Home > Planters & Merchants Bank > Income and Expense
Planters & Merchants Bank, Income and Expense
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $500,000 | 7,532 |
| Total interest expense | $155,000 | 7,245 |
| Net interest income | $345,000 | 7,563 |
| Provision for loan and lease losses | $0 | 6,857 |
| Total noninterest income | $54,000 | 6,781 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $15,000 | 6,644 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $39,000 | 5,874 |
| Total noninterest expense | $455,000 | 7,310 |
| Salaries and employee benefits | $174,000 | 7,538 |
| Premises and equipment expense | $46,000 | 7,265 |
| Additional noninterest expense | $235,000 | 6,694 |
| Pre-tax net operating income | $-56,000 | 6,191 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-56,000 | 6,326 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-56,000 | 6,328 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-56,000 | 6,326 |
| Net charge-offs | $1,000 | 6,292 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-56,000 | 6,236 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $257,000 | 7,617 |
| Total interest expense | $83,000 | 7,304 |
| Net interest income | $174,000 | 7,651 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $25,000 | 6,913 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $6,000 | 6,781 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $19,000 | 5,996 |
| Total noninterest expense | $251,000 | 7,289 |
| Salaries and employee benefits | $93,000 | 7,607 |
| Premises and equipment expense | $26,000 | 7,239 |
| Additional noninterest expense | $132,000 | 6,561 |
| Pre-tax net operating income | $-52,000 | 6,503 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-52,000 | 6,624 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-52,000 | 6,626 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-52,000 | 6,625 |
| Net charge-offs | $-1,000 | 6,806 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-52,000 | 6,547 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $1,194,000 | 7,603 |
| Total interest expense | $421,000 | 7,306 |
| Net interest income | $773,000 | 7,639 |
| Provision for loan and lease losses | $70,000 | 6,686 |
| Total noninterest income | $117,000 | 6,848 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $42,000 | 6,606 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $75,000 | 5,986 |
| Total noninterest expense | $1,084,000 | 7,287 |
| Salaries and employee benefits | $539,000 | 7,345 |
| Premises and equipment expense | $94,000 | 7,437 |
| Additional noninterest expense | $451,000 | 6,941 |
| Pre-tax net operating income | $-264,000 | 5,773 |
| Securities gains (losses) | $10,000 | 3,254 |
| Applicable income taxes | $-30,000 | 6,365 |
| Income before extraordinary items | $-224,000 | 5,847 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-224,000 | 5,846 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-224,000 | 5,846 |
| Net charge-offs | $24,000 | 6,585 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-232,800 | 5,866 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $914,000 | 7,668 |
| Total interest expense | $325,000 | 7,390 |
| Net interest income | $589,000 | 7,705 |
| Provision for loan and lease losses | $0 | 7,284 |
| Total noninterest income | $93,000 | 6,913 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $31,000 | 6,661 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $62,000 | 6,003 |
| Total noninterest expense | $779,000 | 7,380 |
| Salaries and employee benefits | $405,000 | 7,393 |
| Premises and equipment expense | $59,000 | 7,626 |
| Additional noninterest expense | $315,000 | 7,063 |
| Pre-tax net operating income | $-97,000 | 5,878 |
| Securities gains (losses) | $10,000 | 2,967 |
| Applicable income taxes | $-22,000 | 6,717 |
| Income before extraordinary items | $-65,000 | 5,911 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-65,000 | 5,911 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-65,000 | 5,911 |
| Net charge-offs | $3,000 | 6,797 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-72,500 | 5,889 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $595,000 | 7,764 |
| Total interest expense | $222,000 | 7,473 |
| Net interest income | $373,000 | 7,790 |
| Provision for loan and lease losses | $0 | 7,158 |
| Total noninterest income | $57,000 | 7,037 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $19,000 | 6,748 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $38,000 | 6,148 |
| Total noninterest expense | $513,000 | 7,466 |
| Salaries and employee benefits | $271,000 | 7,469 |
| Premises and equipment expense | $41,000 | 7,675 |
| Additional noninterest expense | $201,000 | 7,163 |
| Pre-tax net operating income | $-83,000 | 6,063 |
| Securities gains (losses) | $10,000 | 2,574 |
| Applicable income taxes | $-15,000 | 6,838 |
| Income before extraordinary items | $-58,000 | 6,092 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-58,000 | 6,091 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-58,000 | 6,091 |
| Net charge-offs | $1,000 | 6,525 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-65,900 | 6,062 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $296,000 | 7,825 |
| Total interest expense | $117,000 | 7,503 |
| Net interest income | $179,000 | 7,868 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $28,000 | 7,100 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $9,000 | 6,767 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $19,000 | 6,215 |
| Total noninterest expense | $247,000 | 7,533 |
| Salaries and employee benefits | $135,000 | 7,517 |
| Premises and equipment expense | $18,000 | 7,797 |
| Additional noninterest expense | $94,000 | 7,177 |
| Pre-tax net operating income | $-40,000 | 6,458 |
| Securities gains (losses) | $10,000 | 1,902 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-30,000 | 6,564 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-30,000 | 6,565 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-30,000 | 6,565 |
| Net charge-offs | $1,000 | 5,564 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-40,000 | 6,500 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $1,398,000 | 7,757 |
| Total interest expense | $533,000 | 7,610 |
| Net interest income | $865,000 | 7,752 |
| Provision for loan and lease losses | $0 | 7,334 |
| Total noninterest income | $221,000 | 6,337 |
| Gross Fiduciary activities income | $16,000 | 1,141 |
| Service charges on deposit accounts | $44,000 | 6,730 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $161,000 | 5,188 |
| Total noninterest expense | $825,000 | 7,768 |
| Salaries and employee benefits | $444,000 | 7,792 |
| Premises and equipment expense | $66,000 | 7,922 |
| Additional noninterest expense | $315,000 | 7,393 |
| Pre-tax net operating income | $261,000 | 5,562 |
| Securities gains (losses) | $25,000 | 2,045 |
| Applicable income taxes | $111,000 | 3,309 |
| Income before extraordinary items | $175,000 | 5,586 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $175,000 | 5,585 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 6,631 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $159,000 | 5,792 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,080,000 | 7,807 |
| Total interest expense | $424,000 | 7,670 |
| Net interest income | $656,000 | 7,815 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $96,000 | 7,155 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $34,000 | 6,756 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $62,000 | 6,314 |
| Total noninterest expense | $574,000 | 7,877 |
| Salaries and employee benefits | $298,000 | 7,933 |
| Premises and equipment expense | $48,000 | 8,000 |
| Additional noninterest expense | $228,000 | 7,456 |
| Pre-tax net operating income | $178,000 | 6,119 |
| Securities gains (losses) | $24,000 | 1,901 |
| Applicable income taxes | $60,000 | 3,991 |
| Income before extraordinary items | $142,000 | 5,976 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $142,000 | 5,975 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 5,890 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $125,200 | 6,208 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $708,000 | 7,881 |
| Total interest expense | $290,000 | 7,728 |
| Net interest income | $418,000 | 7,890 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $62,000 | 7,257 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $23,000 | 6,769 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $39,000 | 6,455 |
| Total noninterest expense | $366,000 | 7,974 |
| Salaries and employee benefits | $177,000 | 8,085 |
| Premises and equipment expense | $29,000 | 8,097 |
| Additional noninterest expense | $160,000 | 7,413 |
| Pre-tax net operating income | $114,000 | 6,324 |
| Securities gains (losses) | $24,000 | 1,934 |
| Applicable income taxes | $41,000 | 4,216 |
| Income before extraordinary items | $97,000 | 6,374 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $97,000 | 6,374 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 5,244 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $80,200 | 6,422 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $362,000 | 7,941 |
| Total interest expense | $154,000 | 7,780 |
| Net interest income | $208,000 | 7,942 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $29,000 | 7,362 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $12,000 | 6,732 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $17,000 | 6,648 |
| Total noninterest expense | $190,000 | 7,983 |
| Salaries and employee benefits | $88,000 | 8,127 |
| Premises and equipment expense | $13,000 | 8,175 |
| Additional noninterest expense | $89,000 | 7,253 |
| Pre-tax net operating income | $47,000 | 6,652 |
| Securities gains (losses) | $24,000 | 1,506 |
| Applicable income taxes | $26,000 | 4,162 |
| Income before extraordinary items | $45,000 | 6,655 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $45,000 | 6,656 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,796 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $29,640 | 6,794 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $1,502,000 | 7,893 |
| Total interest expense | $652,000 | 7,733 |
| Net interest income | $850,000 | 7,927 |
| Provision for loan and lease losses | $50,000 | 5,648 |
| Total noninterest income | $141,000 | 7,209 |
| Gross Fiduciary activities income | $16,000 | 1,187 |
| Service charges on deposit accounts | $47,000 | 6,798 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $78,000 | 6,562 |
| Total noninterest expense | $792,000 | 7,950 |
| Salaries and employee benefits | $392,000 | 8,080 |
| Premises and equipment expense | $70,000 | 8,068 |
| Additional noninterest expense | $330,000 | 7,398 |
| Pre-tax net operating income | $149,000 | 7,007 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $64,000 | 4,795 |
| Income before extraordinary items | $85,000 | 7,199 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $85,000 | 7,198 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 5,878 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $85,000 | 7,175 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,111,000 | 7,970 |
| Total interest expense | $481,000 | 7,790 |
| Net interest income | $630,000 | 7,992 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $94,000 | 7,391 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $34,000 | 6,852 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $60,000 | 6,545 |
| Total noninterest expense | $581,000 | 7,954 |
| Salaries and employee benefits | $285,000 | 8,092 |
| Premises and equipment expense | $46,000 | 8,144 |
| Additional noninterest expense | $250,000 | 7,366 |
| Pre-tax net operating income | $143,000 | 7,167 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $9,000 | 5,755 |
| Income before extraordinary items | $134,000 | 7,111 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $134,000 | 7,110 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,441 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $134,000 | 7,099 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $716,000 | 8,056 |
| Total interest expense | $308,000 | 7,876 |
| Net interest income | $408,000 | 8,087 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $61,000 | 7,457 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $21,000 | 6,953 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $40,000 | 6,612 |
| Total noninterest expense | $375,000 | 8,046 |
| Salaries and employee benefits | $179,000 | 8,198 |
| Premises and equipment expense | $32,000 | 8,160 |
| Additional noninterest expense | $164,000 | 7,418 |
| Pre-tax net operating income | $94,000 | 7,282 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $-8,000 | 8,131 |
| Income before extraordinary items | $102,000 | 7,107 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $102,000 | 7,107 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,005 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $102,000 | 7,095 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $338,000 | 8,158 |
| Total interest expense | $152,000 | 7,923 |
| Net interest income | $186,000 | 8,218 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $33,000 | 7,359 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $11,000 | 6,918 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $22,000 | 6,474 |
| Total noninterest expense | $175,000 | 8,142 |
| Salaries and employee benefits | $91,000 | 8,222 |
| Premises and equipment expense | $16,000 | 8,178 |
| Additional noninterest expense | $68,000 | 7,729 |
| Pre-tax net operating income | $44,000 | 7,362 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $-4,000 | 8,209 |
| Income before extraordinary items | $48,000 | 7,181 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $48,000 | 7,181 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,238 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $48,000 | 7,175 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $873,000 | 8,357 |
| Total interest expense | $403,000 | 8,090 |
| Net interest income | $470,000 | 8,430 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $-35,000 | 8,663 |
| Gross Fiduciary activities income | $9,000 | 1,289 |
| Service charges on deposit accounts | $35,000 | 7,103 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $-79,000 | 8,665 |
| Total noninterest expense | $541,000 | 8,391 |
| Salaries and employee benefits | $356,000 | 8,258 |
| Premises and equipment expense | $68,000 | 8,169 |
| Additional noninterest expense | $117,000 | 8,503 |
| Pre-tax net operating income | $-106,000 | 8,057 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $-29,000 | 8,243 |
| Income before extraordinary items | $-77,000 | 8,058 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-77,000 | 8,060 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 4,872 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $-77,000 | 8,044 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $527,000 | 8,507 |
| Total interest expense | $249,000 | 8,282 |
| Net interest income | $278,000 | 8,579 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $50,000 | 8,156 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $21,000 | 7,256 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $29,000 | 7,555 |
| Total noninterest expense | $252,000 | 8,640 |
| Salaries and employee benefits | $147,000 | 8,609 |
| Premises and equipment expense | $41,000 | 8,359 |
| Additional noninterest expense | $64,000 | 8,642 |
| Pre-tax net operating income | $76,000 | 7,891 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $1,000 | 6,574 |
| Income before extraordinary items | $75,000 | 7,849 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $75,000 | 7,851 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 4,367 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $75,000 | 7,847 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $215,000 | 8,683 |
| Total interest expense | $98,000 | 8,511 |
| Net interest income | $117,000 | 8,705 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $19,000 | 8,429 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $8,000 | 7,453 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $11,000 | 8,021 |
| Total noninterest expense | $115,000 | 8,732 |
| Salaries and employee benefits | $69,000 | 8,712 |
| Premises and equipment expense | $19,000 | 8,552 |
| Additional noninterest expense | $27,000 | 8,736 |
| Pre-tax net operating income | $21,000 | 8,084 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $2,000 | 6,505 |
| Income before extraordinary items | $19,000 | 8,093 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $19,000 | 8,094 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 3,668 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $19,000 | 8,090 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $279,000 | 8,314 |
| Total interest expense | $126,000 | 7,884 |
| Net interest income | $153,000 | 8,473 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $25,000 | 7,837 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $11,000 | 7,109 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $14,000 | 7,173 |
| Total noninterest expense | $162,000 | 8,307 |
| Salaries and employee benefits | $92,000 | 8,300 |
| Premises and equipment expense | $21,000 | 8,027 |
| Additional noninterest expense | $49,000 | 8,186 |
| Pre-tax net operating income | $16,000 | 8,067 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $7,000 | 5,939 |
| Income before extraordinary items | $9,000 | 8,117 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $9,000 | 8,117 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 3,331 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $9,000 | 8,108 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,272,000 | 8,112 |
| Total interest expense | $517,000 | 7,570 |
| Net interest income | $755,000 | 8,270 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $124,000 | 7,713 |
| Gross Fiduciary activities income | $8,000 | 1,332 |
| Service charges on deposit accounts | $50,000 | 7,086 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $66,000 | 7,037 |
| Total noninterest expense | $748,000 | 8,154 |
| Salaries and employee benefits | $421,000 | 8,142 |
| Premises and equipment expense | $100,000 | 7,856 |
| Additional noninterest expense | $227,000 | 8,058 |
| Pre-tax net operating income | $131,000 | 7,896 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $12,000 | 6,486 |
| Income before extraordinary items | $119,000 | 7,902 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $119,000 | 7,902 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 4,747 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $119,000 | 7,868 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $970,000 | 8,115 |
| Total interest expense | $364,000 | 7,628 |
| Net interest income | $606,000 | 8,248 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $96,000 | 7,725 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $35,000 | 7,182 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $61,000 | 6,739 |
| Total noninterest expense | $527,000 | 8,228 |
| Salaries and employee benefits | $285,000 | 8,248 |
| Premises and equipment expense | $76,000 | 7,863 |
| Additional noninterest expense | $166,000 | 8,096 |
| Pre-tax net operating income | $175,000 | 7,733 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $40,000 | 5,934 |
| Income before extraordinary items | $135,000 | 7,777 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $135,000 | 7,778 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 4,230 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $135,000 | 7,740 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $601,000 | 8,213 |
| Total interest expense | $218,000 | 7,727 |
| Net interest income | $383,000 | 8,333 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $61,000 | 7,755 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $22,000 | 7,213 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $39,000 | 6,823 |
| Total noninterest expense | $363,000 | 8,200 |
| Salaries and employee benefits | $191,000 | 8,248 |
| Premises and equipment expense | $57,000 | 7,706 |
| Additional noninterest expense | $115,000 | 8,039 |
| Pre-tax net operating income | $81,000 | 7,953 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $27,000 | 5,937 |
| Income before extraordinary items | $54,000 | 8,074 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $54,000 | 8,074 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 3,414 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $54,000 | 8,040 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $286,000 | 8,325 |
| Total interest expense | $98,000 | 7,869 |
| Net interest income | $188,000 | 8,427 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $29,000 | 7,826 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $10,000 | 7,294 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $19,000 | 6,923 |
| Total noninterest expense | $180,000 | 8,274 |
| Salaries and employee benefits | $96,000 | 8,315 |
| Premises and equipment expense | $24,000 | 7,971 |
| Additional noninterest expense | $60,000 | 8,042 |
| Pre-tax net operating income | $37,000 | 8,060 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $3,000 | 6,538 |
| Income before extraordinary items | $34,000 | 8,028 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $34,000 | 8,028 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 2,325 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $34,000 | 8,001 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,258,000 | 8,151 |
| Total interest expense | $382,000 | 7,760 |
| Net interest income | $876,000 | 8,205 |
| Provision for loan and lease losses | $25,000 | 6,557 |
| Total noninterest income | $133,000 | 7,775 |
| Gross Fiduciary activities income | $11,000 | 1,306 |
| Service charges on deposit accounts | $49,000 | 7,312 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $73,000 | 6,924 |
| Total noninterest expense | $778,000 | 8,198 |
| Salaries and employee benefits | $417,000 | 8,254 |
| Premises and equipment expense | $112,000 | 7,815 |
| Additional noninterest expense | $249,000 | 8,003 |
| Pre-tax net operating income | $206,000 | 7,767 |
| Securities gains (losses) | $5,000 | 3,151 |
| Applicable income taxes | $31,000 | 6,334 |
| Income before extraordinary items | $180,000 | 7,746 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $180,000 | 7,746 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 8,038 |
| Cash dividends | $60,000 | 5,755 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $175,750 | 7,725 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $960,000 | 8,159 |
| Total interest expense | $292,000 | 7,753 |
| Net interest income | $668,000 | 8,224 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $88,000 | 7,950 |
| Gross Fiduciary activities income | $1,000 | 1,478 |
| Service charges on deposit accounts | $37,000 | 7,339 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $50,000 | 7,056 |
| Total noninterest expense | $530,000 | 8,316 |
| Salaries and employee benefits | $281,000 | 8,376 |
| Premises and equipment expense | $79,000 | 7,897 |
| Additional noninterest expense | $170,000 | 8,137 |
| Pre-tax net operating income | $226,000 | 7,562 |
| Securities gains (losses) | $5,000 | 3,038 |
| Applicable income taxes | $53,000 | 5,923 |
| Income before extraordinary items | $178,000 | 7,605 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $178,000 | 7,605 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 8,165 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $174,150 | 7,576 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $646,000 | 8,208 |
| Total interest expense | $199,000 | 7,774 |
| Net interest income | $447,000 | 8,269 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $53,000 | 8,120 |
| Gross Fiduciary activities income | $1,000 | 1,443 |
| Service charges on deposit accounts | $23,000 | 7,421 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $29,000 | 7,273 |
| Total noninterest expense | $362,000 | 8,336 |
| Salaries and employee benefits | $191,000 | 8,407 |
| Premises and equipment expense | $54,000 | 7,890 |
| Additional noninterest expense | $117,000 | 8,130 |
| Pre-tax net operating income | $138,000 | 7,641 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $41,000 | 5,802 |
| Income before extraordinary items | $97,000 | 7,801 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $97,000 | 7,802 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-22,000 | 8,466 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $97,000 | 7,740 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $329,000 | 8,227 |
| Total interest expense | $102,000 | 7,816 |
| Net interest income | $227,000 | 8,293 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $18,000 | 8,495 |
| Gross Fiduciary activities income | $1,000 | 1,344 |
| Service charges on deposit accounts | $11,000 | 7,439 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $6,000 | 8,203 |
| Total noninterest expense | $161,000 | 8,535 |
| Salaries and employee benefits | $88,000 | 8,549 |
| Premises and equipment expense | $25,000 | 8,017 |
| Additional noninterest expense | $48,000 | 8,446 |
| Pre-tax net operating income | $84,000 | 7,410 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $17,000 | 5,912 |
| Income before extraordinary items | $67,000 | 7,457 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $67,000 | 7,459 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-28,000 | 8,673 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $67,000 | 7,384 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,383,000 | 8,191 |
| Total interest expense | $483,000 | 7,798 |
| Net interest income | $900,000 | 8,261 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $92,000 | 8,390 |
| Gross Fiduciary activities income | $10,000 | 1,355 |
| Service charges on deposit accounts | $61,000 | 7,249 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $21,000 | 8,405 |
| Total noninterest expense | $743,000 | 8,371 |
| Salaries and employee benefits | $392,000 | 8,443 |
| Premises and equipment expense | $112,000 | 7,912 |
| Additional noninterest expense | $239,000 | 8,158 |
| Pre-tax net operating income | $249,000 | 7,644 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $249,000 | 7,530 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $249,000 | 7,534 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 5,234 |
| Cash dividends | $57,000 | 5,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $249,000 | 7,394 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,057,000 | 8,250 |
| Total interest expense | $376,000 | 7,878 |
| Net interest income | $681,000 | 8,327 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $63,000 | 8,533 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $45,000 | 7,328 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $18,000 | 8,330 |
| Total noninterest expense | $515,000 | 8,495 |
| Salaries and employee benefits | $266,000 | 8,580 |
| Premises and equipment expense | $82,000 | 7,964 |
| Additional noninterest expense | $167,000 | 8,293 |
| Pre-tax net operating income | $229,000 | 7,569 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $229,000 | 7,396 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $229,000 | 7,400 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 4,350 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $229,000 | 7,239 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $697,000 | 8,330 |
| Total interest expense | $263,000 | 7,915 |
| Net interest income | $434,000 | 8,419 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $34,000 | 8,713 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $29,000 | 7,375 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $5,000 | 8,823 |
| Total noninterest expense | $358,000 | 8,457 |
| Salaries and employee benefits | $185,000 | 8,558 |
| Premises and equipment expense | $54,000 | 7,986 |
| Additional noninterest expense | $119,000 | 8,182 |
| Pre-tax net operating income | $110,000 | 7,922 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $110,000 | 7,849 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $110,000 | 7,850 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 4,336 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $110,000 | 7,676 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $354,000 | 8,375 |
| Total interest expense | $139,000 | 7,898 |
| Net interest income | $215,000 | 8,471 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $23,000 | 8,464 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $14,000 | 7,374 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $9,000 | 7,987 |
| Total noninterest expense | $185,000 | 8,448 |
| Salaries and employee benefits | $97,000 | 8,531 |
| Premises and equipment expense | $27,000 | 8,005 |
| Additional noninterest expense | $61,000 | 8,180 |
| Pre-tax net operating income | $53,000 | 7,954 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $53,000 | 7,823 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $53,000 | 7,823 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,022 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $53,000 | 7,678 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,664,000 | 8,203 |
| Total interest expense | $723,000 | 7,751 |
| Net interest income | $941,000 | 8,356 |
| Provision for loan and lease losses | $265,000 | 3,725 |
| Total noninterest income | $124,000 | 8,125 |
| Gross Fiduciary activities income | $13,000 | 1,361 |
| Service charges on deposit accounts | $66,000 | 7,219 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $45,000 | 7,733 |
| Total noninterest expense | $765,000 | 8,411 |
| Salaries and employee benefits | $421,000 | 8,436 |
| Premises and equipment expense | $155,000 | 7,378 |
| Additional noninterest expense | $189,000 | 8,631 |
| Pre-tax net operating income | $35,000 | 8,527 |
| Securities gains (losses) | $-4,000 | 8,797 |
| Applicable income taxes | $4,000 | 7,480 |
| Income before extraordinary items | $27,000 | 8,642 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $27,000 | 8,644 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $233,000 | 2,782 |
| Cash dividends | $57,000 | 5,910 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $30,480 | 8,543 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,983,000 | 8,231 |
| Total interest expense | $1,071,000 | 7,875 |
| Net interest income | $912,000 | 8,446 |
| Provision for loan and lease losses | $75,000 | 6,076 |
| Total noninterest income | $128,000 | 8,125 |
| Gross Fiduciary activities income | $8,000 | 1,472 |
| Service charges on deposit accounts | $78,000 | 7,020 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $42,000 | 7,933 |
| Total noninterest expense | $714,000 | 8,649 |
| Salaries and employee benefits | $401,000 | 8,619 |
| Premises and equipment expense | $146,000 | 7,591 |
| Additional noninterest expense | $167,000 | 8,929 |
| Pre-tax net operating income | $251,000 | 7,626 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $52,000 | 6,676 |
| Income before extraordinary items | $199,000 | 7,745 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $199,000 | 7,748 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $72,000 | 4,575 |
| Cash dividends | $54,000 | 6,125 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $199,000 | 7,626 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,923,000 | 8,483 |
| Total interest expense | $994,000 | 8,232 |
| Net interest income | $929,000 | 8,631 |
| Provision for loan and lease losses | $50,000 | 6,512 |
| Total noninterest income | $131,000 | 8,164 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $72,000 | 7,157 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $59,000 | 7,500 |
| Total noninterest expense | $687,000 | 8,852 |
| Salaries and employee benefits | $407,000 | 8,716 |
| Premises and equipment expense | $92,000 | 8,578 |
| Additional noninterest expense | $188,000 | 8,896 |
| Pre-tax net operating income | $323,000 | 7,801 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $84,000 | 6,737 |
| Income before extraordinary items | $239,000 | 7,849 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $239,000 | 7,849 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $129,000 | 3,136 |
| Cash dividends | $54,000 | 6,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $239,000 | 7,850 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,981,000 | 8,527 |
| Total interest expense | $1,000,000 | 8,182 |
| Net interest income | $981,000 | 8,673 |
| Provision for loan and lease losses | $210,000 | 3,440 |
| Total noninterest income | $138,000 | 8,269 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $85,000 | 7,021 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $53,000 | 7,953 |
| Total noninterest expense | $652,000 | 9,165 |
| Salaries and employee benefits | $394,000 | 8,922 |
| Premises and equipment expense | $78,000 | 9,059 |
| Additional noninterest expense | $180,000 | 9,231 |
| Pre-tax net operating income | $257,000 | 8,306 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $43,000 | 7,758 |
| Income before extraordinary items | $214,000 | 8,189 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $214,000 | 8,187 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $107,000 | 3,462 |
| Cash dividends | $51,000 | 6,581 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $214,000 | 8,162 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,039,000 | 8,639 |
| Total interest expense | $1,028,000 | 8,342 |
| Net interest income | $1,011,000 | 8,768 |
| Provision for loan and lease losses | $75,000 | 5,712 |
| Total noninterest income | $105,000 | 8,942 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $64,000 | 7,680 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $41,000 | 8,487 |
| Total noninterest expense | $660,000 | 9,223 |
| Salaries and employee benefits | $388,000 | 9,043 |
| Premises and equipment expense | $86,000 | 9,014 |
| Additional noninterest expense | $186,000 | 9,280 |
| Pre-tax net operating income | $381,000 | 7,977 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $79,000 | 7,837 |
| Income before extraordinary items | $302,000 | 7,870 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $302,000 | 7,868 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $72,000 | 4,245 |
| Cash dividends | $51,000 | 6,854 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $302,000 | 7,785 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,841,000 | 9,213 |
| Total interest expense | $860,000 | 9,085 |
| Net interest income | $981,000 | 9,230 |
| Provision for loan and lease losses | $90,000 | 5,371 |
| Total noninterest income | $102,000 | 9,375 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $73,000 | 7,812 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $29,000 | 9,379 |
| Total noninterest expense | $615,000 | 9,693 |
| Salaries and employee benefits | $330,000 | 9,735 |
| Premises and equipment expense | $88,000 | 9,261 |
| Additional noninterest expense | $197,000 | 9,449 |
| Pre-tax net operating income | $378,000 | 8,564 |
| Securities gains (losses) | $1,000 | 3,559 |
| Applicable income taxes | $150,000 | 7,611 |
| Income before extraordinary items | $229,000 | 8,914 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $229,000 | 8,919 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 4,724 |
| Cash dividends | $48,000 | 7,261 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $228,360 | 8,890 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,726,000 | 9,778 |
| Total interest expense | $813,000 | 9,602 |
| Net interest income | $913,000 | 9,802 |
| Provision for loan and lease losses | $90,000 | 5,326 |
| Total noninterest income | $101,000 | 9,876 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $75,000 | 8,148 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $26,000 | 10,065 |
| Total noninterest expense | $616,000 | 10,115 |
| Salaries and employee benefits | $350,000 | 9,955 |
| Premises and equipment expense | $83,000 | 9,731 |
| Additional noninterest expense | $183,000 | 10,130 |
| Pre-tax net operating income | $308,000 | 9,077 |
| Securities gains (losses) | $2,000 | 3,501 |
| Applicable income taxes | $58,000 | 9,552 |
| Income before extraordinary items | $252,000 | 8,817 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $252,000 | 8,818 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 4,696 |
| Cash dividends | $45,000 | 7,628 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $250,380 | 8,773 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,580,000 | 10,382 |
| Total interest expense | $763,000 | 10,078 |
| Net interest income | $817,000 | 10,486 |
| Provision for loan and lease losses | $130,000 | 3,931 |
| Total noninterest income | $97,000 | 10,347 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $65,000 | 8,754 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $32,000 | 10,138 |
| Total noninterest expense | $584,000 | 10,641 |
| Salaries and employee benefits | $314,000 | 10,640 |
| Premises and equipment expense | $104,000 | 9,513 |
| Additional noninterest expense | $166,000 | 10,864 |
| Pre-tax net operating income | $200,000 | 10,463 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $46,000 | 10,254 |
| Income before extraordinary items | $154,000 | 10,425 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $154,000 | 10,429 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 5,105 |
| Cash dividends | $42,000 | 7,940 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $154,000 | 10,399 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,368,000 | 11,002 |
| Total interest expense | $619,000 | 10,515 |
| Net interest income | $749,000 | 11,222 |
| Provision for loan and lease losses | $154,000 | 3,551 |
| Total noninterest income | $91,000 | 10,969 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $61,000 | 9,316 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $30,000 | 10,793 |
| Total noninterest expense | $561,000 | 11,310 |
| Salaries and employee benefits | $296,000 | 11,244 |
| Premises and equipment expense | $100,000 | 10,031 |
| Additional noninterest expense | $165,000 | 11,585 |
| Pre-tax net operating income | $125,000 | 11,450 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $-15,000 | 12,103 |
| Income before extraordinary items | $140,000 | 10,931 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $140,000 | 10,936 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $211,000 | 2,402 |
| Cash dividends | $42,000 | 8,136 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $140,000 | 10,996 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,308,000 | 11,668 |
| Total interest expense | $571,000 | 11,312 |
| Net interest income | $737,000 | 11,735 |
| Provision for loan and lease losses | $10,000 | 9,731 |
| Total noninterest income | $90,000 | 11,570 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $57,000 | 9,801 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $33,000 | 11,102 |
| Total noninterest expense | $548,000 | 11,919 |
| Salaries and employee benefits | $296,000 | 11,690 |
| Premises and equipment expense | $96,000 | 10,570 |
| Additional noninterest expense | $156,000 | 12,331 |
| Pre-tax net operating income | $269,000 | 10,474 |
| Securities gains (losses) | $2,000 | 6,773 |
| Applicable income taxes | $90,000 | 9,984 |
| Income before extraordinary items | $181,000 | 10,857 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $181,000 | 10,962 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 8,132 |
| Cash dividends | $42,000 | 8,158 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $179,660 | 10,658 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,374,000 | 12,242 |
| Total interest expense | $692,000 | 11,858 |
| Net interest income | $682,000 | 12,391 |
| Provision for loan and lease losses | $50,000 | 9,026 |
| Total noninterest income | $162,000 | 10,242 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $61,000 | 9,885 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $101,000 | 8,026 |
| Total noninterest expense | $553,000 | 12,342 |
| Salaries and employee benefits | $292,000 | 12,098 |
| Premises and equipment expense | $97,000 | 10,832 |
| Additional noninterest expense | $164,000 | 12,734 |
| Pre-tax net operating income | $241,000 | 10,691 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $74,000 | 10,606 |
| Income before extraordinary items | $167,000 | 11,035 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $167,000 | 11,126 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 10,379 |
| Cash dividends | $39,000 | 8,028 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $167,000 | 10,702 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.