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Pioneer Savings Bank, FSB, Income and Expense

1995-12-31 (YTD Data)Rank
Total interest income$30,259,0001,155
Total interest expense$17,450,000985
Net interest income$12,809,0001,402
Provision for loan and lease losses$-9,00011,407
Total noninterest income$1,150,0002,808
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0522
Additional Noninterest Income$1,150,0001,641
Total noninterest expense$9,767,0001,453
Salaries and employee benefits$4,856,0001,368
Premises and equipment expense$1,836,0001,146
Additional noninterest expense$3,075,0001,665
Pre-tax net operating income$4,201,0001,759
Securities gains (losses)$996,000225
Applicable income taxes$2,484,0001,054
Income before extraordinary items$2,713,0001,860
Extraordinary gains, net$065
Net income$2,713,0001,859
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,856
Cash dividends$08,717
Sale, conversion, retirement of capital stock, netNANA
Net operating income$2,075,5602,393
1994-12-31 (YTD Data)Rank
Total interest income$24,782,0001,266
Total interest expense$11,916,0001,106
Net interest income$12,866,0001,388
Provision for loan and lease losses$10,0008,460
Total noninterest income$1,194,0002,743
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0475
Additional Noninterest Income$1,194,0001,631
Total noninterest expense$8,006,0001,815
Salaries and employee benefits$4,109,0001,629
Premises and equipment expense$1,730,0001,215
Additional noninterest expense$2,167,0002,416
Pre-tax net operating income$6,044,0001,236
Securities gains (losses)$749,000205
Applicable income taxes$3,133,000840
Income before extraordinary items$3,660,0001,367
Extraordinary gains, net$0249
Net income$3,660,0001,368
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,921
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$18,049,00071
Net operating income$3,180,6401,558
1993-12-31 (YTD Data)Rank
Total interest income$25,020,0001,272
Total interest expense$11,696,0001,167
Net interest income$13,324,0001,358
Provision for loan and lease losses$-324,00013,114
Total noninterest income$1,003,0003,334
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0532
Additional Noninterest Income$1,003,0002,030
Total noninterest expense$7,297,0002,016
Salaries and employee benefits$3,540,0001,894
Premises and equipment expense$1,625,0001,312
Additional noninterest expense$2,132,0002,578
Pre-tax net operating income$7,354,000972
Securities gains (losses)$910,000577
Applicable income taxes$3,367,000763
Income before extraordinary items$4,897,0001,059
Extraordinary gains, net$03,149
Net income$4,897,0001,087
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$09,922
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$4,314,6001,103
1992-12-31 (YTD Data)Rank
Total interest income$27,070,0001,346
Total interest expense$14,413,0001,219
Net interest income$12,657,0001,463
Provision for loan and lease losses$50,0009,026
Total noninterest income$1,079,0003,113
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$-40,0005,239
Additional Noninterest Income$1,119,0001,850
Total noninterest expense$6,493,0002,257
Salaries and employee benefits$3,183,0002,066
Premises and equipment expense$1,033,0002,033
Additional noninterest expense$2,277,0002,515
Pre-tax net operating income$7,193,000904
Securities gains (losses)$681,000861
Applicable income taxes$4,824,000493
Income before extraordinary items$3,050,0001,521
Extraordinary gains, net$01,422
Net income$3,050,0001,532
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$011,197
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$2,614,1601,617

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.