Home > Pioneer Bank and Trust Company > Income and Expense
Pioneer Bank and Trust Company, Income and Expense
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,906,000 | 4,201 |
| Total interest expense | $2,809,000 | 2,577 |
| Net interest income | $1,097,000 | 6,437 |
| Provision for loan and lease losses | $-542,000 | 8,720 |
| Total noninterest income | $320,000 | 4,565 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $223,000 | 3,307 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $97,000 | 5,198 |
| Total noninterest expense | $2,485,000 | 3,362 |
| Salaries and employee benefits | $877,000 | 4,695 |
| Premises and equipment expense | $351,000 | 3,323 |
| Additional noninterest expense | $1,257,000 | 2,083 |
| Pre-tax net operating income | $-526,000 | 8,572 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $-243,000 | 8,703 |
| Income before extraordinary items | $-283,000 | 8,484 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-283,000 | 8,484 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,236 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $-283,000 | 8,481 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $7,111,000 | 1,328 |
| Total interest expense | $3,509,000 | 1,035 |
| Net interest income | $3,602,000 | 1,593 |
| Provision for loan and lease losses | $90,000 | 2,132 |
| Total noninterest income | $775,000 | 1,555 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $225,000 | 1,852 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $550,000 | 1,248 |
| Total noninterest expense | $2,440,000 | 1,820 |
| Salaries and employee benefits | $1,381,000 | 1,781 |
| Premises and equipment expense | $561,000 | 1,142 |
| Additional noninterest expense | $498,000 | 2,540 |
| Pre-tax net operating income | $1,847,000 | 1,335 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $550,000 | 1,287 |
| Income before extraordinary items | $1,297,000 | 1,413 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,297,000 | 1,412 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,131 |
| Cash dividends | $602,000 | 1,141 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,297,000 | 1,391 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $24,015,000 | 1,396 |
| Total interest expense | $10,247,000 | 1,100 |
| Net interest income | $13,768,000 | 1,596 |
| Provision for loan and lease losses | $360,000 | 2,451 |
| Total noninterest income | $1,929,000 | 2,279 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $895,000 | 1,915 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,034,000 | 2,163 |
| Total noninterest expense | $10,222,000 | 1,668 |
| Salaries and employee benefits | $5,522,000 | 1,695 |
| Premises and equipment expense | $2,215,000 | 1,092 |
| Additional noninterest expense | $2,485,000 | 2,027 |
| Pre-tax net operating income | $5,115,000 | 1,827 |
| Securities gains (losses) | $16,000 | 1,323 |
| Applicable income taxes | $1,367,000 | 1,814 |
| Income before extraordinary items | $3,764,000 | 1,828 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $3,764,000 | 1,826 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 8,115 |
| Cash dividends | $1,131,000 | 2,247 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $3,752,320 | 1,810 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $17,485,000 | 1,388 |
| Total interest expense | $7,173,000 | 1,109 |
| Net interest income | $10,312,000 | 1,581 |
| Provision for loan and lease losses | $245,000 | 2,582 |
| Total noninterest income | $1,463,000 | 2,248 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $661,000 | 1,943 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $802,000 | 2,113 |
| Total noninterest expense | $7,823,000 | 1,617 |
| Salaries and employee benefits | $4,392,000 | 1,585 |
| Premises and equipment expense | $1,537,000 | 1,180 |
| Additional noninterest expense | $1,894,000 | 1,969 |
| Pre-tax net operating income | $3,707,000 | 1,889 |
| Securities gains (losses) | $16,000 | 1,308 |
| Applicable income taxes | $940,000 | 1,966 |
| Income before extraordinary items | $2,783,000 | 1,883 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,783,000 | 1,883 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 7,948 |
| Cash dividends | $848,000 | 2,048 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $2,771,000 | 1,851 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $11,094,000 | 1,418 |
| Total interest expense | $4,298,000 | 1,155 |
| Net interest income | $6,796,000 | 1,579 |
| Provision for loan and lease losses | $180,000 | 2,307 |
| Total noninterest income | $946,000 | 2,269 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $437,000 | 1,925 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $509,000 | 2,151 |
| Total noninterest expense | $5,146,000 | 1,643 |
| Salaries and employee benefits | $2,926,000 | 1,585 |
| Premises and equipment expense | $992,000 | 1,216 |
| Additional noninterest expense | $1,228,000 | 1,998 |
| Pre-tax net operating income | $2,416,000 | 1,892 |
| Securities gains (losses) | $2,000 | 1,855 |
| Applicable income taxes | $610,000 | 1,980 |
| Income before extraordinary items | $1,808,000 | 1,889 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,808,000 | 1,889 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 7,937 |
| Cash dividends | $473,000 | 2,296 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,806,500 | 1,854 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $5,347,000 | 1,442 |
| Total interest expense | $1,961,000 | 1,201 |
| Net interest income | $3,386,000 | 1,569 |
| Provision for loan and lease losses | $90,000 | 2,180 |
| Total noninterest income | $460,000 | 2,263 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $211,000 | 1,918 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $249,000 | 2,161 |
| Total noninterest expense | $2,548,000 | 1,657 |
| Salaries and employee benefits | $1,458,000 | 1,583 |
| Premises and equipment expense | $499,000 | 1,213 |
| Additional noninterest expense | $591,000 | 2,075 |
| Pre-tax net operating income | $1,208,000 | 1,867 |
| Securities gains (losses) | $2,000 | 1,406 |
| Applicable income taxes | $339,000 | 1,818 |
| Income before extraordinary items | $871,000 | 1,935 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $871,000 | 1,936 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 8,027 |
| Cash dividends | $375,000 | 1,511 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $869,560 | 1,905 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $17,515,000 | 1,648 |
| Total interest expense | $6,273,000 | 1,314 |
| Net interest income | $11,242,000 | 1,798 |
| Provision for loan and lease losses | $360,000 | 2,548 |
| Total noninterest income | $2,648,000 | 1,784 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $906,000 | 1,928 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,742,000 | 1,466 |
| Total noninterest expense | $9,613,000 | 1,692 |
| Salaries and employee benefits | $5,646,000 | 1,571 |
| Premises and equipment expense | $1,541,000 | 1,500 |
| Additional noninterest expense | $2,426,000 | 2,020 |
| Pre-tax net operating income | $3,917,000 | 2,096 |
| Securities gains (losses) | $188,000 | 857 |
| Applicable income taxes | $1,105,000 | 2,015 |
| Income before extraordinary items | $3,000,000 | 2,077 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $3,000,000 | 2,078 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 6,475 |
| Cash dividends | $1,000,000 | 2,307 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,862,760 | 2,125 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $12,705,000 | 1,675 |
| Total interest expense | $4,483,000 | 1,345 |
| Net interest income | $8,222,000 | 1,827 |
| Provision for loan and lease losses | $270,000 | 2,429 |
| Total noninterest income | $2,179,000 | 1,657 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $694,000 | 1,904 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,485,000 | 1,344 |
| Total noninterest expense | $7,061,000 | 1,712 |
| Salaries and employee benefits | $4,150,000 | 1,599 |
| Premises and equipment expense | $1,109,000 | 1,573 |
| Additional noninterest expense | $1,802,000 | 1,997 |
| Pre-tax net operating income | $3,070,000 | 2,039 |
| Securities gains (losses) | $188,000 | 789 |
| Applicable income taxes | $905,000 | 1,936 |
| Income before extraordinary items | $2,353,000 | 1,999 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $2,353,000 | 2,000 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 8,126 |
| Cash dividends | $738,000 | 2,144 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $2,217,640 | 2,059 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $8,164,000 | 1,723 |
| Total interest expense | $2,846,000 | 1,399 |
| Net interest income | $5,318,000 | 1,877 |
| Provision for loan and lease losses | $180,000 | 2,366 |
| Total noninterest income | $1,732,000 | 1,436 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $414,000 | 2,090 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,318,000 | 1,094 |
| Total noninterest expense | $4,542,000 | 1,764 |
| Salaries and employee benefits | $2,682,000 | 1,649 |
| Premises and equipment expense | $687,000 | 1,681 |
| Additional noninterest expense | $1,173,000 | 2,058 |
| Pre-tax net operating income | $2,328,000 | 1,803 |
| Securities gains (losses) | $181,000 | 693 |
| Applicable income taxes | $666,000 | 1,774 |
| Income before extraordinary items | $1,843,000 | 1,726 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,843,000 | 1,727 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,314 |
| Cash dividends | $475,000 | 2,223 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,710,870 | 1,789 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $3,941,000 | 1,791 |
| Total interest expense | $1,364,000 | 1,464 |
| Net interest income | $2,577,000 | 1,935 |
| Provision for loan and lease losses | $90,000 | 2,254 |
| Total noninterest income | $385,000 | 2,597 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $199,000 | 2,094 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $186,000 | 2,600 |
| Total noninterest expense | $2,169,000 | 1,852 |
| Salaries and employee benefits | $1,298,000 | 1,715 |
| Premises and equipment expense | $319,000 | 1,823 |
| Additional noninterest expense | $552,000 | 2,150 |
| Pre-tax net operating income | $703,000 | 2,698 |
| Securities gains (losses) | $181,000 | 541 |
| Applicable income taxes | $273,000 | 2,067 |
| Income before extraordinary items | $611,000 | 2,454 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $611,000 | 2,455 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $263,000 | 1,875 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $486,110 | 2,908 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $13,559,000 | 2,102 |
| Total interest expense | $4,781,000 | 1,873 |
| Net interest income | $8,778,000 | 2,207 |
| Provision for loan and lease losses | $360,000 | 2,773 |
| Total noninterest income | $1,848,000 | 2,449 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $851,000 | 2,014 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $997,000 | 2,392 |
| Total noninterest expense | $7,441,000 | 2,115 |
| Salaries and employee benefits | $4,123,000 | 2,062 |
| Premises and equipment expense | $1,133,000 | 2,012 |
| Additional noninterest expense | $2,185,000 | 2,211 |
| Pre-tax net operating income | $2,825,000 | 2,634 |
| Securities gains (losses) | $746,000 | 578 |
| Applicable income taxes | $1,071,000 | 2,087 |
| Income before extraordinary items | $2,500,000 | 2,377 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,500,000 | 2,380 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 6,724 |
| Cash dividends | $591,000 | 3,259 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,977,800 | 2,761 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $9,978,000 | 2,169 |
| Total interest expense | $3,535,000 | 1,976 |
| Net interest income | $6,443,000 | 2,271 |
| Provision for loan and lease losses | $270,000 | 2,692 |
| Total noninterest income | $1,441,000 | 2,423 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $595,000 | 2,155 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $846,000 | 2,295 |
| Total noninterest expense | $5,361,000 | 2,194 |
| Salaries and employee benefits | $2,961,000 | 2,161 |
| Premises and equipment expense | $871,000 | 1,960 |
| Additional noninterest expense | $1,529,000 | 2,352 |
| Pre-tax net operating income | $2,253,000 | 2,594 |
| Securities gains (losses) | $746,000 | 537 |
| Applicable income taxes | $986,000 | 1,876 |
| Income before extraordinary items | $2,013,000 | 2,319 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,013,000 | 2,318 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,999 |
| Cash dividends | $591,000 | 2,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,513,180 | 2,797 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $6,535,000 | 2,238 |
| Total interest expense | $2,358,000 | 2,031 |
| Net interest income | $4,177,000 | 2,325 |
| Provision for loan and lease losses | $180,000 | 2,675 |
| Total noninterest income | $957,000 | 2,428 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $398,000 | 2,106 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $559,000 | 2,278 |
| Total noninterest expense | $3,517,000 | 2,232 |
| Salaries and employee benefits | $1,937,000 | 2,185 |
| Premises and equipment expense | $577,000 | 1,981 |
| Additional noninterest expense | $1,003,000 | 2,366 |
| Pre-tax net operating income | $1,437,000 | 2,689 |
| Securities gains (losses) | $746,000 | 453 |
| Applicable income taxes | $739,000 | 1,735 |
| Income before extraordinary items | $1,444,000 | 2,178 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,444,000 | 2,176 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $591,000 | 1,939 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $951,640 | 2,918 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $3,224,000 | 2,287 |
| Total interest expense | $1,217,000 | 2,027 |
| Net interest income | $2,007,000 | 2,422 |
| Provision for loan and lease losses | $90,000 | 2,494 |
| Total noninterest income | $453,000 | 2,463 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $194,000 | 2,070 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $259,000 | 2,319 |
| Total noninterest expense | $1,696,000 | 2,294 |
| Salaries and employee benefits | $937,000 | 2,245 |
| Premises and equipment expense | $304,000 | 1,879 |
| Additional noninterest expense | $455,000 | 2,544 |
| Pre-tax net operating income | $674,000 | 2,815 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $235,000 | 2,426 |
| Income before extraordinary items | $439,000 | 3,237 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $439,000 | 3,235 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $350,000 | 1,587 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $439,000 | 3,076 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $13,456,000 | 2,290 |
| Total interest expense | $5,448,000 | 2,063 |
| Net interest income | $8,008,000 | 2,398 |
| Provision for loan and lease losses | $300,000 | 3,409 |
| Total noninterest income | $1,279,000 | 2,942 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $685,000 | 2,283 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $594,000 | 2,982 |
| Total noninterest expense | $6,306,000 | 2,358 |
| Salaries and employee benefits | $3,233,000 | 2,454 |
| Premises and equipment expense | $978,000 | 2,226 |
| Additional noninterest expense | $2,095,000 | 2,209 |
| Pre-tax net operating income | $2,681,000 | 2,742 |
| Securities gains (losses) | $32,000 | 2,782 |
| Applicable income taxes | $988,000 | 2,228 |
| Income before extraordinary items | $1,725,000 | 3,139 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,725,000 | 3,138 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 8,721 |
| Cash dividends | $850,000 | 2,538 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,704,520 | 3,067 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $13,131,000 | 2,599 |
| Total interest expense | $6,055,000 | 2,642 |
| Net interest income | $7,076,000 | 2,530 |
| Provision for loan and lease losses | $120,000 | 5,188 |
| Total noninterest income | $929,000 | 3,515 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $512,000 | 2,793 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $417,000 | 3,450 |
| Total noninterest expense | $5,530,000 | 2,556 |
| Salaries and employee benefits | $2,751,000 | 2,717 |
| Premises and equipment expense | $1,042,000 | 2,040 |
| Additional noninterest expense | $1,737,000 | 2,550 |
| Pre-tax net operating income | $2,355,000 | 2,797 |
| Securities gains (losses) | $48,000 | 2,391 |
| Applicable income taxes | $918,000 | 2,211 |
| Income before extraordinary items | $1,485,000 | 3,246 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,485,000 | 3,251 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 5,841 |
| Cash dividends | $849,000 | 2,542 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,454,280 | 3,190 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $11,968,000 | 2,904 |
| Total interest expense | $5,849,000 | 2,853 |
| Net interest income | $6,119,000 | 2,882 |
| Provision for loan and lease losses | $120,000 | 4,828 |
| Total noninterest income | $779,000 | 3,723 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $469,000 | 2,863 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $310,000 | 3,845 |
| Total noninterest expense | $4,702,000 | 2,882 |
| Salaries and employee benefits | $2,306,000 | 3,050 |
| Premises and equipment expense | $999,000 | 2,063 |
| Additional noninterest expense | $1,397,000 | 2,995 |
| Pre-tax net operating income | $2,076,000 | 3,230 |
| Securities gains (losses) | $-225,000 | 9,590 |
| Applicable income taxes | $731,000 | 2,691 |
| Income before extraordinary items | $1,120,000 | 4,049 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,120,000 | 4,051 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,468 |
| Cash dividends | $671,000 | 3,006 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 934 |
| Net operating income | $1,264,000 | 3,709 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $9,879,000 | 3,252 |
| Total interest expense | $4,438,000 | 3,277 |
| Net interest income | $5,441,000 | 3,194 |
| Provision for loan and lease losses | $78,000 | 5,718 |
| Total noninterest income | $902,000 | 3,344 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $369,000 | 3,425 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $533,000 | 2,843 |
| Total noninterest expense | $4,366,000 | 3,058 |
| Salaries and employee benefits | $2,202,000 | 3,142 |
| Premises and equipment expense | $795,000 | 2,553 |
| Additional noninterest expense | $1,369,000 | 3,088 |
| Pre-tax net operating income | $1,899,000 | 3,472 |
| Securities gains (losses) | $-100,000 | 9,953 |
| Applicable income taxes | $680,000 | 2,959 |
| Income before extraordinary items | $1,119,000 | 4,079 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,119,000 | 4,081 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 8,900 |
| Cash dividends | $16,000 | 6,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,183,000 | 3,887 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $9,146,000 | 3,489 |
| Total interest expense | $4,235,000 | 3,500 |
| Net interest income | $4,911,000 | 3,460 |
| Provision for loan and lease losses | $78,000 | 5,647 |
| Total noninterest income | $984,000 | 3,119 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $360,000 | 3,431 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $624,000 | 2,578 |
| Total noninterest expense | $3,998,000 | 3,194 |
| Salaries and employee benefits | $1,869,000 | 3,552 |
| Premises and equipment expense | $830,000 | 2,352 |
| Additional noninterest expense | $1,299,000 | 3,137 |
| Pre-tax net operating income | $1,819,000 | 3,599 |
| Securities gains (losses) | $32,000 | 2,083 |
| Applicable income taxes | $696,000 | 3,040 |
| Income before extraordinary items | $1,155,000 | 4,055 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,155,000 | 4,054 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 5,453 |
| Cash dividends | $704,000 | 2,831 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,134,520 | 4,008 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $7,481,000 | 4,245 |
| Total interest expense | $3,325,000 | 4,307 |
| Net interest income | $4,156,000 | 4,102 |
| Provision for loan and lease losses | $140,000 | 4,290 |
| Total noninterest income | $533,000 | 4,795 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $291,000 | 4,175 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $242,000 | 4,453 |
| Total noninterest expense | $3,345,000 | 3,750 |
| Salaries and employee benefits | $1,663,000 | 3,901 |
| Premises and equipment expense | $645,000 | 2,958 |
| Additional noninterest expense | $1,037,000 | 3,765 |
| Pre-tax net operating income | $1,204,000 | 5,239 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $450,000 | 4,536 |
| Income before extraordinary items | $754,000 | 5,661 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $754,000 | 5,664 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $151,000 | 3,018 |
| Cash dividends | $315,000 | 4,448 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $754,000 | 5,618 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,155,000 | 5,084 |
| Total interest expense | $2,720,000 | 5,192 |
| Net interest income | $3,435,000 | 4,900 |
| Provision for loan and lease losses | $-7,000 | 11,081 |
| Total noninterest income | $499,000 | 5,157 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $306,000 | 4,168 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $193,000 | 5,277 |
| Total noninterest expense | $2,651,000 | 4,787 |
| Salaries and employee benefits | $1,270,000 | 4,947 |
| Premises and equipment expense | $560,000 | 3,429 |
| Additional noninterest expense | $821,000 | 5,114 |
| Pre-tax net operating income | $1,290,000 | 4,849 |
| Securities gains (losses) | $4,000 | 3,123 |
| Applicable income taxes | $500,000 | 4,144 |
| Income before extraordinary items | $794,000 | 5,339 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $794,000 | 5,341 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $70,000 | 4,641 |
| Cash dividends | $537,000 | 3,255 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $791,440 | 5,288 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,522,000 | 5,572 |
| Total interest expense | $2,192,000 | 6,096 |
| Net interest income | $3,330,000 | 5,066 |
| Provision for loan and lease losses | $-125,000 | 11,755 |
| Total noninterest income | $482,000 | 5,321 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $249,000 | 4,970 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $233,000 | 4,691 |
| Total noninterest expense | $2,502,000 | 4,991 |
| Salaries and employee benefits | $1,365,000 | 4,664 |
| Premises and equipment expense | $398,000 | 4,563 |
| Additional noninterest expense | $739,000 | 5,598 |
| Pre-tax net operating income | $1,435,000 | 4,612 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $551,000 | 3,897 |
| Income before extraordinary items | $884,000 | 5,064 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $884,000 | 5,065 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-28,000 | 11,194 |
| Cash dividends | $515,000 | 3,246 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $884,000 | 5,054 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,098,000 | 5,592 |
| Total interest expense | $1,859,000 | 5,931 |
| Net interest income | $3,239,000 | 5,277 |
| Provision for loan and lease losses | $-288,000 | 12,388 |
| Total noninterest income | $651,000 | 4,376 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $258,000 | 4,925 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $393,000 | 3,445 |
| Total noninterest expense | $2,759,000 | 4,747 |
| Salaries and employee benefits | $1,333,000 | 4,773 |
| Premises and equipment expense | $405,000 | 4,542 |
| Additional noninterest expense | $1,021,000 | 4,638 |
| Pre-tax net operating income | $1,419,000 | 4,623 |
| Securities gains (losses) | $-34,000 | 10,758 |
| Applicable income taxes | $420,000 | 4,589 |
| Income before extraordinary items | $965,000 | 4,649 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $965,000 | 4,648 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-63,000 | 12,010 |
| Cash dividends | $624,000 | 2,728 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $988,800 | 4,623 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,793,000 | 5,998 |
| Total interest expense | $1,918,000 | 6,047 |
| Net interest income | $2,875,000 | 5,841 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $726,000 | 4,323 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $243,000 | 5,221 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $483,000 | 3,337 |
| Total noninterest expense | $2,572,000 | 5,142 |
| Salaries and employee benefits | $1,266,000 | 4,996 |
| Premises and equipment expense | $392,000 | 4,794 |
| Additional noninterest expense | $914,000 | 5,299 |
| Pre-tax net operating income | $1,029,000 | 5,785 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $0 | 12,141 |
| Income before extraordinary items | $1,029,000 | 4,592 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,029,000 | 4,723 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 6,087 |
| Cash dividends | $537,000 | 2,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,029,000 | 4,350 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,026,000 | 7,471 |
| Total interest expense | $1,930,000 | 7,272 |
| Net interest income | $2,096,000 | 7,504 |
| Provision for loan and lease losses | $-343,000 | 13,874 |
| Total noninterest income | $680,000 | 4,509 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $208,000 | 5,836 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $472,000 | 3,308 |
| Total noninterest expense | $2,171,000 | 5,989 |
| Salaries and employee benefits | $1,044,000 | 5,799 |
| Premises and equipment expense | $369,000 | 5,129 |
| Additional noninterest expense | $758,000 | 6,364 |
| Pre-tax net operating income | $948,000 | 5,865 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $0 | 12,680 |
| Income before extraordinary items | $948,000 | 4,729 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $948,000 | 4,776 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $412,000 | 2,776 |
| Cash dividends | $557,000 | 2,549 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $948,000 | 4,403 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.