Home > Pioneer Savings and Loan Association > Income and Expense
Pioneer Savings and Loan Association, Income and Expense
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,127,000 | 5,830 |
| Total interest expense | $2,347,000 | 5,760 |
| Net interest income | $2,780,000 | 5,763 |
| Provision for loan and lease losses | $326,000 | 2,422 |
| Total noninterest income | $382,000 | 6,106 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $382,000 | 3,492 |
| Total noninterest expense | $4,165,000 | 3,225 |
| Salaries and employee benefits | $2,036,000 | 3,285 |
| Premises and equipment expense | $384,000 | 4,687 |
| Additional noninterest expense | $1,745,000 | 2,769 |
| Pre-tax net operating income | $-1,329,000 | 11,373 |
| Securities gains (losses) | $747,000 | 325 |
| Applicable income taxes | $-238,000 | 11,289 |
| Income before extraordinary items | $-344,000 | 11,205 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $-344,000 | 11,204 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $168,000 | 2,972 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $-822,080 | 11,319 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,853,000 | 6,122 |
| Total interest expense | $2,806,000 | 5,052 |
| Net interest income | $2,047,000 | 7,198 |
| Provision for loan and lease losses | $456,000 | 1,695 |
| Total noninterest income | $86,000 | 10,600 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $86,000 | 7,713 |
| Total noninterest expense | $2,008,000 | 5,960 |
| Salaries and employee benefits | $1,035,000 | 5,885 |
| Premises and equipment expense | $297,000 | 5,671 |
| Additional noninterest expense | $676,000 | 6,016 |
| Pre-tax net operating income | $-331,000 | 11,740 |
| Securities gains (losses) | $448,000 | 387 |
| Applicable income taxes | $48,000 | 10,228 |
| Income before extraordinary items | $69,000 | 11,179 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $69,000 | 11,176 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $119,000 | 3,397 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $-217,720 | 11,677 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,905,000 | 6,825 |
| Total interest expense | $1,696,000 | 6,337 |
| Net interest income | $2,209,000 | 7,069 |
| Provision for loan and lease losses | $243,000 | 2,654 |
| Total noninterest income | $42,000 | 12,095 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $42,000 | 10,035 |
| Total noninterest expense | $1,804,000 | 6,681 |
| Salaries and employee benefits | $791,000 | 7,253 |
| Premises and equipment expense | $272,000 | 6,144 |
| Additional noninterest expense | $741,000 | 6,047 |
| Pre-tax net operating income | $204,000 | 10,865 |
| Securities gains (losses) | $-203,000 | 11,963 |
| Applicable income taxes | $-55,000 | 12,230 |
| Income before extraordinary items | $56,000 | 11,765 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $56,000 | 11,771 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $142,000 | 3,073 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $259,000 | 9,655 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,698,000 | 7,265 |
| Total interest expense | $1,660,000 | 6,714 |
| Net interest income | $2,038,000 | 7,561 |
| Provision for loan and lease losses | $167,000 | 4,380 |
| Total noninterest income | $99,000 | 11,344 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $99,000 | 7,899 |
| Total noninterest expense | $1,492,000 | 7,865 |
| Salaries and employee benefits | $686,000 | 8,093 |
| Premises and equipment expense | $194,000 | 7,809 |
| Additional noninterest expense | $612,000 | 7,227 |
| Pre-tax net operating income | $478,000 | 8,795 |
| Securities gains (losses) | $13,000 | 5,183 |
| Applicable income taxes | $208,000 | 7,473 |
| Income before extraordinary items | $283,000 | 9,657 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $283,000 | 9,804 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $267,000 | 2,641 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $-1,720,000 | 13,262 |
| Net operating income | $274,680 | 9,501 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,216,000 | 7,223 |
| Total interest expense | $2,335,000 | 6,321 |
| Net interest income | $1,881,000 | 8,102 |
| Provision for loan and lease losses | $378,000 | 3,582 |
| Total noninterest income | $183,000 | 9,757 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $183,000 | 5,968 |
| Total noninterest expense | $1,177,000 | 9,149 |
| Salaries and employee benefits | $592,000 | 8,875 |
| Premises and equipment expense | $222,000 | 7,346 |
| Additional noninterest expense | $363,000 | 10,037 |
| Pre-tax net operating income | $509,000 | 8,349 |
| Securities gains (losses) | $-19,000 | 13,465 |
| Applicable income taxes | $195,000 | 7,659 |
| Income before extraordinary items | $295,000 | 9,397 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $295,000 | 9,530 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $78,000 | 6,521 |
| Cash dividends | $375,000 | 3,474 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $307,160 | 8,848 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.