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Pioneer Bank, SSB, Income and Expense

2022-03-31 (YTD Data)Rank
Total interest income$10,731,000759
Total interest expense$1,677,000342
Net interest income$9,054,000832
Provision for loan and lease losses$-850,0004,675
Total noninterest income$1,371,0001,134
Gross Fiduciary activities income$0892
Service charges on deposit accounts$268,000957
Trading account gains and fees$0103
Additional Noninterest Income$1,103,0001,025
Total noninterest expense$8,512,000759
Salaries and employee benefits$4,951,000745
Premises and equipment expense$880,000737
Additional noninterest expense$2,681,000724
Pre-tax net operating income$2,763,0001,074
Securities gains (losses)$-2,0004,032
Applicable income taxes$576,000894
Income before extraordinary items$2,185,0001,126
Extraordinary gains, net$04
Net income$2,185,0001,125
Minority interest net income$050
Net income of bank and minority interests.$2,185,0001,126
Net charge-offs$32,000818
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$114,000257
Net operating income$2,186,5801,137
2021-12-31 (YTD Data)Rank
Total interest income$53,607,000635
Total interest expense$9,161,000301
Net interest income$44,446,000701
Provision for loan and lease losses$-2,650,0004,624
Total noninterest income$4,707,0001,361
Gross Fiduciary activities income$0994
Service charges on deposit accounts$1,107,000906
Trading account gains and fees$0132
Additional Noninterest Income$3,600,0001,340
Total noninterest expense$35,765,000719
Salaries and employee benefits$21,307,000688
Premises and equipment expense$4,189,000637
Additional noninterest expense$10,269,000761
Pre-tax net operating income$16,038,000896
Securities gains (losses)$43,0001,199
Applicable income taxes$3,361,000801
Income before extraordinary items$12,720,000952
Extraordinary gains, net$010
Net income$12,720,000953
Minority interest net income$074
Net income of bank and minority interests.$12,720,000953
Net charge-offs$-151,0004,472
Cash dividends$03,608
Sale, conversion, retirement of capital stock, net$788,000254
Net operating income$12,686,030943
2021-09-30 (YTD Data)Rank
Total interest income$42,017,000622
Total interest expense$7,218,000304
Net interest income$34,799,000682
Provision for loan and lease losses$-1,130,0004,630
Total noninterest income$3,765,0001,344
Gross Fiduciary activities income$0957
Service charges on deposit accounts$834,000894
Trading account gains and fees$0132
Additional Noninterest Income$2,931,0001,314
Total noninterest expense$27,839,000697
Salaries and employee benefits$16,460,000664
Premises and equipment expense$3,177,000637
Additional noninterest expense$8,202,000723
Pre-tax net operating income$11,855,000936
Securities gains (losses)$40,0001,148
Applicable income taxes$2,490,000842
Income before extraordinary items$9,405,0001,000
Extraordinary gains, net$08
Net income$9,405,0001,000
Minority interest net income$069
Net income of bank and minority interests.$9,405,0001,000
Net charge-offs$-88,0004,423
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$617,000226
Net operating income$9,373,400986
2021-06-30 (YTD Data)Rank
Total interest income$28,500,000607
Total interest expense$5,023,000305
Net interest income$23,477,000669
Provision for loan and lease losses$-820,0004,661
Total noninterest income$2,595,0001,294
Gross Fiduciary activities income$0951
Service charges on deposit accounts$556,000863
Trading account gains and fees$0133
Additional Noninterest Income$2,039,0001,280
Total noninterest expense$18,805,000689
Salaries and employee benefits$10,875,000667
Premises and equipment expense$2,131,000636
Additional noninterest expense$5,799,000667
Pre-tax net operating income$8,087,000907
Securities gains (losses)$24,0001,123
Applicable income taxes$1,696,000820
Income before extraordinary items$6,415,000974
Extraordinary gains, net$06
Net income$6,415,000974
Minority interest net income$067
Net income of bank and minority interests.$6,415,000974
Net charge-offs$5,0001,907
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$417,000203
Net operating income$6,396,040956
2021-03-31 (YTD Data)Rank
Total interest income$14,269,000604
Total interest expense$2,594,000312
Net interest income$11,675,000665
Provision for loan and lease losses$02,741
Total noninterest income$1,379,0001,242
Gross Fiduciary activities income$0922
Service charges on deposit accounts$284,000827
Trading account gains and fees$0127
Additional Noninterest Income$1,095,0001,197
Total noninterest expense$8,987,000713
Salaries and employee benefits$5,263,000693
Premises and equipment expense$1,059,000647
Additional noninterest expense$2,665,000710
Pre-tax net operating income$4,067,000897
Securities gains (losses)$203,000330
Applicable income taxes$889,000806
Income before extraordinary items$3,381,000924
Extraordinary gains, net$03
Net income$3,381,000924
Minority interest net income$055
Net income of bank and minority interests.$3,381,000924
Net charge-offs$-24,0004,405
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$206,000185
Net operating income$3,220,630940
2020-12-31 (YTD Data)Rank
Total interest income$60,147,000574
Total interest expense$17,031,000312
Net interest income$43,116,000679
Provision for loan and lease losses$4,440,000622
Total noninterest income$5,602,0001,178
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$1,188,000815
Trading account gains and fees$0133
Additional Noninterest Income$4,414,0001,116
Total noninterest expense$36,529,000683
Salaries and employee benefits$20,748,000688
Premises and equipment expense$4,347,000603
Additional noninterest expense$11,434,000662
Pre-tax net operating income$7,749,0001,279
Securities gains (losses)$6,204,00099
Applicable income taxes$2,891,000714
Income before extraordinary items$11,062,000872
Extraordinary gains, net$04
Net income$11,062,000872
Minority interest net income$072
Net income of bank and minority interests.$11,062,000872
Net charge-offs$2,391,000364
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$865,000214
Net operating income$6,160,8401,358
2020-09-30 (YTD Data)Rank
Total interest income$45,516,000566
Total interest expense$13,683,000315
Net interest income$31,833,000679
Provision for loan and lease losses$4,190,000569
Total noninterest income$4,219,0001,143
Gross Fiduciary activities income$0981
Service charges on deposit accounts$870,000828
Trading account gains and fees$0125
Additional Noninterest Income$3,349,0001,067
Total noninterest expense$26,891,000688
Salaries and employee benefits$15,193,000692
Premises and equipment expense$3,236,000591
Additional noninterest expense$8,462,000654
Pre-tax net operating income$4,971,0001,402
Securities gains (losses)$3,506,000118
Applicable income taxes$1,746,000816
Income before extraordinary items$6,731,0001,004
Extraordinary gains, net$04
Net income$6,731,0001,004
Minority interest net income$065
Net income of bank and minority interests.$6,731,0001,004
Net charge-offs$1,048,000491
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$647,000192
Net operating income$3,961,2601,479
2020-06-30 (YTD Data)Rank
Total interest income$30,987,000559
Total interest expense$9,821,000323
Net interest income$21,166,000670
Provision for loan and lease losses$3,290,000530
Total noninterest income$2,827,0001,079
Gross Fiduciary activities income$0970
Service charges on deposit accounts$574,000845
Trading account gains and fees$0123
Additional Noninterest Income$2,253,000986
Total noninterest expense$17,348,000704
Salaries and employee benefits$10,056,000694
Premises and equipment expense$2,110,000604
Additional noninterest expense$5,182,000688
Pre-tax net operating income$3,355,0001,322
Securities gains (losses)$1,618,000144
Applicable income taxes$1,021,000818
Income before extraordinary items$3,952,0001,051
Extraordinary gains, net$04
Net income$3,952,0001,051
Minority interest net income$065
Net income of bank and minority interests.$3,952,0001,051
Net charge-offs$880,000425
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$439,000172
Net operating income$2,673,7801,415
2020-03-31 (YTD Data)Rank
Total interest income$16,112,000542
Total interest expense$5,318,000337
Net interest income$10,794,000653
Provision for loan and lease losses$2,400,000362
Total noninterest income$1,427,0001,014
Gross Fiduciary activities income$0941
Service charges on deposit accounts$323,000880
Trading account gains and fees$0106
Additional Noninterest Income$1,104,000897
Total noninterest expense$8,927,000682
Salaries and employee benefits$5,304,000650
Premises and equipment expense$1,035,000623
Additional noninterest expense$2,588,000695
Pre-tax net operating income$894,0001,997
Securities gains (losses)$405,000223
Applicable income taxes$262,0001,189
Income before extraordinary items$1,037,0001,612
Extraordinary gains, net$04
Net income$1,037,0001,611
Minority interest net income$056
Net income of bank and minority interests.$1,037,0001,612
Net charge-offs$872,000263
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$210,000177
Net operating income$713,0002,109
2019-12-31 (YTD Data)Rank
Total interest income$66,242,000531
Total interest expense$23,621,000332
Net interest income$42,621,000648
Provision for loan and lease losses$1,422,000699
Total noninterest income$6,901,000910
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$1,455,000822
Trading account gains and fees$0135
Additional Noninterest Income$5,446,000782
Total noninterest expense$36,116,000650
Salaries and employee benefits$21,661,000608
Premises and equipment expense$4,444,000573
Additional noninterest expense$10,011,000702
Pre-tax net operating income$11,984,000909
Securities gains (losses)$979,000231
Applicable income taxes$2,667,000747
Income before extraordinary items$10,296,000916
Extraordinary gains, net$011
Net income$10,296,000917
Minority interest net income$076
Net income of bank and minority interests.$10,296,000917
Net charge-offs$755,000802
Cash dividends$03,944
Sale, conversion, retirement of capital stock, net$1,106,000202
Net operating income$9,522,590958
2019-09-30 (YTD Data)Rank
Total interest income$49,937,000529
Total interest expense$17,888,000334
Net interest income$32,049,000650
Provision for loan and lease losses$1,185,000603
Total noninterest income$5,260,000895
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$1,075,000831
Trading account gains and fees$0129
Additional Noninterest Income$4,185,000759
Total noninterest expense$27,381,000642
Salaries and employee benefits$16,221,000613
Premises and equipment expense$3,450,000563
Additional noninterest expense$7,710,000683
Pre-tax net operating income$8,743,000948
Securities gains (losses)$584,000276
Applicable income taxes$1,913,000793
Income before extraordinary items$7,414,000966
Extraordinary gains, net$011
Net income$7,414,000967
Minority interest net income$072
Net income of bank and minority interests.$7,414,000967
Net charge-offs$660,000644
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$910,000178
Net operating income$6,952,640992
2019-06-30 (YTD Data)Rank
Total interest income$32,968,000534
Total interest expense$11,610,000339
Net interest income$21,358,000650
Provision for loan and lease losses$1,065,000463
Total noninterest income$3,278,000921
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$682,000863
Trading account gains and fees$0131
Additional Noninterest Income$2,596,000789
Total noninterest expense$18,368,000636
Salaries and employee benefits$10,930,000604
Premises and equipment expense$2,312,000563
Additional noninterest expense$5,126,000693
Pre-tax net operating income$5,203,0001,009
Securities gains (losses)$279,000316
Applicable income taxes$1,114,000849
Income before extraordinary items$4,368,0001,035
Extraordinary gains, net$011
Net income$4,368,0001,035
Minority interest net income$069
Net income of bank and minority interests.$4,368,0001,035
Net charge-offs$287,000808
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$705,000148
Net operating income$4,144,8001,063
2019-03-31 (YTD Data)Rank
Total interest income$16,196,000538
Total interest expense$5,481,000346
Net interest income$10,715,000645
Provision for loan and lease losses$642,000392
Total noninterest income$1,437,000970
Gross Fiduciary activities income$0972
Service charges on deposit accounts$325,000892
Trading account gains and fees$0126
Additional Noninterest Income$1,112,000835
Total noninterest expense$8,977,000649
Salaries and employee benefits$5,433,000607
Premises and equipment expense$1,156,000565
Additional noninterest expense$2,388,000729
Pre-tax net operating income$2,533,0001,012
Securities gains (losses)$3,000920
Applicable income taxes$512,000891
Income before extraordinary items$2,024,0001,076
Extraordinary gains, net$05
Net income$2,024,0001,075
Minority interest net income$052
Net income of bank and minority interests.$2,024,0001,075
Net charge-offs$263,000514
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$504,000104
Net operating income$2,021,6001,058
2018-12-31 (YTD Data)Rank
Total interest income$55,283,000586
Total interest expense$14,467,000387
Net interest income$40,816,000669
Provision for loan and lease losses$992,000888
Total noninterest income$6,247,000953
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$1,433,000851
Trading account gains and fees$0126
Additional Noninterest Income$4,814,000815
Total noninterest expense$36,132,000634
Salaries and employee benefits$20,687,000607
Premises and equipment expense$4,889,000522
Additional noninterest expense$10,556,000671
Pre-tax net operating income$9,939,0001,040
Securities gains (losses)$-816,0005,301
Applicable income taxes$1,969,000882
Income before extraordinary items$7,154,0001,191
Extraordinary gains, net$06
Net income$7,154,0001,190
Minority interest net income$072
Net income of bank and minority interests.$7,154,0001,190
Net charge-offs$1,431,000447
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$206,000398
Net operating income$7,798,6401,107
2018-09-30 (YTD Data)Rank
Total interest income$39,799,000601
Total interest expense$9,503,000405
Net interest income$30,296,000670
Provision for loan and lease losses$639,000936
Total noninterest income$4,536,000980
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$1,114,000822
Trading account gains and fees$0138
Additional Noninterest Income$3,422,000859
Total noninterest expense$27,690,000617
Salaries and employee benefits$15,695,000602
Premises and equipment expense$3,706,000521
Additional noninterest expense$8,289,000619
Pre-tax net operating income$6,503,0001,157
Securities gains (losses)$-468,0005,395
Applicable income taxes$1,108,0001,084
Income before extraordinary items$4,927,0001,294
Extraordinary gains, net$05
Net income$4,927,0001,293
Minority interest net income$066
Net income of bank and minority interests.$4,927,0001,293
Net charge-offs$1,362,000357
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$64,000474
Net operating income$5,310,7601,194
2018-06-30 (YTD Data)Rank
Total interest income$25,484,000617
Total interest expense$5,502,000433
Net interest income$19,982,000673
Provision for loan and lease losses$400,000972
Total noninterest income$2,989,000981
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$773,000794
Trading account gains and fees$0130
Additional Noninterest Income$2,216,000878
Total noninterest expense$18,790,000602
Salaries and employee benefits$10,635,000588
Premises and equipment expense$2,457,000531
Additional noninterest expense$5,698,000605
Pre-tax net operating income$3,781,0001,268
Securities gains (losses)$-180,0005,411
Applicable income taxes$648,0001,177
Income before extraordinary items$2,953,0001,366
Extraordinary gains, net$06
Net income$2,953,0001,365
Minority interest net income$065
Net income of bank and minority interests.$2,953,0001,365
Net charge-offs$1,380,000274
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$247,000269
Net operating income$3,100,6001,317
2018-03-31 (YTD Data)Rank
Total interest income$12,490,000623
Total interest expense$2,512,000435
Net interest income$9,978,000672
Provision for loan and lease losses$03,508
Total noninterest income$1,496,000967
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$397,000779
Trading account gains and fees$0123
Additional Noninterest Income$1,099,000869
Total noninterest expense$9,300,000615
Salaries and employee benefits$5,350,000595
Premises and equipment expense$1,223,000530
Additional noninterest expense$2,727,000622
Pre-tax net operating income$2,174,0001,121
Securities gains (losses)$-47,0005,397
Applicable income taxes$392,0001,018
Income before extraordinary items$1,735,0001,171
Extraordinary gains, net$07
Net income$1,735,0001,170
Minority interest net income$052
Net income of bank and minority interests.$1,735,0001,171
Net charge-offs$247,000497
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$92,000262
Net operating income$1,773,5401,144
2017-12-31 (YTD Data)Rank
Total interest income$47,289,000606
Total interest expense$7,508,000474
Net interest income$39,781,000644
Provision for loan and lease losses$539,0001,386
Total noninterest income$8,092,000805
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$1,412,000871
Trading account gains and fees$0151
Additional Noninterest Income$6,680,000689
Total noninterest expense$35,362,000622
Salaries and employee benefits$19,417,000624
Premises and equipment expense$5,597,000462
Additional noninterest expense$10,348,000656
Pre-tax net operating income$11,972,000861
Securities gains (losses)$-13,0005,100
Applicable income taxes$19,214,000269
Income before extraordinary items$-7,255,0005,656
Extraordinary gains, net$09
Net income$-7,255,0005,656
Minority interest net income$076
Net income of bank and minority interests.$-7,255,0005,656
Net charge-offs$416,0001,221
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$491,000292
Net operating income$-7,246,6805,656
2017-09-30 (YTD Data)Rank
Total interest income$34,951,000611
Total interest expense$5,297,000489
Net interest income$29,654,000645
Provision for loan and lease losses$539,0001,097
Total noninterest income$5,636,000859
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$1,044,000888
Trading account gains and fees$0145
Additional Noninterest Income$4,592,000729
Total noninterest expense$26,887,000608
Salaries and employee benefits$14,595,000623
Premises and equipment expense$4,298,000456
Additional noninterest expense$7,994,000637
Pre-tax net operating income$7,864,000976
Securities gains (losses)$02,274
Applicable income taxes$2,529,000780
Income before extraordinary items$5,335,0001,108
Extraordinary gains, net$09
Net income$5,335,0001,108
Minority interest net income$071
Net income of bank and minority interests.$5,335,0001,108
Net charge-offs$327,0001,072
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$202,000343
Net operating income$5,335,0001,089
2017-06-30 (YTD Data)Rank
Total interest income$23,089,000604
Total interest expense$3,390,000495
Net interest income$19,699,000634
Provision for loan and lease losses$164,0001,755
Total noninterest income$3,726,000857
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$688,000879
Trading account gains and fees$0139
Additional Noninterest Income$3,038,000733
Total noninterest expense$17,836,000613
Salaries and employee benefits$9,651,000632
Premises and equipment expense$2,944,000443
Additional noninterest expense$5,241,000654
Pre-tax net operating income$5,425,000928
Securities gains (losses)$01,906
Applicable income taxes$1,754,000733
Income before extraordinary items$3,671,0001,057
Extraordinary gains, net$011
Net income$3,671,0001,057
Minority interest net income$071
Net income of bank and minority interests.$3,671,0001,057
Net charge-offs$310,000817
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$77,000382
Net operating income$3,671,0001,048
2017-03-31 (YTD Data)Rank
Total interest income$11,656,000594
Total interest expense$1,694,000480
Net interest income$9,962,000622
Provision for loan and lease losses$62,0001,865
Total noninterest income$1,567,000956
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$350,000866
Trading account gains and fees$0142
Additional Noninterest Income$1,217,000828
Total noninterest expense$9,441,000586
Salaries and employee benefits$5,348,000582
Premises and equipment expense$1,586,000428
Additional noninterest expense$2,507,000673
Pre-tax net operating income$2,026,0001,162
Securities gains (losses)$01,153
Applicable income taxes$637,000919
Income before extraordinary items$1,389,0001,305
Extraordinary gains, net$08
Net income$1,389,0001,303
Minority interest net income$055
Net income of bank and minority interests.$1,389,0001,305
Net charge-offs$99,000934
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$34,000372
Net operating income$1,389,0001,286
2016-12-31 (YTD Data)Rank
Total interest income$45,447,000594
Total interest expense$6,168,000485
Net interest income$39,279,000612
Provision for loan and lease losses$2,153,000491
Total noninterest income$5,341,0001,096
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$1,540,000814
Trading account gains and fees$0170
Additional Noninterest Income$3,801,0001,021
Total noninterest expense$42,337,000519
Salaries and employee benefits$24,880,000490
Premises and equipment expense$5,447,000467
Additional noninterest expense$12,010,000574
Pre-tax net operating income$130,0005,434
Securities gains (losses)$03,212
Applicable income taxes$-12,312,0005,905
Income before extraordinary items$12,442,000629
Extraordinary gains, net$05
Net income$12,442,000628
Minority interest net income$082
Net income of bank and minority interests.$12,442,000628
Net charge-offs$87,0002,719
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$74,000536
Net operating income$12,442,000612
2016-09-30 (YTD Data)Rank
Total interest income$33,054,000610
Total interest expense$4,459,000498
Net interest income$28,595,000625
Provision for loan and lease losses$1,445,000521
Total noninterest income$3,890,0001,120
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$1,159,000816
Trading account gains and fees$0169
Additional Noninterest Income$2,731,0001,057
Total noninterest expense$31,221,000528
Salaries and employee benefits$18,800,000484
Premises and equipment expense$3,888,000485
Additional noninterest expense$8,533,000606
Pre-tax net operating income$-181,0005,816
Securities gains (losses)$03,160
Applicable income taxes$-12,121,0005,975
Income before extraordinary items$11,940,000499
Extraordinary gains, net$05
Net income$11,940,000496
Minority interest net income$071
Net income of bank and minority interests.$11,940,000499
Net charge-offs$556,000732
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$39,000538
Net operating income$11,940,000487
2016-06-30 (YTD Data)Rank
Total interest income$20,143,000669
Total interest expense$2,807,000523
Net interest income$17,336,000688
Provision for loan and lease losses$50,0002,917
Total noninterest income$2,892,0001,025
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$699,000889
Trading account gains and fees$0157
Additional Noninterest Income$2,193,000910
Total noninterest expense$20,320,000541
Salaries and employee benefits$12,602,000478
Premises and equipment expense$2,418,000530
Additional noninterest expense$5,300,000647
Pre-tax net operating income$-142,0005,897
Securities gains (losses)$02,835
Applicable income taxes$-12,134,0006,055
Income before extraordinary items$11,992,000345
Extraordinary gains, net$016
Net income$11,992,000344
Minority interest net income$071
Net income of bank and minority interests.$11,992,000344
Net charge-offs$-5,0004,738
Cash dividends$4,150,000431
Sale, conversion, retirement of capital stock, net$0705
Net operating income$11,992,000340
2016-03-31 (YTD Data)Rank
Total interest income$8,009,000839
Total interest expense$1,175,000631
Net interest income$6,834,000866
Provision for loan and lease losses$03,656
Total noninterest income$1,253,0001,105
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$298,0001,006
Trading account gains and fees$0142
Additional Noninterest Income$955,000963
Total noninterest expense$11,000,000505
Salaries and employee benefits$7,561,000413
Premises and equipment expense$1,060,000599
Additional noninterest expense$2,379,000703
Pre-tax net operating income$-2,913,0006,117
Securities gains (losses)$02,077
Applicable income taxes$-13,077,0006,121
Income before extraordinary items$10,164,000236
Extraordinary gains, net$012
Net income$10,164,000236
Minority interest net income$062
Net income of bank and minority interests.$10,164,000236
Net charge-offs$-17,0005,410
Cash dividends$4,150,000235
Sale, conversion, retirement of capital stock, net$0659
Net operating income$10,164,000232
2015-12-31 (YTD Data)Rank
Total interest income$18,203,0001,375
Total interest expense$2,718,0001,036
Net interest income$15,485,0001,430
Provision for loan and lease losses$610,0001,163
Total noninterest income$1,504,0002,473
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$394,0002,545
Trading account gains and fees$0159
Additional Noninterest Income$1,110,0002,241
Total noninterest expense$11,585,0001,647
Salaries and employee benefits$6,683,0001,574
Premises and equipment expense$1,283,0001,779
Additional noninterest expense$3,619,0001,673
Pre-tax net operating income$4,794,0001,626
Securities gains (losses)$03,216
Applicable income taxes$1,764,0001,099
Income before extraordinary items$3,030,0002,038
Extraordinary gains, net$023
Net income$3,030,0002,039
Minority interest net income$081
Net income of bank and minority interests.$3,030,0002,040
Net charge-offs$74,0002,932
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$61,000573
Net operating income$3,030,0001,997
2015-09-30 (YTD Data)Rank
Total interest income$13,255,0001,418
Total interest expense$1,999,0001,065
Net interest income$11,256,0001,479
Provision for loan and lease losses$435,0001,164
Total noninterest income$1,109,0002,522
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$261,0002,781
Trading account gains and fees$0153
Additional Noninterest Income$848,0002,234
Total noninterest expense$8,292,0001,720
Salaries and employee benefits$4,913,0001,612
Premises and equipment expense$968,0001,785
Additional noninterest expense$2,411,0001,868
Pre-tax net operating income$3,638,0001,636
Securities gains (losses)$03,031
Applicable income taxes$1,247,0001,189
Income before extraordinary items$2,391,0001,957
Extraordinary gains, net$021
Net income$2,391,0001,959
Minority interest net income$078
Net income of bank and minority interests.$2,391,0001,959
Net charge-offs$62,0002,611
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$46,000542
Net operating income$2,391,0001,925
2015-06-30 (YTD Data)Rank
Total interest income$8,578,0001,460
Total interest expense$1,300,0001,095
Net interest income$7,278,0001,530
Provision for loan and lease losses$295,0001,174
Total noninterest income$734,0002,545
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$162,0002,884
Trading account gains and fees$0157
Additional Noninterest Income$572,0002,262
Total noninterest expense$5,326,0001,797
Salaries and employee benefits$3,145,0001,687
Premises and equipment expense$633,0001,820
Additional noninterest expense$1,548,0001,950
Pre-tax net operating income$2,391,0001,640
Securities gains (losses)$02,636
Applicable income taxes$813,0001,202
Income before extraordinary items$1,578,0001,958
Extraordinary gains, net$022
Net income$1,578,0001,960
Minority interest net income$075
Net income of bank and minority interests.$1,578,0001,960
Net charge-offs$22,0002,884
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$30,000526
Net operating income$1,578,0001,917
2015-03-31 (YTD Data)Rank
Total interest income$4,194,0001,486
Total interest expense$628,0001,131
Net interest income$3,566,0001,548
Provision for loan and lease losses$170,0001,007
Total noninterest income$300,0002,803
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$73,0003,050
Trading account gains and fees$0152
Additional Noninterest Income$227,0002,467
Total noninterest expense$2,478,0001,914
Salaries and employee benefits$1,434,0001,841
Premises and equipment expense$301,0001,933
Additional noninterest expense$743,0001,998
Pre-tax net operating income$1,218,0001,578
Securities gains (losses)$02,027
Applicable income taxes$414,0001,161
Income before extraordinary items$804,0001,919
Extraordinary gains, net$013
Net income$804,0001,921
Minority interest net income$064
Net income of bank and minority interests.$804,0001,922
Net charge-offs$14,0002,324
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$15,000503
Net operating income$804,0001,858
2014-12-31 (YTD Data)Rank
Total interest income$14,629,0001,712
Total interest expense$2,282,0001,268
Net interest income$12,347,0001,771
Provision for loan and lease losses$693,0001,152
Total noninterest income$1,631,0002,394
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$276,0003,368
Trading account gains and fees$0180
Additional Noninterest Income$1,355,0001,900
Total noninterest expense$9,132,0002,064
Salaries and employee benefits$4,903,0002,084
Premises and equipment expense$1,082,0002,104
Additional noninterest expense$3,147,0001,954
Pre-tax net operating income$4,153,0001,781
Securities gains (losses)$03,259
Applicable income taxes$1,412,0001,250
Income before extraordinary items$2,741,0002,156
Extraordinary gains, net$017
Net income$2,741,0002,156
Minority interest net income$084
Net income of bank and minority interests.$2,741,0002,155
Net charge-offs$172,0002,640
Cash dividends$57,0004,167
Sale, conversion, retirement of capital stock, net$10,711,00043
Net operating income$2,741,0002,109
2014-09-30 (YTD Data)Rank
Total interest income$10,468,0001,813
Total interest expense$1,652,0001,335
Net interest income$8,816,0001,870
Provision for loan and lease losses$628,000964
Total noninterest income$1,132,0002,527
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$193,0003,529
Trading account gains and fees$0174
Additional Noninterest Income$939,0002,027
Total noninterest expense$6,393,0002,205
Salaries and employee benefits$3,487,0002,196
Premises and equipment expense$755,0002,249
Additional noninterest expense$2,151,0002,106
Pre-tax net operating income$2,927,0001,899
Securities gains (losses)$02,980
Applicable income taxes$1,022,0001,293
Income before extraordinary items$1,905,0002,304
Extraordinary gains, net$015
Net income$1,905,0002,305
Minority interest net income$081
Net income of bank and minority interests.$1,905,0002,304
Net charge-offs$172,0002,158
Cash dividends$57,0003,628
Sale, conversion, retirement of capital stock, net$10,711,00038
Net operating income$1,905,0002,254
2014-06-30 (YTD Data)Rank
Total interest income$6,586,0001,899
Total interest expense$1,041,0001,437
Net interest income$5,545,0001,945
Provision for loan and lease losses$518,000825
Total noninterest income$728,0002,536
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$120,0003,634
Trading account gains and fees$0172
Additional Noninterest Income$608,0002,036
Total noninterest expense$4,000,0002,331
Salaries and employee benefits$2,234,0002,278
Premises and equipment expense$489,0002,319
Additional noninterest expense$1,277,0002,350
Pre-tax net operating income$1,755,0002,015
Securities gains (losses)$02,580
Applicable income taxes$606,0001,366
Income before extraordinary items$1,149,0002,412
Extraordinary gains, net$020
Net income$1,149,0002,416
Minority interest net income$080
Net income of bank and minority interests.$1,149,0002,416
Net charge-offs$10,0003,731
Cash dividends$50,0003,427
Sale, conversion, retirement of capital stock, net$9,409,00024
Net operating income$1,149,0002,367
2014-03-31 (YTD Data)Rank
Total interest income$3,115,0001,978
Total interest expense$506,0001,500
Net interest income$2,609,0002,042
Provision for loan and lease losses$158,0001,161
Total noninterest income$188,0003,561
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$58,0003,686
Trading account gains and fees$0147
Additional Noninterest Income$130,0003,181
Total noninterest expense$1,904,0002,449
Salaries and employee benefits$1,072,0002,362
Premises and equipment expense$234,0002,450
Additional noninterest expense$598,0002,488
Pre-tax net operating income$735,0002,240
Securities gains (losses)$01,715
Applicable income taxes$249,0001,514
Income before extraordinary items$486,0002,622
Extraordinary gains, net$016
Net income$486,0002,626
Minority interest net income$066
Net income of bank and minority interests.$486,0002,626
Net charge-offs$2,0003,350
Cash dividends$50,0002,539
Sale, conversion, retirement of capital stock, net$0747
Net operating income$486,0002,578
2013-12-31 (YTD Data)Rank
Total interest income$11,020,0002,214
Total interest expense$1,955,0001,742
Net interest income$9,065,0002,324
Provision for loan and lease losses$441,0001,993
Total noninterest income$1,504,0002,585
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$217,0003,971
Trading account gains and fees$0184
Additional Noninterest Income$1,287,0002,039
Total noninterest expense$7,057,0002,613
Salaries and employee benefits$3,930,0002,513
Premises and equipment expense$810,0002,680
Additional noninterest expense$2,317,0002,640
Pre-tax net operating income$3,071,0002,131
Securities gains (losses)$03,182
Applicable income taxes$1,045,0001,429
Income before extraordinary items$2,026,0002,580
Extraordinary gains, net$029
Net income$2,026,0002,583
Minority interest net income$090
Net income of bank and minority interests.$2,026,0002,583
Net charge-offs$2,0005,363
Cash dividends$82,0004,033
Sale, conversion, retirement of capital stock, net$-3,004,0006,797
Net operating income$2,026,0002,516
2013-09-30 (YTD Data)Rank
Total interest income$8,002,0002,284
Total interest expense$1,450,0001,806
Net interest income$6,552,0002,415
Provision for loan and lease losses$198,0002,612
Total noninterest income$1,099,0002,676
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$157,0004,054
Trading account gains and fees$0180
Additional Noninterest Income$942,0002,131
Total noninterest expense$5,214,0002,645
Salaries and employee benefits$2,931,0002,538
Premises and equipment expense$558,0002,873
Additional noninterest expense$1,725,0002,661
Pre-tax net operating income$2,239,0002,235
Securities gains (losses)$03,040
Applicable income taxes$781,0001,472
Income before extraordinary items$1,458,0002,708
Extraordinary gains, net$025
Net income$1,458,0002,712
Minority interest net income$084
Net income of bank and minority interests.$1,458,0002,712
Net charge-offs$2,0005,070
Cash dividends$37,0003,621
Sale, conversion, retirement of capital stock, net$-3,004,0006,877
Net operating income$1,458,0002,631
2013-06-30 (YTD Data)Rank
Total interest income$5,128,0002,378
Total interest expense$957,0001,856
Net interest income$4,171,0002,506
Provision for loan and lease losses$128,0002,649
Total noninterest income$928,0002,330
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$95,0004,200
Trading account gains and fees$0157
Additional Noninterest Income$833,0001,807
Total noninterest expense$3,425,0002,688
Salaries and employee benefits$1,951,0002,550
Premises and equipment expense$347,0003,015
Additional noninterest expense$1,127,0002,679
Pre-tax net operating income$1,546,0002,149
Securities gains (losses)$02,791
Applicable income taxes$541,0001,432
Income before extraordinary items$1,005,0002,640
Extraordinary gains, net$022
Net income$1,005,0002,645
Minority interest net income$082
Net income of bank and minority interests.$1,005,0002,645
Net charge-offs$2,0004,714
Cash dividends$15,0003,494
Sale, conversion, retirement of capital stock, net$8,000730
Net operating income$1,005,0002,536
2013-03-31 (YTD Data)Rank
Total interest income$2,467,0002,478
Total interest expense$459,0001,967
Net interest income$2,008,0002,606
Provision for loan and lease losses$28,0003,375
Total noninterest income$630,0001,894
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$40,0004,477
Trading account gains and fees$0148
Additional Noninterest Income$590,0001,407
Total noninterest expense$1,710,0002,719
Salaries and employee benefits$999,0002,513
Premises and equipment expense$160,0003,236
Additional noninterest expense$551,0002,744
Pre-tax net operating income$900,0001,873
Securities gains (losses)$01,966
Applicable income taxes$315,0001,281
Income before extraordinary items$585,0002,294
Extraordinary gains, net$010
Net income$585,0002,296
Minority interest net income$076
Net income of bank and minority interests.$585,0002,296
Net charge-offs$2,0003,902
Cash dividends$8,0002,686
Sale, conversion, retirement of capital stock, net$5,000663
Net operating income$585,0002,212
2012-12-31 (YTD Data)Rank
Total interest income$7,930,0003,135
Total interest expense$1,490,0002,728
Net interest income$6,440,0003,199
Provision for loan and lease losses$286,0003,470
Total noninterest income$1,393,0002,727
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$126,0005,065
Trading account gains and fees$0166
Additional Noninterest Income$1,267,0002,054
Total noninterest expense$5,610,0003,185
Salaries and employee benefits$2,882,0003,222
Premises and equipment expense$464,0003,995
Additional noninterest expense$2,264,0002,800
Pre-tax net operating income$1,937,0002,877
Securities gains (losses)$03,810
Applicable income taxes$667,0001,885
Income before extraordinary items$1,270,0003,421
Extraordinary gains, net$029
Net income$1,270,0003,423
Minority interest net income$093
Net income of bank and minority interests.$1,270,0003,424
Net charge-offs$1,0005,927
Cash dividends$30,0004,245
Sale, conversion, retirement of capital stock, net$4,565,00091
Net operating income$1,270,0003,289
2012-09-30 (YTD Data)Rank
Total interest income$5,450,0003,409
Total interest expense$1,053,0002,955
Net interest income$4,397,0003,475
Provision for loan and lease losses$201,0003,501
Total noninterest income$1,130,0002,609
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$85,0005,315
Trading account gains and fees$0157
Additional Noninterest Income$1,045,0001,938
Total noninterest expense$3,760,0003,483
Salaries and employee benefits$1,962,0003,471
Premises and equipment expense$301,0004,344
Additional noninterest expense$1,497,0003,121
Pre-tax net operating income$1,566,0002,798
Securities gains (losses)$03,575
Applicable income taxes$537,0001,867
Income before extraordinary items$1,029,0003,374
Extraordinary gains, net$020
Net income$1,029,0003,375
Minority interest net income$086
Net income of bank and minority interests.$1,029,0003,376
Net charge-offs$1,0005,692
Cash dividends$23,0003,693
Sale, conversion, retirement of capital stock, net$4,548,00061
Net operating income$1,029,0003,224
2012-06-30 (YTD Data)Rank
Total interest income$3,447,0003,566
Total interest expense$682,0003,109
Net interest income$2,765,0003,635
Provision for loan and lease losses$89,0004,051
Total noninterest income$696,0002,692
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$58,0005,291
Trading account gains and fees$0153
Additional Noninterest Income$638,0002,032
Total noninterest expense$2,245,0003,793
Salaries and employee benefits$1,189,0003,724
Premises and equipment expense$195,0004,429
Additional noninterest expense$861,0003,491
Pre-tax net operating income$1,127,0002,631
Securities gains (losses)$03,178
Applicable income taxes$383,0001,768
Income before extraordinary items$744,0003,199
Extraordinary gains, net$019
Net income$744,0003,197
Minority interest net income$084
Net income of bank and minority interests.$744,0003,199
Net charge-offs$1,0005,406
Cash dividends$15,0003,510
Sale, conversion, retirement of capital stock, net$3,794,00053
Net operating income$744,0003,038
2012-03-31 (YTD Data)Rank
Total interest income$1,655,0003,727
Total interest expense$333,0003,277
Net interest income$1,322,0003,768
Provision for loan and lease losses$27,0004,294
Total noninterest income$382,0002,549
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$29,0005,280
Trading account gains and fees$0148
Additional Noninterest Income$353,0001,912
Total noninterest expense$1,049,0003,974
Salaries and employee benefits$575,0003,834
Premises and equipment expense$97,0004,467
Additional noninterest expense$377,0003,784
Pre-tax net operating income$628,0002,451
Securities gains (losses)$02,210
Applicable income taxes$221,0001,616
Income before extraordinary items$407,0003,017
Extraordinary gains, net$019
Net income$407,0003,020
Minority interest net income$078
Net income of bank and minority interests.$407,0003,021
Net charge-offs$04,730
Cash dividends$7,0002,731
Sale, conversion, retirement of capital stock, net$5,000713
Net operating income$407,0002,867
2011-12-31 (YTD Data)Rank
Total interest income$5,880,0004,127
Total interest expense$1,246,0003,870
Net interest income$4,634,0004,119
Provision for loan and lease losses$325,0004,009
Total noninterest income$531,0004,290
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$87,0005,714
Trading account gains and fees$0146
Additional Noninterest Income$444,0003,290
Total noninterest expense$3,799,0004,267
Salaries and employee benefits$2,071,0004,089
Premises and equipment expense$394,0004,599
Additional noninterest expense$1,334,0004,171
Pre-tax net operating income$1,041,0003,646
Securities gains (losses)$137,0001,781
Applicable income taxes$407,0002,237
Income before extraordinary items$771,0004,006
Extraordinary gains, net$029
Net income$771,0004,011
Minority interest net income$096
Net income of bank and minority interests.$771,0004,010
Net charge-offs$90,0005,076
Cash dividends$15,0004,143
Sale, conversion, retirement of capital stock, net$5,044,000131
Net operating income$681,9504,070
2011-09-30 (YTD Data)Rank
Total interest income$4,230,0004,292
Total interest expense$930,0004,004
Net interest income$3,300,0004,294
Provision for loan and lease losses$267,0003,787
Total noninterest income$360,0004,511
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$64,0005,756
Trading account gains and fees$0145
Additional Noninterest Income$296,0003,479
Total noninterest expense$2,779,0004,338
Salaries and employee benefits$1,509,0004,168
Premises and equipment expense$295,0004,652
Additional noninterest expense$975,0004,234
Pre-tax net operating income$614,0004,183
Securities gains (losses)$137,0001,500
Applicable income taxes$248,0002,460
Income before extraordinary items$503,0004,304
Extraordinary gains, net$021
Net income$503,0004,306
Minority interest net income$087
Net income of bank and minority interests.$503,0004,306
Net charge-offs$92,0004,510
Cash dividends$8,0003,585
Sale, conversion, retirement of capital stock, net$5,034,000110
Net operating income$411,2104,493
2011-06-30 (YTD Data)Rank
Total interest income$2,738,0004,408
Total interest expense$621,0004,117
Net interest income$2,117,0004,420
Provision for loan and lease losses$141,0004,007
Total noninterest income$185,0004,985
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$40,0005,831
Trading account gains and fees$0153
Additional Noninterest Income$145,0004,012
Total noninterest expense$1,862,0004,359
Salaries and employee benefits$1,009,0004,178
Premises and equipment expense$194,0004,729
Additional noninterest expense$659,0004,260
Pre-tax net operating income$299,0004,622
Securities gains (losses)$02,914
Applicable income taxes$63,0003,200
Income before extraordinary items$236,0004,792
Extraordinary gains, net$015
Net income$236,0004,789
Minority interest net income$089
Net income of bank and minority interests.$236,0004,791
Net charge-offs$82,0004,037
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$5,024,00056
Net operating income$236,0004,702
2011-03-31 (YTD Data)Rank
Total interest income$1,329,0004,514
Total interest expense$318,0004,154
Net interest income$1,011,0004,548
Provision for loan and lease losses$47,0004,237
Total noninterest income$94,0005,012
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$20,0005,795
Trading account gains and fees$0158
Additional Noninterest Income$74,0004,031
Total noninterest expense$928,0004,402
Salaries and employee benefits$518,0004,130
Premises and equipment expense$96,0004,808
Additional noninterest expense$314,0004,404
Pre-tax net operating income$130,0004,823
Securities gains (losses)$01,772
Applicable income taxes$4,0004,128
Income before extraordinary items$126,0004,699
Extraordinary gains, net$09
Net income$126,0004,697
Minority interest net income$086
Net income of bank and minority interests.$126,0004,699
Net charge-offs$05,107
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$407,000153
Net operating income$126,0004,637
2010-12-31 (YTD Data)Rank
Total interest income$4,700,0004,985
Total interest expense$1,261,0004,687
Net interest income$3,439,0004,993
Provision for loan and lease losses$07,042
Total noninterest income$255,0005,644
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$85,0005,691
Trading account gains and fees$0175
Additional Noninterest Income$170,0004,814
Total noninterest expense$3,128,0004,915
Salaries and employee benefits$1,627,0004,823
Premises and equipment expense$378,0004,880
Additional noninterest expense$1,123,0004,782
Pre-tax net operating income$566,0004,217
Securities gains (losses)$03,793
Applicable income taxes$198,0002,723
Income before extraordinary items$368,0004,715
Extraordinary gains, net$029
Net income$368,0004,716
Minority interest net income$0111
Net income of bank and minority interests.$368,0004,716
Net charge-offs$16,0006,440
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$61,000894
Net operating income$368,0004,577
2010-09-30 (YTD Data)Rank
Total interest income$3,444,0005,151
Total interest expense$935,0004,873
Net interest income$2,509,0005,130
Provision for loan and lease losses$06,977
Total noninterest income$154,0006,032
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$56,0005,928
Trading account gains and fees$0165
Additional Noninterest Income$98,0005,222
Total noninterest expense$2,309,0004,962
Salaries and employee benefits$1,206,0004,896
Premises and equipment expense$280,0005,001
Additional noninterest expense$823,0004,844
Pre-tax net operating income$354,0004,662
Securities gains (losses)$03,651
Applicable income taxes$124,0002,956
Income before extraordinary items$230,0005,171
Extraordinary gains, net$023
Net income$230,0005,173
Minority interest net income$0110
Net income of bank and minority interests.$230,0005,174
Net charge-offs$5,0006,437
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$53,000810
Net operating income$230,0005,008
2010-06-30 (YTD Data)Rank
Total interest income$2,235,0005,255
Total interest expense$611,0005,033
Net interest income$1,624,0005,217
Provision for loan and lease losses$06,857
Total noninterest income$84,0006,317
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$33,0006,090
Trading account gains and fees$0152
Additional Noninterest Income$51,0005,562
Total noninterest expense$1,533,0005,006
Salaries and employee benefits$809,0004,894
Premises and equipment expense$187,0005,032
Additional noninterest expense$537,0004,888
Pre-tax net operating income$175,0005,062
Securities gains (losses)$03,184
Applicable income taxes$61,0003,164
Income before extraordinary items$114,0005,454
Extraordinary gains, net$019
Net income$114,0005,456
Minority interest net income$0105
Net income of bank and minority interests.$114,0005,456
Net charge-offs$5,0006,051
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$22,000848
Net operating income$114,0005,325
2010-03-31 (YTD Data)Rank
Total interest income$1,076,0005,416
Total interest expense$296,0005,227
Net interest income$780,0005,366
Provision for loan and lease losses$06,552
Total noninterest income$32,0006,672
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$12,0006,416
Trading account gains and fees$0175
Additional Noninterest Income$20,0005,932
Total noninterest expense$755,0005,100
Salaries and employee benefits$405,0004,966
Premises and equipment expense$92,0005,136
Additional noninterest expense$258,0005,022
Pre-tax net operating income$57,0005,572
Securities gains (losses)$02,284
Applicable income taxes$20,0003,454
Income before extraordinary items$37,0005,887
Extraordinary gains, net$016
Net income$37,0005,888
Minority interest net income$091
Net income of bank and minority interests.$37,0005,887
Net charge-offs$3,0005,292
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$11,000794
Net operating income$37,0005,773
2009-12-31 (YTD Data)Rank
Total interest income$4,361,0005,495
Total interest expense$1,276,0005,529
Net interest income$3,085,0005,307
Provision for loan and lease losses$15,0007,244
Total noninterest income$211,0006,150
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$65,0006,249
Trading account gains and fees$0211
Additional Noninterest Income$146,0005,133
Total noninterest expense$2,864,0005,319
Salaries and employee benefits$1,515,0005,162
Premises and equipment expense$352,0005,313
Additional noninterest expense$997,0005,245
Pre-tax net operating income$417,0004,192
Securities gains (losses)$03,754
Applicable income taxes$-331,0006,898
Income before extraordinary items$748,0003,253
Extraordinary gains, net$034
Net income$748,0003,251
Minority interest net income$0115
Net income of bank and minority interests.$748,0003,252
Net charge-offs$36,0006,405
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$2,849,000278
Net operating income$748,0003,191
2009-09-30 (YTD Data)Rank
Total interest income$3,233,0005,594
Total interest expense$990,0005,589
Net interest income$2,243,0005,414
Provision for loan and lease losses$15,0007,017
Total noninterest income$154,0006,295
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$46,0006,365
Trading account gains and fees$0212
Additional Noninterest Income$108,0005,272
Total noninterest expense$2,080,0005,405
Salaries and employee benefits$1,136,0005,204
Premises and equipment expense$264,0005,342
Additional noninterest expense$680,0005,498
Pre-tax net operating income$302,0004,521
Securities gains (losses)$03,497
Applicable income taxes$-371,0007,263
Income before extraordinary items$673,0003,202
Extraordinary gains, net$027
Net income$673,0003,200
Minority interest net income$0118
Net income of bank and minority interests.$673,0003,202
Net charge-offs$06,987
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$2,849,000229
Net operating income$673,0003,110
2009-06-30 (YTD Data)Rank
Total interest income$2,167,0005,637
Total interest expense$684,0005,619
Net interest income$1,483,0005,440
Provision for loan and lease losses$15,0006,783
Total noninterest income$51,0007,146
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$33,0006,301
Trading account gains and fees$0193
Additional Noninterest Income$18,0006,881
Total noninterest expense$1,349,0005,541
Salaries and employee benefits$717,0005,419
Premises and equipment expense$175,0005,417
Additional noninterest expense$457,0005,488
Pre-tax net operating income$170,0004,826
Securities gains (losses)$03,136
Applicable income taxes$-416,0007,530
Income before extraordinary items$586,0002,810
Extraordinary gains, net$021
Net income$586,0002,807
Minority interest net income$0112
Net income of bank and minority interests.$586,0002,810
Net charge-offs$06,628
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$2,834,000176
Net operating income$586,0002,710
2009-03-31 (YTD Data)Rank
Total interest income$1,020,0005,825
Total interest expense$360,0005,613
Net interest income$660,0005,738
Provision for loan and lease losses$06,744
Total noninterest income$52,0006,327
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$18,0006,172
Trading account gains and fees$0171
Additional Noninterest Income$34,0005,436
Total noninterest expense$637,0005,637
Salaries and employee benefits$346,0005,576
Premises and equipment expense$88,0005,427
Additional noninterest expense$203,0005,566
Pre-tax net operating income$75,0005,319
Securities gains (losses)$02,434
Applicable income taxes$04,835
Income before extraordinary items$75,0005,314
Extraordinary gains, net$015
Net income$75,0005,319
Minority interest net income$0102
Net income of bank and minority interests.$75,0005,318
Net charge-offs$05,728
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$15,000814
Net operating income$75,0005,136
2008-12-31 (YTD Data)Rank
Total interest income$2,699,0006,823
Total interest expense$1,075,0006,643
Net interest income$1,624,0006,848
Provision for loan and lease losses$382,0004,208
Total noninterest income$178,0006,650
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$52,0006,596
Trading account gains and fees$0154
Additional Noninterest Income$126,0005,607
Total noninterest expense$2,087,0006,137
Salaries and employee benefits$1,228,0005,910
Premises and equipment expense$246,0006,278
Additional noninterest expense$613,0006,182
Pre-tax net operating income$-667,0006,853
Securities gains (losses)$03,220
Applicable income taxes$04,979
Income before extraordinary items$-667,0006,811
Extraordinary gains, net$039
Net income$-667,0006,811
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,039
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$44,0001,150
Net operating income$-667,0006,937
2008-09-30 (YTD Data)Rank
Total interest income$1,786,0007,151
Total interest expense$666,0007,081
Net interest income$1,120,0007,062
Provision for loan and lease losses$291,0003,606
Total noninterest income$133,0006,752
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$36,0006,725
Trading account gains and fees$0148
Additional Noninterest Income$97,0005,679
Total noninterest expense$1,425,0006,357
Salaries and employee benefits$870,0006,081
Premises and equipment expense$179,0006,364
Additional noninterest expense$376,0006,609
Pre-tax net operating income$-463,0007,240
Securities gains (losses)$03,106
Applicable income taxes$05,372
Income before extraordinary items$-463,0007,159
Extraordinary gains, net$031
Net income$-463,0007,156
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,534
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$36,0001,012
Net operating income$-463,0007,294
2008-06-30 (YTD Data)Rank
Total interest income$1,043,0007,434
Total interest expense$356,0007,524
Net interest income$687,0007,244
Provision for loan and lease losses$209,0003,091
Total noninterest income$89,0006,809
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$14,0007,021
Trading account gains and fees$0149
Additional Noninterest Income$75,0005,519
Total noninterest expense$922,0006,472
Salaries and employee benefits$575,0006,160
Premises and equipment expense$121,0006,359
Additional noninterest expense$226,0006,836
Pre-tax net operating income$-355,0007,487
Securities gains (losses)$03,233
Applicable income taxes$05,627
Income before extraordinary items$-355,0007,576
Extraordinary gains, net$021
Net income$-355,0007,576
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,998
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$24,000916
Net operating income$-355,0007,557
2008-03-31 (YTD Data)Rank
Total interest income$431,0007,758
Total interest expense$152,0007,796
Net interest income$279,0007,605
Provision for loan and lease losses$84,0003,006
Total noninterest income$57,0006,444
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$1,0007,357
Trading account gains and fees$0158
Additional Noninterest Income$56,0004,821
Total noninterest expense$432,0006,647
Salaries and employee benefits$280,0006,260
Premises and equipment expense$60,0006,417
Additional noninterest expense$92,0007,201
Pre-tax net operating income$-180,0007,729
Securities gains (losses)$02,688
Applicable income taxes$05,622
Income before extraordinary items$-180,0007,813
Extraordinary gains, net$015
Net income$-180,0007,812
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,009
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$12,000800
Net operating income$-180,0007,779
2007-12-31 (YTD Data)Rank
Total interest income$660,0008,334
Total interest expense$169,0008,331
Net interest income$491,0008,287
Provision for loan and lease losses$213,0003,768
Total noninterest income$148,0007,149
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$1,0007,464
Trading account gains and fees$0178
Additional Noninterest Income$147,0005,608
Total noninterest expense$1,334,0007,159
Salaries and employee benefits$662,0007,365
Premises and equipment expense$141,0007,323
Additional noninterest expense$531,0006,431
Pre-tax net operating income$-908,0008,012
Securities gains (losses)$02,146
Applicable income taxes$06,070
Income before extraordinary items$-908,0008,077
Extraordinary gains, net$039
Net income$-908,0008,074
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,600
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$9,091,000200
Net operating income$-908,0008,069
2007-09-30 (YTD Data)Rank
Total interest income$307,0008,472
Total interest expense$53,0008,454
Net interest income$254,0008,444
Provision for loan and lease losses$128,0003,768
Total noninterest income$108,0007,222
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$1,0007,480
Trading account gains and fees$0184
Additional Noninterest Income$107,0005,683
Total noninterest expense$824,0007,496
Salaries and employee benefits$401,0007,694
Premises and equipment expense$79,0007,679
Additional noninterest expense$344,0006,781
Pre-tax net operating income$-590,0008,130
Securities gains (losses)$01,655
Applicable income taxes$06,220
Income before extraordinary items$-590,0008,180
Extraordinary gains, net$033
Net income$-590,0008,176
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,076
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$9,012,000148
Net operating income$-590,0008,170
2007-06-30 (YTD Data)Rank
Total interest income$121,0008,573
Total interest expense$5,0008,580
Net interest income$116,0008,553
Provision for loan and lease losses$43,0004,574
Total noninterest income$08,515
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$07,560
Trading account gains and fees$0168
Additional Noninterest Income$08,426
Total noninterest expense$486,0007,731
Salaries and employee benefits$222,0007,987
Premises and equipment expense$28,0008,238
Additional noninterest expense$236,0006,728
Pre-tax net operating income$-413,0008,240
Securities gains (losses)$01,444
Applicable income taxes$06,265
Income before extraordinary items$-413,0008,278
Extraordinary gains, net$029
Net income$-413,0008,277
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,517
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$9,000,000109
Net operating income$-413,0008,269

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.