Home > Pioneer Bank and Trust > Income and Expense
Pioneer Bank and Trust, Income and Expense
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $9,851,000 | 3,621 |
| Total interest expense | $3,867,000 | 3,680 |
| Net interest income | $5,984,000 | 3,526 |
| Provision for loan and lease losses | $141,000 | 4,154 |
| Total noninterest income | $1,168,000 | 3,178 |
| Gross Fiduciary activities income | $171,000 | 837 |
| Service charges on deposit accounts | $883,000 | 1,949 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $114,000 | 6,103 |
| Total noninterest expense | $4,312,000 | 3,758 |
| Salaries and employee benefits | $2,427,000 | 3,689 |
| Premises and equipment expense | $534,000 | 4,090 |
| Additional noninterest expense | $1,351,000 | 3,586 |
| Pre-tax net operating income | $2,699,000 | 2,976 |
| Securities gains (losses) | $-2,000 | 6,862 |
| Applicable income taxes | $943,000 | 2,285 |
| Income before extraordinary items | $1,754,000 | 3,414 |
| Extraordinary gains, net | $-905,000 | 8,667 |
| Net income | $849,000 | 5,086 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $118,000 | 2,920 |
| Cash dividends | $4,000,000 | 861 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,755,300 | 3,398 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $6,478,000 | 3,957 |
| Total interest expense | $2,545,000 | 3,911 |
| Net interest income | $3,933,000 | 3,897 |
| Provision for loan and lease losses | $83,000 | 4,471 |
| Total noninterest income | $764,000 | 3,495 |
| Gross Fiduciary activities income | $116,000 | 850 |
| Service charges on deposit accounts | $573,000 | 2,209 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $75,000 | 6,322 |
| Total noninterest expense | $2,790,000 | 4,186 |
| Salaries and employee benefits | $1,572,000 | 4,107 |
| Premises and equipment expense | $351,000 | 4,457 |
| Additional noninterest expense | $867,000 | 4,031 |
| Pre-tax net operating income | $1,824,000 | 3,312 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $636,000 | 2,505 |
| Income before extraordinary items | $1,188,000 | 3,769 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,188,000 | 3,771 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 2,787 |
| Cash dividends | $4,000,000 | 629 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,188,000 | 3,748 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,967,000 | 4,991 |
| Total interest expense | $1,176,000 | 4,781 |
| Net interest income | $1,791,000 | 5,043 |
| Provision for loan and lease losses | $30,000 | 4,987 |
| Total noninterest income | $364,000 | 4,258 |
| Gross Fiduciary activities income | $53,000 | 936 |
| Service charges on deposit accounts | $271,000 | 2,909 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $40,000 | 6,712 |
| Total noninterest expense | $1,246,000 | 5,487 |
| Salaries and employee benefits | $709,000 | 5,381 |
| Premises and equipment expense | $152,000 | 5,737 |
| Additional noninterest expense | $385,000 | 5,341 |
| Pre-tax net operating income | $879,000 | 4,108 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $315,000 | 2,975 |
| Income before extraordinary items | $564,000 | 4,588 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $564,000 | 4,592 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 3,025 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $564,000 | 4,577 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,040,000 | 2,937 |
| Total interest expense | $1,015,000 | 3,218 |
| Net interest income | $2,025,000 | 2,748 |
| Provision for loan and lease losses | $57,000 | 2,978 |
| Total noninterest income | $433,000 | 2,425 |
| Gross Fiduciary activities income | $49,000 | 816 |
| Service charges on deposit accounts | $316,000 | 1,365 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $68,000 | 4,477 |
| Total noninterest expense | $1,486,000 | 2,896 |
| Salaries and employee benefits | $898,000 | 2,685 |
| Premises and equipment expense | $148,000 | 3,826 |
| Additional noninterest expense | $440,000 | 2,862 |
| Pre-tax net operating income | $915,000 | 2,433 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $315,000 | 1,954 |
| Income before extraordinary items | $600,000 | 2,743 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $600,000 | 2,743 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 2,876 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $600,000 | 2,726 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $11,032,000 | 2,897 |
| Total interest expense | $3,194,000 | 3,159 |
| Net interest income | $7,838,000 | 2,758 |
| Provision for loan and lease losses | $228,000 | 3,362 |
| Total noninterest income | $1,702,000 | 2,477 |
| Gross Fiduciary activities income | $210,000 | 786 |
| Service charges on deposit accounts | $1,345,000 | 1,317 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $147,000 | 5,769 |
| Total noninterest expense | $5,671,000 | 2,897 |
| Salaries and employee benefits | $3,437,000 | 2,645 |
| Premises and equipment expense | $577,000 | 3,772 |
| Additional noninterest expense | $1,657,000 | 2,990 |
| Pre-tax net operating income | $3,641,000 | 2,382 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $1,246,000 | 1,944 |
| Income before extraordinary items | $2,395,000 | 2,685 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,395,000 | 2,685 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $310,000 | 1,688 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $-1,625,000 | 8,817 |
| Net operating income | $2,395,000 | 2,652 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $8,145,000 | 2,888 |
| Total interest expense | $2,276,000 | 3,162 |
| Net interest income | $5,869,000 | 2,745 |
| Provision for loan and lease losses | $171,000 | 3,290 |
| Total noninterest income | $1,288,000 | 2,449 |
| Gross Fiduciary activities income | $159,000 | 782 |
| Service charges on deposit accounts | $1,009,000 | 1,307 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $120,000 | 5,607 |
| Total noninterest expense | $4,283,000 | 2,841 |
| Salaries and employee benefits | $2,583,000 | 2,586 |
| Premises and equipment expense | $449,000 | 3,665 |
| Additional noninterest expense | $1,251,000 | 2,936 |
| Pre-tax net operating income | $2,703,000 | 2,419 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $924,000 | 1,991 |
| Income before extraordinary items | $1,779,000 | 2,719 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,779,000 | 2,720 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $267,000 | 1,370 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $-1,625,000 | 8,851 |
| Net operating income | $1,779,000 | 2,685 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $5,270,000 | 2,898 |
| Total interest expense | $1,413,000 | 3,206 |
| Net interest income | $3,857,000 | 2,752 |
| Provision for loan and lease losses | $114,000 | 3,186 |
| Total noninterest income | $904,000 | 2,355 |
| Gross Fiduciary activities income | $109,000 | 781 |
| Service charges on deposit accounts | $644,000 | 1,330 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $151,000 | 4,308 |
| Total noninterest expense | $2,870,000 | 2,817 |
| Salaries and employee benefits | $1,708,000 | 2,600 |
| Premises and equipment expense | $337,000 | 3,292 |
| Additional noninterest expense | $825,000 | 2,932 |
| Pre-tax net operating income | $1,777,000 | 2,392 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $608,000 | 1,987 |
| Income before extraordinary items | $1,169,000 | 2,714 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,169,000 | 2,714 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 2,744 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $-1,625,000 | 8,862 |
| Net operating income | $1,169,000 | 2,671 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,547,000 | 2,952 |
| Total interest expense | $636,000 | 3,356 |
| Net interest income | $1,911,000 | 2,760 |
| Provision for loan and lease losses | $57,000 | 3,030 |
| Total noninterest income | $422,000 | 2,410 |
| Gross Fiduciary activities income | $52,000 | 803 |
| Service charges on deposit accounts | $302,000 | 1,365 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $68,000 | 4,510 |
| Total noninterest expense | $1,429,000 | 2,836 |
| Salaries and employee benefits | $847,000 | 2,643 |
| Premises and equipment expense | $168,000 | 3,336 |
| Additional noninterest expense | $414,000 | 2,932 |
| Pre-tax net operating income | $847,000 | 2,456 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $288,000 | 2,038 |
| Income before extraordinary items | $559,000 | 2,767 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $559,000 | 2,767 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 3,295 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $559,000 | 2,718 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $8,996,000 | 3,099 |
| Total interest expense | $2,114,000 | 3,482 |
| Net interest income | $6,882,000 | 2,930 |
| Provision for loan and lease losses | $175,000 | 3,992 |
| Total noninterest income | $1,928,000 | 2,256 |
| Gross Fiduciary activities income | $235,000 | 754 |
| Service charges on deposit accounts | $1,393,000 | 1,273 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $300,000 | 4,267 |
| Total noninterest expense | $5,572,000 | 2,831 |
| Salaries and employee benefits | $3,287,000 | 2,617 |
| Premises and equipment expense | $684,000 | 3,187 |
| Additional noninterest expense | $1,601,000 | 2,972 |
| Pre-tax net operating income | $3,063,000 | 2,539 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $1,043,000 | 2,081 |
| Income before extraordinary items | $2,020,000 | 2,893 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,020,000 | 2,895 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $121,000 | 3,364 |
| Cash dividends | $855,000 | 2,599 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,020,000 | 2,830 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $6,650,000 | 3,116 |
| Total interest expense | $1,573,000 | 3,476 |
| Net interest income | $5,077,000 | 2,957 |
| Provision for loan and lease losses | $168,000 | 3,352 |
| Total noninterest income | $1,485,000 | 2,230 |
| Gross Fiduciary activities income | $178,000 | 749 |
| Service charges on deposit accounts | $1,066,000 | 1,261 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $241,000 | 4,126 |
| Total noninterest expense | $4,178,000 | 2,808 |
| Salaries and employee benefits | $2,448,000 | 2,615 |
| Premises and equipment expense | $520,000 | 3,147 |
| Additional noninterest expense | $1,210,000 | 2,913 |
| Pre-tax net operating income | $2,216,000 | 2,638 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $754,000 | 2,201 |
| Income before extraordinary items | $1,462,000 | 3,014 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,462,000 | 3,015 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 3,523 |
| Cash dividends | $855,000 | 1,927 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,462,000 | 2,938 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,405,000 | 3,120 |
| Total interest expense | $1,056,000 | 3,442 |
| Net interest income | $3,349,000 | 2,977 |
| Provision for loan and lease losses | $167,000 | 2,541 |
| Total noninterest income | $954,000 | 2,274 |
| Gross Fiduciary activities income | $113,000 | 775 |
| Service charges on deposit accounts | $708,000 | 1,247 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $133,000 | 4,546 |
| Total noninterest expense | $2,736,000 | 2,857 |
| Salaries and employee benefits | $1,641,000 | 2,613 |
| Premises and equipment expense | $349,000 | 3,134 |
| Additional noninterest expense | $746,000 | 3,134 |
| Pre-tax net operating income | $1,400,000 | 2,723 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $474,000 | 2,287 |
| Income before extraordinary items | $926,000 | 3,130 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $926,000 | 3,131 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $147,000 | 1,694 |
| Cash dividends | $375,000 | 2,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $926,000 | 3,042 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,174,000 | 3,155 |
| Total interest expense | $536,000 | 3,428 |
| Net interest income | $1,638,000 | 3,025 |
| Provision for loan and lease losses | $60,000 | 2,918 |
| Total noninterest income | $452,000 | 2,331 |
| Gross Fiduciary activities income | $55,000 | 779 |
| Service charges on deposit accounts | $337,000 | 1,277 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $60,000 | 4,738 |
| Total noninterest expense | $1,402,000 | 2,805 |
| Salaries and employee benefits | $811,000 | 2,650 |
| Premises and equipment expense | $174,000 | 3,178 |
| Additional noninterest expense | $417,000 | 2,793 |
| Pre-tax net operating income | $628,000 | 2,969 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $209,000 | 2,512 |
| Income before extraordinary items | $419,000 | 3,381 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $419,000 | 3,380 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $345,000 | 552 |
| Cash dividends | $375,000 | 1,490 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $419,000 | 3,259 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $9,803,000 | 2,884 |
| Total interest expense | $2,338,000 | 3,522 |
| Net interest income | $7,465,000 | 2,583 |
| Provision for loan and lease losses | $240,000 | 3,615 |
| Total noninterest income | $1,868,000 | 2,431 |
| Gross Fiduciary activities income | $198,000 | 806 |
| Service charges on deposit accounts | $1,418,000 | 1,228 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $252,000 | 4,850 |
| Total noninterest expense | $5,753,000 | 2,693 |
| Salaries and employee benefits | $3,242,000 | 2,591 |
| Premises and equipment expense | $697,000 | 3,093 |
| Additional noninterest expense | $1,814,000 | 2,620 |
| Pre-tax net operating income | $3,340,000 | 2,300 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $1,137,000 | 2,001 |
| Income before extraordinary items | $2,203,000 | 2,658 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,203,000 | 2,661 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 5,740 |
| Cash dividends | $710,000 | 2,919 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,203,000 | 2,531 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $7,574,000 | 2,832 |
| Total interest expense | $1,812,000 | 3,540 |
| Net interest income | $5,762,000 | 2,524 |
| Provision for loan and lease losses | $180,000 | 3,498 |
| Total noninterest income | $1,395,000 | 2,480 |
| Gross Fiduciary activities income | $146,000 | 804 |
| Service charges on deposit accounts | $1,057,000 | 1,242 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $192,000 | 4,884 |
| Total noninterest expense | $4,356,000 | 2,672 |
| Salaries and employee benefits | $2,453,000 | 2,574 |
| Premises and equipment expense | $529,000 | 3,062 |
| Additional noninterest expense | $1,374,000 | 2,584 |
| Pre-tax net operating income | $2,621,000 | 2,286 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $896,000 | 2,031 |
| Income before extraordinary items | $1,725,000 | 2,654 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,725,000 | 2,653 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 8,221 |
| Cash dividends | $710,000 | 2,155 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,725,000 | 2,514 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $5,118,000 | 2,824 |
| Total interest expense | $1,244,000 | 3,555 |
| Net interest income | $3,874,000 | 2,511 |
| Provision for loan and lease losses | $120,000 | 3,448 |
| Total noninterest income | $936,000 | 2,457 |
| Gross Fiduciary activities income | $93,000 | 824 |
| Service charges on deposit accounts | $696,000 | 1,239 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $147,000 | 4,602 |
| Total noninterest expense | $2,903,000 | 2,683 |
| Salaries and employee benefits | $1,641,000 | 2,556 |
| Premises and equipment expense | $344,000 | 3,129 |
| Additional noninterest expense | $918,000 | 2,566 |
| Pre-tax net operating income | $1,787,000 | 2,253 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $609,000 | 2,026 |
| Income before extraordinary items | $1,178,000 | 2,619 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,178,000 | 2,617 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 8,602 |
| Cash dividends | $355,000 | 2,632 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,178,000 | 2,475 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,539,000 | 2,863 |
| Total interest expense | $625,000 | 3,629 |
| Net interest income | $1,914,000 | 2,535 |
| Provision for loan and lease losses | $60,000 | 3,248 |
| Total noninterest income | $444,000 | 2,498 |
| Gross Fiduciary activities income | $47,000 | 828 |
| Service charges on deposit accounts | $325,000 | 1,300 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $72,000 | 4,544 |
| Total noninterest expense | $1,465,000 | 2,646 |
| Salaries and employee benefits | $813,000 | 2,580 |
| Premises and equipment expense | $175,000 | 3,086 |
| Additional noninterest expense | $477,000 | 2,440 |
| Pre-tax net operating income | $833,000 | 2,394 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $276,000 | 2,164 |
| Income before extraordinary items | $557,000 | 2,709 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $557,000 | 2,706 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 8,455 |
| Cash dividends | $355,000 | 1,579 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $557,000 | 2,571 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $10,370,000 | 2,921 |
| Total interest expense | $3,168,000 | 3,389 |
| Net interest income | $7,202,000 | 2,651 |
| Provision for loan and lease losses | $240,000 | 3,935 |
| Total noninterest income | $1,731,000 | 2,381 |
| Gross Fiduciary activities income | $206,000 | 816 |
| Service charges on deposit accounts | $1,291,000 | 1,253 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $234,000 | 4,713 |
| Total noninterest expense | $5,680,000 | 2,605 |
| Salaries and employee benefits | $3,103,000 | 2,540 |
| Premises and equipment expense | $734,000 | 2,876 |
| Additional noninterest expense | $1,843,000 | 2,499 |
| Pre-tax net operating income | $3,013,000 | 2,495 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $987,000 | 2,233 |
| Income before extraordinary items | $2,026,000 | 2,769 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,026,000 | 2,767 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 4,965 |
| Cash dividends | $723,000 | 2,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,026,000 | 2,676 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $11,755,000 | 2,884 |
| Total interest expense | $5,096,000 | 3,107 |
| Net interest income | $6,659,000 | 2,684 |
| Provision for loan and lease losses | $275,000 | 3,402 |
| Total noninterest income | $1,664,000 | 2,321 |
| Gross Fiduciary activities income | $221,000 | 810 |
| Service charges on deposit accounts | $1,239,000 | 1,207 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $204,000 | 4,883 |
| Total noninterest expense | $5,040,000 | 2,806 |
| Salaries and employee benefits | $2,706,000 | 2,754 |
| Premises and equipment expense | $565,000 | 3,538 |
| Additional noninterest expense | $1,769,000 | 2,510 |
| Pre-tax net operating income | $3,008,000 | 2,258 |
| Securities gains (losses) | $4,000 | 4,008 |
| Applicable income taxes | $1,005,000 | 2,058 |
| Income before extraordinary items | $2,007,000 | 2,525 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,007,000 | 2,531 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $106,000 | 3,961 |
| Cash dividends | $737,000 | 2,776 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $2,004,320 | 2,438 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $11,400,000 | 3,023 |
| Total interest expense | $5,289,000 | 3,152 |
| Net interest income | $6,111,000 | 2,887 |
| Provision for loan and lease losses | $222,000 | 3,517 |
| Total noninterest income | $1,593,000 | 2,246 |
| Gross Fiduciary activities income | $239,000 | 767 |
| Service charges on deposit accounts | $1,066,000 | 1,273 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $288,000 | 4,016 |
| Total noninterest expense | $4,682,000 | 2,895 |
| Salaries and employee benefits | $2,619,000 | 2,720 |
| Premises and equipment expense | $488,000 | 3,862 |
| Additional noninterest expense | $1,575,000 | 2,685 |
| Pre-tax net operating income | $2,800,000 | 2,527 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $899,000 | 2,320 |
| Income before extraordinary items | $1,901,000 | 2,686 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,901,000 | 2,685 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $350,000 | 1,632 |
| Cash dividends | $684,000 | 2,972 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,901,000 | 2,679 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $10,274,000 | 3,140 |
| Total interest expense | $4,313,000 | 3,370 |
| Net interest income | $5,961,000 | 2,947 |
| Provision for loan and lease losses | $144,000 | 4,363 |
| Total noninterest income | $1,416,000 | 2,378 |
| Gross Fiduciary activities income | $230,000 | 834 |
| Service charges on deposit accounts | $771,000 | 1,714 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $415,000 | 3,326 |
| Total noninterest expense | $4,547,000 | 2,961 |
| Salaries and employee benefits | $2,511,000 | 2,793 |
| Premises and equipment expense | $420,000 | 4,357 |
| Additional noninterest expense | $1,616,000 | 2,666 |
| Pre-tax net operating income | $2,686,000 | 2,640 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $885,000 | 2,421 |
| Income before extraordinary items | $1,801,000 | 2,810 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,801,000 | 2,811 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 5,882 |
| Cash dividends | $658,000 | 2,993 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,801,000 | 2,768 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $10,648,000 | 3,034 |
| Total interest expense | $4,396,000 | 3,381 |
| Net interest income | $6,252,000 | 2,743 |
| Provision for loan and lease losses | $148,000 | 4,215 |
| Total noninterest income | $1,067,000 | 2,937 |
| Gross Fiduciary activities income | $213,000 | 852 |
| Service charges on deposit accounts | $689,000 | 1,861 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $165,000 | 5,440 |
| Total noninterest expense | $4,705,000 | 2,759 |
| Salaries and employee benefits | $2,516,000 | 2,696 |
| Premises and equipment expense | $509,000 | 3,647 |
| Additional noninterest expense | $1,680,000 | 2,482 |
| Pre-tax net operating income | $2,466,000 | 2,825 |
| Securities gains (losses) | $295,000 | 752 |
| Applicable income taxes | $909,000 | 2,482 |
| Income before extraordinary items | $1,852,000 | 2,735 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,852,000 | 2,736 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $75,000 | 4,179 |
| Cash dividends | $1,297,000 | 1,852 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,654,350 | 2,919 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $9,717,000 | 3,326 |
| Total interest expense | $4,045,000 | 3,638 |
| Net interest income | $5,672,000 | 3,077 |
| Provision for loan and lease losses | $118,000 | 4,844 |
| Total noninterest income | $982,000 | 3,080 |
| Gross Fiduciary activities income | $197,000 | 896 |
| Service charges on deposit accounts | $670,000 | 1,952 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $115,000 | 6,392 |
| Total noninterest expense | $4,040,000 | 3,148 |
| Salaries and employee benefits | $2,100,000 | 3,159 |
| Premises and equipment expense | $513,000 | 3,624 |
| Additional noninterest expense | $1,427,000 | 2,868 |
| Pre-tax net operating income | $2,496,000 | 2,922 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $821,000 | 2,868 |
| Income before extraordinary items | $1,675,000 | 3,033 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,675,000 | 3,032 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 9,725 |
| Cash dividends | $710,000 | 2,760 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,675,000 | 2,974 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $9,558,000 | 3,418 |
| Total interest expense | $3,922,000 | 3,780 |
| Net interest income | $5,636,000 | 3,137 |
| Provision for loan and lease losses | $400,000 | 2,077 |
| Total noninterest income | $938,000 | 3,298 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $611,000 | 2,214 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $327,000 | 3,872 |
| Total noninterest expense | $4,052,000 | 3,312 |
| Salaries and employee benefits | $2,287,000 | 2,927 |
| Premises and equipment expense | $514,000 | 3,690 |
| Additional noninterest expense | $1,251,000 | 3,649 |
| Pre-tax net operating income | $2,122,000 | 3,254 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $675,000 | 3,255 |
| Income before extraordinary items | $1,447,000 | 3,312 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,447,000 | 3,312 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $268,000 | 2,245 |
| Cash dividends | $594,000 | 3,091 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,447,000 | 3,274 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $8,849,000 | 3,674 |
| Total interest expense | $3,410,000 | 4,251 |
| Net interest income | $5,439,000 | 3,262 |
| Provision for loan and lease losses | $187,000 | 3,155 |
| Total noninterest income | $985,000 | 3,138 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $614,000 | 2,209 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $371,000 | 3,477 |
| Total noninterest expense | $4,732,000 | 2,852 |
| Salaries and employee benefits | $2,569,000 | 2,610 |
| Premises and equipment expense | $512,000 | 3,686 |
| Additional noninterest expense | $1,651,000 | 2,813 |
| Pre-tax net operating income | $1,505,000 | 4,444 |
| Securities gains (losses) | $-4,000 | 9,551 |
| Applicable income taxes | $449,000 | 4,533 |
| Income before extraordinary items | $1,052,000 | 4,396 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,052,000 | 4,394 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 4,422 |
| Cash dividends | $464,000 | 3,521 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,054,800 | 4,386 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $7,042,000 | 4,199 |
| Total interest expense | $2,235,000 | 5,102 |
| Net interest income | $4,807,000 | 3,692 |
| Provision for loan and lease losses | $166,000 | 3,396 |
| Total noninterest income | $846,000 | 3,539 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $607,000 | 2,249 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $239,000 | 4,715 |
| Total noninterest expense | $4,268,000 | 3,220 |
| Salaries and employee benefits | $2,484,000 | 2,687 |
| Premises and equipment expense | $344,000 | 5,135 |
| Additional noninterest expense | $1,440,000 | 3,440 |
| Pre-tax net operating income | $1,219,000 | 5,185 |
| Securities gains (losses) | $2,000 | 3,070 |
| Applicable income taxes | $372,000 | 5,037 |
| Income before extraordinary items | $849,000 | 5,125 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $849,000 | 5,133 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $101,000 | 3,709 |
| Cash dividends | $417,000 | 3,615 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $847,600 | 5,183 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,486,000 | 4,621 |
| Total interest expense | $2,016,000 | 5,795 |
| Net interest income | $4,470,000 | 3,971 |
| Provision for loan and lease losses | $156,000 | 4,539 |
| Total noninterest income | $990,000 | 3,364 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $609,000 | 2,262 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $381,000 | 3,878 |
| Total noninterest expense | $3,971,000 | 3,512 |
| Salaries and employee benefits | $2,262,000 | 2,913 |
| Premises and equipment expense | $362,000 | 5,095 |
| Additional noninterest expense | $1,347,000 | 3,826 |
| Pre-tax net operating income | $1,333,000 | 4,776 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $389,000 | 5,109 |
| Income before extraordinary items | $944,000 | 4,908 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $944,000 | 5,052 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $128,000 | 4,033 |
| Cash dividends | $260,000 | 4,740 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $944,000 | 4,683 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,637,000 | 5,053 |
| Total interest expense | $2,534,000 | 5,928 |
| Net interest income | $4,103,000 | 4,346 |
| Provision for loan and lease losses | $80,000 | 7,886 |
| Total noninterest income | $1,004,000 | 3,309 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $625,000 | 2,179 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $379,000 | 3,833 |
| Total noninterest expense | $3,741,000 | 3,705 |
| Salaries and employee benefits | $2,035,000 | 3,171 |
| Premises and equipment expense | $382,000 | 4,972 |
| Additional noninterest expense | $1,324,000 | 3,981 |
| Pre-tax net operating income | $1,286,000 | 4,648 |
| Securities gains (losses) | $-123,000 | 13,804 |
| Applicable income taxes | $367,000 | 5,132 |
| Income before extraordinary items | $796,000 | 5,384 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $796,000 | 5,444 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $128,000 | 5,269 |
| Cash dividends | $234,000 | 4,672 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $879,640 | 4,707 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.