Pioneer Financial, A Cooperative Bank, Income and Expense

1993-12-31 (YTD Data)Rank
Total interest income$49,120,000709
Total interest expense$18,466,000762
Net interest income$30,654,000655
Provision for loan and lease losses$1,890,000848
Total noninterest income$6,711,000789
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$1,961,000696
Trading account gains and fees$0532
Additional Noninterest Income$4,750,000695
Total noninterest expense$23,494,000736
Salaries and employee benefits$10,272,000693
Premises and equipment expense$2,298,000960
Additional noninterest expense$10,924,000719
Pre-tax net operating income$11,981,000606
Securities gains (losses)$373,0001,111
Applicable income taxes$5,144,000523
Income before extraordinary items$7,210,000724
Extraordinary gains, net$784,000284
Net income$7,994,000677
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$635,0001,537
Cash dividends$1,508,0001,268
Sale, conversion, retirement of capital stock, net$4,0001,184
Net operating income$6,971,280692
1992-12-31 (YTD Data)Rank
Total interest income$52,290,000753
Total interest expense$24,752,000759
Net interest income$27,538,000723
Provision for loan and lease losses$2,432,000994
Total noninterest income$4,850,0001,003
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$1,516,000861
Trading account gains and fees$0504
Additional Noninterest Income$3,334,000884
Total noninterest expense$23,708,000740
Salaries and employee benefits$10,066,000698
Premises and equipment expense$2,657,000891
Additional noninterest expense$10,985,000711
Pre-tax net operating income$6,248,0001,044
Securities gains (losses)$821,000749
Applicable income taxes$2,656,000869
Income before extraordinary items$4,413,0001,068
Extraordinary gains, net$01,422
Net income$4,413,0001,067
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,072,000938
Cash dividends$416,0003,213
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$3,887,5601,116

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.