Home > Pioneer Bank, f.s.b. > Income and Expense
Pioneer Bank, f.s.b., Income and Expense
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,054,000 | 7,467 |
| Total interest expense | $1,726,000 | 6,714 |
| Net interest income | $1,328,000 | 8,053 |
| Provision for loan and lease losses | $626,000 | 1,439 |
| Total noninterest income | $249,000 | 7,019 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $249,000 | 4,439 |
| Total noninterest expense | $1,809,000 | 5,974 |
| Salaries and employee benefits | $1,016,000 | 5,724 |
| Premises and equipment expense | $257,000 | 5,860 |
| Additional noninterest expense | $536,000 | 6,194 |
| Pre-tax net operating income | $-858,000 | 10,315 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $-331,000 | 10,360 |
| Income before extraordinary items | $-527,000 | 10,240 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $-527,000 | 10,238 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $-527,000 | 10,212 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $301,000 | 10,796 |
| Total interest expense | $145,000 | 10,734 |
| Net interest income | $156,000 | 10,817 |
| Provision for loan and lease losses | $131,000 | 4,433 |
| Total noninterest income | $7,000 | 10,814 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $7,000 | 10,577 |
| Total noninterest expense | $440,000 | 10,363 |
| Salaries and employee benefits | $228,000 | 10,402 |
| Premises and equipment expense | $54,000 | 10,109 |
| Additional noninterest expense | $158,000 | 9,908 |
| Pre-tax net operating income | $-408,000 | 10,705 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $-168,000 | 10,773 |
| Income before extraordinary items | $-240,000 | 10,633 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $-240,000 | 10,633 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $8,000,000 | 113 |
| Net operating income | $-240,000 | 10,607 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.