Home > Placer Sierra Bank > Assets and Liabilities
Placer Sierra Bank, Assets and Liabilities
| 2007-06-30 | Rank | |
| # of Employees: | 550 | 299 |
| Assets and Liabilities | ||
| Total Assets: | $2,503,963,000 | 307 |
| Cash and due from depository institutions | $74,455,000 | 299 |
| Interest-bearing balances | $314,000 | 3,508 |
| Securities | $42,612,000 | 2,611 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,299 |
| Net loans & leases | $1,737,708,000 | 307 |
| Loan loss allowance | $29,605,000 | 208 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $19,843,000 | 544 |
| Other real estate owned | $5,089,000 | 299 |
| Goodwill and other intangibles | $528,734,000 | 61 |
| All other assets | $95,522,000 | 265 |
| Life insurance assets | $55,517,000 | 134 |
| Total liabilities and capital | $2,503,963,000 | 307 |
| Total liabilities | $1,774,738,000 | 370 |
| Total deposits | $1,711,929,000 | 321 |
| Interest-bearing deposits | $1,108,859,000 | 413 |
| Deposits held in domestic offices | $1,711,929,000 | 319 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $19,487,000 | 855 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,494 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $43,322,000 | 261 |
| Total equity capital | $729,225,000 | 158 |
| Total bank equity capital | $729,225,000 | 158 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $113,050,000 | 28 |
| Surplus | $810,883,000 | 95 |
| Undivided profits | $-194,708,000 | 8,620 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $11,397,000 | 383 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $10,443,000 | 375 |
| Earning assets | $1,780,634,000 | 368 |
| Long-term assets (5+ years) | $907,223,000 | 157 |
| Average Assets, year-to-date | $2,512,744,670 | 298 |
| Average Assets, quarterly | $2,451,561,500 | 305 |
| Volatile liabilities | $179,607,000 | 808 |
| Insider loans | $0 | 7,685 |
| FHLB advances | $0 | 5,027 |
| Loans and leases held for sale | $5,359,000 | 397 |
| Unused loan commitments | $515,772,000 | 328 |
| Tier 1 (core) risk-based capital | $202,106,000 | 343 |
| Tier 2 risk-based capital | $22,894,000 | 296 |
| Total risk weighted assets | $1,824,393,000 | 327 |
| Total unused commitments | $515,772,000 | 328 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 577 | 277 |
| Assets and Liabilities | ||
| Total Assets: | $2,399,160,000 | 312 |
| Cash and due from depository institutions | $85,395,000 | 277 |
| Interest-bearing balances | $316,000 | 3,552 |
| Securities | $151,228,000 | 793 |
| Federal funds sold & reverse repurchase agreements | $4,500,000 | 3,553 |
| Net loans & leases | $1,798,451,000 | 287 |
| Loan loss allowance | $22,133,000 | 265 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $21,170,000 | 506 |
| Other real estate owned | $2,938,000 | 277 |
| Goodwill and other intangibles | $239,281,000 | 103 |
| All other assets | $96,197,000 | 255 |
| Life insurance assets | $54,841,000 | 135 |
| Total liabilities and capital | $2,399,160,000 | 312 |
| Total liabilities | $1,966,979,000 | 334 |
| Total deposits | $1,897,301,000 | 286 |
| Interest-bearing deposits | $1,199,814,000 | 389 |
| Deposits held in domestic offices | $1,897,301,000 | 284 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $17,015,000 | 862 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $31,700,000 | 1,197 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $20,963,000 | 419 |
| Total equity capital | $432,181,000 | 230 |
| Total bank equity capital | $432,181,000 | 230 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $113,050,000 | 28 |
| Surplus | $277,628,000 | 192 |
| Undivided profits | $41,503,000 | 894 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $11,286,000 | 340 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $12,301,000 | 320 |
| Earning assets | $1,954,495,000 | 342 |
| Long-term assets (5+ years) | $901,751,000 | 155 |
| Average Assets, year-to-date | $2,517,135,500 | 298 |
| Average Assets, quarterly | $2,517,135,500 | 298 |
| Volatile liabilities | $245,467,000 | 605 |
| Insider loans | $570,000 | 5,290 |
| FHLB advances | $31,700,000 | 1,130 |
| Loans and leases held for sale | $3,534,000 | 487 |
| Unused loan commitments | $563,645,000 | 297 |
| Tier 1 (core) risk-based capital | $203,800,000 | 335 |
| Tier 2 risk-based capital | $22,614,000 | 290 |
| Total risk weighted assets | $1,943,208,000 | 300 |
| Total unused commitments | $563,645,000 | 297 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 593 | 269 |
| Assets and Liabilities | ||
| Total Assets: | $2,635,111,000 | 288 |
| Cash and due from depository institutions | $184,118,000 | 269 |
| Interest-bearing balances | $334,000 | 3,508 |
| Securities | $151,167,000 | 815 |
| Federal funds sold & reverse repurchase agreements | $111,100,000 | 158 |
| Net loans & leases | $1,827,516,000 | 278 |
| Loan loss allowance | $22,328,000 | 260 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $21,579,000 | 480 |
| Other real estate owned | $2,991,000 | 269 |
| Goodwill and other intangibles | $239,771,000 | 101 |
| All other assets | $96,869,000 | 255 |
| Life insurance assets | $54,349,000 | 132 |
| Total liabilities and capital | $2,635,111,000 | 288 |
| Total liabilities | $2,207,024,000 | 304 |
| Total deposits | $2,167,369,000 | 255 |
| Interest-bearing deposits | $1,254,540,000 | 362 |
| Deposits held in domestic offices | $2,167,369,000 | 254 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,518,000 | 1,115 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,610 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $28,137,000 | 345 |
| Total equity capital | $428,087,000 | 222 |
| Total bank equity capital | $428,087,000 | 222 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $113,050,000 | 28 |
| Surplus | $277,603,000 | 187 |
| Undivided profits | $37,434,000 | 968 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $13,838,000 | 257 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $12,038,000 | 329 |
| Earning assets | $2,090,117,000 | 319 |
| Long-term assets (5+ years) | $873,439,000 | 160 |
| Average Assets, year-to-date | $2,349,885,800 | 304 |
| Average Assets, quarterly | $2,646,571,000 | 291 |
| Volatile liabilities | $232,534,000 | 710 |
| Insider loans | $570,000 | 5,275 |
| FHLB advances | $0 | 5,139 |
| Loans and leases held for sale | $3,115,000 | 529 |
| Unused loan commitments | $592,997,000 | 279 |
| Tier 1 (core) risk-based capital | $199,629,000 | 333 |
| Tier 2 risk-based capital | $22,760,000 | 285 |
| Total risk weighted assets | $2,025,472,000 | 284 |
| Total unused commitments | $592,997,000 | 279 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 579 | 279 |
| Assets and Liabilities | ||
| Total Assets: | $2,658,031,000 | 296 |
| Cash and due from depository institutions | $222,324,000 | 279 |
| Interest-bearing balances | $132,000 | 4,431 |
| Securities | $255,288,000 | 507 |
| Federal funds sold & reverse repurchase agreements | $24,600,000 | 540 |
| Net loans & leases | $1,800,603,000 | 287 |
| Loan loss allowance | $22,325,000 | 261 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $20,991,000 | 481 |
| Other real estate owned | $2,027,000 | 279 |
| Goodwill and other intangibles | $241,229,000 | 104 |
| All other assets | $90,969,000 | 281 |
| Life insurance assets | $53,917,000 | 130 |
| Total liabilities and capital | $2,658,031,000 | 296 |
| Total liabilities | $2,225,123,000 | 306 |
| Total deposits | $2,182,296,000 | 254 |
| Interest-bearing deposits | $1,266,493,000 | 354 |
| Deposits held in domestic offices | $2,182,296,000 | 252 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $15,627,000 | 936 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,812 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $27,200,000 | 358 |
| Total equity capital | $432,908,000 | 229 |
| Total bank equity capital | $432,908,000 | 229 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $113,050,000 | 27 |
| Surplus | $277,989,000 | 194 |
| Undivided profits | $41,869,000 | 874 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $13,493,000 | 243 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $13,732,000 | 294 |
| Earning assets | $2,080,623,000 | 325 |
| Long-term assets (5+ years) | $803,147,000 | 168 |
| Average Assets, year-to-date | $2,278,579,500 | 318 |
| Average Assets, quarterly | $2,670,784,500 | 293 |
| Volatile liabilities | $253,664,000 | 675 |
| Insider loans | $0 | 7,800 |
| FHLB advances | $0 | 5,308 |
| Loans and leases held for sale | $3,932,000 | 451 |
| Unused loan commitments | $578,815,000 | 297 |
| Tier 1 (core) risk-based capital | $204,608,000 | 332 |
| Tier 2 risk-based capital | $22,746,000 | 289 |
| Total risk weighted assets | $2,006,098,000 | 293 |
| Total unused commitments | $578,815,000 | 297 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 579 | 283 |
| Assets and Liabilities | ||
| Total Assets: | $2,683,538,000 | 298 |
| Cash and due from depository institutions | $228,237,000 | 283 |
| Interest-bearing balances | $217,000 | 3,955 |
| Securities | $250,960,000 | 520 |
| Federal funds sold & reverse repurchase agreements | $80,700,000 | 177 |
| Net loans & leases | $1,763,172,000 | 292 |
| Loan loss allowance | $21,529,000 | 271 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $25,830,000 | 372 |
| Other real estate owned | $2,054,000 | 283 |
| Goodwill and other intangibles | $241,901,000 | 107 |
| All other assets | $90,684,000 | 277 |
| Life insurance assets | $53,421,000 | 133 |
| Total liabilities and capital | $2,683,538,000 | 298 |
| Total liabilities | $2,256,364,000 | 307 |
| Total deposits | $2,217,005,000 | 256 |
| Interest-bearing deposits | $1,242,747,000 | 355 |
| Deposits held in domestic offices | $2,217,005,000 | 252 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,291,000 | 1,095 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $117,000 | 5,631 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $26,951,000 | 345 |
| Total equity capital | $427,174,000 | 231 |
| Total bank equity capital | $427,174,000 | 231 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $113,050,000 | 28 |
| Surplus | $278,044,000 | 195 |
| Undivided profits | $36,080,000 | 960 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,065,000 | 873 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $11,937,000 | 307 |
| Earning assets | $2,095,049,000 | 323 |
| Long-term assets (5+ years) | $759,797,000 | 179 |
| Average Assets, year-to-date | $2,152,095,670 | 335 |
| Average Assets, quarterly | $2,300,797,000 | 324 |
| Volatile liabilities | $251,006,000 | 675 |
| Insider loans | $0 | 7,848 |
| FHLB advances | $0 | 5,334 |
| Loans and leases held for sale | $4,509,000 | 420 |
| Unused loan commitments | $564,666,000 | 303 |
| Tier 1 (core) risk-based capital | $201,300,000 | 338 |
| Tier 2 risk-based capital | $21,938,000 | 296 |
| Total risk weighted assets | $1,981,539,000 | 294 |
| Total unused commitments | $564,666,000 | 303 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 468 | 343 |
| Assets and Liabilities | ||
| Total Assets: | $1,918,056,000 | 366 |
| Cash and due from depository institutions | $62,301,000 | 343 |
| Interest-bearing balances | $1,096,000 | 2,466 |
| Securities | $226,214,000 | 585 |
| Federal funds sold & reverse repurchase agreements | $17,200,000 | 856 |
| Net loans & leases | $1,399,628,000 | 339 |
| Loan loss allowance | $16,565,000 | 336 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $24,482,000 | 371 |
| Other real estate owned | $983,000 | 343 |
| Goodwill and other intangibles | $114,415,000 | 160 |
| All other assets | $72,833,000 | 322 |
| Life insurance assets | $43,815,000 | 143 |
| Total liabilities and capital | $1,918,056,000 | 366 |
| Total liabilities | $1,665,170,000 | 380 |
| Total deposits | $1,631,059,000 | 320 |
| Interest-bearing deposits | $1,131,914,000 | 383 |
| Deposits held in domestic offices | $1,631,059,000 | 319 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $15,168,000 | 910 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $18,943,000 | 420 |
| Total equity capital | $252,886,000 | 314 |
| Total bank equity capital | $252,886,000 | 314 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $113,050,000 | 28 |
| Surplus | $106,380,000 | 329 |
| Undivided profits | $33,456,000 | 1,034 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,280,000 | 1,946 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $10,295,000 | 334 |
| Earning assets | $1,644,138,000 | 391 |
| Long-term assets (5+ years) | $662,698,000 | 195 |
| Average Assets, year-to-date | $1,886,374,500 | 366 |
| Average Assets, quarterly | $1,886,374,500 | 366 |
| Volatile liabilities | $206,131,000 | 759 |
| Insider loans | $0 | 7,878 |
| FHLB advances | $0 | 5,285 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $472,105,000 | 343 |
| Tier 1 (core) risk-based capital | $145,814,000 | 423 |
| Tier 2 risk-based capital | $16,880,000 | 354 |
| Total risk weighted assets | $1,507,214,000 | 355 |
| Total unused commitments | $472,105,000 | 343 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 455 | 346 |
| Assets and Liabilities | ||
| Total Assets: | $1,854,693,000 | 373 |
| Cash and due from depository institutions | $56,143,000 | 346 |
| Interest-bearing balances | $400,000 | 3,547 |
| Securities | $228,378,000 | 586 |
| Federal funds sold & reverse repurchase agreements | $1,100,000 | 4,739 |
| Net loans & leases | $1,358,772,000 | 343 |
| Loan loss allowance | $16,714,000 | 327 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $25,161,000 | 350 |
| Other real estate owned | $1,100,000 | 346 |
| Goodwill and other intangibles | $114,901,000 | 157 |
| All other assets | $69,138,000 | 335 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $1,854,693,000 | 373 |
| Total liabilities | $1,604,621,000 | 390 |
| Total deposits | $1,576,688,000 | 321 |
| Interest-bearing deposits | $1,070,495,000 | 395 |
| Deposits held in domestic offices | $1,576,688,000 | 320 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,369,000 | 1,083 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,856 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $16,564,000 | 445 |
| Total equity capital | $250,072,000 | 311 |
| Total bank equity capital | $250,072,000 | 311 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $113,050,000 | 28 |
| Surplus | $106,380,000 | 323 |
| Undivided profits | $30,642,000 | 1,110 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,063,000 | 850 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $9,156,000 | 362 |
| Earning assets | $1,588,650,000 | 393 |
| Long-term assets (5+ years) | $644,056,000 | 196 |
| Average Assets, year-to-date | $1,834,209,000 | 361 |
| Average Assets, quarterly | $1,855,314,000 | 365 |
| Volatile liabilities | $193,283,000 | 792 |
| Insider loans | $0 | 7,892 |
| FHLB advances | $0 | 5,326 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $474,301,000 | 333 |
| Tier 1 (core) risk-based capital | $142,404,000 | 427 |
| Tier 2 risk-based capital | $17,017,000 | 345 |
| Total risk weighted assets | $1,471,945,000 | 354 |
| Total unused commitments | $474,301,000 | 333 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 455 | 342 |
| Assets and Liabilities | ||
| Total Assets: | $1,855,935,000 | 363 |
| Cash and due from depository institutions | $58,314,000 | 342 |
| Interest-bearing balances | $368,000 | 3,754 |
| Securities | $229,720,000 | 576 |
| Federal funds sold & reverse repurchase agreements | $18,100,000 | 724 |
| Net loans & leases | $1,335,615,000 | 344 |
| Loan loss allowance | $16,236,000 | 336 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $27,428,000 | 310 |
| Other real estate owned | $1,100,000 | 342 |
| Goodwill and other intangibles | $113,388,000 | 154 |
| All other assets | $72,270,000 | 319 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $1,855,935,000 | 363 |
| Total liabilities | $1,609,596,000 | 381 |
| Total deposits | $1,577,511,000 | 317 |
| Interest-bearing deposits | $1,078,960,000 | 384 |
| Deposits held in domestic offices | $1,577,511,000 | 315 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,674,000 | 1,090 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $0 | 5,928 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $21,411,000 | 382 |
| Total equity capital | $246,339,000 | 311 |
| Total bank equity capital | $246,339,000 | 311 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $113,050,000 | 28 |
| Surplus | $106,380,000 | 314 |
| Undivided profits | $26,909,000 | 1,297 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,711,000 | 1,514 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $9,547,000 | 336 |
| Earning assets | $1,583,803,000 | 388 |
| Long-term assets (5+ years) | $597,551,000 | 205 |
| Average Assets, year-to-date | $1,829,088,000 | 358 |
| Average Assets, quarterly | $1,857,012,500 | 363 |
| Volatile liabilities | $179,152,000 | 811 |
| Insider loans | $0 | 7,932 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $452,605,000 | 340 |
| Tier 1 (core) risk-based capital | $139,539,000 | 419 |
| Tier 2 risk-based capital | $16,530,000 | 351 |
| Total risk weighted assets | $1,466,483,000 | 353 |
| Total unused commitments | $452,605,000 | 340 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 449 | 347 |
| Assets and Liabilities | ||
| Total Assets: | $1,858,090,000 | 359 |
| Cash and due from depository institutions | $60,855,000 | 347 |
| Interest-bearing balances | $1,150,000 | 2,568 |
| Securities | $233,649,000 | 564 |
| Federal funds sold & reverse repurchase agreements | $42,600,000 | 285 |
| Net loans & leases | $1,309,386,000 | 339 |
| Loan loss allowance | $16,475,000 | 327 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $27,642,000 | 304 |
| Other real estate owned | $1,100,000 | 347 |
| Goodwill and other intangibles | $114,253,000 | 147 |
| All other assets | $68,605,000 | 322 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $1,858,090,000 | 359 |
| Total liabilities | $1,615,444,000 | 366 |
| Total deposits | $1,587,271,000 | 300 |
| Interest-bearing deposits | $1,081,687,000 | 369 |
| Deposits held in domestic offices | $1,587,271,000 | 298 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,448,000 | 976 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,868 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $14,725,000 | 448 |
| Total equity capital | $242,646,000 | 307 |
| Total bank equity capital | $242,646,000 | 307 |
| Perpetual preferred stock | $6,060,000 | 35 |
| Common stock | $162,769,000 | 21 |
| Surplus | $50,601,000 | 542 |
| Undivided profits | $23,216,000 | 1,490 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,125,000 | 823 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $8,149,000 | 360 |
| Earning assets | $1,586,785,000 | 382 |
| Long-term assets (5+ years) | $571,185,000 | 216 |
| Average Assets, year-to-date | $1,820,139,000 | 355 |
| Average Assets, quarterly | $1,842,857,000 | 356 |
| Volatile liabilities | $183,461,000 | 778 |
| Insider loans | $0 | 7,951 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $429,934,000 | 342 |
| Tier 1 (core) risk-based capital | $133,923,000 | 422 |
| Tier 2 risk-based capital | $16,769,000 | 337 |
| Total risk weighted assets | $1,442,888,000 | 349 |
| Total unused commitments | $429,934,000 | 342 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 449 | 345 |
| Assets and Liabilities | ||
| Total Assets: | $1,827,624,000 | 352 |
| Cash and due from depository institutions | $53,760,000 | 345 |
| Interest-bearing balances | $1,886,000 | 2,075 |
| Securities | $220,533,000 | 603 |
| Federal funds sold & reverse repurchase agreements | $66,300,000 | 208 |
| Net loans & leases | $1,277,581,000 | 333 |
| Loan loss allowance | $16,738,000 | 315 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $27,473,000 | 299 |
| Other real estate owned | $1,757,000 | 345 |
| Goodwill and other intangibles | $115,098,000 | 146 |
| All other assets | $65,122,000 | 325 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $1,827,624,000 | 352 |
| Total liabilities | $1,591,188,000 | 361 |
| Total deposits | $1,558,270,000 | 302 |
| Interest-bearing deposits | $1,063,143,000 | 366 |
| Deposits held in domestic offices | $1,558,270,000 | 300 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $14,547,000 | 909 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,784 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $18,371,000 | 408 |
| Total equity capital | $236,436,000 | 305 |
| Total bank equity capital | $236,436,000 | 305 |
| Perpetual preferred stock | $6,060,000 | 32 |
| Common stock | $162,769,000 | 20 |
| Surplus | $50,601,000 | 532 |
| Undivided profits | $17,006,000 | 1,904 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,045,000 | 859 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $8,529,000 | 345 |
| Earning assets | $1,566,300,000 | 369 |
| Long-term assets (5+ years) | $561,271,000 | 216 |
| Average Assets, year-to-date | $1,801,163,500 | 351 |
| Average Assets, quarterly | $1,801,163,500 | 351 |
| Volatile liabilities | $177,590,000 | 764 |
| Insider loans | $0 | 8,007 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $370,912,000 | 368 |
| Tier 1 (core) risk-based capital | $128,964,000 | 430 |
| Tier 2 risk-based capital | $17,014,000 | 330 |
| Total risk weighted assets | $1,412,472,000 | 341 |
| Total unused commitments | $370,912,000 | 368 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 504 | 319 |
| Assets and Liabilities | ||
| Total Assets: | $1,774,703,000 | 366 |
| Cash and due from depository institutions | $41,931,000 | 319 |
| Interest-bearing balances | $486,000 | 3,521 |
| Securities | $249,915,000 | 554 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $1,278,064,000 | 336 |
| Loan loss allowance | $16,200,000 | 328 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $27,562,000 | 299 |
| Other real estate owned | $1,757,000 | 319 |
| Goodwill and other intangibles | $115,753,000 | 144 |
| All other assets | $59,721,000 | 343 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $1,774,703,000 | 366 |
| Total liabilities | $1,539,924,000 | 377 |
| Total deposits | $1,503,330,000 | 309 |
| Interest-bearing deposits | $1,014,866,000 | 374 |
| Deposits held in domestic offices | $1,503,330,000 | 307 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,265,000 | 1,028 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $4,000,000 | 3,847 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $20,329,000 | 374 |
| Total equity capital | $234,779,000 | 317 |
| Total bank equity capital | $234,779,000 | 317 |
| Perpetual preferred stock | $6,060,000 | 31 |
| Common stock | $162,769,000 | 18 |
| Surplus | $50,601,000 | 530 |
| Undivided profits | $15,349,000 | 2,109 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,903,000 | 915 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $837,000 | 211 |
| Income earned, not collected on loans | $6,852,000 | 393 |
| Earning assets | $1,528,465,000 | 384 |
| Long-term assets (5+ years) | $596,216,000 | 212 |
| Average Assets, year-to-date | $1,497,407,400 | 401 |
| Average Assets, quarterly | $1,635,195,500 | 388 |
| Volatile liabilities | $155,972,000 | 824 |
| Insider loans | $400,000 | 5,832 |
| FHLB advances | $4,000,000 | 3,675 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $375,965,000 | 361 |
| Tier 1 (core) risk-based capital | $124,674,000 | 438 |
| Tier 2 risk-based capital | $16,440,000 | 340 |
| Total risk weighted assets | $1,391,645,000 | 345 |
| Total unused commitments | $375,965,000 | 361 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 383 | 412 |
| Assets and Liabilities | ||
| Total Assets: | $1,495,688,000 | 415 |
| Cash and due from depository institutions | $69,629,000 | 412 |
| Interest-bearing balances | $1,068,000 | 2,791 |
| Securities | $72,006,000 | 1,727 |
| Federal funds sold & reverse repurchase agreements | $170,300,000 | 107 |
| Net loans & leases | $1,038,237,000 | 396 |
| Loan loss allowance | $12,762,000 | 406 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $18,760,000 | 445 |
| Other real estate owned | $1,757,000 | 412 |
| Goodwill and other intangibles | $80,077,000 | 172 |
| All other assets | $44,922,000 | 429 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $1,495,688,000 | 415 |
| Total liabilities | $1,292,513,000 | 433 |
| Total deposits | $1,263,767,000 | 357 |
| Interest-bearing deposits | $824,490,000 | 455 |
| Deposits held in domestic offices | $1,263,767,000 | 354 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,248,000 | 974 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $0 | 5,863 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $15,498,000 | 436 |
| Total equity capital | $203,175,000 | 344 |
| Total bank equity capital | $203,175,000 | 344 |
| Perpetual preferred stock | $6,060,000 | 34 |
| Common stock | $162,769,000 | 18 |
| Surplus | $0 | 8,313 |
| Undivided profits | $34,346,000 | 973 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,883,000 | 972 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,456,000 | 135 |
| Income earned, not collected on loans | $5,429,000 | 495 |
| Earning assets | $1,281,611,000 | 439 |
| Long-term assets (5+ years) | $477,390,000 | 253 |
| Average Assets, year-to-date | $1,428,083,500 | 420 |
| Average Assets, quarterly | $1,465,952,500 | 420 |
| Volatile liabilities | $125,492,000 | 948 |
| Insider loans | $400,000 | 5,819 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $306,836,000 | 403 |
| Tier 1 (core) risk-based capital | $125,454,000 | 434 |
| Tier 2 risk-based capital | $13,010,000 | 407 |
| Total risk weighted assets | $1,100,675,000 | 406 |
| Total unused commitments | $306,836,000 | 403 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 279 | 554 |
| Assets and Liabilities | ||
| Total Assets: | $986,317,000 | 592 |
| Cash and due from depository institutions | $43,929,000 | 554 |
| Interest-bearing balances | $535,000 | 3,483 |
| Securities | $119,156,000 | 1,097 |
| Federal funds sold & reverse repurchase agreements | $31,400,000 | 353 |
| Net loans & leases | $689,929,000 | 557 |
| Loan loss allowance | $7,844,000 | 614 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $16,187,000 | 522 |
| Other real estate owned | $905,000 | 554 |
| Goodwill and other intangibles | $56,422,000 | 202 |
| All other assets | $28,389,000 | 590 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $986,317,000 | 592 |
| Total liabilities | $852,858,000 | 619 |
| Total deposits | $826,229,000 | 530 |
| Interest-bearing deposits | $587,331,000 | 631 |
| Deposits held in domestic offices | $826,229,000 | 527 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $14,422,000 | 937 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,862 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $12,207,000 | 481 |
| Total equity capital | $133,459,000 | 438 |
| Total bank equity capital | $133,459,000 | 438 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $113,050,000 | 26 |
| Surplus | $0 | 8,370 |
| Undivided profits | $20,409,000 | 1,577 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,404,000 | 1,172 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $983,000 | 200 |
| Income earned, not collected on loans | $3,714,000 | 684 |
| Earning assets | $841,020,000 | 637 |
| Long-term assets (5+ years) | $434,159,000 | 292 |
| Average Assets, year-to-date | $957,685,670 | 592 |
| Average Assets, quarterly | $962,159,500 | 600 |
| Volatile liabilities | $86,918,000 | 1,295 |
| Insider loans | $475,000 | 5,535 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $181,000 | 1,520 |
| Unused loan commitments | $232,294,000 | 480 |
| Tier 1 (core) risk-based capital | $79,863,000 | 642 |
| Tier 2 risk-based capital | $8,081,000 | 608 |
| Total risk weighted assets | $698,910,000 | 583 |
| Total unused commitments | $232,294,000 | 481 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 263 | 593 |
| Assets and Liabilities | ||
| Total Assets: | $938,002,000 | 617 |
| Cash and due from depository institutions | $47,899,000 | 593 |
| Interest-bearing balances | $2,464,000 | 2,093 |
| Securities | $76,661,000 | 1,676 |
| Federal funds sold & reverse repurchase agreements | $51,900,000 | 280 |
| Net loans & leases | $659,989,000 | 566 |
| Loan loss allowance | $7,514,000 | 637 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $16,546,000 | 486 |
| Other real estate owned | $905,000 | 593 |
| Goodwill and other intangibles | $56,773,000 | 188 |
| All other assets | $27,329,000 | 579 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $938,002,000 | 617 |
| Total liabilities | $806,659,000 | 641 |
| Total deposits | $780,872,000 | 555 |
| Interest-bearing deposits | $547,964,000 | 689 |
| Deposits held in domestic offices | $780,872,000 | 552 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,269,000 | 961 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $13,518,000 | 491 |
| Total equity capital | $131,343,000 | 456 |
| Total bank equity capital | $131,343,000 | 456 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $113,050,000 | 26 |
| Surplus | $0 | 8,403 |
| Undivided profits | $18,293,000 | 1,814 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $949,000 | 2,759 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $70,000 | 992 |
| Income earned, not collected on loans | $4,036,000 | 627 |
| Earning assets | $791,014,000 | 678 |
| Long-term assets (5+ years) | $378,003,000 | 315 |
| Average Assets, year-to-date | $943,370,000 | 604 |
| Average Assets, quarterly | $943,370,000 | 604 |
| Volatile liabilities | $74,642,000 | 1,399 |
| Insider loans | $530,000 | 5,326 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $555,000 | 1,239 |
| Unused loan commitments | $225,395,000 | 482 |
| Tier 1 (core) risk-based capital | $76,805,000 | 658 |
| Tier 2 risk-based capital | $7,777,000 | 628 |
| Total risk weighted assets | $667,126,000 | 604 |
| Total unused commitments | $225,395,000 | 482 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 268 | 588 |
| Assets and Liabilities | ||
| Total Assets: | $948,738,000 | 605 |
| Cash and due from depository institutions | $37,071,000 | 588 |
| Interest-bearing balances | $529,000 | 3,580 |
| Securities | $144,975,000 | 924 |
| Federal funds sold & reverse repurchase agreements | $21,200,000 | 527 |
| Net loans & leases | $642,287,000 | 569 |
| Loan loss allowance | $8,030,000 | 597 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $17,009,000 | 474 |
| Other real estate owned | $905,000 | 588 |
| Goodwill and other intangibles | $57,115,000 | 186 |
| All other assets | $28,176,000 | 574 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $948,738,000 | 605 |
| Total liabilities | $820,489,000 | 628 |
| Total deposits | $794,094,000 | 544 |
| Interest-bearing deposits | $574,690,000 | 643 |
| Deposits held in domestic offices | $794,094,000 | 542 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,193,000 | 990 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $14,202,000 | 462 |
| Total equity capital | $128,249,000 | 464 |
| Total bank equity capital | $128,249,000 | 464 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $113,050,000 | 27 |
| Surplus | $0 | 8,463 |
| Undivided profits | $15,199,000 | 2,106 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,474,000 | 1,242 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $4,713,000 | 548 |
| Earning assets | $808,991,000 | 651 |
| Long-term assets (5+ years) | $424,425,000 | 286 |
| Average Assets, year-to-date | $976,468,800 | 567 |
| Average Assets, quarterly | $972,641,500 | 590 |
| Volatile liabilities | $75,678,000 | 1,398 |
| Insider loans | $555,000 | 5,243 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $38,326,000 | 120 |
| Unused loan commitments | $221,041,000 | 478 |
| Tier 1 (core) risk-based capital | $73,219,000 | 691 |
| Tier 2 risk-based capital | $8,078,000 | 601 |
| Total risk weighted assets | $644,804,000 | 621 |
| Total unused commitments | $221,041,000 | 478 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 281 | 571 |
| Assets and Liabilities | ||
| Total Assets: | $996,545,000 | 587 |
| Cash and due from depository institutions | $54,994,000 | 571 |
| Interest-bearing balances | $1,773,000 | 2,470 |
| Securities | $154,714,000 | 873 |
| Federal funds sold & reverse repurchase agreements | $77,500,000 | 212 |
| Net loans & leases | $604,757,000 | 608 |
| Loan loss allowance | $7,891,000 | 620 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $17,660,000 | 459 |
| Other real estate owned | $905,000 | 571 |
| Goodwill and other intangibles | $57,977,000 | 194 |
| All other assets | $28,038,000 | 586 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $996,545,000 | 587 |
| Total liabilities | $871,627,000 | 607 |
| Total deposits | $849,017,000 | 518 |
| Interest-bearing deposits | $618,501,000 | 598 |
| Deposits held in domestic offices | $849,017,000 | 517 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,116,000 | 1,093 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $12,494,000 | 529 |
| Total equity capital | $124,918,000 | 490 |
| Total bank equity capital | $124,918,000 | 490 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $113,050,000 | 27 |
| Surplus | $0 | 8,515 |
| Undivided profits | $11,868,000 | 2,610 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $801,000 | 3,315 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $4,735,000 | 557 |
| Earning assets | $838,744,000 | 624 |
| Long-term assets (5+ years) | $377,421,000 | 315 |
| Average Assets, year-to-date | $983,401,500 | 578 |
| Average Assets, quarterly | $982,103,000 | 594 |
| Volatile liabilities | $78,061,000 | 1,319 |
| Insider loans | $580,000 | 5,157 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $39,793,000 | 147 |
| Unused loan commitments | $179,260,000 | 561 |
| Tier 1 (core) risk-based capital | $68,919,000 | 729 |
| Tier 2 risk-based capital | $7,800,000 | 615 |
| Total risk weighted assets | $623,491,000 | 630 |
| Total unused commitments | $179,260,000 | 565 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 278 | 581 |
| Assets and Liabilities | ||
| Total Assets: | $967,661,000 | 596 |
| Cash and due from depository institutions | $52,270,000 | 581 |
| Interest-bearing balances | $2,597,000 | 2,205 |
| Securities | $123,076,000 | 1,056 |
| Federal funds sold & reverse repurchase agreements | $101,400,000 | 180 |
| Net loans & leases | $586,672,000 | 616 |
| Loan loss allowance | $7,693,000 | 629 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $18,035,000 | 444 |
| Other real estate owned | $1,032,000 | 581 |
| Goodwill and other intangibles | $58,366,000 | 180 |
| All other assets | $26,810,000 | 595 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $967,661,000 | 596 |
| Total liabilities | $842,343,000 | 609 |
| Total deposits | $820,131,000 | 530 |
| Interest-bearing deposits | $607,958,000 | 603 |
| Deposits held in domestic offices | $820,131,000 | 529 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,461,000 | 976 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $10,751,000 | 604 |
| Total equity capital | $125,318,000 | 473 |
| Total bank equity capital | $125,318,000 | 473 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $113,050,000 | 26 |
| Surplus | $0 | 8,544 |
| Undivided profits | $12,268,000 | 2,580 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $578,000 | 4,058 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $4,169,000 | 624 |
| Earning assets | $813,745,000 | 639 |
| Long-term assets (5+ years) | $278,568,000 | 389 |
| Average Assets, year-to-date | $979,020,330 | 576 |
| Average Assets, quarterly | $971,042,500 | 588 |
| Volatile liabilities | $100,642,000 | 1,051 |
| Insider loans | $807,000 | 4,474 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $42,580,000 | 177 |
| Unused loan commitments | $169,282,000 | 590 |
| Tier 1 (core) risk-based capital | $68,650,000 | 727 |
| Tier 2 risk-based capital | $7,617,000 | 610 |
| Total risk weighted assets | $608,826,000 | 631 |
| Total unused commitments | $169,282,000 | 592 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 282 | 577 |
| Assets and Liabilities | ||
| Total Assets: | $974,424,000 | 580 |
| Cash and due from depository institutions | $46,753,000 | 577 |
| Interest-bearing balances | $7,673,000 | 1,079 |
| Securities | $132,177,000 | 985 |
| Federal funds sold & reverse repurchase agreements | $98,000,000 | 193 |
| Net loans & leases | $590,541,000 | 596 |
| Loan loss allowance | $8,265,000 | 596 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $18,294,000 | 432 |
| Other real estate owned | $1,478,000 | 577 |
| Goodwill and other intangibles | $58,755,000 | 176 |
| All other assets | $28,426,000 | 557 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $974,424,000 | 580 |
| Total liabilities | $849,384,000 | 596 |
| Total deposits | $826,332,000 | 517 |
| Interest-bearing deposits | $609,989,000 | 597 |
| Deposits held in domestic offices | $826,332,000 | 516 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,650,000 | 1,023 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $13,402,000 | 536 |
| Total equity capital | $125,040,000 | 467 |
| Total bank equity capital | $125,040,000 | 467 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $113,050,000 | 26 |
| Surplus | $0 | 8,583 |
| Undivided profits | $11,990,000 | 2,564 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,670,000 | 1,894 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $786,000 | 274 |
| Income earned, not collected on loans | $4,870,000 | 552 |
| Earning assets | $828,391,000 | 614 |
| Long-term assets (5+ years) | $271,997,000 | 394 |
| Average Assets, year-to-date | $984,700,000 | 571 |
| Average Assets, quarterly | $984,700,000 | 571 |
| Volatile liabilities | $91,776,000 | 1,114 |
| Insider loans | $802,000 | 4,424 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $45,609,000 | 163 |
| Unused loan commitments | $167,617,000 | 576 |
| Tier 1 (core) risk-based capital | $68,407,000 | 722 |
| Tier 2 risk-based capital | $7,650,000 | 597 |
| Total risk weighted assets | $611,413,000 | 613 |
| Total unused commitments | $167,617,000 | 578 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 279 | 580 |
| Assets and Liabilities | ||
| Total Assets: | $994,976,000 | 563 |
| Cash and due from depository institutions | $42,693,000 | 580 |
| Interest-bearing balances | $7,136,000 | 1,078 |
| Securities | $140,155,000 | 894 |
| Federal funds sold & reverse repurchase agreements | $90,000,000 | 181 |
| Net loans & leases | $614,147,000 | 569 |
| Loan loss allowance | $8,191,000 | 587 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $18,567,000 | 415 |
| Other real estate owned | $1,614,000 | 580 |
| Goodwill and other intangibles | $59,147,000 | 169 |
| All other assets | $28,653,000 | 554 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $994,976,000 | 563 |
| Total liabilities | $869,764,000 | 574 |
| Total deposits | $846,265,000 | 494 |
| Interest-bearing deposits | $617,049,000 | 572 |
| Deposits held in domestic offices | $846,265,000 | 493 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,228,000 | 1,005 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $13,271,000 | 522 |
| Total equity capital | $125,212,000 | 460 |
| Total bank equity capital | $125,212,000 | 460 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $113,050,000 | 26 |
| Surplus | $0 | 8,619 |
| Undivided profits | $12,162,000 | 2,509 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,886,000 | 1,068 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,793,000 | 123 |
| Income earned, not collected on loans | $4,472,000 | 617 |
| Earning assets | $851,438,000 | 590 |
| Long-term assets (5+ years) | $274,013,000 | 383 |
| Average Assets, year-to-date | $966,834,800 | 551 |
| Average Assets, quarterly | $994,195,000 | 560 |
| Volatile liabilities | $95,772,000 | 1,079 |
| Insider loans | $807,000 | 4,443 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $49,800,000 | 180 |
| Unused loan commitments | $159,551,000 | 564 |
| Tier 1 (core) risk-based capital | $68,208,000 | 716 |
| Tier 2 risk-based capital | $7,881,000 | 576 |
| Total risk weighted assets | $630,146,000 | 594 |
| Total unused commitments | $159,551,000 | 565 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 294 | 549 |
| Assets and Liabilities | ||
| Total Assets: | $945,337,000 | 571 |
| Cash and due from depository institutions | $35,708,000 | 549 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $83,513,000 | 1,348 |
| Federal funds sold & reverse repurchase agreements | $92,830,000 | 201 |
| Net loans & leases | $621,167,000 | 558 |
| Loan loss allowance | $8,158,000 | 555 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $19,214,000 | 393 |
| Other real estate owned | $3,463,000 | 549 |
| Goodwill and other intangibles | $61,074,000 | 151 |
| All other assets | $28,368,000 | 541 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $945,337,000 | 571 |
| Total liabilities | $828,531,000 | 588 |
| Total deposits | $811,095,000 | 501 |
| Interest-bearing deposits | $621,997,000 | 548 |
| Deposits held in domestic offices | $811,095,000 | 499 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,532,000 | 1,234 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $9,904,000 | 617 |
| Total equity capital | $116,806,000 | 451 |
| Total bank equity capital | $116,806,000 | 451 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $113,050,000 | 28 |
| Surplus | $0 | 8,858 |
| Undivided profits | $3,756,000 | 5,167 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,319,000 | 2,165 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $4,575,000 | 668 |
| Earning assets | $797,510,000 | 605 |
| Long-term assets (5+ years) | $240,858,000 | 447 |
| Average Assets, year-to-date | $922,438,000 | 561 |
| Average Assets, quarterly | $936,543,500 | 573 |
| Volatile liabilities | $107,828,000 | 939 |
| Insider loans | $860,000 | 4,243 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $38,458,000 | 179 |
| Unused loan commitments | $151,801,000 | 555 |
| Tier 1 (core) risk-based capital | $60,163,000 | 769 |
| Tier 2 risk-based capital | $7,647,000 | 565 |
| Total risk weighted assets | $611,299,000 | 595 |
| Total unused commitments | $151,801,000 | 555 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 234 | 677 |
| Assets and Liabilities | ||
| Total Assets: | $673,048,000 | 747 |
| Cash and due from depository institutions | $25,269,000 | 677 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $113,500,000 | 995 |
| Federal funds sold & reverse repurchase agreements | $37,930,000 | 329 |
| Net loans & leases | $425,875,000 | 768 |
| Loan loss allowance | $4,825,000 | 861 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $19,240,000 | 388 |
| Other real estate owned | $3,770,000 | 677 |
| Goodwill and other intangibles | $40,413,000 | 177 |
| All other assets | $7,051,000 | 1,355 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $673,048,000 | 747 |
| Total liabilities | $596,992,000 | 764 |
| Total deposits | $587,289,000 | 658 |
| Interest-bearing deposits | $479,942,000 | 697 |
| Deposits held in domestic offices | $587,289,000 | 652 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $9,703,000 | 626 |
| Total equity capital | $76,056,000 | 643 |
| Total bank equity capital | $76,056,000 | 643 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $74,931,000 | 52 |
| Surplus | $0 | 9,124 |
| Undivided profits | $1,125,000 | 7,541 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,637,000 | 1,503 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $497,000 | 287 |
| Income earned, not collected on loans | $2,790,000 | 882 |
| Earning assets | $577,305,000 | 801 |
| Long-term assets (5+ years) | $231,990,000 | 444 |
| Average Assets, year-to-date | $663,081,600 | 714 |
| Average Assets, quarterly | $673,506,000 | 738 |
| Volatile liabilities | $78,769,000 | 1,188 |
| Insider loans | $186,000 | 7,231 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $63,656,000 | 975 |
| Tier 1 (core) risk-based capital | $38,841,000 | 1,136 |
| Tier 2 risk-based capital | $4,661,240 | 832 |
| Total risk weighted assets | $372,735,540 | 883 |
| Total unused commitments | $63,656,000 | 975 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 260 | 644 |
| Assets and Liabilities | ||
| Total Assets: | $640,786,000 | 772 |
| Cash and due from depository institutions | $28,834,000 | 644 |
| Interest-bearing balances | $5,100,000 | 811 |
| Securities | $120,260,000 | 961 |
| Federal funds sold & reverse repurchase agreements | $12,508,000 | 772 |
| Net loans & leases | $405,188,000 | 787 |
| Loan loss allowance | $4,214,000 | 937 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $19,570,000 | 396 |
| Other real estate owned | $5,001,000 | 644 |
| Goodwill and other intangibles | $42,377,000 | 162 |
| All other assets | $7,048,000 | 1,352 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $640,786,000 | 772 |
| Total liabilities | $564,962,000 | 804 |
| Total deposits | $553,372,000 | 680 |
| Interest-bearing deposits | $521,643,000 | 638 |
| Deposits held in domestic offices | $553,372,000 | 675 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $11,590,000 | 552 |
| Total equity capital | $75,824,000 | 625 |
| Total bank equity capital | $75,824,000 | 625 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $74,931,000 | 56 |
| Surplus | $0 | 9,427 |
| Undivided profits | $893,000 | 7,851 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $347,000 | 4,462 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $2,397,000 | 886 |
| Earning assets | $543,056,000 | 840 |
| Long-term assets (5+ years) | $240,322,000 | 484 |
| Average Assets, year-to-date | $602,046,200 | 784 |
| Average Assets, quarterly | $639,357,000 | 771 |
| Volatile liabilities | $71,210,000 | 1,250 |
| Insider loans | $550,000 | 5,117 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $66,467,000 | 970 |
| Tier 1 (core) risk-based capital | $37,769,000 | 1,170 |
| Tier 2 risk-based capital | $4,214,000 | 893 |
| Total risk weighted assets | $348,279,500 | 926 |
| Total unused commitments | $66,467,000 | 970 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 264 | 643 |
| Assets and Liabilities | ||
| Total Assets: | $569,969,000 | 834 |
| Cash and due from depository institutions | $52,424,000 | 643 |
| Interest-bearing balances | $32,921,000 | 161 |
| Securities | $138,347,000 | 845 |
| Federal funds sold & reverse repurchase agreements | $48,000 | 8,304 |
| Net loans & leases | $356,858,000 | 816 |
| Loan loss allowance | $3,660,000 | 1,027 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $7,415,000 | 1,032 |
| Other real estate owned | $886,000 | 643 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $13,991,000 | 691 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $569,969,000 | 834 |
| Total liabilities | $535,173,000 | 811 |
| Total deposits | $527,954,000 | 695 |
| Interest-bearing deposits | $450,494,000 | 705 |
| Deposits held in domestic offices | $527,954,000 | 689 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $7,219,000 | 777 |
| Total equity capital | $34,796,000 | 1,297 |
| Total bank equity capital | $34,796,000 | 1,297 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $178,000 | 7,229 |
| Surplus | $133,000 | 9,512 |
| Undivided profits | $34,485,000 | 759 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $708,000 | 3,113 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $2,158,000 | 957 |
| Earning assets | $528,174,000 | 829 |
| Long-term assets (5+ years) | $0 | 9,173 |
| Average Assets, year-to-date | $536,017,400 | 855 |
| Average Assets, quarterly | $561,547,000 | 834 |
| Volatile liabilities | $104,686,000 | 800 |
| Insider loans | $723,000 | 4,347 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $68,631,000 | 906 |
| Tier 1 (core) risk-based capital | $33,691,000 | 1,259 |
| Tier 2 risk-based capital | $3,660,000 | 955 |
| Total risk weighted assets | $342,794,000 | 867 |
| Total unused commitments | $68,631,000 | 912 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 254 | 695 |
| Assets and Liabilities | ||
| Total Assets: | $503,717,000 | 950 |
| Cash and due from depository institutions | $15,480,000 | 695 |
| Interest-bearing balances | $1,476,000 | 2,091 |
| Securities | $97,399,000 | 1,185 |
| Federal funds sold & reverse repurchase agreements | $3,028,000 | 3,904 |
| Net loans & leases | $367,920,000 | 824 |
| Loan loss allowance | $3,007,000 | 1,249 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $7,309,000 | 1,040 |
| Other real estate owned | $1,448,000 | 695 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $11,133,000 | 792 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $503,717,000 | 950 |
| Total liabilities | $472,394,000 | 926 |
| Total deposits | $468,154,000 | 793 |
| Interest-bearing deposits | $417,127,000 | 771 |
| Deposits held in domestic offices | $468,154,000 | 786 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $4,240,000 | 1,153 |
| Total equity capital | $31,323,000 | 1,440 |
| Total bank equity capital | $31,323,000 | 1,440 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $178,000 | 7,542 |
| Surplus | $133,000 | 9,919 |
| Undivided profits | $31,012,000 | 842 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,324,000 | 1,949 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $2,358,000 | 916 |
| Earning assets | $469,823,000 | 937 |
| Long-term assets (5+ years) | $0 | 9,550 |
| Average Assets, year-to-date | $489,273,800 | 933 |
| Average Assets, quarterly | $499,811,000 | 949 |
| Volatile liabilities | $83,638,000 | 952 |
| Insider loans | $782,000 | 4,199 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $44,664,000 | 1,184 |
| Tier 1 (core) risk-based capital | $29,969,000 | 1,420 |
| Tier 2 risk-based capital | $3,007,000 | 1,064 |
| Total risk weighted assets | $310,521,000 | 955 |
| Total unused commitments | $44,664,000 | 1,188 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 228 | 818 |
| Assets and Liabilities | ||
| Total Assets: | $476,190,000 | 1,033 |
| Cash and due from depository institutions | $25,404,000 | 818 |
| Interest-bearing balances | $12,165,000 | 310 |
| Securities | $68,202,000 | 1,770 |
| Federal funds sold & reverse repurchase agreements | $10,786,000 | 1,207 |
| Net loans & leases | $354,105,000 | 876 |
| Loan loss allowance | $2,268,000 | 1,702 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $7,753,000 | 1,010 |
| Other real estate owned | $2,458,000 | 818 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $7,482,000 | 1,146 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $476,190,000 | 1,033 |
| Total liabilities | $447,791,000 | 989 |
| Total deposits | $446,234,000 | 877 |
| Interest-bearing deposits | $404,184,000 | 835 |
| Deposits held in domestic offices | $446,234,000 | 870 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,557,000 | 2,487 |
| Total equity capital | $28,399,000 | 1,599 |
| Total bank equity capital | $28,399,000 | 1,599 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $178,000 | 7,939 |
| Surplus | $133,000 | 10,412 |
| Undivided profits | $28,088,000 | 913 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,080,000 | 1,472 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $2,260,000 | 979 |
| Earning assets | $445,258,000 | 1,010 |
| Long-term assets (5+ years) | $0 | 9,965 |
| Average Assets, year-to-date | $468,044,000 | 1,009 |
| Average Assets, quarterly | $475,322,000 | 1,020 |
| Volatile liabilities | $72,916,000 | 1,078 |
| Insider loans | $646,000 | 4,811 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $14,946,000 | 2,546 |
| Tier 1 (core) risk-based capital | $26,098,000 | 1,642 |
| Tier 2 risk-based capital | $2,268,000 | 1,412 |
| Total risk weighted assets | $281,725,000 | 1,064 |
| Total unused commitments | $14,946,000 | 2,558 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 240 | 806 |
| Assets and Liabilities | ||
| Total Assets: | $452,897,000 | 1,093 |
| Cash and due from depository institutions | $21,269,000 | 806 |
| Interest-bearing balances | $1,849,000 | 1,893 |
| Securities | $63,450,000 | 1,968 |
| Federal funds sold & reverse repurchase agreements | $7,036,000 | 2,087 |
| Net loans & leases | $343,575,000 | 897 |
| Loan loss allowance | $2,148,000 | 1,814 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $5,475,000 | 1,417 |
| Other real estate owned | $1,726,000 | 806 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $10,366,000 | 923 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $452,898,000 | 1,093 |
| Total liabilities | $424,148,000 | 1,050 |
| Total deposits | $422,110,000 | 950 |
| Interest-bearing deposits | $399,696,000 | 876 |
| Deposits held in domestic offices | $422,110,000 | 938 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $2,038,000 | 2,072 |
| Total equity capital | $28,750,000 | 1,578 |
| Total bank equity capital | $28,750,000 | 1,578 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $178,000 | 8,338 |
| Surplus | $133,000 | 10,858 |
| Undivided profits | $28,439,000 | 921 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,743,000 | 1,696 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $2,029,000 | 1,120 |
| Earning assets | $415,910,000 | 1,086 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $454,804,200 | 1,039 |
| Average Assets, quarterly | $454,205,500 | 1,074 |
| Volatile liabilities | $41,393,000 | 1,481 |
| Insider loans | $612,000 | 5,062 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $13,707,000 | 2,598 |
| Tier 1 (core) risk-based capital | $26,307,000 | 1,624 |
| Tier 2 risk-based capital | $2,148,000 | 1,480 |
| Total risk weighted assets | $259,739,000 | 1,139 |
| Total unused commitments | $13,707,000 | 2,609 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 240 | 822 |
| Assets and Liabilities | ||
| Total Assets: | $458,912,000 | 1,046 |
| Cash and due from depository institutions | $17,363,000 | 822 |
| Interest-bearing balances | $511,000 | 3,261 |
| Securities | $65,894,000 | 1,989 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $355,396,000 | 858 |
| Loan loss allowance | $2,289,000 | 1,771 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $5,390,000 | 1,376 |
| Other real estate owned | $1,942,000 | 822 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $12,927,000 | 817 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $458,912,000 | 1,046 |
| Total liabilities | $431,421,000 | 1,012 |
| Total deposits | $426,085,000 | 910 |
| Interest-bearing deposits | $405,137,000 | 840 |
| Deposits held in domestic offices | $426,085,000 | 899 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $3,371,000 | 2,073 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $1,965,000 | 1,826 |
| Total equity capital | $27,491,000 | 1,499 |
| Total bank equity capital | $27,491,000 | 1,499 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $178,000 | 8,802 |
| Surplus | $133,000 | 11,364 |
| Undivided profits | $27,180,000 | 862 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,909,000 | 1,189 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $1,782,000 | 1,095 |
| Earning assets | $421,801,000 | 1,043 |
| Long-term assets (5+ years) | $0 | 10,888 |
| Average Assets, year-to-date | $465,823,800 | 1,002 |
| Average Assets, quarterly | $457,345,000 | 1,037 |
| Volatile liabilities | $42,861,000 | 1,391 |
| Insider loans | $126,000 | 9,071 |
| FHLB advances | $3,371,000 | 688 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $10,613,000 | 3,010 |
| Tier 1 (core) risk-based capital | $25,376,000 | 1,630 |
| Tier 2 risk-based capital | $2,237,000 | 1,429 |
| Total risk weighted assets | $257,189,000 | 1,116 |
| Total unused commitments | $10,613,000 | 3,020 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 253 | 822 |
| Assets and Liabilities | ||
| Total Assets: | $480,700,000 | 1,002 |
| Cash and due from depository institutions | $17,057,000 | 822 |
| Interest-bearing balances | $2,496,000 | 2,090 |
| Securities | $85,867,000 | 1,595 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $360,200,000 | 827 |
| Loan loss allowance | $2,640,000 | 1,649 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $6,220,000 | 1,165 |
| Other real estate owned | $1,353,000 | 822 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $10,003,000 | 953 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $480,700,000 | 1,002 |
| Total liabilities | $453,762,000 | 972 |
| Total deposits | $451,903,000 | 888 |
| Interest-bearing deposits | $429,941,000 | 831 |
| Deposits held in domestic offices | $451,903,000 | 877 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $1,859,000 | 1,916 |
| Total equity capital | $26,938,000 | 1,524 |
| Total bank equity capital | $26,938,000 | 1,524 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $178,000 | 9,249 |
| Surplus | $133,000 | 11,878 |
| Undivided profits | $26,627,000 | 864 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,989,000 | 972 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $1,785,000 | 966 |
| Earning assets | $448,563,000 | 984 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $505,452,400 | 933 |
| Average Assets, quarterly | $487,571,000 | 975 |
| Volatile liabilities | $46,907,000 | 1,256 |
| Insider loans | $2,009,000 | 2,035 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $15,881,000 | 2,227 |
| Tier 1 (core) risk-based capital | $25,430,000 | 1,570 |
| Tier 2 risk-based capital | $2,400,000 | 1,344 |
| Total risk weighted assets | $267,549,000 | 1,061 |
| Total unused commitments | $15,881,000 | 2,248 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 278 | 770 |
| Assets and Liabilities | ||
| Total Assets: | $530,400,000 | 948 |
| Cash and due from depository institutions | $34,531,000 | 770 |
| Interest-bearing balances | $21,126,000 | 380 |
| Securities | $102,469,000 | 1,309 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $369,582,000 | 821 |
| Loan loss allowance | $1,932,000 | 2,186 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $6,989,000 | 1,034 |
| Other real estate owned | $3,413,000 | 770 |
| Goodwill and other intangibles | $62,000 | 2,412 |
| All other assets | $13,354,000 | 811 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $530,400,000 | 948 |
| Total liabilities | $503,915,000 | 930 |
| Total deposits | $501,363,000 | 867 |
| Interest-bearing deposits | $483,496,000 | 796 |
| Deposits held in domestic offices | $501,363,000 | 858 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $2,552,000 | 1,550 |
| Total equity capital | $26,485,000 | 1,471 |
| Total bank equity capital | $26,485,000 | 1,471 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $178,000 | 9,692 |
| Surplus | $133,000 | 12,347 |
| Undivided profits | $26,174,000 | 820 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,279,000 | 1,084 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $2,396,000 | 828 |
| Earning assets | $493,177,000 | 926 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $547,048,600 | 923 |
| Average Assets, quarterly | $535,857,500 | 940 |
| Volatile liabilities | $47,821,000 | 1,221 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $20,339,000 | 1,804 |
| Tier 1 (core) risk-based capital | $26,015,000 | 1,451 |
| Tier 2 risk-based capital | $1,825,000 | 1,729 |
| Total risk weighted assets | $268,357,000 | 1,096 |
| Total unused commitments | $20,339,000 | 1,819 |
| Derivatives | $0 | 651 |