Home > Pisgah Community Bank > Net charge- offs to loans

Pisgah Community Bank, Net charge- offs to loans

2013-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.6419%148
Percentage Net Loans Charged-off: Total real estate loans3.0159%108
Percentage Net Loans Charged-off:Construction & development23.4320%51
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,435
Percentage Net Loans Charged-off: Multi-family residential0.0000%295
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,565
Percentage Net Loans Charged-off: Home equity loans0.0000%767
All other 1-4 family - Percent of loans charged-off, net0.0000%2,407
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,678
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,801
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,652
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%43
2012-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans3.4261%115
Percentage Net Loans Charged-off: Total real estate loans1.7337%434
Percentage Net Loans Charged-off:Construction & development-0.7556%6,277
Percentage Net Loans Charged-off: Commercial real estate0.7931%1,112
Percentage Net Loans Charged-off: Multi-family residential0.0000%851
Percentage Net Loans Charged-off: 1-4 family residential2.8658%180
Percentage Net Loans Charged-off: Home equity loans4.9797%107
All other 1-4 family - Percent of loans charged-off, net0.0000%4,369
Percentage Net Loans Charged-off: Commercial and industrial15.9472%42
Percentage Net Loans Charged-off: Loans to individuals12.8571%56
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual12.8571%55
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,670
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%125
2012-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans3.6370%115
Percentage Net Loans Charged-off: Total real estate loans1.3595%633
Percentage Net Loans Charged-off:Construction & development-0.9637%6,360
Percentage Net Loans Charged-off: Commercial real estate-0.0240%6,561
Percentage Net Loans Charged-off: Multi-family residential0.0000%745
Percentage Net Loans Charged-off: 1-4 family residential3.7730%114
Percentage Net Loans Charged-off: Home equity loans6.4444%79
All other 1-4 family - Percent of loans charged-off, net0.0000%4,065
Percentage Net Loans Charged-off: Commercial and industrial20.4249%32
Percentage Net Loans Charged-off: Loans to individuals15.7377%49
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual15.7377%46
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,486
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%111
2012-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans4.9744%61
Percentage Net Loans Charged-off: Total real estate loans1.9935%392
Percentage Net Loans Charged-off:Construction & development-1.4078%6,419
Percentage Net Loans Charged-off: Commercial real estate-0.0353%6,655
Percentage Net Loans Charged-off: Multi-family residential0.0000%593
Percentage Net Loans Charged-off: 1-4 family residential5.6452%61
Percentage Net Loans Charged-off: Home equity loans9.4778%50
All other 1-4 family - Percent of loans charged-off, net0.0000%3,637
Percentage Net Loans Charged-off: Commercial and industrial27.2812%26
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,766
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%3,588
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,276
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%96
2012-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1709%6,951
Percentage Net Loans Charged-off: Total real estate loans-0.0980%6,925
Percentage Net Loans Charged-off:Construction & development-0.5409%6,335
Percentage Net Loans Charged-off: Commercial real estate-0.0343%6,710
Percentage Net Loans Charged-off: Multi-family residential0.0000%388
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,017
Percentage Net Loans Charged-off: Home equity loans0.0000%982
All other 1-4 family - Percent of loans charged-off, net0.0000%2,835
Percentage Net Loans Charged-off: Commercial and industrial-0.7014%6,701
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,014
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,850
Percentage Net Loans Charged-off: All other loans and lease0.0000%960
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%67
2011-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.3785%1,188
Percentage Net Loans Charged-off: Total real estate loans0.9899%1,624
Percentage Net Loans Charged-off:Construction & development5.3758%921
Percentage Net Loans Charged-off: Commercial real estate0.6030%1,796
Percentage Net Loans Charged-off: Multi-family residential-41.4013%5,779
Percentage Net Loans Charged-off: 1-4 family residential-0.1529%7,125
Percentage Net Loans Charged-off: Home equity loans0.0000%1,926
All other 1-4 family - Percent of loans charged-off, net-0.4215%7,176
Percentage Net Loans Charged-off: Commercial and industrial5.4068%390
Percentage Net Loans Charged-off: Loans to individuals-5.9524%7,206
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-5.8522%7,188
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,720
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%114
2011-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.7273%799
Percentage Net Loans Charged-off: Total real estate loans1.2199%1,202
Percentage Net Loans Charged-off:Construction & development6.5312%680
Percentage Net Loans Charged-off: Commercial real estate0.7156%1,362
Percentage Net Loans Charged-off: Multi-family residential-53.3992%5,794
Percentage Net Loans Charged-off: 1-4 family residential-0.1979%7,196
Percentage Net Loans Charged-off: Home equity loans0.0000%1,690
All other 1-4 family - Percent of loans charged-off, net-0.5540%7,251
Percentage Net Loans Charged-off: Commercial and industrial7.2126%243
Percentage Net Loans Charged-off: Loans to individuals-7.7459%7,284
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-7.5717%7,266
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,562
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%102
2011-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6767%2,145
Percentage Net Loans Charged-off: Total real estate loans-0.2619%7,312
Percentage Net Loans Charged-off:Construction & development2.1010%1,351
Percentage Net Loans Charged-off: Commercial real estate1.0710%944
Percentage Net Loans Charged-off: Multi-family residential-76.1589%5,818
Percentage Net Loans Charged-off: 1-4 family residential-0.2900%7,286
Percentage Net Loans Charged-off: Home equity loans0.0000%1,446
All other 1-4 family - Percent of loans charged-off, net-0.8134%7,338
Percentage Net Loans Charged-off: Commercial and industrial10.5040%137
Percentage Net Loans Charged-off: Loans to individuals-11.3475%7,362
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-10.9837%7,342
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,354
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%93
2011-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-2.7243%7,521
Percentage Net Loans Charged-off: Total real estate loans-3.0031%7,469
Percentage Net Loans Charged-off:Construction & development3.3147%791
Percentage Net Loans Charged-off: Commercial real estate-1.5324%7,343
Percentage Net Loans Charged-off: Multi-family residential-138.2386%5,820
Percentage Net Loans Charged-off: 1-4 family residential-0.5639%7,366
Percentage Net Loans Charged-off: Home equity loans0.0000%1,026
All other 1-4 family - Percent of loans charged-off, net-1.5666%7,399
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,380
Percentage Net Loans Charged-off: Loans to individuals-2.7778%7,368
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-2.6403%7,356
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,005
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%61
2010-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans26.1177%1
Percentage Net Loans Charged-off: Total real estate loans26.2951%1
Percentage Net Loans Charged-off:Construction & development72.9533%19
Percentage Net Loans Charged-off: Commercial real estate2.7591%391
Percentage Net Loans Charged-off: Multi-family residential23.0723%59
Percentage Net Loans Charged-off: 1-4 family residential31.8171%6
Percentage Net Loans Charged-off: Home equity loans3.8542%231
All other 1-4 family - Percent of loans charged-off, net55.3418%2
Percentage Net Loans Charged-off: Commercial and industrial25.5517%34
Percentage Net Loans Charged-off: Loans to individuals10.8142%115
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,993
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%165
2010-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans28.2696%2
Percentage Net Loans Charged-off: Total real estate loans32.1473%1
Percentage Net Loans Charged-off:Construction & development85.6284%17
Percentage Net Loans Charged-off: Commercial real estate2.8410%350
Percentage Net Loans Charged-off: Multi-family residential29.8668%44
Percentage Net Loans Charged-off: 1-4 family residential38.8194%6
Percentage Net Loans Charged-off: Home equity loans4.9959%168
All other 1-4 family - Percent of loans charged-off, net64.6370%2
Percentage Net Loans Charged-off: Commercial and industrial6.4057%400
Percentage Net Loans Charged-off: Loans to individuals14.2132%74
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,786
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%143
2010-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans35.5296%1
Percentage Net Loans Charged-off: Total real estate loans40.7836%1
Percentage Net Loans Charged-off:Construction & development101.7905%15
Percentage Net Loans Charged-off: Commercial real estate3.8354%222
Percentage Net Loans Charged-off: Multi-family residential0.0000%710
Percentage Net Loans Charged-off: 1-4 family residential56.1647%2
Percentage Net Loans Charged-off: Home equity loans7.4339%107
All other 1-4 family - Percent of loans charged-off, net89.8301%2
Percentage Net Loans Charged-off: Commercial and industrial6.0710%454
Percentage Net Loans Charged-off: Loans to individuals20.9450%49
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,540
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%111
2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans60.8882%2
Percentage Net Loans Charged-off: Total real estate loans69.6726%1
Percentage Net Loans Charged-off:Construction & development160.9923%14
Percentage Net Loans Charged-off: Commercial real estate7.5777%79
Percentage Net Loans Charged-off: Multi-family residential0.0000%457
Percentage Net Loans Charged-off: 1-4 family residential93.5276%2
Percentage Net Loans Charged-off: Home equity loans0.0000%974
All other 1-4 family - Percent of loans charged-off, net144.8059%2
Percentage Net Loans Charged-off: Commercial and industrial11.4184%220
Percentage Net Loans Charged-off: Loans to individuals40.5970%26
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,171
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%72
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3851%4,280
Percentage Net Loans Charged-off: Total real estate loans0.4607%3,032
Percentage Net Loans Charged-off:Construction & development1.2423%2,427
Percentage Net Loans Charged-off: Commercial real estate0.0000%3,404
Percentage Net Loans Charged-off: Multi-family residential0.0000%922
Percentage Net Loans Charged-off: 1-4 family residential0.0000%4,946
Percentage Net Loans Charged-off: Home equity loans0.0000%1,916
All other 1-4 family - Percent of loans charged-off, net0.0000%4,738
Percentage Net Loans Charged-off: Commercial and industrial0.0000%5,131
Percentage Net Loans Charged-off: Loans to individuals1.0402%2,605
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%2,150
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%184
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5210%3,133
Percentage Net Loans Charged-off: Total real estate loans0.6436%2,100
Percentage Net Loans Charged-off:Construction & development1.7307%1,838
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,820
Percentage Net Loans Charged-off: Multi-family residential0.0000%708
Percentage Net Loans Charged-off: 1-4 family residential0.0000%4,457
Percentage Net Loans Charged-off: Home equity loans0.0000%1,611
All other 1-4 family - Percent of loans charged-off, net0.0000%4,220
Percentage Net Loans Charged-off: Commercial and industrial0.0000%4,579
Percentage Net Loans Charged-off: Loans to individuals0.0000%5,613
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,898
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%155
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5565%2,662
Percentage Net Loans Charged-off: Total real estate loans0.6926%1,773
Percentage Net Loans Charged-off:Construction & development1.8113%1,489
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,247
Percentage Net Loans Charged-off: Multi-family residential0.0000%531
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,865
Percentage Net Loans Charged-off: Home equity loans0.0000%1,287
All other 1-4 family - Percent of loans charged-off, net0.0000%3,607
Percentage Net Loans Charged-off: Commercial and industrial0.0000%3,950
Percentage Net Loans Charged-off: Loans to individuals0.0000%5,143
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,633
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%118
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.2526%1,122
Percentage Net Loans Charged-off: Total real estate loans1.5628%723
Percentage Net Loans Charged-off:Construction & development3.8562%672
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,395
Percentage Net Loans Charged-off: Multi-family residential0.0000%309
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,745
Percentage Net Loans Charged-off: Home equity loans0.0000%827
All other 1-4 family - Percent of loans charged-off, net0.0000%2,521
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,811
Percentage Net Loans Charged-off: Loans to individuals0.0000%4,232
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,234
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%81
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0000%7,039
Percentage Net Loans Charged-off: Total real estate loans0.0000%5,348
Percentage Net Loans Charged-off:Construction & development0.0000%2,850
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,362
Percentage Net Loans Charged-off: Multi-family residential0.0000%546
Percentage Net Loans Charged-off: 1-4 family residential0.0000%4,222
Percentage Net Loans Charged-off: Home equity loans0.0000%1,398
All other 1-4 family - Percent of loans charged-off, net0.0000%3,963
Percentage Net Loans Charged-off: Commercial and industrial0.0000%4,624
Percentage Net Loans Charged-off: Loans to individuals0.0000%5,903
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,901
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%112
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0000%6,534
Percentage Net Loans Charged-off: Total real estate loans0.0000%4,589
Percentage Net Loans Charged-off:Construction & development0.0000%2,246
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,766
Percentage Net Loans Charged-off: Multi-family residential0.0000%377
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,509
Percentage Net Loans Charged-off: Home equity loans0.0000%1,108
All other 1-4 family - Percent of loans charged-off, net0.0000%3,263
Percentage Net Loans Charged-off: Commercial and industrial0.0000%3,892
Percentage Net Loans Charged-off: Loans to individuals0.0000%5,434
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,634
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0000%5,998
Percentage Net Loans Charged-off: Total real estate loans0.0000%3,788
Percentage Net Loans Charged-off:Construction & development0.0000%1,702
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,334
Percentage Net Loans Charged-off: Multi-family residential0.0000%250
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,841
Percentage Net Loans Charged-off: Home equity loans0.0000%889
All other 1-4 family - Percent of loans charged-off, net0.0000%2,615
Percentage Net Loans Charged-off: Commercial and industrial0.0000%3,159
Percentage Net Loans Charged-off: Loans to individuals0.0000%4,890
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,409
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA