Home > Pioneer Federal Savings Bank > Income and Expense
Pioneer Federal Savings Bank, Income and Expense
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $58,705,000 | 647 |
| Total interest expense | $33,625,000 | 558 |
| Net interest income | $25,080,000 | 757 |
| Provision for loan and lease losses | $3,182,000 | 439 |
| Total noninterest income | $8,993,000 | 631 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $8,993,000 | 456 |
| Total noninterest expense | $22,890,000 | 707 |
| Salaries and employee benefits | $7,936,000 | 861 |
| Premises and equipment expense | $6,680,000 | 378 |
| Additional noninterest expense | $8,274,000 | 776 |
| Pre-tax net operating income | $8,001,000 | 959 |
| Securities gains (losses) | $22,000 | 1,932 |
| Applicable income taxes | $1,993,000 | 1,234 |
| Income before extraordinary items | $6,030,000 | 884 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $6,030,000 | 886 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,312,000 | 760 |
| Cash dividends | $12,550,000 | 369 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $6,013,500 | 869 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $53,078,000 | 728 |
| Total interest expense | $33,253,000 | 599 |
| Net interest income | $19,825,000 | 938 |
| Provision for loan and lease losses | $1,250,000 | 805 |
| Total noninterest income | $8,437,000 | 674 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $8,437,000 | 472 |
| Total noninterest expense | $18,264,000 | 853 |
| Salaries and employee benefits | $6,906,000 | 995 |
| Premises and equipment expense | $6,164,000 | 424 |
| Additional noninterest expense | $5,194,000 | 1,087 |
| Pre-tax net operating income | $8,748,000 | 919 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $5,309,000 | 589 |
| Income before extraordinary items | $3,439,000 | 1,491 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $3,439,000 | 1,488 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $99,000 | 3,786 |
| Cash dividends | $4,000,000 | 748 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $3,439,000 | 1,474 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $40,671,000 | 821 |
| Total interest expense | $19,709,000 | 724 |
| Net interest income | $20,962,000 | 891 |
| Provision for loan and lease losses | $360,000 | 1,966 |
| Total noninterest income | $6,530,000 | 777 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $6,530,000 | 543 |
| Total noninterest expense | $18,550,000 | 857 |
| Salaries and employee benefits | $7,959,000 | 864 |
| Premises and equipment expense | $5,175,000 | 475 |
| Additional noninterest expense | $5,416,000 | 1,098 |
| Pre-tax net operating income | $8,582,000 | 905 |
| Securities gains (losses) | $203,000 | 493 |
| Applicable income taxes | $3,694,000 | 736 |
| Income before extraordinary items | $5,091,000 | 1,004 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $5,091,000 | 1,000 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 10,805 |
| Cash dividends | $3,260,000 | 757 |
| Sale, conversion, retirement of capital stock, net | $-700,000 | 12,565 |
| Net operating income | $4,961,080 | 1,035 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $14,423,000 | 2,154 |
| Total interest expense | $6,818,000 | 1,906 |
| Net interest income | $7,605,000 | 2,353 |
| Provision for loan and lease losses | $850,000 | 1,453 |
| Total noninterest income | $3,043,000 | 1,445 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $3,043,000 | 949 |
| Total noninterest expense | $7,275,000 | 2,022 |
| Salaries and employee benefits | $3,257,000 | 2,037 |
| Premises and equipment expense | $2,037,000 | 1,065 |
| Additional noninterest expense | $1,981,000 | 2,760 |
| Pre-tax net operating income | $2,523,000 | 2,689 |
| Securities gains (losses) | $36,000 | 3,866 |
| Applicable income taxes | $1,435,000 | 1,632 |
| Income before extraordinary items | $1,124,000 | 4,244 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,124,000 | 4,370 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 9,293 |
| Cash dividends | $815,000 | 2,109 |
| Sale, conversion, retirement of capital stock, net | $64,061,000 | 24 |
| Net operating income | $1,100,960 | 4,095 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $47,781,000 | 816 |
| Total interest expense | $27,354,000 | 697 |
| Net interest income | $20,427,000 | 921 |
| Provision for loan and lease losses | $1,019,000 | 1,810 |
| Total noninterest income | $6,289,000 | 830 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $6,289,000 | 574 |
| Total noninterest expense | $16,010,000 | 1,018 |
| Salaries and employee benefits | $7,792,000 | 868 |
| Premises and equipment expense | $4,381,000 | 568 |
| Additional noninterest expense | $3,837,000 | 1,637 |
| Pre-tax net operating income | $9,687,000 | 658 |
| Securities gains (losses) | $569,000 | 977 |
| Applicable income taxes | $4,053,000 | 580 |
| Income before extraordinary items | $6,203,000 | 767 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $6,203,000 | 770 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-54,000 | 13,514 |
| Cash dividends | $1,137,000 | 1,389 |
| Sale, conversion, retirement of capital stock, net | $313,000 | 646 |
| Net operating income | $5,838,840 | 741 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.