1,282 |
| Service charges on deposit accounts | $856,000 | 1,471 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $800,000 | 2,171 |
| Total noninterest expense | $6,248,000 | 2,103 |
| Salaries and employee benefits | $2,693,000 | 2,509 |
| Premises and equipment expense | $1,239,000 | 1,580 |
| Additional noninterest expense | $2,316,000 | 1,823 |
| Pre-tax net operating income | $4,727,000 | 1,568 |
| Securities gains (losses) | $7,000 | 3,223 |
| Applicable income taxes | $1,621,000 | 1,515 |
| Income before extraordinary items | $3,113,000 | 1,692 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $3,113,000 | 1,693 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,380,000 | 226 |
| Cash dividends | $1,000,000 | 2,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $3,108,380 | 1,630 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $27,363,000 | 1,222 |
| Total interest expense | $11,906,000 | 1,324 |
| Net interest income | $15,457,000 | 1,142 |
| Provision for loan and lease losses | $7,458,000 | 251 |
| Total noninterest income | $1,453,000 | 2,264 |
| Gross Fiduciary activities income | $39,000 | 1,209 |
| Service charges on deposit accounts | $839,000 | 1,553 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $575,000 | 2,568 |
| Total noninterest expense | $4,931,000 | 2,599 |
| Salaries and employee benefits | $2,331,000 | 2,839 |
| Premises and equipment expense | $669,000 | 2,854 |
| Additional noninterest expense | $1,931,000 | 2,166 |
| Pre-tax net operating income | $4,521,000 | 1,698 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $1,645,000 | 1,572 |
| Income before extraordinary items | $2,876,000 | 1,842 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,876,000 | 1,841 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,919,000 | 237 |
| Cash dividends | $2,500,000 | 1,088 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,876,000 | 1,796 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $25,841,000 | 1,317 |
| Total interest expense | $11,572,000 | 1,403 |
| Net interest income | $14,269,000 | 1,257 |
| Provision for loan and lease losses | $6,426,000 | 287 |
| Total noninterest income | $1,412,000 | 2,402 |
| Gross Fiduciary activities income | $25,000 | 1,330 |
| Service charges on deposit accounts | $798,000 | 1,672 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $589,000 | 2,601 |
| Total noninterest expense | $4,936,000 | 2,768 |
| Salaries and employee benefits | $2,288,000 | 2,925 |
| Premises and equipment expense | $649,000 | 2,976 |
| Additional noninterest expense | $1,999,000 | 2,458 |
| Pre-tax net operating income | $4,319,000 | 1,675 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $1,558,000 | 1,553 |
| Income before extraordinary items | $2,761,000 | 1,792 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,761,000 | 1,793 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,943,000 | 299 |
| Cash dividends | $4,500,000 | 716 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,761,000 | 1,761 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $24,719,000 | 1,385 |
| Total interest expense | $11,820,000 | 1,382 |
| Net interest income | $12,899,000 | 1,394 |
| Provision for loan and lease losses | $4,565,000 | 341 |
| Total noninterest income | $1,171,000 | 2,771 |
| Gross Fiduciary activities income | $11,000 | 1,466 |
| Service charges on deposit accounts | $726,000 | 1,868 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $434,000 | 3,155 |
| Total noninterest expense | $5,151,000 | 2,633 |
| Salaries and employee benefits | $2,229,000 | 2,988 |
| Premises and equipment expense | $598,000 | 3,209 |
| Additional noninterest expense | $2,324,000 | 2,126 |
| Pre-tax net operating income | $4,354,000 | 1,692 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $1,547,000 | 1,605 |
| Income before extraordinary items | $2,807,000 | 1,800 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,807,000 | 1,799 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,234,000 | 352 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,807,000 | 1,776 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $22,580,000 | 1,375 |
| Total interest expense | $9,913,000 | 1,325 |
| Net interest income | $12,667,000 | 1,422 |
| Provision for loan and lease losses | $4,043,000 | 335 |
| Total noninterest income | $1,244,000 | 2,667 |
| Gross Fiduciary activities income | $75,000 | 1,234 |
| Service charges on deposit accounts | $697,000 | 1,939 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $472,000 | 3,059 |
| Total noninterest expense | $5,191,000 | 2,674 |
| Salaries and employee benefits | $2,108,000 | 3,122 |
| Premises and equipment expense | $576,000 | 3,392 |
| Additional noninterest expense | $2,507,000 | 2,129 |
| Pre-tax net operating income | $4,677,000 | 1,552 |
| Securities gains (losses) | $1,000 | 3,293 |
| Applicable income taxes | $1,668,000 | 1,406 |
| Income before extraordinary items | $3,010,000 | 1,623 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $3,010,000 | 1,622 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,904,000 | 354 |
| Cash dividends | $2,750,000 | 867 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $3,009,360 | 1,631 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $21,243,000 | 1,478 |
| Total interest expense | $10,060,000 | 1,332 |
| Net interest income | $11,183,000 | 1,611 |
| Provision for loan and lease losses | $4,175,000 | 499 |
| Total noninterest income | $1,416,000 | 2,556 |
| Gross Fiduciary activities income | $31,000 | 1,410 |
| Service charges on deposit accounts | $742,000 | 1,846 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $643,000 | 2,761 |
| Total noninterest expense | $4,515,000 | 3,109 |
| Salaries and employee benefits | $2,077,000 | 3,157 |
| Premises and equipment expense | $484,000 | 3,981 |
| Additional noninterest expense | $1,954,000 | 2,789 |
| Pre-tax net operating income | $3,909,000 | 1,758 |
| Securities gains (losses) | $5,000 | 6,132 |
| Applicable income taxes | $1,437,000 | 1,630 |
| Income before extraordinary items | $2,477,000 | 2,025 |
| Extraordinary gains, net | $-98,000 | 12,913 |
| Net income | $2,379,000 | 2,183 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,750,000 | 491 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,473,800 | 1,901 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $18,283,000 | 1,947 |
| Total interest expense | $8,873,000 | 1,911 |
| Net interest income | $9,410,000 | 1,938 |
| Provision for loan and lease losses | $3,776,000 | 711 |
| Total noninterest income | $1,371,000 | 2,565 |
| Gross Fiduciary activities income | $37,000 | 1,407 |
| Service charges on deposit accounts | $671,000 | 2,023 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $663,000 | 2,636 |
| Total noninterest expense | $3,973,000 | 3,520 |
| Salaries and employee benefits | $1,742,000 | 3,670 |
| Premises and equipment expense | $521,000 | 3,829 |
| Additional noninterest expense | $1,710,000 | 3,197 |
| Pre-tax net operating income | $3,032,000 | 2,050 |
| Securities gains (losses) | $55,000 | 3,959 |
| Applicable income taxes | $1,005,000 | 2,103 |
| Income before extraordinary items | $2,082,000 | 2,203 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $2,082,000 | 2,229 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,033,000 | 728 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $2,045,150 | 2,059 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.