Home > Pittsburgh Savings Bank > Income and Expense
Pittsburgh Savings Bank, Income and Expense
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $15,996,000 | 1,355 |
| Total interest expense | $10,682,000 | 653 |
| Net interest income | $5,314,000 | 2,743 |
| Provision for loan and lease losses | $180,000 | 3,498 |
| Total noninterest income | $774,000 | 3,716 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $316,000 | 3,545 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $458,000 | 3,293 |
| Total noninterest expense | $5,864,000 | 2,019 |
| Salaries and employee benefits | $2,691,000 | 2,362 |
| Premises and equipment expense | $1,249,000 | 1,377 |
| Additional noninterest expense | $1,924,000 | 1,865 |
| Pre-tax net operating income | $44,000 | 8,477 |
| Securities gains (losses) | $550,000 | 641 |
| Applicable income taxes | $212,000 | 4,566 |
| Income before extraordinary items | $382,000 | 6,459 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $382,000 | 6,460 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $172,000 | 2,403 |
| Cash dividends | $1,017,000 | 1,709 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $30,000 | 8,512 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $11,069,000 | 1,313 |
| Total interest expense | $7,220,000 | 663 |
| Net interest income | $3,849,000 | 2,526 |
| Provision for loan and lease losses | $120,000 | 3,448 |
| Total noninterest income | $510,000 | 3,692 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $204,000 | 3,582 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $306,000 | 3,255 |
| Total noninterest expense | $3,865,000 | 2,041 |
| Salaries and employee benefits | $1,760,000 | 2,395 |
| Premises and equipment expense | $840,000 | 1,369 |
| Additional noninterest expense | $1,265,000 | 1,898 |
| Pre-tax net operating income | $374,000 | 6,028 |
| Securities gains (losses) | $550,000 | 542 |
| Applicable income taxes | $320,000 | 3,116 |
| Income before extraordinary items | $604,000 | 4,274 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $604,000 | 4,273 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $78,000 | 2,852 |
| Cash dividends | $679,000 | 1,748 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $246,500 | 6,349 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $5,652,000 | 1,297 |
| Total interest expense | $3,682,000 | 665 |
| Net interest income | $1,970,000 | 2,468 |
| Provision for loan and lease losses | $60,000 | 3,248 |
| Total noninterest income | $238,000 | 3,750 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $93,000 | 3,718 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $145,000 | 3,273 |
| Total noninterest expense | $2,006,000 | 1,953 |
| Salaries and employee benefits | $895,000 | 2,346 |
| Premises and equipment expense | $427,000 | 1,356 |
| Additional noninterest expense | $684,000 | 1,726 |
| Pre-tax net operating income | $142,000 | 6,566 |
| Securities gains (losses) | $244,000 | 592 |
| Applicable income taxes | $136,000 | 3,394 |
| Income before extraordinary items | $250,000 | 4,715 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $250,000 | 4,715 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 1,867 |
| Cash dividends | $383,000 | 1,507 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $91,400 | 6,909 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $26,375,000 | 1,162 |
| Total interest expense | $17,437,000 | 651 |
| Net interest income | $8,938,000 | 2,173 |
| Provision for loan and lease losses | $330,000 | 3,240 |
| Total noninterest income | $1,723,000 | 2,391 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $515,000 | 2,901 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,208,000 | 1,933 |
| Total noninterest expense | $7,383,000 | 2,036 |
| Salaries and employee benefits | $3,149,000 | 2,511 |
| Premises and equipment expense | $1,682,000 | 1,303 |
| Additional noninterest expense | $2,552,000 | 1,823 |
| Pre-tax net operating income | $2,948,000 | 2,539 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $983,000 | 2,241 |
| Income before extraordinary items | $1,965,000 | 2,835 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,965,000 | 2,833 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 5,948 |
| Cash dividends | $1,499,000 | 1,655 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,965,000 | 2,752 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $30,012,000 | 1,130 |
| Total interest expense | $20,752,000 | 797 |
| Net interest income | $9,260,000 | 1,923 |
| Provision for loan and lease losses | $600,000 | 1,892 |
| Total noninterest income | $942,000 | 3,478 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $528,000 | 2,716 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $414,000 | 3,462 |
| Total noninterest expense | $7,311,000 | 1,963 |
| Salaries and employee benefits | $3,075,000 | 2,453 |
| Premises and equipment expense | $1,601,000 | 1,337 |
| Additional noninterest expense | $2,635,000 | 1,738 |
| Pre-tax net operating income | $2,291,000 | 2,857 |
| Securities gains (losses) | $27,000 | 2,903 |
| Applicable income taxes | $1,130,000 | 1,908 |
| Income before extraordinary items | $1,188,000 | 3,839 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,188,000 | 3,841 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $187,000 | 2,979 |
| Cash dividends | $2,935,000 | 955 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,170,720 | 3,747 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $31,637,000 | 1,113 |
| Total interest expense | $22,176,000 | 825 |
| Net interest income | $9,461,000 | 1,863 |
| Provision for loan and lease losses | $600,000 | 1,605 |
| Total noninterest income | $683,000 | 4,071 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $463,000 | 2,895 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $220,000 | 4,567 |
| Total noninterest expense | $6,908,000 | 2,005 |
| Salaries and employee benefits | $2,935,000 | 2,442 |
| Premises and equipment expense | $1,075,000 | 1,938 |
| Additional noninterest expense | $2,898,000 | 1,543 |
| Pre-tax net operating income | $2,636,000 | 2,648 |
| Securities gains (losses) | $-275,000 | 9,626 |
| Applicable income taxes | $676,000 | 2,871 |
| Income before extraordinary items | $1,685,000 | 2,957 |
| Extraordinary gains, net | $-75,000 | 9,883 |
| Net income | $1,610,000 | 3,064 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $294,000 | 1,840 |
| Cash dividends | $1,595,000 | 1,595 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,880,250 | 2,706 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $28,782,000 | 1,135 |
| Total interest expense | $18,474,000 | 856 |
| Net interest income | $10,308,000 | 1,689 |
| Provision for loan and lease losses | $600,000 | 1,498 |
| Total noninterest income | $742,000 | 3,809 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $327,000 | 3,743 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $415,000 | 3,326 |
| Total noninterest expense | $5,453,000 | 2,484 |
| Salaries and employee benefits | $2,677,000 | 2,644 |
| Premises and equipment expense | $789,000 | 2,570 |
| Additional noninterest expense | $1,987,000 | 2,201 |
| Pre-tax net operating income | $4,997,000 | 1,511 |
| Securities gains (losses) | $78,000 | 827 |
| Applicable income taxes | $1,548,000 | 1,554 |
| Income before extraordinary items | $3,527,000 | 1,520 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,527,000 | 1,521 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $264,000 | 2,006 |
| Cash dividends | $2,617,000 | 1,084 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $3,473,180 | 1,507 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $26,105,000 | 1,240 |
| Total interest expense | $16,794,000 | 943 |
| Net interest income | $9,311,000 | 1,835 |
| Provision for loan and lease losses | $640,000 | 1,415 |
| Total noninterest income | $230,000 | 7,214 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $155,000 | 5,840 |
| Trading account gains and fees | $-338,000 | 4,445 |
| Additional Noninterest Income | $413,000 | 3,360 |
| Total noninterest expense | $4,525,000 | 2,873 |
| Salaries and employee benefits | $2,229,000 | 3,013 |
| Premises and equipment expense | $609,000 | 3,120 |
| Additional noninterest expense | $1,687,000 | 2,472 |
| Pre-tax net operating income | $4,376,000 | 1,683 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $1,380,000 | 1,754 |
| Income before extraordinary items | $2,996,000 | 1,755 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,996,000 | 1,755 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $369,000 | 1,606 |
| Cash dividends | $724,000 | 2,793 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,996,000 | 1,678 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $19,339,000 | 1,708 |
| Total interest expense | $11,966,000 | 1,318 |
| Net interest income | $7,373,000 | 2,369 |
| Provision for loan and lease losses | $405,000 | 2,074 |
| Total noninterest income | $254,000 | 7,175 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $109,000 | 7,006 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $145,000 | 5,788 |
| Total noninterest expense | $4,041,000 | 3,146 |
| Salaries and employee benefits | $2,010,000 | 3,292 |
| Premises and equipment expense | $535,000 | 3,491 |
| Additional noninterest expense | $1,496,000 | 2,743 |
| Pre-tax net operating income | $3,181,000 | 2,360 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $1,101,000 | 2,246 |
| Income before extraordinary items | $2,080,000 | 2,498 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,080,000 | 2,497 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $244,000 | 2,242 |
| Cash dividends | $817,000 | 2,521 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,080,000 | 2,444 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $13,659,000 | 2,445 |
| Total interest expense | $7,890,000 | 1,985 |
| Net interest income | $5,769,000 | 3,068 |
| Provision for loan and lease losses | $315,000 | 2,477 |
| Total noninterest income | $250,000 | 7,576 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $61,000 | 8,520 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $189,000 | 5,337 |
| Total noninterest expense | $4,213,000 | 3,184 |
| Salaries and employee benefits | $1,661,000 | 3,934 |
| Premises and equipment expense | $486,000 | 3,863 |
| Additional noninterest expense | $2,066,000 | 2,385 |
| Pre-tax net operating income | $1,491,000 | 4,357 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $527,000 | 3,982 |
| Income before extraordinary items | $964,000 | 4,628 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $964,000 | 4,629 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,797 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $10,490,000 | 58 |
| Net operating income | $964,000 | 4,574 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $10,829,000 | 3,058 |
| Total interest expense | $6,518,000 | 2,386 |
| Net interest income | $4,311,000 | 4,058 |
| Provision for loan and lease losses | $340,000 | 2,093 |
| Total noninterest income | $303,000 | 7,047 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $73,000 | 8,522 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $230,000 | 4,721 |
| Total noninterest expense | $2,981,000 | 4,307 |
| Salaries and employee benefits | $1,567,000 | 4,127 |
| Premises and equipment expense | $623,000 | 3,112 |
| Additional noninterest expense | $791,000 | 5,295 |
| Pre-tax net operating income | $1,293,000 | 4,986 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $573,000 | 3,779 |
| Income before extraordinary items | $720,000 | 5,864 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $720,000 | 5,862 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $92,000 | 3,939 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $720,000 | 5,845 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $8,813,000 | 3,408 |
| Total interest expense | $4,886,000 | 2,516 |
| Net interest income | $3,927,000 | 4,463 |
| Provision for loan and lease losses | $119,000 | 4,225 |
| Total noninterest income | $285,000 | 7,457 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $69,000 | 9,035 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $216,000 | 5,029 |
| Total noninterest expense | $2,793,000 | 4,694 |
| Salaries and employee benefits | $1,480,000 | 4,328 |
| Premises and equipment expense | $519,000 | 3,679 |
| Additional noninterest expense | $794,000 | 5,729 |
| Pre-tax net operating income | $1,300,000 | 4,944 |
| Securities gains (losses) | $-740,000 | 12,336 |
| Applicable income taxes | $192,000 | 7,478 |
| Income before extraordinary items | $368,000 | 8,479 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $368,000 | 8,481 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 6,783 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $856,400 | 5,141 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $9,107,000 | 3,381 |
| Total interest expense | $5,049,000 | 2,546 |
| Net interest income | $4,058,000 | 4,341 |
| Provision for loan and lease losses | $242,000 | 3,458 |
| Total noninterest income | $533,000 | 5,362 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $67,000 | 9,435 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $466,000 | 3,408 |
| Total noninterest expense | $2,796,000 | 4,801 |
| Salaries and employee benefits | $1,437,000 | 4,442 |
| Premises and equipment expense | $516,000 | 3,752 |
| Additional noninterest expense | $843,000 | 5,668 |
| Pre-tax net operating income | $1,553,000 | 4,188 |
| Securities gains (losses) | $-36,000 | 13,040 |
| Applicable income taxes | $623,000 | 3,475 |
| Income before extraordinary items | $894,000 | 5,128 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $894,000 | 5,280 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 8,917 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $917,040 | 4,796 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $9,720,000 | 3,587 |
| Total interest expense | $5,853,000 | 2,846 |
| Net interest income | $3,867,000 | 4,590 |
| Provision for loan and lease losses | $73,000 | 8,154 |
| Total noninterest income | $470,000 | 5,886 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $470,000 | 3,314 |
| Total noninterest expense | $2,717,000 | 4,940 |
| Salaries and employee benefits | $1,432,000 | 4,405 |
| Premises and equipment expense | $492,000 | 4,030 |
| Additional noninterest expense | $793,000 | 6,116 |
| Pre-tax net operating income | $1,547,000 | 3,941 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $621,000 | 3,334 |
| Income before extraordinary items | $926,000 | 4,825 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $926,000 | 4,875 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 8,449 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $926,000 | 4,497 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.