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Pioneer Community Bank, Inc., Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$7,237,000	3,262
Total interest expense	$1,272,000	3,497
Net interest income	$5,965,000	3,112
Provision for loan and lease losses	$94,000	2,503
Total noninterest income	$4,228,000	1,316
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$417,000	1,851
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,811,000	1,068
Total noninterest expense	$5,737,000	2,843
Salaries and employee benefits	$2,452,000	3,209
Premises and equipment expense	$594,000	2,731
Additional noninterest expense	$3,811,000	1,068
Pre-tax net operating income	$4,362,000	2,081
Securities gains (losses)	$0	988
Applicable income taxes	$999,000	1,437
Income before extraordinary items	$3,363,000	2,187
Extraordinary gains, net	$0	54
Net income	$3,363,000	2,211
Minority interest net income	$0	88
Net income of bank and minority interests.	$3,363,000	2,190
Net charge-offs	$139,000	1,324
Cash dividends	$260,000	3,079
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$3,363,000	2,217
2023-09-30 (YTD Data)		Rank
Total interest income	$5,195,000	3,293
Total interest expense	$901,000	3,473
Net interest income	$4,294,000	3,187
Provision for loan and lease losses	$41,000	2,601
Total noninterest income	$3,585,000	1,223
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$309,000	1,867
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,276,000	975
Total noninterest expense	$4,374,000	2,817
Salaries and employee benefits	$1,823,000	3,200
Premises and equipment expense	$431,000	2,781
Additional noninterest expense	$3,276,000	975
Pre-tax net operating income	$3,464,000	2,064
Securities gains (losses)	$0	849
Applicable income taxes	$769,000	1,461
Income before extraordinary items	$2,695,000	2,177
Extraordinary gains, net	$0	52
Net income	$2,695,000	2,198
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,695,000	2,179
Net charge-offs	$133,000	1,060
Cash dividends	$102,000	2,903
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$2,695,000	2,203
2023-06-30 (YTD Data)		Rank
Total interest income	$3,355,000	3,310
Total interest expense	$561,000	3,400
Net interest income	$2,794,000	3,252
Provision for loan and lease losses	$0	2,940
Total noninterest income	$390,000	2,988
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$200,000	1,885
Trading account gains and fees	NA	NA
Additional Noninterest Income	$190,000	3,213
Total noninterest expense	$2,570,000	2,994
Salaries and employee benefits	$1,200,000	3,223
Premises and equipment expense	$281,000	2,798
Additional noninterest expense	$190,000	3,205
Pre-tax net operating income	$614,000	3,543
Securities gains (losses)	$0	938
Applicable income taxes	$142,000	2,358
Income before extraordinary items	$472,000	3,627
Extraordinary gains, net	$0	51
Net income	$472,000	3,662
Minority interest net income	$0	81
Net income of bank and minority interests.	$472,000	3,626
Net charge-offs	$133,000	819
Cash dividends	$69,000	2,824
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$472,000	3,652
2023-03-31 (YTD Data)		Rank
Total interest income	$1,618,000	3,350
Total interest expense	$257,000	3,322
Net interest income	$1,361,000	3,288
Provision for loan and lease losses	$0	2,612
Total noninterest income	$208,000	2,912
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$99,000	1,917
Trading account gains and fees	NA	NA
Additional Noninterest Income	$109,000	3,068
Total noninterest expense	$1,307,000	3,000
Salaries and employee benefits	$652,000	3,159
Premises and equipment expense	$141,000	2,828
Additional noninterest expense	$109,000	3,068
Pre-tax net operating income	$262,000	3,724
Securities gains (losses)	$0	950
Applicable income taxes	$70,000	2,394
Income before extraordinary items	$192,000	3,842
Extraordinary gains, net	$0	4
Net income	$192,000	3,842
Minority interest net income	$0	48
Net income of bank and minority interests.	$192,000	3,842
Net charge-offs	$133,000	528
Cash dividends	$34,000	2,269
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$192,000	3,857
2022-12-31 (YTD Data)		Rank
Total interest income	$5,548,000	3,341
Total interest expense	$380,000	3,536
Net interest income	$5,168,000	3,306
Provision for loan and lease losses	$130,000	2,045
Total noninterest income	$1,407,000	2,407
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$408,000	1,930
Trading account gains and fees	NA	NA
Additional Noninterest Income	$999,000	2,333
Total noninterest expense	$4,931,000	3,065
Salaries and employee benefits	$2,252,000	3,333
Premises and equipment expense	$594,000	2,729
Additional noninterest expense	$999,000	2,333
Pre-tax net operating income	$1,514,000	3,415
Securities gains (losses)	$0	691
Applicable income taxes	$120,000	2,921
Income before extraordinary items	$1,394,000	3,334
Extraordinary gains, net	$0	5
Net income	$1,394,000	3,330
Minority interest net income	$0	63
Net income of bank and minority interests.	$1,394,000	3,333
Net charge-offs	$8,000	2,207
Cash dividends	$247,000	3,070
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$1,394,000	3,360
2022-09-30 (YTD Data)		Rank
Total interest income	$4,037,000	3,341
Total interest expense	$245,000	3,520
Net interest income	$3,792,000	3,305
Provision for loan and lease losses	$105,000	1,837
Total noninterest income	$1,236,000	2,274
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$305,000	1,944
Trading account gains and fees	NA	NA
Additional Noninterest Income	$931,000	2,129
Total noninterest expense	$3,636,000	3,086
Salaries and employee benefits	$1,715,000	3,310
Premises and equipment expense	$404,000	2,897
Additional noninterest expense	$931,000	2,129
Pre-tax net operating income	$1,287,000	3,296
Securities gains (losses)	$0	740
Applicable income taxes	$55,000	3,123
Income before extraordinary items	$1,232,000	3,155
Extraordinary gains, net	$0	4
Net income	$1,232,000	3,153
Minority interest net income	$0	57
Net income of bank and minority interests.	$1,232,000	3,154
Net charge-offs	$9,000	1,856
Cash dividends	$101,000	2,922
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$1,232,000	3,188
2022-06-30 (YTD Data)		Rank
Total interest income	$2,595,000	3,371
Total interest expense	$151,000	3,525
Net interest income	$2,444,000	3,342
Provision for loan and lease losses	$40,000	1,997
Total noninterest income	$1,046,000	2,015
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$198,000	1,978
Trading account gains and fees	NA	NA
Additional Noninterest Income	$848,000	1,846
Total noninterest expense	$2,390,000	3,096
Salaries and employee benefits	$1,112,000	3,348
Premises and equipment expense	$254,000	2,995
Additional noninterest expense	$1,024,000	2,581
Pre-tax net operating income	$1,060,000	2,947
Securities gains (losses)	$0	687
Applicable income taxes	$39,000	3,036
Income before extraordinary items	$1,021,000	2,804
Extraordinary gains, net	$0	4
Net income	$1,021,000	2,802
Minority interest net income	$0	60
Net income of bank and minority interests.	$1,021,000	2,804
Net charge-offs	$7,000	1,686
Cash dividends	$66,000	2,831
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$1,021,000	2,833
2022-03-31 (YTD Data)		Rank
Total interest income	$1,259,000	3,370
Total interest expense	$72,000	3,577
Net interest income	$1,187,000	3,338
Provision for loan and lease losses	$0	2,285
Total noninterest income	$660,000	1,770
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$97,000	1,981
Trading account gains and fees	NA	NA
Additional Noninterest Income	$563,000	1,569
Total noninterest expense	$1,156,000	3,148
Salaries and employee benefits	$595,000	3,260
Premises and equipment expense	$114,000	3,142
Additional noninterest expense	$447,000	2,790
Pre-tax net operating income	$691,000	2,567
Securities gains (losses)	$0	623
Applicable income taxes	$-98,000	4,723
Income before extraordinary items	$789,000	2,217
Extraordinary gains, net	$0	4
Net income	$789,000	2,217
Minority interest net income	$0	50
Net income of bank and minority interests.	$789,000	2,217
Net charge-offs	$6,000	1,321
Cash dividends	$32,000	2,197
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$789,000	2,235
2021-12-31 (YTD Data)		Rank
Total interest income	$5,024,000	3,477
Total interest expense	$369,000	3,528
Net interest income	$4,655,000	3,444
Provision for loan and lease losses	$82,000	2,308
Total noninterest income	$3,110,000	1,761
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$370,000	1,956
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,740,000	1,569
Total noninterest expense	$4,928,000	3,043
Salaries and employee benefits	$2,385,000	3,269
Premises and equipment expense	$489,000	3,068
Additional noninterest expense	$2,054,000	2,556
Pre-tax net operating income	$2,755,000	2,784
Securities gains (losses)	$0	2,062
Applicable income taxes	$830,000	1,737
Income before extraordinary items	$1,925,000	3,072
Extraordinary gains, net	$0	10
Net income	$1,925,000	3,072
Minority interest net income	$0	74
Net income of bank and minority interests.	$1,925,000	3,072
Net charge-offs	$51,000	1,646
Cash dividends	$246,000	3,208
Sale, conversion, retirement of capital stock, net	$-455,000	4,796
Net operating income	$1,925,000	3,049
2021-09-30 (YTD Data)		Rank
Total interest income	$3,719,000	3,574
Total interest expense	$293,000	3,557
Net interest income	$3,426,000	3,530
Provision for loan and lease losses	$3,000	2,922
Total noninterest income	$3,186,000	1,497
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$266,000	2,011
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,920,000	1,317
Total noninterest expense	$3,630,000	3,077
Salaries and employee benefits	$1,802,000	3,266
Premises and equipment expense	$375,000	3,060
Additional noninterest expense	$1,453,000	2,655
Pre-tax net operating income	$2,979,000	2,439
Securities gains (losses)	$0	2,015
Applicable income taxes	$690,000	1,744
Income before extraordinary items	$2,289,000	2,634
Extraordinary gains, net	$0	8
Net income	$2,289,000	2,634
Minority interest net income	$0	69
Net income of bank and minority interests.	$2,289,000	2,634
Net charge-offs	$12,000	1,915
Cash dividends	$97,000	3,064
Sale, conversion, retirement of capital stock, net	$-455,000	4,873
Net operating income	$2,289,000	2,610
2021-06-30 (YTD Data)		Rank
Total interest income	$2,445,000	3,608
Total interest expense	$215,000	3,526
Net interest income	$2,230,000	3,591
Provision for loan and lease losses	$3,000	2,808
Total noninterest income	$1,141,000	2,092
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$166,000	2,028
Trading account gains and fees	NA	NA
Additional Noninterest Income	$975,000	1,940
Total noninterest expense	$2,325,000	3,145
Salaries and employee benefits	$1,156,000	3,325
Premises and equipment expense	$255,000	3,011
Additional noninterest expense	$914,000	2,742
Pre-tax net operating income	$1,043,000	3,207
Securities gains (losses)	$0	1,818
Applicable income taxes	$217,000	2,259
Income before extraordinary items	$826,000	3,354
Extraordinary gains, net	$0	6
Net income	$826,000	3,353
Minority interest net income	$0	67
Net income of bank and minority interests.	$826,000	3,354
Net charge-offs	$11,000	1,721
Cash dividends	$65,000	2,953
Sale, conversion, retirement of capital stock, net	$-455,000	4,920
Net operating income	$826,000	3,327
2021-03-31 (YTD Data)		Rank
Total interest income	$1,183,000	3,653
Total interest expense	$115,000	3,525
Net interest income	$1,068,000	3,632
Provision for loan and lease losses	$0	2,741
Total noninterest income	$506,000	2,226
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$84,000	2,012
Trading account gains and fees	NA	NA
Additional Noninterest Income	$422,000	2,097
Total noninterest expense	$1,121,000	3,196
Salaries and employee benefits	$543,000	3,430
Premises and equipment expense	$142,000	2,869
Additional noninterest expense	$436,000	2,782
Pre-tax net operating income	$453,000	3,341
Securities gains (losses)	$0	1,392
Applicable income taxes	$121,000	2,162
Income before extraordinary items	$332,000	3,590
Extraordinary gains, net	$0	3
Net income	$332,000	3,590
Minority interest net income	$0	55
Net income of bank and minority interests.	$332,000	3,590
Net charge-offs	$9,000	1,389
Cash dividends	$33,000	2,345
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$332,000	3,562
2020-12-31 (YTD Data)		Rank
Total interest income	$5,076,000	3,568
Total interest expense	$544,000	3,740
Net interest income	$4,532,000	3,497
Provision for loan and lease losses	$54,000	3,858
Total noninterest income	$916,000	2,964
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$403,000	1,888
Trading account gains and fees	NA	NA
Additional Noninterest Income	$513,000	3,133
Total noninterest expense	$4,596,000	3,152
Salaries and employee benefits	$2,357,000	3,296
Premises and equipment expense	$441,000	3,248
Additional noninterest expense	$1,798,000	2,718
Pre-tax net operating income	$798,000	3,884
Securities gains (losses)	$0	2,675
Applicable income taxes	$5,000	3,559
Income before extraordinary items	$793,000	3,859
Extraordinary gains, net	$0	4
Net income	$793,000	3,859
Minority interest net income	$0	72
Net income of bank and minority interests.	$793,000	3,859
Net charge-offs	$113,000	1,921
Cash dividends	$229,000	3,329
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$793,000	3,811
2020-09-30 (YTD Data)		Rank
Total interest income	$3,795,000	3,609
Total interest expense	$413,000	3,819
Net interest income	$3,382,000	3,533
Provision for loan and lease losses	$52,000	3,681
Total noninterest income	$853,000	2,690
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$301,000	1,882
Trading account gains and fees	NA	NA
Additional Noninterest Income	$552,000	2,746
Total noninterest expense	$3,547,000	3,087
Salaries and employee benefits	$1,833,000	3,234
Premises and equipment expense	$334,000	3,239
Additional noninterest expense	$1,380,000	2,659
Pre-tax net operating income	$636,000	3,866
Securities gains (losses)	$0	2,494
Applicable income taxes	$-39,000	4,889
Income before extraordinary items	$675,000	3,767
Extraordinary gains, net	$0	4
Net income	$675,000	3,766
Minority interest net income	$0	65
Net income of bank and minority interests.	$675,000	3,767
Net charge-offs	$75,000	1,836
Cash dividends	$85,000	3,208
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$675,000	3,719
2020-06-30 (YTD Data)		Rank
Total interest income	$2,539,000	3,635
Total interest expense	$279,000	3,882
Net interest income	$2,260,000	3,549
Provision for loan and lease losses	$52,000	3,422
Total noninterest income	$622,000	2,563
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$201,000	1,908
Trading account gains and fees	NA	NA
Additional Noninterest Income	$421,000	2,555
Total noninterest expense	$2,374,000	3,085
Salaries and employee benefits	$1,221,000	3,251
Premises and equipment expense	$229,000	3,206
Additional noninterest expense	$924,000	2,645
Pre-tax net operating income	$456,000	3,803
Securities gains (losses)	$0	2,249
Applicable income taxes	$114,000	2,445
Income before extraordinary items	$342,000	3,982
Extraordinary gains, net	$0	4
Net income	$342,000	3,982
Minority interest net income	$0	65
Net income of bank and minority interests.	$342,000	3,982
Net charge-offs	$74,000	1,511
Cash dividends	$57,000	3,108
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$342,000	3,935
2020-03-31 (YTD Data)		Rank
Total interest income	$1,308,000	3,597
Total interest expense	$139,000	4,002
Net interest income	$1,169,000	3,465
Provision for loan and lease losses	$17,000	3,178
Total noninterest income	$204,000	2,988
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$118,000	1,947
Trading account gains and fees	NA	NA
Additional Noninterest Income	$86,000	3,346
Total noninterest expense	$1,112,000	3,221
Salaries and employee benefits	$574,000	3,372
Premises and equipment expense	$106,000	3,329
Additional noninterest expense	$432,000	2,801
Pre-tax net operating income	$244,000	3,620
Securities gains (losses)	$0	1,705
Applicable income taxes	$64,000	2,242
Income before extraordinary items	$180,000	3,813
Extraordinary gains, net	$0	4
Net income	$180,000	3,814
Minority interest net income	$0	56
Net income of bank and minority interests.	$180,000	3,814
Net charge-offs	$52,000	1,188
Cash dividends	$28,000	2,564
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$180,000	3,780
2019-12-31 (YTD Data)		Rank
Total interest income	$5,052,000	3,721
Total interest expense	$432,000	4,278
Net interest income	$4,620,000	3,558
Provision for loan and lease losses	$36,000	3,517
Total noninterest income	$743,000	3,192
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$457,000	2,042
Trading account gains and fees	NA	NA
Additional Noninterest Income	$286,000	3,628
Total noninterest expense	$4,816,000	3,091
Salaries and employee benefits	$2,346,000	3,338
Premises and equipment expense	$595,000	2,806
Additional noninterest expense	$1,875,000	2,669
Pre-tax net operating income	$511,000	4,427
Securities gains (losses)	$0	2,379
Applicable income taxes	$73,000	3,174
Income before extraordinary items	$438,000	4,466
Extraordinary gains, net	$0	11
Net income	$438,000	4,468
Minority interest net income	$0	76
Net income of bank and minority interests.	$438,000	4,468
Net charge-offs	$635,000	899
Cash dividends	$229,000	3,501
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$438,000	4,449
2019-09-30 (YTD Data)		Rank
Total interest income	$3,792,000	3,760
Total interest expense	$304,000	4,384
Net interest income	$3,488,000	3,587
Provision for loan and lease losses	$36,000	3,298
Total noninterest income	$576,000	3,179
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$338,000	2,067
Trading account gains and fees	NA	NA
Additional Noninterest Income	$238,000	3,535
Total noninterest expense	$3,514,000	3,152
Salaries and employee benefits	$1,664,000	3,450
Premises and equipment expense	$461,000	2,766
Additional noninterest expense	$1,389,000	2,701
Pre-tax net operating income	$514,000	4,327
Securities gains (losses)	$0	2,167
Applicable income taxes	$67,000	3,138
Income before extraordinary items	$447,000	4,372
Extraordinary gains, net	$0	11
Net income	$447,000	4,371
Minority interest net income	$0	72
Net income of bank and minority interests.	$447,000	4,371
Net charge-offs	$625,000	661
Cash dividends	$84,000	3,399
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$447,000	4,345
2019-06-30 (YTD Data)		Rank
Total interest income	$2,474,000	3,814
Total interest expense	$189,000	4,452
Net interest income	$2,285,000	3,642
Provision for loan and lease losses	$35,000	2,987
Total noninterest income	$428,000	3,008
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$222,000	2,062
Trading account gains and fees	NA	NA
Additional Noninterest Income	$206,000	3,245
Total noninterest expense	$2,375,000	3,146
Salaries and employee benefits	$1,119,000	3,465
Premises and equipment expense	$323,000	2,699
Additional noninterest expense	$933,000	2,724
Pre-tax net operating income	$303,000	4,434
Securities gains (losses)	$0	1,702
Applicable income taxes	$59,000	3,000
Income before extraordinary items	$244,000	4,511
Extraordinary gains, net	$0	11
Net income	$244,000	4,509
Minority interest net income	$0	69
Net income of bank and minority interests.	$244,000	4,509
Net charge-offs	$578,000	518
Cash dividends	$56,000	3,303
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$244,000	4,495
2019-03-31 (YTD Data)		Rank
Total interest income	$1,213,000	3,859
Total interest expense	$88,000	4,530
Net interest income	$1,125,000	3,696
Provision for loan and lease losses	$36,000	2,329
Total noninterest income	$174,000	3,216
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$108,000	2,094
Trading account gains and fees	NA	NA
Additional Noninterest Income	$66,000	3,718
Total noninterest expense	$1,114,000	3,290
Salaries and employee benefits	$523,000	3,621
Premises and equipment expense	$132,000	3,091
Additional noninterest expense	$459,000	2,744
Pre-tax net operating income	$149,000	4,438
Securities gains (losses)	$0	1,087
Applicable income taxes	$42,000	2,752
Income before extraordinary items	$107,000	4,589
Extraordinary gains, net	$0	5
Net income	$107,000	4,588
Minority interest net income	$0	52
Net income of bank and minority interests.	$107,000	4,588
Net charge-offs	$520,000	319
Cash dividends	$28,000	2,713
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$107,000	4,577
2018-12-31 (YTD Data)		Rank
Total interest income	$5,163,000	3,695
Total interest expense	$259,000	4,642
Net interest income	$4,904,000	3,539
Provision for loan and lease losses	$266,000	2,091
Total noninterest income	$730,000	3,272
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$483,000	2,039
Trading account gains and fees	NA	NA
Additional Noninterest Income	$247,000	3,882
Total noninterest expense	$4,663,000	3,197
Salaries and employee benefits	$2,316,000	3,429
Premises and equipment expense	$459,000	3,307
Additional noninterest expense	$1,888,000	2,686
Pre-tax net operating income	$705,000	4,378
Securities gains (losses)	$0	1,125
Applicable income taxes	$94,000	3,116
Income before extraordinary items	$611,000	4,402
Extraordinary gains, net	$0	6
Net income	$611,000	4,401
Minority interest net income	$0	72
Net income of bank and minority interests.	$611,000	4,401
Net charge-offs	$141,000	1,901
Cash dividends	$229,000	3,520
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$611,000	4,408
2018-09-30 (YTD Data)		Rank
Total interest income	$3,878,000	3,717
Total interest expense	$175,000	4,737
Net interest income	$3,703,000	3,551
Provision for loan and lease losses	$48,000	3,212
Total noninterest income	$571,000	3,233
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$358,000	2,072
Trading account gains and fees	NA	NA
Additional Noninterest Income	$213,000	3,766
Total noninterest expense	$3,472,000	3,210
Salaries and employee benefits	$1,695,000	3,481
Premises and equipment expense	$356,000	3,286
Additional noninterest expense	$1,421,000	2,695
Pre-tax net operating income	$754,000	4,101
Securities gains (losses)	$0	1,118
Applicable income taxes	$128,000	2,850
Income before extraordinary items	$626,000	4,161
Extraordinary gains, net	$0	5
Net income	$626,000	4,160
Minority interest net income	$0	66
Net income of bank and minority interests.	$626,000	4,160
Net charge-offs	$130,000	1,531
Cash dividends	$85,000	3,420
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$626,000	4,162
2018-06-30 (YTD Data)		Rank
Total interest income	$2,587,000	3,714
Total interest expense	$110,000	4,780
Net interest income	$2,477,000	3,551
Provision for loan and lease losses	$47,000	2,882
Total noninterest income	$395,000	3,212
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$236,000	2,062
Trading account gains and fees	NA	NA
Additional Noninterest Income	$159,000	3,654
Total noninterest expense	$2,346,000	3,205
Salaries and employee benefits	$1,158,000	3,443
Premises and equipment expense	$229,000	3,359
Additional noninterest expense	$959,000	2,693
Pre-tax net operating income	$479,000	4,146
Securities gains (losses)	$0	961
Applicable income taxes	$131,000	2,530
Income before extraordinary items	$348,000	4,362
Extraordinary gains, net	$0	6
Net income	$348,000	4,361
Minority interest net income	$0	65
Net income of bank and minority interests.	$348,000	4,361
Net charge-offs	$81,000	1,449
Cash dividends	$57,000	3,320
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$348,000	4,368
2018-03-31 (YTD Data)		Rank
Total interest income	$1,243,000	3,789
Total interest expense	$51,000	4,869
Net interest income	$1,192,000	3,631
Provision for loan and lease losses	$48,000	2,128
Total noninterest income	$196,000	3,208
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$115,000	2,113
Trading account gains and fees	NA	NA
Additional Noninterest Income	$81,000	3,623
Total noninterest expense	$1,178,000	3,230
Salaries and employee benefits	$557,000	3,555
Premises and equipment expense	$109,000	3,500
Additional noninterest expense	$512,000	2,584
Pre-tax net operating income	$162,000	4,534
Securities gains (losses)	$0	735
Applicable income taxes	$33,000	2,965
Income before extraordinary items	$129,000	4,618
Extraordinary gains, net	$0	7
Net income	$129,000	4,617
Minority interest net income	$0	52
Net income of bank and minority interests.	$129,000	4,618
Net charge-offs	$79,000	970
Cash dividends	$28,000	2,666
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$129,000	4,628
2017-12-31 (YTD Data)		Rank
Total interest income	$5,076,000	3,719
Total interest expense	$185,000	4,930
Net interest income	$4,891,000	3,577
Provision for loan and lease losses	$219,000	2,292
Total noninterest income	$990,000	2,956
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$470,000	2,130
Trading account gains and fees	NA	NA
Additional Noninterest Income	$520,000	3,100
Total noninterest expense	$4,580,000	3,280
Salaries and employee benefits	$2,338,000	3,449
Premises and equipment expense	$445,000	3,465
Additional noninterest expense	$1,797,000	2,855
Pre-tax net operating income	$1,082,000	3,964
Securities gains (losses)	$0	2,243
Applicable income taxes	$730,000	2,138
Income before extraordinary items	$352,000	4,752
Extraordinary gains, net	$0	9
Net income	$352,000	4,752
Minority interest net income	$0	76
Net income of bank and minority interests.	$352,000	4,752
Net charge-offs	$189,000	1,876
Cash dividends	$238,000	3,560
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$352,000	4,743
2017-09-30 (YTD Data)		Rank
Total interest income	$3,768,000	3,769
Total interest expense	$127,000	5,037
Net interest income	$3,641,000	3,623
Provision for loan and lease losses	$124,000	2,483
Total noninterest income	$750,000	2,968
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$351,000	2,146
Trading account gains and fees	NA	NA
Additional Noninterest Income	$399,000	3,093
Total noninterest expense	$3,336,000	3,353
Salaries and employee benefits	$1,665,000	3,560
Premises and equipment expense	$358,000	3,381
Additional noninterest expense	$1,313,000	2,906
Pre-tax net operating income	$931,000	3,871
Securities gains (losses)	$0	2,274
Applicable income taxes	$372,000	2,318
Income before extraordinary items	$559,000	4,306
Extraordinary gains, net	$0	9
Net income	$559,000	4,305
Minority interest net income	$0	71
Net income of bank and minority interests.	$559,000	4,306
Net charge-offs	$78,000	2,126
Cash dividends	$95,000	3,449
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$559,000	4,288
2017-06-30 (YTD Data)		Rank
Total interest income	$2,491,000	3,787
Total interest expense	$81,000	5,091
Net interest income	$2,410,000	3,632
Provision for loan and lease losses	$57,000	2,759
Total noninterest income	$454,000	3,122
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$225,000	2,199
Trading account gains and fees	NA	NA
Additional Noninterest Income	$229,000	3,298
Total noninterest expense	$2,247,000	3,347
Salaries and employee benefits	$1,112,000	3,583
Premises and equipment expense	$235,000	3,431
Additional noninterest expense	$900,000	2,864
Pre-tax net operating income	$560,000	3,985
Securities gains (losses)	$0	1,906
Applicable income taxes	$254,000	2,285
Income before extraordinary items	$306,000	4,480
Extraordinary gains, net	$0	11
Net income	$306,000	4,479
Minority interest net income	$0	71
Net income of bank and minority interests.	$306,000	4,480
Net charge-offs	$66,000	1,800
Cash dividends	$66,000	3,327
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$306,000	4,470
2017-03-31 (YTD Data)		Rank
Total interest income	$1,240,000	3,809
Total interest expense	$39,000	5,154
Net interest income	$1,201,000	3,651
Provision for loan and lease losses	$33,000	2,368
Total noninterest income	$223,000	3,141
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$110,000	2,254
Trading account gains and fees	NA	NA
Additional Noninterest Income	$113,000	3,294
Total noninterest expense	$1,040,000	3,540
Salaries and employee benefits	$517,000	3,788
Premises and equipment expense	$109,000	3,595
Additional noninterest expense	$414,000	3,042
Pre-tax net operating income	$351,000	3,612
Securities gains (losses)	$0	1,153
Applicable income taxes	$131,000	2,229
Income before extraordinary items	$220,000	4,014
Extraordinary gains, net	$0	8
Net income	$220,000	4,013
Minority interest net income	$0	55
Net income of bank and minority interests.	$220,000	4,014
Net charge-offs	$53,000	1,290
Cash dividends	$38,000	2,685
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$220,000	3,994
2016-12-31 (YTD Data)		Rank
Total interest income	$5,317,000	3,684
Total interest expense	$187,000	5,034
Net interest income	$5,130,000	3,529
Provision for loan and lease losses	$392,000	1,724
Total noninterest income	$944,000	3,132
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$499,000	2,083
Trading account gains and fees	$0	170
Additional Noninterest Income	$445,000	3,410
Total noninterest expense	$4,917,000	3,216
Salaries and employee benefits	$2,232,000	3,610
Premises and equipment expense	$499,000	3,385
Additional noninterest expense	$2,186,000	2,590
Pre-tax net operating income	$765,000	4,399
Securities gains (losses)	$0	3,212
Applicable income taxes	$232,000	2,828
Income before extraordinary items	$533,000	4,654
Extraordinary gains, net	$0	5
Net income	$533,000	4,653
Minority interest net income	$0	82
Net income of bank and minority interests.	$533,000	4,653
Net charge-offs	$177,000	2,055
Cash dividends	$323,000	3,380
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$533,000	4,622
2016-09-30 (YTD Data)		Rank
Total interest income	$4,031,000	3,681
Total interest expense	$137,000	5,110
Net interest income	$3,894,000	3,511
Provision for loan and lease losses	$260,000	1,776
Total noninterest income	$726,000	3,095
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$378,000	2,082
Trading account gains and fees	$0	169
Additional Noninterest Income	$348,000	3,374
Total noninterest expense	$3,566,000	3,285
Salaries and employee benefits	$1,638,000	3,659
Premises and equipment expense	$360,000	3,471
Additional noninterest expense	$1,568,000	2,680
Pre-tax net operating income	$794,000	4,049
Securities gains (losses)	$0	3,160
Applicable income taxes	$293,000	2,517
Income before extraordinary items	$501,000	4,487
Extraordinary gains, net	$0	5
Net income	$501,000	4,486
Minority interest net income	$0	71
Net income of bank and minority interests.	$501,000	4,487
Net charge-offs	$51,000	2,574
Cash dividends	$179,000	3,220
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$501,000	4,415
2016-06-30 (YTD Data)		Rank
Total interest income	$2,712,000	3,673
Total interest expense	$91,000	5,159
Net interest income	$2,621,000	3,499
Provision for loan and lease losses	$260,000	1,376
Total noninterest income	$492,000	3,059
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$248,000	2,082
Trading account gains and fees	$0	157
Additional Noninterest Income	$244,000	3,311
Total noninterest expense	$2,428,000	3,265
Salaries and employee benefits	$1,055,000	3,757
Premises and equipment expense	$244,000	3,464
Additional noninterest expense	$1,129,000	2,522
Pre-tax net operating income	$425,000	4,375
Securities gains (losses)	$0	2,835
Applicable income taxes	$202,000	2,485
Income before extraordinary items	$223,000	4,923
Extraordinary gains, net	$0	16
Net income	$223,000	4,923
Minority interest net income	$0	71
Net income of bank and minority interests.	$223,000	4,923
Net charge-offs	$20,000	2,775
Cash dividends	$140,000	3,092
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$223,000	4,872
2016-03-31 (YTD Data)		Rank
Total interest income	$1,384,000	3,638
Total interest expense	$45,000	5,214
Net interest income	$1,339,000	3,462
Provision for loan and lease losses	$138,000	1,275
Total noninterest income	$237,000	3,101
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$126,000	2,042
Trading account gains and fees	$0	142
Additional Noninterest Income	$111,000	3,406
Total noninterest expense	$1,236,000	3,246
Salaries and employee benefits	$525,000	3,786
Premises and equipment expense	$99,000	3,882
Additional noninterest expense	$612,000	2,348
Pre-tax net operating income	$202,000	4,418
Securities gains (losses)	$0	2,077
Applicable income taxes	$127,000	2,255
Income before extraordinary items	$75,000	5,220
Extraordinary gains, net	$0	12
Net income	$75,000	5,221
Minority interest net income	$0	62
Net income of bank and minority interests.	$75,000	5,221
Net charge-offs	$14,000	2,180
Cash dividends	$96,000	2,435
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$75,000	5,162
2015-12-31 (YTD Data)		Rank
Total interest income	$5,541,000	3,614
Total interest expense	$175,000	5,299
Net interest income	$5,366,000	3,430
Provision for loan and lease losses	$459,000	1,450
Total noninterest income	$1,081,000	2,936
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$544,000	1,992
Trading account gains and fees	$0	159
Additional Noninterest Income	$537,000	3,191
Total noninterest expense	$5,242,000	3,114
Salaries and employee benefits	$2,429,000	3,483
Premises and equipment expense	$587,000	3,154
Additional noninterest expense	$2,226,000	2,563
Pre-tax net operating income	$746,000	4,496
Securities gains (losses)	$0	3,216
Applicable income taxes	$205,000	2,929
Income before extraordinary items	$541,000	4,734
Extraordinary gains, net	$0	23
Net income	$541,000	4,736
Minority interest net income	$0	81
Net income of bank and minority interests.	$541,000	4,736
Net charge-offs	$110,000	2,560
Cash dividends	$299,000	3,439
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$541,000	4,694
2015-09-30 (YTD Data)		Rank
Total interest income	$4,163,000	3,646
Total interest expense	$125,000	5,440
Net interest income	$4,038,000	3,453
Provision for loan and lease losses	$198,000	1,983
Total noninterest income	$817,000	2,940
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$408,000	2,010
Trading account gains and fees	$0	153
Additional Noninterest Income	$409,000	3,184
Total noninterest expense	$3,619,000	3,318
Salaries and employee benefits	$1,711,000	3,648
Premises and equipment expense	$456,000	3,120
Additional noninterest expense	$1,452,000	2,854
Pre-tax net operating income	$1,038,000	3,679
Securities gains (losses)	$0	3,031
Applicable income taxes	$383,000	2,249
Income before extraordinary items	$655,000	4,198
Extraordinary gains, net	$0	21
Net income	$655,000	4,198
Minority interest net income	$0	78
Net income of bank and minority interests.	$655,000	4,201
Net charge-offs	$12,000	3,574
Cash dividends	$87,000	3,511
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$655,000	4,150
2015-06-30 (YTD Data)		Rank
Total interest income	$2,765,000	3,676
Total interest expense	$83,000	5,491
Net interest income	$2,682,000	3,478
Provision for loan and lease losses	$0	4,069
Total noninterest income	$547,000	2,943
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$269,000	1,985
Trading account gains and fees	$0	157
Additional Noninterest Income	$278,000	3,162
Total noninterest expense	$2,405,000	3,353
Salaries and employee benefits	$1,111,000	3,733
Premises and equipment expense	$315,000	3,060
Additional noninterest expense	$979,000	2,851
Pre-tax net operating income	$824,000	3,394
Securities gains (losses)	$0	2,636
Applicable income taxes	$306,000	2,116
Income before extraordinary items	$518,000	3,909
Extraordinary gains, net	$0	22
Net income	$518,000	3,910
Minority interest net income	$0	75
Net income of bank and minority interests.	$518,000	3,912
Net charge-offs	$13,000	3,155
Cash dividends	$58,000	3,399
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$518,000	3,850
2015-03-31 (YTD Data)		Rank
Total interest income	$1,390,000	3,674
Total interest expense	$41,000	5,555
Net interest income	$1,349,000	3,465
Provision for loan and lease losses	$0	3,703
Total noninterest income	$285,000	2,862
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$130,000	2,028
Trading account gains and fees	$0	152
Additional Noninterest Income	$155,000	2,973
Total noninterest expense	$1,241,000	3,301
Salaries and employee benefits	$585,000	3,632
Premises and equipment expense	$165,000	3,008
Additional noninterest expense	$491,000	2,831
Pre-tax net operating income	$393,000	3,401
Securities gains (losses)	$0	2,027
Applicable income taxes	$139,000	2,168
Income before extraordinary items	$254,000	3,927
Extraordinary gains, net	$0	13
Net income	$254,000	3,930
Minority interest net income	$0	64
Net income of bank and minority interests.	$254,000	3,931
Net charge-offs	$-6,000	5,215
Cash dividends	$29,000	2,714
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$254,000	3,849
2014-12-31 (YTD Data)		Rank
Total interest income	$5,583,000	3,691
Total interest expense	$171,000	5,650
Net interest income	$5,412,000	3,472
Provision for loan and lease losses	$276,000	2,093
Total noninterest income	$1,233,000	2,801
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$631,000	1,881
Trading account gains and fees	$0	180
Additional Noninterest Income	$602,000	3,017
Total noninterest expense	$4,944,000	3,340
Salaries and employee benefits	$2,318,000	3,680
Premises and equipment expense	$617,000	3,162
Additional noninterest expense	$2,009,000	2,866
Pre-tax net operating income	$1,425,000	3,570
Securities gains (losses)	$0	3,259
Applicable income taxes	$483,000	2,232
Income before extraordinary items	$942,000	4,064
Extraordinary gains, net	$0	17
Net income	$942,000	4,064
Minority interest net income	$0	84
Net income of bank and minority interests.	$942,000	4,065
Net charge-offs	$223,000	2,343
Cash dividends	$235,000	3,611
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$942,000	4,000
2014-09-30 (YTD Data)		Rank
Total interest income	$4,156,000	3,738
Total interest expense	$125,000	5,751
Net interest income	$4,031,000	3,513
Provision for loan and lease losses	$0	4,401
Total noninterest income	$917,000	2,833
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$460,000	1,937
Trading account gains and fees	$0	174
Additional Noninterest Income	$457,000	3,032
Total noninterest expense	$3,603,000	3,428
Salaries and employee benefits	$1,678,000	3,764
Premises and equipment expense	$429,000	3,382
Additional noninterest expense	$1,496,000	2,876
Pre-tax net operating income	$1,345,000	3,234
Securities gains (losses)	$0	2,980
Applicable income taxes	$499,000	1,993
Income before extraordinary items	$846,000	3,814
Extraordinary gains, net	$0	15
Net income	$846,000	3,815
Minority interest net income	$0	81
Net income of bank and minority interests.	$846,000	3,817
Net charge-offs	$122,000	2,501
Cash dividends	$87,000	3,517
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$846,000	3,757
2014-06-30 (YTD Data)		Rank
Total interest income	$2,878,000	3,657
Total interest expense	$84,000	5,804
Net interest income	$2,794,000	3,426
Provision for loan and lease losses	$0	4,196
Total noninterest income	$520,000	3,037
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$294,000	1,981
Trading account gains and fees	$0	172
Additional Noninterest Income	$226,000	3,445
Total noninterest expense	$2,412,000	3,436
Salaries and employee benefits	$1,082,000	3,854
Premises and equipment expense	$268,000	3,547
Additional noninterest expense	$1,062,000	2,747
Pre-tax net operating income	$902,000	3,151
Securities gains (losses)	$0	2,580
Applicable income taxes	$335,000	1,953
Income before extraordinary items	$567,000	3,732
Extraordinary gains, net	$0	20
Net income	$567,000	3,737
Minority interest net income	$0	80
Net income of bank and minority interests.	$567,000	3,739
Net charge-offs	$83,000	2,367
Cash dividends	$58,000	3,402
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$567,000	3,670
2014-03-31 (YTD Data)		Rank
Total interest income	$1,370,000	3,781
Total interest expense	$43,000	5,854
Net interest income	$1,327,000	3,548
Provision for loan and lease losses	$0	3,817
Total noninterest income	$316,000	2,729
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$137,000	2,080
Trading account gains and fees	$0	147
Additional Noninterest Income	$179,000	2,720
Total noninterest expense	$1,185,000	3,498
Salaries and employee benefits	$559,000	3,834
Premises and equipment expense	$95,000	4,329
Additional noninterest expense	$531,000	2,750
Pre-tax net operating income	$458,000	3,058
Securities gains (losses)	$0	1,715
Applicable income taxes	$168,000	1,897
Income before extraordinary items	$290,000	3,605
Extraordinary gains, net	$0	16
Net income	$290,000	3,608
Minority interest net income	$0	66
Net income of bank and minority interests.	$290,000	3,608
Net charge-offs	$25,000	2,339
Cash dividends	$29,000	2,705
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$290,000	3,553
2013-12-31 (YTD Data)		Rank
Total interest income	$5,893,000	3,658
Total interest expense	$205,000	5,881
Net interest income	$5,688,000	3,389
Provision for loan and lease losses	$112,000	3,591
Total noninterest income	$1,697,000	2,394
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$678,000	1,876
Trading account gains and fees	$0	184
Additional Noninterest Income	$1,019,000	2,360
Total noninterest expense	$4,797,000	3,508
Salaries and employee benefits	$2,244,000	3,818
Premises and equipment expense	$591,000	3,346
Additional noninterest expense	$1,962,000	3,022
Pre-tax net operating income	$2,476,000	2,482
Securities gains (losses)	$0	3,182
Applicable income taxes	$755,000	1,739
Income before extraordinary items	$1,721,000	2,883
Extraordinary gains, net	$0	29
Net income	$1,721,000	2,885
Minority interest net income	$0	90
Net income of bank and minority interests.	$1,721,000	2,886
Net charge-offs	$80,000	3,957
Cash dividends	$319,000	3,230
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$1,721,000	2,832
2013-09-30 (YTD Data)		Rank
Total interest income	$4,441,000	3,694
Total interest expense	$156,000	5,963
Net interest income	$4,285,000	3,405
Provision for loan and lease losses	$52,000	3,920
Total noninterest income	$1,359,000	2,331
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$511,000	1,882
Trading account gains and fees	$0	180
Additional Noninterest Income	$848,000	2,275
Total noninterest expense	$3,532,000	3,564
Salaries and employee benefits	$1,656,000	3,849
Premises and equipment expense	$416,000	3,519
Additional noninterest expense	$1,460,000	3,036
Pre-tax net operating income	$2,060,000	2,364
Securities gains (losses)	$0	3,040
Applicable income taxes	$748,000	1,517
Income before extraordinary items	$1,312,000	2,902
Extraordinary gains, net	$0	25
Net income	$1,312,000	2,906
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,312,000	2,906
Net charge-offs	$51,000	3,838
Cash dividends	$171,000	3,034
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,312,000	2,829
2013-06-30 (YTD Data)		Rank
Total interest income	$2,965,000	3,688
Total interest expense	$108,000	5,985
Net interest income	$2,857,000	3,408
Provision for loan and lease losses	$20,000	4,231
Total noninterest income	$792,000	2,566
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$321,000	1,934
Trading account gains and fees	$0	157
Additional Noninterest Income	$471,000	2,561
Total noninterest expense	$2,354,000	3,581
Salaries and employee benefits	$1,086,000	3,922
Premises and equipment expense	$282,000	3,509
Additional noninterest expense	$986,000	2,999
Pre-tax net operating income	$1,275,000	2,485
Securities gains (losses)	$0	2,791
Applicable income taxes	$499,000	1,515
Income before extraordinary items	$776,000	3,132
Extraordinary gains, net	$0	22
Net income	$776,000	3,134
Minority interest net income	$0	82
Net income of bank and minority interests.	$776,000	3,135
Net charge-offs	$18,000	4,060
Cash dividends	$92,000	3,058
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$776,000	3,038
2013-03-31 (YTD Data)		Rank
Total interest income	$1,503,000	3,685
Total interest expense	$56,000	6,025
Net interest income	$1,447,000	3,388
Provision for loan and lease losses	$0	4,409
Total noninterest income	$344,000	2,796
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$158,000	1,950
Trading account gains and fees	$0	148
Additional Noninterest Income	$186,000	2,881
Total noninterest expense	$1,205,000	3,541
Salaries and employee benefits	$575,000	3,808
Premises and equipment expense	$131,000	3,698
Additional noninterest expense	$499,000	2,991
Pre-tax net operating income	$586,000	2,597
Securities gains (losses)	$0	1,966
Applicable income taxes	$244,000	1,531
Income before extraordinary items	$342,000	3,318
Extraordinary gains, net	$0	10
Net income	$342,000	3,318
Minority interest net income	$0	76
Net income of bank and minority interests.	$342,000	3,320
Net charge-offs	$9,000	3,485
Cash dividends	$29,000	2,519
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$342,000	3,216
2012-12-31 (YTD Data)		Rank
Total interest income	$6,153,000	3,761
Total interest expense	$369,000	5,674
Net interest income	$5,784,000	3,458
Provision for loan and lease losses	$270,000	3,531
Total noninterest income	$1,458,000	2,655
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$652,000	2,012
Trading account gains and fees	$0	166
Additional Noninterest Income	$806,000	2,676
Total noninterest expense	$4,815,000	3,567
Salaries and employee benefits	$2,261,000	3,825
Premises and equipment expense	$558,000	3,565
Additional noninterest expense	$1,996,000	3,094
Pre-tax net operating income	$2,157,000	2,673
Securities gains (losses)	$0	3,810
Applicable income taxes	$737,000	1,785
Income before extraordinary items	$1,420,000	3,225
Extraordinary gains, net	$0	29
Net income	$1,420,000	3,225
Minority interest net income	$0	93
Net income of bank and minority interests.	$1,420,000	3,225
Net charge-offs	$108,000	4,361
Cash dividends	$237,000	3,500
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$1,420,000	3,089
2012-09-30 (YTD Data)		Rank
Total interest income	$4,625,000	3,822
Total interest expense	$288,000	5,749
Net interest income	$4,337,000	3,519
Provision for loan and lease losses	$113,000	4,227
Total noninterest income	$1,093,000	2,664
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$477,000	2,075
Trading account gains and fees	$0	157
Additional Noninterest Income	$616,000	2,635
Total noninterest expense	$3,507,000	3,671
Salaries and employee benefits	$1,637,000	3,915
Premises and equipment expense	$355,000	3,999
Additional noninterest expense	$1,515,000	3,089
Pre-tax net operating income	$1,810,000	2,539
Securities gains (losses)	$0	3,575
Applicable income taxes	$681,000	1,612
Income before extraordinary items	$1,129,000	3,195
Extraordinary gains, net	$0	20
Net income	$1,129,000	3,195
Minority interest net income	$0	86
Net income of bank and minority interests.	$1,129,000	3,194
Net charge-offs	$70,000	4,285
Cash dividends	$88,000	3,384
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$1,129,000	3,047
2012-06-30 (YTD Data)		Rank
Total interest income	$3,070,000	3,866
Total interest expense	$204,000	5,743
Net interest income	$2,866,000	3,555
Provision for loan and lease losses	$63,000	4,316
Total noninterest income	$719,000	2,653
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$309,000	2,102
Trading account gains and fees	$0	153
Additional Noninterest Income	$410,000	2,616
Total noninterest expense	$2,347,000	3,682
Salaries and employee benefits	$1,061,000	4,029
Premises and equipment expense	$241,000	3,964
Additional noninterest expense	$1,045,000	3,008
Pre-tax net operating income	$1,175,000	2,553
Securities gains (losses)	$0	3,178
Applicable income taxes	$444,000	1,618
Income before extraordinary items	$731,000	3,244
Extraordinary gains, net	$0	19
Net income	$731,000	3,242
Minority interest net income	$0	84
Net income of bank and minority interests.	$731,000	3,244
Net charge-offs	$67,000	3,773
Cash dividends	$59,000	3,259
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$731,000	3,076
2012-03-31 (YTD Data)		Rank
Total interest income	$1,541,000	3,904
Total interest expense	$113,000	5,653
Net interest income	$1,428,000	3,575
Provision for loan and lease losses	$0	5,254
Total noninterest income	$338,000	2,749
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$146,000	2,187
Trading account gains and fees	$0	148
Additional Noninterest Income	$192,000	2,727
Total noninterest expense	$1,205,000	3,621
Salaries and employee benefits	$557,000	3,910
Premises and equipment expense	$118,000	4,022
Additional noninterest expense	$530,000	2,952
Pre-tax net operating income	$561,000	2,647
Securities gains (losses)	$0	2,210
Applicable income taxes	$254,000	1,474
Income before extraordinary items	$307,000	3,602
Extraordinary gains, net	$0	19
Net income	$307,000	3,605
Minority interest net income	$0	78
Net income of bank and minority interests.	$307,000	3,605
Net charge-offs	$41,000	3,172
Cash dividends	$29,000	2,570
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$307,000	3,432
2011-12-31 (YTD Data)		Rank
Total interest income	$6,207,000	3,960
Total interest expense	$600,000	5,519
Net interest income	$5,607,000	3,643
Provision for loan and lease losses	$139,000	5,028
Total noninterest income	$1,517,000	2,432
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$680,000	2,030
Trading account gains and fees	$0	146
Additional Noninterest Income	$837,000	2,373
Total noninterest expense	$4,955,000	3,561
Salaries and employee benefits	$2,323,000	3,767
Premises and equipment expense	$511,000	3,979
Additional noninterest expense	$2,121,000	2,973
Pre-tax net operating income	$2,030,000	2,474
Securities gains (losses)	$0	3,838
Applicable income taxes	$682,000	1,706
Income before extraordinary items	$1,348,000	2,986
Extraordinary gains, net	$-14,000	7,345
Net income	$1,334,000	3,008
Minority interest net income	$0	96
Net income of bank and minority interests.	$1,334,000	3,008
Net charge-offs	$131,000	4,737
Cash dividends	$315,000	2,954
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$1,348,000	2,892
2011-09-30 (YTD Data)		Rank
Total interest income	$4,627,000	4,017
Total interest expense	$470,000	5,548
Net interest income	$4,157,000	3,687
Provision for loan and lease losses	$4,000	6,329
Total noninterest income	$1,112,000	2,463
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$502,000	2,073
Trading account gains and fees	$0	145
Additional Noninterest Income	$610,000	2,399
Total noninterest expense	$3,630,000	3,635
Salaries and employee benefits	$1,716,000	3,807
Premises and equipment expense	$361,000	4,178
Additional noninterest expense	$1,553,000	3,053
Pre-tax net operating income	$1,635,000	2,415
Securities gains (losses)	$0	3,555
Applicable income taxes	$640,000	1,511
Income before extraordinary items	$995,000	3,078
Extraordinary gains, net	$0	21
Net income	$995,000	3,080
Minority interest net income	$0	87
Net income of bank and minority interests.	$995,000	3,080
Net charge-offs	$102,000	4,407
Cash dividends	$166,000	2,836
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$995,000	2,974
2011-06-30 (YTD Data)		Rank
Total interest income	$3,059,000	4,085
Total interest expense	$332,000	5,530
Net interest income	$2,727,000	3,725
Provision for loan and lease losses	$4,000	6,123
Total noninterest income	$722,000	2,493
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$321,000	2,119
Trading account gains and fees	$0	153
Additional Noninterest Income	$401,000	2,437
Total noninterest expense	$2,377,000	3,714
Salaries and employee benefits	$1,108,000	3,938
Premises and equipment expense	$245,000	4,168
Additional noninterest expense	$1,024,000	3,150
Pre-tax net operating income	$1,068,000	2,431
Securities gains (losses)	$0	2,914
Applicable income taxes	$394,000	1,540
Income before extraordinary items	$674,000	2,983
Extraordinary gains, net	$0	15
Net income	$674,000	2,984
Minority interest net income	$0	89
Net income of bank and minority interests.	$674,000	2,985
Net charge-offs	$101,000	3,829
Cash dividends	$137,000	2,592
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$674,000	2,906
2011-03-31 (YTD Data)		Rank
Total interest income	$1,510,000	4,136
Total interest expense	$173,000	5,556
Net interest income	$1,337,000	3,774
Provision for loan and lease losses	$0	5,840
Total noninterest income	$347,000	2,586
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$160,000	2,103
Trading account gains and fees	$0	158
Additional Noninterest Income	$187,000	2,562
Total noninterest expense	$1,173,000	3,762
Salaries and employee benefits	$503,000	4,213
Premises and equipment expense	$115,000	4,384
Additional noninterest expense	$555,000	2,924
Pre-tax net operating income	$511,000	2,517
Securities gains (losses)	$0	1,772
Applicable income taxes	$201,000	1,508
Income before extraordinary items	$310,000	3,166
Extraordinary gains, net	$0	9
Net income	$310,000	3,162
Minority interest net income	$0	86
Net income of bank and minority interests.	$310,000	3,166
Net charge-offs	$124,000	2,534
Cash dividends	$95,000	1,958
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$310,000	3,105
2010-12-31 (YTD Data)		Rank
Total interest income	$6,226,000	4,207
Total interest expense	$787,000	5,737
Net interest income	$5,439,000	3,740
Provision for loan and lease losses	$283,000	4,936
Total noninterest income	$1,559,000	2,453
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$700,000	2,040
Trading account gains and fees	$0	175
Additional Noninterest Income	$859,000	2,400
Total noninterest expense	$4,645,000	3,810
Salaries and employee benefits	$2,188,000	3,976
Premises and equipment expense	$465,000	4,373
Additional noninterest expense	$1,992,000	3,267
Pre-tax net operating income	$2,070,000	2,176
Securities gains (losses)	$0	3,793
Applicable income taxes	$677,000	1,604
Income before extraordinary items	$1,393,000	2,625
Extraordinary gains, net	$0	29
Net income	$1,393,000	2,622
Minority interest net income	$0	111
Net income of bank and minority interests.	$1,393,000	2,627
Net charge-offs	$162,000	4,977
Cash dividends	$412,000	2,579
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$1,393,000	2,529
2010-09-30 (YTD Data)		Rank
Total interest income	$4,674,000	4,291
Total interest expense	$594,000	5,878
Net interest income	$4,080,000	3,785
Provision for loan and lease losses	$63,000	6,084
Total noninterest income	$1,180,000	2,453
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$522,000	2,105
Trading account gains and fees	$0	165
Additional Noninterest Income	$658,000	2,357
Total noninterest expense	$3,281,000	3,972
Salaries and employee benefits	$1,517,000	4,236
Premises and equipment expense	$339,000	4,515
Additional noninterest expense	$1,425,000	3,375
Pre-tax net operating income	$1,916,000	1,963
Securities gains (losses)	$0	3,651
Applicable income taxes	$760,000	1,254
Income before extraordinary items	$1,156,000	2,623
Extraordinary gains, net	$0	23
Net income	$1,156,000	2,621
Minority interest net income	$0	110
Net income of bank and minority interests.	$1,156,000	2,625
Net charge-offs	$100,000	4,897
Cash dividends	$294,000	2,376
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$1,156,000	2,492
2010-06-30 (YTD Data)		Rank
Total interest income	$3,086,000	4,365
Total interest expense	$398,000	5,973
Net interest income	$2,688,000	3,818
Provision for loan and lease losses	$63,000	5,565
Total noninterest income	$826,000	2,325
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$349,000	2,106
Trading account gains and fees	$0	152
Additional Noninterest Income	$477,000	2,152
Total noninterest expense	$2,153,000	4,027
Salaries and employee benefits	$1,019,000	4,234
Premises and equipment expense	$235,000	4,435
Additional noninterest expense	$899,000	3,480
Pre-tax net operating income	$1,298,000	1,924
Securities gains (losses)	$0	3,184
Applicable income taxes	$513,000	1,194
Income before extraordinary items	$785,000	2,538
Extraordinary gains, net	$0	19
Net income	$785,000	2,535
Minority interest net income	$0	105
Net income of bank and minority interests.	$785,000	2,538
Net charge-offs	$94,000	4,314
Cash dividends	$61,000	3,094
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$785,000	2,443
2010-03-31 (YTD Data)		Rank
Total interest income	$1,536,000	4,429
Total interest expense	$202,000	6,060
Net interest income	$1,334,000	3,857
Provision for loan and lease losses	$63,000	4,536
Total noninterest income	$438,000	2,226
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$166,000	2,165
Trading account gains and fees	$0	175
Additional Noninterest Income	$272,000	1,968
Total noninterest expense	$1,028,000	4,203
Salaries and employee benefits	$479,000	4,473
Premises and equipment expense	$112,000	4,636
Additional noninterest expense	$437,000	3,564
Pre-tax net operating income	$681,000	1,871
Securities gains (losses)	$0	2,284
Applicable income taxes	$233,000	1,273
Income before extraordinary items	$448,000	2,352
Extraordinary gains, net	$0	16
Net income	$448,000	2,351
Minority interest net income	$0	91
Net income of bank and minority interests.	$448,000	2,352
Net charge-offs	$52,000	3,679
Cash dividends	$31,000	2,416
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$448,000	2,260
2009-12-31 (YTD Data)		Rank
Total interest income	$6,332,000	4,460
Total interest expense	$1,205,000	5,661
Net interest income	$5,127,000	3,882
Provision for loan and lease losses	$273,000	5,417
Total noninterest income	$1,471,000	2,586
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$744,000	2,151
Trading account gains and fees	$0	211
Additional Noninterest Income	$727,000	2,599
Total noninterest expense	$4,543,000	3,969
Salaries and employee benefits	$2,091,000	4,218
Premises and equipment expense	$437,000	4,759
Additional noninterest expense	$2,015,000	3,293
Pre-tax net operating income	$1,782,000	2,101
Securities gains (losses)	$-1,000	6,865
Applicable income taxes	$650,000	1,306
Income before extraordinary items	$1,131,000	2,565
Extraordinary gains, net	$0	34
Net income	$1,131,000	2,563
Minority interest net income	$0	115
Net income of bank and minority interests.	$1,131,000	2,564
Net charge-offs	$154,000	5,302
Cash dividends	$215,000	3,575
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$1,131,640	2,520
2009-09-30 (YTD Data)		Rank
Total interest income	$4,724,000	4,538
Total interest expense	$962,000	5,651
Net interest income	$3,762,000	3,944
Provision for loan and lease losses	$135,000	5,613
Total noninterest income	$1,036,000	2,760
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$558,000	2,159
Trading account gains and fees	$0	212
Additional Noninterest Income	$478,000	2,880
Total noninterest expense	$3,401,000	3,982
Salaries and employee benefits	$1,607,000	4,170
Premises and equipment expense	$307,000	4,970
Additional noninterest expense	$1,487,000	3,301
Pre-tax net operating income	$1,262,000	2,350
Securities gains (losses)	$-1,000	7,086
Applicable income taxes	$529,000	1,351
Income before extraordinary items	$732,000	3,035
Extraordinary gains, net	$0	27
Net income	$732,000	3,033
Minority interest net income	$0	118
Net income of bank and minority interests.	$732,000	3,036
Net charge-offs	$83,000	5,234
Cash dividends	$92,000	3,647
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$732,640	2,952
2009-06-30 (YTD Data)		Rank
Total interest income	$3,141,000	4,586
Total interest expense	$679,000	5,640
Net interest income	$2,462,000	3,978
Provision for loan and lease losses	$90,000	5,421
Total noninterest income	$689,000	2,775
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$367,000	2,159
Trading account gains and fees	$0	193
Additional Noninterest Income	$322,000	2,878
Total noninterest expense	$2,287,000	3,983
Salaries and employee benefits	$1,082,000	4,189
Premises and equipment expense	$201,000	5,060
Additional noninterest expense	$1,004,000	3,289
Pre-tax net operating income	$774,000	2,567
Securities gains (losses)	$0	3,136
Applicable income taxes	$287,000	1,580
Income before extraordinary items	$487,000	3,142
Extraordinary gains, net	$0	21
Net income	$487,000	3,140
Minority interest net income	$0	112
Net income of bank and minority interests.	$487,000	3,141
Net charge-offs	$25,000	5,459
Cash dividends	$62,000	3,560
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$487,000	3,043
2009-03-31 (YTD Data)		Rank
Total interest income	$1,563,000	4,635
Total interest expense	$339,000	5,750
Net interest income	$1,224,000	4,005
Provision for loan and lease losses	$45,000	4,992
Total noninterest income	$335,000	2,819
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$168,000	2,251
Trading account gains and fees	$0	171
Additional Noninterest Income	$167,000	2,780
Total noninterest expense	$1,152,000	3,888
Salaries and employee benefits	$508,000	4,409
Premises and equipment expense	$106,000	4,952
Additional noninterest expense	$538,000	2,826
Pre-tax net operating income	$362,000	3,005
Securities gains (losses)	$0	2,434
Applicable income taxes	$139,000	1,836
Income before extraordinary items	$223,000	3,685
Extraordinary gains, net	$0	15
Net income	$223,000	3,685
Minority interest net income	$0	102
Net income of bank and minority interests.	$223,000	3,686
Net charge-offs	$11,000	4,708
Cash dividends	$31,000	2,829
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$223,000	3,535
2008-12-31 (YTD Data)		Rank
Total interest income	$4,948,000	5,487
Total interest expense	$1,366,000	6,172
Net interest income	$3,582,000	4,911
Provision for loan and lease losses	$202,000	5,184
Total noninterest income	$1,677,000	2,424
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$535,000	2,863
Trading account gains and fees	$0	154
Additional Noninterest Income	$1,142,000	1,948
Total noninterest expense	$3,426,000	4,703
Salaries and employee benefits	$1,489,000	5,355
Premises and equipment expense	$337,000	5,514
Additional noninterest expense	$1,600,000	3,459
Pre-tax net operating income	$1,631,000	2,872
Securities gains (losses)	$5,000	2,760
Applicable income taxes	$517,000	1,823
Income before extraordinary items	$1,119,000	3,072
Extraordinary gains, net	$0	39
Net income	$1,119,000	3,071
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$39,000	5,824
Cash dividends	$215,000	4,430
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$1,115,600	3,230
2008-09-30 (YTD Data)		Rank
Total interest income	$3,354,000	5,822
Total interest expense	$975,000	6,394
Net interest income	$2,379,000	5,297
Provision for loan and lease losses	$45,000	5,958
Total noninterest income	$666,000	3,745
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$344,000	3,222
Trading account gains and fees	$0	148
Additional Noninterest Income	$322,000	3,566
Total noninterest expense	$1,965,000	5,507
Salaries and employee benefits	$973,000	5,773
Premises and equipment expense	$222,000	5,840
Additional noninterest expense	$770,000	4,662
Pre-tax net operating income	$1,035,000	3,611
Securities gains (losses)	$5,000	2,631
Applicable income taxes	$337,000	2,333
Income before extraordinary items	$703,000	3,806
Extraordinary gains, net	$0	31
Net income	$703,000	3,805
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$29,000	5,177
Cash dividends	$92,000	4,477
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$699,600	3,955
2008-06-30 (YTD Data)		Rank
Total interest income	$2,190,000	5,940
Total interest expense	$667,000	6,466
Net interest income	$1,523,000	5,426
Provision for loan and lease losses	$30,000	5,577
Total noninterest income	$422,000	3,907
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$219,000	3,299
Trading account gains and fees	$0	149
Additional Noninterest Income	$203,000	3,732
Total noninterest expense	$1,324,000	5,508
Salaries and employee benefits	$667,000	5,744
Premises and equipment expense	$155,000	5,762
Additional noninterest expense	$502,000	4,717
Pre-tax net operating income	$591,000	4,056
Securities gains (losses)	$3,000	2,869
Applicable income taxes	$201,000	2,681
Income before extraordinary items	$393,000	4,510
Extraordinary gains, net	$0	21
Net income	$393,000	4,510
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$14,000	4,912
Cash dividends	$61,000	4,381
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$391,020	4,461
2008-03-31 (YTD Data)		Rank
Total interest income	$1,092,000	6,027
Total interest expense	$366,000	6,424
Net interest income	$726,000	5,579
Provision for loan and lease losses	$15,000	5,068
Total noninterest income	$232,000	3,683
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$117,000	3,105
Trading account gains and fees	$0	158
Additional Noninterest Income	$115,000	3,517
Total noninterest expense	$657,000	5,548
Salaries and employee benefits	$318,000	5,927
Premises and equipment expense	$92,000	5,397
Additional noninterest expense	$247,000	4,727
Pre-tax net operating income	$286,000	4,257
Securities gains (losses)	$3,000	2,367
Applicable income taxes	$107,000	2,705
Income before extraordinary items	$182,000	4,851
Extraordinary gains, net	$0	15
Net income	$182,000	4,856
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-6,000	7,732
Cash dividends	$30,000	3,516
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$180,080	4,764
2007-12-31 (YTD Data)		Rank
Total interest income	$4,343,000	6,067
Total interest expense	$1,469,000	6,476
Net interest income	$2,874,000	5,610
Provision for loan and lease losses	$192,000	3,940
Total noninterest income	$964,000	3,612
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$503,000	3,042
Trading account gains and fees	$0	178
Additional Noninterest Income	$461,000	3,465
Total noninterest expense	$2,701,000	5,349
Salaries and employee benefits	$1,306,000	5,736
Premises and equipment expense	$340,000	5,488
Additional noninterest expense	$1,055,000	4,476
Pre-tax net operating income	$945,000	4,853
Securities gains (losses)	$0	2,146
Applicable income taxes	$288,000	3,426
Income before extraordinary items	$657,000	5,182
Extraordinary gains, net	$0	39
Net income	$657,000	5,184
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$218,000	2,735
Cash dividends	$217,000	4,801
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$657,000	5,164
2007-09-30 (YTD Data)		Rank
Total interest income	$3,253,000	6,097
Total interest expense	$1,094,000	6,515
Net interest income	$2,159,000	5,638
Provision for loan and lease losses	$140,000	3,581
Total noninterest income	$723,000	3,617
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$379,000	3,026
Trading account gains and fees	$0	184
Additional Noninterest Income	$344,000	3,493
Total noninterest expense	$1,918,000	5,504
Salaries and employee benefits	$943,000	5,823
Premises and equipment expense	$250,000	5,523
Additional noninterest expense	$725,000	4,697
Pre-tax net operating income	$824,000	4,778
Securities gains (losses)	$0	1,655
Applicable income taxes	$322,000	3,109
Income before extraordinary items	$502,000	5,379
Extraordinary gains, net	$0	33
Net income	$502,000	5,379
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$209,000	1,913
Cash dividends	$93,000	4,733
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$502,000	5,362
2007-06-30 (YTD Data)		Rank
Total interest income	$2,135,000	6,159
Total interest expense	$723,000	6,549
Net interest income	$1,412,000	5,734
Provision for loan and lease losses	$0	6,209
Total noninterest income	$475,000	3,666
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$247,000	3,058
Trading account gains and fees	$0	168
Additional Noninterest Income	$228,000	3,536
Total noninterest expense	$1,280,000	5,522
Salaries and employee benefits	$636,000	5,827
Premises and equipment expense	$167,000	5,553
Additional noninterest expense	$477,000	4,719
Pre-tax net operating income	$607,000	4,635
Securities gains (losses)	$0	1,444
Applicable income taxes	$236,000	3,051
Income before extraordinary items	$371,000	5,234
Extraordinary gains, net	$0	29
Net income	$371,000	5,234
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$34,000	3,250
Cash dividends	$62,000	4,607
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$371,000	5,221
2007-03-31 (YTD Data)		Rank
Total interest income	$1,057,000	6,186
Total interest expense	$361,000	6,574
Net interest income	$696,000	5,766
Provision for loan and lease losses	$0	5,779
Total noninterest income	$219,000	3,824
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$111,000	3,236
Trading account gains and fees	$0	195
Additional Noninterest Income	$108,000	3,619
Total noninterest expense	$614,000	5,680
Salaries and employee benefits	$302,000	6,028
Premises and equipment expense	$83,000	5,593
Additional noninterest expense	$229,000	4,818
Pre-tax net operating income	$301,000	4,641
Securities gains (losses)	$0	1,187
Applicable income taxes	$109,000	3,157
Income before extraordinary items	$192,000	5,163
Extraordinary gains, net	$0	22
Net income	$192,000	5,163
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-5,000	7,465
Cash dividends	$31,000	3,734
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$192,000	5,147
2006-12-31 (YTD Data)		Rank
Total interest income	$4,016,000	6,109
Total interest expense	$1,225,000	6,551
Net interest income	$2,791,000	5,730
Provision for loan and lease losses	$24,000	6,182
Total noninterest income	$871,000	3,854
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$475,000	3,171
Trading account gains and fees	$0	130
Additional Noninterest Income	$396,000	3,751
Total noninterest expense	$2,527,000	5,449
Salaries and employee benefits	$1,177,000	5,974
Premises and equipment expense	$335,000	5,449
Additional noninterest expense	$1,015,000	4,465
Pre-tax net operating income	$1,111,000	4,960
Securities gains (losses)	$-2,000	6,862
Applicable income taxes	$376,000	3,510
Income before extraordinary items	$733,000	5,407
Extraordinary gains, net	$0	51
Net income	$733,000	5,409
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$5,000	5,843
Cash dividends	$439,000	3,934
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$734,320	5,393
2006-09-30 (YTD Data)		Rank
Total interest income	$2,952,000	6,177
Total interest expense	$865,000	6,639
Net interest income	$2,087,000	5,793
Provision for loan and lease losses	$24,000	5,878
Total noninterest income	$628,000	3,949
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$348,000	3,234
Trading account gains and fees	$0	126
Additional Noninterest Income	$280,000	3,860
Total noninterest expense	$1,758,000	5,678
Salaries and employee benefits	$801,000	6,230
Premises and equipment expense	$243,000	5,563
Additional noninterest expense	$714,000	4,634
Pre-tax net operating income	$933,000	4,872
Securities gains (losses)	$0	1,388
Applicable income taxes	$346,000	3,383
Income before extraordinary items	$587,000	5,411
Extraordinary gains, net	$0	45
Net income	$587,000	5,414
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-5,000	7,572
Cash dividends	$314,000	3,582
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$587,000	5,404
2006-06-30 (YTD Data)		Rank
Total interest income	$1,928,000	6,212
Total interest expense	$537,000	6,707
Net interest income	$1,391,000	5,816
Provision for loan and lease losses	$24,000	5,394
Total noninterest income	$424,000	3,912
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$225,000	3,284
Trading account gains and fees	$0	126
Additional Noninterest Income	$199,000	3,757
Total noninterest expense	$1,141,000	5,771
Salaries and employee benefits	$513,000	6,363
Premises and equipment expense	$168,000	5,459
Additional noninterest expense	$460,000	4,753
Pre-tax net operating income	$650,000	4,804
Securities gains (losses)	$0	1,185
Applicable income taxes	$238,000	3,392
Income before extraordinary items	$412,000	5,318
Extraordinary gains, net	$0	39
Net income	$412,000	5,322
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-8,000	7,675
Cash dividends	$283,000	3,223
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$412,000	5,321
2006-03-31 (YTD Data)		Rank
Total interest income	$953,000	6,221
Total interest expense	$266,000	6,675
Net interest income	$687,000	5,858
Provision for loan and lease losses	$12,000	5,109
Total noninterest income	$180,000	4,205
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$102,000	3,438
Trading account gains and fees	$0	115
Additional Noninterest Income	$78,000	4,205
Total noninterest expense	$582,000	5,717
Salaries and employee benefits	$239,000	6,569
Premises and equipment expense	$89,000	5,311
Additional noninterest expense	$254,000	4,427
Pre-tax net operating income	$273,000	5,180
Securities gains (losses)	$0	955
Applicable income taxes	$101,000	3,578
Income before extraordinary items	$172,000	5,658
Extraordinary gains, net	$0	21
Net income	$172,000	5,659
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-8,000	7,725
Cash dividends	$251,000	2,132
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$172,000	5,650
2005-12-31 (YTD Data)		Rank
Total interest income	$3,729,000	6,022
Total interest expense	$864,000	6,619
Net interest income	$2,865,000	5,642
Provision for loan and lease losses	$78,000	5,159
Total noninterest income	$660,000	4,554
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$377,000	3,687
Trading account gains and fees	$0	138
Additional Noninterest Income	$283,000	4,464
Total noninterest expense	$2,503,000	5,376
Salaries and employee benefits	$1,120,000	5,997
Premises and equipment expense	$332,000	5,449
Additional noninterest expense	$1,051,000	4,252
Pre-tax net operating income	$944,000	5,514
Securities gains (losses)	$0	2,296
Applicable income taxes	$325,000	4,029
Income before extraordinary items	$619,000	5,933
Extraordinary gains, net	$0	46
Net income	$619,000	5,938
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$63,000	3,989
Cash dividends	$227,000	4,770
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$619,000	5,908
2005-09-30 (YTD Data)		Rank
Total interest income	$2,741,000	6,061
Total interest expense	$606,000	6,691
Net interest income	$2,135,000	5,685
Provision for loan and lease losses	$59,000	5,005
Total noninterest income	$475,000	4,681
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$272,000	3,781
Trading account gains and fees	$0	126
Additional Noninterest Income	$203,000	4,582
Total noninterest expense	$1,710,000	5,634
Salaries and employee benefits	$757,000	6,324
Premises and equipment expense	$247,000	5,466
Additional noninterest expense	$706,000	4,602
Pre-tax net operating income	$841,000	5,210
Securities gains (losses)	$0	2,317
Applicable income taxes	$304,000	3,786
Income before extraordinary items	$537,000	5,734
Extraordinary gains, net	$0	35
Net income	$537,000	5,738
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$16,000	4,742
Cash dividends	$97,000	4,734
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$537,000	5,698
2005-06-30 (YTD Data)		Rank
Total interest income	$1,775,000	6,086
Total interest expense	$388,000	6,674
Net interest income	$1,387,000	5,750
Provision for loan and lease losses	$39,000	4,905
Total noninterest income	$304,000	4,755
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$179,000	3,755
Trading account gains and fees	$0	116
Additional Noninterest Income	$125,000	4,710
Total noninterest expense	$1,113,000	5,709
Salaries and employee benefits	$488,000	6,416
Premises and equipment expense	$171,000	5,345
Additional noninterest expense	$454,000	4,697
Pre-tax net operating income	$539,000	5,280
Securities gains (losses)	$0	2,146
Applicable income taxes	$185,000	3,920
Income before extraordinary items	$354,000	5,747
Extraordinary gains, net	$0	30
Net income	$354,000	5,750
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$8,000	4,599
Cash dividends	$65,000	4,599
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$354,000	5,708
2005-03-31 (YTD Data)		Rank
Total interest income	$876,000	6,119
Total interest expense	$185,000	6,727
Net interest income	$691,000	5,769
Provision for loan and lease losses	$20,000	4,626
Total noninterest income	$137,000	4,943
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$83,000	3,846
Trading account gains and fees	$0	115
Additional Noninterest Income	$54,000	5,007
Total noninterest expense	$550,000	5,778
Salaries and employee benefits	$244,000	6,449
Premises and equipment expense	$89,000	5,250
Additional noninterest expense	$217,000	4,810
Pre-tax net operating income	$258,000	5,381
Securities gains (losses)	$0	1,685
Applicable income taxes	$88,000	3,973
Income before extraordinary items	$170,000	5,808
Extraordinary gains, net	$0	24
Net income	$170,000	5,809
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$12,000	3,061
Cash dividends	$33,000	3,600
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$170,000	5,772
2004-12-31 (YTD Data)		Rank
Total interest income	$3,581,000	5,896
Total interest expense	$643,000	6,798
Net interest income	$2,938,000	5,476
Provision for loan and lease losses	$188,000	3,814
Total noninterest income	$688,000	4,435
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$375,000	3,790
Trading account gains and fees	$0	138
Additional Noninterest Income	$313,000	4,184
Total noninterest expense	$2,376,000	5,470
Salaries and employee benefits	$1,153,000	5,817
Premises and equipment expense	$317,000	5,515
Additional noninterest expense	$906,000	4,671
Pre-tax net operating income	$1,062,000	5,085
Securities gains (losses)	$-7,000	8,135
Applicable income taxes	$334,000	4,015
Income before extraordinary items	$721,000	5,511
Extraordinary gains, net	$0	34
Net income	$721,000	5,512
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$144,000	3,095
Cash dividends	$221,000	4,749
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$725,760	5,417
2004-09-30 (YTD Data)		Rank
Total interest income	$2,654,000	5,936
Total interest expense	$463,000	6,892
Net interest income	$2,191,000	5,489
Provision for loan and lease losses	$173,000	3,301
Total noninterest income	$507,000	4,509
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$281,000	3,815
Trading account gains and fees	$0	134
Additional Noninterest Income	$226,000	4,260
Total noninterest expense	$1,725,000	5,538
Salaries and employee benefits	$790,000	6,056
Premises and equipment expense	$235,000	5,534
Additional noninterest expense	$700,000	4,531
Pre-tax net operating income	$800,000	5,179
Securities gains (losses)	$0	3,710
Applicable income taxes	$258,000	4,024
Income before extraordinary items	$542,000	5,614
Extraordinary gains, net	$0	26
Net income	$542,000	5,614
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$139,000	2,368
Cash dividends	$91,000	4,700
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$542,000	5,546
2004-06-30 (YTD Data)		Rank
Total interest income	$1,750,000	5,967
Total interest expense	$297,000	6,999
Net interest income	$1,453,000	5,502
Provision for loan and lease losses	$30,000	5,293
Total noninterest income	$327,000	4,586
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$179,000	3,927
Trading account gains and fees	$0	130
Additional Noninterest Income	$148,000	4,323
Total noninterest expense	$1,131,000	5,627
Salaries and employee benefits	$521,000	6,145
Premises and equipment expense	$157,000	5,529
Additional noninterest expense	$453,000	4,656
Pre-tax net operating income	$619,000	4,752
Securities gains (losses)	$0	3,413
Applicable income taxes	$245,000	3,428
Income before extraordinary items	$374,000	5,498
Extraordinary gains, net	$0	21
Net income	$374,000	5,498
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,000	5,531
Cash dividends	$59,000	4,601
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$374,000	5,394
2004-03-31 (YTD Data)		Rank
Total interest income	$873,000	6,011
Total interest expense	$153,000	7,000
Net interest income	$720,000	5,527
Provision for loan and lease losses	$15,000	5,048
Total noninterest income	$158,000	4,652
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$81,000	4,084
Trading account gains and fees	$0	121
Additional Noninterest Income	$77,000	4,245
Total noninterest expense	$570,000	5,610
Salaries and employee benefits	$277,000	5,980
Premises and equipment expense	$76,000	5,660
Additional noninterest expense	$217,000	4,781
Pre-tax net operating income	$293,000	4,862
Securities gains (losses)	$0	2,934
Applicable income taxes	$112,000	3,591
Income before extraordinary items	$181,000	5,576
Extraordinary gains, net	$0	16
Net income	$181,000	5,577
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,000	4,405
Cash dividends	$27,000	3,613
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$181,000	5,456
2003-12-31 (YTD Data)		Rank
Total interest income	$3,418,000	6,104
Total interest expense	$675,000	7,128
Net interest income	$2,743,000	5,593
Provision for loan and lease losses	$0	7,651
Total noninterest income	$615,000	4,901
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$318,000	4,167
Trading account gains and fees	$0	160
Additional Noninterest Income	$297,000	4,531
Total noninterest expense	$2,274,000	5,566
Salaries and employee benefits	$1,080,000	5,994
Premises and equipment expense	$291,000	5,749
Additional noninterest expense	$903,000	4,618
Pre-tax net operating income	$1,084,000	4,964
Securities gains (losses)	$0	4,500
Applicable income taxes	$407,000	3,742
Income before extraordinary items	$677,000	5,683
Extraordinary gains, net	$0	54
Net income	$677,000	5,685
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$34,000	5,558
Cash dividends	$261,000	4,576
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$677,000	5,508
2003-09-30 (YTD Data)		Rank
Total interest income	$2,556,000	6,187
Total interest expense	$533,000	7,154
Net interest income	$2,023,000	5,681
Provision for loan and lease losses	$0	7,481
Total noninterest income	$442,000	5,063
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$238,000	4,186
Trading account gains and fees	$0	153
Additional Noninterest Income	$204,000	4,750
Total noninterest expense	$1,616,000	5,716
Salaries and employee benefits	$762,000	6,172
Premises and equipment expense	$209,000	5,874
Additional noninterest expense	$645,000	4,754
Pre-tax net operating income	$849,000	4,978
Securities gains (losses)	$0	4,204
Applicable income taxes	$332,000	3,745
Income before extraordinary items	$517,000	5,766
Extraordinary gains, net	$0	40
Net income	$517,000	5,767
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$32,000	4,860
Cash dividends	$155,000	4,340
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$517,000	5,597
2003-06-30 (YTD Data)		Rank
Total interest income	$1,716,000	6,210
Total interest expense	$374,000	7,158
Net interest income	$1,342,000	5,690
Provision for loan and lease losses	$0	7,324
Total noninterest income	$283,000	5,142
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$155,000	4,203
Trading account gains and fees	$0	150
Additional Noninterest Income	$128,000	4,871
Total noninterest expense	$1,070,000	5,753
Salaries and employee benefits	$499,000	6,276
Premises and equipment expense	$137,000	5,926
Additional noninterest expense	$434,000	4,714
Pre-tax net operating income	$555,000	5,050
Securities gains (losses)	$0	3,782
Applicable income taxes	$214,000	3,830
Income before extraordinary items	$341,000	5,803
Extraordinary gains, net	$0	30
Net income	$341,000	5,802
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$30,000	4,092
Cash dividends	$129,000	4,014
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$341,000	5,592
2003-03-31 (YTD Data)		Rank
Total interest income	$829,000	6,349
Total interest expense	$190,000	7,219
Net interest income	$639,000	5,857
Provision for loan and lease losses	$0	6,934
Total noninterest income	$125,000	5,350
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$68,000	4,446
Trading account gains and fees	$0	134
Additional Noninterest Income	$57,000	5,014
Total noninterest expense	$542,000	5,692
Salaries and employee benefits	$263,000	6,080
Premises and equipment expense	$70,000	5,840
Additional noninterest expense	$209,000	4,798
Pre-tax net operating income	$222,000	5,581
Securities gains (losses)	$0	2,891
Applicable income taxes	$84,000	4,263
Income before extraordinary items	$138,000	6,211
Extraordinary gains, net	$0	21
Net income	$138,000	6,210
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$8,000	4,155
Cash dividends	$27,000	3,661
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$138,000	6,036
2002-12-31 (YTD Data)		Rank
Total interest income	$3,478,000	6,362
Total interest expense	$796,000	7,528
Net interest income	$2,682,000	5,676
Provision for loan and lease losses	$120,000	5,330
Total noninterest income	$549,000	4,963
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$270,000	4,495
Trading account gains and fees	$0	153
Additional Noninterest Income	$279,000	4,409
Total noninterest expense	$2,181,000	5,561
Salaries and employee benefits	$1,051,000	5,949
Premises and equipment expense	$286,000	5,725
Additional noninterest expense	$844,000	4,750
Pre-tax net operating income	$930,000	5,386
Securities gains (losses)	$0	4,537
Applicable income taxes	$347,000	4,175
Income before extraordinary items	$583,000	6,037
Extraordinary gains, net	$0	70
Net income	$583,000	6,036
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$27,000	6,007
Cash dividends	$188,000	4,974
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$583,000	5,898
2001-12-31 (YTD Data)		Rank
Total interest income	$3,331,000	6,908
Total interest expense	$1,245,000	7,521
Net interest income	$2,086,000	6,304
Provision for loan and lease losses	$81,000	5,963
Total noninterest income	$469,000	5,245
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$247,000	4,669
Trading account gains and fees	$0	177
Additional Noninterest Income	$222,000	4,718
Total noninterest expense	$1,974,000	5,783
Salaries and employee benefits	$910,000	6,328
Premises and equipment expense	$268,000	5,874
Additional noninterest expense	$796,000	4,801
Pre-tax net operating income	$500,000	6,545
Securities gains (losses)	$0	4,612
Applicable income taxes	$153,000	5,414
Income before extraordinary items	$347,000	6,846
Extraordinary gains, net	$0	105
Net income	$347,000	6,848
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$117,000	3,797
Cash dividends	$337,000	4,197
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$347,000	6,736
2000-12-31 (YTD Data)		Rank
Total interest income	$3,054,000	7,352
Total interest expense	$1,194,000	7,812
Net interest income	$1,860,000	6,800
Provision for loan and lease losses	$77,000	5,824
Total noninterest income	$439,000	5,265
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$234,000	4,694
Trading account gains and fees	NA	NA
Additional Noninterest Income	$205,000	4,739
Total noninterest expense	$1,924,000	5,813
Salaries and employee benefits	$931,000	6,200
Premises and equipment expense	$212,000	6,582
Additional noninterest expense	$781,000	4,816
Pre-tax net operating income	$290,000	7,945
Securities gains (losses)	$0	1,956
Applicable income taxes	$87,000	6,691
Income before extraordinary items	$211,000	8,004
Extraordinary gains, net	$0	38
Net income	$211,000	8,004
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$46,000	4,889
Cash dividends	$1,006,000	2,245
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$211,000	8,007
1999-12-31 (YTD Data)		Rank
Total interest income	$2,593,000	7,805
Total interest expense	$973,000	8,243
Net interest income	$1,620,000	7,360
Provision for loan and lease losses	$270,000	2,899
Total noninterest income	$429,000	5,407
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$180,000	5,397
Trading account gains and fees	NA	NA
Additional Noninterest Income	$249,000	4,447
Total noninterest expense	$1,895,000	5,873
Salaries and employee benefits	$863,000	6,480
Premises and equipment expense	$189,000	6,987
Additional noninterest expense	$843,000	4,613
Pre-tax net operating income	$-116,000	9,548
Securities gains (losses)	$-15,000	9,468
Applicable income taxes	$-75,000	9,878
Income before extraordinary items	$-56,000	9,521
Extraordinary gains, net	$0	35
Net income	$-56,000	9,519
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$126,000	3,143
Cash dividends	$310,000	4,446
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$-46,400	9,487
1998-12-31 (YTD Data)		Rank
Total interest income	$2,135,000	8,523
Total interest expense	$721,000	9,147
Net interest income	$1,414,000	7,871
Provision for loan and lease losses	$57,000	6,384
Total noninterest income	$239,000	7,126
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$114,000	6,582
Trading account gains and fees	NA	NA
Additional Noninterest Income	$125,000	6,108
Total noninterest expense	$1,184,000	7,588
Salaries and employee benefits	$693,000	7,224
Premises and equipment expense	$130,000	8,067
Additional noninterest expense	$361,000	7,560
Pre-tax net operating income	$412,000	7,813
Securities gains (losses)	$18,000	2,506
Applicable income taxes	$100,000	7,528
Income before extraordinary items	$330,000	7,647
Extraordinary gains, net	$0	32
Net income	$330,000	7,646
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$42,000	5,253
Cash dividends	$201,000	5,319
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$316,140	7,667
1997-12-31 (YTD Data)		Rank
Total interest income	$2,321,000	8,615
Total interest expense	$798,000	9,267
Net interest income	$1,523,000	7,929
Provision for loan and lease losses	$0	8,829
Total noninterest income	$204,000	7,784
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$119,000	6,786
Trading account gains and fees	NA	NA
Additional Noninterest Income	$85,000	7,227
Total noninterest expense	$1,205,000	7,659
Salaries and employee benefits	$733,000	7,124
Premises and equipment expense	$139,000	8,048
Additional noninterest expense	$333,000	7,975
Pre-tax net operating income	$522,000	7,803
Securities gains (losses)	$6,000	2,665
Applicable income taxes	$132,000	7,884
Income before extraordinary items	$396,000	7,672
Extraordinary gains, net	$0	44
Net income	$396,000	7,675
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$25,000	6,261
Cash dividends	$318,000	4,439
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$391,500	7,645
1996-12-31 (YTD Data)		Rank
Total interest income	$2,384,000	8,847
Total interest expense	$861,000	9,446
Net interest income	$1,523,000	8,217
Provision for loan and lease losses	$27,000	7,576
Total noninterest income	$190,000	8,375
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$108,000	7,335
Trading account gains and fees	NA	NA
Additional Noninterest Income	$82,000	7,682
Total noninterest expense	$1,150,000	8,158
Salaries and employee benefits	$699,000	7,537
Premises and equipment expense	$129,000	8,550
Additional noninterest expense	$322,000	8,651
Pre-tax net operating income	$536,000	7,745
Securities gains (losses)	$5,000	2,986
Applicable income taxes	$138,000	8,066
Income before extraordinary items	$403,000	7,602
Extraordinary gains, net	$0	53
Net income	$403,000	7,602
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,000	8,286
Cash dividends	$706,000	2,720
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$399,300	7,562
1995-12-31 (YTD Data)		Rank
Total interest income	$2,400,000	9,118
Total interest expense	$865,000	9,752
Net interest income	$1,535,000	8,442
Provision for loan and lease losses	$50,000	6,165
Total noninterest income	$186,000	8,658
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$100,000	7,786
Trading account gains and fees	NA	NA
Additional Noninterest Income	$86,000	7,713
Total noninterest expense	$1,260,000	7,991
Salaries and employee benefits	$692,000	7,765
Premises and equipment expense	$155,000	8,146
Additional noninterest expense	$413,000	8,058
Pre-tax net operating income	$411,000	8,995
Securities gains (losses)	$12,000	2,250
Applicable income taxes	$78,000	9,622
Income before extraordinary items	$345,000	8,526
Extraordinary gains, net	$0	65
Net income	$345,000	8,531
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$21,000	6,571
Cash dividends	$216,000	5,294
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$335,160	8,581
1994-12-31 (YTD Data)		Rank
Total interest income	$2,275,000	9,305
Total interest expense	$778,000	9,717
Net interest income	$1,497,000	8,895
Provision for loan and lease losses	$21,000	7,711
Total noninterest income	$294,000	7,323
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$68,000	9,072
Trading account gains and fees	NA	NA
Additional Noninterest Income	$226,000	4,871
Total noninterest expense	$1,197,000	8,608
Salaries and employee benefits	$676,000	8,062
Premises and equipment expense	$142,000	8,775
Additional noninterest expense	$379,000	9,047
Pre-tax net operating income	$573,000	8,168
Securities gains (losses)	$28,000	1,509
Applicable income taxes	$90,000	9,572
Income before extraordinary items	$511,000	7,227
Extraordinary gains, net	$0	249
Net income	$511,000	7,232
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$33,000	5,828
Cash dividends	$216,000	5,269
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$487,200	7,447
1993-12-31 (YTD Data)		Rank
Total interest income	$2,450,000	9,289
Total interest expense	$825,000	9,904
Net interest income	$1,625,000	8,730
Provision for loan and lease losses	$50,000	7,415
Total noninterest income	$139,000	10,431
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$65,000	9,505
Trading account gains and fees	NA	NA
Additional Noninterest Income	$74,000	8,889
Total noninterest expense	$1,180,000	8,969
Salaries and employee benefits	$636,000	8,513
Premises and equipment expense	$137,000	9,260
Additional noninterest expense	$407,000	9,191
Pre-tax net operating income	$534,000	8,418
Securities gains (losses)	$165,000	1,888
Applicable income taxes	$179,000	8,034
Income before extraordinary items	$520,000	7,389
Extraordinary gains, net	$0	3,149
Net income	$520,000	7,567
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$7,000	8,917
Cash dividends	$216,000	5,235
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$397,900	8,184
1992-12-31 (YTD Data)		Rank
Total interest income	$2,788,000	9,353
Total interest expense	$1,226,000	9,516
Net interest income	$1,562,000	9,066
Provision for loan and lease losses	$65,000	8,399
Total noninterest income	$107,000	11,520
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$51,000	10,268
Trading account gains and fees	NA	NA
Additional Noninterest Income	$56,000	10,037
Total noninterest expense	$1,571,000	7,667
Salaries and employee benefits	$591,000	8,886
Premises and equipment expense	$123,000	9,930
Additional noninterest expense	$857,000	5,749
Pre-tax net operating income	$33,000	12,515
Securities gains (losses)	$68,000	3,635
Applicable income taxes	$-21,000	13,427
Income before extraordinary items	$122,000	11,655
Extraordinary gains, net	$0	1,422
Net income	$122,000	11,733
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$33,000	8,345
Cash dividends	$216,000	4,837
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$54,000	12,252

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.