Home > Plantation Federal Bank > Income and Expense
Plantation Federal Bank, Income and Expense
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $3,707,000 | 1,833 |
| Total interest expense | $1,497,000 | 846 |
| Net interest income | $2,210,000 | 2,478 |
| Provision for loan and lease losses | $15,034,000 | 68 |
| Total noninterest income | $123,000 | 4,599 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $79,000 | 3,405 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $44,000 | 4,910 |
| Total noninterest expense | $12,450,000 | 422 |
| Salaries and employee benefits | $1,230,000 | 2,040 |
| Premises and equipment expense | $545,000 | 1,095 |
| Additional noninterest expense | $10,675,000 | 212 |
| Pre-tax net operating income | $-25,151,000 | 7,313 |
| Securities gains (losses) | $80,000 | 1,009 |
| Applicable income taxes | $2,500,000 | 277 |
| Income before extraordinary items | $-27,571,000 | 7,307 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-27,571,000 | 7,306 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-27,571,000 | 7,306 |
| Net charge-offs | $13,483,000 | 89 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-27,651,000 | 7,306 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $18,840,000 | 1,510 |
| Total interest expense | $8,335,000 | 694 |
| Net interest income | $10,505,000 | 2,078 |
| Provision for loan and lease losses | $18,480,000 | 249 |
| Total noninterest income | $-294,000 | 7,144 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $24,000 | 6,698 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $-318,000 | 7,028 |
| Total noninterest expense | $13,079,000 | 1,493 |
| Salaries and employee benefits | $5,231,000 | 1,869 |
| Premises and equipment expense | $3,632,000 | 683 |
| Additional noninterest expense | $4,216,000 | 1,620 |
| Pre-tax net operating income | $-21,348,000 | 7,299 |
| Securities gains (losses) | $1,072,000 | 418 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $-20,276,000 | 7,297 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-20,276,000 | 7,296 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-20,276,000 | 7,296 |
| Net charge-offs | $15,037,000 | 317 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-21,348,000 | 7,297 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $15,056,000 | 1,437 |
| Total interest expense | $6,682,000 | 679 |
| Net interest income | $8,374,000 | 1,964 |
| Provision for loan and lease losses | $14,057,000 | 248 |
| Total noninterest income | $92,000 | 6,335 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $19,000 | 6,721 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $73,000 | 5,443 |
| Total noninterest expense | $9,885,000 | 1,477 |
| Salaries and employee benefits | $3,933,000 | 1,874 |
| Premises and equipment expense | $2,761,000 | 686 |
| Additional noninterest expense | $3,191,000 | 1,602 |
| Pre-tax net operating income | $-15,476,000 | 7,380 |
| Securities gains (losses) | $855,000 | 403 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $-14,621,000 | 7,374 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-14,621,000 | 7,374 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-14,621,000 | 7,374 |
| Net charge-offs | $9,656,000 | 356 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-15,476,000 | 7,376 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $10,631,000 | 1,369 |
| Total interest expense | $4,672,000 | 677 |
| Net interest income | $5,959,000 | 1,857 |
| Provision for loan and lease losses | $3,659,000 | 576 |
| Total noninterest income | $-1,302,000 | 7,466 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $13,000 | 6,739 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-1,315,000 | 7,456 |
| Total noninterest expense | $6,767,000 | 1,461 |
| Salaries and employee benefits | $2,798,000 | 1,745 |
| Premises and equipment expense | $1,860,000 | 683 |
| Additional noninterest expense | $2,109,000 | 1,632 |
| Pre-tax net operating income | $-5,769,000 | 7,387 |
| Securities gains (losses) | $730,000 | 260 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $-5,039,000 | 7,380 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-5,039,000 | 7,380 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-5,039,000 | 7,380 |
| Net charge-offs | $3,117,000 | 667 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-5,769,000 | 7,388 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $5,502,000 | 1,337 |
| Total interest expense | $2,448,000 | 672 |
| Net interest income | $3,054,000 | 1,821 |
| Provision for loan and lease losses | $1,250,000 | 731 |
| Total noninterest income | $-311,000 | 7,492 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $7,000 | 6,714 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $-318,000 | 7,472 |
| Total noninterest expense | $3,482,000 | 1,421 |
| Salaries and employee benefits | $1,379,000 | 1,798 |
| Premises and equipment expense | $920,000 | 711 |
| Additional noninterest expense | $1,183,000 | 1,471 |
| Pre-tax net operating income | $-1,989,000 | 7,392 |
| Securities gains (losses) | $443,000 | 176 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-1,546,000 | 7,365 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-1,546,000 | 7,366 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-1,546,000 | 7,366 |
| Net charge-offs | $860,000 | 946 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-1,989,000 | 7,401 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $25,126,000 | 1,229 |
| Total interest expense | $12,534,000 | 631 |
| Net interest income | $12,592,000 | 1,758 |
| Provision for loan and lease losses | $16,294,000 | 449 |
| Total noninterest income | $-2,797,000 | 7,610 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-2,797,000 | 7,594 |
| Total noninterest expense | $15,493,000 | 1,293 |
| Salaries and employee benefits | $7,468,000 | 1,316 |
| Premises and equipment expense | $3,833,000 | 672 |
| Additional noninterest expense | $4,192,000 | 1,715 |
| Pre-tax net operating income | $-21,992,000 | 7,529 |
| Securities gains (losses) | $2,015,000 | 264 |
| Applicable income taxes | $-2,095,000 | 7,462 |
| Income before extraordinary items | $-17,882,000 | 7,506 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-17,882,000 | 7,506 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-17,882,000 | 7,506 |
| Net charge-offs | $15,946,000 | 412 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $-135,000 | 7,596 |
| Net operating income | $-19,695,500 | 7,511 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $19,078,000 | 1,235 |
| Total interest expense | $9,600,000 | 648 |
| Net interest income | $9,478,000 | 1,773 |
| Provision for loan and lease losses | $16,136,000 | 334 |
| Total noninterest income | $-976,000 | 7,690 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $-976,000 | 7,652 |
| Total noninterest expense | $11,826,000 | 1,261 |
| Salaries and employee benefits | $5,772,000 | 1,279 |
| Premises and equipment expense | $2,901,000 | 669 |
| Additional noninterest expense | $3,153,000 | 1,686 |
| Pre-tax net operating income | $-19,460,000 | 7,656 |
| Securities gains (losses) | $1,598,000 | 276 |
| Applicable income taxes | $405,000 | 1,863 |
| Income before extraordinary items | $-18,267,000 | 7,651 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-18,267,000 | 7,651 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-18,267,000 | 7,651 |
| Net charge-offs | $15,501,000 | 311 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $-135,000 | 7,707 |
| Net operating income | $-19,865,000 | 7,654 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $12,785,000 | 1,245 |
| Total interest expense | $6,528,000 | 654 |
| Net interest income | $6,257,000 | 1,788 |
| Provision for loan and lease losses | $6,946,000 | 484 |
| Total noninterest income | $-59,000 | 7,613 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-59,000 | 7,470 |
| Total noninterest expense | $8,104,000 | 1,226 |
| Salaries and employee benefits | $4,149,000 | 1,183 |
| Premises and equipment expense | $1,974,000 | 662 |
| Additional noninterest expense | $1,981,000 | 1,775 |
| Pre-tax net operating income | $-8,852,000 | 7,666 |
| Securities gains (losses) | $534,000 | 450 |
| Applicable income taxes | $405,000 | 1,433 |
| Income before extraordinary items | $-8,723,000 | 7,677 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-8,723,000 | 7,677 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-8,723,000 | 7,677 |
| Net charge-offs | $6,053,000 | 498 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-9,257,000 | 7,683 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $6,543,000 | 1,246 |
| Total interest expense | $3,306,000 | 686 |
| Net interest income | $3,237,000 | 1,753 |
| Provision for loan and lease losses | $3,461,000 | 497 |
| Total noninterest income | $8,000 | 7,486 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $8,000 | 6,771 |
| Total noninterest expense | $4,100,000 | 1,228 |
| Salaries and employee benefits | $2,128,000 | 1,165 |
| Premises and equipment expense | $993,000 | 677 |
| Additional noninterest expense | $979,000 | 1,770 |
| Pre-tax net operating income | $-4,316,000 | 7,745 |
| Securities gains (losses) | $301,000 | 389 |
| Applicable income taxes | $405,000 | 830 |
| Income before extraordinary items | $-4,420,000 | 7,770 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-4,420,000 | 7,771 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-4,420,000 | 7,771 |
| Net charge-offs | $3,485,000 | 431 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-4,721,000 | 7,776 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $31,518,000 | 1,089 |
| Total interest expense | $16,578,000 | 691 |
| Net interest income | $14,940,000 | 1,505 |
| Provision for loan and lease losses | $13,516,000 | 662 |
| Total noninterest income | $1,345,000 | 2,747 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,345,000 | 1,776 |
| Total noninterest expense | $18,691,000 | 1,116 |
| Salaries and employee benefits | $10,373,000 | 943 |
| Premises and equipment expense | $4,247,000 | 623 |
| Additional noninterest expense | $4,071,000 | 1,828 |
| Pre-tax net operating income | $-15,922,000 | 7,647 |
| Securities gains (losses) | $3,107,000 | 193 |
| Applicable income taxes | $-3,373,000 | 7,652 |
| Income before extraordinary items | $-9,442,000 | 7,534 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-9,442,000 | 7,533 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-9,442,000 | 7,533 |
| Net charge-offs | $11,773,000 | 600 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-11,741,180 | 7,612 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $24,357,000 | 1,071 |
| Total interest expense | $12,848,000 | 715 |
| Net interest income | $11,509,000 | 1,449 |
| Provision for loan and lease losses | $9,619,000 | 640 |
| Total noninterest income | $1,130,000 | 2,601 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $1,130,000 | 1,673 |
| Total noninterest expense | $14,348,000 | 1,081 |
| Salaries and employee benefits | $8,125,000 | 914 |
| Premises and equipment expense | $3,189,000 | 642 |
| Additional noninterest expense | $3,034,000 | 1,768 |
| Pre-tax net operating income | $-11,328,000 | 7,775 |
| Securities gains (losses) | $2,691,000 | 176 |
| Applicable income taxes | $-2,968,000 | 7,810 |
| Income before extraordinary items | $-5,669,000 | 7,627 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-5,669,000 | 7,627 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-5,669,000 | 7,627 |
| Net charge-offs | $7,994,000 | 598 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-7,445,060 | 7,715 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $16,534,000 | 1,070 |
| Total interest expense | $8,707,000 | 737 |
| Net interest income | $7,827,000 | 1,422 |
| Provision for loan and lease losses | $3,247,000 | 1,031 |
| Total noninterest income | $828,000 | 2,471 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $828,000 | 1,605 |
| Total noninterest expense | $9,074,000 | 1,157 |
| Salaries and employee benefits | $5,434,000 | 940 |
| Premises and equipment expense | $2,188,000 | 636 |
| Additional noninterest expense | $1,452,000 | 2,408 |
| Pre-tax net operating income | $-3,666,000 | 7,632 |
| Securities gains (losses) | $2,207,000 | 160 |
| Applicable income taxes | $-521,000 | 7,589 |
| Income before extraordinary items | $-938,000 | 7,123 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-938,000 | 7,122 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-938,000 | 7,123 |
| Net charge-offs | $2,228,000 | 1,054 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-2,350,480 | 7,557 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $8,117,000 | 1,105 |
| Total interest expense | $4,543,000 | 735 |
| Net interest income | $3,574,000 | 1,558 |
| Provision for loan and lease losses | $1,647,000 | 858 |
| Total noninterest income | $405,000 | 2,489 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $405,000 | 1,606 |
| Total noninterest expense | $4,523,000 | 1,108 |
| Salaries and employee benefits | $2,773,000 | 922 |
| Premises and equipment expense | $1,093,000 | 648 |
| Additional noninterest expense | $657,000 | 2,363 |
| Pre-tax net operating income | $-2,191,000 | 7,857 |
| Securities gains (losses) | $1,315,000 | 155 |
| Applicable income taxes | $-337,000 | 7,820 |
| Income before extraordinary items | $-539,000 | 7,480 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-539,000 | 7,480 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-539,000 | 7,481 |
| Net charge-offs | $1,373,000 | 781 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-1,380,600 | 7,798 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $30,509,000 | 1,258 |
| Total interest expense | $16,250,000 | 988 |
| Net interest income | $14,259,000 | 1,573 |
| Provision for loan and lease losses | $1,547,000 | 2,121 |
| Total noninterest income | $1,137,000 | 3,149 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,137,000 | 1,955 |
| Total noninterest expense | $13,568,000 | 1,441 |
| Salaries and employee benefits | $8,348,000 | 1,192 |
| Premises and equipment expense | $3,339,000 | 828 |
| Additional noninterest expense | $1,881,000 | 3,023 |
| Pre-tax net operating income | $281,000 | 5,499 |
| Securities gains (losses) | $1,222,000 | 182 |
| Applicable income taxes | $566,000 | 1,720 |
| Income before extraordinary items | $937,000 | 3,408 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $937,000 | 3,408 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $453,000 | 2,942 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $154,920 | 5,816 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $21,136,000 | 1,409 |
| Total interest expense | $11,225,000 | 1,128 |
| Net interest income | $9,911,000 | 1,692 |
| Provision for loan and lease losses | $1,219,000 | 1,638 |
| Total noninterest income | $792,000 | 3,360 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $792,000 | 2,134 |
| Total noninterest expense | $9,181,000 | 1,589 |
| Salaries and employee benefits | $5,716,000 | 1,360 |
| Premises and equipment expense | $2,244,000 | 920 |
| Additional noninterest expense | $1,221,000 | 3,344 |
| Pre-tax net operating income | $303,000 | 5,623 |
| Securities gains (losses) | $899,000 | 197 |
| Applicable income taxes | $455,000 | 2,020 |
| Income before extraordinary items | $747,000 | 3,698 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $747,000 | 3,697 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $451,000 | 2,072 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $171,640 | 6,016 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $11,395,000 | 1,759 |
| Total interest expense | $6,169,000 | 1,425 |
| Net interest income | $5,226,000 | 2,122 |
| Provision for loan and lease losses | $299,000 | 2,581 |
| Total noninterest income | $480,000 | 3,595 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $480,000 | 2,309 |
| Total noninterest expense | $4,805,000 | 1,991 |
| Salaries and employee benefits | $3,107,000 | 1,683 |
| Premises and equipment expense | $1,056,000 | 1,301 |
| Additional noninterest expense | $642,000 | 3,970 |
| Pre-tax net operating income | $602,000 | 4,014 |
| Securities gains (losses) | $525,000 | 303 |
| Applicable income taxes | $421,000 | 1,813 |
| Income before extraordinary items | $706,000 | 3,308 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $706,000 | 3,307 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $137,000 | 2,644 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $370,000 | 4,569 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $5,776,000 | 1,775 |
| Total interest expense | $3,230,000 | 1,453 |
| Net interest income | $2,546,000 | 2,172 |
| Provision for loan and lease losses | $140,000 | 2,266 |
| Total noninterest income | $250,000 | 3,514 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $250,000 | 2,227 |
| Total noninterest expense | $2,394,000 | 2,005 |
| Salaries and employee benefits | $1,591,000 | 1,652 |
| Premises and equipment expense | $473,000 | 1,473 |
| Additional noninterest expense | $330,000 | 3,830 |
| Pre-tax net operating income | $262,000 | 4,442 |
| Securities gains (losses) | $293,000 | 332 |
| Applicable income taxes | $208,000 | 1,919 |
| Income before extraordinary items | $347,000 | 3,497 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $347,000 | 3,500 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 2,888 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $159,480 | 5,015 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $21,790,000 | 1,942 |
| Total interest expense | $12,990,000 | 1,554 |
| Net interest income | $8,800,000 | 2,508 |
| Provision for loan and lease losses | $438,000 | 2,553 |
| Total noninterest income | $1,052,000 | 3,447 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,052,000 | 2,153 |
| Total noninterest expense | $8,165,000 | 2,242 |
| Salaries and employee benefits | $5,003,000 | 2,007 |
| Premises and equipment expense | $1,843,000 | 1,448 |
| Additional noninterest expense | $1,319,000 | 3,800 |
| Pre-tax net operating income | $1,249,000 | 4,275 |
| Securities gains (losses) | $784,000 | 205 |
| Applicable income taxes | $707,000 | 2,286 |
| Income before extraordinary items | $1,326,000 | 3,720 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,326,000 | 3,720 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 4,829 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $816,400 | 4,728 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $15,875,000 | 1,994 |
| Total interest expense | $9,492,000 | 1,583 |
| Net interest income | $6,383,000 | 2,593 |
| Provision for loan and lease losses | $339,000 | 2,135 |
| Total noninterest income | $778,000 | 3,458 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $778,000 | 2,158 |
| Total noninterest expense | $5,844,000 | 2,328 |
| Salaries and employee benefits | $3,491,000 | 2,161 |
| Premises and equipment expense | $1,346,000 | 1,482 |
| Additional noninterest expense | $1,007,000 | 3,678 |
| Pre-tax net operating income | $978,000 | 4,405 |
| Securities gains (losses) | $643,000 | 196 |
| Applicable income taxes | $567,000 | 2,369 |
| Income before extraordinary items | $1,054,000 | 3,766 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,054,000 | 3,765 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 3,831 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $636,050 | 4,882 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $10,066,000 | 2,097 |
| Total interest expense | $6,024,000 | 1,663 |
| Net interest income | $4,042,000 | 2,727 |
| Provision for loan and lease losses | $226,000 | 1,979 |
| Total noninterest income | $582,000 | 3,219 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $582,000 | 2,024 |
| Total noninterest expense | $3,996,000 | 2,285 |
| Salaries and employee benefits | $2,309,000 | 2,218 |
| Premises and equipment expense | $896,000 | 1,498 |
| Additional noninterest expense | $791,000 | 3,227 |
| Pre-tax net operating income | $402,000 | 5,512 |
| Securities gains (losses) | $481,000 | 186 |
| Applicable income taxes | $299,000 | 2,740 |
| Income before extraordinary items | $584,000 | 4,214 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $584,000 | 4,215 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 3,485 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $266,540 | 5,887 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $4,840,000 | 2,164 |
| Total interest expense | $2,877,000 | 1,731 |
| Net interest income | $1,963,000 | 2,807 |
| Provision for loan and lease losses | $113,000 | 1,864 |
| Total noninterest income | $312,000 | 3,035 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $312,000 | 1,898 |
| Total noninterest expense | $1,839,000 | 2,489 |
| Salaries and employee benefits | $1,129,000 | 2,274 |
| Premises and equipment expense | $440,000 | 1,525 |
| Additional noninterest expense | $270,000 | 4,283 |
| Pre-tax net operating income | $323,000 | 4,486 |
| Securities gains (losses) | $204,000 | 202 |
| Applicable income taxes | $179,000 | 2,548 |
| Income before extraordinary items | $348,000 | 3,836 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $348,000 | 3,837 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 2,733 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $213,360 | 4,893 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $17,443,000 | 2,237 |
| Total interest expense | $9,695,000 | 1,733 |
| Net interest income | $7,748,000 | 2,835 |
| Provision for loan and lease losses | $227,000 | 3,298 |
| Total noninterest income | $1,099,000 | 3,333 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,099,000 | 2,083 |
| Total noninterest expense | $6,613,000 | 2,651 |
| Salaries and employee benefits | $3,915,000 | 2,487 |
| Premises and equipment expense | $1,699,000 | 1,516 |
| Additional noninterest expense | $999,000 | 4,517 |
| Pre-tax net operating income | $2,007,000 | 3,636 |
| Securities gains (losses) | $942,000 | 170 |
| Applicable income taxes | $1,054,000 | 2,121 |
| Income before extraordinary items | $1,895,000 | 3,214 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,895,000 | 3,213 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 4,207 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,292,120 | 4,088 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $12,804,000 | 2,275 |
| Total interest expense | $6,996,000 | 1,739 |
| Net interest income | $5,808,000 | 2,858 |
| Provision for loan and lease losses | $155,000 | 3,347 |
| Total noninterest income | $786,000 | 3,436 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $786,000 | 2,157 |
| Total noninterest expense | $4,871,000 | 2,692 |
| Salaries and employee benefits | $2,843,000 | 2,563 |
| Premises and equipment expense | $1,275,000 | 1,526 |
| Additional noninterest expense | $753,000 | 4,482 |
| Pre-tax net operating income | $1,568,000 | 3,691 |
| Securities gains (losses) | $632,000 | 192 |
| Applicable income taxes | $781,000 | 2,237 |
| Income before extraordinary items | $1,419,000 | 3,328 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,419,000 | 3,330 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 3,378 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,014,520 | 4,121 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $8,361,000 | 2,276 |
| Total interest expense | $4,508,000 | 1,718 |
| Net interest income | $3,853,000 | 2,880 |
| Provision for loan and lease losses | $110,000 | 3,192 |
| Total noninterest income | $558,000 | 3,276 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $558,000 | 2,065 |
| Total noninterest expense | $3,276,000 | 2,686 |
| Salaries and employee benefits | $1,950,000 | 2,498 |
| Premises and equipment expense | $864,000 | 1,502 |
| Additional noninterest expense | $462,000 | 4,737 |
| Pre-tax net operating income | $1,025,000 | 3,750 |
| Securities gains (losses) | $353,000 | 195 |
| Applicable income taxes | $494,000 | 2,329 |
| Income before extraordinary items | $884,000 | 3,489 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $884,000 | 3,492 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 2,703 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $658,080 | 4,205 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $4,048,000 | 2,304 |
| Total interest expense | $2,123,000 | 1,727 |
| Net interest income | $1,925,000 | 2,877 |
| Provision for loan and lease losses | $45,000 | 3,261 |
| Total noninterest income | $316,000 | 2,979 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $316,000 | 1,861 |
| Total noninterest expense | $1,621,000 | 2,698 |
| Salaries and employee benefits | $967,000 | 2,523 |
| Premises and equipment expense | $428,000 | 1,523 |
| Additional noninterest expense | $226,000 | 4,786 |
| Pre-tax net operating income | $575,000 | 3,411 |
| Securities gains (losses) | $125,000 | 227 |
| Applicable income taxes | $252,000 | 2,264 |
| Income before extraordinary items | $448,000 | 3,416 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $448,000 | 3,415 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 1,641 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $368,000 | 3,868 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $14,793,000 | 2,240 |
| Total interest expense | $7,191,000 | 1,576 |
| Net interest income | $7,602,000 | 2,827 |
| Provision for loan and lease losses | $180,000 | 3,751 |
| Total noninterest income | $1,163,000 | 3,214 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,163,000 | 2,011 |
| Total noninterest expense | $5,899,000 | 2,795 |
| Salaries and employee benefits | $3,452,000 | 2,634 |
| Premises and equipment expense | $1,556,000 | 1,565 |
| Additional noninterest expense | $891,000 | 4,809 |
| Pre-tax net operating income | $2,686,000 | 3,010 |
| Securities gains (losses) | $947,000 | 199 |
| Applicable income taxes | $1,296,000 | 1,892 |
| Income before extraordinary items | $2,337,000 | 2,733 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,337,000 | 2,733 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 4,747 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,730,920 | 3,431 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $10,881,000 | 2,233 |
| Total interest expense | $5,244,000 | 1,532 |
| Net interest income | $5,637,000 | 2,831 |
| Provision for loan and lease losses | $135,000 | 3,636 |
| Total noninterest income | $839,000 | 3,307 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $839,000 | 2,056 |
| Total noninterest expense | $4,335,000 | 2,816 |
| Salaries and employee benefits | $2,546,000 | 2,623 |
| Premises and equipment expense | $1,131,000 | 1,605 |
| Additional noninterest expense | $658,000 | 4,812 |
| Pre-tax net operating income | $2,006,000 | 3,053 |
| Securities gains (losses) | $763,000 | 207 |
| Applicable income taxes | $986,000 | 1,899 |
| Income before extraordinary items | $1,783,000 | 2,715 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,783,000 | 2,716 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 4,476 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,294,680 | 3,456 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $7,109,000 | 2,217 |
| Total interest expense | $3,363,000 | 1,498 |
| Net interest income | $3,746,000 | 2,812 |
| Provision for loan and lease losses | $90,000 | 3,491 |
| Total noninterest income | $493,000 | 3,562 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $493,000 | 2,206 |
| Total noninterest expense | $3,107,000 | 2,612 |
| Salaries and employee benefits | $1,838,000 | 2,422 |
| Premises and equipment expense | $789,000 | 1,529 |
| Additional noninterest expense | $480,000 | 4,513 |
| Pre-tax net operating income | $1,042,000 | 3,607 |
| Securities gains (losses) | $549,000 | 209 |
| Applicable income taxes | $577,000 | 2,064 |
| Income before extraordinary items | $1,014,000 | 3,057 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,014,000 | 3,057 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 7,971 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $662,640 | 4,092 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,471,000 | 2,224 |
| Total interest expense | $1,617,000 | 1,483 |
| Net interest income | $1,854,000 | 2,838 |
| Provision for loan and lease losses | $45,000 | 3,327 |
| Total noninterest income | $257,000 | 3,399 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $257,000 | 2,112 |
| Total noninterest expense | $1,515,000 | 2,687 |
| Salaries and employee benefits | $915,000 | 2,460 |
| Premises and equipment expense | $385,000 | 1,583 |
| Additional noninterest expense | $215,000 | 4,837 |
| Pre-tax net operating income | $551,000 | 3,426 |
| Securities gains (losses) | $200,000 | 250 |
| Applicable income taxes | $270,000 | 2,140 |
| Income before extraordinary items | $481,000 | 3,136 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $481,000 | 3,137 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 8,116 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $353,000 | 3,891 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $13,161,000 | 2,190 |
| Total interest expense | $5,934,000 | 1,388 |
| Net interest income | $7,227,000 | 2,802 |
| Provision for loan and lease losses | $195,000 | 3,736 |
| Total noninterest income | $921,000 | 3,740 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $921,000 | 2,270 |
| Total noninterest expense | $5,354,000 | 2,925 |
| Salaries and employee benefits | $3,119,000 | 2,743 |
| Premises and equipment expense | $1,362,000 | 1,708 |
| Additional noninterest expense | $873,000 | 4,799 |
| Pre-tax net operating income | $2,599,000 | 2,903 |
| Securities gains (losses) | $820,000 | 322 |
| Applicable income taxes | $1,243,000 | 1,856 |
| Income before extraordinary items | $2,176,000 | 2,719 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,176,000 | 2,722 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $156,000 | 2,975 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,651,200 | 3,323 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $9,772,000 | 2,184 |
| Total interest expense | $4,398,000 | 1,370 |
| Net interest income | $5,374,000 | 2,797 |
| Provision for loan and lease losses | $135,000 | 3,719 |
| Total noninterest income | $637,000 | 3,935 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $637,000 | 2,415 |
| Total noninterest expense | $3,903,000 | 2,975 |
| Salaries and employee benefits | $2,248,000 | 2,815 |
| Premises and equipment expense | $1,003,000 | 1,735 |
| Additional noninterest expense | $652,000 | 4,768 |
| Pre-tax net operating income | $1,973,000 | 2,913 |
| Securities gains (losses) | $625,000 | 366 |
| Applicable income taxes | $943,000 | 1,871 |
| Income before extraordinary items | $1,655,000 | 2,731 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,655,000 | 2,732 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $160,000 | 2,189 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,255,000 | 3,337 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $6,478,000 | 2,165 |
| Total interest expense | $2,926,000 | 1,355 |
| Net interest income | $3,552,000 | 2,806 |
| Provision for loan and lease losses | $90,000 | 3,641 |
| Total noninterest income | $462,000 | 3,757 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $462,000 | 2,317 |
| Total noninterest expense | $2,783,000 | 2,807 |
| Salaries and employee benefits | $1,597,000 | 2,675 |
| Premises and equipment expense | $684,000 | 1,690 |
| Additional noninterest expense | $502,000 | 4,297 |
| Pre-tax net operating income | $1,141,000 | 3,227 |
| Securities gains (losses) | $473,000 | 369 |
| Applicable income taxes | $600,000 | 1,931 |
| Income before extraordinary items | $1,014,000 | 2,901 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,014,000 | 2,902 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 4,398 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $711,280 | 3,726 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $3,239,000 | 2,159 |
| Total interest expense | $1,467,000 | 1,363 |
| Net interest income | $1,772,000 | 2,809 |
| Provision for loan and lease losses | $45,000 | 3,437 |
| Total noninterest income | $233,000 | 3,683 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $233,000 | 2,238 |
| Total noninterest expense | $1,393,000 | 2,820 |
| Salaries and employee benefits | $794,000 | 2,704 |
| Premises and equipment expense | $342,000 | 1,706 |
| Additional noninterest expense | $257,000 | 4,226 |
| Pre-tax net operating income | $567,000 | 3,224 |
| Securities gains (losses) | $230,000 | 450 |
| Applicable income taxes | $291,000 | 1,978 |
| Income before extraordinary items | $506,000 | 2,919 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $506,000 | 2,919 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,804 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $358,800 | 3,676 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $12,024,000 | 2,383 |
| Total interest expense | $5,972,000 | 1,483 |
| Net interest income | $6,052,000 | 3,159 |
| Provision for loan and lease losses | $180,000 | 4,206 |
| Total noninterest income | $775,000 | 4,314 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $775,000 | 2,793 |
| Total noninterest expense | $5,208,000 | 2,953 |
| Salaries and employee benefits | $3,051,000 | 2,725 |
| Premises and equipment expense | $1,279,000 | 1,780 |
| Additional noninterest expense | $878,000 | 4,718 |
| Pre-tax net operating income | $1,439,000 | 4,226 |
| Securities gains (losses) | $2,060,000 | 293 |
| Applicable income taxes | $1,266,000 | 1,861 |
| Income before extraordinary items | $2,233,000 | 2,628 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,233,000 | 2,631 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 5,519 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $914,600 | 4,734 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $8,937,000 | 2,434 |
| Total interest expense | $4,510,000 | 1,544 |
| Net interest income | $4,427,000 | 3,245 |
| Provision for loan and lease losses | $135,000 | 4,077 |
| Total noninterest income | $496,000 | 4,765 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $496,000 | 3,154 |
| Total noninterest expense | $3,830,000 | 2,992 |
| Salaries and employee benefits | $2,258,000 | 2,761 |
| Premises and equipment expense | $945,000 | 1,823 |
| Additional noninterest expense | $627,000 | 4,861 |
| Pre-tax net operating income | $958,000 | 4,666 |
| Securities gains (losses) | $1,853,000 | 292 |
| Applicable income taxes | $1,019,000 | 1,832 |
| Income before extraordinary items | $1,792,000 | 2,578 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,792,000 | 2,576 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 4,826 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $606,080 | 5,184 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $6,014,000 | 2,434 |
| Total interest expense | $3,066,000 | 1,569 |
| Net interest income | $2,948,000 | 3,242 |
| Provision for loan and lease losses | $90,000 | 4,018 |
| Total noninterest income | $410,000 | 4,184 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $410,000 | 2,761 |
| Total noninterest expense | $2,741,000 | 2,825 |
| Salaries and employee benefits | $1,561,000 | 2,687 |
| Premises and equipment expense | $666,000 | 1,706 |
| Additional noninterest expense | $514,000 | 4,154 |
| Pre-tax net operating income | $527,000 | 5,184 |
| Securities gains (losses) | $1,203,000 | 323 |
| Applicable income taxes | $627,000 | 1,979 |
| Income before extraordinary items | $1,103,000 | 2,759 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,103,000 | 2,758 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 3,864 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $333,080 | 5,640 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,992,000 | 2,460 |
| Total interest expense | $1,520,000 | 1,628 |
| Net interest income | $1,472,000 | 3,227 |
| Provision for loan and lease losses | $45,000 | 3,818 |
| Total noninterest income | $301,000 | 3,234 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $301,000 | 2,103 |
| Total noninterest expense | $1,342,000 | 2,855 |
| Salaries and employee benefits | $759,000 | 2,737 |
| Premises and equipment expense | $334,000 | 1,708 |
| Additional noninterest expense | $249,000 | 4,226 |
| Pre-tax net operating income | $386,000 | 4,116 |
| Securities gains (losses) | $480,000 | 361 |
| Applicable income taxes | $313,000 | 1,992 |
| Income before extraordinary items | $553,000 | 2,725 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $553,000 | 2,722 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 2,377 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $245,800 | 4,573 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $11,333,000 | 2,687 |
| Total interest expense | $5,897,000 | 1,929 |
| Net interest income | $5,436,000 | 3,405 |
| Provision for loan and lease losses | $180,000 | 4,547 |
| Total noninterest income | $650,000 | 4,518 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $650,000 | 2,834 |
| Total noninterest expense | $4,733,000 | 3,071 |
| Salaries and employee benefits | $2,737,000 | 2,868 |
| Premises and equipment expense | $1,229,000 | 1,809 |
| Additional noninterest expense | $767,000 | 5,082 |
| Pre-tax net operating income | $1,173,000 | 4,780 |
| Securities gains (losses) | $2,034,000 | 278 |
| Applicable income taxes | $1,171,000 | 1,970 |
| Income before extraordinary items | $2,036,000 | 2,760 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,036,000 | 2,758 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 6,227 |
| Cash dividends | $1,000,000 | 2,224 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $734,240 | 5,285 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $11,649,000 | 2,909 |
| Total interest expense | $6,772,000 | 2,363 |
| Net interest income | $4,877,000 | 3,501 |
| Provision for loan and lease losses | $165,000 | 4,586 |
| Total noninterest income | $830,000 | 3,752 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $830,000 | 2,332 |
| Total noninterest expense | $4,292,000 | 3,218 |
| Salaries and employee benefits | $2,454,000 | 2,990 |
| Premises and equipment expense | $1,106,000 | 1,944 |
| Additional noninterest expense | $732,000 | 5,105 |
| Pre-tax net operating income | $1,250,000 | 4,337 |
| Securities gains (losses) | $1,557,000 | 296 |
| Applicable income taxes | $1,040,000 | 2,021 |
| Income before extraordinary items | $1,767,000 | 2,845 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,767,000 | 2,847 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 7,439 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $770,520 | 4,848 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $11,464,000 | 3,009 |
| Total interest expense | $6,621,000 | 2,530 |
| Net interest income | $4,843,000 | 3,579 |
| Provision for loan and lease losses | $60,000 | 6,179 |
| Total noninterest income | $678,000 | 4,086 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $678,000 | 2,419 |
| Total noninterest expense | $3,589,000 | 3,621 |
| Salaries and employee benefits | $1,944,000 | 3,552 |
| Premises and equipment expense | $952,000 | 2,166 |
| Additional noninterest expense | $693,000 | 5,211 |
| Pre-tax net operating income | $1,872,000 | 3,481 |
| Securities gains (losses) | $324,000 | 329 |
| Applicable income taxes | $809,000 | 2,504 |
| Income before extraordinary items | $1,387,000 | 3,462 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,387,000 | 3,460 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 9,278 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,179,640 | 3,894 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $8,794,000 | 3,597 |
| Total interest expense | $4,760,000 | 3,067 |
| Net interest income | $4,034,000 | 4,148 |
| Provision for loan and lease losses | $93,000 | 5,398 |
| Total noninterest income | $712,000 | 3,945 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $712,000 | 2,348 |
| Total noninterest expense | $3,289,000 | 3,900 |
| Salaries and employee benefits | $1,964,000 | 3,504 |
| Premises and equipment expense | $727,000 | 2,778 |
| Additional noninterest expense | $598,000 | 5,834 |
| Pre-tax net operating income | $1,364,000 | 4,376 |
| Securities gains (losses) | $449,000 | 364 |
| Applicable income taxes | $682,000 | 2,954 |
| Income before extraordinary items | $1,131,000 | 4,053 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,131,000 | 4,055 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 6,247 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $843,640 | 4,887 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $7,971,000 | 3,948 |
| Total interest expense | $4,262,000 | 3,486 |
| Net interest income | $3,709,000 | 4,380 |
| Provision for loan and lease losses | $140,000 | 4,320 |
| Total noninterest income | $554,000 | 4,640 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $554,000 | 2,797 |
| Total noninterest expense | $3,305,000 | 3,792 |
| Salaries and employee benefits | $1,987,000 | 3,359 |
| Premises and equipment expense | $775,000 | 2,518 |
| Additional noninterest expense | $543,000 | 6,145 |
| Pre-tax net operating income | $818,000 | 6,023 |
| Securities gains (losses) | $1,129,000 | 354 |
| Applicable income taxes | $741,000 | 2,904 |
| Income before extraordinary items | $1,206,000 | 3,909 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,206,000 | 3,907 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 6,737 |
| Cash dividends | $500,000 | 3,496 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $483,440 | 6,598 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $7,565,000 | 4,194 |
| Total interest expense | $4,096,000 | 3,588 |
| Net interest income | $3,469,000 | 4,766 |
| Provision for loan and lease losses | $82,000 | 5,614 |
| Total noninterest income | $581,000 | 4,513 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $581,000 | 2,543 |
| Total noninterest expense | $2,692,000 | 4,492 |
| Salaries and employee benefits | $1,589,000 | 4,035 |
| Premises and equipment expense | $574,000 | 3,278 |
| Additional noninterest expense | $529,000 | 6,282 |
| Pre-tax net operating income | $1,276,000 | 5,025 |
| Securities gains (losses) | $471,000 | 438 |
| Applicable income taxes | $646,000 | 3,468 |
| Income before extraordinary items | $1,101,000 | 4,365 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,101,000 | 4,366 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 6,932 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $799,560 | 5,415 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,730,000 | 4,729 |
| Total interest expense | $3,728,000 | 3,952 |
| Net interest income | $3,002,000 | 5,440 |
| Provision for loan and lease losses | $90,000 | 5,326 |
| Total noninterest income | $570,000 | 4,720 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $570,000 | 2,660 |
| Total noninterest expense | $2,867,000 | 4,451 |
| Salaries and employee benefits | $1,329,000 | 4,775 |
| Premises and equipment expense | $557,000 | 3,443 |
| Additional noninterest expense | $981,000 | 4,473 |
| Pre-tax net operating income | $615,000 | 7,336 |
| Securities gains (losses) | $355,000 | 512 |
| Applicable income taxes | $371,000 | 5,132 |
| Income before extraordinary items | $599,000 | 6,285 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $599,000 | 6,288 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $371,800 | 7,788 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,163,000 | 5,087 |
| Total interest expense | $3,565,000 | 4,084 |
| Net interest income | $2,598,000 | 6,126 |
| Provision for loan and lease losses | $110,000 | 4,388 |
| Total noninterest income | $552,000 | 4,850 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $552,000 | 2,692 |
| Total noninterest expense | $2,180,000 | 5,604 |
| Salaries and employee benefits | $1,188,000 | 5,260 |
| Premises and equipment expense | $502,000 | 3,752 |
| Additional noninterest expense | $490,000 | 7,341 |
| Pre-tax net operating income | $860,000 | 6,603 |
| Securities gains (losses) | $313,000 | 496 |
| Applicable income taxes | $432,000 | 4,672 |
| Income before extraordinary items | $741,000 | 5,758 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $741,000 | 5,755 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,801 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $540,680 | 6,939 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,906,000 | 5,749 |
| Total interest expense | $2,494,000 | 4,666 |
| Net interest income | $2,412,000 | 6,638 |
| Provision for loan and lease losses | $167,000 | 3,389 |
| Total noninterest income | $464,000 | 5,555 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $464,000 | 3,096 |
| Total noninterest expense | $2,121,000 | 5,917 |
| Salaries and employee benefits | $1,135,000 | 5,506 |
| Premises and equipment expense | $488,000 | 3,879 |
| Additional noninterest expense | $498,000 | 7,867 |
| Pre-tax net operating income | $588,000 | 8,066 |
| Securities gains (losses) | $310,000 | 375 |
| Applicable income taxes | $315,000 | 5,695 |
| Income before extraordinary items | $583,000 | 6,676 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $583,000 | 6,690 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $300,000 | 4,418 |
| Sale, conversion, retirement of capital stock, net | $-60,000 | 12,490 |
| Net operating income | $381,500 | 8,395 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,239,000 | 6,589 |
| Total interest expense | $2,195,000 | 5,389 |
| Net interest income | $2,044,000 | 7,544 |
| Provision for loan and lease losses | $173,000 | 4,307 |
| Total noninterest income | $378,000 | 6,724 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $378,000 | 3,902 |
| Total noninterest expense | $1,879,000 | 6,678 |
| Salaries and employee benefits | $1,042,000 | 5,920 |
| Premises and equipment expense | $459,000 | 4,170 |
| Additional noninterest expense | $378,000 | 9,504 |
| Pre-tax net operating income | $370,000 | 9,659 |
| Securities gains (losses) | $760,000 | 661 |
| Applicable income taxes | $450,000 | 4,588 |
| Income before extraordinary items | $680,000 | 6,238 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $680,000 | 6,413 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 8,052 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $45,000 | 997 |
| Net operating income | $193,600 | 10,508 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,926,000 | 7,611 |
| Total interest expense | $2,290,000 | 6,426 |
| Net interest income | $1,636,000 | 8,856 |
| Provision for loan and lease losses | $127,000 | 6,563 |
| Total noninterest income | $328,000 | 7,370 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $328,000 | 4,184 |
| Total noninterest expense | $1,363,000 | 8,428 |
| Salaries and employee benefits | $689,000 | 8,074 |
| Premises and equipment expense | $323,000 | 5,681 |
| Additional noninterest expense | $351,000 | 10,182 |
| Pre-tax net operating income | $474,000 | 8,600 |
| Securities gains (losses) | $264,000 | 1,651 |
| Applicable income taxes | $311,000 | 5,785 |
| Income before extraordinary items | $427,000 | 7,954 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $427,000 | 8,076 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 8,917 |
| Cash dividends | $378,000 | 3,467 |
| Sale, conversion, retirement of capital stock, net | $-45,000 | 13,812 |
| Net operating income | $258,040 | 9,443 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.