Home > Pioneer National Bank > Income and Expense
Pioneer National Bank, Income and Expense
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $8,459,000 | 3,731 |
| Total interest expense | $3,713,000 | 3,918 |
| Net interest income | $4,746,000 | 3,573 |
| Provision for loan and lease losses | $1,208,000 | 823 |
| Total noninterest income | $2,600,000 | 1,500 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $331,000 | 3,631 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $2,269,000 | 1,071 |
| Total noninterest expense | $5,139,000 | 2,529 |
| Salaries and employee benefits | $2,958,000 | 2,281 |
| Premises and equipment expense | $1,060,000 | 1,861 |
| Additional noninterest expense | $1,121,000 | 3,571 |
| Pre-tax net operating income | $999,000 | 5,420 |
| Securities gains (losses) | $168,000 | 1,000 |
| Applicable income taxes | $412,000 | 4,340 |
| Income before extraordinary items | $755,000 | 5,377 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $755,000 | 5,376 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $96,000 | 3,715 |
| Cash dividends | $2,337,000 | 1,189 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $645,800 | 5,726 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $8,011,000 | 3,961 |
| Total interest expense | $3,866,000 | 3,805 |
| Net interest income | $4,145,000 | 4,111 |
| Provision for loan and lease losses | $188,000 | 3,583 |
| Total noninterest income | $2,471,000 | 1,494 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $342,000 | 3,686 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,129,000 | 1,055 |
| Total noninterest expense | $4,875,000 | 2,634 |
| Salaries and employee benefits | $2,654,000 | 2,499 |
| Premises and equipment expense | $974,000 | 2,038 |
| Additional noninterest expense | $1,247,000 | 3,242 |
| Pre-tax net operating income | $1,553,000 | 4,362 |
| Securities gains (losses) | $71,000 | 1,141 |
| Applicable income taxes | $461,000 | 4,457 |
| Income before extraordinary items | $1,163,000 | 4,164 |
| Extraordinary gains, net | $-5,000 | 10,904 |
| Net income | $1,158,000 | 4,178 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $240,000 | 2,266 |
| Cash dividends | $584,000 | 3,160 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,111,880 | 4,256 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $7,170,000 | 4,476 |
| Total interest expense | $3,129,000 | 4,603 |
| Net interest income | $4,041,000 | 4,279 |
| Provision for loan and lease losses | $272,000 | 2,793 |
| Total noninterest income | $2,051,000 | 1,800 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $263,000 | 4,647 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,788,000 | 1,248 |
| Total noninterest expense | $4,269,000 | 3,145 |
| Salaries and employee benefits | $2,328,000 | 2,873 |
| Premises and equipment expense | $816,000 | 2,401 |
| Additional noninterest expense | $1,125,000 | 3,988 |
| Pre-tax net operating income | $1,551,000 | 4,214 |
| Securities gains (losses) | $53,000 | 1,295 |
| Applicable income taxes | $455,000 | 4,468 |
| Income before extraordinary items | $1,149,000 | 4,015 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,149,000 | 4,016 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 5,045 |
| Cash dividends | $145,000 | 6,112 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,110,840 | 4,072 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,889,000 | 5,276 |
| Total interest expense | $2,483,000 | 5,600 |
| Net interest income | $3,406,000 | 4,973 |
| Provision for loan and lease losses | $152,000 | 3,599 |
| Total noninterest income | $1,782,000 | 2,016 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $204,000 | 5,615 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,578,000 | 1,338 |
| Total noninterest expense | $3,950,000 | 3,363 |
| Salaries and employee benefits | $1,994,000 | 3,316 |
| Premises and equipment expense | $772,000 | 2,574 |
| Additional noninterest expense | $1,184,000 | 3,782 |
| Pre-tax net operating income | $1,086,000 | 5,646 |
| Securities gains (losses) | $46,000 | 1,362 |
| Applicable income taxes | $333,000 | 5,623 |
| Income before extraordinary items | $799,000 | 5,458 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $799,000 | 5,456 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 6,500 |
| Cash dividends | $212,000 | 5,332 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $766,340 | 5,601 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,211,000 | 6,457 |
| Total interest expense | $1,355,000 | 7,380 |
| Net interest income | $2,856,000 | 5,819 |
| Provision for loan and lease losses | $23,000 | 7,639 |
| Total noninterest income | $1,464,000 | 2,347 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $185,000 | 6,166 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,279,000 | 1,556 |
| Total noninterest expense | $3,157,000 | 4,225 |
| Salaries and employee benefits | $1,586,000 | 4,080 |
| Premises and equipment expense | $610,000 | 3,226 |
| Additional noninterest expense | $961,000 | 4,874 |
| Pre-tax net operating income | $1,140,000 | 5,428 |
| Securities gains (losses) | $-17,000 | 10,215 |
| Applicable income taxes | $263,000 | 6,354 |
| Income before extraordinary items | $860,000 | 5,076 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $860,000 | 5,082 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 6,267 |
| Cash dividends | $195,000 | 5,579 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $873,090 | 5,080 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,530,000 | 7,495 |
| Total interest expense | $1,097,000 | 8,699 |
| Net interest income | $2,433,000 | 6,667 |
| Provision for loan and lease losses | $122,000 | 5,164 |
| Total noninterest income | $1,350,000 | 2,658 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $218,000 | 5,642 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,132,000 | 1,874 |
| Total noninterest expense | $2,597,000 | 5,104 |
| Salaries and employee benefits | $1,246,000 | 5,070 |
| Premises and equipment expense | $504,000 | 3,838 |
| Additional noninterest expense | $847,000 | 5,642 |
| Pre-tax net operating income | $1,064,000 | 5,637 |
| Securities gains (losses) | $134,000 | 2,119 |
| Applicable income taxes | $338,000 | 5,636 |
| Income before extraordinary items | $860,000 | 5,259 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $860,000 | 5,402 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 9,155 |
| Cash dividends | $122,000 | 6,508 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $763,520 | 5,513 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,139,000 | 8,739 |
| Total interest expense | $1,116,000 | 9,922 |
| Net interest income | $2,023,000 | 7,685 |
| Provision for loan and lease losses | $49,000 | 9,137 |
| Total noninterest income | $1,086,000 | 3,092 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $219,000 | 5,639 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $867,000 | 2,194 |
| Total noninterest expense | $2,109,000 | 6,126 |
| Salaries and employee benefits | $993,000 | 6,069 |
| Premises and equipment expense | $392,000 | 4,871 |
| Additional noninterest expense | $724,000 | 6,591 |
| Pre-tax net operating income | $951,000 | 5,848 |
| Securities gains (losses) | $27,000 | 5,154 |
| Applicable income taxes | $351,000 | 5,341 |
| Income before extraordinary items | $627,000 | 6,389 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $627,000 | 6,459 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 10,870 |
| Cash dividends | $99,000 | 6,698 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $609,720 | 6,139 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.