Home > Pioneer Federal Savings Bank > Income and Expense
Pioneer Federal Savings Bank, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,252,000 | 5,593 |
| Total interest expense | $2,686,000 | 5,124 |
| Net interest income | $2,566,000 | 5,948 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $1,154,000 | 2,725 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $1,154,000 | 1,600 |
| Total noninterest expense | $1,605,000 | 6,528 |
| Salaries and employee benefits | $891,000 | 6,336 |
| Premises and equipment expense | $366,000 | 4,744 |
| Additional noninterest expense | $348,000 | 7,823 |
| Pre-tax net operating income | $2,115,000 | 3,357 |
| Securities gains (losses) | $71,000 | 1,141 |
| Applicable income taxes | $756,000 | 3,056 |
| Income before extraordinary items | $1,430,000 | 3,490 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,430,000 | 3,490 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 9,945 |
| Cash dividends | $332,000 | 4,343 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,383,850 | 3,526 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,523,000 | 5,508 |
| Total interest expense | $2,804,000 | 5,065 |
| Net interest income | $2,719,000 | 5,845 |
| Provision for loan and lease losses | $57,000 | 6,361 |
| Total noninterest income | $489,000 | 5,243 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $489,000 | 2,970 |
| Total noninterest expense | $2,047,000 | 5,853 |
| Salaries and employee benefits | $853,000 | 6,694 |
| Premises and equipment expense | $271,000 | 5,952 |
| Additional noninterest expense | $923,000 | 4,668 |
| Pre-tax net operating income | $1,104,000 | 5,402 |
| Securities gains (losses) | $44,000 | 1,419 |
| Applicable income taxes | $425,000 | 4,702 |
| Income before extraordinary items | $723,000 | 5,662 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $723,000 | 5,662 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 6,733 |
| Cash dividends | $3,252,000 | 893 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $694,840 | 5,724 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,631,000 | 5,488 |
| Total interest expense | $2,761,000 | 5,121 |
| Net interest income | $2,870,000 | 5,704 |
| Provision for loan and lease losses | $14,000 | 8,034 |
| Total noninterest income | $426,000 | 5,749 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $426,000 | 3,189 |
| Total noninterest expense | $1,677,000 | 6,782 |
| Salaries and employee benefits | $821,000 | 6,986 |
| Premises and equipment expense | $402,000 | 4,513 |
| Additional noninterest expense | $454,000 | 7,674 |
| Pre-tax net operating income | $1,605,000 | 4,221 |
| Securities gains (losses) | $27,000 | 1,701 |
| Applicable income taxes | $601,000 | 3,653 |
| Income before extraordinary items | $1,031,000 | 4,469 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,031,000 | 4,467 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 10,260 |
| Cash dividends | $460,000 | 3,532 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $1,013,720 | 4,539 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,250,000 | 5,440 |
| Total interest expense | $2,282,000 | 5,013 |
| Net interest income | $2,968,000 | 5,650 |
| Provision for loan and lease losses | $5,000 | 8,812 |
| Total noninterest income | $892,000 | 3,381 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $892,000 | 1,988 |
| Total noninterest expense | $2,182,000 | 5,789 |
| Salaries and employee benefits | $744,000 | 7,565 |
| Premises and equipment expense | $375,000 | 4,835 |
| Additional noninterest expense | $1,063,000 | 4,476 |
| Pre-tax net operating income | $1,673,000 | 4,013 |
| Securities gains (losses) | $26,000 | 1,570 |
| Applicable income taxes | $649,000 | 3,287 |
| Income before extraordinary items | $1,050,000 | 4,350 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,050,000 | 4,350 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 5,873 |
| Cash dividends | $328,000 | 4,235 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,033,360 | 4,463 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,584,000 | 5,261 |
| Total interest expense | $2,439,000 | 4,936 |
| Net interest income | $3,145,000 | 5,455 |
| Provision for loan and lease losses | $84,000 | 6,228 |
| Total noninterest income | $455,000 | 5,942 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $455,000 | 3,464 |
| Total noninterest expense | $1,529,000 | 7,737 |
| Salaries and employee benefits | $696,000 | 8,020 |
| Premises and equipment expense | $404,000 | 4,673 |
| Additional noninterest expense | $429,000 | 8,939 |
| Pre-tax net operating income | $1,987,000 | 3,338 |
| Securities gains (losses) | $25,000 | 4,353 |
| Applicable income taxes | $702,000 | 3,110 |
| Income before extraordinary items | $1,310,000 | 3,681 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,310,000 | 3,795 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 5,035 |
| Cash dividends | $272,000 | 4,660 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,293,750 | 3,541 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,939,000 | 5,540 |
| Total interest expense | $3,009,000 | 5,149 |
| Net interest income | $2,930,000 | 5,833 |
| Provision for loan and lease losses | $301,000 | 4,106 |
| Total noninterest income | $644,000 | 4,709 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $644,000 | 2,699 |
| Total noninterest expense | $1,685,000 | 7,300 |
| Salaries and employee benefits | $725,000 | 7,808 |
| Premises and equipment expense | $371,000 | 5,106 |
| Additional noninterest expense | $589,000 | 7,607 |
| Pre-tax net operating income | $1,588,000 | 3,840 |
| Securities gains (losses) | $15,000 | 5,962 |
| Applicable income taxes | $654,000 | 3,185 |
| Income before extraordinary items | $949,000 | 4,726 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $949,000 | 4,772 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $217,000 | 4,828 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $939,400 | 4,436 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.