Home > Platte Valley Bank > Income and Expense

Platte Valley Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$54,167,000866
Total interest expense$19,927,000783
Net interest income$34,240,000931
Provision for loan and lease losses$98,0002,485
Total noninterest income$6,257,0001,018
Gross Fiduciary activities income$574,000581
Service charges on deposit accounts$1,131,000914
Trading account gains and feesNANA
Additional Noninterest Income$4,552,000941
Total noninterest expense$27,243,000961
Salaries and employee benefits$17,990,000838
Premises and equipment expense$3,913,000687
Additional noninterest expense$4,552,000941
Pre-tax net operating income$13,156,000950
Securities gains (losses)$-186,0003,937
Applicable income taxes$2,872,000770
Income before extraordinary items$10,098,0001,000
Extraordinary gains, net$054
Net income$10,098,0001,013
Minority interest net income$088
Net income of bank and minority interests.$10,098,0001,003
Net charge-offs$1,196,000483
Cash dividends$2,950,0001,221
Sale, conversion, retirement of capital stock, net$0540
Net operating income$10,244,9401,007
2023-09-30 (YTD Data)Rank
Total interest income$39,354,000868
Total interest expense$14,133,000770
Net interest income$25,221,000949
Provision for loan and lease losses$99,0002,148
Total noninterest income$4,676,0001,040
Gross Fiduciary activities income$408,000585
Service charges on deposit accounts$848,000913
Trading account gains and feesNANA
Additional Noninterest Income$3,420,000950
Total noninterest expense$20,333,000966
Salaries and employee benefits$13,523,000842
Premises and equipment expense$2,909,000695
Additional noninterest expense$3,420,000950
Pre-tax net operating income$9,465,0001,016
Securities gains (losses)$-214,0004,207
Applicable income taxes$2,027,000825
Income before extraordinary items$7,224,0001,094
Extraordinary gains, net$052
Net income$7,224,0001,099
Minority interest net income$081
Net income of bank and minority interests.$7,224,0001,094
Net charge-offs$841,000443
Cash dividends$2,450,0001,032
Sale, conversion, retirement of capital stock, net$0507
Net operating income$7,393,0601,085
2023-06-30 (YTD Data)Rank
Total interest income$24,913,000881
Total interest expense$8,445,000769
Net interest income$16,468,000971
Provision for loan and lease losses$96,0001,843
Total noninterest income$3,006,0001,000
Gross Fiduciary activities income$290,000569
Service charges on deposit accounts$547,000923
Trading account gains and feesNANA
Additional Noninterest Income$2,169,000910
Total noninterest expense$13,462,000958
Salaries and employee benefits$9,017,000834
Premises and equipment expense$1,899,000700
Additional noninterest expense$2,169,000909
Pre-tax net operating income$5,916,0001,060
Securities gains (losses)$-214,0004,350
Applicable income taxes$1,244,000879
Income before extraordinary items$4,458,0001,154
Extraordinary gains, net$051
Net income$4,458,0001,164
Minority interest net income$081
Net income of bank and minority interests.$4,458,0001,154
Net charge-offs$784,000345
Cash dividends$1,450,0001,122
Sale, conversion, retirement of capital stock, net$0486
Net operating income$4,627,0601,127
2023-03-31 (YTD Data)Rank
Total interest income$12,044,000899
Total interest expense$3,906,000743
Net interest income$8,138,000979
Provision for loan and lease losses$96,0001,298
Total noninterest income$1,500,0001,004
Gross Fiduciary activities income$150,000585
Service charges on deposit accounts$276,000929
Trading account gains and feesNANA
Additional Noninterest Income$1,074,000912
Total noninterest expense$6,623,000986
Salaries and employee benefits$4,533,000849
Premises and equipment expense$936,000741
Additional noninterest expense$1,074,000912
Pre-tax net operating income$2,919,0001,097
Securities gains (losses)$-214,0004,449
Applicable income taxes$521,0001,018
Income before extraordinary items$2,184,0001,200
Extraordinary gains, net$04
Net income$2,184,0001,199
Minority interest net income$048
Net income of bank and minority interests.$2,184,0001,200
Net charge-offs$24,0001,045
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$2,357,3401,143
2022-12-31 (YTD Data)Rank
Total interest income$39,396,000906
Total interest expense$6,305,000664
Net interest income$33,091,000939
Provision for loan and lease losses$03,012
Total noninterest income$6,470,0001,016
Gross Fiduciary activities income$732,000569
Service charges on deposit accounts$1,078,000950
Trading account gains and feesNANA
Additional Noninterest Income$4,660,000953
Total noninterest expense$25,031,0001,006
Salaries and employee benefits$17,033,000869
Premises and equipment expense$3,027,000852
Additional noninterest expense$4,660,000953
Pre-tax net operating income$14,530,000964
Securities gains (losses)$-280,0004,190
Applicable income taxes$3,081,000821
Income before extraordinary items$11,169,0001,015
Extraordinary gains, net$05
Net income$11,169,0001,015
Minority interest net income$063
Net income of bank and minority interests.$11,169,0001,015
Net charge-offs$-455,0004,583
Cash dividends$5,500,000725
Sale, conversion, retirement of capital stock, net$0568
Net operating income$11,390,2001,022
2022-09-30 (YTD Data)Rank
Total interest income$28,221,000900
Total interest expense$3,408,000661
Net interest income$24,813,000927
Provision for loan and lease losses$02,835
Total noninterest income$4,766,0001,039
Gross Fiduciary activities income$529,000573
Service charges on deposit accounts$791,000983
Trading account gains and feesNANA
Additional Noninterest Income$3,446,000963
Total noninterest expense$18,453,0001,022
Salaries and employee benefits$12,707,000865
Premises and equipment expense$2,190,000881
Additional noninterest expense$3,446,000963
Pre-tax net operating income$11,126,000959
Securities gains (losses)$-280,0004,403
Applicable income taxes$2,312,000824
Income before extraordinary items$8,534,0001,002
Extraordinary gains, net$04
Net income$8,534,0001,001
Minority interest net income$057
Net income of bank and minority interests.$8,534,0001,002
Net charge-offs$-518,0004,637
Cash dividends$3,437,000764
Sale, conversion, retirement of capital stock, net$0519
Net operating income$8,755,2001,003
2022-06-30 (YTD Data)Rank
Total interest income$18,026,000901
Total interest expense$1,796,000660
Net interest income$16,230,000924
Provision for loan and lease losses$02,599
Total noninterest income$3,292,0001,006
Gross Fiduciary activities income$369,000530
Service charges on deposit accounts$497,0001,007
Trading account gains and feesNANA
Additional Noninterest Income$2,426,000960
Total noninterest expense$12,114,0001,016
Salaries and employee benefits$8,349,000861
Premises and equipment expense$1,393,000908
Additional noninterest expense$2,372,0001,411
Pre-tax net operating income$7,408,000903
Securities gains (losses)$-290,0004,518
Applicable income taxes$1,423,000817
Income before extraordinary items$5,695,000953
Extraordinary gains, net$04
Net income$5,695,000952
Minority interest net income$060
Net income of bank and minority interests.$5,695,000953
Net charge-offs$-549,0004,689
Cash dividends$1,375,0001,128
Sale, conversion, retirement of capital stock, net$0494
Net operating income$5,927,000939
2022-03-31 (YTD Data)Rank
Total interest income$8,579,000926
Total interest expense$845,000650
Net interest income$7,734,000940
Provision for loan and lease losses$02,285
Total noninterest income$1,739,000969
Gross Fiduciary activities income$180,000535
Service charges on deposit accounts$234,0001,052
Trading account gains and feesNANA
Additional Noninterest Income$1,325,000912
Total noninterest expense$5,855,0001,035
Salaries and employee benefits$4,062,000884
Premises and equipment expense$674,000938
Additional noninterest expense$1,119,0001,455
Pre-tax net operating income$3,618,000889
Securities gains (losses)$-290,0004,640
Applicable income taxes$531,000940
Income before extraordinary items$2,797,000938
Extraordinary gains, net$04
Net income$2,797,000937
Minority interest net income$050
Net income of bank and minority interests.$2,797,000938
Net charge-offs$19,000973
Cash dividends$1,375,000629
Sale, conversion, retirement of capital stock, net$0453
Net operating income$3,040,600894
2021-12-31 (YTD Data)Rank
Total interest income$35,425,000920
Total interest expense$3,920,000688
Net interest income$31,505,000933
Provision for loan and lease losses$253,0001,543
Total noninterest income$8,275,000966
Gross Fiduciary activities income$645,000548
Service charges on deposit accounts$978,000992
Trading account gains and feesNANA
Additional Noninterest Income$6,652,000879
Total noninterest expense$22,314,0001,071
Salaries and employee benefits$14,589,000957
Premises and equipment expense$2,499,000988
Additional noninterest expense$5,226,0001,283
Pre-tax net operating income$17,213,000843
Securities gains (losses)$-309,0004,755
Applicable income taxes$3,650,000764
Income before extraordinary items$13,254,000913
Extraordinary gains, net$010
Net income$13,254,000913
Minority interest net income$074
Net income of bank and minority interests.$13,254,000913
Net charge-offs$582,000576
Cash dividends$3,917,000967
Sale, conversion, retirement of capital stock, net$0582
Net operating income$13,498,110888
2021-09-30 (YTD Data)Rank
Total interest income$26,850,000932
Total interest expense$2,938,000734
Net interest income$23,912,000935
Provision for loan and lease losses$253,0001,281
Total noninterest income$5,870,0001,014
Gross Fiduciary activities income$466,000545
Service charges on deposit accounts$713,0001,005
Trading account gains and feesNANA
Additional Noninterest Income$4,691,000932
Total noninterest expense$16,528,0001,096
Salaries and employee benefits$10,634,000991
Premises and equipment expense$1,895,000995
Additional noninterest expense$3,999,0001,261
Pre-tax net operating income$13,001,000875
Securities gains (losses)$-309,0004,867
Applicable income taxes$2,734,000791
Income before extraordinary items$9,958,000956
Extraordinary gains, net$08
Net income$9,958,000956
Minority interest net income$069
Net income of bank and minority interests.$9,958,000956
Net charge-offs$429,000551
Cash dividends$3,387,000779
Sale, conversion, retirement of capital stock, net$0543
Net operating income$10,202,110913
2021-06-30 (YTD Data)Rank
Total interest income$18,287,000911
Total interest expense$2,038,000736
Net interest income$16,249,000913
Provision for loan and lease losses$253,0001,020
Total noninterest income$3,950,0001,006
Gross Fiduciary activities income$303,000547
Service charges on deposit accounts$471,000985
Trading account gains and feesNANA
Additional Noninterest Income$3,176,000928
Total noninterest expense$10,962,0001,088
Salaries and employee benefits$6,993,000995
Premises and equipment expense$1,254,0001,001
Additional noninterest expense$2,715,0001,223
Pre-tax net operating income$8,984,000836
Securities gains (losses)$-309,0004,915
Applicable income taxes$1,764,000800
Income before extraordinary items$6,911,000901
Extraordinary gains, net$06
Net income$6,911,000901
Minority interest net income$067
Net income of bank and minority interests.$6,911,000901
Net charge-offs$220,000620
Cash dividends$2,258,000770
Sale, conversion, retirement of capital stock, net$0517
Net operating income$7,158,200862
2021-03-31 (YTD Data)Rank
Total interest income$9,190,000897
Total interest expense$1,037,000767
Net interest income$8,153,000904
Provision for loan and lease losses$253,000675
Total noninterest income$1,959,0001,018
Gross Fiduciary activities income$151,000553
Service charges on deposit accounts$221,0001,012
Trading account gains and feesNANA
Additional Noninterest Income$1,587,000941
Total noninterest expense$5,449,0001,082
Salaries and employee benefits$3,447,0001,007
Premises and equipment expense$641,000988
Additional noninterest expense$1,361,0001,203
Pre-tax net operating income$4,410,000849
Securities gains (losses)$-309,0004,937
Applicable income taxes$671,000950
Income before extraordinary items$3,430,000920
Extraordinary gains, net$03
Net income$3,430,000920
Minority interest net income$055
Net income of bank and minority interests.$3,430,000920
Net charge-offs$340,000321
Cash dividends$1,129,000687
Sale, conversion, retirement of capital stock, net$0482
Net operating income$3,689,560841
2020-12-31 (YTD Data)Rank
Total interest income$34,689,000936
Total interest expense$5,746,000837
Net interest income$28,943,000938
Provision for loan and lease losses$2,813,000836
Total noninterest income$6,892,0001,031
Gross Fiduciary activities income$1,328,000411
Service charges on deposit accounts$1,124,000854
Trading account gains and feesNANA
Additional Noninterest Income$4,440,0001,112
Total noninterest expense$19,692,0001,133
Salaries and employee benefits$13,241,000997
Premises and equipment expense$2,550,000970
Additional noninterest expense$3,901,0001,564
Pre-tax net operating income$13,330,000834
Securities gains (losses)$6,0002,412
Applicable income taxes$2,673,000761
Income before extraordinary items$10,663,000903
Extraordinary gains, net$04
Net income$10,663,000903
Minority interest net income$072
Net income of bank and minority interests.$10,663,000903
Net charge-offs$553,000911
Cash dividends$3,400,0001,022
Sale, conversion, retirement of capital stock, net$0566
Net operating income$10,658,200864
2020-09-30 (YTD Data)Rank
Total interest income$26,588,000922
Total interest expense$4,552,000842
Net interest income$22,036,000926
Provision for loan and lease losses$2,072,000874
Total noninterest income$4,865,0001,039
Gross Fiduciary activities income$965,000413
Service charges on deposit accounts$821,000865
Trading account gains and feesNANA
Additional Noninterest Income$3,079,0001,144
Total noninterest expense$14,715,0001,119
Salaries and employee benefits$9,934,000985
Premises and equipment expense$1,938,000952
Additional noninterest expense$2,843,0001,576
Pre-tax net operating income$10,114,000787
Securities gains (losses)$6,0002,229
Applicable income taxes$1,908,000757
Income before extraordinary items$8,212,000840
Extraordinary gains, net$04
Net income$8,212,000840
Minority interest net income$065
Net income of bank and minority interests.$8,212,000840
Net charge-offs$382,000893
Cash dividends$2,267,0001,003
Sale, conversion, retirement of capital stock, net$0532
Net operating income$8,207,140813
2020-06-30 (YTD Data)Rank
Total interest income$18,221,000910
Total interest expense$3,232,000856
Net interest income$14,989,000922
Provision for loan and lease losses$1,506,000856
Total noninterest income$3,033,0001,037
Gross Fiduciary activities income$622,000423
Service charges on deposit accounts$549,000877
Trading account gains and feesNANA
Additional Noninterest Income$1,862,0001,137
Total noninterest expense$9,789,0001,112
Salaries and employee benefits$6,737,000970
Premises and equipment expense$1,278,000963
Additional noninterest expense$1,774,0001,655
Pre-tax net operating income$6,727,000722
Securities gains (losses)$3,0002,083
Applicable income taxes$1,106,000762
Income before extraordinary items$5,624,000754
Extraordinary gains, net$04
Net income$5,624,000755
Minority interest net income$065
Net income of bank and minority interests.$5,624,000754
Net charge-offs$142,0001,180
Cash dividends$1,134,0001,206
Sale, conversion, retirement of capital stock, net$0504
Net operating income$5,621,480730
2020-03-31 (YTD Data)Rank
Total interest income$8,109,0001,009
Total interest expense$1,751,000884
Net interest income$6,358,0001,038
Provision for loan and lease losses$566,000824
Total noninterest income$1,480,000991
Gross Fiduciary activities income$267,000450
Service charges on deposit accounts$316,000899
Trading account gains and feesNANA
Additional Noninterest Income$897,0001,048
Total noninterest expense$4,764,0001,142
Salaries and employee benefits$3,263,000994
Premises and equipment expense$646,000969
Additional noninterest expense$855,0001,728
Pre-tax net operating income$2,508,000880
Securities gains (losses)$3,0001,525
Applicable income taxes$173,0001,512
Income before extraordinary items$2,338,000814
Extraordinary gains, net$04
Net income$2,338,000814
Minority interest net income$056
Net income of bank and minority interests.$2,338,000814
Net charge-offs$55,0001,160
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,335,210806
2019-12-31 (YTD Data)Rank
Total interest income$33,570,000988
Total interest expense$7,721,000860
Net interest income$25,849,0001,016
Provision for loan and lease losses$2,304,000478
Total noninterest income$4,675,0001,177
Gross Fiduciary activities income$252,000663
Service charges on deposit accounts$1,408,000850
Trading account gains and feesNANA
Additional Noninterest Income$3,015,0001,195
Total noninterest expense$18,418,0001,153
Salaries and employee benefits$12,010,0001,036
Premises and equipment expense$2,545,000971
Additional noninterest expense$3,863,0001,557
Pre-tax net operating income$9,802,0001,072
Securities gains (losses)$6,0002,041
Applicable income taxes$1,920,000926
Income before extraordinary items$7,888,0001,128
Extraordinary gains, net$011
Net income$7,888,0001,130
Minority interest net income$076
Net income of bank and minority interests.$7,888,0001,130
Net charge-offs$330,0001,291
Cash dividends$3,350,0001,100
Sale, conversion, retirement of capital stock, net$0626
Net operating income$7,883,2001,106
2019-09-30 (YTD Data)Rank
Total interest income$24,817,000999
Total interest expense$5,805,000862
Net interest income$19,012,0001,040
Provision for loan and lease losses$1,281,000567
Total noninterest income$3,443,0001,185
Gross Fiduciary activities income$191,000657
Service charges on deposit accounts$1,034,000865
Trading account gains and feesNANA
Additional Noninterest Income$2,218,0001,207
Total noninterest expense$13,768,0001,160
Salaries and employee benefits$8,971,0001,036
Premises and equipment expense$1,880,000981
Additional noninterest expense$2,917,0001,537
Pre-tax net operating income$7,406,0001,085
Securities gains (losses)$02,167
Applicable income taxes$1,351,0001,003
Income before extraordinary items$6,055,0001,134
Extraordinary gains, net$011
Net income$6,055,0001,135
Minority interest net income$072
Net income of bank and minority interests.$6,055,0001,135
Net charge-offs$252,0001,134
Cash dividends$2,850,000916
Sale, conversion, retirement of capital stock, net$0590
Net operating income$6,055,0001,110
2019-06-30 (YTD Data)Rank
Total interest income$16,128,0001,016
Total interest expense$3,746,000872
Net interest income$12,382,0001,063
Provision for loan and lease losses$854,000556
Total noninterest income$2,123,0001,221
Gross Fiduciary activities income$102,000681
Service charges on deposit accounts$656,000891
Trading account gains and feesNANA
Additional Noninterest Income$1,365,0001,235
Total noninterest expense$9,134,0001,160
Salaries and employee benefits$5,975,0001,030
Premises and equipment expense$1,212,0001,011
Additional noninterest expense$1,947,0001,544
Pre-tax net operating income$4,517,0001,131
Securities gains (losses)$01,702
Applicable income taxes$667,0001,202
Income before extraordinary items$3,850,0001,145
Extraordinary gains, net$011
Net income$3,850,0001,145
Minority interest net income$069
Net income of bank and minority interests.$3,850,0001,145
Net charge-offs$223,000926
Cash dividends$2,050,000846
Sale, conversion, retirement of capital stock, net$0573
Net operating income$3,850,0001,124
2019-03-31 (YTD Data)Rank
Total interest income$7,685,0001,053
Total interest expense$1,766,000881
Net interest income$5,919,0001,104
Provision for loan and lease losses$427,000528
Total noninterest income$1,032,0001,216
Gross Fiduciary activities income$51,000695
Service charges on deposit accounts$312,000928
Trading account gains and feesNANA
Additional Noninterest Income$669,0001,203
Total noninterest expense$4,663,0001,144
Salaries and employee benefits$3,033,0001,019
Premises and equipment expense$629,000983
Additional noninterest expense$1,001,0001,512
Pre-tax net operating income$1,861,0001,276
Securities gains (losses)$01,087
Applicable income taxes$94,0002,204
Income before extraordinary items$1,767,0001,203
Extraordinary gains, net$05
Net income$1,767,0001,202
Minority interest net income$052
Net income of bank and minority interests.$1,767,0001,202
Net charge-offs$44,0001,286
Cash dividends$1,250,000706
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,767,0001,180
2018-12-31 (YTD Data)Rank
Total interest income$28,084,0001,069
Total interest expense$5,215,000886
Net interest income$22,869,0001,109
Provision for loan and lease losses$1,816,000550
Total noninterest income$4,033,0001,262
Gross Fiduciary activities income$239,000693
Service charges on deposit accounts$1,285,000932
Trading account gains and feesNANA
Additional Noninterest Income$2,509,0001,293
Total noninterest expense$16,313,0001,249
Salaries and employee benefits$10,764,0001,112
Premises and equipment expense$2,084,0001,129
Additional noninterest expense$3,465,0001,684
Pre-tax net operating income$8,773,0001,148
Securities gains (losses)$01,125
Applicable income taxes$1,663,000984
Income before extraordinary items$7,110,0001,196
Extraordinary gains, net$06
Net income$7,110,0001,195
Minority interest net income$072
Net income of bank and minority interests.$7,110,0001,195
Net charge-offs$997,000588
Cash dividends$8,180,000500
Sale, conversion, retirement of capital stock, net$0671
Net operating income$7,110,0001,197
2018-09-30 (YTD Data)Rank
Total interest income$20,145,0001,099
Total interest expense$3,594,000896
Net interest income$16,551,0001,137
Provision for loan and lease losses$1,396,000505
Total noninterest income$2,833,0001,328
Gross Fiduciary activities income$179,000686
Service charges on deposit accounts$900,000987
Trading account gains and feesNANA
Additional Noninterest Income$1,754,0001,368
Total noninterest expense$11,595,0001,308
Salaries and employee benefits$7,819,0001,137
Premises and equipment expense$1,469,0001,193
Additional noninterest expense$2,307,0001,874
Pre-tax net operating income$6,393,0001,178
Securities gains (losses)$01,118
Applicable income taxes$1,084,0001,098
Income before extraordinary items$5,309,0001,200
Extraordinary gains, net$05
Net income$5,309,0001,199
Minority interest net income$066
Net income of bank and minority interests.$5,309,0001,199
Net charge-offs$927,000468
Cash dividends$7,480,000403
Sale, conversion, retirement of capital stock, net$0633
Net operating income$5,309,0001,195
2018-06-30 (YTD Data)Rank
Total interest income$13,057,0001,111
Total interest expense$2,271,000883
Net interest income$10,786,0001,151
Provision for loan and lease losses$976,000478
Total noninterest income$1,828,0001,362
Gross Fiduciary activities income$125,000684
Service charges on deposit accounts$571,0001,038
Trading account gains and feesNANA
Additional Noninterest Income$1,132,0001,410
Total noninterest expense$7,646,0001,328
Salaries and employee benefits$5,188,0001,149
Premises and equipment expense$977,0001,202
Additional noninterest expense$1,481,0001,948
Pre-tax net operating income$3,992,0001,219
Securities gains (losses)$0961
Applicable income taxes$558,0001,314
Income before extraordinary items$3,434,0001,218
Extraordinary gains, net$06
Net income$3,434,0001,217
Minority interest net income$065
Net income of bank and minority interests.$3,434,0001,217
Net charge-offs$694,000414
Cash dividends$1,400,0001,009
Sale, conversion, retirement of capital stock, net$0620
Net operating income$3,434,0001,212
2018-03-31 (YTD Data)Rank
Total interest income$6,327,0001,140
Total interest expense$1,025,000937
Net interest income$5,302,0001,166
Provision for loan and lease losses$555,000424
Total noninterest income$887,0001,381
Gross Fiduciary activities income$69,000673
Service charges on deposit accounts$273,0001,096
Trading account gains and feesNANA
Additional Noninterest Income$545,0001,419
Total noninterest expense$3,890,0001,302
Salaries and employee benefits$2,625,0001,147
Premises and equipment expense$488,0001,220
Additional noninterest expense$777,0001,864
Pre-tax net operating income$1,744,0001,331
Securities gains (losses)$0735
Applicable income taxes$70,0002,453
Income before extraordinary items$1,674,0001,209
Extraordinary gains, net$07
Net income$1,674,0001,207
Minority interest net income$052
Net income of bank and minority interests.$1,674,0001,209
Net charge-offs$585,000288
Cash dividends$700,000939
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,674,0001,199
2017-12-31 (YTD Data)Rank
Total interest income$24,886,0001,126
Total interest expense$3,443,000948
Net interest income$21,443,0001,144
Provision for loan and lease losses$1,969,000523
Total noninterest income$4,996,0001,117
Gross Fiduciary activities income$186,000724
Service charges on deposit accounts$1,185,0001,026
Trading account gains and feesNANA
Additional Noninterest Income$3,625,0001,016
Total noninterest expense$15,200,0001,304
Salaries and employee benefits$9,759,0001,188
Premises and equipment expense$1,844,0001,262
Additional noninterest expense$3,597,0001,667
Pre-tax net operating income$9,270,0001,048
Securities gains (losses)$3,0001,912
Applicable income taxes$3,700,000821
Income before extraordinary items$5,573,0001,242
Extraordinary gains, net$09
Net income$5,573,0001,242
Minority interest net income$076
Net income of bank and minority interests.$5,573,0001,242
Net charge-offs$1,812,000437
Cash dividends$2,600,0001,141
Sale, conversion, retirement of capital stock, net$0711
Net operating income$5,571,0801,230
2017-09-30 (YTD Data)Rank
Total interest income$18,380,0001,134
Total interest expense$2,539,000950
Net interest income$15,841,0001,160
Provision for loan and lease losses$1,367,000544
Total noninterest income$3,749,0001,135
Gross Fiduciary activities income$139,000725
Service charges on deposit accounts$879,0001,040
Trading account gains and feesNANA
Additional Noninterest Income$2,731,0001,047
Total noninterest expense$11,180,0001,324
Salaries and employee benefits$7,219,0001,202
Premises and equipment expense$1,382,0001,273
Additional noninterest expense$2,579,0001,728
Pre-tax net operating income$7,043,0001,062
Securities gains (losses)$02,274
Applicable income taxes$2,015,000908
Income before extraordinary items$5,028,0001,151
Extraordinary gains, net$09
Net income$5,028,0001,151
Minority interest net income$071
Net income of bank and minority interests.$5,028,0001,151
Net charge-offs$1,326,000411
Cash dividends$1,900,0001,112
Sale, conversion, retirement of capital stock, net$0677
Net operating income$5,028,0001,132
2017-06-30 (YTD Data)Rank
Total interest income$11,956,0001,152
Total interest expense$1,671,000940
Net interest income$10,285,0001,179
Provision for loan and lease losses$817,000575
Total noninterest income$2,273,0001,208
Gross Fiduciary activities income$93,000725
Service charges on deposit accounts$560,0001,065
Trading account gains and fees$0139
Additional Noninterest Income$1,620,0001,123
Total noninterest expense$7,352,0001,350
Salaries and employee benefits$4,729,0001,226
Premises and equipment expense$906,0001,306
Additional noninterest expense$1,717,0001,725
Pre-tax net operating income$4,389,0001,104
Securities gains (losses)$01,906
Applicable income taxes$1,141,0001,015
Income before extraordinary items$3,248,0001,172
Extraordinary gains, net$011
Net income$3,248,0001,172
Minority interest net income$071
Net income of bank and minority interests.$3,248,0001,172
Net charge-offs$1,049,000344
Cash dividends$1,200,0001,138
Sale, conversion, retirement of capital stock, net$0659
Net operating income$3,248,0001,153
2017-03-31 (YTD Data)Rank
Total interest income$5,751,0001,177
Total interest expense$821,000934
Net interest income$4,930,0001,221
Provision for loan and lease losses$388,000552
Total noninterest income$1,123,0001,214
Gross Fiduciary activities income$43,000745
Service charges on deposit accounts$269,0001,110
Trading account gains and fees$0142
Additional Noninterest Income$811,0001,113
Total noninterest expense$3,609,0001,388
Salaries and employee benefits$2,283,0001,269
Premises and equipment expense$451,0001,312
Additional noninterest expense$875,0001,694
Pre-tax net operating income$2,056,0001,146
Securities gains (losses)$01,153
Applicable income taxes$375,0001,302
Income before extraordinary items$1,681,0001,116
Extraordinary gains, net$08
Net income$1,681,0001,115
Minority interest net income$055
Net income of bank and minority interests.$1,681,0001,116
Net charge-offs$682,000275
Cash dividends$700,000950
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,681,0001,092
2016-12-31 (YTD Data)Rank
Total interest income$22,799,0001,161
Total interest expense$3,001,000973
Net interest income$19,798,0001,187
Provision for loan and lease losses$1,673,000597
Total noninterest income$4,324,0001,268
Gross Fiduciary activities income$175,000748
Service charges on deposit accounts$1,090,0001,120
Trading account gains and fees$0170
Additional Noninterest Income$3,059,0001,192
Total noninterest expense$14,307,0001,369
Salaries and employee benefits$9,180,0001,230
Premises and equipment expense$1,805,0001,291
Additional noninterest expense$3,322,0001,805
Pre-tax net operating income$8,142,0001,089
Securities gains (losses)$03,212
Applicable income taxes$2,462,000909
Income before extraordinary items$5,680,0001,247
Extraordinary gains, net$05
Net income$5,680,0001,246
Minority interest net income$082
Net income of bank and minority interests.$5,680,0001,246
Net charge-offs$546,0001,017
Cash dividends$2,600,0001,143
Sale, conversion, retirement of capital stock, net$0759
Net operating income$5,680,0001,221
2016-09-30 (YTD Data)Rank
Total interest income$16,813,0001,183
Total interest expense$2,198,000990
Net interest income$14,615,0001,202
Provision for loan and lease losses$1,280,000581
Total noninterest income$3,171,0001,281
Gross Fiduciary activities income$133,000745
Service charges on deposit accounts$802,0001,130
Trading account gains and fees$0169
Additional Noninterest Income$2,236,0001,208
Total noninterest expense$10,613,0001,370
Salaries and employee benefits$6,827,0001,240
Premises and equipment expense$1,342,0001,302
Additional noninterest expense$2,444,0001,828
Pre-tax net operating income$5,893,0001,138
Securities gains (losses)$03,160
Applicable income taxes$1,671,000997
Income before extraordinary items$4,222,0001,277
Extraordinary gains, net$05
Net income$4,222,0001,278
Minority interest net income$071
Net income of bank and minority interests.$4,222,0001,277
Net charge-offs$284,0001,187
Cash dividends$1,950,0001,062
Sale, conversion, retirement of capital stock, net$0719
Net operating income$4,222,0001,239
2016-06-30 (YTD Data)Rank
Total interest income$10,845,0001,217
Total interest expense$1,394,0001,028
Net interest income$9,451,0001,235
Provision for loan and lease losses$781,000611
Total noninterest income$2,093,0001,269
Gross Fiduciary activities income$90,000747
Service charges on deposit accounts$511,0001,167
Trading account gains and fees$0157
Additional Noninterest Income$1,492,0001,193
Total noninterest expense$7,005,0001,404
Salaries and employee benefits$4,526,0001,253
Premises and equipment expense$872,0001,331
Additional noninterest expense$1,607,0001,864
Pre-tax net operating income$3,758,0001,170
Securities gains (losses)$02,835
Applicable income taxes$944,0001,127
Income before extraordinary items$2,814,0001,271
Extraordinary gains, net$016
Net income$2,814,0001,272
Minority interest net income$071
Net income of bank and minority interests.$2,814,0001,272
Net charge-offs$227,0001,035
Cash dividends$1,300,0001,076
Sale, conversion, retirement of capital stock, net$0705
Net operating income$2,814,0001,228
2016-03-31 (YTD Data)Rank
Total interest income$5,269,0001,243
Total interest expense$683,0001,042
Net interest income$4,586,0001,265
Provision for loan and lease losses$391,000560
Total noninterest income$993,0001,310
Gross Fiduciary activities income$41,000766
Service charges on deposit accounts$249,0001,190
Trading account gains and fees$0142
Additional Noninterest Income$703,0001,204
Total noninterest expense$3,461,0001,416
Salaries and employee benefits$2,249,0001,261
Premises and equipment expense$432,0001,348
Additional noninterest expense$780,0001,901
Pre-tax net operating income$1,727,0001,244
Securities gains (losses)$02,077
Applicable income taxes$263,0001,602
Income before extraordinary items$1,464,0001,211
Extraordinary gains, net$012
Net income$1,464,0001,211
Minority interest net income$062
Net income of bank and minority interests.$1,464,0001,212
Net charge-offs$131,000861
Cash dividends$650,0001,012
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,464,0001,174
2015-12-31 (YTD Data)Rank
Total interest income$20,679,0001,234
Total interest expense$2,567,0001,092
Net interest income$18,112,0001,256
Provision for loan and lease losses$799,000978
Total noninterest income$3,983,0001,301
Gross Fiduciary activities income$191,000756
Service charges on deposit accounts$1,072,0001,156
Trading account gains and fees$0159
Additional Noninterest Income$2,720,0001,244
Total noninterest expense$13,265,0001,471
Salaries and employee benefits$8,066,0001,349
Premises and equipment expense$1,667,0001,390
Additional noninterest expense$3,532,0001,714
Pre-tax net operating income$8,031,0001,072
Securities gains (losses)$03,216
Applicable income taxes$2,423,000872
Income before extraordinary items$5,608,0001,241
Extraordinary gains, net$023
Net income$5,608,0001,241
Minority interest net income$081
Net income of bank and minority interests.$5,608,0001,241
Net charge-offs$296,0001,618
Cash dividends$2,200,0001,247
Sale, conversion, retirement of capital stock, net$0804
Net operating income$5,608,0001,207
2015-09-30 (YTD Data)Rank
Total interest income$15,350,0001,257
Total interest expense$1,891,0001,122
Net interest income$13,459,0001,274
Provision for loan and lease losses$609,000886
Total noninterest income$2,953,0001,329
Gross Fiduciary activities income$140,000757
Service charges on deposit accounts$778,0001,192
Trading account gains and fees$0153
Additional Noninterest Income$2,035,0001,268
Total noninterest expense$9,836,0001,495
Salaries and employee benefits$5,970,0001,366
Premises and equipment expense$1,229,0001,412
Additional noninterest expense$2,637,0001,714
Pre-tax net operating income$5,967,0001,095
Securities gains (losses)$03,031
Applicable income taxes$1,704,000941
Income before extraordinary items$4,263,0001,236
Extraordinary gains, net$021
Net income$4,263,0001,236
Minority interest net income$078
Net income of bank and minority interests.$4,263,0001,236
Net charge-offs$173,0001,681
Cash dividends$1,650,0001,134
Sale, conversion, retirement of capital stock, net$0773
Net operating income$4,263,0001,204
2015-06-30 (YTD Data)Rank
Total interest income$10,035,0001,274
Total interest expense$1,242,0001,142
Net interest income$8,793,0001,295
Provision for loan and lease losses$419,000900
Total noninterest income$1,995,0001,333
Gross Fiduciary activities income$109,000756
Service charges on deposit accounts$497,0001,214
Trading account gains and fees$0157
Additional Noninterest Income$1,389,0001,253
Total noninterest expense$6,534,0001,502
Salaries and employee benefits$3,974,0001,376
Premises and equipment expense$795,0001,468
Additional noninterest expense$1,765,0001,722
Pre-tax net operating income$3,835,0001,120
Securities gains (losses)$02,636
Applicable income taxes$984,0001,040
Income before extraordinary items$2,851,0001,224
Extraordinary gains, net$022
Net income$2,851,0001,225
Minority interest net income$075
Net income of bank and minority interests.$2,851,0001,225
Net charge-offs$133,0001,469
Cash dividends$1,100,0001,129
Sale, conversion, retirement of capital stock, net$0751
Net operating income$2,851,0001,195
2015-03-31 (YTD Data)Rank
Total interest income$4,874,0001,316
Total interest expense$611,0001,161
Net interest income$4,263,0001,324
Provision for loan and lease losses$210,000862
Total noninterest income$1,001,0001,292
Gross Fiduciary activities income$65,000730
Service charges on deposit accounts$232,0001,267
Trading account gains and fees$0152
Additional Noninterest Income$704,0001,194
Total noninterest expense$3,290,0001,491
Salaries and employee benefits$2,022,0001,366
Premises and equipment expense$388,0001,530
Additional noninterest expense$880,0001,711
Pre-tax net operating income$1,764,0001,164
Securities gains (losses)$02,027
Applicable income taxes$302,0001,433
Income before extraordinary items$1,462,0001,158
Extraordinary gains, net$013
Net income$1,462,0001,159
Minority interest net income$064
Net income of bank and minority interests.$1,462,0001,159
Net charge-offs$141,000906
Cash dividends$550,0001,036
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,462,0001,125
2014-12-31 (YTD Data)Rank
Total interest income$19,004,0001,338
Total interest expense$2,582,0001,142
Net interest income$16,422,0001,355
Provision for loan and lease losses$478,0001,513
Total noninterest income$3,183,0001,489
Gross Fiduciary activities income$192,000779
Service charges on deposit accounts$1,019,0001,262
Trading account gains and fees$0180
Additional Noninterest Income$1,972,0001,477
Total noninterest expense$12,285,0001,562
Salaries and employee benefits$7,454,0001,409
Premises and equipment expense$1,475,0001,591
Additional noninterest expense$3,356,0001,835
Pre-tax net operating income$6,842,0001,183
Securities gains (losses)$-21,0006,139
Applicable income taxes$2,048,000964
Income before extraordinary items$4,773,0001,363
Extraordinary gains, net$017
Net income$4,773,0001,362
Minority interest net income$084
Net income of bank and minority interests.$4,773,0001,362
Net charge-offs$638,0001,240
Cash dividends$4,500,000665
Sale, conversion, retirement of capital stock, net$0862
Net operating income$4,787,7001,324
2014-09-30 (YTD Data)Rank
Total interest income$14,028,0001,367
Total interest expense$1,943,0001,149
Net interest income$12,085,0001,384
Provision for loan and lease losses$287,0001,686
Total noninterest income$2,329,0001,530
Gross Fiduciary activities income$142,000774
Service charges on deposit accounts$764,0001,275
Trading account gains and fees$0174
Additional Noninterest Income$1,423,0001,509
Total noninterest expense$9,211,0001,557
Salaries and employee benefits$5,600,0001,422
Premises and equipment expense$1,129,0001,575
Additional noninterest expense$2,482,0001,860
Pre-tax net operating income$4,916,0001,238
Securities gains (losses)$-21,0006,257
Applicable income taxes$1,390,0001,048
Income before extraordinary items$3,505,0001,383
Extraordinary gains, net$015
Net income$3,505,0001,381
Minority interest net income$081
Net income of bank and minority interests.$3,505,0001,383
Net charge-offs$314,0001,559
Cash dividends$4,000,000525
Sale, conversion, retirement of capital stock, net$0819
Net operating income$3,520,1201,346
2014-06-30 (YTD Data)Rank
Total interest income$9,171,0001,379
Total interest expense$1,294,0001,150
Net interest income$7,877,0001,408
Provision for loan and lease losses$192,0001,691
Total noninterest income$1,508,0001,547
Gross Fiduciary activities income$96,000785
Service charges on deposit accounts$487,0001,304
Trading account gains and fees$0172
Additional Noninterest Income$925,0001,529
Total noninterest expense$6,123,0001,560
Salaries and employee benefits$3,736,0001,411
Premises and equipment expense$740,0001,605
Additional noninterest expense$1,647,0001,863
Pre-tax net operating income$3,070,0001,267
Securities gains (losses)$-21,0006,384
Applicable income taxes$794,0001,137
Income before extraordinary items$2,255,0001,386
Extraordinary gains, net$020
Net income$2,255,0001,387
Minority interest net income$080
Net income of bank and minority interests.$2,255,0001,388
Net charge-offs$89,0002,290
Cash dividends$3,500,000414
Sale, conversion, retirement of capital stock, net$0794
Net operating income$2,270,5401,356
2014-03-31 (YTD Data)Rank
Total interest income$4,409,0001,436
Total interest expense$642,0001,171
Net interest income$3,767,0001,452
Provision for loan and lease losses$96,0001,644
Total noninterest income$734,0001,539
Gross Fiduciary activities income$42,000806
Service charges on deposit accounts$237,0001,332
Trading account gains and fees$0147
Additional Noninterest Income$455,0001,508
Total noninterest expense$3,082,0001,557
Salaries and employee benefits$1,914,0001,402
Premises and equipment expense$370,0001,632
Additional noninterest expense$798,0001,893
Pre-tax net operating income$1,323,0001,401
Securities gains (losses)$-21,0006,513
Applicable income taxes$230,0001,586
Income before extraordinary items$1,072,0001,411
Extraordinary gains, net$016
Net income$1,072,0001,413
Minority interest net income$066
Net income of bank and minority interests.$1,072,0001,413
Net charge-offs$59,0001,738
Cash dividends$500,0001,008
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,089,2201,367
2013-12-31 (YTD Data)Rank
Total interest income$18,763,0001,355
Total interest expense$2,740,0001,236
Net interest income$16,023,0001,354
Provision for loan and lease losses$822,0001,293
Total noninterest income$3,103,0001,574
Gross Fiduciary activities income$178,000791
Service charges on deposit accounts$1,024,0001,327
Trading account gains and fees$0184
Additional Noninterest Income$1,901,0001,571
Total noninterest expense$11,327,0001,694
Salaries and employee benefits$6,819,0001,520
Premises and equipment expense$1,377,0001,697
Additional noninterest expense$3,131,0002,004
Pre-tax net operating income$6,977,0001,080
Securities gains (losses)$03,182
Applicable income taxes$2,167,000852
Income before extraordinary items$4,810,0001,267
Extraordinary gains, net$029
Net income$4,810,0001,269
Minority interest net income$090
Net income of bank and minority interests.$4,810,0001,270
Net charge-offs$270,0002,693
Cash dividends$1,350,0001,576
Sale, conversion, retirement of capital stock, net$0924
Net operating income$4,810,0001,246
2013-09-30 (YTD Data)Rank
Total interest income$13,977,0001,369
Total interest expense$2,073,0001,264
Net interest income$11,904,0001,364
Provision for loan and lease losses$822,0001,029
Total noninterest income$2,332,0001,602
Gross Fiduciary activities income$133,000786
Service charges on deposit accounts$743,0001,377
Trading account gains and fees$0180
Additional Noninterest Income$1,456,0001,585
Total noninterest expense$8,319,0001,735
Salaries and employee benefits$5,051,0001,540
Premises and equipment expense$1,010,0001,757
Additional noninterest expense$2,258,0002,074
Pre-tax net operating income$5,095,0001,118
Securities gains (losses)$03,040
Applicable income taxes$1,526,000915
Income before extraordinary items$3,569,0001,286
Extraordinary gains, net$025
Net income$3,569,0001,288
Minority interest net income$084
Net income of bank and minority interests.$3,569,0001,288
Net charge-offs$210,0002,514
Cash dividends$900,0001,547
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,569,0001,258
2013-06-30 (YTD Data)Rank
Total interest income$9,164,0001,388
Total interest expense$1,401,0001,273
Net interest income$7,763,0001,379
Provision for loan and lease losses$704,000872
Total noninterest income$1,527,0001,624
Gross Fiduciary activities income$91,000795
Service charges on deposit accounts$468,0001,422
Trading account gains and fees$0157
Additional Noninterest Income$968,0001,614
Total noninterest expense$5,425,0001,771
Salaries and employee benefits$3,389,0001,531
Premises and equipment expense$661,0001,773
Additional noninterest expense$1,375,0002,243
Pre-tax net operating income$3,161,0001,178
Securities gains (losses)$02,791
Applicable income taxes$888,0001,025
Income before extraordinary items$2,273,0001,336
Extraordinary gains, net$022
Net income$2,273,0001,337
Minority interest net income$082
Net income of bank and minority interests.$2,273,0001,338
Net charge-offs$118,0002,592
Cash dividends$450,0001,792
Sale, conversion, retirement of capital stock, net$0838
Net operating income$2,273,0001,282
2013-03-31 (YTD Data)Rank
Total interest income$4,525,0001,409
Total interest expense$704,0001,313
Net interest income$3,821,0001,407
Provision for loan and lease losses$352,000882
Total noninterest income$703,0001,720
Gross Fiduciary activities income$49,000786
Service charges on deposit accounts$221,0001,488
Trading account gains and fees$0148
Additional Noninterest Income$433,0001,749
Total noninterest expense$2,710,0001,786
Salaries and employee benefits$1,708,0001,543
Premises and equipment expense$328,0001,814
Additional noninterest expense$674,0002,309
Pre-tax net operating income$1,462,0001,245
Securities gains (losses)$01,966
Applicable income taxes$331,0001,241
Income before extraordinary items$1,131,0001,324
Extraordinary gains, net$010
Net income$1,131,0001,327
Minority interest net income$076
Net income of bank and minority interests.$1,131,0001,326
Net charge-offs$65,0002,229
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,131,0001,263
2012-12-31 (YTD Data)Rank
Total interest income$19,003,0001,397
Total interest expense$3,150,0001,414
Net interest income$15,853,0001,378
Provision for loan and lease losses$1,448,0001,360
Total noninterest income$3,297,0001,542
Gross Fiduciary activities income$186,000799
Service charges on deposit accounts$947,0001,482
Trading account gains and fees$0166
Additional Noninterest Income$2,164,0001,455
Total noninterest expense$10,665,0001,797
Salaries and employee benefits$6,670,0001,527
Premises and equipment expense$1,321,0001,790
Additional noninterest expense$2,674,0002,421
Pre-tax net operating income$7,037,0001,004
Securities gains (losses)$03,810
Applicable income taxes$2,128,000828
Income before extraordinary items$4,909,0001,211
Extraordinary gains, net$029
Net income$4,909,0001,213
Minority interest net income$093
Net income of bank and minority interests.$4,909,0001,212
Net charge-offs$173,0003,916
Cash dividends$2,050,0001,187
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$4,909,0001,142
2012-09-30 (YTD Data)Rank
Total interest income$14,097,0001,438
Total interest expense$2,430,0001,436
Net interest income$11,667,0001,429
Provision for loan and lease losses$1,086,0001,348
Total noninterest income$2,420,0001,560
Gross Fiduciary activities income$132,000803
Service charges on deposit accounts$693,0001,521
Trading account gains and fees$0157
Additional Noninterest Income$1,595,0001,462
Total noninterest expense$7,878,0001,823
Salaries and employee benefits$4,903,0001,537
Premises and equipment expense$980,0001,821
Additional noninterest expense$1,995,0002,427
Pre-tax net operating income$5,123,0001,053
Securities gains (losses)$03,575
Applicable income taxes$1,524,000899
Income before extraordinary items$3,599,0001,250
Extraordinary gains, net$020
Net income$3,599,0001,252
Minority interest net income$086
Net income of bank and minority interests.$3,599,0001,251
Net charge-offs$63,0004,363
Cash dividends$1,200,0001,174
Sale, conversion, retirement of capital stock, net$0952
Net operating income$3,599,0001,180
2012-06-30 (YTD Data)Rank
Total interest income$9,323,0001,463
Total interest expense$1,664,0001,452
Net interest income$7,659,0001,446
Provision for loan and lease losses$724,0001,390
Total noninterest income$1,597,0001,553
Gross Fiduciary activities income$87,000812
Service charges on deposit accounts$450,0001,551
Trading account gains and fees$0153
Additional Noninterest Income$1,060,0001,459
Total noninterest expense$5,217,0001,842
Salaries and employee benefits$3,271,0001,544
Premises and equipment expense$655,0001,816
Additional noninterest expense$1,291,0002,504
Pre-tax net operating income$3,315,0001,074
Securities gains (losses)$03,178
Applicable income taxes$955,000928
Income before extraordinary items$2,360,0001,262
Extraordinary gains, net$019
Net income$2,360,0001,262
Minority interest net income$084
Net income of bank and minority interests.$2,360,0001,262
Net charge-offs$39,0004,231
Cash dividends$800,0001,154
Sale, conversion, retirement of capital stock, net$0928
Net operating income$2,360,0001,190
2012-03-31 (YTD Data)Rank
Total interest income$4,633,0001,486
Total interest expense$841,0001,495
Net interest income$3,792,0001,464
Provision for loan and lease losses$362,0001,337
Total noninterest income$774,0001,563
Gross Fiduciary activities income$50,000796
Service charges on deposit accounts$222,0001,560
Trading account gains and fees$0148
Additional Noninterest Income$502,0001,506
Total noninterest expense$2,535,0001,882
Salaries and employee benefits$1,601,0001,577
Premises and equipment expense$320,0001,857
Additional noninterest expense$614,0002,602
Pre-tax net operating income$1,669,0001,055
Securities gains (losses)$02,210
Applicable income taxes$436,0001,000
Income before extraordinary items$1,233,0001,187
Extraordinary gains, net$019
Net income$1,233,0001,187
Minority interest net income$078
Net income of bank and minority interests.$1,233,0001,187
Net charge-offs$27,0003,487
Cash dividends$400,0001,024
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,233,0001,130
2011-12-31 (YTD Data)Rank
Total interest income$19,076,0001,491
Total interest expense$3,744,0001,617
Net interest income$15,332,0001,450
Provision for loan and lease losses$1,788,0001,698
Total noninterest income$2,676,0001,628
Gross Fiduciary activities income$138,000801
Service charges on deposit accounts$923,0001,578
Trading account gains and fees$0146
Additional Noninterest Income$1,615,0001,567
Total noninterest expense$10,160,0001,884
Salaries and employee benefits$6,384,0001,545
Premises and equipment expense$1,254,0001,973
Additional noninterest expense$2,522,0002,573
Pre-tax net operating income$6,060,000991
Securities gains (losses)$03,838
Applicable income taxes$1,988,000794
Income before extraordinary items$4,072,0001,232
Extraordinary gains, net$029
Net income$4,072,0001,232
Minority interest net income$096
Net income of bank and minority interests.$4,072,0001,232
Net charge-offs$1,942,0001,588
Cash dividends$1,700,0001,098
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$4,072,0001,158
2011-09-30 (YTD Data)Rank
Total interest income$14,220,0001,521
Total interest expense$2,870,0001,640
Net interest income$11,350,0001,475
Provision for loan and lease losses$822,0002,240
Total noninterest income$1,964,0001,635
Gross Fiduciary activities income$107,000787
Service charges on deposit accounts$671,0001,639
Trading account gains and fees$0145
Additional Noninterest Income$1,186,0001,565
Total noninterest expense$7,719,0001,865
Salaries and employee benefits$4,801,0001,542
Premises and equipment expense$950,0001,979
Additional noninterest expense$1,968,0002,502
Pre-tax net operating income$4,773,000975
Securities gains (losses)$03,555
Applicable income taxes$1,516,000787
Income before extraordinary items$3,257,0001,183
Extraordinary gains, net$021
Net income$3,257,0001,183
Minority interest net income$087
Net income of bank and minority interests.$3,257,0001,183
Net charge-offs$1,382,0001,576
Cash dividends$900,0001,255
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$3,257,0001,123
2011-06-30 (YTD Data)Rank
Total interest income$9,395,0001,550
Total interest expense$1,957,0001,666
Net interest income$7,438,0001,500
Provision for loan and lease losses$428,0002,513
Total noninterest income$1,254,0001,674
Gross Fiduciary activities income$66,000804
Service charges on deposit accounts$437,0001,649
Trading account gains and fees$0153
Additional Noninterest Income$751,0001,631
Total noninterest expense$5,279,0001,844
Salaries and employee benefits$3,227,0001,555
Premises and equipment expense$623,0002,027
Additional noninterest expense$1,429,0002,349
Pre-tax net operating income$2,985,0001,016
Securities gains (losses)$02,914
Applicable income taxes$869,000855
Income before extraordinary items$2,116,0001,173
Extraordinary gains, net$015
Net income$2,116,0001,173
Minority interest net income$089
Net income of bank and minority interests.$2,116,0001,173
Net charge-offs$533,0002,080
Cash dividends$600,0001,233
Sale, conversion, retirement of capital stock, net$0986
Net operating income$2,116,0001,137
2011-03-31 (YTD Data)Rank
Total interest income$4,653,0001,570
Total interest expense$1,018,0001,664
Net interest income$3,635,0001,526
Provision for loan and lease losses$214,0002,362
Total noninterest income$595,0001,761
Gross Fiduciary activities income$32,000825
Service charges on deposit accounts$216,0001,635
Trading account gains and fees$0158
Additional Noninterest Income$347,0001,747
Total noninterest expense$2,676,0001,839
Salaries and employee benefits$1,648,0001,530
Premises and equipment expense$314,0002,042
Additional noninterest expense$714,0002,322
Pre-tax net operating income$1,340,0001,096
Securities gains (losses)$01,772
Applicable income taxes$361,000964
Income before extraordinary items$979,0001,262
Extraordinary gains, net$09
Net income$979,0001,261
Minority interest net income$086
Net income of bank and minority interests.$979,0001,262
Net charge-offs$531,0001,283
Cash dividends$300,0001,106
Sale, conversion, retirement of capital stock, net$0925
Net operating income$979,0001,227
2010-12-31 (YTD Data)Rank
Total interest income$19,485,0001,583
Total interest expense$5,310,0001,562
Net interest income$14,175,0001,576
Provision for loan and lease losses$2,677,0001,746
Total noninterest income$2,349,0001,850
Gross Fiduciary activities income$125,000835
Service charges on deposit accounts$748,0001,940
Trading account gains and fees$0175
Additional Noninterest Income$1,476,0001,720
Total noninterest expense$9,993,0001,949
Salaries and employee benefits$6,124,0001,592
Premises and equipment expense$1,197,0002,114
Additional noninterest expense$2,672,0002,523
Pre-tax net operating income$3,854,0001,298
Securities gains (losses)$03,793
Applicable income taxes$1,033,0001,190
Income before extraordinary items$2,821,0001,477
Extraordinary gains, net$029
Net income$2,821,0001,479
Minority interest net income$0111
Net income of bank and minority interests.$2,821,0001,480
Net charge-offs$3,166,0001,424
Cash dividends$750,0001,830
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$2,821,0001,430
2010-09-30 (YTD Data)Rank
Total interest income$14,512,0001,621
Total interest expense$4,138,0001,567
Net interest income$10,374,0001,634
Provision for loan and lease losses$2,546,0001,414
Total noninterest income$1,684,0001,925
Gross Fiduciary activities income$82,000845
Service charges on deposit accounts$524,0002,101
Trading account gains and fees$0165
Additional Noninterest Income$1,078,0001,725
Total noninterest expense$7,424,0001,953
Salaries and employee benefits$4,585,0001,598
Premises and equipment expense$888,0002,158
Additional noninterest expense$1,951,0002,532
Pre-tax net operating income$2,088,0001,834
Securities gains (losses)$03,651
Applicable income taxes$488,0001,701
Income before extraordinary items$1,600,0002,041
Extraordinary gains, net$023
Net income$1,600,0002,043
Minority interest net income$0110
Net income of bank and minority interests.$1,600,0002,043
Net charge-offs$3,049,0001,132
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$1,600,0001,945
2010-06-30 (YTD Data)Rank
Total interest income$9,558,0001,656
Total interest expense$2,827,0001,598
Net interest income$6,731,0001,671
Provision for loan and lease losses$2,415,0001,104
Total noninterest income$1,035,0001,999
Gross Fiduciary activities income$35,000921
Service charges on deposit accounts$348,0002,114
Trading account gains and fees$0152
Additional Noninterest Income$652,0001,760
Total noninterest expense$4,953,0001,972
Salaries and employee benefits$3,091,0001,601
Premises and equipment expense$583,0002,213
Additional noninterest expense$1,279,0002,579
Pre-tax net operating income$398,0004,002
Securities gains (losses)$03,184
Applicable income taxes$-29,0007,005
Income before extraordinary items$427,0003,672
Extraordinary gains, net$019
Net income$427,0003,670
Minority interest net income$0105
Net income of bank and minority interests.$427,0003,671
Net charge-offs$2,977,000835
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$427,0003,568
2010-03-31 (YTD Data)Rank
Total interest income$4,742,0001,703
Total interest expense$1,443,0001,632
Net interest income$3,299,0001,720
Provision for loan and lease losses$2,328,000660
Total noninterest income$453,0002,184
Gross Fiduciary activities income$4,0001,077
Service charges on deposit accounts$169,0002,142
Trading account gains and fees$0175
Additional Noninterest Income$280,0001,918
Total noninterest expense$2,515,0001,966
Salaries and employee benefits$1,562,0001,609
Premises and equipment expense$309,0002,149
Additional noninterest expense$644,0002,548
Pre-tax net operating income$-1,091,0007,440
Securities gains (losses)$02,284
Applicable income taxes$-415,0007,685
Income before extraordinary items$-676,0007,357
Extraordinary gains, net$016
Net income$-676,0007,357
Minority interest net income$091
Net income of bank and minority interests.$-676,0007,358
Net charge-offs$2,922,000492
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$-676,0007,333
2009-12-31 (YTD Data)Rank
Total interest income$19,691,0001,735
Total interest expense$6,507,0001,792
Net interest income$13,184,0001,703
Provision for loan and lease losses$4,899,0001,452
Total noninterest income$2,127,0002,031
Gross Fiduciary activities income$156,000810
Service charges on deposit accounts$743,0002,152
Trading account gains and fees$0211
Additional Noninterest Income$1,228,0001,883
Total noninterest expense$9,553,0002,099
Salaries and employee benefits$5,826,0001,701
Premises and equipment expense$1,149,0002,302
Additional noninterest expense$2,578,0002,680
Pre-tax net operating income$859,0003,229
Securities gains (losses)$03,754
Applicable income taxes$57,0003,194
Income before extraordinary items$802,0003,149
Extraordinary gains, net$034
Net income$802,0003,149
Minority interest net income$0115
Net income of bank and minority interests.$802,0003,149
Net charge-offs$3,327,0001,511
Cash dividends$1,500,0001,182
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$802,0003,074
2009-09-30 (YTD Data)Rank
Total interest income$14,731,0001,765
Total interest expense$4,957,0001,840
Net interest income$9,774,0001,716
Provision for loan and lease losses$3,058,0001,459
Total noninterest income$1,572,0002,093
Gross Fiduciary activities income$117,000805
Service charges on deposit accounts$551,0002,178
Trading account gains and fees$0212
Additional Noninterest Income$904,0001,960
Total noninterest expense$7,162,0002,101
Salaries and employee benefits$4,367,0001,726
Premises and equipment expense$836,0002,380
Additional noninterest expense$1,959,0002,617
Pre-tax net operating income$1,126,0002,532
Securities gains (losses)$03,497
Applicable income taxes$199,0002,320
Income before extraordinary items$927,0002,597
Extraordinary gains, net$027
Net income$927,0002,594
Minority interest net income$0118
Net income of bank and minority interests.$927,0002,597
Net charge-offs$1,485,0001,783
Cash dividends$1,500,000847
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$927,0002,554
2009-06-30 (YTD Data)Rank
Total interest income$9,629,0001,829
Total interest expense$3,327,0001,913
Net interest income$6,302,0001,777
Provision for loan and lease losses$575,0002,778
Total noninterest income$1,174,0001,952
Gross Fiduciary activities income$78,000814
Service charges on deposit accounts$352,0002,232
Trading account gains and fees$0193
Additional Noninterest Income$744,0001,739
Total noninterest expense$4,756,0002,124
Salaries and employee benefits$2,933,0001,745
Premises and equipment expense$543,0002,471
Additional noninterest expense$1,280,0002,682
Pre-tax net operating income$2,145,0001,050
Securities gains (losses)$03,136
Applicable income taxes$650,000874
Income before extraordinary items$1,495,0001,264
Extraordinary gains, net$021
Net income$1,495,0001,262
Minority interest net income$0112
Net income of bank and minority interests.$1,495,0001,263
Net charge-offs$282,0003,012
Cash dividends$1,500,000587
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$1,495,0001,229
2009-03-31 (YTD Data)Rank
Total interest income$4,738,0001,893
Total interest expense$1,670,0001,985
Net interest income$3,068,0001,810
Provision for loan and lease losses$350,0002,122
Total noninterest income$553,0001,987
Gross Fiduciary activities income$39,000818
Service charges on deposit accounts$178,0002,161
Trading account gains and fees$0171
Additional Noninterest Income$336,0001,807
Total noninterest expense$2,233,0002,197
Salaries and employee benefits$1,477,0001,759
Premises and equipment expense$248,0002,690
Additional noninterest expense$508,0002,968
Pre-tax net operating income$1,038,0001,242
Securities gains (losses)$02,434
Applicable income taxes$305,0001,036
Income before extraordinary items$733,0001,486
Extraordinary gains, net$015
Net income$733,0001,488
Minority interest net income$0102
Net income of bank and minority interests.$733,0001,488
Net charge-offs$435,0001,459
Cash dividends$1,500,000282
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$733,0001,407
2008-12-31 (YTD Data)Rank
Total interest income$20,115,0001,900
Total interest expense$8,214,0001,916
Net interest income$11,901,0001,872
Provision for loan and lease losses$30,0006,834
Total noninterest income$2,180,0002,008
Gross Fiduciary activities income$171,000803
Service charges on deposit accounts$825,0002,074
Trading account gains and fees$0154
Additional Noninterest Income$1,184,0001,893
Total noninterest expense$8,719,0002,191
Salaries and employee benefits$5,626,0001,812
Premises and equipment expense$1,065,0002,487
Additional noninterest expense$2,028,0002,837
Pre-tax net operating income$5,332,0001,044
Securities gains (losses)$03,220
Applicable income taxes$1,693,000775
Income before extraordinary items$3,639,0001,138
Extraordinary gains, net$039
Net income$3,639,0001,138
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-159,0008,253
Cash dividends$1,200,0002,027
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$3,639,0001,208
2008-09-30 (YTD Data)Rank
Total interest income$15,247,0001,924
Total interest expense$6,423,0001,919
Net interest income$8,824,0001,920
Provision for loan and lease losses$30,0006,263
Total noninterest income$1,539,0002,173
Gross Fiduciary activities income$123,000816
Service charges on deposit accounts$618,0002,089
Trading account gains and fees$0148
Additional Noninterest Income$798,0002,122
Total noninterest expense$6,455,0002,214
Salaries and employee benefits$4,199,0001,851
Premises and equipment expense$796,0002,506
Additional noninterest expense$1,460,0002,843
Pre-tax net operating income$3,878,0001,283
Securities gains (losses)$03,106
Applicable income taxes$1,229,000985
Income before extraordinary items$2,649,0001,395
Extraordinary gains, net$031
Net income$2,649,0001,392
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-98,0008,276
Cash dividends$1,200,0001,582
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,649,0001,470
2008-06-30 (YTD Data)Rank
Total interest income$10,151,0001,956
Total interest expense$4,518,0001,903
Net interest income$5,633,0001,979
Provision for loan and lease losses$15,0006,116
Total noninterest income$1,000,0002,224
Gross Fiduciary activities income$84,000826
Service charges on deposit accounts$402,0002,114
Trading account gains and fees$0149
Additional Noninterest Income$514,0002,202
Total noninterest expense$4,282,0002,237
Salaries and employee benefits$2,808,0001,865
Premises and equipment expense$536,0002,487
Additional noninterest expense$938,0002,906
Pre-tax net operating income$2,336,0001,467
Securities gains (losses)$03,233
Applicable income taxes$737,0001,183
Income before extraordinary items$1,599,0001,693
Extraordinary gains, net$021
Net income$1,599,0001,694
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-42,0008,226
Cash dividends$1,200,0001,200
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,599,0001,665
2008-03-31 (YTD Data)Rank
Total interest income$5,181,0001,963
Total interest expense$2,446,0001,899
Net interest income$2,735,0002,042
Provision for loan and lease losses$06,080
Total noninterest income$461,0002,350
Gross Fiduciary activities income$36,000867
Service charges on deposit accounts$200,0002,084
Trading account gains and fees$0158
Additional Noninterest Income$225,0002,398
Total noninterest expense$2,120,0002,249
Salaries and employee benefits$1,396,0001,891
Premises and equipment expense$273,0002,466
Additional noninterest expense$451,0002,967
Pre-tax net operating income$1,076,0001,668
Securities gains (losses)$02,688
Applicable income taxes$341,0001,346
Income before extraordinary items$735,0001,946
Extraordinary gains, net$015
Net income$735,0001,948
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-95,0008,410
Cash dividends$1,200,000627
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$735,0001,886
2007-12-31 (YTD Data)Rank
Total interest income$21,522,0001,965
Total interest expense$9,706,0001,980
Net interest income$11,816,0001,918
Provision for loan and lease losses$216,0003,749
Total noninterest income$1,763,0002,417
Gross Fiduciary activities income$155,000846
Service charges on deposit accounts$799,0002,134
Trading account gains and fees$0178
Additional Noninterest Income$809,0002,544
Total noninterest expense$8,238,0002,221
Salaries and employee benefits$5,388,0001,874
Premises and equipment expense$1,064,0002,435
Additional noninterest expense$1,786,0002,950
Pre-tax net operating income$5,125,0001,603
Securities gains (losses)$02,146
Applicable income taxes$1,767,0001,250
Income before extraordinary items$3,358,0001,859
Extraordinary gains, net$039
Net income$3,358,0001,858
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$26,0005,313
Cash dividends$1,200,0002,329
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$3,358,0001,846
2007-09-30 (YTD Data)Rank
Total interest income$15,953,0001,988
Total interest expense$7,105,0002,020
Net interest income$8,848,0001,938
Provision for loan and lease losses$216,0002,885
Total noninterest income$1,282,0002,479
Gross Fiduciary activities income$115,000847
Service charges on deposit accounts$587,0002,155
Trading account gains and fees$0184
Additional Noninterest Income$580,0002,614
Total noninterest expense$6,080,0002,236
Salaries and employee benefits$3,988,0001,887
Premises and equipment expense$816,0002,368
Additional noninterest expense$1,276,0003,024
Pre-tax net operating income$3,834,0001,732
Securities gains (losses)$01,655
Applicable income taxes$1,324,0001,346
Income before extraordinary items$2,510,0002,006
Extraordinary gains, net$033
Net income$2,510,0002,004
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-81,0008,346
Cash dividends$1,200,0001,769
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$2,510,0001,994
2007-06-30 (YTD Data)Rank
Total interest income$10,488,0002,024
Total interest expense$4,623,0002,066
Net interest income$5,865,0001,978
Provision for loan and lease losses$144,0002,724
Total noninterest income$833,0002,531
Gross Fiduciary activities income$79,000856
Service charges on deposit accounts$379,0002,211
Trading account gains and fees$0168
Additional Noninterest Income$375,0002,662
Total noninterest expense$4,010,0002,272
Salaries and employee benefits$2,651,0001,926
Premises and equipment expense$544,0002,375
Additional noninterest expense$815,0003,136
Pre-tax net operating income$2,544,0001,795
Securities gains (losses)$01,444
Applicable income taxes$873,0001,411
Income before extraordinary items$1,671,0002,038
Extraordinary gains, net$029
Net income$1,671,0002,037
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-82,0008,402
Cash dividends$1,200,0001,328
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,671,0002,021
2007-03-31 (YTD Data)Rank
Total interest income$5,164,0002,053
Total interest expense$2,269,0002,089
Net interest income$2,895,0002,008
Provision for loan and lease losses$36,0003,550
Total noninterest income$392,0002,597
Gross Fiduciary activities income$39,000863
Service charges on deposit accounts$173,0002,320
Trading account gains and fees$0195
Additional Noninterest Income$180,0002,707
Total noninterest expense$2,023,0002,271
Salaries and employee benefits$1,325,0001,937
Premises and equipment expense$283,0002,307
Additional noninterest expense$415,0003,075
Pre-tax net operating income$1,228,0001,826
Securities gains (losses)$01,187
Applicable income taxes$421,0001,469
Income before extraordinary items$807,0002,054
Extraordinary gains, net$022
Net income$807,0002,054
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-116,0008,526
Cash dividends$1,200,000688
Sale, conversion, retirement of capital stock, net$0885
Net operating income$807,0002,046
2006-12-31 (YTD Data)Rank
Total interest income$19,595,0002,023
Total interest expense$8,132,0002,016
Net interest income$11,463,0002,025
Provision for loan and lease losses$365,0002,431
Total noninterest income$1,808,0002,386
Gross Fiduciary activities income$153,000862
Service charges on deposit accounts$769,0002,192
Trading account gains and fees$0130
Additional Noninterest Income$886,0002,416
Total noninterest expense$8,079,0002,188
Salaries and employee benefits$5,320,0001,833
Premises and equipment expense$1,091,0002,276
Additional noninterest expense$1,668,0003,015
Pre-tax net operating income$4,827,0001,950
Securities gains (losses)$01,687
Applicable income taxes$1,564,0001,597
Income before extraordinary items$3,263,0002,126
Extraordinary gains, net$051
Net income$3,263,0002,127
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$247,0001,919
Cash dividends$2,500,0001,287
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$3,263,0002,113
2006-09-30 (YTD Data)Rank
Total interest income$14,517,0002,029
Total interest expense$5,902,0002,018
Net interest income$8,615,0002,034
Provision for loan and lease losses$365,0001,831
Total noninterest income$1,383,0002,363
Gross Fiduciary activities income$120,000839
Service charges on deposit accounts$582,0002,183
Trading account gains and fees$0126
Additional Noninterest Income$681,0002,357
Total noninterest expense$5,980,0002,206
Salaries and employee benefits$3,959,0001,840
Premises and equipment expense$816,0002,280
Additional noninterest expense$1,205,0003,125
Pre-tax net operating income$3,653,0001,989
Securities gains (losses)$01,388
Applicable income taxes$1,167,0001,681
Income before extraordinary items$2,486,0002,157
Extraordinary gains, net$045
Net income$2,486,0002,159
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$156,0001,785
Cash dividends$1,500,0001,427
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$2,486,0002,145
2006-06-30 (YTD Data)Rank
Total interest income$9,474,0002,035
Total interest expense$3,720,0002,019
Net interest income$5,754,0002,034
Provision for loan and lease losses$290,0001,568
Total noninterest income$915,0002,374
Gross Fiduciary activities income$72,000878
Service charges on deposit accounts$379,0002,201
Trading account gains and fees$0126
Additional Noninterest Income$464,0002,322
Total noninterest expense$3,966,0002,221
Salaries and employee benefits$2,650,0001,848
Premises and equipment expense$539,0002,301
Additional noninterest expense$777,0003,217
Pre-tax net operating income$2,413,0002,016
Securities gains (losses)$01,185
Applicable income taxes$749,0001,762
Income before extraordinary items$1,664,0002,157
Extraordinary gains, net$039
Net income$1,664,0002,160
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$139,0001,405
Cash dividends$1,500,0001,024
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,664,0002,142
2006-03-31 (YTD Data)Rank
Total interest income$4,558,0002,064
Total interest expense$1,744,0002,046
Net interest income$2,814,0002,066
Provision for loan and lease losses$75,0002,394
Total noninterest income$461,0002,318
Gross Fiduciary activities income$36,000887
Service charges on deposit accounts$176,0002,265
Trading account gains and fees$0115
Additional Noninterest Income$249,0002,197
Total noninterest expense$1,978,0002,242
Salaries and employee benefits$1,313,0001,875
Premises and equipment expense$277,0002,256
Additional noninterest expense$388,0003,210
Pre-tax net operating income$1,222,0001,942
Securities gains (losses)$0955
Applicable income taxes$358,0001,792
Income before extraordinary items$864,0002,048
Extraordinary gains, net$021
Net income$864,0002,047
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$78,0001,117
Cash dividends$1,500,000510
Sale, conversion, retirement of capital stock, net$0648
Net operating income$864,0002,029
2005-12-31 (YTD Data)Rank
Total interest income$16,680,0002,006
Total interest expense$5,550,0002,019
Net interest income$11,130,0001,993
Provision for loan and lease losses$550,0001,758
Total noninterest income$1,661,0002,520
Gross Fiduciary activities income$148,000870
Service charges on deposit accounts$804,0002,096
Trading account gains and fees$0138
Additional Noninterest Income$709,0002,741
Total noninterest expense$7,506,0002,234
Salaries and employee benefits$4,827,0001,918
Premises and equipment expense$1,016,0002,335
Additional noninterest expense$1,663,0002,979
Pre-tax net operating income$4,735,0001,943
Securities gains (losses)$02,296
Applicable income taxes$1,392,0001,797
Income before extraordinary items$3,343,0002,052
Extraordinary gains, net$046
Net income$3,343,0002,053
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$416,0001,353
Cash dividends$1,000,0002,429
Sale, conversion, retirement of capital stock, net$0934
Net operating income$3,343,0002,026
2005-09-30 (YTD Data)Rank
Total interest income$12,298,0001,981
Total interest expense$3,975,0002,003
Net interest income$8,323,0001,989
Provision for loan and lease losses$413,0001,674
Total noninterest income$1,259,0002,500
Gross Fiduciary activities income$115,000851
Service charges on deposit accounts$607,0002,087
Trading account gains and fees$0126
Additional Noninterest Income$537,0002,742
Total noninterest expense$5,550,0002,235
Salaries and employee benefits$3,538,0001,933
Premises and equipment expense$769,0002,301
Additional noninterest expense$1,243,0002,954
Pre-tax net operating income$3,619,0001,931
Securities gains (losses)$02,317
Applicable income taxes$1,071,0001,790
Income before extraordinary items$2,548,0002,026
Extraordinary gains, net$035
Net income$2,548,0002,025
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$324,0001,188
Cash dividends$1,000,0001,776
Sale, conversion, retirement of capital stock, net$0769
Net operating income$2,548,0001,989
2005-06-30 (YTD Data)Rank
Total interest income$7,996,0001,981
Total interest expense$2,475,0002,009
Net interest income$5,521,0001,964
Provision for loan and lease losses$275,0001,648
Total noninterest income$733,0002,687
Gross Fiduciary activities income$88,000825
Service charges on deposit accounts$389,0002,115
Trading account gains and fees$0116
Additional Noninterest Income$256,0003,335
Total noninterest expense$3,620,0002,265
Salaries and employee benefits$2,322,0001,946
Premises and equipment expense$509,0002,292
Additional noninterest expense$789,0003,057
Pre-tax net operating income$2,359,0001,927
Securities gains (losses)$02,146
Applicable income taxes$701,0001,781
Income before extraordinary items$1,658,0002,037
Extraordinary gains, net$030
Net income$1,658,0002,036
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$249,0001,038
Cash dividends$1,000,0001,280
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,658,0002,001
2005-03-31 (YTD Data)Rank
Total interest income$3,874,0002,012
Total interest expense$1,163,0002,026
Net interest income$2,711,0001,985
Provision for loan and lease losses$138,0001,572
Total noninterest income$346,0002,743
Gross Fiduciary activities income$47,000823
Service charges on deposit accounts$181,0002,187
Trading account gains and fees$0115
Additional Noninterest Income$118,0003,435
Total noninterest expense$1,800,0002,307
Salaries and employee benefits$1,152,0001,975
Premises and equipment expense$261,0002,266
Additional noninterest expense$387,0003,106
Pre-tax net operating income$1,119,0001,976
Securities gains (losses)$01,685
Applicable income taxes$337,0001,827
Income before extraordinary items$782,0002,125
Extraordinary gains, net$024
Net income$782,0002,126
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$162,000798
Cash dividends$1,000,000642
Sale, conversion, retirement of capital stock, net$0491
Net operating income$782,0002,092
2004-12-31 (YTD Data)Rank
Total interest income$15,180,0001,882
Total interest expense$4,192,0001,946
Net interest income$10,988,0001,839
Provision for loan and lease losses$671,0001,509
Total noninterest income$1,498,0002,687
Gross Fiduciary activities income$112,000920
Service charges on deposit accounts$874,0001,975
Trading account gains and fees$0138
Additional Noninterest Income$512,0003,267
Total noninterest expense$7,105,0002,242
Salaries and employee benefits$4,387,0001,991
Premises and equipment expense$885,0002,557
Additional noninterest expense$1,833,0002,610
Pre-tax net operating income$4,710,0001,786
Securities gains (losses)$03,819
Applicable income taxes$1,508,0001,598
Income before extraordinary items$3,202,0001,960
Extraordinary gains, net$034
Net income$3,202,0001,960
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$698,0001,012
Cash dividends$1,300,0001,916
Sale, conversion, retirement of capital stock, net$0872
Net operating income$3,202,0001,911
2004-09-30 (YTD Data)Rank
Total interest income$11,286,0001,881
Total interest expense$3,085,0001,945
Net interest income$8,201,0001,834
Provision for loan and lease losses$421,0001,699
Total noninterest income$1,050,0002,827
Gross Fiduciary activities income$59,000984
Service charges on deposit accounts$658,0001,991
Trading account gains and fees$0134
Additional Noninterest Income$333,0003,537
Total noninterest expense$5,182,0002,294
Salaries and employee benefits$3,181,0002,056
Premises and equipment expense$657,0002,573
Additional noninterest expense$1,344,0002,632
Pre-tax net operating income$3,648,0001,752
Securities gains (losses)$03,710
Applicable income taxes$1,170,0001,568
Income before extraordinary items$2,478,0001,914
Extraordinary gains, net$026
Net income$2,478,0001,915
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$508,000930
Cash dividends$1,300,0001,412
Sale, conversion, retirement of capital stock, net$0738
Net operating income$2,478,0001,865
2004-06-30 (YTD Data)Rank
Total interest income$7,476,0001,870
Total interest expense$2,054,0001,930
Net interest income$5,422,0001,838
Provision for loan and lease losses$260,0001,774
Total noninterest income$666,0002,942
Gross Fiduciary activities income$39,000998
Service charges on deposit accounts$417,0002,066
Trading account gains and fees$0130
Additional Noninterest Income$210,0003,644
Total noninterest expense$3,473,0002,282
Salaries and employee benefits$2,139,0002,038
Premises and equipment expense$443,0002,544
Additional noninterest expense$891,0002,650
Pre-tax net operating income$2,355,0001,781
Securities gains (losses)$03,413
Applicable income taxes$749,0001,612
Income before extraordinary items$1,606,0001,950
Extraordinary gains, net$021
Net income$1,606,0001,951
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$341,000952
Cash dividends$1,300,0001,002
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,606,0001,897
2004-03-31 (YTD Data)Rank
Total interest income$3,795,0001,850
Total interest expense$1,046,0001,917
Net interest income$2,749,0001,807
Provision for loan and lease losses$135,0001,665
Total noninterest income$326,0002,936
Gross Fiduciary activities income$20,000996
Service charges on deposit accounts$199,0002,094
Trading account gains and fees$0121
Additional Noninterest Income$107,0003,564
Total noninterest expense$1,736,0002,288
Salaries and employee benefits$1,045,0002,108
Premises and equipment expense$220,0002,567
Additional noninterest expense$471,0002,502
Pre-tax net operating income$1,204,0001,706
Securities gains (losses)$02,934
Applicable income taxes$383,0001,622
Income before extraordinary items$821,0001,906
Extraordinary gains, net$016
Net income$821,0001,906
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$237,000714
Cash dividends$1,300,000524
Sale, conversion, retirement of capital stock, net$0464
Net operating income$821,0001,818
2003-12-31 (YTD Data)Rank
Total interest income$14,663,0001,939
Total interest expense$4,858,0001,845
Net interest income$9,805,0002,001
Provision for loan and lease losses$775,0001,504
Total noninterest income$1,346,0003,056
Gross Fiduciary activities income$77,0001,005
Service charges on deposit accounts$815,0002,094
Trading account gains and fees$0160
Additional Noninterest Income$454,0003,745
Total noninterest expense$6,675,0002,351
Salaries and employee benefits$4,070,0002,085
Premises and equipment expense$881,0002,537
Additional noninterest expense$1,724,0002,725
Pre-tax net operating income$3,701,0002,106
Securities gains (losses)$04,500
Applicable income taxes$1,189,0001,949
Income before extraordinary items$2,512,0002,366
Extraordinary gains, net$054
Net income$2,512,0002,369
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$769,0001,130
Cash dividends$750,0002,818
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,512,0002,258
2003-09-30 (YTD Data)Rank
Total interest income$10,977,0001,967
Total interest expense$3,714,0001,885
Net interest income$7,263,0002,028
Provision for loan and lease losses$650,0001,314
Total noninterest income$1,013,0003,108
Gross Fiduciary activities income$57,0001,010
Service charges on deposit accounts$611,0002,107
Trading account gains and fees$0153
Additional Noninterest Income$345,0003,800
Total noninterest expense$4,955,0002,379
Salaries and employee benefits$2,993,0002,137
Premises and equipment expense$659,0002,551
Additional noninterest expense$1,303,0002,695
Pre-tax net operating income$2,671,0002,249
Securities gains (losses)$04,204
Applicable income taxes$858,0002,099
Income before extraordinary items$1,813,0002,544
Extraordinary gains, net$040
Net income$1,813,0002,542
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$504,0001,157
Cash dividends$750,0002,073
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,813,0002,413
2003-06-30 (YTD Data)Rank
Total interest income$7,256,0002,001
Total interest expense$2,512,0001,911
Net interest income$4,744,0002,065
Provision for loan and lease losses$375,0001,474
Total noninterest income$653,0003,161
Gross Fiduciary activities income$38,0001,012
Service charges on deposit accounts$398,0002,106
Trading account gains and fees$0150
Additional Noninterest Income$217,0003,890
Total noninterest expense$3,239,0002,421
Salaries and employee benefits$1,964,0002,160
Premises and equipment expense$442,0002,525
Additional noninterest expense$833,0002,789
Pre-tax net operating income$1,783,0002,259
Securities gains (losses)$03,782
Applicable income taxes$571,0002,115
Income before extraordinary items$1,212,0002,550
Extraordinary gains, net$030
Net income$1,212,0002,548
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$465,000889
Cash dividends$750,0001,617
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,212,0002,399
2003-03-31 (YTD Data)Rank
Total interest income$3,626,0002,023
Total interest expense$1,276,0001,931
Net interest income$2,350,0002,082
Provision for loan and lease losses$250,0001,115
Total noninterest income$321,0003,096
Gross Fiduciary activities income$21,0001,007
Service charges on deposit accounts$193,0002,078
Trading account gains and fees$0134
Additional Noninterest Income$107,0003,805
Total noninterest expense$1,618,0002,399
Salaries and employee benefits$980,0002,159
Premises and equipment expense$215,0002,597
Additional noninterest expense$423,0002,719
Pre-tax net operating income$803,0002,462
Securities gains (losses)$02,891
Applicable income taxes$237,0002,409
Income before extraordinary items$566,0002,672
Extraordinary gains, net$021
Net income$566,0002,669
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$327,000660
Cash dividends$750,000860
Sale, conversion, retirement of capital stock, net$0419
Net operating income$566,0002,537
2002-12-31 (YTD Data)Rank
Total interest income$15,207,0002,023
Total interest expense$5,575,0002,026
Net interest income$9,632,0002,011
Provision for loan and lease losses$360,0003,054
Total noninterest income$1,359,0002,819
Gross Fiduciary activities income$76,0001,044
Service charges on deposit accounts$877,0001,836
Trading account gains and fees$0153
Additional Noninterest Income$406,0003,670
Total noninterest expense$6,056,0002,439
Salaries and employee benefits$3,598,0002,231
Premises and equipment expense$801,0002,683
Additional noninterest expense$1,657,0002,727
Pre-tax net operating income$4,575,0001,772
Securities gains (losses)$04,537
Applicable income taxes$1,517,0001,633
Income before extraordinary items$3,058,0001,961
Extraordinary gains, net$070
Net income$3,058,0001,960
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$353,0002,124
Cash dividends$1,250,0001,884
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,058,0001,900
2001-12-31 (YTD Data)Rank
Total interest income$16,160,0002,130
Total interest expense$7,965,0002,023
Net interest income$8,195,0002,194
Provision for loan and lease losses$590,0001,932
Total noninterest income$1,313,0002,756
Gross Fiduciary activities income$68,0001,075
Service charges on deposit accounts$894,0001,696
Trading account gains and fees$0177
Additional Noninterest Income$351,0003,816
Total noninterest expense$5,267,0002,689
Salaries and employee benefits$2,867,0002,614
Premises and equipment expense$691,0002,974
Additional noninterest expense$1,709,0002,581
Pre-tax net operating income$3,651,0001,914
Securities gains (losses)$04,612
Applicable income taxes$1,259,0001,743
Income before extraordinary items$2,392,0002,173
Extraordinary gains, net$0105
Net income$2,392,0002,176
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$264,0002,418
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$288,000551
Net operating income$2,392,0002,105
2000-12-31 (YTD Data)Rank
Total interest income$14,910,0002,348
Total interest expense$7,473,0002,273
Net interest income$7,437,0002,385
Provision for loan and lease losses$753,0001,328
Total noninterest income$1,286,0002,620
Gross Fiduciary activities income$104,000938
Service charges on deposit accounts$868,0001,581
Trading account gains and fees$0180
Additional Noninterest Income$314,0003,821
Total noninterest expense$4,756,0002,852
Salaries and employee benefits$2,648,0002,689
Premises and equipment expense$671,0002,976
Additional noninterest expense$1,437,0002,926
Pre-tax net operating income$3,214,0002,244
Securities gains (losses)$01,956
Applicable income taxes$1,074,0001,996
Income before extraordinary items$2,140,0002,393
Extraordinary gains, net$038
Net income$2,140,0002,393
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$229,0002,199
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$2,140,0002,395
1999-12-31 (YTD Data)Rank
Total interest income$10,779,0002,994
Total interest expense$5,049,0002,891
Net interest income$5,730,0003,046
Provision for loan and lease losses$450,0001,911
Total noninterest income$825,0003,543
Gross Fiduciary activities income$31,0001,164
Service charges on deposit accounts$582,0002,297
Trading account gains and fees$0173
Additional Noninterest Income$212,0004,807
Total noninterest expense$3,734,0003,525
Salaries and employee benefits$2,062,0003,348
Premises and equipment expense$558,0003,455
Additional noninterest expense$1,114,0003,676
Pre-tax net operating income$2,371,0002,918
Securities gains (losses)$03,155
Applicable income taxes$792,0002,666
Income before extraordinary items$1,579,0003,124
Extraordinary gains, net$035
Net income$1,579,0003,124
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$121,0003,224
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$1,579,0003,093
1998-12-31 (YTD Data)Rank
Total interest income$9,142,0003,490
Total interest expense$4,440,0003,342
Net interest income$4,702,0003,603
Provision for loan and lease losses$520,0001,672
Total noninterest income$689,0004,034
Gross Fiduciary activities income$26,0001,199
Service charges on deposit accounts$425,0002,966
Trading account gains and fees$0224
Additional Noninterest Income$238,0004,524
Total noninterest expense$3,179,0003,912
Salaries and employee benefits$1,752,0003,751
Premises and equipment expense$470,0003,872
Additional noninterest expense$957,0004,100
Pre-tax net operating income$1,692,0003,816
Securities gains (losses)$04,449
Applicable income taxes$603,0003,392
Income before extraordinary items$1,089,0004,219
Extraordinary gains, net$032
Net income$1,089,0004,218
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$150,0002,917
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,089,0004,123
1997-12-31 (YTD Data)Rank
Total interest income$6,174,0004,950
Total interest expense$3,038,0004,658
Net interest income$3,136,0005,121
Provision for loan and lease losses$505,0001,753
Total noninterest income$686,0004,025
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$244,0004,736
Trading account gains and feesNANA
Additional Noninterest Income$442,0003,085
Total noninterest expense$2,660,0004,540
Salaries and employee benefits$1,693,0003,848
Premises and equipment expense$342,0004,983
Additional noninterest expense$625,0005,653
Pre-tax net operating income$657,0007,177
Securities gains (losses)$03,944
Applicable income taxes$125,0007,996
Income before extraordinary items$532,0006,790
Extraordinary gains, net$044
Net income$532,0006,792
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$59,0004,842
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$532,0006,731
1996-12-31 (YTD Data)Rank
Total interest income$1,083,00010,702
Total interest expense$475,00010,673
Net interest income$608,00010,639
Provision for loan and lease losses$80,0005,594
Total noninterest income$117,0009,572
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$15,0009,673
Trading account gains and feesNANA
Additional Noninterest Income$102,0007,055
Total noninterest expense$971,0008,767
Salaries and employee benefits$551,0008,475
Premises and equipment expense$100,0009,292
Additional noninterest expense$320,0008,670
Pre-tax net operating income$-326,00011,156
Securities gains (losses)$04,148
Applicable income taxes$010,572
Income before extraordinary items$-326,00011,191
Extraordinary gains, net$053
Net income$-326,00011,190
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,805
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$4,400,000176
Net operating income$-326,00011,165

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.