Home > Placer Sierra Bank > Income and Expense
Placer Sierra Bank, Income and Expense
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $11,254,000 | 1,902 |
| Total interest expense | $2,933,000 | 3,059 |
| Net interest income | $8,321,000 | 1,367 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $1,210,000 | 1,951 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $665,000 | 1,328 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $545,000 | 2,119 |
| Total noninterest expense | $7,976,000 | 1,185 |
| Salaries and employee benefits | $3,138,000 | 1,638 |
| Premises and equipment expense | $2,233,000 | 604 |
| Additional noninterest expense | $2,605,000 | 1,067 |
| Pre-tax net operating income | $1,555,000 | 2,618 |
| Securities gains (losses) | $-77,000 | 8,366 |
| Applicable income taxes | $498,000 | 2,073 |
| Income before extraordinary items | $980,000 | 3,083 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $980,000 | 3,082 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-369,000 | 8,565 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,030,820 | 2,961 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $37,097,000 | 325 |
| Total interest expense | $8,407,000 | 600 |
| Net interest income | $28,690,000 | 234 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $4,982,000 | 398 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $2,082,000 | 215 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $2,900,000 | 389 |
| Total noninterest expense | $18,662,000 | 276 |
| Salaries and employee benefits | $10,190,000 | 259 |
| Premises and equipment expense | $2,728,000 | 258 |
| Additional noninterest expense | $5,744,000 | 299 |
| Pre-tax net operating income | $15,010,000 | 232 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $6,066,000 | 201 |
| Income before extraordinary items | $8,944,000 | 266 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $8,944,000 | 265 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $195,000 | 756 |
| Cash dividends | $5,000,000 | 242 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $8,944,000 | 264 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $137,295,000 | 324 |
| Total interest expense | $29,502,000 | 583 |
| Net interest income | $107,793,000 | 244 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $17,674,000 | 416 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $7,908,000 | 223 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $9,766,000 | 422 |
| Total noninterest expense | $70,882,000 | 277 |
| Salaries and employee benefits | $33,259,000 | 300 |
| Premises and equipment expense | $14,381,000 | 194 |
| Additional noninterest expense | $23,242,000 | 286 |
| Pre-tax net operating income | $54,585,000 | 261 |
| Securities gains (losses) | $-1,701,000 | 8,602 |
| Applicable income taxes | $20,758,000 | 226 |
| Income before extraordinary items | $32,126,000 | 295 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $32,126,000 | 293 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-639,000 | 8,650 |
| Cash dividends | $27,000,000 | 193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $33,214,640 | 282 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $97,954,000 | 341 |
| Total interest expense | $20,704,000 | 613 |
| Net interest income | $77,250,000 | 262 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $12,619,000 | 451 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $5,724,000 | 232 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $6,895,000 | 451 |
| Total noninterest expense | $52,842,000 | 295 |
| Salaries and employee benefits | $24,125,000 | 320 |
| Premises and equipment expense | $11,799,000 | 184 |
| Additional noninterest expense | $16,918,000 | 301 |
| Pre-tax net operating income | $37,027,000 | 298 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $14,694,000 | 255 |
| Income before extraordinary items | $22,333,000 | 332 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $22,333,000 | 331 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-636,000 | 8,707 |
| Cash dividends | $11,500,000 | 273 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $22,333,000 | 327 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $58,724,000 | 372 |
| Total interest expense | $12,333,000 | 647 |
| Net interest income | $46,391,000 | 288 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $8,114,000 | 459 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $3,529,000 | 248 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $4,585,000 | 455 |
| Total noninterest expense | $29,101,000 | 347 |
| Salaries and employee benefits | $14,778,000 | 342 |
| Premises and equipment expense | $4,229,000 | 323 |
| Additional noninterest expense | $10,094,000 | 342 |
| Pre-tax net operating income | $25,404,000 | 299 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $10,153,000 | 256 |
| Income before extraordinary items | $15,251,000 | 326 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $15,251,000 | 325 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $160,000 | 1,277 |
| Cash dividends | $7,500,000 | 277 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $15,251,000 | 319 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $27,691,000 | 377 |
| Total interest expense | $5,739,000 | 649 |
| Net interest income | $21,952,000 | 304 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $3,589,000 | 494 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,673,000 | 258 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,916,000 | 506 |
| Total noninterest expense | $13,612,000 | 367 |
| Salaries and employee benefits | $7,030,000 | 362 |
| Premises and equipment expense | $2,008,000 | 341 |
| Additional noninterest expense | $4,574,000 | 356 |
| Pre-tax net operating income | $11,929,000 | 300 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $4,749,000 | 256 |
| Income before extraordinary items | $7,180,000 | 331 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $7,180,000 | 329 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $149,000 | 743 |
| Cash dividends | $4,000,000 | 250 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $7,180,000 | 329 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $101,327,000 | 368 |
| Total interest expense | $13,976,000 | 812 |
| Net interest income | $87,351,000 | 294 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $16,065,000 | 460 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $7,091,000 | 248 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $8,974,000 | 461 |
| Total noninterest expense | $52,591,000 | 369 |
| Salaries and employee benefits | $26,384,000 | 366 |
| Premises and equipment expense | $7,843,000 | 326 |
| Additional noninterest expense | $18,364,000 | 359 |
| Pre-tax net operating income | $50,825,000 | 279 |
| Securities gains (losses) | $-56,000 | 8,230 |
| Applicable income taxes | $20,229,000 | 237 |
| Income before extraordinary items | $30,540,000 | 302 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $30,540,000 | 303 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-514,000 | 8,787 |
| Cash dividends | $12,500,000 | 323 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $30,575,840 | 298 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $74,226,000 | 360 |
| Total interest expense | $9,821,000 | 817 |
| Net interest income | $64,405,000 | 300 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $11,811,000 | 464 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $5,302,000 | 245 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $6,509,000 | 472 |
| Total noninterest expense | $39,584,000 | 367 |
| Salaries and employee benefits | $19,969,000 | 361 |
| Premises and equipment expense | $5,865,000 | 326 |
| Additional noninterest expense | $13,750,000 | 355 |
| Pre-tax net operating income | $36,632,000 | 286 |
| Securities gains (losses) | $-56,000 | 8,515 |
| Applicable income taxes | $14,586,000 | 256 |
| Income before extraordinary items | $21,990,000 | 313 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $21,990,000 | 314 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-36,000 | 8,371 |
| Cash dividends | $8,500,000 | 322 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $22,025,840 | 308 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $48,297,000 | 357 |
| Total interest expense | $6,130,000 | 823 |
| Net interest income | $42,167,000 | 298 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $7,432,000 | 473 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $3,414,000 | 245 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $4,018,000 | 485 |
| Total noninterest expense | $26,432,000 | 357 |
| Salaries and employee benefits | $13,352,000 | 357 |
| Premises and equipment expense | $3,885,000 | 326 |
| Additional noninterest expense | $9,195,000 | 351 |
| Pre-tax net operating income | $23,167,000 | 291 |
| Securities gains (losses) | $-55,000 | 8,613 |
| Applicable income taxes | $9,253,000 | 254 |
| Income before extraordinary items | $13,859,000 | 322 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $13,859,000 | 322 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-275,000 | 8,791 |
| Cash dividends | $5,500,000 | 318 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $13,894,200 | 316 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $23,530,000 | 356 |
| Total interest expense | $2,778,000 | 852 |
| Net interest income | $20,752,000 | 301 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $3,354,000 | 496 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $1,570,000 | 250 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,784,000 | 511 |
| Total noninterest expense | $13,472,000 | 348 |
| Salaries and employee benefits | $6,764,000 | 348 |
| Premises and equipment expense | $2,004,000 | 316 |
| Additional noninterest expense | $4,704,000 | 344 |
| Pre-tax net operating income | $10,634,000 | 310 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $4,163,000 | 270 |
| Income before extraordinary items | $6,471,000 | 332 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $6,471,000 | 332 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-538,000 | 8,915 |
| Cash dividends | $2,500,000 | 300 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $6,471,000 | 324 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $71,831,000 | 411 |
| Total interest expense | $7,428,000 | 1,090 |
| Net interest income | $64,403,000 | 349 |
| Provision for loan and lease losses | $560,000 | 1,778 |
| Total noninterest income | $13,121,000 | 505 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $5,761,000 | 295 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $7,360,000 | 505 |
| Total noninterest expense | $45,436,000 | 402 |
| Salaries and employee benefits | $22,191,000 | 407 |
| Premises and equipment expense | $6,917,000 | 340 |
| Additional noninterest expense | $16,328,000 | 373 |
| Pre-tax net operating income | $31,528,000 | 355 |
| Securities gains (losses) | $-3,335,000 | 8,939 |
| Applicable income taxes | $10,686,000 | 354 |
| Income before extraordinary items | $17,507,000 | 425 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $17,507,000 | 426 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,495,000 | 574 |
| Cash dividends | $24,500,000 | 194 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $19,641,400 | 382 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $52,267,000 | 415 |
| Total interest expense | $5,181,000 | 1,154 |
| Net interest income | $47,086,000 | 353 |
| Provision for loan and lease losses | $560,000 | 1,307 |
| Total noninterest income | $9,835,000 | 513 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $4,310,000 | 301 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $5,525,000 | 505 |
| Total noninterest expense | $34,360,000 | 400 |
| Salaries and employee benefits | $16,689,000 | 411 |
| Premises and equipment expense | $5,079,000 | 349 |
| Additional noninterest expense | $12,592,000 | 361 |
| Pre-tax net operating income | $22,001,000 | 377 |
| Securities gains (losses) | $-3,335,000 | 9,002 |
| Applicable income taxes | $6,875,000 | 387 |
| Income before extraordinary items | $11,791,000 | 459 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $11,791,000 | 459 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,141,000 | 520 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $13,925,400 | 400 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $22,728,000 | 612 |
| Total interest expense | $2,583,000 | 1,538 |
| Net interest income | $20,145,000 | 501 |
| Provision for loan and lease losses | $560,000 | 893 |
| Total noninterest income | $5,084,000 | 612 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $2,178,000 | 400 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $2,906,000 | 609 |
| Total noninterest expense | $14,603,000 | 581 |
| Salaries and employee benefits | $7,037,000 | 605 |
| Premises and equipment expense | $2,204,000 | 522 |
| Additional noninterest expense | $5,362,000 | 505 |
| Pre-tax net operating income | $10,066,000 | 483 |
| Securities gains (losses) | $206,000 | 641 |
| Applicable income taxes | $3,641,000 | 460 |
| Income before extraordinary items | $6,631,000 | 535 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $6,631,000 | 534 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $746,000 | 536 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $6,497,100 | 521 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $11,560,000 | 611 |
| Total interest expense | $1,284,000 | 1,560 |
| Net interest income | $10,276,000 | 498 |
| Provision for loan and lease losses | $520,000 | 504 |
| Total noninterest income | $2,712,000 | 576 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,060,000 | 403 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $1,652,000 | 559 |
| Total noninterest expense | $7,528,000 | 565 |
| Salaries and employee benefits | $3,646,000 | 600 |
| Premises and equipment expense | $1,117,000 | 532 |
| Additional noninterest expense | $2,765,000 | 489 |
| Pre-tax net operating income | $4,940,000 | 485 |
| Securities gains (losses) | $206,000 | 491 |
| Applicable income taxes | $1,743,000 | 480 |
| Income before extraordinary items | $3,403,000 | 525 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $3,403,000 | 524 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,036,000 | 271 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $3,267,040 | 514 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $46,322,000 | 602 |
| Total interest expense | $7,189,000 | 1,230 |
| Net interest income | $39,133,000 | 500 |
| Provision for loan and lease losses | $659,000 | 1,710 |
| Total noninterest income | $11,853,000 | 574 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $4,604,000 | 371 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $7,249,000 | 568 |
| Total noninterest expense | $31,333,000 | 552 |
| Salaries and employee benefits | $14,985,000 | 581 |
| Premises and equipment expense | $4,795,000 | 493 |
| Additional noninterest expense | $11,553,000 | 491 |
| Pre-tax net operating income | $18,994,000 | 499 |
| Securities gains (losses) | $702,000 | 608 |
| Applicable income taxes | $7,732,000 | 447 |
| Income before extraordinary items | $11,964,000 | 574 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $11,964,000 | 574 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $394,000 | 1,893 |
| Cash dividends | $8,500,000 | 422 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $11,514,720 | 555 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $34,550,000 | 621 |
| Total interest expense | $5,752,000 | 1,209 |
| Net interest income | $28,798,000 | 517 |
| Provision for loan and lease losses | $449,000 | 1,868 |
| Total noninterest income | $6,856,000 | 730 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $3,463,000 | 381 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $3,393,000 | 846 |
| Total noninterest expense | $22,567,000 | 582 |
| Salaries and employee benefits | $10,649,000 | 624 |
| Premises and equipment expense | $3,604,000 | 500 |
| Additional noninterest expense | $8,314,000 | 519 |
| Pre-tax net operating income | $12,638,000 | 554 |
| Securities gains (losses) | $682,000 | 566 |
| Applicable income taxes | $5,158,000 | 496 |
| Income before extraordinary items | $8,162,000 | 635 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $8,162,000 | 636 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $323,000 | 1,633 |
| Cash dividends | $8,500,000 | 343 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $7,725,520 | 621 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $23,269,000 | 619 |
| Total interest expense | $4,126,000 | 1,160 |
| Net interest income | $19,143,000 | 521 |
| Provision for loan and lease losses | $240,000 | 2,189 |
| Total noninterest income | $4,600,000 | 717 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $2,247,000 | 382 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $2,353,000 | 818 |
| Total noninterest expense | $15,190,000 | 576 |
| Salaries and employee benefits | $7,288,000 | 609 |
| Premises and equipment expense | $2,336,000 | 518 |
| Additional noninterest expense | $5,566,000 | 519 |
| Pre-tax net operating income | $8,313,000 | 563 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $3,193,000 | 529 |
| Income before extraordinary items | $5,120,000 | 670 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $5,120,000 | 670 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $312,000 | 1,212 |
| Cash dividends | $5,500,000 | 315 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $5,120,000 | 619 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $11,826,000 | 619 |
| Total interest expense | $2,110,000 | 1,159 |
| Net interest income | $9,716,000 | 519 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $2,083,000 | 752 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $1,040,000 | 401 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,043,000 | 864 |
| Total noninterest expense | $7,788,000 | 567 |
| Salaries and employee benefits | $3,810,000 | 582 |
| Premises and equipment expense | $1,204,000 | 506 |
| Additional noninterest expense | $2,774,000 | 517 |
| Pre-tax net operating income | $4,011,000 | 583 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $1,539,000 | 551 |
| Income before extraordinary items | $2,472,000 | 694 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,472,000 | 693 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-74,000 | 9,168 |
| Cash dividends | $2,500,000 | 329 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $2,472,000 | 639 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $50,805,000 | 609 |
| Total interest expense | $13,077,000 | 871 |
| Net interest income | $37,728,000 | 526 |
| Provision for loan and lease losses | $600,000 | 2,054 |
| Total noninterest income | $10,313,000 | 617 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $3,964,000 | 409 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $6,349,000 | 586 |
| Total noninterest expense | $32,577,000 | 531 |
| Salaries and employee benefits | $15,565,000 | 538 |
| Premises and equipment expense | $5,190,000 | 455 |
| Additional noninterest expense | $11,822,000 | 494 |
| Pre-tax net operating income | $14,864,000 | 592 |
| Securities gains (losses) | $615,000 | 579 |
| Applicable income taxes | $6,193,000 | 494 |
| Income before extraordinary items | $9,286,000 | 685 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $9,286,000 | 686 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $567,000 | 1,501 |
| Cash dividends | $2,000,000 | 1,296 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $8,892,400 | 682 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $59,458,000 | 594 |
| Total interest expense | $21,421,000 | 765 |
| Net interest income | $38,037,000 | 498 |
| Provision for loan and lease losses | $1,470,000 | 922 |
| Total noninterest income | $7,127,000 | 750 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $2,848,000 | 533 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $4,279,000 | 738 |
| Total noninterest expense | $35,289,000 | 483 |
| Salaries and employee benefits | $14,637,000 | 536 |
| Premises and equipment expense | $5,123,000 | 455 |
| Additional noninterest expense | $15,529,000 | 419 |
| Pre-tax net operating income | $8,405,000 | 901 |
| Securities gains (losses) | $1,757,000 | 270 |
| Applicable income taxes | $4,710,000 | 569 |
| Income before extraordinary items | $5,452,000 | 1,005 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $5,452,000 | 1,006 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $734,000 | 1,172 |
| Cash dividends | $3,600,000 | 782 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $4,327,520 | 1,203 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $45,589,000 | 780 |
| Total interest expense | $19,270,000 | 928 |
| Net interest income | $26,319,000 | 677 |
| Provision for loan and lease losses | $540,000 | 1,753 |
| Total noninterest income | $4,670,000 | 975 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $1,917,000 | 711 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $2,753,000 | 906 |
| Total noninterest expense | $26,701,000 | 595 |
| Salaries and employee benefits | $12,042,000 | 601 |
| Premises and equipment expense | $4,737,000 | 484 |
| Additional noninterest expense | $9,922,000 | 583 |
| Pre-tax net operating income | $3,748,000 | 1,953 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $1,954,000 | 1,180 |
| Income before extraordinary items | $1,794,000 | 2,806 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,794,000 | 2,806 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-71,000 | 9,685 |
| Cash dividends | $2,000,000 | 1,346 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,794,000 | 2,804 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $17,655,000 | 1,837 |
| Total interest expense | $7,166,000 | 2,084 |
| Net interest income | $10,489,000 | 1,664 |
| Provision for loan and lease losses | $135,000 | 4,497 |
| Total noninterest income | $1,946,000 | 1,897 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $912,000 | 1,422 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,034,000 | 1,818 |
| Total noninterest expense | $9,774,000 | 1,418 |
| Salaries and employee benefits | $4,651,000 | 1,486 |
| Premises and equipment expense | $1,382,000 | 1,485 |
| Additional noninterest expense | $3,741,000 | 1,228 |
| Pre-tax net operating income | $2,526,000 | 2,773 |
| Securities gains (losses) | $-90,000 | 9,938 |
| Applicable income taxes | $1,246,000 | 1,856 |
| Income before extraordinary items | $1,190,000 | 3,905 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,190,000 | 3,906 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 6,980 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,247,600 | 3,719 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $38,375,000 | 874 |
| Total interest expense | $17,242,000 | 920 |
| Net interest income | $21,133,000 | 808 |
| Provision for loan and lease losses | $775,000 | 1,210 |
| Total noninterest income | $5,129,000 | 919 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $5,129,000 | 631 |
| Total noninterest expense | $19,732,000 | 746 |
| Salaries and employee benefits | $11,892,000 | 593 |
| Premises and equipment expense | $4,045,000 | 545 |
| Additional noninterest expense | $3,795,000 | 1,178 |
| Pre-tax net operating income | $5,755,000 | 1,303 |
| Securities gains (losses) | $892,000 | 414 |
| Applicable income taxes | $2,862,000 | 912 |
| Income before extraordinary items | $3,785,000 | 1,402 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $3,785,000 | 1,401 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $177,000 | 2,641 |
| Cash dividends | $392,000 | 4,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $3,214,120 | 1,573 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $35,291,000 | 962 |
| Total interest expense | $16,409,000 | 994 |
| Net interest income | $18,882,000 | 947 |
| Provision for loan and lease losses | $1,100,000 | 910 |
| Total noninterest income | $4,053,000 | 1,065 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $4,053,000 | 707 |
| Total noninterest expense | $16,700,000 | 858 |
| Salaries and employee benefits | $9,878,000 | 692 |
| Premises and equipment expense | $3,593,000 | 585 |
| Additional noninterest expense | $3,229,000 | 1,350 |
| Pre-tax net operating income | $5,135,000 | 1,505 |
| Securities gains (losses) | $273,000 | 590 |
| Applicable income taxes | $2,313,000 | 1,170 |
| Income before extraordinary items | $3,095,000 | 1,718 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $3,095,000 | 1,719 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $264,000 | 2,137 |
| Cash dividends | $284,000 | 4,695 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,920,280 | 1,767 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $33,177,000 | 1,048 |
| Total interest expense | $15,860,000 | 1,036 |
| Net interest income | $17,317,000 | 1,047 |
| Provision for loan and lease losses | $493,000 | 1,755 |
| Total noninterest income | $3,029,000 | 1,342 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $3,029,000 | 869 |
| Total noninterest expense | $20,034,000 | 788 |
| Salaries and employee benefits | $9,322,000 | 744 |
| Premises and equipment expense | $3,827,000 | 584 |
| Additional noninterest expense | $6,885,000 | 907 |
| Pre-tax net operating income | $-181,000 | 11,051 |
| Securities gains (losses) | $259,000 | 602 |
| Applicable income taxes | $27,000 | 10,082 |
| Income before extraordinary items | $51,000 | 10,575 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $51,000 | 10,573 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $373,000 | 1,764 |
| Cash dividends | $214,000 | 5,286 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $-117,350 | 10,979 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $30,570,000 | 1,144 |
| Total interest expense | $15,235,000 | 1,104 |
| Net interest income | $15,335,000 | 1,182 |
| Provision for loan and lease losses | $320,000 | 2,185 |
| Total noninterest income | $2,997,000 | 1,362 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $2,997,000 | 888 |
| Total noninterest expense | $16,164,000 | 937 |
| Salaries and employee benefits | $8,440,000 | 826 |
| Premises and equipment expense | $4,175,000 | 575 |
| Additional noninterest expense | $3,549,000 | 1,469 |
| Pre-tax net operating income | $1,848,000 | 3,740 |
| Securities gains (losses) | $83,000 | 1,045 |
| Applicable income taxes | $899,000 | 2,602 |
| Income before extraordinary items | $1,032,000 | 4,467 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,032,000 | 4,465 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $462,000 | 1,452 |
| Cash dividends | $214,000 | 5,320 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $978,880 | 4,662 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $28,810,000 | 1,105 |
| Total interest expense | $12,635,000 | 1,047 |
| Net interest income | $16,175,000 | 1,139 |
| Provision for loan and lease losses | $356,000 | 2,005 |
| Total noninterest income | $2,599,000 | 1,522 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $2,599,000 | 968 |
| Total noninterest expense | $16,595,000 | 927 |
| Salaries and employee benefits | $8,313,000 | 825 |
| Premises and equipment expense | $4,112,000 | 568 |
| Additional noninterest expense | $4,170,000 | 1,366 |
| Pre-tax net operating income | $1,823,000 | 3,699 |
| Securities gains (losses) | $43,000 | 1,243 |
| Applicable income taxes | $758,000 | 2,910 |
| Income before extraordinary items | $1,108,000 | 4,146 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,108,000 | 4,150 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $703,000 | 1,086 |
| Cash dividends | $192,000 | 5,610 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,080,480 | 4,292 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $32,226,000 | 999 |
| Total interest expense | $15,704,000 | 892 |
| Net interest income | $16,522,000 | 1,108 |
| Provision for loan and lease losses | $1,163,000 | 1,176 |
| Total noninterest income | $3,061,000 | 1,437 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $3,061,000 | 946 |
| Total noninterest expense | $19,322,000 | 870 |
| Salaries and employee benefits | $10,173,000 | 702 |
| Premises and equipment expense | $4,175,000 | 576 |
| Additional noninterest expense | $4,974,000 | 1,279 |
| Pre-tax net operating income | $-902,000 | 12,960 |
| Securities gains (losses) | $665,000 | 739 |
| Applicable income taxes | $-161,000 | 13,012 |
| Income before extraordinary items | $-76,000 | 12,643 |
| Extraordinary gains, net | $538,000 | 429 |
| Net income | $462,000 | 8,037 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $455,000 | 1,884 |
| Cash dividends | $170,000 | 5,821 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-501,600 | 12,837 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $40,184,000 | 943 |
| Total interest expense | $23,637,000 | 797 |
| Net interest income | $16,547,000 | 1,126 |
| Provision for loan and lease losses | $291,000 | 4,219 |
| Total noninterest income | $3,324,000 | 1,316 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $3,324,000 | 886 |
| Total noninterest expense | $18,225,000 | 915 |
| Salaries and employee benefits | $9,061,000 | 760 |
| Premises and equipment expense | $3,957,000 | 636 |
| Additional noninterest expense | $5,207,000 | 1,268 |
| Pre-tax net operating income | $1,355,000 | 4,457 |
| Securities gains (losses) | $842,000 | 740 |
| Applicable income taxes | $2,256,000 | 1,023 |
| Income before extraordinary items | $-59,000 | 13,008 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-59,000 | 13,000 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $274,000 | 3,524 |
| Cash dividends | $170,000 | 5,484 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-597,880 | 13,323 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.