Home > Pioneer Bank and Trust Company > Assets and Liabilities
Pioneer Bank and Trust Company, Assets and Liabilities
| 2006-06-30 | Rank | |
| # of Employees: | 90 | 1,955 |
| Assets and Liabilities | ||
| Total Assets: | $596,062,000 | 1,073 |
| Cash and due from depository institutions | $7,933,000 | 1,955 |
| Interest-bearing balances | $328,000 | 3,529 |
| Securities | $129,845,000 | 946 |
| Federal funds sold & reverse repurchase agreements | $5,193,000 | 2,182 |
| Net loans & leases | $371,253,000 | 1,188 |
| Loan loss allowance | $1,892,000 | 2,574 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $6,305,000 | 1,852 |
| Other real estate owned | $559,000 | 1,955 |
| Goodwill and other intangibles | $61,418,000 | 220 |
| All other assets | $13,556,000 | 1,325 |
| Life insurance assets | $7,678,000 | 732 |
| Total liabilities and capital | $596,062,000 | 1,073 |
| Total liabilities | $491,111,000 | 1,181 |
| Total deposits | $410,825,000 | 1,217 |
| Interest-bearing deposits | $362,294,000 | 1,181 |
| Deposits held in domestic offices | $410,825,000 | 1,214 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $35,908,000 | 596 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $34,685,000 | 1,228 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $9,693,000 | 648 |
| Total equity capital | $104,951,000 | 621 |
| Total bank equity capital | $104,951,000 | 621 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $4,535,000 | 1,006 |
| Surplus | $101,162,000 | 350 |
| Undivided profits | $-746,000 | 8,209 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,512 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $2,408,000 | 1,495 |
| Earning assets | $506,619,000 | 1,164 |
| Long-term assets (5+ years) | $161,783,000 | 678 |
| Average Assets, year-to-date | $554,290,000 | 1,129 |
| Average Assets, quarterly | $566,969,000 | 1,114 |
| Volatile liabilities | $110,426,000 | 1,347 |
| Insider loans | $0 | 7,848 |
| FHLB advances | $34,254,000 | 1,153 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $78,234,000 | 1,276 |
| Tier 1 (core) risk-based capital | $43,996,000 | 1,371 |
| Tier 2 risk-based capital | $1,892,000 | 2,442 |
| Total risk weighted assets | $416,960,000 | 1,117 |
| Total unused commitments | $78,234,000 | 1,276 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 98 | 1,769 |
| Assets and Liabilities | ||
| Total Assets: | $537,876,000 | 1,170 |
| Cash and due from depository institutions | $6,921,000 | 1,769 |
| Interest-bearing balances | $349,000 | 3,598 |
| Securities | $133,486,000 | 931 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $370,971,000 | 1,158 |
| Loan loss allowance | $2,398,000 | 2,072 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $11,639,000 | 926 |
| Other real estate owned | $0 | 1,769 |
| Goodwill and other intangibles | $362,000 | 2,290 |
| All other assets | $14,497,000 | 1,214 |
| Life insurance assets | $7,602,000 | 719 |
| Total liabilities and capital | $537,876,000 | 1,170 |
| Total liabilities | $499,849,000 | 1,136 |
| Total deposits | $439,501,000 | 1,104 |
| Interest-bearing deposits | $391,275,000 | 1,058 |
| Deposits held in domestic offices | $439,501,000 | 1,102 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $21,178,000 | 748 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $37,333,000 | 1,124 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $1,837,000 | 2,318 |
| Total equity capital | $38,027,000 | 1,649 |
| Total bank equity capital | $38,027,000 | 1,649 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $4,535,000 | 991 |
| Surplus | $22,793,000 | 1,161 |
| Undivided profits | $10,699,000 | 2,895 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,539 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $2,413,000 | 1,396 |
| Earning assets | $504,806,000 | 1,143 |
| Long-term assets (5+ years) | $165,349,000 | 652 |
| Average Assets, year-to-date | $533,404,000 | 1,173 |
| Average Assets, quarterly | $533,404,000 | 1,173 |
| Volatile liabilities | $109,750,000 | 1,278 |
| Insider loans | $7,167,000 | 936 |
| FHLB advances | $36,930,000 | 1,067 |
| Loans and leases held for sale | $96,000 | 1,607 |
| Unused loan commitments | $67,020,000 | 1,448 |
| Tier 1 (core) risk-based capital | $39,955,000 | 1,489 |
| Tier 2 risk-based capital | $2,398,000 | 1,992 |
| Total risk weighted assets | $421,862,000 | 1,063 |
| Total unused commitments | $67,020,000 | 1,448 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 104 | 1,656 |
| Assets and Liabilities | ||
| Total Assets: | $528,932,000 | 1,184 |
| Cash and due from depository institutions | $12,003,000 | 1,656 |
| Interest-bearing balances | $349,000 | 3,680 |
| Securities | $128,671,000 | 963 |
| Federal funds sold & reverse repurchase agreements | $14,790,000 | 911 |
| Net loans & leases | $345,318,000 | 1,223 |
| Loan loss allowance | $2,305,000 | 2,116 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $12,945,000 | 791 |
| Other real estate owned | $0 | 1,656 |
| Goodwill and other intangibles | $362,000 | 2,298 |
| All other assets | $14,843,000 | 1,163 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $528,932,000 | 1,184 |
| Total liabilities | $491,380,000 | 1,142 |
| Total deposits | $419,969,000 | 1,149 |
| Interest-bearing deposits | $372,832,000 | 1,088 |
| Deposits held in domestic offices | $419,969,000 | 1,148 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $26,726,000 | 661 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $43,339,000 | 1,010 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,346,000 | 2,825 |
| Total equity capital | $37,552,000 | 1,643 |
| Total bank equity capital | $37,552,000 | 1,643 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $4,535,000 | 975 |
| Surplus | $22,793,000 | 1,139 |
| Undivided profits | $10,224,000 | 2,986 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,622 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $2,460,000 | 1,374 |
| Earning assets | $489,128,000 | 1,163 |
| Long-term assets (5+ years) | $168,384,000 | 617 |
| Average Assets, year-to-date | $489,190,200 | 1,212 |
| Average Assets, quarterly | $516,967,000 | 1,196 |
| Volatile liabilities | $89,916,000 | 1,512 |
| Insider loans | $7,234,000 | 898 |
| FHLB advances | $42,930,000 | 940 |
| Loans and leases held for sale | $1,214,000 | 794 |
| Unused loan commitments | $65,527,000 | 1,439 |
| Tier 1 (core) risk-based capital | $39,260,000 | 1,493 |
| Tier 2 risk-based capital | $2,305,000 | 2,032 |
| Total risk weighted assets | $402,173,000 | 1,102 |
| Total unused commitments | $65,527,000 | 1,439 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 105 | 1,636 |
| Assets and Liabilities | ||
| Total Assets: | $505,002,000 | 1,208 |
| Cash and due from depository institutions | $7,695,000 | 1,636 |
| Interest-bearing balances | $357,000 | 3,778 |
| Securities | $139,842,000 | 879 |
| Federal funds sold & reverse repurchase agreements | $6,262,000 | 1,920 |
| Net loans & leases | $323,863,000 | 1,288 |
| Loan loss allowance | $2,189,000 | 2,199 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $13,108,000 | 758 |
| Other real estate owned | $0 | 1,636 |
| Goodwill and other intangibles | $362,000 | 2,280 |
| All other assets | $13,870,000 | 1,215 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $505,002,000 | 1,208 |
| Total liabilities | $467,003,000 | 1,179 |
| Total deposits | $401,593,000 | 1,180 |
| Interest-bearing deposits | $355,481,000 | 1,115 |
| Deposits held in domestic offices | $401,593,000 | 1,177 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $24,730,000 | 676 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $39,345,000 | 1,096 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,335,000 | 2,821 |
| Total equity capital | $37,999,000 | 1,605 |
| Total bank equity capital | $37,999,000 | 1,605 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $4,535,000 | 943 |
| Surplus | $22,793,000 | 1,101 |
| Undivided profits | $10,671,000 | 2,907 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,741 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $2,191,000 | 1,499 |
| Earning assets | $470,324,000 | 1,186 |
| Long-term assets (5+ years) | $157,481,000 | 644 |
| Average Assets, year-to-date | $479,254,750 | 1,236 |
| Average Assets, quarterly | $504,839,500 | 1,193 |
| Volatile liabilities | $75,740,000 | 1,677 |
| Insider loans | $6,980,000 | 920 |
| FHLB advances | $38,930,000 | 1,024 |
| Loans and leases held for sale | $262,000 | 1,456 |
| Unused loan commitments | $50,839,000 | 1,735 |
| Tier 1 (core) risk-based capital | $38,562,000 | 1,484 |
| Tier 2 risk-based capital | $2,189,000 | 2,096 |
| Total risk weighted assets | $369,654,000 | 1,167 |
| Total unused commitments | $50,839,000 | 1,736 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 102 | 1,688 |
| Assets and Liabilities | ||
| Total Assets: | $504,677,000 | 1,180 |
| Cash and due from depository institutions | $12,288,000 | 1,688 |
| Interest-bearing balances | $349,000 | 3,735 |
| Securities | $135,716,000 | 900 |
| Federal funds sold & reverse repurchase agreements | $35,519,000 | 347 |
| Net loans & leases | $294,480,000 | 1,387 |
| Loan loss allowance | $2,125,000 | 2,218 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $13,069,000 | 746 |
| Other real estate owned | $0 | 1,688 |
| Goodwill and other intangibles | $362,000 | 2,278 |
| All other assets | $13,243,000 | 1,237 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $504,677,000 | 1,180 |
| Total liabilities | $467,226,000 | 1,147 |
| Total deposits | $397,265,000 | 1,159 |
| Interest-bearing deposits | $349,596,000 | 1,102 |
| Deposits held in domestic offices | $397,265,000 | 1,156 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $30,551,000 | 604 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $38,350,000 | 1,137 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,060,000 | 3,112 |
| Total equity capital | $37,451,000 | 1,591 |
| Total bank equity capital | $37,451,000 | 1,591 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $4,535,000 | 926 |
| Surplus | $22,793,000 | 1,079 |
| Undivided profits | $10,123,000 | 2,998 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,745 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $2,045,000 | 1,475 |
| Earning assets | $466,064,000 | 1,171 |
| Long-term assets (5+ years) | $142,905,000 | 708 |
| Average Assets, year-to-date | $470,672,330 | 1,246 |
| Average Assets, quarterly | $481,991,000 | 1,227 |
| Volatile liabilities | $77,473,000 | 1,603 |
| Insider loans | $1,340,000 | 3,533 |
| FHLB advances | $37,930,000 | 1,063 |
| Loans and leases held for sale | $780,000 | 1,087 |
| Unused loan commitments | $48,561,000 | 1,733 |
| Tier 1 (core) risk-based capital | $37,962,000 | 1,459 |
| Tier 2 risk-based capital | $2,125,000 | 2,118 |
| Total risk weighted assets | $340,415,000 | 1,260 |
| Total unused commitments | $48,561,000 | 1,734 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 101 | 1,693 |
| Assets and Liabilities | ||
| Total Assets: | $459,305,000 | 1,275 |
| Cash and due from depository institutions | $7,323,000 | 1,693 |
| Interest-bearing balances | $342,000 | 3,799 |
| Securities | $136,312,000 | 913 |
| Federal funds sold & reverse repurchase agreements | $15,288,000 | 802 |
| Net loans & leases | $274,504,000 | 1,453 |
| Loan loss allowance | $2,034,000 | 2,288 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $12,442,000 | 780 |
| Other real estate owned | $0 | 1,693 |
| Goodwill and other intangibles | $362,000 | 2,277 |
| All other assets | $13,074,000 | 1,236 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $459,305,000 | 1,275 |
| Total liabilities | $427,287,000 | 1,236 |
| Total deposits | $358,375,000 | 1,289 |
| Interest-bearing deposits | $316,426,000 | 1,240 |
| Deposits held in domestic offices | $358,375,000 | 1,286 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $39,269,000 | 517 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $28,356,000 | 1,349 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,287,000 | 2,683 |
| Total equity capital | $32,018,000 | 1,804 |
| Total bank equity capital | $32,018,000 | 1,804 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $4,535,000 | 910 |
| Surplus | $19,273,000 | 1,205 |
| Undivided profits | $8,210,000 | 3,411 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,817 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $2,058,000 | 1,414 |
| Earning assets | $426,446,000 | 1,257 |
| Long-term assets (5+ years) | $137,010,000 | 757 |
| Average Assets, year-to-date | $453,670,000 | 1,281 |
| Average Assets, quarterly | $453,670,000 | 1,281 |
| Volatile liabilities | $63,196,000 | 1,799 |
| Insider loans | $1,463,000 | 3,376 |
| FHLB advances | $27,930,000 | 1,275 |
| Loans and leases held for sale | $572,000 | 1,123 |
| Unused loan commitments | $42,941,000 | 1,868 |
| Tier 1 (core) risk-based capital | $33,603,000 | 1,645 |
| Tier 2 risk-based capital | $2,034,000 | 2,192 |
| Total risk weighted assets | $315,710,000 | 1,328 |
| Total unused commitments | $42,941,000 | 1,870 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 103 | 1,652 |
| Assets and Liabilities | ||
| Total Assets: | $448,035,000 | 1,302 |
| Cash and due from depository institutions | $6,491,000 | 1,652 |
| Interest-bearing balances | $345,000 | 3,825 |
| Securities | $107,957,000 | 1,187 |
| Federal funds sold & reverse repurchase agreements | $43,842,000 | 284 |
| Net loans & leases | $264,266,000 | 1,497 |
| Loan loss allowance | $1,933,000 | 2,376 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $12,424,000 | 776 |
| Other real estate owned | $0 | 1,652 |
| Goodwill and other intangibles | $362,000 | 2,274 |
| All other assets | $12,693,000 | 1,232 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $448,035,000 | 1,302 |
| Total liabilities | $415,985,000 | 1,270 |
| Total deposits | $352,910,000 | 1,296 |
| Interest-bearing deposits | $309,336,000 | 1,264 |
| Deposits held in domestic offices | $352,910,000 | 1,292 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $31,313,000 | 582 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $30,361,000 | 1,305 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $1,401,000 | 2,491 |
| Total equity capital | $32,050,000 | 1,805 |
| Total bank equity capital | $32,050,000 | 1,805 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $4,535,000 | 886 |
| Surplus | $18,629,000 | 1,222 |
| Undivided profits | $8,886,000 | 3,298 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,876 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $1,854,000 | 1,559 |
| Earning assets | $416,410,000 | 1,293 |
| Long-term assets (5+ years) | $119,309,000 | 880 |
| Average Assets, year-to-date | $386,067,200 | 1,457 |
| Average Assets, quarterly | $425,001,500 | 1,362 |
| Volatile liabilities | $54,390,000 | 1,983 |
| Insider loans | $1,116,000 | 3,887 |
| FHLB advances | $29,930,000 | 1,232 |
| Loans and leases held for sale | $917,000 | 908 |
| Unused loan commitments | $42,461,000 | 1,818 |
| Tier 1 (core) risk-based capital | $32,423,000 | 1,683 |
| Tier 2 risk-based capital | $1,933,000 | 2,268 |
| Total risk weighted assets | $319,110,000 | 1,300 |
| Total unused commitments | $42,461,000 | 1,819 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 101 | 1,686 |
| Assets and Liabilities | ||
| Total Assets: | $401,968,000 | 1,454 |
| Cash and due from depository institutions | $12,965,000 | 1,686 |
| Interest-bearing balances | $347,000 | 3,864 |
| Securities | $98,705,000 | 1,294 |
| Federal funds sold & reverse repurchase agreements | $10,935,000 | 1,044 |
| Net loans & leases | $254,776,000 | 1,514 |
| Loan loss allowance | $1,857,000 | 2,451 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $11,939,000 | 782 |
| Other real estate owned | $0 | 1,686 |
| Goodwill and other intangibles | $362,000 | 2,240 |
| All other assets | $12,286,000 | 1,241 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $401,968,000 | 1,454 |
| Total liabilities | $372,838,000 | 1,409 |
| Total deposits | $319,740,000 | 1,427 |
| Interest-bearing deposits | $277,546,000 | 1,403 |
| Deposits held in domestic offices | $319,740,000 | 1,423 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $18,938,000 | 787 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $32,936,000 | 1,234 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,224,000 | 2,774 |
| Total equity capital | $29,130,000 | 1,970 |
| Total bank equity capital | $29,130,000 | 1,970 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $4,535,000 | 869 |
| Surplus | $15,629,000 | 1,412 |
| Undivided profits | $8,966,000 | 3,283 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,979 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $1,600,000 | 1,908 |
| Earning assets | $364,763,000 | 1,472 |
| Long-term assets (5+ years) | $107,919,000 | 976 |
| Average Assets, year-to-date | $370,575,250 | 1,527 |
| Average Assets, quarterly | $395,351,500 | 1,454 |
| Volatile liabilities | $41,946,000 | 2,393 |
| Insider loans | $3,885,000 | 1,512 |
| FHLB advances | $32,500,000 | 1,142 |
| Loans and leases held for sale | $528,000 | 1,158 |
| Unused loan commitments | $46,942,000 | 1,641 |
| Tier 1 (core) risk-based capital | $29,056,000 | 1,868 |
| Tier 2 risk-based capital | $1,857,000 | 2,316 |
| Total risk weighted assets | $296,619,000 | 1,370 |
| Total unused commitments | $46,942,000 | 1,642 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 96 | 1,780 |
| Assets and Liabilities | ||
| Total Assets: | $388,735,000 | 1,472 |
| Cash and due from depository institutions | $13,935,000 | 1,780 |
| Interest-bearing balances | $335,000 | 3,962 |
| Securities | $84,489,000 | 1,536 |
| Federal funds sold & reverse repurchase agreements | $22,195,000 | 482 |
| Net loans & leases | $246,055,000 | 1,519 |
| Loan loss allowance | $1,759,000 | 2,561 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $10,597,000 | 887 |
| Other real estate owned | $0 | 1,780 |
| Goodwill and other intangibles | $362,000 | 2,238 |
| All other assets | $11,102,000 | 1,375 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $388,735,000 | 1,472 |
| Total liabilities | $361,491,000 | 1,438 |
| Total deposits | $306,232,000 | 1,493 |
| Interest-bearing deposits | $268,584,000 | 1,440 |
| Deposits held in domestic offices | $306,232,000 | 1,487 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $20,676,000 | 720 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $32,941,000 | 1,232 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $1,642,000 | 2,063 |
| Total equity capital | $27,244,000 | 2,026 |
| Total bank equity capital | $27,244,000 | 2,026 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $4,535,000 | 852 |
| Surplus | $15,629,000 | 1,361 |
| Undivided profits | $7,080,000 | 3,697 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,017 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $1,565,000 | 1,798 |
| Earning assets | $353,074,000 | 1,491 |
| Long-term assets (5+ years) | $118,484,000 | 921 |
| Average Assets, year-to-date | $360,111,000 | 1,572 |
| Average Assets, quarterly | $375,484,000 | 1,518 |
| Volatile liabilities | $44,495,000 | 2,254 |
| Insider loans | $3,903,000 | 1,482 |
| FHLB advances | $32,500,000 | 1,143 |
| Loans and leases held for sale | $37,000 | 1,798 |
| Unused loan commitments | $45,887,000 | 1,669 |
| Tier 1 (core) risk-based capital | $28,726,000 | 1,835 |
| Tier 2 risk-based capital | $1,759,000 | 2,388 |
| Total risk weighted assets | $281,259,000 | 1,423 |
| Total unused commitments | $45,887,000 | 1,672 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 93 | 1,834 |
| Assets and Liabilities | ||
| Total Assets: | $362,233,000 | 1,581 |
| Cash and due from depository institutions | $8,332,000 | 1,834 |
| Interest-bearing balances | $352,000 | 4,106 |
| Securities | $68,524,000 | 1,844 |
| Federal funds sold & reverse repurchase agreements | $28,750,000 | 471 |
| Net loans & leases | $235,838,000 | 1,561 |
| Loan loss allowance | $1,668,000 | 2,656 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $10,356,000 | 891 |
| Other real estate owned | $0 | 1,834 |
| Goodwill and other intangibles | $362,000 | 2,232 |
| All other assets | $10,071,000 | 1,409 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $362,233,000 | 1,581 |
| Total liabilities | $334,921,000 | 1,524 |
| Total deposits | $281,331,000 | 1,602 |
| Interest-bearing deposits | $244,648,000 | 1,576 |
| Deposits held in domestic offices | $281,331,000 | 1,597 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $16,960,000 | 792 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $35,446,000 | 1,082 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $1,184,000 | 2,854 |
| Total equity capital | $27,312,000 | 2,064 |
| Total bank equity capital | $27,312,000 | 2,064 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $4,535,000 | 848 |
| Surplus | $14,629,000 | 1,421 |
| Undivided profits | $8,148,000 | 3,516 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,089 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $1,401,000 | 2,025 |
| Earning assets | $333,464,000 | 1,573 |
| Long-term assets (5+ years) | $85,317,000 | 1,201 |
| Average Assets, year-to-date | $345,799,000 | 1,630 |
| Average Assets, quarterly | $345,799,000 | 1,630 |
| Volatile liabilities | $43,763,000 | 2,198 |
| Insider loans | $5,367,000 | 1,040 |
| FHLB advances | $35,000,000 | 999 |
| Loans and leases held for sale | $1,257,000 | 900 |
| Unused loan commitments | $43,303,000 | 1,695 |
| Tier 1 (core) risk-based capital | $26,802,000 | 1,964 |
| Tier 2 risk-based capital | $1,668,000 | 2,472 |
| Total risk weighted assets | $265,064,000 | 1,469 |
| Total unused commitments | $43,303,000 | 1,699 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 86 | 2,009 |
| Assets and Liabilities | ||
| Total Assets: | $329,365,000 | 1,718 |
| Cash and due from depository institutions | $11,194,000 | 2,009 |
| Interest-bearing balances | $346,000 | 4,026 |
| Securities | $71,956,000 | 1,809 |
| Federal funds sold & reverse repurchase agreements | $16,750,000 | 675 |
| Net loans & leases | $209,385,000 | 1,719 |
| Loan loss allowance | $1,578,000 | 2,773 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $9,655,000 | 971 |
| Other real estate owned | $0 | 2,009 |
| Goodwill and other intangibles | $362,000 | 2,229 |
| All other assets | $10,063,000 | 1,436 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $329,365,000 | 1,718 |
| Total liabilities | $304,830,000 | 1,671 |
| Total deposits | $256,738,000 | 1,762 |
| Interest-bearing deposits | $214,718,000 | 1,801 |
| Deposits held in domestic offices | $256,738,000 | 1,759 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $14,798,000 | 887 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $32,451,000 | 1,183 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $843,000 | 3,467 |
| Total equity capital | $24,535,000 | 2,260 |
| Total bank equity capital | $24,535,000 | 2,260 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $4,535,000 | 851 |
| Surplus | $12,629,000 | 1,580 |
| Undivided profits | $7,371,000 | 3,687 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,180 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $1,373,000 | 2,166 |
| Earning assets | $298,437,000 | 1,745 |
| Long-term assets (5+ years) | $94,422,000 | 1,133 |
| Average Assets, year-to-date | $284,186,600 | 1,904 |
| Average Assets, quarterly | $311,585,500 | 1,796 |
| Volatile liabilities | $38,516,000 | 2,426 |
| Insider loans | $2,581,000 | 2,124 |
| FHLB advances | $32,000,000 | 1,086 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $36,411,000 | 1,879 |
| Tier 1 (core) risk-based capital | $24,463,000 | 2,156 |
| Tier 2 risk-based capital | $1,578,000 | 2,562 |
| Total risk weighted assets | $233,280,000 | 1,647 |
| Total unused commitments | $36,411,000 | 1,882 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 81 | 2,151 |
| Assets and Liabilities | ||
| Total Assets: | $293,806,000 | 1,924 |
| Cash and due from depository institutions | $8,887,000 | 2,151 |
| Interest-bearing balances | $333,000 | 4,194 |
| Securities | $60,778,000 | 2,087 |
| Federal funds sold & reverse repurchase agreements | $20,750,000 | 693 |
| Net loans & leases | $183,957,000 | 1,931 |
| Loan loss allowance | $1,497,000 | 2,885 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $9,429,000 | 977 |
| Other real estate owned | $0 | 2,151 |
| Goodwill and other intangibles | $362,000 | 2,211 |
| All other assets | $9,643,000 | 1,485 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $293,806,000 | 1,924 |
| Total liabilities | $270,165,000 | 1,889 |
| Total deposits | $230,376,000 | 1,975 |
| Interest-bearing deposits | $198,123,000 | 1,958 |
| Deposits held in domestic offices | $230,376,000 | 1,972 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,198,000 | 1,409 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $32,456,000 | 1,159 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,135,000 | 2,972 |
| Total equity capital | $23,641,000 | 2,322 |
| Total bank equity capital | $23,641,000 | 2,322 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $4,535,000 | 836 |
| Surplus | $12,329,000 | 1,584 |
| Undivided profits | $6,777,000 | 3,922 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,319 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $1,223,000 | 2,562 |
| Earning assets | $265,818,000 | 1,940 |
| Long-term assets (5+ years) | $79,946,000 | 1,320 |
| Average Assets, year-to-date | $272,892,000 | 1,991 |
| Average Assets, quarterly | $283,691,000 | 1,968 |
| Volatile liabilities | $25,454,000 | 3,254 |
| Insider loans | $1,737,000 | 2,877 |
| FHLB advances | $32,000,000 | 1,060 |
| Loans and leases held for sale | $1,200,000 | 1,054 |
| Unused loan commitments | $32,102,000 | 2,068 |
| Tier 1 (core) risk-based capital | $23,676,000 | 2,215 |
| Tier 2 risk-based capital | $1,497,000 | 2,657 |
| Total risk weighted assets | $204,445,000 | 1,849 |
| Total unused commitments | $32,102,000 | 2,071 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 72 | 2,417 |
| Assets and Liabilities | ||
| Total Assets: | $273,576,000 | 2,028 |
| Cash and due from depository institutions | $7,076,000 | 2,417 |
| Interest-bearing balances | $344,000 | 4,283 |
| Securities | $46,197,000 | 2,564 |
| Federal funds sold & reverse repurchase agreements | $17,000,000 | 914 |
| Net loans & leases | $184,638,000 | 1,889 |
| Loan loss allowance | $1,406,000 | 3,004 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $9,039,000 | 997 |
| Other real estate owned | $0 | 2,417 |
| Goodwill and other intangibles | $362,000 | 2,154 |
| All other assets | $9,264,000 | 1,490 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $273,576,000 | 2,028 |
| Total liabilities | $249,640,000 | 2,003 |
| Total deposits | $205,986,000 | 2,178 |
| Interest-bearing deposits | $171,359,000 | 2,225 |
| Deposits held in domestic offices | $205,986,000 | 2,173 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,079,000 | 1,110 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $33,461,000 | 1,117 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $1,114,000 | 3,063 |
| Total equity capital | $23,936,000 | 2,297 |
| Total bank equity capital | $23,936,000 | 2,297 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $4,535,000 | 832 |
| Surplus | $12,329,000 | 1,550 |
| Undivided profits | $7,072,000 | 3,842 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,340 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $1,174,000 | 2,575 |
| Earning assets | $248,179,000 | 2,042 |
| Long-term assets (5+ years) | $69,416,000 | 1,425 |
| Average Assets, year-to-date | $265,920,670 | 2,040 |
| Average Assets, quarterly | $268,460,500 | 2,044 |
| Volatile liabilities | $27,028,000 | 3,085 |
| Insider loans | $1,427,000 | 3,260 |
| FHLB advances | $33,000,000 | 1,025 |
| Loans and leases held for sale | $1,345,000 | 1,326 |
| Unused loan commitments | $31,474,000 | 2,042 |
| Tier 1 (core) risk-based capital | $23,107,000 | 2,221 |
| Tier 2 risk-based capital | $1,406,000 | 2,748 |
| Total risk weighted assets | $197,354,000 | 1,865 |
| Total unused commitments | $31,474,000 | 2,052 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 74 | 2,333 |
| Assets and Liabilities | ||
| Total Assets: | $263,345,000 | 2,063 |
| Cash and due from depository institutions | $9,928,000 | 2,333 |
| Interest-bearing balances | $341,000 | 4,188 |
| Securities | $42,612,000 | 2,706 |
| Federal funds sold & reverse repurchase agreements | $13,200,000 | 1,239 |
| Net loans & leases | $179,507,000 | 1,912 |
| Loan loss allowance | $1,316,000 | 3,128 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $8,253,000 | 1,104 |
| Other real estate owned | $0 | 2,333 |
| Goodwill and other intangibles | $362,000 | 2,142 |
| All other assets | $9,483,000 | 1,429 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $263,345,000 | 2,063 |
| Total liabilities | $243,005,000 | 2,017 |
| Total deposits | $203,116,000 | 2,186 |
| Interest-bearing deposits | $171,990,000 | 2,211 |
| Deposits held in domestic offices | $203,116,000 | 2,182 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,352,000 | 1,102 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $29,965,000 | 1,155 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,572,000 | 2,442 |
| Total equity capital | $20,340,000 | 2,602 |
| Total bank equity capital | $20,340,000 | 2,602 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $4,535,000 | 824 |
| Surplus | $9,329,000 | 1,960 |
| Undivided profits | $6,476,000 | 3,995 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,370 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $1,219,000 | 2,510 |
| Earning assets | $235,660,000 | 2,119 |
| Long-term assets (5+ years) | $67,418,000 | 1,411 |
| Average Assets, year-to-date | $262,093,000 | 2,051 |
| Average Assets, quarterly | $262,093,000 | 2,051 |
| Volatile liabilities | $27,562,000 | 3,009 |
| Insider loans | $1,270,000 | 3,418 |
| FHLB advances | $29,500,000 | 1,077 |
| Loans and leases held for sale | $1,570,000 | 1,126 |
| Unused loan commitments | $33,549,000 | 1,853 |
| Tier 1 (core) risk-based capital | $19,343,000 | 2,560 |
| Tier 2 risk-based capital | $1,316,000 | 2,870 |
| Total risk weighted assets | $191,088,000 | 1,887 |
| Total unused commitments | $33,549,000 | 1,865 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 69 | 2,482 |
| Assets and Liabilities | ||
| Total Assets: | $260,841,000 | 2,057 |
| Cash and due from depository institutions | $11,824,000 | 2,482 |
| Interest-bearing balances | $380,000 | 4,042 |
| Securities | $38,420,000 | 2,908 |
| Federal funds sold & reverse repurchase agreements | $26,700,000 | 529 |
| Net loans & leases | $167,861,000 | 2,026 |
| Loan loss allowance | $1,226,000 | 3,215 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $7,025,000 | 1,291 |
| Other real estate owned | $0 | 2,482 |
| Goodwill and other intangibles | $362,000 | 2,120 |
| All other assets | $8,649,000 | 1,490 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $260,841,000 | 2,057 |
| Total liabilities | $240,558,000 | 2,011 |
| Total deposits | $209,476,000 | 2,070 |
| Interest-bearing deposits | $173,203,000 | 2,150 |
| Deposits held in domestic offices | $209,476,000 | 2,068 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,787,000 | 1,641 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $25,825,000 | 1,290 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,470,000 | 2,568 |
| Total equity capital | $20,283,000 | 2,582 |
| Total bank equity capital | $20,283,000 | 2,582 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $4,535,000 | 817 |
| Surplus | $9,329,000 | 1,920 |
| Undivided profits | $6,419,000 | 4,009 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,375 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $1,156,000 | 2,786 |
| Earning assets | $233,361,000 | 2,107 |
| Long-term assets (5+ years) | $58,755,000 | 1,532 |
| Average Assets, year-to-date | $240,594,200 | 2,123 |
| Average Assets, quarterly | $255,370,500 | 2,071 |
| Volatile liabilities | $24,927,000 | 3,226 |
| Insider loans | $1,238,000 | 3,492 |
| FHLB advances | $25,355,000 | 1,187 |
| Loans and leases held for sale | $1,886,000 | 1,081 |
| Unused loan commitments | $30,314,000 | 1,943 |
| Tier 1 (core) risk-based capital | $19,254,000 | 2,534 |
| Tier 2 risk-based capital | $1,226,000 | 2,990 |
| Total risk weighted assets | $178,987,000 | 1,965 |
| Total unused commitments | $30,314,000 | 1,946 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 63 | 2,701 |
| Assets and Liabilities | ||
| Total Assets: | $214,293,000 | 2,383 |
| Cash and due from depository institutions | $6,602,000 | 2,701 |
| Interest-bearing balances | $19,000 | 6,338 |
| Securities | $26,077,000 | 3,726 |
| Federal funds sold & reverse repurchase agreements | $12,950,000 | 1,138 |
| Net loans & leases | $158,840,000 | 2,054 |
| Loan loss allowance | $920,000 | 3,834 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $6,456,000 | 1,375 |
| Other real estate owned | $0 | 2,701 |
| Goodwill and other intangibles | $362,000 | 2,064 |
| All other assets | $3,006,000 | 3,372 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $214,293,000 | 2,383 |
| Total liabilities | $197,454,000 | 2,332 |
| Total deposits | $179,637,000 | 2,308 |
| Interest-bearing deposits | $148,813,000 | 2,373 |
| Deposits held in domestic offices | $179,637,000 | 2,302 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,182,000 | 1,846 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $13,570,000 | 1,793 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,065,000 | 3,314 |
| Total equity capital | $16,839,000 | 2,866 |
| Total bank equity capital | $16,839,000 | 2,866 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $4,535,000 | 816 |
| Surplus | $7,329,000 | 2,259 |
| Undivided profits | $4,975,000 | 4,458 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,611 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $1,000,000 | 3,463 |
| Earning assets | $197,886,000 | 2,357 |
| Long-term assets (5+ years) | $39,670,000 | 2,033 |
| Average Assets, year-to-date | $194,950,800 | 2,488 |
| Average Assets, quarterly | $208,693,000 | 2,420 |
| Volatile liabilities | $22,553,000 | 3,344 |
| Insider loans | $1,118,000 | 3,675 |
| FHLB advances | $13,570,000 | 1,656 |
| Loans and leases held for sale | $1,898,000 | 936 |
| Unused loan commitments | $20,898,000 | 2,418 |
| Tier 1 (core) risk-based capital | $16,379,000 | 2,804 |
| Tier 2 risk-based capital | $920,000 | 3,595 |
| Total risk weighted assets | $151,551,000 | 2,201 |
| Total unused commitments | $20,898,000 | 2,424 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 49 | 3,414 |
| Assets and Liabilities | ||
| Total Assets: | $184,918,000 | 2,614 |
| Cash and due from depository institutions | $5,219,000 | 3,414 |
| Interest-bearing balances | $126,000 | 4,315 |
| Securities | $28,918,000 | 3,523 |
| Federal funds sold & reverse repurchase agreements | $10,200,000 | 1,164 |
| Net loans & leases | $133,114,000 | 2,360 |
| Loan loss allowance | $830,000 | 4,040 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $4,767,000 | 1,823 |
| Other real estate owned | $0 | 3,414 |
| Goodwill and other intangibles | $432,000 | 1,923 |
| All other assets | $2,268,000 | 3,611 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $184,918,000 | 2,614 |
| Total liabilities | $171,869,000 | 2,548 |
| Total deposits | $158,146,000 | 2,500 |
| Interest-bearing deposits | $132,676,000 | 2,541 |
| Deposits held in domestic offices | $158,146,000 | 2,494 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,640,000 | 1,634 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $8,000,000 | 2,282 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $1,083,000 | 3,382 |
| Total equity capital | $13,049,000 | 3,508 |
| Total bank equity capital | $13,049,000 | 3,508 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $4,535,000 | 816 |
| Surplus | $4,329,000 | 3,400 |
| Undivided profits | $4,185,000 | 4,838 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,688 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $711,000 | 3,814 |
| Earning assets | $172,358,000 | 2,588 |
| Long-term assets (5+ years) | $27,328,000 | 2,586 |
| Average Assets, year-to-date | $166,247,200 | 2,747 |
| Average Assets, quarterly | $178,269,000 | 2,663 |
| Volatile liabilities | $35,846,000 | 2,301 |
| Insider loans | $919,000 | 4,065 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $450,000 | 986 |
| Unused loan commitments | $16,757,000 | 2,657 |
| Tier 1 (core) risk-based capital | $12,673,000 | 3,470 |
| Tier 2 risk-based capital | $830,000 | 3,798 |
| Total risk weighted assets | $122,917,400 | 2,581 |
| Total unused commitments | $16,757,000 | 2,661 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 49 | 3,519 |
| Assets and Liabilities | ||
| Total Assets: | $153,209,000 | 3,034 |
| Cash and due from depository institutions | $4,447,000 | 3,519 |
| Interest-bearing balances | $58,000 | 5,309 |
| Securities | $26,770,000 | 3,936 |
| Federal funds sold & reverse repurchase agreements | $4,050,000 | 2,263 |
| Net loans & leases | $110,434,000 | 2,677 |
| Loan loss allowance | $711,000 | 4,483 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $4,738,000 | 1,794 |
| Other real estate owned | $0 | 3,519 |
| Goodwill and other intangibles | $502,000 | 1,881 |
| All other assets | $2,268,000 | 3,585 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $153,209,000 | 3,034 |
| Total liabilities | $141,171,000 | 2,972 |
| Total deposits | $136,282,000 | 2,793 |
| Interest-bearing deposits | $114,611,000 | 2,865 |
| Deposits held in domestic offices | $136,282,000 | 2,788 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,149,000 | 2,413 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $2,000,000 | 3,878 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $740,000 | 4,075 |
| Total equity capital | $12,038,000 | 3,631 |
| Total bank equity capital | $12,038,000 | 3,631 |
| Perpetual preferred stock | $156,000 | 156 |
| Common stock | $4,534,000 | 835 |
| Surplus | $4,119,000 | 3,477 |
| Undivided profits | $3,229,000 | 5,337 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,001 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $531,000 | 4,348 |
| Earning assets | $141,312,000 | 3,023 |
| Long-term assets (5+ years) | $15,374,000 | 3,891 |
| Average Assets, year-to-date | $145,534,200 | 3,054 |
| Average Assets, quarterly | $151,577,500 | 3,035 |
| Volatile liabilities | $10,762,000 | 5,218 |
| Insider loans | $872,000 | 4,081 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $195,000 | 1,202 |
| Unused loan commitments | $13,685,000 | 3,060 |
| Tier 1 (core) risk-based capital | $12,151,000 | 3,592 |
| Tier 2 risk-based capital | $711,000 | 4,190 |
| Total risk weighted assets | $104,549,800 | 2,867 |
| Total unused commitments | $13,685,000 | 3,063 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 49 | 3,552 |
| Assets and Liabilities | ||
| Total Assets: | $135,382,000 | 3,331 |
| Cash and due from depository institutions | $3,479,000 | 3,552 |
| Interest-bearing balances | $74,000 | 5,311 |
| Securities | $35,513,000 | 3,144 |
| Federal funds sold & reverse repurchase agreements | $875,000 | 7,223 |
| Net loans & leases | $88,881,000 | 3,061 |
| Loan loss allowance | $632,000 | 4,817 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $4,425,000 | 1,819 |
| Other real estate owned | $0 | 3,552 |
| Goodwill and other intangibles | $573,000 | 1,756 |
| All other assets | $1,636,000 | 4,141 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $135,382,000 | 3,331 |
| Total liabilities | $125,834,000 | 3,223 |
| Total deposits | $123,988,000 | 3,062 |
| Interest-bearing deposits | $103,189,000 | 3,118 |
| Deposits held in domestic offices | $123,988,000 | 3,056 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $920,000 | 2,440 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $926,000 | 3,755 |
| Total equity capital | $9,548,000 | 4,547 |
| Total bank equity capital | $9,548,000 | 4,547 |
| Perpetual preferred stock | $156,000 | 165 |
| Common stock | $4,534,000 | 807 |
| Surplus | $2,119,000 | 5,214 |
| Undivided profits | $2,739,000 | 6,148 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,467 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $429,000 | 5,171 |
| Earning assets | $125,343,000 | 3,306 |
| Long-term assets (5+ years) | $14,680,000 | 3,817 |
| Average Assets, year-to-date | $128,896,600 | 3,315 |
| Average Assets, quarterly | $133,964,000 | 3,313 |
| Volatile liabilities | $7,668,000 | 5,784 |
| Insider loans | $880,000 | 3,861 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $1,329,000 | 949 |
| Unused loan commitments | $11,114,000 | 3,390 |
| Tier 1 (core) risk-based capital | $8,977,000 | 4,586 |
| Tier 2 risk-based capital | $632,000 | 4,423 |
| Total risk weighted assets | $86,051,400 | 3,241 |
| Total unused commitments | $11,114,000 | 3,394 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 46 | 3,856 |
| Assets and Liabilities | ||
| Total Assets: | $119,557,000 | 3,679 |
| Cash and due from depository institutions | $3,202,000 | 3,856 |
| Interest-bearing balances | $112,000 | 4,416 |
| Securities | $20,769,000 | 4,772 |
| Federal funds sold & reverse repurchase agreements | $10,025,000 | 1,341 |
| Net loans & leases | $78,826,000 | 3,407 |
| Loan loss allowance | $591,000 | 5,098 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $4,573,000 | 1,736 |
| Other real estate owned | $20,000 | 3,856 |
| Goodwill and other intangibles | $643,000 | 1,609 |
| All other assets | $1,499,000 | 4,457 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $119,557,000 | 3,679 |
| Total liabilities | $110,430,000 | 3,593 |
| Total deposits | $108,816,000 | 3,400 |
| Interest-bearing deposits | $93,029,000 | 3,412 |
| Deposits held in domestic offices | $108,816,000 | 3,392 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,020,000 | 2,633 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $594,000 | 5,249 |
| Total equity capital | $9,127,000 | 4,664 |
| Total bank equity capital | $9,127,000 | 4,664 |
| Perpetual preferred stock | $156,000 | 187 |
| Common stock | $4,534,000 | 808 |
| Surplus | $2,119,000 | 5,209 |
| Undivided profits | $2,318,000 | 6,752 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 10,017 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $382,000 | 5,858 |
| Earning assets | $109,732,000 | 3,705 |
| Long-term assets (5+ years) | $8,475,000 | 4,738 |
| Average Assets, year-to-date | $101,947,800 | 4,067 |
| Average Assets, quarterly | $114,937,000 | 3,767 |
| Volatile liabilities | $5,933,000 | 6,637 |
| Insider loans | $858,000 | 3,944 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $222,000 | 1,277 |
| Unused loan commitments | $8,272,000 | 3,894 |
| Tier 1 (core) risk-based capital | $8,456,000 | 4,840 |
| Tier 2 risk-based capital | $591,000 | 4,565 |
| Total risk weighted assets | $78,185,500 | 3,475 |
| Total unused commitments | $8,272,000 | 3,896 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 38 | 4,777 |
| Assets and Liabilities | ||
| Total Assets: | $86,584,000 | 4,978 |
| Cash and due from depository institutions | $3,275,000 | 4,777 |
| Interest-bearing balances | $86,000 | 5,107 |
| Securities | $7,454,000 | 8,810 |
| Federal funds sold & reverse repurchase agreements | $3,025,000 | 3,818 |
| Net loans & leases | $66,425,000 | 4,025 |
| Loan loss allowance | $602,000 | 5,208 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $4,388,000 | 1,801 |
| Other real estate owned | $0 | 4,777 |
| Goodwill and other intangibles | $713,000 | 1,471 |
| All other assets | $1,304,000 | 5,167 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $86,584,000 | 4,978 |
| Total liabilities | $78,989,000 | 4,919 |
| Total deposits | $77,846,000 | 4,754 |
| Interest-bearing deposits | $66,855,000 | 4,746 |
| Deposits held in domestic offices | $77,846,000 | 4,742 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $380,000 | 3,392 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $232,000 | 281 |
| All other liabilities | $531,000 | 5,703 |
| Total equity capital | $7,595,000 | 5,463 |
| Total bank equity capital | $7,595,000 | 5,463 |
| Perpetual preferred stock | $156,000 | 211 |
| Common stock | $4,534,000 | 863 |
| Surplus | $1,119,000 | 7,332 |
| Undivided profits | $1,786,000 | 7,549 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 10,601 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $342,000 | 6,343 |
| Earning assets | $76,990,000 | 5,106 |
| Long-term assets (5+ years) | $5,933,000 | 5,473 |
| Average Assets, year-to-date | $82,928,800 | 4,984 |
| Average Assets, quarterly | $86,863,500 | 4,938 |
| Volatile liabilities | $5,163,000 | 7,007 |
| Insider loans | $1,793,000 | 2,332 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $4,731,000 | 5,237 |
| Tier 1 (core) risk-based capital | $6,947,000 | 5,720 |
| Tier 2 risk-based capital | $602,000 | 4,579 |
| Total risk weighted assets | $63,460,200 | 4,180 |
| Total unused commitments | $4,731,000 | 5,247 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 38 | 4,916 |
| Assets and Liabilities | ||
| Total Assets: | $75,423,000 | 5,623 |
| Cash and due from depository institutions | $2,602,000 | 4,916 |
| Interest-bearing balances | $50,000 | 5,736 |
| Securities | $8,601,000 | 8,777 |
| Federal funds sold & reverse repurchase agreements | $3,575,000 | 3,842 |
| Net loans & leases | $54,154,000 | 4,691 |
| Loan loss allowance | $679,000 | 4,842 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $4,537,000 | 1,697 |
| Other real estate owned | $0 | 4,916 |
| Goodwill and other intangibles | $783,000 | 1,313 |
| All other assets | $1,171,000 | 5,686 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $75,423,000 | 5,623 |
| Total liabilities | $68,050,000 | 5,602 |
| Total deposits | $67,189,000 | 5,449 |
| Interest-bearing deposits | $57,376,000 | 5,489 |
| Deposits held in domestic offices | $67,189,000 | 5,439 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $100,000 | 3,593 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $232,000 | 313 |
| All other liabilities | $529,000 | 5,994 |
| Total equity capital | $7,373,000 | 5,632 |
| Total bank equity capital | $7,373,000 | 5,632 |
| Perpetual preferred stock | $156,000 | 234 |
| Common stock | $4,534,000 | 870 |
| Surplus | $1,119,000 | 7,474 |
| Undivided profits | $1,564,000 | 8,190 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 11,056 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $398,000 | 5,802 |
| Earning assets | $66,380,000 | 5,801 |
| Long-term assets (5+ years) | $6,634,000 | 5,071 |
| Average Assets, year-to-date | $73,149,800 | 5,554 |
| Average Assets, quarterly | $74,268,000 | 5,635 |
| Volatile liabilities | $3,721,000 | 7,896 |
| Insider loans | $1,943,000 | 2,189 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $5,488,000 | 4,723 |
| Tier 1 (core) risk-based capital | $6,619,000 | 5,967 |
| Tier 2 risk-based capital | $716,680 | 3,961 |
| Total risk weighted assets | $53,613,780 | 4,754 |
| Total unused commitments | $5,488,000 | 4,736 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 40 | 4,868 |
| Assets and Liabilities | ||
| Total Assets: | $71,579,000 | 5,819 |
| Cash and due from depository institutions | $2,554,000 | 4,868 |
| Interest-bearing balances | $102,000 | 5,061 |
| Securities | $10,018,000 | 8,750 |
| Federal funds sold & reverse repurchase agreements | $575,000 | 6,559 |
| Net loans & leases | $53,104,000 | 4,682 |
| Loan loss allowance | $776,000 | 4,452 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $3,028,000 | 2,449 |
| Other real estate owned | $25,000 | 4,868 |
| Goodwill and other intangibles | $853,000 | 1,164 |
| All other assets | $1,422,000 | 5,140 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $71,579,000 | 5,819 |
| Total liabilities | $64,592,000 | 5,833 |
| Total deposits | $63,444,000 | 5,672 |
| Interest-bearing deposits | $53,788,000 | 5,745 |
| Deposits held in domestic offices | $63,444,000 | 5,665 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $625,000 | 3,769 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $232,000 | 345 |
| All other liabilities | $291,000 | 7,449 |
| Total equity capital | $6,987,000 | 5,536 |
| Total bank equity capital | $6,987,000 | 5,536 |
| Perpetual preferred stock | $156,000 | 257 |
| Common stock | $4,534,000 | 863 |
| Surplus | $1,119,000 | 7,623 |
| Undivided profits | $1,178,000 | 8,649 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 11,640 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $296,000 | 6,643 |
| Earning assets | $63,799,000 | 5,950 |
| Long-term assets (5+ years) | $10,671,000 | 3,948 |
| Average Assets, year-to-date | $72,992,200 | 5,620 |
| Average Assets, quarterly | $72,810,500 | 5,698 |
| Volatile liabilities | $3,306,000 | 8,159 |
| Insider loans | $2,124,000 | 1,972 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $5,762,000 | 4,498 |
| Tier 1 (core) risk-based capital | $6,180,000 | 6,235 |
| Tier 2 risk-based capital | $744,570 | 3,791 |
| Total risk weighted assets | $52,017,070 | 4,768 |
| Total unused commitments | $5,762,000 | 4,506 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 37 | 5,435 |
| Assets and Liabilities | ||
| Total Assets: | $72,325,000 | 5,895 |
| Cash and due from depository institutions | $2,518,000 | 5,435 |
| Interest-bearing balances | $561,000 | 4,190 |
| Securities | $9,771,000 | 9,172 |
| Federal funds sold & reverse repurchase agreements | $1,700,000 | 6,297 |
| Net loans & leases | $52,508,000 | 4,589 |
| Loan loss allowance | $1,001,000 | 3,688 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $3,088,000 | 2,377 |
| Other real estate owned | $678,000 | 5,435 |
| Goodwill and other intangibles | $923,000 | 1,046 |
| All other assets | $1,139,000 | 5,528 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $72,325,000 | 5,895 |
| Total liabilities | $65,633,000 | 5,900 |
| Total deposits | $65,187,000 | 5,734 |
| Interest-bearing deposits | $54,622,000 | 5,898 |
| Deposits held in domestic offices | $65,187,000 | 5,724 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $232,000 | 373 |
| All other liabilities | $214,000 | 8,970 |
| Total equity capital | $6,692,000 | 5,829 |
| Total bank equity capital | $6,692,000 | 5,829 |
| Perpetual preferred stock | $156,000 | 284 |
| Common stock | $4,534,000 | 846 |
| Surplus | $1,119,000 | 7,727 |
| Undivided profits | $883,000 | 9,842 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $78,000 | 9,709 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $393,000 | 4,737 |
| Earning assets | $64,540,000 | 6,043 |
| Long-term assets (5+ years) | $12,056,000 | 3,874 |
| Average Assets, year-to-date | $69,233,800 | 5,982 |
| Average Assets, quarterly | $71,767,000 | 5,889 |
| Volatile liabilities | $1,264,000 | 10,887 |
| Insider loans | $2,162,000 | 1,901 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $3,670,000 | 5,771 |
| Tier 1 (core) risk-based capital | $5,769,000 | 6,493 |
| Tier 2 risk-based capital | $801,780 | 3,533 |
| Total risk weighted assets | $52,667,880 | 4,673 |
| Total unused commitments | $3,670,000 | 5,793 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 40 | 5,189 |
| Assets and Liabilities | ||
| Total Assets: | $66,544,000 | 6,380 |
| Cash and due from depository institutions | $1,537,000 | 5,189 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $9,576,000 | 9,333 |
| Federal funds sold & reverse repurchase agreements | $3,950,000 | 4,053 |
| Net loans & leases | $45,207,000 | 5,220 |
| Loan loss allowance | $1,050,000 | 3,563 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $3,140,000 | 2,348 |
| Other real estate owned | $1,031,000 | 5,189 |
| Goodwill and other intangibles | $1,030,000 | 990 |
| All other assets | $1,073,000 | 6,019 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $66,544,000 | 6,380 |
| Total liabilities | $60,344,000 | 6,395 |
| Total deposits | $59,872,000 | 6,262 |
| Interest-bearing deposits | $50,892,000 | 6,408 |
| Deposits held in domestic offices | $59,872,000 | 6,252 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $232,000 | 424 |
| All other liabilities | $240,000 | 9,221 |
| Total equity capital | $6,200,000 | 5,978 |
| Total bank equity capital | $6,200,000 | 5,978 |
| Perpetual preferred stock | $156,000 | 280 |
| Common stock | $4,534,000 | 851 |
| Surplus | $1,119,000 | 7,728 |
| Undivided profits | $391,000 | 11,342 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $145,000 | 9,270 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $248,000 | 7,575 |
| Earning assets | $58,733,000 | 6,570 |
| Long-term assets (5+ years) | $9,978,000 | 4,343 |
| Average Assets, year-to-date | $66,325,000 | 6,257 |
| Average Assets, quarterly | $67,115,000 | 6,280 |
| Volatile liabilities | $2,412,000 | 9,360 |
| Insider loans | $466,000 | 1,971 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $3,045,000 | 6,044 |
| Tier 1 (core) risk-based capital | $5,170,000 | 6,846 |
| Tier 2 risk-based capital | $785,310 | 3,595 |
| Total risk weighted assets | $47,526,710 | 5,153 |
| Total unused commitments | $3,045,000 | 6,073 |
| Derivatives | $0 | 651 |