Home > Planters & Merchants State Bank > Income and Expense
Planters & Merchants State Bank, Income and Expense
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,615,000 | 3,243 |
| Total interest expense | $1,159,000 | 3,720 |
| Net interest income | $3,456,000 | 3,031 |
| Provision for loan and lease losses | $100,000 | 3,338 |
| Total noninterest income | $713,000 | 2,734 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $476,000 | 1,753 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $237,000 | 3,461 |
| Total noninterest expense | $2,489,000 | 3,205 |
| Salaries and employee benefits | $1,488,000 | 2,949 |
| Premises and equipment expense | $272,000 | 3,901 |
| Additional noninterest expense | $729,000 | 3,252 |
| Pre-tax net operating income | $1,580,000 | 2,645 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $1,580,000 | 2,134 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,580,000 | 2,133 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 2,162 |
| Cash dividends | $894,000 | 1,463 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,580,000 | 2,101 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,269,000 | 3,256 |
| Total interest expense | $559,000 | 3,708 |
| Net interest income | $1,710,000 | 3,048 |
| Provision for loan and lease losses | $100,000 | 2,031 |
| Total noninterest income | $389,000 | 2,534 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $230,000 | 1,762 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $159,000 | 2,872 |
| Total noninterest expense | $1,249,000 | 3,210 |
| Salaries and employee benefits | $734,000 | 2,990 |
| Premises and equipment expense | $154,000 | 3,579 |
| Additional noninterest expense | $361,000 | 3,287 |
| Pre-tax net operating income | $750,000 | 2,704 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $750,000 | 2,199 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $750,000 | 2,200 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-49,000 | 8,634 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $750,000 | 2,157 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $8,721,000 | 3,180 |
| Total interest expense | $1,980,000 | 3,688 |
| Net interest income | $6,741,000 | 2,991 |
| Provision for loan and lease losses | $1,073,000 | 986 |
| Total noninterest income | $1,318,000 | 2,930 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $979,000 | 1,797 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $339,000 | 4,038 |
| Total noninterest expense | $4,979,000 | 3,128 |
| Salaries and employee benefits | $2,817,000 | 3,004 |
| Premises and equipment expense | $530,000 | 3,909 |
| Additional noninterest expense | $1,632,000 | 2,926 |
| Pre-tax net operating income | $2,007,000 | 3,492 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $2,007,000 | 2,916 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,007,000 | 2,917 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $850,000 | 881 |
| Cash dividends | $1,845,000 | 1,460 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,007,000 | 2,855 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $6,458,000 | 3,195 |
| Total interest expense | $1,454,000 | 3,709 |
| Net interest income | $5,004,000 | 2,998 |
| Provision for loan and lease losses | $543,000 | 1,355 |
| Total noninterest income | $939,000 | 3,055 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $728,000 | 1,818 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $211,000 | 4,393 |
| Total noninterest expense | $3,749,000 | 3,080 |
| Salaries and employee benefits | $2,175,000 | 2,909 |
| Premises and equipment expense | $391,000 | 3,943 |
| Additional noninterest expense | $1,183,000 | 2,979 |
| Pre-tax net operating income | $1,651,000 | 3,365 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $1,651,000 | 2,737 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,651,000 | 2,738 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $430,000 | 1,101 |
| Cash dividends | $1,181,000 | 1,527 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,651,000 | 2,679 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,279,000 | 3,204 |
| Total interest expense | $960,000 | 3,727 |
| Net interest income | $3,319,000 | 3,002 |
| Provision for loan and lease losses | $294,000 | 1,622 |
| Total noninterest income | $568,000 | 3,294 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $460,000 | 1,889 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $108,000 | 5,008 |
| Total noninterest expense | $2,482,000 | 3,118 |
| Salaries and employee benefits | $1,440,000 | 2,940 |
| Premises and equipment expense | $260,000 | 3,958 |
| Additional noninterest expense | $782,000 | 2,999 |
| Pre-tax net operating income | $1,111,000 | 3,294 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $1,111,000 | 2,687 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,111,000 | 2,689 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $194,000 | 1,402 |
| Cash dividends | $738,000 | 1,634 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,111,000 | 2,615 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,157,000 | 3,183 |
| Total interest expense | $481,000 | 3,756 |
| Net interest income | $1,676,000 | 2,965 |
| Provision for loan and lease losses | $147,000 | 1,564 |
| Total noninterest income | $257,000 | 3,459 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $207,000 | 2,008 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $50,000 | 5,122 |
| Total noninterest expense | $1,241,000 | 3,115 |
| Salaries and employee benefits | $713,000 | 2,981 |
| Premises and equipment expense | $136,000 | 3,860 |
| Additional noninterest expense | $392,000 | 2,970 |
| Pre-tax net operating income | $545,000 | 3,311 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $545,000 | 2,736 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $545,000 | 2,736 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 1,799 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $545,000 | 2,641 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $8,835,000 | 3,160 |
| Total interest expense | $2,391,000 | 3,459 |
| Net interest income | $6,444,000 | 2,986 |
| Provision for loan and lease losses | $471,000 | 2,288 |
| Total noninterest income | $1,111,000 | 3,486 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $835,000 | 2,055 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $276,000 | 4,669 |
| Total noninterest expense | $4,721,000 | 3,200 |
| Salaries and employee benefits | $2,755,000 | 2,992 |
| Premises and equipment expense | $490,000 | 4,132 |
| Additional noninterest expense | $1,476,000 | 3,132 |
| Pre-tax net operating income | $2,363,000 | 3,014 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $2,363,000 | 2,501 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,363,000 | 2,505 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $371,000 | 1,957 |
| Cash dividends | $1,678,000 | 1,600 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,363,000 | 2,385 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $6,607,000 | 3,217 |
| Total interest expense | $1,867,000 | 3,462 |
| Net interest income | $4,740,000 | 3,045 |
| Provision for loan and lease losses | $315,000 | 2,407 |
| Total noninterest income | $776,000 | 3,709 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $604,000 | 2,132 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $172,000 | 5,069 |
| Total noninterest expense | $3,478,000 | 3,250 |
| Salaries and employee benefits | $2,078,000 | 2,985 |
| Premises and equipment expense | $323,000 | 4,501 |
| Additional noninterest expense | $1,077,000 | 3,189 |
| Pre-tax net operating income | $1,723,000 | 3,182 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $1,723,000 | 2,658 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,723,000 | 2,658 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $274,000 | 1,814 |
| Cash dividends | $1,236,000 | 1,491 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,723,000 | 2,518 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,439,000 | 3,207 |
| Total interest expense | $1,286,000 | 3,467 |
| Net interest income | $3,153,000 | 3,035 |
| Provision for loan and lease losses | $204,000 | 2,482 |
| Total noninterest income | $508,000 | 3,700 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $403,000 | 2,083 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $105,000 | 5,250 |
| Total noninterest expense | $2,302,000 | 3,273 |
| Salaries and employee benefits | $1,376,000 | 3,011 |
| Premises and equipment expense | $219,000 | 4,445 |
| Additional noninterest expense | $707,000 | 3,206 |
| Pre-tax net operating income | $1,155,000 | 3,176 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $1,155,000 | 2,667 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,155,000 | 2,665 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $83,000 | 2,773 |
| Cash dividends | $867,000 | 1,489 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,155,000 | 2,516 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,235,000 | 3,204 |
| Total interest expense | $648,000 | 3,530 |
| Net interest income | $1,587,000 | 3,008 |
| Provision for loan and lease losses | $97,000 | 2,432 |
| Total noninterest income | $254,000 | 3,602 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $199,000 | 2,027 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $55,000 | 5,085 |
| Total noninterest expense | $1,123,000 | 3,332 |
| Salaries and employee benefits | $677,000 | 3,039 |
| Premises and equipment expense | $125,000 | 4,027 |
| Additional noninterest expense | $321,000 | 3,442 |
| Pre-tax net operating income | $621,000 | 3,001 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $621,000 | 2,456 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $621,000 | 2,454 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 2,620 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $621,000 | 2,321 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $9,455,000 | 3,169 |
| Total interest expense | $3,195,000 | 3,354 |
| Net interest income | $6,260,000 | 3,032 |
| Provision for loan and lease losses | $410,000 | 2,777 |
| Total noninterest income | $1,395,000 | 2,756 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $913,000 | 1,765 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $482,000 | 3,353 |
| Total noninterest expense | $4,559,000 | 3,188 |
| Salaries and employee benefits | $2,622,000 | 2,994 |
| Premises and equipment expense | $432,000 | 4,382 |
| Additional noninterest expense | $1,505,000 | 2,956 |
| Pre-tax net operating income | $2,686,000 | 2,738 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $2,686,000 | 2,221 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,686,000 | 2,220 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $408,000 | 1,912 |
| Cash dividends | $1,952,000 | 1,334 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,686,000 | 2,143 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $10,551,000 | 3,168 |
| Total interest expense | $4,802,000 | 3,261 |
| Net interest income | $5,749,000 | 3,063 |
| Provision for loan and lease losses | $140,000 | 4,923 |
| Total noninterest income | $1,088,000 | 3,145 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $870,000 | 1,747 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $218,000 | 4,761 |
| Total noninterest expense | $4,135,000 | 3,335 |
| Salaries and employee benefits | $2,398,000 | 3,058 |
| Premises and equipment expense | $351,000 | 5,023 |
| Additional noninterest expense | $1,386,000 | 3,079 |
| Pre-tax net operating income | $2,562,000 | 2,617 |
| Securities gains (losses) | $-2,000 | 9,092 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $2,560,000 | 2,040 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,560,000 | 2,043 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $90,000 | 4,230 |
| Cash dividends | $1,952,000 | 1,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $2,562,000 | 1,962 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $10,018,000 | 3,384 |
| Total interest expense | $4,366,000 | 3,714 |
| Net interest income | $5,652,000 | 3,114 |
| Provision for loan and lease losses | $111,000 | 5,081 |
| Total noninterest income | $1,003,000 | 3,124 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $791,000 | 1,751 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $212,000 | 4,668 |
| Total noninterest expense | $4,006,000 | 3,325 |
| Salaries and employee benefits | $2,265,000 | 3,098 |
| Premises and equipment expense | $310,000 | 5,329 |
| Additional noninterest expense | $1,431,000 | 2,941 |
| Pre-tax net operating income | $2,538,000 | 2,729 |
| Securities gains (losses) | $1,000 | 1,732 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $2,539,000 | 2,056 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,539,000 | 2,056 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $132,000 | 3,092 |
| Cash dividends | $1,879,000 | 1,426 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $2,538,000 | 2,059 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $9,090,000 | 3,503 |
| Total interest expense | $3,770,000 | 3,774 |
| Net interest income | $5,320,000 | 3,265 |
| Provision for loan and lease losses | $466,000 | 1,876 |
| Total noninterest income | $930,000 | 3,266 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $690,000 | 1,930 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $240,000 | 4,531 |
| Total noninterest expense | $3,612,000 | 3,621 |
| Salaries and employee benefits | $2,124,000 | 3,243 |
| Premises and equipment expense | $310,000 | 5,372 |
| Additional noninterest expense | $1,178,000 | 3,490 |
| Pre-tax net operating income | $2,172,000 | 3,131 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $223,000 | 5,467 |
| Income before extraordinary items | $1,949,000 | 2,643 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,949,000 | 2,643 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $371,000 | 1,546 |
| Cash dividends | $1,400,000 | 1,771 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,949,000 | 2,614 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $8,840,000 | 3,588 |
| Total interest expense | $3,979,000 | 3,708 |
| Net interest income | $4,861,000 | 3,499 |
| Provision for loan and lease losses | $274,000 | 2,829 |
| Total noninterest income | $910,000 | 3,294 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $649,000 | 1,974 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $261,000 | 4,317 |
| Total noninterest expense | $3,512,000 | 3,601 |
| Salaries and employee benefits | $2,019,000 | 3,297 |
| Premises and equipment expense | $299,000 | 5,389 |
| Additional noninterest expense | $1,194,000 | 3,390 |
| Pre-tax net operating income | $1,985,000 | 3,367 |
| Securities gains (losses) | $11,000 | 2,878 |
| Applicable income taxes | $580,000 | 3,493 |
| Income before extraordinary items | $1,416,000 | 3,404 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,416,000 | 3,404 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $310,000 | 1,816 |
| Cash dividends | $300,000 | 4,531 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,408,190 | 3,330 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $7,225,000 | 4,374 |
| Total interest expense | $2,944,000 | 4,798 |
| Net interest income | $4,281,000 | 3,996 |
| Provision for loan and lease losses | $100,000 | 5,146 |
| Total noninterest income | $541,000 | 4,734 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $361,000 | 3,514 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $180,000 | 5,208 |
| Total noninterest expense | $2,488,000 | 4,794 |
| Salaries and employee benefits | $1,396,000 | 4,512 |
| Premises and equipment expense | $189,000 | 7,042 |
| Additional noninterest expense | $903,000 | 4,296 |
| Pre-tax net operating income | $2,234,000 | 3,207 |
| Securities gains (losses) | $14,000 | 2,133 |
| Applicable income taxes | $503,000 | 4,197 |
| Income before extraordinary items | $1,745,000 | 2,917 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,745,000 | 2,916 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $528,000 | 1,280 |
| Cash dividends | $4,350,000 | 700 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,734,080 | 2,883 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $7,028,000 | 4,560 |
| Total interest expense | $2,795,000 | 5,086 |
| Net interest income | $4,233,000 | 4,103 |
| Provision for loan and lease losses | $587,000 | 1,547 |
| Total noninterest income | $381,000 | 6,114 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $296,000 | 4,264 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $85,000 | 7,591 |
| Total noninterest expense | $1,889,000 | 6,192 |
| Salaries and employee benefits | $1,155,000 | 5,374 |
| Premises and equipment expense | $132,000 | 8,482 |
| Additional noninterest expense | $602,000 | 6,340 |
| Pre-tax net operating income | $2,138,000 | 3,237 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $733,000 | 3,080 |
| Income before extraordinary items | $1,405,000 | 3,399 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,405,000 | 3,398 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $333,000 | 1,931 |
| Cash dividends | $260,000 | 4,854 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,405,000 | 3,356 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,913,000 | 4,609 |
| Total interest expense | $2,656,000 | 5,299 |
| Net interest income | $4,257,000 | 4,099 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $360,000 | 6,364 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $279,000 | 4,556 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $81,000 | 7,917 |
| Total noninterest expense | $1,960,000 | 6,078 |
| Salaries and employee benefits | $1,169,000 | 5,330 |
| Premises and equipment expense | $103,000 | 9,537 |
| Additional noninterest expense | $688,000 | 5,937 |
| Pre-tax net operating income | $2,657,000 | 2,688 |
| Securities gains (losses) | $-8,000 | 9,956 |
| Applicable income taxes | $776,000 | 2,953 |
| Income before extraordinary items | $1,873,000 | 2,653 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,873,000 | 2,652 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $200,000 | 2,497 |
| Cash dividends | $360,000 | 4,106 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,878,680 | 2,616 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,023,000 | 4,852 |
| Total interest expense | $1,994,000 | 5,629 |
| Net interest income | $4,029,000 | 4,347 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $369,000 | 6,443 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $280,000 | 4,611 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $89,000 | 7,880 |
| Total noninterest expense | $1,924,000 | 6,398 |
| Salaries and employee benefits | $1,131,000 | 5,523 |
| Premises and equipment expense | $103,000 | 9,932 |
| Additional noninterest expense | $690,000 | 6,394 |
| Pre-tax net operating income | $2,474,000 | 2,860 |
| Securities gains (losses) | $2,000 | 3,070 |
| Applicable income taxes | $694,000 | 3,110 |
| Income before extraordinary items | $1,782,000 | 2,720 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,782,000 | 2,719 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-154,000 | 12,351 |
| Cash dividends | $300,000 | 4,418 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,780,560 | 2,739 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,870,000 | 5,044 |
| Total interest expense | $1,993,000 | 5,852 |
| Net interest income | $3,877,000 | 4,530 |
| Provision for loan and lease losses | $95,000 | 5,900 |
| Total noninterest income | $353,000 | 6,983 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $274,000 | 4,770 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $79,000 | 8,670 |
| Total noninterest expense | $1,898,000 | 6,629 |
| Salaries and employee benefits | $1,096,000 | 5,660 |
| Premises and equipment expense | $108,000 | 10,198 |
| Additional noninterest expense | $694,000 | 6,607 |
| Pre-tax net operating income | $2,237,000 | 2,990 |
| Securities gains (losses) | $-11,000 | 12,798 |
| Applicable income taxes | $530,000 | 3,973 |
| Income before extraordinary items | $1,696,000 | 2,899 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,696,000 | 2,996 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $208,000 | 3,065 |
| Cash dividends | $250,000 | 4,831 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,704,360 | 2,738 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,971,000 | 5,519 |
| Total interest expense | $2,478,000 | 6,031 |
| Net interest income | $3,493,000 | 5,017 |
| Provision for loan and lease losses | $435,000 | 3,290 |
| Total noninterest income | $352,000 | 7,085 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $271,000 | 4,810 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $81,000 | 8,805 |
| Total noninterest expense | $1,803,000 | 6,937 |
| Salaries and employee benefits | $937,000 | 6,408 |
| Premises and equipment expense | $143,000 | 9,322 |
| Additional noninterest expense | $723,000 | 6,595 |
| Pre-tax net operating income | $1,607,000 | 3,786 |
| Securities gains (losses) | $8,000 | 6,653 |
| Applicable income taxes | $295,000 | 5,996 |
| Income before extraordinary items | $1,320,000 | 3,466 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,320,000 | 3,508 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $346,000 | 3,081 |
| Cash dividends | $200,000 | 4,982 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,313,440 | 3,236 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.