Home > Pioneer Bank & Trust > Income and Expense

Pioneer Bank & Trust, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$37,263,0001,177
Total interest expense$14,262,0001,012
Net interest income$23,001,0001,299
Provision for loan and lease losses$478,0001,326
Total noninterest income$6,482,000995
Gross Fiduciary activities income$1,575,000437
Service charges on deposit accounts$778,0001,214
Trading account gains and fees$0123
Additional Noninterest Income$4,129,0001,002
Total noninterest expense$19,000,0001,256
Salaries and employee benefits$11,462,0001,212
Premises and equipment expense$1,737,0001,373
Additional noninterest expense$4,129,0001,002
Pre-tax net operating income$10,005,0001,156
Securities gains (losses)$-27,0003,523
Applicable income taxes$2,005,000985
Income before extraordinary items$7,973,0001,215
Extraordinary gains, net$054
Net income$7,973,0001,231
Minority interest net income$088
Net income of bank and minority interests.$7,973,0001,218
Net charge-offs$4,0002,632
Cash dividends$3,092,0001,159
Sale, conversion, retirement of capital stock, net$0540
Net operating income$7,994,6001,238
2023-09-30 (YTD Data)Rank
Total interest income$26,636,0001,202
Total interest expense$9,630,0001,018
Net interest income$17,006,0001,315
Provision for loan and lease losses$471,0001,037
Total noninterest income$4,362,0001,085
Gross Fiduciary activities income$1,110,000442
Service charges on deposit accounts$578,0001,220
Trading account gains and fees$0125
Additional Noninterest Income$2,674,0001,123
Total noninterest expense$13,554,0001,310
Salaries and employee benefits$7,960,0001,288
Premises and equipment expense$1,275,0001,391
Additional noninterest expense$2,674,0001,123
Pre-tax net operating income$7,343,0001,224
Securities gains (losses)$-26,0003,678
Applicable income taxes$1,586,000976
Income before extraordinary items$5,731,0001,294
Extraordinary gains, net$052
Net income$5,731,0001,303
Minority interest net income$081
Net income of bank and minority interests.$5,731,0001,294
Net charge-offs$10,0002,131
Cash dividends$1,370,0001,442
Sale, conversion, retirement of capital stock, net$0507
Net operating income$5,751,5401,314
2023-06-30 (YTD Data)Rank
Total interest income$17,121,0001,210
Total interest expense$5,453,0001,048
Net interest income$11,668,0001,287
Provision for loan and lease losses$246,0001,201
Total noninterest income$2,907,0001,023
Gross Fiduciary activities income$730,000441
Service charges on deposit accounts$392,0001,192
Trading account gains and fees$0112
Additional Noninterest Income$1,785,0001,065
Total noninterest expense$9,076,0001,291
Salaries and employee benefits$5,376,0001,271
Premises and equipment expense$841,0001,398
Additional noninterest expense$1,785,0001,064
Pre-tax net operating income$5,253,0001,163
Securities gains (losses)$-27,0003,957
Applicable income taxes$1,195,000902
Income before extraordinary items$4,031,0001,241
Extraordinary gains, net$051
Net income$4,031,0001,252
Minority interest net income$081
Net income of bank and minority interests.$4,031,0001,241
Net charge-offs$5,0002,026
Cash dividends$863,0001,504
Sale, conversion, retirement of capital stock, net$0486
Net operating income$4,052,3301,251
2023-03-31 (YTD Data)Rank
Total interest income$8,277,0001,222
Total interest expense$1,984,0001,194
Net interest income$6,293,0001,217
Provision for loan and lease losses$137,0001,117
Total noninterest income$1,386,0001,065
Gross Fiduciary activities income$350,000458
Service charges on deposit accounts$188,0001,242
Trading account gains and fees$097
Additional Noninterest Income$848,0001,080
Total noninterest expense$4,335,0001,353
Salaries and employee benefits$2,748,0001,265
Premises and equipment expense$363,0001,602
Additional noninterest expense$848,0001,080
Pre-tax net operating income$3,207,0001,027
Securities gains (losses)$-35,0004,202
Applicable income taxes$751,000802
Income before extraordinary items$2,421,0001,102
Extraordinary gains, net$04
Net income$2,421,0001,101
Minority interest net income$048
Net income of bank and minority interests.$2,421,0001,101
Net charge-offs$02,062
Cash dividends$431,0001,340
Sale, conversion, retirement of capital stock, net$0430
Net operating income$2,448,6501,107
2022-12-31 (YTD Data)Rank
Total interest income$27,316,0001,233
Total interest expense$2,528,0001,345
Net interest income$24,788,0001,208
Provision for loan and lease losses$432,0001,310
Total noninterest income$6,665,000989
Gross Fiduciary activities income$1,638,000439
Service charges on deposit accounts$723,0001,308
Trading account gains and fees$0116
Additional Noninterest Income$4,304,0001,005
Total noninterest expense$18,289,0001,270
Salaries and employee benefits$11,924,0001,151
Premises and equipment expense$1,345,0001,664
Additional noninterest expense$4,304,0001,005
Pre-tax net operating income$12,732,0001,073
Securities gains (losses)$0691
Applicable income taxes$2,730,000879
Income before extraordinary items$10,002,0001,108
Extraordinary gains, net$05
Net income$10,002,0001,107
Minority interest net income$063
Net income of bank and minority interests.$10,002,0001,108
Net charge-offs$02,620
Cash dividends$1,482,0001,774
Sale, conversion, retirement of capital stock, net$0568
Net operating income$10,002,0001,129
2022-09-30 (YTD Data)Rank
Total interest income$19,195,0001,251
Total interest expense$1,164,0001,593
Net interest income$18,031,0001,217
Provision for loan and lease losses$352,0001,157
Total noninterest income$4,846,0001,027
Gross Fiduciary activities income$1,220,000440
Service charges on deposit accounts$545,0001,315
Trading account gains and fees$0111
Additional Noninterest Income$3,081,0001,042
Total noninterest expense$12,266,0001,372
Salaries and employee benefits$7,694,0001,289
Premises and equipment expense$992,0001,698
Additional noninterest expense$3,081,0001,042
Pre-tax net operating income$10,259,0001,019
Securities gains (losses)$0740
Applicable income taxes$2,241,000839
Income before extraordinary items$8,018,0001,047
Extraordinary gains, net$04
Net income$8,018,0001,046
Minority interest net income$057
Net income of bank and minority interests.$8,018,0001,047
Net charge-offs$02,349
Cash dividends$1,137,0001,560
Sale, conversion, retirement of capital stock, net$0519
Net operating income$8,018,0001,068
2022-06-30 (YTD Data)Rank
Total interest income$11,868,0001,287
Total interest expense$594,0001,749
Net interest income$11,274,0001,249
Provision for loan and lease losses$286,000976
Total noninterest income$3,165,0001,035
Gross Fiduciary activities income$708,000430
Service charges on deposit accounts$369,0001,274
Trading account gains and fees$0108
Additional Noninterest Income$2,088,0001,071
Total noninterest expense$8,254,0001,365
Salaries and employee benefits$5,192,0001,275
Premises and equipment expense$637,0001,754
Additional noninterest expense$2,425,0001,383
Pre-tax net operating income$5,899,0001,078
Securities gains (losses)$0687
Applicable income taxes$1,341,000849
Income before extraordinary items$4,558,0001,120
Extraordinary gains, net$04
Net income$4,558,0001,119
Minority interest net income$060
Net income of bank and minority interests.$4,558,0001,120
Net charge-offs$02,156
Cash dividends$691,0001,637
Sale, conversion, retirement of capital stock, net$0494
Net operating income$4,558,0001,145
2022-03-31 (YTD Data)Rank
Total interest income$5,681,0001,293
Total interest expense$277,0001,776
Net interest income$5,404,0001,253
Provision for loan and lease losses$156,000748
Total noninterest income$1,585,0001,031
Gross Fiduciary activities income$370,000425
Service charges on deposit accounts$180,0001,281
Trading account gains and fees$0103
Additional Noninterest Income$1,035,0001,060
Total noninterest expense$4,250,0001,327
Salaries and employee benefits$2,666,0001,241
Premises and equipment expense$324,0001,747
Additional noninterest expense$1,260,0001,329
Pre-tax net operating income$2,583,0001,127
Securities gains (losses)$0623
Applicable income taxes$633,000853
Income before extraordinary items$1,950,0001,214
Extraordinary gains, net$04
Net income$1,950,0001,214
Minority interest net income$050
Net income of bank and minority interests.$1,950,0001,214
Net charge-offs$01,838
Cash dividends$345,0001,423
Sale, conversion, retirement of capital stock, net$0453
Net operating income$1,950,0001,226
2021-12-31 (YTD Data)Rank
Total interest income$23,734,0001,289
Total interest expense$1,338,0001,809
Net interest income$22,396,0001,235
Provision for loan and lease losses$49,0002,592
Total noninterest income$7,123,0001,058
Gross Fiduciary activities income$1,531,000406
Service charges on deposit accounts$791,0001,152
Trading account gains and fees$0132
Additional Noninterest Income$4,801,0001,099
Total noninterest expense$16,684,0001,333
Salaries and employee benefits$11,026,0001,204
Premises and equipment expense$1,364,0001,640
Additional noninterest expense$4,294,0001,508
Pre-tax net operating income$12,786,0001,067
Securities gains (losses)$866,000239
Applicable income taxes$3,085,000845
Income before extraordinary items$10,567,0001,108
Extraordinary gains, net$010
Net income$10,567,0001,108
Minority interest net income$074
Net income of bank and minority interests.$10,567,0001,108
Net charge-offs$2,0002,583
Cash dividends$6,482,000645
Sale, conversion, retirement of capital stock, net$0582
Net operating income$9,882,8601,145
2021-09-30 (YTD Data)Rank
Total interest income$18,012,0001,305
Total interest expense$1,041,0001,844
Net interest income$16,971,0001,252
Provision for loan and lease losses$52,0002,329
Total noninterest income$5,066,0001,105
Gross Fiduciary activities income$1,136,000406
Service charges on deposit accounts$590,0001,150
Trading account gains and fees$0132
Additional Noninterest Income$3,340,0001,191
Total noninterest expense$10,534,0001,541
Salaries and employee benefits$6,375,0001,489
Premises and equipment expense$1,014,0001,675
Additional noninterest expense$3,145,0001,536
Pre-tax net operating income$11,451,000957
Securities gains (losses)$766,000227
Applicable income taxes$2,861,000772
Income before extraordinary items$9,356,0001,005
Extraordinary gains, net$08
Net income$9,356,0001,005
Minority interest net income$069
Net income of bank and minority interests.$9,356,0001,005
Net charge-offs$1,0002,373
Cash dividends$1,513,0001,377
Sale, conversion, retirement of capital stock, net$0543
Net operating income$8,750,8601,037
2021-06-30 (YTD Data)Rank
Total interest income$12,737,0001,229
Total interest expense$728,0001,850
Net interest income$12,009,0001,182
Provision for loan and lease losses$50,0002,139
Total noninterest income$3,450,0001,090
Gross Fiduciary activities income$787,000397
Service charges on deposit accounts$373,0001,164
Trading account gains and fees$0133
Additional Noninterest Income$2,290,0001,171
Total noninterest expense$7,016,0001,535
Salaries and employee benefits$4,265,0001,476
Premises and equipment expense$661,0001,710
Additional noninterest expense$2,090,0001,520
Pre-tax net operating income$8,393,000880
Securities gains (losses)$548,000249
Applicable income taxes$2,108,000723
Income before extraordinary items$6,833,000912
Extraordinary gains, net$06
Net income$6,833,000912
Minority interest net income$067
Net income of bank and minority interests.$6,833,000912
Net charge-offs$1,0002,145
Cash dividends$865,0001,502
Sale, conversion, retirement of capital stock, net$0517
Net operating income$6,400,080955
2021-03-31 (YTD Data)Rank
Total interest income$6,988,0001,136
Total interest expense$389,0001,824
Net interest income$6,599,0001,082
Provision for loan and lease losses$74,0001,525
Total noninterest income$1,673,0001,117
Gross Fiduciary activities income$330,000423
Service charges on deposit accounts$178,0001,192
Trading account gains and fees$0127
Additional Noninterest Income$1,165,0001,155
Total noninterest expense$3,504,0001,523
Salaries and employee benefits$2,161,0001,449
Premises and equipment expense$333,0001,708
Additional noninterest expense$1,010,0001,539
Pre-tax net operating income$4,694,000810
Securities gains (losses)$297,000266
Applicable income taxes$1,313,000621
Income before extraordinary items$3,678,000870
Extraordinary gains, net$03
Net income$3,678,000870
Minority interest net income$055
Net income of bank and minority interests.$3,678,000870
Net charge-offs$1,0001,805
Cash dividends$432,0001,308
Sale, conversion, retirement of capital stock, net$0482
Net operating income$3,443,370898
2020-12-31 (YTD Data)Rank
Total interest income$25,782,0001,200
Total interest expense$2,424,0001,738
Net interest income$23,358,0001,133
Provision for loan and lease losses$773,0001,856
Total noninterest income$6,882,0001,034
Gross Fiduciary activities income$1,359,000406
Service charges on deposit accounts$750,0001,193
Trading account gains and fees$0133
Additional Noninterest Income$4,773,0001,048
Total noninterest expense$15,475,0001,375
Salaries and employee benefits$10,094,0001,246
Premises and equipment expense$1,302,0001,689
Additional noninterest expense$4,079,0001,516
Pre-tax net operating income$13,992,000792
Securities gains (losses)$1,015,000364
Applicable income taxes$3,346,000642
Income before extraordinary items$11,661,000827
Extraordinary gains, net$04
Net income$11,661,000827
Minority interest net income$072
Net income of bank and minority interests.$11,661,000827
Net charge-offs$118,0001,889
Cash dividends$7,038,000588
Sale, conversion, retirement of capital stock, net$0566
Net operating income$10,859,150848
2020-09-30 (YTD Data)Rank
Total interest income$20,355,0001,153
Total interest expense$1,982,0001,712
Net interest income$18,373,0001,078
Provision for loan and lease losses$1,282,0001,175
Total noninterest income$4,824,0001,042
Gross Fiduciary activities income$1,002,000406
Service charges on deposit accounts$558,0001,190
Trading account gains and fees$0125
Additional Noninterest Income$3,264,0001,095
Total noninterest expense$10,043,0001,529
Salaries and employee benefits$6,040,0001,489
Premises and equipment expense$958,0001,722
Additional noninterest expense$3,045,0001,497
Pre-tax net operating income$11,872,000683
Securities gains (losses)$971,000317
Applicable income taxes$3,191,000525
Income before extraordinary items$9,652,000737
Extraordinary gains, net$04
Net income$9,652,000737
Minority interest net income$065
Net income of bank and minority interests.$9,652,000737
Net charge-offs$118,0001,560
Cash dividends$2,065,0001,076
Sale, conversion, retirement of capital stock, net$0532
Net operating income$8,884,910759
2020-06-30 (YTD Data)Rank
Total interest income$14,406,0001,109
Total interest expense$1,488,0001,651
Net interest income$12,918,0001,036
Provision for loan and lease losses$1,475,000867
Total noninterest income$2,907,0001,063
Gross Fiduciary activities income$653,000415
Service charges on deposit accounts$374,0001,196
Trading account gains and fees$0123
Additional Noninterest Income$1,880,0001,128
Total noninterest expense$6,757,0001,507
Salaries and employee benefits$4,063,0001,469
Premises and equipment expense$646,0001,690
Additional noninterest expense$2,048,0001,469
Pre-tax net operating income$7,593,000654
Securities gains (losses)$971,000227
Applicable income taxes$2,210,000458
Income before extraordinary items$6,354,000682
Extraordinary gains, net$04
Net income$6,354,000682
Minority interest net income$065
Net income of bank and minority interests.$6,354,000682
Net charge-offs$67,0001,559
Cash dividends$1,082,0001,245
Sale, conversion, retirement of capital stock, net$0504
Net operating income$5,586,910734
2020-03-31 (YTD Data)Rank
Total interest income$6,493,0001,221
Total interest expense$923,0001,508
Net interest income$5,570,0001,143
Provision for loan and lease losses$103,0001,932
Total noninterest income$1,381,0001,040
Gross Fiduciary activities income$308,000427
Service charges on deposit accounts$206,0001,271
Trading account gains and fees$0106
Additional Noninterest Income$867,0001,079
Total noninterest expense$3,397,0001,513
Salaries and employee benefits$2,070,0001,454
Premises and equipment expense$332,0001,682
Additional noninterest expense$995,0001,521
Pre-tax net operating income$3,451,000651
Securities gains (losses)$494,000190
Applicable income taxes$990,000469
Income before extraordinary items$2,955,000663
Extraordinary gains, net$04
Net income$2,955,000663
Minority interest net income$056
Net income of bank and minority interests.$2,955,000663
Net charge-offs$67,0001,068
Cash dividends$541,0001,214
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,564,740732
2019-12-31 (YTD Data)Rank
Total interest income$26,172,0001,206
Total interest expense$3,961,0001,482
Net interest income$22,211,0001,141
Provision for loan and lease losses$404,0001,677
Total noninterest income$5,722,0001,035
Gross Fiduciary activities income$1,391,000404
Service charges on deposit accounts$884,0001,233
Trading account gains and fees$0135
Additional Noninterest Income$3,447,0001,093
Total noninterest expense$14,146,0001,430
Salaries and employee benefits$9,232,0001,289
Premises and equipment expense$1,170,0001,825
Additional noninterest expense$3,744,0001,595
Pre-tax net operating income$13,383,000821
Securities gains (losses)$21,0001,630
Applicable income taxes$2,606,000760
Income before extraordinary items$10,798,000885
Extraordinary gains, net$011
Net income$10,798,000886
Minority interest net income$076
Net income of bank and minority interests.$10,798,000886
Net charge-offs$330,0001,291
Cash dividends$5,935,000708
Sale, conversion, retirement of capital stock, net$0626
Net operating income$10,780,990865
2019-09-30 (YTD Data)Rank
Total interest income$19,644,0001,214
Total interest expense$2,960,0001,500
Net interest income$16,684,0001,153
Provision for loan and lease losses$119,0002,471
Total noninterest income$3,752,0001,117
Gross Fiduciary activities income$971,000417
Service charges on deposit accounts$661,0001,240
Trading account gains and fees$0129
Additional Noninterest Income$2,120,0001,241
Total noninterest expense$9,217,0001,627
Salaries and employee benefits$5,651,0001,536
Premises and equipment expense$872,0001,854
Additional noninterest expense$2,694,0001,637
Pre-tax net operating income$11,100,000774
Securities gains (losses)$21,0001,403
Applicable income taxes$2,643,000650
Income before extraordinary items$8,478,000862
Extraordinary gains, net$011
Net income$8,478,000863
Minority interest net income$072
Net income of bank and minority interests.$8,478,000863
Net charge-offs$12,0002,893
Cash dividends$2,040,0001,169
Sale, conversion, retirement of capital stock, net$0590
Net operating income$8,461,410844
2019-06-30 (YTD Data)Rank
Total interest income$12,956,0001,220
Total interest expense$1,947,0001,497
Net interest income$11,009,0001,167
Provision for loan and lease losses$182,0001,636
Total noninterest income$2,411,0001,121
Gross Fiduciary activities income$649,000418
Service charges on deposit accounts$421,0001,272
Trading account gains and fees$0131
Additional Noninterest Income$1,341,0001,252
Total noninterest expense$6,196,0001,605
Salaries and employee benefits$3,764,0001,539
Premises and equipment expense$584,0001,851
Additional noninterest expense$1,848,0001,614
Pre-tax net operating income$7,042,000780
Securities gains (losses)$-15,0005,010
Applicable income taxes$1,673,000645
Income before extraordinary items$5,354,000878
Extraordinary gains, net$011
Net income$5,354,000878
Minority interest net income$069
Net income of bank and minority interests.$5,354,000878
Net charge-offs$13,0002,505
Cash dividends$1,083,0001,370
Sale, conversion, retirement of capital stock, net$0573
Net operating income$5,365,850859
2019-03-31 (YTD Data)Rank
Total interest income$6,348,0001,232
Total interest expense$950,0001,485
Net interest income$5,398,0001,198
Provision for loan and lease losses$59,0001,969
Total noninterest income$1,179,0001,105
Gross Fiduciary activities income$337,000409
Service charges on deposit accounts$191,0001,375
Trading account gains and fees$0126
Additional Noninterest Income$651,0001,231
Total noninterest expense$3,159,0001,587
Salaries and employee benefits$1,912,0001,526
Premises and equipment expense$294,0001,865
Additional noninterest expense$953,0001,566
Pre-tax net operating income$3,359,000803
Securities gains (losses)$01,087
Applicable income taxes$822,000634
Income before extraordinary items$2,537,000905
Extraordinary gains, net$05
Net income$2,537,000903
Minority interest net income$052
Net income of bank and minority interests.$2,537,000904
Net charge-offs$49,0001,216
Cash dividends$542,0001,272
Sale, conversion, retirement of capital stock, net$0529
Net operating income$2,537,000888
2018-12-31 (YTD Data)Rank
Total interest income$23,680,0001,246
Total interest expense$2,915,0001,464
Net interest income$20,765,0001,201
Provision for loan and lease losses$347,0001,827
Total noninterest income$5,061,0001,080
Gross Fiduciary activities income$1,409,000407
Service charges on deposit accounts$925,0001,233
Trading account gains and fees$0126
Additional Noninterest Income$2,727,0001,222
Total noninterest expense$13,491,0001,469
Salaries and employee benefits$8,809,0001,315
Premises and equipment expense$1,139,0001,868
Additional noninterest expense$3,543,0001,659
Pre-tax net operating income$11,988,000909
Securities gains (losses)$8,000752
Applicable income taxes$2,979,000669
Income before extraordinary items$9,017,000999
Extraordinary gains, net$06
Net income$9,017,000998
Minority interest net income$072
Net income of bank and minority interests.$9,017,000998
Net charge-offs$3,0003,612
Cash dividends$3,829,000906
Sale, conversion, retirement of capital stock, net$0671
Net operating income$9,010,6801,001
2018-09-30 (YTD Data)Rank
Total interest income$17,361,0001,256
Total interest expense$1,967,0001,507
Net interest income$15,394,0001,212
Provision for loan and lease losses$310,0001,540
Total noninterest income$3,657,0001,113
Gross Fiduciary activities income$1,008,000411
Service charges on deposit accounts$692,0001,246
Trading account gains and fees$0138
Additional Noninterest Income$1,957,0001,274
Total noninterest expense$8,903,0001,631
Salaries and employee benefits$5,365,0001,563
Premises and equipment expense$870,0001,858
Additional noninterest expense$2,668,0001,657
Pre-tax net operating income$9,838,000840
Securities gains (losses)$8,000750
Applicable income taxes$2,326,000662
Income before extraordinary items$7,520,000913
Extraordinary gains, net$05
Net income$7,520,000911
Minority interest net income$066
Net income of bank and minority interests.$7,520,000912
Net charge-offs$03,489
Cash dividends$1,651,0001,222
Sale, conversion, retirement of capital stock, net$0633
Net operating income$7,513,680909
2018-06-30 (YTD Data)Rank
Total interest income$11,371,0001,267
Total interest expense$1,136,0001,612
Net interest income$10,235,0001,208
Provision for loan and lease losses$215,0001,448
Total noninterest income$2,443,0001,110
Gross Fiduciary activities income$688,000415
Service charges on deposit accounts$456,0001,254
Trading account gains and fees$0130
Additional Noninterest Income$1,299,0001,283
Total noninterest expense$5,957,0001,633
Salaries and employee benefits$3,584,0001,576
Premises and equipment expense$584,0001,861
Additional noninterest expense$1,789,0001,661
Pre-tax net operating income$6,506,000821
Securities gains (losses)$-1,0004,637
Applicable income taxes$1,560,000650
Income before extraordinary items$4,945,000920
Extraordinary gains, net$06
Net income$4,945,000918
Minority interest net income$065
Net income of bank and minority interests.$4,945,000919
Net charge-offs$03,209
Cash dividends$977,0001,348
Sale, conversion, retirement of capital stock, net$0620
Net operating income$4,945,790910
2018-03-31 (YTD Data)Rank
Total interest income$5,561,0001,274
Total interest expense$508,0001,693
Net interest income$5,053,0001,222
Provision for loan and lease losses$38,0002,291
Total noninterest income$1,185,0001,133
Gross Fiduciary activities income$322,000425
Service charges on deposit accounts$217,0001,298
Trading account gains and fees$0123
Additional Noninterest Income$646,0001,273
Total noninterest expense$3,044,0001,612
Salaries and employee benefits$1,859,0001,528
Premises and equipment expense$292,0001,894
Additional noninterest expense$893,0001,653
Pre-tax net operating income$3,156,000826
Securities gains (losses)$0735
Applicable income taxes$741,000655
Income before extraordinary items$2,415,000904
Extraordinary gains, net$07
Net income$2,415,000904
Minority interest net income$052
Net income of bank and minority interests.$2,415,000904
Net charge-offs$02,722
Cash dividends$434,0001,308
Sale, conversion, retirement of capital stock, net$0580
Net operating income$2,415,000898
2017-12-31 (YTD Data)Rank
Total interest income$21,271,0001,288
Total interest expense$1,759,0001,693
Net interest income$19,512,0001,240
Provision for loan and lease losses$245,0002,167
Total noninterest income$4,898,0001,137
Gross Fiduciary activities income$1,424,000399
Service charges on deposit accounts$934,0001,255
Trading account gains and fees$0151
Additional Noninterest Income$2,540,0001,310
Total noninterest expense$12,998,0001,526
Salaries and employee benefits$8,336,0001,357
Premises and equipment expense$1,141,0001,921
Additional noninterest expense$3,521,0001,701
Pre-tax net operating income$11,167,000902
Securities gains (losses)$111,000591
Applicable income taxes$4,464,000723
Income before extraordinary items$6,814,0001,048
Extraordinary gains, net$09
Net income$6,814,0001,048
Minority interest net income$076
Net income of bank and minority interests.$6,814,0001,048
Net charge-offs$19,0003,445
Cash dividends$1,710,0001,586
Sale, conversion, retirement of capital stock, net$0711
Net operating income$6,742,9601,047
2017-09-30 (YTD Data)Rank
Total interest income$15,731,0001,302
Total interest expense$1,277,0001,729
Net interest income$14,454,0001,262
Provision for loan and lease losses$201,0002,011
Total noninterest income$3,481,0001,200
Gross Fiduciary activities income$1,027,000406
Service charges on deposit accounts$712,0001,240
Trading account gains and fees$0145
Additional Noninterest Income$1,742,0001,402
Total noninterest expense$8,674,0001,671
Salaries and employee benefits$5,177,0001,612
Premises and equipment expense$846,0001,941
Additional noninterest expense$2,651,0001,692
Pre-tax net operating income$9,060,000855
Securities gains (losses)$111,000559
Applicable income taxes$3,203,000653
Income before extraordinary items$5,968,000992
Extraordinary gains, net$09
Net income$5,968,000992
Minority interest net income$071
Net income of bank and minority interests.$5,968,000992
Net charge-offs$03,796
Cash dividends$1,166,0001,557
Sale, conversion, retirement of capital stock, net$0677
Net operating income$5,895,850996
2017-06-30 (YTD Data)Rank
Total interest income$10,267,0001,319
Total interest expense$827,0001,730
Net interest income$9,440,0001,280
Provision for loan and lease losses$131,0001,970
Total noninterest income$2,236,0001,227
Gross Fiduciary activities income$690,000406
Service charges on deposit accounts$468,0001,243
Trading account gains and fees$0139
Additional Noninterest Income$1,078,0001,477
Total noninterest expense$5,872,0001,659
Salaries and employee benefits$3,441,0001,627
Premises and equipment expense$556,0001,957
Additional noninterest expense$1,875,0001,591
Pre-tax net operating income$5,673,000887
Securities gains (losses)$107,000421
Applicable income taxes$2,028,000658
Income before extraordinary items$3,752,0001,039
Extraordinary gains, net$011
Net income$3,752,0001,039
Minority interest net income$071
Net income of bank and minority interests.$3,752,0001,039
Net charge-offs$03,512
Cash dividends$777,0001,562
Sale, conversion, retirement of capital stock, net$0659
Net operating income$3,682,4501,045
2017-03-31 (YTD Data)Rank
Total interest income$5,026,0001,326
Total interest expense$404,0001,741
Net interest income$4,622,0001,287
Provision for loan and lease losses$90,0001,522
Total noninterest income$1,083,0001,249
Gross Fiduciary activities income$351,000405
Service charges on deposit accounts$227,0001,284
Trading account gains and fees$0142
Additional Noninterest Income$505,0001,516
Total noninterest expense$2,927,0001,687
Salaries and employee benefits$1,708,0001,653
Premises and equipment expense$283,0001,959
Additional noninterest expense$936,0001,601
Pre-tax net operating income$2,688,000903
Securities gains (losses)$118,000216
Applicable income taxes$1,010,000656
Income before extraordinary items$1,796,0001,053
Extraordinary gains, net$08
Net income$1,796,0001,053
Minority interest net income$055
Net income of bank and minority interests.$1,796,0001,053
Net charge-offs$-1,0003,990
Cash dividends$389,0001,433
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,720,4801,065
2016-12-31 (YTD Data)Rank
Total interest income$19,939,0001,299
Total interest expense$1,625,0001,691
Net interest income$18,314,0001,263
Provision for loan and lease losses$114,0003,023
Total noninterest income$5,342,0001,095
Gross Fiduciary activities income$1,504,000387
Service charges on deposit accounts$877,0001,348
Trading account gains and fees$0170
Additional Noninterest Income$2,961,0001,218
Total noninterest expense$12,255,0001,582
Salaries and employee benefits$7,782,0001,399
Premises and equipment expense$1,129,0001,966
Additional noninterest expense$3,344,0001,795
Pre-tax net operating income$11,287,000831
Securities gains (losses)$800,000292
Applicable income taxes$3,984,000643
Income before extraordinary items$8,103,000919
Extraordinary gains, net$05
Net income$8,103,000918
Minority interest net income$082
Net income of bank and minority interests.$8,103,000918
Net charge-offs$10,0003,859
Cash dividends$1,754,0001,551
Sale, conversion, retirement of capital stock, net$0759
Net operating income$7,567,000964
2016-09-30 (YTD Data)Rank
Total interest income$14,942,0001,310
Total interest expense$1,211,0001,690
Net interest income$13,731,0001,269
Provision for loan and lease losses$172,0002,232
Total noninterest income$3,768,0001,144
Gross Fiduciary activities income$1,116,000386
Service charges on deposit accounts$661,0001,347
Trading account gains and fees$0169
Additional Noninterest Income$1,991,0001,312
Total noninterest expense$8,117,0001,768
Salaries and employee benefits$4,756,0001,697
Premises and equipment expense$849,0001,954
Additional noninterest expense$2,512,0001,793
Pre-tax net operating income$9,210,000771
Securities gains (losses)$678,000291
Applicable income taxes$3,474,000593
Income before extraordinary items$6,414,000867
Extraordinary gains, net$05
Net income$6,414,000867
Minority interest net income$071
Net income of bank and minority interests.$6,414,000867
Net charge-offs$10,0003,412
Cash dividends$1,365,0001,374
Sale, conversion, retirement of capital stock, net$0719
Net operating income$5,973,300909
2016-06-30 (YTD Data)Rank
Total interest income$9,883,0001,323
Total interest expense$797,0001,707
Net interest income$9,086,0001,284
Provision for loan and lease losses$117,0002,198
Total noninterest income$2,438,0001,155
Gross Fiduciary activities income$690,000404
Service charges on deposit accounts$432,0001,356
Trading account gains and fees$0157
Additional Noninterest Income$1,316,0001,300
Total noninterest expense$5,510,0001,748
Salaries and employee benefits$3,196,0001,685
Premises and equipment expense$620,0001,809
Additional noninterest expense$1,694,0001,784
Pre-tax net operating income$5,897,000796
Securities gains (losses)$390,000349
Applicable income taxes$2,190,000613
Income before extraordinary items$4,097,000893
Extraordinary gains, net$016
Net income$4,097,000891
Minority interest net income$071
Net income of bank and minority interests.$4,097,000892
Net charge-offs$-2,0004,474
Cash dividends$976,0001,352
Sale, conversion, retirement of capital stock, net$0705
Net operating income$3,843,500914
2016-03-31 (YTD Data)Rank
Total interest income$4,890,0001,329
Total interest expense$397,0001,703
Net interest income$4,493,0001,291
Provision for loan and lease losses$41,0002,349
Total noninterest income$1,208,0001,134
Gross Fiduciary activities income$344,000404
Service charges on deposit accounts$212,0001,366
Trading account gains and fees$0142
Additional Noninterest Income$652,0001,278
Total noninterest expense$2,807,0001,725
Salaries and employee benefits$1,633,0001,675
Premises and equipment expense$293,0001,909
Additional noninterest expense$881,0001,718
Pre-tax net operating income$2,853,000800
Securities gains (losses)$310,000207
Applicable income taxes$1,162,000565
Income before extraordinary items$2,001,000888
Extraordinary gains, net$012
Net income$2,001,000889
Minority interest net income$062
Net income of bank and minority interests.$2,001,000889
Net charge-offs$-2,0004,420
Cash dividends$389,0001,414
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,802,600962
2015-12-31 (YTD Data)Rank
Total interest income$19,484,0001,302
Total interest expense$1,650,0001,635
Net interest income$17,834,0001,267
Provision for loan and lease losses$90,0003,155
Total noninterest income$5,324,0001,078
Gross Fiduciary activities income$1,625,000374
Service charges on deposit accounts$973,0001,256
Trading account gains and fees$0159
Additional Noninterest Income$2,726,0001,241
Total noninterest expense$11,615,0001,645
Salaries and employee benefits$7,278,0001,463
Premises and equipment expense$1,084,0002,047
Additional noninterest expense$3,253,0001,852
Pre-tax net operating income$11,453,000778
Securities gains (losses)$612,000300
Applicable income taxes$2,628,000830
Income before extraordinary items$9,437,000766
Extraordinary gains, net$023
Net income$9,437,000766
Minority interest net income$081
Net income of bank and minority interests.$9,437,000766
Net charge-offs$-51,0005,571
Cash dividends$10,152,000385
Sale, conversion, retirement of capital stock, net$0804
Net operating income$8,959,640793
2015-09-30 (YTD Data)Rank
Total interest income$14,531,0001,320
Total interest expense$1,240,0001,660
Net interest income$13,291,0001,288
Provision for loan and lease losses$86,0002,862
Total noninterest income$3,787,0001,132
Gross Fiduciary activities income$1,202,000378
Service charges on deposit accounts$739,0001,249
Trading account gains and fees$0153
Additional Noninterest Income$1,846,0001,334
Total noninterest expense$7,628,0001,860
Salaries and employee benefits$4,450,0001,767
Premises and equipment expense$779,0002,150
Additional noninterest expense$2,399,0001,873
Pre-tax net operating income$9,364,000736
Securities gains (losses)$552,000281
Applicable income taxes$2,122,000809
Income before extraordinary items$7,794,000704
Extraordinary gains, net$021
Net income$7,794,000702
Minority interest net income$078
Net income of bank and minority interests.$7,794,000704
Net charge-offs$-56,0005,644
Cash dividends$1,340,0001,312
Sale, conversion, retirement of capital stock, net$0773
Net operating income$7,357,920731
2015-06-30 (YTD Data)Rank
Total interest income$10,019,0001,276
Total interest expense$827,0001,673
Net interest income$9,192,0001,246
Provision for loan and lease losses$73,0002,549
Total noninterest income$2,126,0001,277
Gross Fiduciary activities income$798,000383
Service charges on deposit accounts$480,0001,256
Trading account gains and fees$0157
Additional Noninterest Income$848,0001,738
Total noninterest expense$5,172,0001,847
Salaries and employee benefits$3,011,0001,756
Premises and equipment expense$509,0002,190
Additional noninterest expense$1,652,0001,834
Pre-tax net operating income$6,073,000757
Securities gains (losses)$448,000274
Applicable income taxes$801,0001,218
Income before extraordinary items$5,720,000647
Extraordinary gains, net$022
Net income$5,720,000644
Minority interest net income$075
Net income of bank and minority interests.$5,720,000647
Net charge-offs$-57,0005,776
Cash dividends$960,0001,284
Sale, conversion, retirement of capital stock, net$0751
Net operating income$5,325,760668
2015-03-31 (YTD Data)Rank
Total interest income$4,939,0001,287
Total interest expense$417,0001,666
Net interest income$4,522,0001,254
Provision for loan and lease losses$132,0001,221
Total noninterest income$1,029,0001,262
Gross Fiduciary activities income$377,000395
Service charges on deposit accounts$240,0001,225
Trading account gains and fees$0152
Additional Noninterest Income$412,0001,741
Total noninterest expense$2,602,0001,829
Salaries and employee benefits$1,532,0001,736
Premises and equipment expense$281,0002,054
Additional noninterest expense$789,0001,903
Pre-tax net operating income$2,817,000786
Securities gains (losses)$143,000457
Applicable income taxes$-284,0006,393
Income before extraordinary items$3,244,000562
Extraordinary gains, net$013
Net income$3,244,000559
Minority interest net income$064
Net income of bank and minority interests.$3,244,000562
Net charge-offs$46,0001,619
Cash dividends$381,0001,350
Sale, conversion, retirement of capital stock, net$0697
Net operating income$3,101,000569
2014-12-31 (YTD Data)Rank
Total interest income$19,092,0001,331
Total interest expense$1,743,0001,662
Net interest income$17,349,0001,288
Provision for loan and lease losses$409,0001,648
Total noninterest income$4,699,0001,143
Gross Fiduciary activities income$1,713,000363
Service charges on deposit accounts$1,034,0001,250
Trading account gains and fees$0180
Additional Noninterest Income$1,952,0001,485
Total noninterest expense$11,354,0001,688
Salaries and employee benefits$7,177,0001,452
Premises and equipment expense$1,052,0002,147
Additional noninterest expense$3,125,0001,967
Pre-tax net operating income$10,285,000806
Securities gains (losses)$449,000445
Applicable income taxes$436,0002,334
Income before extraordinary items$10,298,000660
Extraordinary gains, net$017
Net income$10,298,000659
Minority interest net income$084
Net income of bank and minority interests.$10,298,000660
Net charge-offs$165,0002,678
Cash dividends$5,356,000569
Sale, conversion, retirement of capital stock, net$0862
Net operating income$9,866,960677
2014-09-30 (YTD Data)Rank
Total interest income$14,117,0001,353
Total interest expense$1,302,0001,683
Net interest income$12,815,0001,304
Provision for loan and lease losses$375,0001,432
Total noninterest income$3,233,0001,223
Gross Fiduciary activities income$1,198,000379
Service charges on deposit accounts$779,0001,258
Trading account gains and fees$0174
Additional Noninterest Income$1,256,0001,661
Total noninterest expense$7,351,0001,935
Salaries and employee benefits$4,263,0001,819
Premises and equipment expense$775,0002,204
Additional noninterest expense$2,313,0001,987
Pre-tax net operating income$8,322,000760
Securities gains (losses)$294,000484
Applicable income taxes$331,0002,367
Income before extraordinary items$8,285,000614
Extraordinary gains, net$015
Net income$8,285,000610
Minority interest net income$081
Net income of bank and minority interests.$8,285,000612
Net charge-offs$112,0002,576
Cash dividends$3,935,000548
Sale, conversion, retirement of capital stock, net$0819
Net operating income$8,002,760628
2014-06-30 (YTD Data)Rank
Total interest income$9,149,0001,384
Total interest expense$869,0001,708
Net interest income$8,280,0001,343
Provision for loan and lease losses$333,0001,146
Total noninterest income$2,108,0001,236
Gross Fiduciary activities income$765,000388
Service charges on deposit accounts$511,0001,253
Trading account gains and fees$0172
Additional Noninterest Income$832,0001,657
Total noninterest expense$4,933,0001,917
Salaries and employee benefits$2,879,0001,790
Premises and equipment expense$525,0002,177
Additional noninterest expense$1,529,0001,999
Pre-tax net operating income$5,122,000790
Securities gains (losses)$221,000453
Applicable income taxes$214,0002,347
Income before extraordinary items$5,129,000636
Extraordinary gains, net$020
Net income$5,129,000635
Minority interest net income$080
Net income of bank and minority interests.$5,129,000636
Net charge-offs$111,0002,088
Cash dividends$2,624,000519
Sale, conversion, retirement of capital stock, net$0794
Net operating income$4,916,840652
2014-03-31 (YTD Data)Rank
Total interest income$4,419,0001,433
Total interest expense$431,0001,736
Net interest income$3,988,0001,394
Provision for loan and lease losses$151,0001,185
Total noninterest income$1,029,0001,219
Gross Fiduciary activities income$368,000392
Service charges on deposit accounts$239,0001,325
Trading account gains and fees$0147
Additional Noninterest Income$422,0001,581
Total noninterest expense$2,554,0001,852
Salaries and employee benefits$1,481,0001,752
Premises and equipment expense$262,0002,216
Additional noninterest expense$811,0001,869
Pre-tax net operating income$2,312,000856
Securities gains (losses)$-3,0006,318
Applicable income taxes$98,0002,384
Income before extraordinary items$2,211,000705
Extraordinary gains, net$016
Net income$2,211,000706
Minority interest net income$066
Net income of bank and minority interests.$2,211,000707
Net charge-offs$112,0001,299
Cash dividends$1,312,000479
Sale, conversion, retirement of capital stock, net$0747
Net operating income$2,213,880696
2013-12-31 (YTD Data)Rank
Total interest income$16,716,0001,500
Total interest expense$1,812,0001,863
Net interest income$14,904,0001,463
Provision for loan and lease losses$140,0003,337
Total noninterest income$4,460,0001,231
Gross Fiduciary activities income$1,558,000369
Service charges on deposit accounts$1,000,0001,360
Trading account gains and fees$0184
Additional Noninterest Income$1,902,0001,567
Total noninterest expense$10,418,0001,827
Salaries and employee benefits$6,427,0001,610
Premises and equipment expense$1,035,0002,182
Additional noninterest expense$2,956,0002,113
Pre-tax net operating income$8,806,000876
Securities gains (losses)$415,000528
Applicable income taxes$360,0002,459
Income before extraordinary items$8,861,000723
Extraordinary gains, net$029
Net income$8,861,000724
Minority interest net income$090
Net income of bank and minority interests.$8,861,000724
Net charge-offs$44,0004,431
Cash dividends$4,406,000627
Sale, conversion, retirement of capital stock, net$0924
Net operating income$8,462,600732
2013-09-30 (YTD Data)Rank
Total interest income$12,435,0001,517
Total interest expense$1,369,0001,908
Net interest income$11,066,0001,475
Provision for loan and lease losses$140,0003,010
Total noninterest income$3,105,0001,322
Gross Fiduciary activities income$1,090,000380
Service charges on deposit accounts$747,0001,371
Trading account gains and fees$0180
Additional Noninterest Income$1,268,0001,753
Total noninterest expense$6,984,0002,033
Salaries and employee benefits$4,012,0001,914
Premises and equipment expense$764,0002,246
Additional noninterest expense$2,208,0002,113
Pre-tax net operating income$7,047,000837
Securities gains (losses)$244,000735
Applicable income taxes$271,0002,513
Income before extraordinary items$7,020,000695
Extraordinary gains, net$025
Net income$7,020,000696
Minority interest net income$084
Net income of bank and minority interests.$7,020,000697
Net charge-offs$37,0004,071
Cash dividends$3,304,000585
Sale, conversion, retirement of capital stock, net$0868
Net operating income$6,785,760692
2013-06-30 (YTD Data)Rank
Total interest income$8,195,0001,534
Total interest expense$922,0001,917
Net interest income$7,273,0001,482
Provision for loan and lease losses$165,0002,337
Total noninterest income$2,068,0001,331
Gross Fiduciary activities income$738,000380
Service charges on deposit accounts$479,0001,392
Trading account gains and fees$0157
Additional Noninterest Income$851,0001,785
Total noninterest expense$4,723,0002,007
Salaries and employee benefits$2,722,0001,888
Premises and equipment expense$517,0002,211
Additional noninterest expense$1,484,0002,082
Pre-tax net operating income$4,453,000863
Securities gains (losses)$244,000652
Applicable income taxes$175,0002,551
Income before extraordinary items$4,522,000712
Extraordinary gains, net$022
Net income$4,522,000714
Minority interest net income$082
Net income of bank and minority interests.$4,522,000714
Net charge-offs$6,0004,482
Cash dividends$2,203,000575
Sale, conversion, retirement of capital stock, net$0838
Net operating income$4,287,760708
2013-03-31 (YTD Data)Rank
Total interest income$3,969,0001,589
Total interest expense$469,0001,934
Net interest income$3,500,0001,546
Provision for loan and lease losses$107,0001,977
Total noninterest income$1,032,0001,335
Gross Fiduciary activities income$370,000378
Service charges on deposit accounts$223,0001,470
Trading account gains and fees$0148
Additional Noninterest Income$439,0001,729
Total noninterest expense$2,458,0001,943
Salaries and employee benefits$1,439,0001,817
Premises and equipment expense$266,0002,197
Additional noninterest expense$753,0002,071
Pre-tax net operating income$1,967,000948
Securities gains (losses)$01,966
Applicable income taxes$99,0002,416
Income before extraordinary items$1,868,000820
Extraordinary gains, net$010
Net income$1,868,000821
Minority interest net income$076
Net income of bank and minority interests.$1,868,000822
Net charge-offs$-1,0005,189
Cash dividends$1,101,000484
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,868,000781
2012-12-31 (YTD Data)Rank
Total interest income$15,811,0001,677
Total interest expense$2,096,0002,056
Net interest income$13,715,0001,606
Provision for loan and lease losses$128,0004,419
Total noninterest income$4,502,0001,228
Gross Fiduciary activities income$1,871,000322
Service charges on deposit accounts$988,0001,424
Trading account gains and fees$0166
Additional Noninterest Income$1,643,0001,758
Total noninterest expense$10,126,0001,888
Salaries and employee benefits$6,339,0001,597
Premises and equipment expense$1,023,0002,244
Additional noninterest expense$2,764,0002,344
Pre-tax net operating income$7,963,000893
Securities gains (losses)$817,000642
Applicable income taxes$373,0002,469
Income before extraordinary items$8,407,000712
Extraordinary gains, net$029
Net income$8,407,000708
Minority interest net income$093
Net income of bank and minority interests.$8,407,000712
Net charge-offs$-18,0006,698
Cash dividends$4,943,000583
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$7,622,680735
2012-09-30 (YTD Data)Rank
Total interest income$11,805,0001,716
Total interest expense$1,586,0002,122
Net interest income$10,219,0001,632
Provision for loan and lease losses$141,0003,953
Total noninterest income$3,054,0001,320
Gross Fiduciary activities income$1,298,000333
Service charges on deposit accounts$738,0001,445
Trading account gains and fees$0157
Additional Noninterest Income$1,018,0001,980
Total noninterest expense$6,690,0002,150
Salaries and employee benefits$3,887,0001,946
Premises and equipment expense$771,0002,256
Additional noninterest expense$2,032,0002,379
Pre-tax net operating income$6,442,000871
Securities gains (losses)$768,000531
Applicable income taxes$260,0002,600
Income before extraordinary items$6,950,000672
Extraordinary gains, net$020
Net income$6,950,000670
Minority interest net income$086
Net income of bank and minority interests.$6,950,000672
Net charge-offs$-13,0006,667
Cash dividends$3,304,000507
Sale, conversion, retirement of capital stock, net$0952
Net operating income$6,212,720705
2012-06-30 (YTD Data)Rank
Total interest income$7,744,0001,748
Total interest expense$1,071,0002,159
Net interest income$6,673,0001,660
Provision for loan and lease losses$105,0003,790
Total noninterest income$2,054,0001,307
Gross Fiduciary activities income$887,000327
Service charges on deposit accounts$483,0001,462
Trading account gains and fees$0153
Additional Noninterest Income$684,0001,948
Total noninterest expense$4,504,0002,137
Salaries and employee benefits$2,622,0001,918
Premises and equipment expense$505,0002,267
Additional noninterest expense$1,377,0002,356
Pre-tax net operating income$4,118,000885
Securities gains (losses)$472,000578
Applicable income taxes$170,0002,598
Income before extraordinary items$4,420,000690
Extraordinary gains, net$019
Net income$4,420,000689
Minority interest net income$084
Net income of bank and minority interests.$4,420,000690
Net charge-offs$-9,0006,612
Cash dividends$2,203,000484
Sale, conversion, retirement of capital stock, net$0928
Net operating income$3,966,880725
2012-03-31 (YTD Data)Rank
Total interest income$3,814,0001,785
Total interest expense$547,0002,186
Net interest income$3,267,0001,704
Provision for loan and lease losses$-12,0007,118
Total noninterest income$952,0001,373
Gross Fiduciary activities income$378,000361
Service charges on deposit accounts$219,0001,577
Trading account gains and fees$0148
Additional Noninterest Income$355,0001,902
Total noninterest expense$2,301,0002,087
Salaries and employee benefits$1,331,0001,886
Premises and equipment expense$260,0002,223
Additional noninterest expense$710,0002,254
Pre-tax net operating income$1,930,000922
Securities gains (losses)$102,000899
Applicable income taxes$90,0002,535
Income before extraordinary items$1,942,000774
Extraordinary gains, net$019
Net income$1,942,000774
Minority interest net income$078
Net income of bank and minority interests.$1,942,000776
Net charge-offs$-6,0006,458
Cash dividends$1,101,000431
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,844,080763
2011-12-31 (YTD Data)Rank
Total interest income$15,443,0001,824
Total interest expense$2,606,0002,207
Net interest income$12,837,0001,751
Provision for loan and lease losses$169,0004,823
Total noninterest income$4,293,0001,180
Gross Fiduciary activities income$1,699,000296
Service charges on deposit accounts$1,030,0001,438
Trading account gains and fees$0146
Additional Noninterest Income$1,564,0001,599
Total noninterest expense$9,540,0002,000
Salaries and employee benefits$5,903,0001,650
Premises and equipment expense$1,215,0002,043
Additional noninterest expense$2,422,0002,646
Pre-tax net operating income$7,421,000819
Securities gains (losses)$897,000485
Applicable income taxes$349,0002,388
Income before extraordinary items$7,969,000648
Extraordinary gains, net$029
Net income$7,969,000646
Minority interest net income$096
Net income of bank and minority interests.$7,969,000648
Net charge-offs$94,0005,036
Cash dividends$4,406,000480
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$7,107,880679
2011-09-30 (YTD Data)Rank
Total interest income$11,565,0001,842
Total interest expense$2,023,0002,227
Net interest income$9,542,0001,765
Provision for loan and lease losses$93,0005,019
Total noninterest income$2,868,0001,260
Gross Fiduciary activities income$1,156,000316
Service charges on deposit accounts$779,0001,438
Trading account gains and fees$0145
Additional Noninterest Income$933,0001,846
Total noninterest expense$6,392,0002,243
Salaries and employee benefits$3,695,0001,964
Premises and equipment expense$885,0002,110
Additional noninterest expense$1,812,0002,668
Pre-tax net operating income$5,925,000795
Securities gains (losses)$863,000399
Applicable income taxes$240,0002,494
Income before extraordinary items$6,548,000619
Extraordinary gains, net$021
Net income$6,548,000616
Minority interest net income$087
Net income of bank and minority interests.$6,548,000619
Net charge-offs$17,0005,605
Cash dividends$3,304,000411
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$5,719,520667
2011-06-30 (YTD Data)Rank
Total interest income$7,676,0001,869
Total interest expense$1,388,0002,260
Net interest income$6,288,0001,779
Provision for loan and lease losses$39,0005,309
Total noninterest income$1,813,0001,313
Gross Fiduciary activities income$705,000333
Service charges on deposit accounts$506,0001,446
Trading account gains and fees$0153
Additional Noninterest Income$602,0001,858
Total noninterest expense$4,302,0002,236
Salaries and employee benefits$2,474,0001,969
Premises and equipment expense$580,0002,159
Additional noninterest expense$1,248,0002,653
Pre-tax net operating income$3,760,000812
Securities gains (losses)$467,000380
Applicable income taxes$164,0002,421
Income before extraordinary items$4,063,000638
Extraordinary gains, net$015
Net income$4,063,000637
Minority interest net income$089
Net income of bank and minority interests.$4,063,000638
Net charge-offs$9,0005,376
Cash dividends$2,203,000384
Sale, conversion, retirement of capital stock, net$0986
Net operating income$3,614,680682
2011-03-31 (YTD Data)Rank
Total interest income$3,785,0001,900
Total interest expense$719,0002,259
Net interest income$3,066,0001,816
Provision for loan and lease losses$-13,0007,458
Total noninterest income$854,0001,361
Gross Fiduciary activities income$305,000361
Service charges on deposit accounts$246,0001,454
Trading account gains and fees$0158
Additional Noninterest Income$303,0001,903
Total noninterest expense$2,218,0002,176
Salaries and employee benefits$1,249,0001,963
Premises and equipment expense$296,0002,170
Additional noninterest expense$673,0002,465
Pre-tax net operating income$1,715,000876
Securities gains (losses)$274,000271
Applicable income taxes$93,0002,259
Income before extraordinary items$1,896,000688
Extraordinary gains, net$09
Net income$1,896,000688
Minority interest net income$086
Net income of bank and minority interests.$1,896,000688
Net charge-offs$-1,0006,209
Cash dividends$1,101,000347
Sale, conversion, retirement of capital stock, net$0925
Net operating income$1,635,700757
2010-12-31 (YTD Data)Rank
Total interest income$15,996,0001,894
Total interest expense$3,553,0002,230
Net interest income$12,443,0001,779
Provision for loan and lease losses$172,0005,514
Total noninterest income$4,019,0001,266
Gross Fiduciary activities income$1,342,000337
Service charges on deposit accounts$1,167,0001,293
Trading account gains and fees$0175
Additional Noninterest Income$1,510,0001,697
Total noninterest expense$9,098,0002,130
Salaries and employee benefits$5,421,0001,786
Premises and equipment expense$1,153,0002,190
Additional noninterest expense$2,524,0002,665
Pre-tax net operating income$7,192,000747
Securities gains (losses)$1,030,000477
Applicable income taxes$354,0002,216
Income before extraordinary items$7,868,000574
Extraordinary gains, net$029
Net income$7,868,000573
Minority interest net income$0111
Net income of bank and minority interests.$7,868,000574
Net charge-offs$81,0005,590
Cash dividends$4,406,000381
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$6,879,200627
2010-09-30 (YTD Data)Rank
Total interest income$12,077,0001,917
Total interest expense$2,769,0002,241
Net interest income$9,308,0001,805
Provision for loan and lease losses$227,0004,704
Total noninterest income$2,725,0001,336
Gross Fiduciary activities income$951,000345
Service charges on deposit accounts$901,0001,289
Trading account gains and fees$0165
Additional Noninterest Income$873,0001,972
Total noninterest expense$6,099,0002,376
Salaries and employee benefits$3,395,0002,131
Premises and equipment expense$864,0002,228
Additional noninterest expense$1,840,0002,678
Pre-tax net operating income$5,707,000741
Securities gains (losses)$899,000450
Applicable income taxes$247,0002,343
Income before extraordinary items$6,359,000536
Extraordinary gains, net$023
Net income$6,359,000537
Minority interest net income$0110
Net income of bank and minority interests.$6,359,000538
Net charge-offs$30,0005,825
Cash dividends$3,304,000330
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$5,495,960603
2010-06-30 (YTD Data)Rank
Total interest income$8,067,0001,938
Total interest expense$1,888,0002,271
Net interest income$6,179,0001,813
Provision for loan and lease losses$211,0004,136
Total noninterest income$1,840,0001,307
Gross Fiduciary activities income$636,000345
Service charges on deposit accounts$609,0001,283
Trading account gains and fees$0152
Additional Noninterest Income$595,0001,864
Total noninterest expense$4,127,0002,347
Salaries and employee benefits$2,308,0002,105
Premises and equipment expense$570,0002,263
Additional noninterest expense$1,249,0002,625
Pre-tax net operating income$3,681,000751
Securities gains (losses)$591,000407
Applicable income taxes$154,0002,384
Income before extraordinary items$4,118,000535
Extraordinary gains, net$019
Net income$4,118,000537
Minority interest net income$0105
Net income of bank and minority interests.$4,118,000537
Net charge-offs$23,0005,442
Cash dividends$2,203,000316
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$3,550,640610
2010-03-31 (YTD Data)Rank
Total interest income$3,995,0002,002
Total interest expense$972,0002,314
Net interest income$3,023,0001,877
Provision for loan and lease losses$98,0004,021
Total noninterest income$899,0001,342
Gross Fiduciary activities income$309,000353
Service charges on deposit accounts$290,0001,354
Trading account gains and fees$0175
Additional Noninterest Income$300,0001,848
Total noninterest expense$2,060,0002,376
Salaries and employee benefits$1,183,0002,084
Premises and equipment expense$280,0002,353
Additional noninterest expense$597,0002,715
Pre-tax net operating income$1,764,000773
Securities gains (losses)$302,000385
Applicable income taxes$94,0002,181
Income before extraordinary items$1,972,000566
Extraordinary gains, net$016
Net income$1,972,000568
Minority interest net income$091
Net income of bank and minority interests.$1,972,000568
Net charge-offs$1,0005,481
Cash dividends$1,101,000298
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$1,685,100642
2009-12-31 (YTD Data)Rank
Total interest income$17,040,0001,988
Total interest expense$4,173,0002,639
Net interest income$12,867,0001,734
Provision for loan and lease losses$306,0005,228
Total noninterest income$3,938,0001,316
Gross Fiduciary activities income$1,268,000334
Service charges on deposit accounts$1,309,0001,319
Trading account gains and fees$0211
Additional Noninterest Income$1,361,0001,766
Total noninterest expense$9,132,0002,178
Salaries and employee benefits$5,365,0001,845
Premises and equipment expense$1,200,0002,219
Additional noninterest expense$2,567,0002,690
Pre-tax net operating income$7,367,000582
Securities gains (losses)$236,0001,423
Applicable income taxes$329,0001,940
Income before extraordinary items$7,274,000454
Extraordinary gains, net$034
Net income$7,274,000454
Minority interest net income$0115
Net income of bank and minority interests.$7,274,000456
Net charge-offs$145,0005,364
Cash dividends$4,850,000360
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$7,047,440475
2009-09-30 (YTD Data)Rank
Total interest income$12,856,0002,012
Total interest expense$3,136,0002,750
Net interest income$9,720,0001,732
Provision for loan and lease losses$168,0005,390
Total noninterest income$2,660,0001,453
Gross Fiduciary activities income$899,000347
Service charges on deposit accounts$987,0001,300
Trading account gains and fees$0212
Additional Noninterest Income$774,0002,162
Total noninterest expense$6,183,0002,394
Salaries and employee benefits$3,398,0002,187
Premises and equipment expense$889,0002,263
Additional noninterest expense$1,896,0002,683
Pre-tax net operating income$6,029,000569
Securities gains (losses)$233,0001,185
Applicable income taxes$237,0002,148
Income before extraordinary items$6,025,000441
Extraordinary gains, net$027
Net income$6,025,000440
Minority interest net income$0118
Net income of bank and minority interests.$6,025,000441
Net charge-offs$67,0005,447
Cash dividends$3,750,000334
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$5,801,320452
2009-06-30 (YTD Data)Rank
Total interest income$8,626,0002,032
Total interest expense$2,084,0002,869
Net interest income$6,542,0001,700
Provision for loan and lease losses$176,0004,538
Total noninterest income$1,765,0001,464
Gross Fiduciary activities income$600,000346
Service charges on deposit accounts$640,0001,321
Trading account gains and fees$0193
Additional Noninterest Income$525,0002,153
Total noninterest expense$4,160,0002,405
Salaries and employee benefits$2,311,0002,176
Premises and equipment expense$572,0002,350
Additional noninterest expense$1,277,0002,688
Pre-tax net operating income$3,971,000565
Securities gains (losses)$75,0001,666
Applicable income taxes$154,0002,234
Income before extraordinary items$3,892,000451
Extraordinary gains, net$021
Net income$3,892,000449
Minority interest net income$0112
Net income of bank and minority interests.$3,892,000451
Net charge-offs$50,0004,916
Cash dividends$2,500,000353
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$3,820,000439
2009-03-31 (YTD Data)Rank
Total interest income$4,327,0002,051
Total interest expense$1,045,0002,950
Net interest income$3,282,0001,686
Provision for loan and lease losses$42,0005,134
Total noninterest income$831,0001,511
Gross Fiduciary activities income$246,000389
Service charges on deposit accounts$311,0001,325
Trading account gains and fees$0171
Additional Noninterest Income$274,0002,078
Total noninterest expense$2,057,0002,359
Salaries and employee benefits$1,177,0002,166
Premises and equipment expense$278,0002,454
Additional noninterest expense$602,0002,555
Pre-tax net operating income$2,014,000607
Securities gains (losses)$71,0001,144
Applicable income taxes$75,0002,472
Income before extraordinary items$2,010,000490
Extraordinary gains, net$015
Net income$2,010,000492
Minority interest net income$0102
Net income of bank and minority interests.$2,010,000493
Net charge-offs$42,0003,719
Cash dividends$1,250,000350
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,941,840475
2008-12-31 (YTD Data)Rank
Total interest income$18,666,0002,040
Total interest expense$6,170,0002,451
Net interest income$12,496,0001,783
Provision for loan and lease losses$317,0004,534
Total noninterest income$4,111,0001,250
Gross Fiduciary activities income$1,297,000352
Service charges on deposit accounts$1,350,0001,338
Trading account gains and fees$0154
Additional Noninterest Income$1,464,0001,623
Total noninterest expense$8,521,0002,252
Salaries and employee benefits$5,306,0001,904
Premises and equipment expense$1,138,0002,355
Additional noninterest expense$2,077,0002,772
Pre-tax net operating income$7,769,000721
Securities gains (losses)$-175,0007,326
Applicable income taxes$280,0002,481
Income before extraordinary items$7,314,000531
Extraordinary gains, net$039
Net income$7,314,000531
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$129,0004,657
Cash dividends$4,850,000586
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$7,482,000563
2008-09-30 (YTD Data)Rank
Total interest income$14,089,0002,075
Total interest expense$4,872,0002,432
Net interest income$9,217,0001,826
Provision for loan and lease losses$167,0004,483
Total noninterest income$2,871,0001,341
Gross Fiduciary activities income$899,000368
Service charges on deposit accounts$1,014,0001,338
Trading account gains and fees$0148
Additional Noninterest Income$958,0001,876
Total noninterest expense$5,841,0002,421
Salaries and employee benefits$3,070,0002,488
Premises and equipment expense$849,0002,369
Additional noninterest expense$1,922,0002,241
Pre-tax net operating income$6,080,000837
Securities gains (losses)$180,000673
Applicable income taxes$225,0002,781
Income before extraordinary items$6,035,000601
Extraordinary gains, net$031
Net income$6,035,000600
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$26,0005,256
Cash dividends$3,750,000598
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$5,862,200656
2008-06-30 (YTD Data)Rank
Total interest income$9,420,0002,095
Total interest expense$3,362,0002,446
Net interest income$6,058,0001,853
Provision for loan and lease losses$75,0004,654
Total noninterest income$1,901,0001,383
Gross Fiduciary activities income$623,000371
Service charges on deposit accounts$653,0001,371
Trading account gains and fees$0149
Additional Noninterest Income$625,0001,948
Total noninterest expense$3,555,0002,639
Salaries and employee benefits$2,044,0002,525
Premises and equipment expense$562,0002,385
Additional noninterest expense$949,0002,871
Pre-tax net operating income$4,329,000823
Securities gains (losses)$44,0001,531
Applicable income taxes$150,0003,014
Income before extraordinary items$4,223,000653
Extraordinary gains, net$021
Net income$4,223,000652
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$27,0004,397
Cash dividends$2,500,000650
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$4,180,320635
2008-03-31 (YTD Data)Rank
Total interest income$4,776,0002,125
Total interest expense$1,811,0002,443
Net interest income$2,965,0001,881
Provision for loan and lease losses$8,0005,577
Total noninterest income$933,0001,403
Gross Fiduciary activities income$309,000374
Service charges on deposit accounts$376,0001,170
Trading account gains and fees$0158
Additional Noninterest Income$248,0002,238
Total noninterest expense$1,759,0002,662
Salaries and employee benefits$1,040,0002,497
Premises and equipment expense$273,0002,466
Additional noninterest expense$446,0003,000
Pre-tax net operating income$2,131,000886
Securities gains (losses)$81,000822
Applicable income taxes$75,0003,116
Income before extraordinary items$2,137,000723
Extraordinary gains, net$015
Net income$2,137,000724
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,0003,845
Cash dividends$1,250,000604
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$2,058,430706
2007-12-31 (YTD Data)Rank
Total interest income$19,329,0002,137
Total interest expense$7,879,0002,344
Net interest income$11,450,0001,985
Provision for loan and lease losses$16,0006,415
Total noninterest income$3,759,0001,363
Gross Fiduciary activities income$1,285,000364
Service charges on deposit accounts$1,566,0001,140
Trading account gains and fees$0178
Additional Noninterest Income$908,0002,368
Total noninterest expense$7,816,0002,336
Salaries and employee benefits$4,773,0002,119
Premises and equipment expense$1,138,0002,289
Additional noninterest expense$1,905,0002,777
Pre-tax net operating income$7,377,0001,144
Securities gains (losses)$1,0001,983
Applicable income taxes$2,151,0001,069
Income before extraordinary items$5,227,0001,225
Extraordinary gains, net$039
Net income$5,227,0001,224
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,0005,921
Cash dividends$4,865,000768
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$5,226,2901,218
2007-09-30 (YTD Data)Rank
Total interest income$14,408,0002,161
Total interest expense$5,912,0002,338
Net interest income$8,496,0002,018
Provision for loan and lease losses$4,0006,410
Total noninterest income$2,520,0001,510
Gross Fiduciary activities income$899,000375
Service charges on deposit accounts$1,151,0001,145
Trading account gains and fees$0184
Additional Noninterest Income$470,0002,955
Total noninterest expense$5,131,0002,625
Salaries and employee benefits$2,879,0002,581
Premises and equipment expense$858,0002,254
Additional noninterest expense$1,394,0002,786
Pre-tax net operating income$5,881,0001,161
Securities gains (losses)$1,0001,492
Applicable income taxes$2,022,000953
Income before extraordinary items$3,860,0001,322
Extraordinary gains, net$033
Net income$3,860,0001,319
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0005,926
Cash dividends$3,015,000853
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$3,859,3401,317
2007-06-30 (YTD Data)Rank
Total interest income$9,465,0002,205
Total interest expense$3,896,0002,383
Net interest income$5,569,0002,089
Provision for loan and lease losses$1,0006,174
Total noninterest income$1,653,0001,558
Gross Fiduciary activities income$588,000382
Service charges on deposit accounts$762,0001,165
Trading account gains and fees$0168
Additional Noninterest Income$303,0002,996
Total noninterest expense$3,413,0002,654
Salaries and employee benefits$1,924,0002,604
Premises and equipment expense$569,0002,267
Additional noninterest expense$920,0002,818
Pre-tax net operating income$3,808,0001,245
Securities gains (losses)$1,0001,305
Applicable income taxes$1,962,000745
Income before extraordinary items$1,847,0001,879
Extraordinary gains, net$029
Net income$1,847,0001,879
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-9,0007,723
Cash dividends$2,009,000868
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,846,3601,857
2007-03-31 (YTD Data)Rank
Total interest income$4,716,0002,209
Total interest expense$1,935,0002,385
Net interest income$2,781,0002,084
Provision for loan and lease losses$8,0005,190
Total noninterest income$814,0001,561
Gross Fiduciary activities income$300,000380
Service charges on deposit accounts$364,0001,185
Trading account gains and fees$0195
Additional Noninterest Income$150,0003,022
Total noninterest expense$1,733,0002,633
Salaries and employee benefits$986,0002,574
Premises and equipment expense$288,0002,267
Additional noninterest expense$459,0002,801
Pre-tax net operating income$1,854,0001,259
Securities gains (losses)$01,187
Applicable income taxes$1,896,000460
Income before extraordinary items$-42,0008,028
Extraordinary gains, net$022
Net income$-42,0008,027
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-9,0007,797
Cash dividends$1,005,000778
Sale, conversion, retirement of capital stock, net$0885
Net operating income$-42,0008,015
2006-12-31 (YTD Data)Rank
Total interest income$17,440,0002,239
Total interest expense$6,537,0002,412
Net interest income$10,903,0002,130
Provision for loan and lease losses$86,0004,944
Total noninterest income$3,474,0001,438
Gross Fiduciary activities income$1,205,000354
Service charges on deposit accounts$1,430,0001,243
Trading account gains and fees$0130
Additional Noninterest Income$839,0002,504
Total noninterest expense$7,773,0002,266
Salaries and employee benefits$4,708,0002,077
Premises and equipment expense$1,136,0002,173
Additional noninterest expense$1,929,0002,660
Pre-tax net operating income$6,518,0001,489
Securities gains (losses)$2,0001,439
Applicable income taxes$1,916,0001,379
Income before extraordinary items$4,604,0001,572
Extraordinary gains, net$051
Net income$4,604,0001,573
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$79,0003,461
Cash dividends$4,480,000787
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$4,602,5801,557
2006-09-30 (YTD Data)Rank
Total interest income$12,781,0002,278
Total interest expense$4,657,0002,458
Net interest income$8,124,0002,157
Provision for loan and lease losses$97,0004,157
Total noninterest income$2,319,0001,587
Gross Fiduciary activities income$807,000377
Service charges on deposit accounts$1,094,0001,225
Trading account gains and fees$0126
Additional Noninterest Income$418,0003,146
Total noninterest expense$5,181,0002,537
Salaries and employee benefits$2,894,0002,513
Premises and equipment expense$838,0002,225
Additional noninterest expense$1,449,0002,638
Pre-tax net operating income$5,165,0001,468
Securities gains (losses)$01,388
Applicable income taxes$1,528,0001,378
Income before extraordinary items$3,637,0001,539
Extraordinary gains, net$045
Net income$3,637,0001,540
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$81,0002,587
Cash dividends$4,480,000583
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$3,637,0001,520
2006-06-30 (YTD Data)Rank
Total interest income$8,294,0002,292
Total interest expense$2,871,0002,528
Net interest income$5,423,0002,154
Provision for loan and lease losses$96,0003,387
Total noninterest income$1,536,0001,601
Gross Fiduciary activities income$524,000389
Service charges on deposit accounts$731,0001,215
Trading account gains and fees$0126
Additional Noninterest Income$281,0003,131
Total noninterest expense$3,534,0002,500
Salaries and employee benefits$1,976,0002,464
Premises and equipment expense$566,0002,196
Additional noninterest expense$992,0002,585
Pre-tax net operating income$3,329,0001,516
Securities gains (losses)$01,185
Applicable income taxes$953,0001,457
Income before extraordinary items$2,376,0001,552
Extraordinary gains, net$039
Net income$2,376,0001,553
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$76,0002,027
Cash dividends$4,331,000428
Sale, conversion, retirement of capital stock, net$0887
Net operating income$2,376,0001,535
2006-03-31 (YTD Data)Rank
Total interest income$4,007,0002,324
Total interest expense$1,306,0002,631
Net interest income$2,701,0002,145
Provision for loan and lease losses$92,0002,109
Total noninterest income$754,0001,598
Gross Fiduciary activities income$262,000393
Service charges on deposit accounts$362,0001,200
Trading account gains and fees$0115
Additional Noninterest Income$130,0003,236
Total noninterest expense$1,745,0002,540
Salaries and employee benefits$1,009,0002,426
Premises and equipment expense$252,0002,453
Additional noninterest expense$484,0002,609
Pre-tax net operating income$1,618,0001,527
Securities gains (losses)$0955
Applicable income taxes$425,0001,584
Income before extraordinary items$1,193,0001,520
Extraordinary gains, net$021
Net income$1,193,0001,519
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$84,0001,060
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,193,0001,501
2005-12-31 (YTD Data)Rank
Total interest income$14,964,0002,219
Total interest expense$3,865,0002,723
Net interest income$11,099,0001,998
Provision for loan and lease losses$368,0002,416
Total noninterest income$3,285,0001,489
Gross Fiduciary activities income$1,071,000376
Service charges on deposit accounts$1,417,0001,247
Trading account gains and fees$0138
Additional Noninterest Income$797,0002,547
Total noninterest expense$7,689,0002,171
Salaries and employee benefits$4,670,0001,973
Premises and equipment expense$1,124,0002,138
Additional noninterest expense$1,895,0002,620
Pre-tax net operating income$6,327,0001,516
Securities gains (losses)$-269,0008,630
Applicable income taxes$1,710,0001,539
Income before extraordinary items$4,348,0001,621
Extraordinary gains, net$046
Net income$4,348,0001,620
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$372,0001,486
Cash dividends$4,331,000757
Sale, conversion, retirement of capital stock, net$0934
Net operating income$4,541,6801,519
2005-09-30 (YTD Data)Rank
Total interest income$11,017,0002,206
Total interest expense$2,682,0002,774
Net interest income$8,335,0001,986
Provision for loan and lease losses$226,0002,708
Total noninterest income$2,226,0001,624
Gross Fiduciary activities income$756,000384
Service charges on deposit accounts$1,059,0001,241
Trading account gains and fees$0126
Additional Noninterest Income$411,0003,230
Total noninterest expense$5,148,0002,412
Salaries and employee benefits$2,978,0002,282
Premises and equipment expense$769,0002,301
Additional noninterest expense$1,401,0002,622
Pre-tax net operating income$5,187,0001,390
Securities gains (losses)$-269,0008,746
Applicable income taxes$1,465,0001,409
Income before extraordinary items$3,453,0001,528
Extraordinary gains, net$035
Net income$3,453,0001,528
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$224,0001,560
Cash dividends$4,331,000541
Sale, conversion, retirement of capital stock, net$0769
Net operating income$3,641,3001,436
2005-06-30 (YTD Data)Rank
Total interest income$7,186,0002,201
Total interest expense$1,683,0002,768
Net interest income$5,503,0001,971
Provision for loan and lease losses$10,0006,110
Total noninterest income$1,469,0001,624
Gross Fiduciary activities income$502,000388
Service charges on deposit accounts$679,0001,254
Trading account gains and fees$0116
Additional Noninterest Income$288,0003,146
Total noninterest expense$3,377,0002,425
Salaries and employee benefits$1,975,0002,283
Premises and equipment expense$495,0002,348
Additional noninterest expense$907,0002,679
Pre-tax net operating income$3,585,0001,308
Securities gains (losses)$-275,0008,792
Applicable income taxes$900,0001,480
Income before extraordinary items$2,410,0001,447
Extraordinary gains, net$030
Net income$2,410,0001,446
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$13,0004,194
Cash dividends$4,331,000378
Sale, conversion, retirement of capital stock, net$0643
Net operating income$2,610,7501,318
2005-03-31 (YTD Data)Rank
Total interest income$3,482,0002,218
Total interest expense$797,0002,796
Net interest income$2,685,0002,007
Provision for loan and lease losses$64,0002,777
Total noninterest income$721,0001,607
Gross Fiduciary activities income$245,000398
Service charges on deposit accounts$332,0001,236
Trading account gains and fees$0115
Additional Noninterest Income$144,0003,044
Total noninterest expense$1,677,0002,449
Salaries and employee benefits$1,003,0002,270
Premises and equipment expense$217,0002,672
Additional noninterest expense$457,0002,648
Pre-tax net operating income$1,665,0001,374
Securities gains (losses)$-103,0008,839
Applicable income taxes$420,0001,553
Income before extraordinary items$1,142,0001,486
Extraordinary gains, net$024
Net income$1,142,0001,487
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,0003,138
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,217,1901,371
2004-12-31 (YTD Data)Rank
Total interest income$13,356,0002,149
Total interest expense$2,553,0003,004
Net interest income$10,803,0001,873
Provision for loan and lease losses$77,0005,377
Total noninterest income$2,978,0001,617
Gross Fiduciary activities income$1,028,000369
Service charges on deposit accounts$1,319,0001,345
Trading account gains and fees$0138
Additional Noninterest Income$631,0002,893
Total noninterest expense$7,433,0002,139
Salaries and employee benefits$4,546,0001,922
Premises and equipment expense$1,058,0002,165
Additional noninterest expense$1,829,0002,616
Pre-tax net operating income$6,271,0001,377
Securities gains (losses)$-7,0008,135
Applicable income taxes$1,811,0001,393
Income before extraordinary items$4,453,0001,450
Extraordinary gains, net$034
Net income$4,453,0001,451
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-7,0008,212
Cash dividends$4,703,000659
Sale, conversion, retirement of capital stock, net$0872
Net operating income$4,457,9701,400
2004-09-30 (YTD Data)Rank
Total interest income$9,909,0002,150
Total interest expense$1,868,0003,009
Net interest income$8,041,0001,873
Provision for loan and lease losses$221,0002,840
Total noninterest income$2,050,0001,744
Gross Fiduciary activities income$756,000379
Service charges on deposit accounts$976,0001,365
Trading account gains and fees$0134
Additional Noninterest Income$318,0003,628
Total noninterest expense$4,869,0002,441
Salaries and employee benefits$2,799,0002,318
Premises and equipment expense$744,0002,307
Additional noninterest expense$1,326,0002,658
Pre-tax net operating income$5,001,0001,313
Securities gains (losses)$10,0002,712
Applicable income taxes$1,361,0001,399
Income before extraordinary items$3,650,0001,347
Extraordinary gains, net$026
Net income$3,650,0001,348
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-5,0007,953
Cash dividends$4,703,000489
Sale, conversion, retirement of capital stock, net$0738
Net operating income$3,642,7001,304
2004-06-30 (YTD Data)Rank
Total interest income$6,577,0002,130
Total interest expense$1,218,0003,041
Net interest income$5,359,0001,865
Provision for loan and lease losses$157,0002,627
Total noninterest income$1,342,0001,745
Gross Fiduciary activities income$483,000391
Service charges on deposit accounts$647,0001,373
Trading account gains and fees$0130
Additional Noninterest Income$212,0003,628
Total noninterest expense$3,380,0002,349
Salaries and employee benefits$1,897,0002,277
Premises and equipment expense$563,0002,043
Additional noninterest expense$920,0002,571
Pre-tax net operating income$3,164,0001,341
Securities gains (losses)$34,0001,708
Applicable income taxes$850,0001,457
Income before extraordinary items$2,348,0001,382
Extraordinary gains, net$021
Net income$2,348,0001,383
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0007,524
Cash dividends$4,703,000349
Sale, conversion, retirement of capital stock, net$0638
Net operating income$2,323,1801,344
2004-03-31 (YTD Data)Rank
Total interest income$3,281,0002,129
Total interest expense$614,0003,062
Net interest income$2,667,0001,874
Provision for loan and lease losses$79,0002,509
Total noninterest income$690,0001,684
Gross Fiduciary activities income$252,000381
Service charges on deposit accounts$311,0001,381
Trading account gains and fees$0121
Additional Noninterest Income$127,0003,230
Total noninterest expense$1,664,0002,399
Salaries and employee benefits$967,0002,261
Premises and equipment expense$234,0002,445
Additional noninterest expense$463,0002,539
Pre-tax net operating income$1,614,0001,304
Securities gains (losses)$31,0001,473
Applicable income taxes$450,0001,410
Income before extraordinary items$1,195,0001,343
Extraordinary gains, net$016
Net income$1,195,0001,343
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0004,263
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$1,172,3701,298
2003-12-31 (YTD Data)Rank
Total interest income$13,650,0002,085
Total interest expense$2,992,0002,875
Net interest income$10,658,0001,836
Provision for loan and lease losses$53,0006,206
Total noninterest income$2,848,0001,763
Gross Fiduciary activities income$928,000396
Service charges on deposit accounts$1,235,0001,403
Trading account gains and fees$0160
Additional Noninterest Income$685,0003,006
Total noninterest expense$7,365,0002,140
Salaries and employee benefits$4,433,0001,941
Premises and equipment expense$1,265,0001,801
Additional noninterest expense$1,667,0002,802
Pre-tax net operating income$6,088,0001,353
Securities gains (losses)$955,000501
Applicable income taxes$2,237,0001,176
Income before extraordinary items$4,806,0001,326
Extraordinary gains, net$054
Net income$4,806,0001,328
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$24,0005,943
Cash dividends$4,950,000661
Sale, conversion, retirement of capital stock, net$0868
Net operating income$4,156,6001,440
2003-09-30 (YTD Data)Rank
Total interest income$10,350,0002,094
Total interest expense$2,349,0002,841
Net interest income$8,001,0001,852
Provision for loan and lease losses$218,0003,203
Total noninterest income$1,983,0001,918
Gross Fiduciary activities income$675,000406
Service charges on deposit accounts$924,0001,421
Trading account gains and fees$0153
Additional Noninterest Income$384,0003,609
Total noninterest expense$4,815,0002,452
Salaries and employee benefits$2,647,0002,398
Premises and equipment expense$918,0001,871
Additional noninterest expense$1,250,0002,783
Pre-tax net operating income$4,951,0001,301
Securities gains (losses)$964,000461
Applicable income taxes$1,775,0001,158
Income before extraordinary items$4,140,0001,204
Extraordinary gains, net$040
Net income$4,140,0001,204
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,0005,966
Cash dividends$4,950,000498
Sale, conversion, retirement of capital stock, net$0722
Net operating income$3,465,2001,352
2003-06-30 (YTD Data)Rank
Total interest income$7,088,0002,056
Total interest expense$1,668,0002,752
Net interest income$5,420,0001,794
Provision for loan and lease losses$155,0002,947
Total noninterest income$1,315,0001,904
Gross Fiduciary activities income$435,000424
Service charges on deposit accounts$623,0001,374
Trading account gains and fees$0150
Additional Noninterest Income$257,0003,576
Total noninterest expense$3,211,0002,450
Salaries and employee benefits$1,778,0002,372
Premises and equipment expense$608,0001,877
Additional noninterest expense$825,0002,809
Pre-tax net operating income$3,369,0001,264
Securities gains (losses)$948,000375
Applicable income taxes$1,300,0001,105
Income before extraordinary items$3,017,0001,114
Extraordinary gains, net$030
Net income$3,017,0001,114
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0005,353
Cash dividends$4,950,000365
Sale, conversion, retirement of capital stock, net$0589
Net operating income$2,353,4001,312
2003-03-31 (YTD Data)Rank
Total interest income$3,596,0002,038
Total interest expense$865,0002,737
Net interest income$2,731,0001,780
Provision for loan and lease losses$78,0002,765
Total noninterest income$635,0001,913
Gross Fiduciary activities income$220,000429
Service charges on deposit accounts$295,0001,405
Trading account gains and fees$0134
Additional Noninterest Income$120,0003,603
Total noninterest expense$1,580,0002,456
Salaries and employee benefits$904,0002,324
Premises and equipment expense$260,0002,175
Additional noninterest expense$416,0002,757
Pre-tax net operating income$1,708,0001,261
Securities gains (losses)$500,000345
Applicable income taxes$680,0001,091
Income before extraordinary items$1,528,0001,086
Extraordinary gains, net$021
Net income$1,528,0001,085
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-7,0008,385
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$1,183,0001,298
2002-12-31 (YTD Data)Rank
Total interest income$15,793,0001,955
Total interest expense$4,815,0002,322
Net interest income$10,978,0001,762
Provision for loan and lease losses$104,0005,647
Total noninterest income$2,743,0001,659
Gross Fiduciary activities income$901,000426
Service charges on deposit accounts$1,259,0001,289
Trading account gains and fees$0153
Additional Noninterest Income$583,0003,019
Total noninterest expense$7,109,0002,109
Salaries and employee benefits$4,255,0001,895
Premises and equipment expense$1,180,0001,878
Additional noninterest expense$1,674,0002,701
Pre-tax net operating income$6,508,0001,301
Securities gains (losses)$1,009,000421
Applicable income taxes$2,423,0001,104
Income before extraordinary items$5,094,0001,231
Extraordinary gains, net$070
Net income$5,094,0001,231
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$55,0005,115
Cash dividends$2,628,0001,041
Sale, conversion, retirement of capital stock, net$0862
Net operating income$4,407,8801,365
2001-12-31 (YTD Data)Rank
Total interest income$17,705,0001,931
Total interest expense$7,898,0002,039
Net interest income$9,807,0001,817
Provision for loan and lease losses$131,0005,041
Total noninterest income$2,380,0001,759
Gross Fiduciary activities income$767,000475
Service charges on deposit accounts$1,141,0001,311
Trading account gains and fees$0177
Additional Noninterest Income$472,0003,227
Total noninterest expense$6,697,0002,144
Salaries and employee benefits$4,095,0001,827
Premises and equipment expense$1,109,0001,936
Additional noninterest expense$1,493,0002,883
Pre-tax net operating income$5,359,0001,360
Securities gains (losses)$342,000818
Applicable income taxes$1,477,0001,513
Income before extraordinary items$4,224,0001,290
Extraordinary gains, net$0105
Net income$4,224,0001,289
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$44,0005,333
Cash dividends$2,425,0001,114
Sale, conversion, retirement of capital stock, net$0922
Net operating income$3,970,9201,317
2000-12-31 (YTD Data)Rank
Total interest income$17,488,0002,016
Total interest expense$8,282,0002,079
Net interest income$9,206,0001,916
Provision for loan and lease losses$108,0005,148
Total noninterest income$3,099,0001,319
Gross Fiduciary activities income$898,000441
Service charges on deposit accounts$1,107,0001,225
Trading account gains and fees$0180
Additional Noninterest Income$1,094,0001,757
Total noninterest expense$6,867,0002,017
Salaries and employee benefits$4,209,0001,701
Premises and equipment expense$1,152,0001,821
Additional noninterest expense$1,506,0002,808
Pre-tax net operating income$5,330,0001,387
Securities gains (losses)$-89,0009,387
Applicable income taxes$1,334,0001,665
Income before extraordinary items$3,907,0001,353
Extraordinary gains, net$038
Net income$3,907,0001,355
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-4,0008,939
Cash dividends$2,202,0001,249
Sale, conversion, retirement of capital stock, net$0969
Net operating income$3,973,7501,317
1999-12-31 (YTD Data)Rank
Total interest income$15,768,0002,062
Total interest expense$7,260,0002,060
Net interest income$8,508,0002,075
Provision for loan and lease losses$97,0005,320
Total noninterest income$2,156,0001,757
Gross Fiduciary activities income$770,000523
Service charges on deposit accounts$952,0001,373
Trading account gains and fees$0173
Additional Noninterest Income$434,0003,234
Total noninterest expense$5,993,0002,280
Salaries and employee benefits$3,818,0001,818
Premises and equipment expense$854,0002,359
Additional noninterest expense$1,321,0003,176
Pre-tax net operating income$4,574,0001,643
Securities gains (losses)$31,0001,173
Applicable income taxes$1,264,0001,829
Income before extraordinary items$3,341,0001,599
Extraordinary gains, net$035
Net income$3,341,0001,600
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$78,0004,024
Cash dividends$1,980,0001,396
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$3,318,3701,577
1998-12-31 (YTD Data)Rank
Total interest income$15,799,0002,072
Total interest expense$7,191,0002,111
Net interest income$8,608,0001,986
Provision for loan and lease losses$224,0003,289
Total noninterest income$1,856,0001,946
Gross Fiduciary activities income$571,000594
Service charges on deposit accounts$876,0001,428
Trading account gains and fees$0224
Additional Noninterest Income$409,0003,387
Total noninterest expense$5,583,0002,348
Salaries and employee benefits$3,529,0001,885
Premises and equipment expense$775,0002,518
Additional noninterest expense$1,279,0003,190
Pre-tax net operating income$4,657,0001,594
Securities gains (losses)$227,000855
Applicable income taxes$1,646,0001,486
Income before extraordinary items$3,238,0001,629
Extraordinary gains, net$032
Net income$3,238,0001,630
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$159,0002,822
Cash dividends$2,194,0001,245
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$3,088,1801,637
1997-12-31 (YTD Data)Rank
Total interest income$15,458,0002,115
Total interest expense$6,802,0002,222
Net interest income$8,656,0002,010
Provision for loan and lease losses$59,0006,382
Total noninterest income$1,784,0001,944
Gross Fiduciary activities income$500,000657
Service charges on deposit accounts$850,0001,527
Trading account gains and fees$0239
Additional Noninterest Income$434,0003,116
Total noninterest expense$5,380,0002,395
Salaries and employee benefits$3,359,0001,957
Premises and equipment expense$786,0002,460
Additional noninterest expense$1,235,0003,277
Pre-tax net operating income$5,001,0001,550
Securities gains (losses)$18,0001,964
Applicable income taxes$1,765,0001,475
Income before extraordinary items$3,254,0001,658
Extraordinary gains, net$044
Net income$3,254,0001,659
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$51,0005,092
Cash dividends$1,559,0001,568
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$3,242,3001,626
1996-12-31 (YTD Data)Rank
Total interest income$14,305,0002,336
Total interest expense$6,323,0002,443
Net interest income$7,982,0002,261
Provision for loan and lease losses$81,0005,578
Total noninterest income$1,576,0002,219
Gross Fiduciary activities income$422,000757
Service charges on deposit accounts$813,0001,640
Trading account gains and fees$0262
Additional Noninterest Income$341,0003,757
Total noninterest expense$5,116,0002,666
Salaries and employee benefits$3,168,0002,107
Premises and equipment expense$778,0002,517
Additional noninterest expense$1,170,0003,859
Pre-tax net operating income$4,361,0001,657
Securities gains (losses)$44,0001,419
Applicable income taxes$1,496,0001,601
Income before extraordinary items$2,909,0001,710
Extraordinary gains, net$053
Net income$2,909,0001,711
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0008,019
Cash dividends$1,485,0001,608
Sale, conversion, retirement of capital stock, net$0953
Net operating income$2,879,9601,691
1995-12-31 (YTD Data)Rank
Total interest income$13,462,0002,480
Total interest expense$5,974,0002,569
Net interest income$7,488,0002,403
Provision for loan and lease losses$245,0002,607
Total noninterest income$1,412,0002,393
Gross Fiduciary activities income$265,000932
Service charges on deposit accounts$775,0001,756
Trading account gains and fees$0522
Additional Noninterest Income$372,0003,471
Total noninterest expense$4,761,0002,840
Salaries and employee benefits$2,893,0002,293
Premises and equipment expense$740,0002,663
Additional noninterest expense$1,128,0003,949
Pre-tax net operating income$3,894,0001,906
Securities gains (losses)$-216,00011,689
Applicable income taxes$1,236,0001,970
Income before extraordinary items$2,442,0002,066
Extraordinary gains, net$065
Net income$2,442,0002,064
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$98,0003,805
Cash dividends$1,534,0001,485
Sale, conversion, retirement of capital stock, net$0809
Net operating income$2,584,5601,924
1994-12-31 (YTD Data)Rank
Total interest income$11,868,0002,555
Total interest expense$4,791,0002,563
Net interest income$7,077,0002,546
Provision for loan and lease losses$24,0007,499
Total noninterest income$1,180,0002,757
Gross Fiduciary activities income$208,0001,007
Service charges on deposit accounts$669,0002,022
Trading account gains and fees$0475
Additional Noninterest Income$303,0004,063
Total noninterest expense$4,725,0002,924
Salaries and employee benefits$2,748,0002,436
Premises and equipment expense$728,0002,743
Additional noninterest expense$1,249,0003,915
Pre-tax net operating income$3,508,0002,034
Securities gains (losses)$-110,00011,591
Applicable income taxes$1,194,0001,884
Income before extraordinary items$2,204,0002,218
Extraordinary gains, net$0249
Net income$2,204,0002,216
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$24,0006,338
Cash dividends$569,0002,922
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$2,275,5002,169
1993-12-31 (YTD Data)Rank
Total interest income$11,374,0002,721
Total interest expense$4,486,0002,864
Net interest income$6,888,0002,618
Provision for loan and lease losses$31,0008,369
Total noninterest income$1,072,0003,161
Gross Fiduciary activities income$165,0001,097
Service charges on deposit accounts$618,0002,223
Trading account gains and fees$0532
Additional Noninterest Income$289,0004,578
Total noninterest expense$4,392,0003,192
Salaries and employee benefits$2,575,0002,570
Premises and equipment expense$650,0003,077
Additional noninterest expense$1,167,0004,296
Pre-tax net operating income$3,537,0001,931
Securities gains (losses)$38,0003,799
Applicable income taxes$1,301,0001,802
Income before extraordinary items$2,274,0002,202
Extraordinary gains, net$03,149
Net income$2,274,0002,284
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$31,0006,983
Cash dividends$896,0001,961
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$2,249,6802,093
1992-12-31 (YTD Data)Rank
Total interest income$11,841,0002,961
Total interest expense$5,295,0003,129
Net interest income$6,546,0002,801
Provision for loan and lease losses$41,0009,446
Total noninterest income$1,003,0003,311
Gross Fiduciary activities income$140,0001,166
Service charges on deposit accounts$669,0002,032
Trading account gains and fees$0504
Additional Noninterest Income$194,0005,772
Total noninterest expense$3,966,0003,528
Salaries and employee benefits$2,275,0002,848
Premises and equipment expense$584,0003,449
Additional noninterest expense$1,107,0004,666
Pre-tax net operating income$3,542,0001,744
Securities gains (losses)$73,0003,512
Applicable income taxes$1,301,0001,622
Income before extraordinary items$2,314,0001,982
Extraordinary gains, net$01,422
Net income$2,314,0002,012
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$41,0007,980
Cash dividends$950,0001,633
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$2,267,2801,853

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.