Home > Pitkin County Bank and Trust Company > Income and Expense
Pitkin County Bank and Trust Company, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $8,748,000 | 3,660 |
| Total interest expense | $3,026,000 | 4,675 |
| Net interest income | $5,722,000 | 3,047 |
| Provision for loan and lease losses | $-20,000 | 10,640 |
| Total noninterest income | $657,000 | 4,160 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $288,000 | 4,208 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $369,000 | 3,461 |
| Total noninterest expense | $3,386,000 | 3,715 |
| Salaries and employee benefits | $1,870,000 | 3,511 |
| Premises and equipment expense | $369,000 | 4,719 |
| Additional noninterest expense | $1,147,000 | 3,479 |
| Pre-tax net operating income | $3,013,000 | 2,485 |
| Securities gains (losses) | $135,000 | 856 |
| Applicable income taxes | $1,300,000 | 1,930 |
| Income before extraordinary items | $1,848,000 | 2,769 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,848,000 | 2,768 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-48,000 | 10,525 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,761,600 | 2,835 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $13,455,000 | 2,478 |
| Total interest expense | $4,632,000 | 3,231 |
| Net interest income | $8,823,000 | 2,033 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $929,000 | 3,322 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $498,000 | 2,732 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $431,000 | 3,235 |
| Total noninterest expense | $4,244,000 | 3,158 |
| Salaries and employee benefits | $2,728,000 | 2,438 |
| Premises and equipment expense | $547,000 | 3,508 |
| Additional noninterest expense | $969,000 | 4,521 |
| Pre-tax net operating income | $5,508,000 | 1,293 |
| Securities gains (losses) | $-10,000 | 10,276 |
| Applicable income taxes | $1,957,000 | 1,255 |
| Income before extraordinary items | $3,541,000 | 1,397 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $3,541,000 | 1,399 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 10,393 |
| Cash dividends | $4,050,000 | 766 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $3,547,400 | 1,358 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $13,295,000 | 2,516 |
| Total interest expense | $4,380,000 | 3,393 |
| Net interest income | $8,915,000 | 2,016 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $822,000 | 3,618 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $431,000 | 3,119 |
| Trading account gains and fees | $3,000 | 476 |
| Additional Noninterest Income | $388,000 | 3,366 |
| Total noninterest expense | $4,810,000 | 2,816 |
| Salaries and employee benefits | $2,798,000 | 2,372 |
| Premises and equipment expense | $566,000 | 3,375 |
| Additional noninterest expense | $1,446,000 | 3,186 |
| Pre-tax net operating income | $4,927,000 | 1,533 |
| Securities gains (losses) | $4,000 | 2,936 |
| Applicable income taxes | $1,756,000 | 1,428 |
| Income before extraordinary items | $3,175,000 | 1,609 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $3,175,000 | 1,607 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 7,475 |
| Cash dividends | $2,610,000 | 1,021 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $3,172,440 | 1,581 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $12,020,000 | 2,517 |
| Total interest expense | $3,737,000 | 3,272 |
| Net interest income | $8,283,000 | 2,185 |
| Provision for loan and lease losses | $20,000 | 7,754 |
| Total noninterest income | $559,000 | 4,898 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $352,000 | 3,813 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $207,000 | 5,150 |
| Total noninterest expense | $4,097,000 | 3,351 |
| Salaries and employee benefits | $2,287,000 | 2,892 |
| Premises and equipment expense | $500,000 | 3,811 |
| Additional noninterest expense | $1,310,000 | 3,750 |
| Pre-tax net operating income | $4,725,000 | 1,542 |
| Securities gains (losses) | $-4,000 | 9,291 |
| Applicable income taxes | $1,731,000 | 1,362 |
| Income before extraordinary items | $2,990,000 | 1,636 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,990,000 | 1,636 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-37,000 | 11,710 |
| Cash dividends | $2,680,000 | 888 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,992,560 | 1,645 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $10,176,000 | 3,030 |
| Total interest expense | $3,311,000 | 3,775 |
| Net interest income | $6,865,000 | 2,629 |
| Provision for loan and lease losses | $826,000 | 1,479 |
| Total noninterest income | $532,000 | 5,372 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $327,000 | 4,113 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $205,000 | 5,584 |
| Total noninterest expense | $3,318,000 | 4,113 |
| Salaries and employee benefits | $1,827,000 | 3,559 |
| Premises and equipment expense | $435,000 | 4,387 |
| Additional noninterest expense | $1,056,000 | 4,694 |
| Pre-tax net operating income | $3,253,000 | 2,098 |
| Securities gains (losses) | $206,000 | 1,660 |
| Applicable income taxes | $1,213,000 | 1,902 |
| Income before extraordinary items | $2,246,000 | 2,229 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $2,246,000 | 2,305 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $162,000 | 3,529 |
| Cash dividends | $1,285,000 | 1,445 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,112,100 | 2,229 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $8,095,000 | 4,246 |
| Total interest expense | $3,098,000 | 5,017 |
| Net interest income | $4,997,000 | 3,634 |
| Provision for loan and lease losses | $503,000 | 2,983 |
| Total noninterest income | $521,000 | 5,488 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $327,000 | 4,151 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $194,000 | 5,772 |
| Total noninterest expense | $2,876,000 | 4,704 |
| Salaries and employee benefits | $1,388,000 | 4,532 |
| Premises and equipment expense | $325,000 | 5,656 |
| Additional noninterest expense | $1,163,000 | 4,469 |
| Pre-tax net operating income | $2,139,000 | 2,912 |
| Securities gains (losses) | $539,000 | 1,028 |
| Applicable income taxes | $998,000 | 2,120 |
| Income before extraordinary items | $1,680,000 | 2,744 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,680,000 | 2,782 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $440,000 | 2,677 |
| Cash dividends | $505,000 | 2,749 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,335,040 | 3,190 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.