Home > Pioneer Bank and Trust > Assets and Liabilities
Pioneer Bank and Trust, Assets and Liabilities
| 2006-12-31 | Rank | |
| # of Employees: | 69 | 2,543 |
| Assets and Liabilities | ||
| Total Assets: | $211,417,000 | 2,936 |
| Cash and due from depository institutions | $11,096,000 | 2,543 |
| Interest-bearing balances | $5,212,000 | 1,050 |
| Securities | $21,882,000 | 4,292 |
| Federal funds sold & reverse repurchase agreements | $28,800,000 | 545 |
| Net loans & leases | $122,241,000 | 3,325 |
| Loan loss allowance | $2,030,000 | 2,435 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $3,607,000 | 3,127 |
| Other real estate owned | $0 | 2,543 |
| Goodwill and other intangibles | $20,443,000 | 423 |
| All other assets | $3,348,000 | 3,933 |
| Life insurance assets | $297,000 | 3,631 |
| Total liabilities and capital | $211,417,000 | 2,936 |
| Total liabilities | $174,811,000 | 3,121 |
| Total deposits | $168,635,000 | 2,976 |
| Interest-bearing deposits | $138,949,000 | 3,050 |
| Deposits held in domestic offices | $168,635,000 | 2,973 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,502,000 | 2,419 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $1,912,000 | 4,565 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $2,762,000 | 1,860 |
| Total equity capital | $36,606,000 | 1,828 |
| Total bank equity capital | $36,606,000 | 1,828 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $605,000 | 3,728 |
| Surplus | $35,064,000 | 830 |
| Undivided profits | $937,000 | 7,119 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $471,000 | 3,980 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $1,162,000 | 3,489 |
| Earning assets | $178,135,000 | 3,131 |
| Long-term assets (5+ years) | $3,546,000 | 6,254 |
| Average Assets, year-to-date | $211,016,400 | 2,836 |
| Average Assets, quarterly | $214,326,500 | 2,861 |
| Volatile liabilities | $34,271,000 | 3,437 |
| Insider loans | $902,000 | 4,448 |
| FHLB advances | $1,851,000 | 4,423 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $17,609,000 | 3,585 |
| Tier 1 (core) risk-based capital | $16,075,000 | 3,717 |
| Tier 2 risk-based capital | $1,625,000 | 2,810 |
| Total risk weighted assets | $129,575,000 | 3,299 |
| Total unused commitments | $17,609,000 | 3,585 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 70 | 2,521 |
| Assets and Liabilities | ||
| Total Assets: | $217,236,000 | 2,841 |
| Cash and due from depository institutions | $11,009,000 | 2,521 |
| Interest-bearing balances | $5,577,000 | 879 |
| Securities | $25,724,000 | 3,888 |
| Federal funds sold & reverse repurchase agreements | $17,400,000 | 792 |
| Net loans & leases | $132,492,000 | 3,100 |
| Loan loss allowance | $2,021,000 | 2,452 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $3,563,000 | 3,128 |
| Other real estate owned | $0 | 2,521 |
| Goodwill and other intangibles | $20,492,000 | 421 |
| All other assets | $6,556,000 | 2,437 |
| Life insurance assets | $297,000 | 3,608 |
| Total liabilities and capital | $217,236,000 | 2,841 |
| Total liabilities | $180,325,000 | 3,019 |
| Total deposits | $174,046,000 | 2,859 |
| Interest-bearing deposits | $142,605,000 | 2,937 |
| Deposits held in domestic offices | $174,046,000 | 2,856 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,368,000 | 2,619 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $1,926,000 | 4,747 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $2,985,000 | 1,727 |
| Total equity capital | $36,911,000 | 1,789 |
| Total bank equity capital | $36,911,000 | 1,789 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $605,000 | 3,754 |
| Surplus | $35,064,000 | 826 |
| Undivided profits | $1,242,000 | 6,992 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $459,000 | 4,055 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $1,272,000 | 3,239 |
| Earning assets | $181,193,000 | 3,064 |
| Long-term assets (5+ years) | $4,568,000 | 5,953 |
| Average Assets, year-to-date | $210,916,250 | 2,849 |
| Average Assets, quarterly | $227,106,500 | 2,716 |
| Volatile liabilities | $35,964,000 | 3,324 |
| Insider loans | $1,478,000 | 3,513 |
| FHLB advances | $1,865,000 | 4,570 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $21,737,000 | 3,217 |
| Tier 1 (core) risk-based capital | $16,365,000 | 3,645 |
| Tier 2 risk-based capital | $1,734,000 | 2,661 |
| Total risk weighted assets | $141,629,000 | 3,040 |
| Total unused commitments | $21,737,000 | 3,217 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 72 | 2,454 |
| Assets and Liabilities | ||
| Total Assets: | $236,977,000 | 2,632 |
| Cash and due from depository institutions | $13,510,000 | 2,454 |
| Interest-bearing balances | $7,327,000 | 717 |
| Securities | $27,953,000 | 3,661 |
| Federal funds sold & reverse repurchase agreements | $30,800,000 | 390 |
| Net loans & leases | $133,953,000 | 3,022 |
| Loan loss allowance | $2,006,000 | 2,435 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $3,528,000 | 3,122 |
| Other real estate owned | $0 | 2,454 |
| Goodwill and other intangibles | $20,531,000 | 418 |
| All other assets | $6,702,000 | 2,374 |
| Life insurance assets | $292,000 | 3,591 |
| Total liabilities and capital | $236,977,000 | 2,632 |
| Total liabilities | $196,767,000 | 2,807 |
| Total deposits | $189,367,000 | 2,639 |
| Interest-bearing deposits | $154,689,000 | 2,728 |
| Deposits held in domestic offices | $189,367,000 | 2,636 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,705,000 | 2,204 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $1,940,000 | 4,765 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,755,000 | 1,703 |
| Total equity capital | $40,210,000 | 1,574 |
| Total bank equity capital | $40,210,000 | 1,574 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $605,000 | 3,751 |
| Surplus | $39,064,000 | 751 |
| Undivided profits | $541,000 | 7,430 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,427,000 | 1,838 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $1,196,000 | 3,102 |
| Earning assets | $200,033,000 | 2,821 |
| Long-term assets (5+ years) | $4,213,000 | 6,020 |
| Average Assets, year-to-date | $208,809,670 | 2,877 |
| Average Assets, quarterly | $218,716,500 | 2,785 |
| Volatile liabilities | $36,980,000 | 3,190 |
| Insider loans | $1,609,000 | 3,318 |
| FHLB advances | $1,879,000 | 4,583 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $18,554,000 | 3,511 |
| Tier 1 (core) risk-based capital | $19,702,000 | 3,032 |
| Tier 2 risk-based capital | $1,826,000 | 2,527 |
| Total risk weighted assets | $145,925,000 | 2,947 |
| Total unused commitments | $18,554,000 | 3,511 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 71 | 2,475 |
| Assets and Liabilities | ||
| Total Assets: | $200,456,000 | 2,997 |
| Cash and due from depository institutions | $13,500,000 | 2,475 |
| Interest-bearing balances | $6,835,000 | 847 |
| Securities | $29,624,000 | 3,586 |
| Federal funds sold & reverse repurchase agreements | $12,450,000 | 1,205 |
| Net loans & leases | $138,114,000 | 2,897 |
| Loan loss allowance | $1,513,000 | 3,049 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $2,630,000 | 3,733 |
| Other real estate owned | $0 | 2,475 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $4,138,000 | 3,318 |
| Life insurance assets | $292,000 | 3,553 |
| Total liabilities and capital | $200,456,000 | 2,997 |
| Total liabilities | $181,761,000 | 2,960 |
| Total deposits | $173,232,000 | 2,839 |
| Interest-bearing deposits | $140,712,000 | 2,938 |
| Deposits held in domestic offices | $173,232,000 | 2,836 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,685,000 | 1,812 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $1,954,000 | 4,667 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $2,890,000 | 1,627 |
| Total equity capital | $18,695,000 | 3,220 |
| Total bank equity capital | $18,695,000 | 3,220 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $605,000 | 3,742 |
| Surplus | $1,903,000 | 5,713 |
| Undivided profits | $16,187,000 | 2,009 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,402,000 | 1,795 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $1,147,000 | 3,035 |
| Earning assets | $187,023,000 | 2,944 |
| Long-term assets (5+ years) | $4,211,000 | 6,008 |
| Average Assets, year-to-date | $194,726,000 | 3,033 |
| Average Assets, quarterly | $194,726,000 | 3,033 |
| Volatile liabilities | $36,650,000 | 3,102 |
| Insider loans | $1,580,000 | 3,306 |
| FHLB advances | $1,893,000 | 4,518 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $16,938,000 | 3,655 |
| Tier 1 (core) risk-based capital | $18,823,000 | 3,120 |
| Tier 2 risk-based capital | $1,513,000 | 2,899 |
| Total risk weighted assets | $142,011,000 | 2,975 |
| Total unused commitments | $16,938,000 | 3,656 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 71 | 2,449 |
| Assets and Liabilities | ||
| Total Assets: | $188,996,000 | 3,112 |
| Cash and due from depository institutions | $13,573,000 | 2,449 |
| Interest-bearing balances | $7,430,000 | 776 |
| Securities | $26,576,000 | 3,885 |
| Federal funds sold & reverse repurchase agreements | $4,000,000 | 2,857 |
| Net loans & leases | $138,368,000 | 2,869 |
| Loan loss allowance | $1,467,000 | 3,090 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $2,641,000 | 3,707 |
| Other real estate owned | $0 | 2,449 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $3,838,000 | 3,489 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $188,996,000 | 3,112 |
| Total liabilities | $170,881,000 | 3,090 |
| Total deposits | $161,393,000 | 2,990 |
| Interest-bearing deposits | $132,816,000 | 3,024 |
| Deposits held in domestic offices | $161,393,000 | 2,986 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,094,000 | 1,993 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $3,968,000 | 3,998 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,426,000 | 1,833 |
| Total equity capital | $18,115,000 | 3,273 |
| Total bank equity capital | $18,115,000 | 3,273 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $605,000 | 3,759 |
| Surplus | $1,903,000 | 5,702 |
| Undivided profits | $15,607,000 | 2,070 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,193,000 | 2,039 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $1,100,000 | 3,189 |
| Earning assets | $176,374,000 | 3,050 |
| Long-term assets (5+ years) | $4,845,000 | 5,835 |
| Average Assets, year-to-date | $186,574,200 | 3,022 |
| Average Assets, quarterly | $190,587,500 | 3,056 |
| Volatile liabilities | $35,080,000 | 3,131 |
| Insider loans | $1,714,000 | 3,122 |
| FHLB advances | $3,907,000 | 3,850 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $15,621,000 | 3,793 |
| Tier 1 (core) risk-based capital | $18,223,000 | 3,161 |
| Tier 2 risk-based capital | $1,467,000 | 2,931 |
| Total risk weighted assets | $139,665,000 | 2,987 |
| Total unused commitments | $15,621,000 | 3,794 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 70 | 2,479 |
| Assets and Liabilities | ||
| Total Assets: | $192,179,000 | 3,021 |
| Cash and due from depository institutions | $14,836,000 | 2,479 |
| Interest-bearing balances | $8,928,000 | 629 |
| Securities | $27,466,000 | 3,766 |
| Federal funds sold & reverse repurchase agreements | $3,450,000 | 2,887 |
| Net loans & leases | $139,733,000 | 2,816 |
| Loan loss allowance | $1,453,000 | 3,086 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $2,662,000 | 3,667 |
| Other real estate owned | $0 | 2,479 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $4,032,000 | 3,318 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $192,179,000 | 3,021 |
| Total liabilities | $174,658,000 | 2,974 |
| Total deposits | $163,179,000 | 2,923 |
| Interest-bearing deposits | $133,531,000 | 2,956 |
| Deposits held in domestic offices | $163,179,000 | 2,919 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,005,000 | 2,030 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $5,982,000 | 3,469 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,492,000 | 1,748 |
| Total equity capital | $17,521,000 | 3,316 |
| Total bank equity capital | $17,521,000 | 3,316 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $605,000 | 3,749 |
| Surplus | $1,903,000 | 5,666 |
| Undivided profits | $15,013,000 | 2,145 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $372,000 | 4,359 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $1,192,000 | 2,934 |
| Earning assets | $179,577,000 | 2,961 |
| Long-term assets (5+ years) | $5,453,000 | 5,718 |
| Average Assets, year-to-date | $185,968,750 | 3,012 |
| Average Assets, quarterly | $190,532,500 | 3,005 |
| Volatile liabilities | $35,412,000 | 3,042 |
| Insider loans | $2,276,000 | 2,586 |
| FHLB advances | $5,921,000 | 3,319 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $18,650,000 | 3,398 |
| Tier 1 (core) risk-based capital | $17,606,000 | 3,201 |
| Tier 2 risk-based capital | $1,453,000 | 2,903 |
| Total risk weighted assets | $139,230,000 | 2,938 |
| Total unused commitments | $18,650,000 | 3,401 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 70 | 2,460 |
| Assets and Liabilities | ||
| Total Assets: | $188,886,000 | 3,002 |
| Cash and due from depository institutions | $14,511,000 | 2,460 |
| Interest-bearing balances | $9,126,000 | 603 |
| Securities | $29,999,000 | 3,581 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $137,741,000 | 2,777 |
| Loan loss allowance | $1,614,000 | 2,796 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $2,726,000 | 3,551 |
| Other real estate owned | $0 | 2,460 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $3,909,000 | 3,273 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $188,886,000 | 3,002 |
| Total liabilities | $171,923,000 | 2,972 |
| Total deposits | $159,047,000 | 2,915 |
| Interest-bearing deposits | $131,027,000 | 2,961 |
| Deposits held in domestic offices | $159,047,000 | 2,912 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,674,000 | 2,136 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $6,996,000 | 3,184 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $3,206,000 | 1,345 |
| Total equity capital | $16,963,000 | 3,362 |
| Total bank equity capital | $16,963,000 | 3,362 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $605,000 | 3,738 |
| Surplus | $1,903,000 | 5,649 |
| Undivided profits | $14,455,000 | 2,208 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $861,000 | 2,565 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $1,153,000 | 2,767 |
| Earning assets | $176,866,000 | 2,962 |
| Long-term assets (5+ years) | $9,604,000 | 4,755 |
| Average Assets, year-to-date | $183,898,670 | 3,016 |
| Average Assets, quarterly | $185,540,000 | 3,021 |
| Volatile liabilities | $34,700,000 | 2,977 |
| Insider loans | $2,224,000 | 2,573 |
| FHLB advances | $6,935,000 | 3,059 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $18,140,000 | 3,397 |
| Tier 1 (core) risk-based capital | $16,997,000 | 3,238 |
| Tier 2 risk-based capital | $1,614,000 | 2,636 |
| Total risk weighted assets | $136,486,000 | 2,904 |
| Total unused commitments | $18,140,000 | 3,398 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 70 | 2,449 |
| Assets and Liabilities | ||
| Total Assets: | $182,194,000 | 3,077 |
| Cash and due from depository institutions | $14,528,000 | 2,449 |
| Interest-bearing balances | $8,821,000 | 642 |
| Securities | $29,943,000 | 3,630 |
| Federal funds sold & reverse repurchase agreements | $3,300,000 | 3,143 |
| Net loans & leases | $127,945,000 | 2,886 |
| Loan loss allowance | $1,597,000 | 2,803 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $2,745,000 | 3,525 |
| Other real estate owned | $0 | 2,449 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $3,733,000 | 3,346 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $182,194,000 | 3,077 |
| Total liabilities | $164,275,000 | 3,072 |
| Total deposits | $152,264,000 | 3,016 |
| Interest-bearing deposits | $125,586,000 | 3,076 |
| Deposits held in domestic offices | $152,264,000 | 3,012 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,784,000 | 1,966 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $7,010,000 | 3,071 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,217,000 | 1,803 |
| Total equity capital | $17,919,000 | 3,145 |
| Total bank equity capital | $17,919,000 | 3,145 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $645,000 | 3,693 |
| Surplus | $1,903,000 | 5,665 |
| Undivided profits | $15,371,000 | 2,065 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $349,000 | 4,431 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $1,049,000 | 2,933 |
| Earning assets | $170,009,000 | 3,038 |
| Long-term assets (5+ years) | $8,824,000 | 4,994 |
| Average Assets, year-to-date | $181,405,000 | 3,078 |
| Average Assets, quarterly | $181,405,000 | 3,078 |
| Volatile liabilities | $34,882,000 | 2,872 |
| Insider loans | $2,235,000 | 2,528 |
| FHLB advances | $6,949,000 | 2,974 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $18,050,000 | 3,354 |
| Tier 1 (core) risk-based capital | $18,012,000 | 3,029 |
| Tier 2 risk-based capital | $1,597,000 | 2,628 |
| Total risk weighted assets | $129,325,000 | 3,004 |
| Total unused commitments | $18,050,000 | 3,356 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 71 | 2,429 |
| Assets and Liabilities | ||
| Total Assets: | $180,616,000 | 3,102 |
| Cash and due from depository institutions | $14,367,000 | 2,429 |
| Interest-bearing balances | $7,528,000 | 749 |
| Securities | $24,604,000 | 4,178 |
| Federal funds sold & reverse repurchase agreements | $4,000,000 | 2,652 |
| Net loans & leases | $131,454,000 | 2,821 |
| Loan loss allowance | $1,549,000 | 2,860 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $2,783,000 | 3,475 |
| Other real estate owned | $0 | 2,429 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $3,408,000 | 3,507 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $180,616,000 | 3,102 |
| Total liabilities | $163,199,000 | 3,079 |
| Total deposits | $151,113,000 | 3,033 |
| Interest-bearing deposits | $123,681,000 | 3,088 |
| Deposits held in domestic offices | $151,113,000 | 3,028 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,990,000 | 1,999 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $7,024,000 | 3,079 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $2,072,000 | 1,877 |
| Total equity capital | $17,417,000 | 3,220 |
| Total bank equity capital | $17,417,000 | 3,220 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $645,000 | 3,696 |
| Surplus | $1,903,000 | 5,659 |
| Undivided profits | $14,869,000 | 2,155 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $260,000 | 4,997 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $869,000 | 3,458 |
| Earning assets | $167,586,000 | 3,069 |
| Long-term assets (5+ years) | $6,101,000 | 5,730 |
| Average Assets, year-to-date | $173,703,600 | 3,092 |
| Average Assets, quarterly | $174,523,000 | 3,151 |
| Volatile liabilities | $29,107,000 | 3,193 |
| Insider loans | $2,285,000 | 2,485 |
| FHLB advances | $6,963,000 | 2,977 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $18,041,000 | 3,221 |
| Tier 1 (core) risk-based capital | $17,453,000 | 3,084 |
| Tier 2 risk-based capital | $1,549,000 | 2,687 |
| Total risk weighted assets | $131,425,000 | 2,928 |
| Total unused commitments | $18,041,000 | 3,222 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 67 | 2,573 |
| Assets and Liabilities | ||
| Total Assets: | $168,430,000 | 3,222 |
| Cash and due from depository institutions | $14,344,000 | 2,573 |
| Interest-bearing balances | $9,417,000 | 655 |
| Securities | $26,251,000 | 3,968 |
| Federal funds sold & reverse repurchase agreements | $1,500,000 | 4,024 |
| Net loans & leases | $120,040,000 | 2,994 |
| Loan loss allowance | $1,601,000 | 2,790 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $2,789,000 | 3,413 |
| Other real estate owned | $0 | 2,573 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $3,506,000 | 3,400 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $168,430,000 | 3,222 |
| Total liabilities | $151,537,000 | 3,224 |
| Total deposits | $141,432,000 | 3,147 |
| Interest-bearing deposits | $116,808,000 | 3,205 |
| Deposits held in domestic offices | $141,432,000 | 3,141 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,047,000 | 2,000 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $5,038,000 | 3,544 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $2,020,000 | 1,905 |
| Total equity capital | $16,893,000 | 3,294 |
| Total bank equity capital | $16,893,000 | 3,294 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $645,000 | 3,714 |
| Surplus | $1,903,000 | 5,632 |
| Undivided profits | $14,345,000 | 2,258 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $218,000 | 5,490 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $914,000 | 3,419 |
| Earning assets | $157,208,000 | 3,183 |
| Long-term assets (5+ years) | $6,020,000 | 5,842 |
| Average Assets, year-to-date | $171,975,500 | 3,111 |
| Average Assets, quarterly | $169,720,000 | 3,188 |
| Volatile liabilities | $24,706,000 | 3,544 |
| Insider loans | $2,261,000 | 2,477 |
| FHLB advances | $4,977,000 | 3,516 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $13,249,000 | 3,826 |
| Tier 1 (core) risk-based capital | $16,895,000 | 3,149 |
| Tier 2 risk-based capital | $1,524,000 | 2,692 |
| Total risk weighted assets | $121,859,000 | 3,087 |
| Total unused commitments | $13,249,000 | 3,827 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 70 | 2,465 |
| Assets and Liabilities | ||
| Total Assets: | $171,010,000 | 3,180 |
| Cash and due from depository institutions | $21,717,000 | 2,465 |
| Interest-bearing balances | $15,325,000 | 398 |
| Securities | $25,461,000 | 4,120 |
| Federal funds sold & reverse repurchase agreements | $1,900,000 | 3,555 |
| Net loans & leases | $115,545,000 | 3,058 |
| Loan loss allowance | $1,515,000 | 2,909 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $2,853,000 | 3,325 |
| Other real estate owned | $0 | 2,465 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $3,534,000 | 3,372 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $171,010,000 | 3,180 |
| Total liabilities | $154,198,000 | 3,173 |
| Total deposits | $144,159,000 | 3,082 |
| Interest-bearing deposits | $119,321,000 | 3,141 |
| Deposits held in domestic offices | $144,159,000 | 3,078 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,147,000 | 2,334 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $6,051,000 | 3,244 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $1,841,000 | 1,894 |
| Total equity capital | $16,812,000 | 3,199 |
| Total bank equity capital | $16,812,000 | 3,199 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $645,000 | 3,735 |
| Surplus | $1,903,000 | 5,641 |
| Undivided profits | $14,264,000 | 2,156 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $245,000 | 5,335 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $919,000 | 3,173 |
| Earning assets | $158,231,000 | 3,150 |
| Long-term assets (5+ years) | $8,004,000 | 5,467 |
| Average Assets, year-to-date | $173,157,330 | 3,092 |
| Average Assets, quarterly | $173,685,000 | 3,108 |
| Volatile liabilities | $24,038,000 | 3,526 |
| Insider loans | $2,272,000 | 2,438 |
| FHLB advances | $5,990,000 | 3,161 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $8,931,000 | 4,682 |
| Tier 1 (core) risk-based capital | $16,839,000 | 3,113 |
| Tier 2 risk-based capital | $1,474,000 | 2,743 |
| Total risk weighted assets | $118,601,000 | 3,114 |
| Total unused commitments | $8,931,000 | 4,683 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 69 | 2,492 |
| Assets and Liabilities | ||
| Total Assets: | $176,360,000 | 3,083 |
| Cash and due from depository institutions | $23,685,000 | 2,492 |
| Interest-bearing balances | $15,719,000 | 465 |
| Securities | $27,641,000 | 3,885 |
| Federal funds sold & reverse repurchase agreements | $4,100,000 | 3,193 |
| Net loans & leases | $115,008,000 | 2,997 |
| Loan loss allowance | $1,210,000 | 3,435 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $2,920,000 | 3,223 |
| Other real estate owned | $22,000 | 2,492 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $2,984,000 | 3,621 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $176,360,000 | 3,083 |
| Total liabilities | $159,955,000 | 3,054 |
| Total deposits | $147,707,000 | 3,003 |
| Interest-bearing deposits | $123,726,000 | 3,049 |
| Deposits held in domestic offices | $147,707,000 | 2,998 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,285,000 | 2,045 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $8,061,000 | 2,735 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $1,902,000 | 2,041 |
| Total equity capital | $16,405,000 | 3,322 |
| Total bank equity capital | $16,405,000 | 3,322 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $645,000 | 3,741 |
| Surplus | $1,903,000 | 5,632 |
| Undivided profits | $13,857,000 | 2,333 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $160,000 | 6,098 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $989,000 | 2,931 |
| Earning assets | $162,468,000 | 3,063 |
| Long-term assets (5+ years) | $6,777,000 | 5,712 |
| Average Assets, year-to-date | $174,231,000 | 3,081 |
| Average Assets, quarterly | $174,231,000 | 3,081 |
| Volatile liabilities | $27,224,000 | 3,131 |
| Insider loans | $2,376,000 | 2,304 |
| FHLB advances | $8,000,000 | 2,613 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $10,474,000 | 4,294 |
| Tier 1 (core) risk-based capital | $16,332,000 | 3,162 |
| Tier 2 risk-based capital | $1,210,000 | 3,186 |
| Total risk weighted assets | $117,527,000 | 3,084 |
| Total unused commitments | $10,474,000 | 4,301 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 73 | 2,365 |
| Assets and Liabilities | ||
| Total Assets: | $172,102,000 | 3,126 |
| Cash and due from depository institutions | $20,630,000 | 2,365 |
| Interest-bearing balances | $14,124,000 | 448 |
| Securities | $26,422,000 | 4,053 |
| Federal funds sold & reverse repurchase agreements | $4,900,000 | 2,322 |
| Net loans & leases | $114,400,000 | 2,998 |
| Loan loss allowance | $1,495,000 | 2,906 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $2,944,000 | 3,199 |
| Other real estate owned | $22,000 | 2,365 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $2,784,000 | 3,849 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $172,102,000 | 3,126 |
| Total liabilities | $155,732,000 | 3,116 |
| Total deposits | $146,122,000 | 3,030 |
| Interest-bearing deposits | $120,979,000 | 3,080 |
| Deposits held in domestic offices | $146,122,000 | 3,026 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,702,000 | 2,036 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $5,061,000 | 3,340 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,847,000 | 1,981 |
| Total equity capital | $16,370,000 | 3,252 |
| Total bank equity capital | $16,370,000 | 3,252 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $645,000 | 3,769 |
| Surplus | $1,903,000 | 5,634 |
| Undivided profits | $13,822,000 | 2,286 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $433,000 | 4,414 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $929,000 | 3,199 |
| Earning assets | $159,846,000 | 3,088 |
| Long-term assets (5+ years) | $5,558,000 | 6,061 |
| Average Assets, year-to-date | $168,248,000 | 3,091 |
| Average Assets, quarterly | $168,955,000 | 3,150 |
| Volatile liabilities | $26,836,000 | 3,167 |
| Insider loans | $2,318,000 | 2,320 |
| FHLB advances | $5,000,000 | 3,183 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $10,603,000 | 4,145 |
| Tier 1 (core) risk-based capital | $16,288,000 | 3,138 |
| Tier 2 risk-based capital | $1,457,000 | 2,735 |
| Total risk weighted assets | $116,484,000 | 3,104 |
| Total unused commitments | $10,603,000 | 4,148 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 70 | 2,481 |
| Assets and Liabilities | ||
| Total Assets: | $165,808,000 | 3,211 |
| Cash and due from depository institutions | $17,673,000 | 2,481 |
| Interest-bearing balances | $10,628,000 | 726 |
| Securities | $26,310,000 | 3,999 |
| Federal funds sold & reverse repurchase agreements | $5,300,000 | 2,510 |
| Net loans & leases | $110,679,000 | 3,052 |
| Loan loss allowance | $1,467,000 | 2,938 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,982,000 | 3,138 |
| Other real estate owned | $0 | 2,481 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $2,864,000 | 3,767 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $165,808,000 | 3,211 |
| Total liabilities | $149,867,000 | 3,190 |
| Total deposits | $140,279,000 | 3,138 |
| Interest-bearing deposits | $115,659,000 | 3,194 |
| Deposits held in domestic offices | $140,279,000 | 3,135 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,640,000 | 1,988 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $5,061,000 | 3,294 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,887,000 | 2,007 |
| Total equity capital | $15,941,000 | 3,320 |
| Total bank equity capital | $15,941,000 | 3,320 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $645,000 | 3,796 |
| Surplus | $1,903,000 | 5,628 |
| Undivided profits | $13,393,000 | 2,374 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $330,000 | 5,168 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $937,000 | 3,342 |
| Earning assets | $152,917,000 | 3,189 |
| Long-term assets (5+ years) | $5,842,000 | 6,003 |
| Average Assets, year-to-date | $167,284,500 | 3,134 |
| Average Assets, quarterly | $167,395,000 | 3,178 |
| Volatile liabilities | $29,848,000 | 2,894 |
| Insider loans | $2,396,000 | 2,227 |
| FHLB advances | $5,000,000 | 3,127 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $11,773,000 | 3,924 |
| Tier 1 (core) risk-based capital | $15,810,000 | 3,211 |
| Tier 2 risk-based capital | $1,419,000 | 2,784 |
| Total risk weighted assets | $113,486,000 | 3,152 |
| Total unused commitments | $11,773,000 | 3,928 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 72 | 2,417 |
| Assets and Liabilities | ||
| Total Assets: | $168,982,000 | 3,160 |
| Cash and due from depository institutions | $15,435,000 | 2,417 |
| Interest-bearing balances | $8,835,000 | 942 |
| Securities | $25,672,000 | 3,974 |
| Federal funds sold & reverse repurchase agreements | $7,200,000 | 2,211 |
| Net loans & leases | $114,874,000 | 2,926 |
| Loan loss allowance | $1,416,000 | 2,989 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $3,019,000 | 3,076 |
| Other real estate owned | $0 | 2,417 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $2,782,000 | 3,719 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $168,982,000 | 3,160 |
| Total liabilities | $153,152,000 | 3,135 |
| Total deposits | $143,415,000 | 3,073 |
| Interest-bearing deposits | $119,931,000 | 3,092 |
| Deposits held in domestic offices | $143,415,000 | 3,069 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,835,000 | 1,862 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $5,061,000 | 3,265 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $1,841,000 | 2,134 |
| Total equity capital | $15,830,000 | 3,343 |
| Total bank equity capital | $15,830,000 | 3,343 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $645,000 | 3,796 |
| Surplus | $1,903,000 | 5,618 |
| Undivided profits | $13,282,000 | 2,408 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $407,000 | 4,798 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $1,043,000 | 2,915 |
| Earning assets | $156,581,000 | 3,129 |
| Long-term assets (5+ years) | $6,169,000 | 5,825 |
| Average Assets, year-to-date | $167,776,670 | 3,137 |
| Average Assets, quarterly | $168,772,500 | 3,139 |
| Volatile liabilities | $30,321,000 | 2,812 |
| Insider loans | $3,006,000 | 1,832 |
| FHLB advances | $5,000,000 | 3,090 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $12,051,000 | 3,809 |
| Tier 1 (core) risk-based capital | $15,618,000 | 3,186 |
| Tier 2 risk-based capital | $1,416,000 | 2,728 |
| Total risk weighted assets | $114,701,000 | 3,074 |
| Total unused commitments | $12,051,000 | 3,822 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 76 | 2,273 |
| Assets and Liabilities | ||
| Total Assets: | $168,563,000 | 3,142 |
| Cash and due from depository institutions | $14,275,000 | 2,273 |
| Interest-bearing balances | $7,834,000 | 1,060 |
| Securities | $23,533,000 | 4,200 |
| Federal funds sold & reverse repurchase agreements | $10,900,000 | 1,562 |
| Net loans & leases | $114,037,000 | 2,884 |
| Loan loss allowance | $1,335,000 | 3,095 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $3,073,000 | 2,991 |
| Other real estate owned | $0 | 2,273 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $2,745,000 | 3,723 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $168,563,000 | 3,142 |
| Total liabilities | $153,311,000 | 3,112 |
| Total deposits | $144,836,000 | 3,014 |
| Interest-bearing deposits | $120,853,000 | 3,056 |
| Deposits held in domestic offices | $144,836,000 | 3,009 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,423,000 | 2,161 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $5,061,000 | 3,186 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,991,000 | 2,058 |
| Total equity capital | $15,252,000 | 3,400 |
| Total bank equity capital | $15,252,000 | 3,400 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $645,000 | 3,810 |
| Surplus | $1,903,000 | 5,602 |
| Undivided profits | $12,704,000 | 2,427 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $27,000 | 7,791 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $981,000 | 3,101 |
| Earning assets | $156,304,000 | 3,103 |
| Long-term assets (5+ years) | $4,506,000 | 6,276 |
| Average Assets, year-to-date | $167,174,000 | 3,136 |
| Average Assets, quarterly | $167,174,000 | 3,136 |
| Volatile liabilities | $26,621,000 | 3,086 |
| Insider loans | $2,666,000 | 2,010 |
| FHLB advances | $5,000,000 | 3,011 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $10,491,000 | 4,061 |
| Tier 1 (core) risk-based capital | $14,997,000 | 3,274 |
| Tier 2 risk-based capital | $1,335,000 | 2,827 |
| Total risk weighted assets | $113,225,000 | 3,068 |
| Total unused commitments | $10,491,000 | 4,074 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 70 | 2,448 |
| Assets and Liabilities | ||
| Total Assets: | $165,785,000 | 3,132 |
| Cash and due from depository institutions | $12,049,000 | 2,448 |
| Interest-bearing balances | $6,139,000 | 1,208 |
| Securities | $24,837,000 | 4,028 |
| Federal funds sold & reverse repurchase agreements | $8,900,000 | 1,636 |
| Net loans & leases | $114,227,000 | 2,876 |
| Loan loss allowance | $1,267,000 | 3,134 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $3,128,000 | 2,928 |
| Other real estate owned | $0 | 2,448 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $2,644,000 | 3,816 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $165,785,000 | 3,132 |
| Total liabilities | $150,663,000 | 3,096 |
| Total deposits | $143,638,000 | 2,989 |
| Interest-bearing deposits | $119,730,000 | 3,030 |
| Deposits held in domestic offices | $143,638,000 | 2,986 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,078,000 | 2,036 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $3,061,000 | 3,852 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,886,000 | 2,113 |
| Total equity capital | $15,122,000 | 3,382 |
| Total bank equity capital | $15,122,000 | 3,382 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $645,000 | 3,810 |
| Surplus | $1,903,000 | 5,580 |
| Undivided profits | $12,574,000 | 2,435 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $38,000 | 7,577 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $1,022,000 | 3,145 |
| Earning assets | $154,103,000 | 3,087 |
| Long-term assets (5+ years) | $3,306,000 | 6,679 |
| Average Assets, year-to-date | $160,674,800 | 3,081 |
| Average Assets, quarterly | $164,677,500 | 3,134 |
| Volatile liabilities | $23,072,000 | 3,397 |
| Insider loans | $2,723,000 | 1,944 |
| FHLB advances | $3,000,000 | 3,644 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $11,787,000 | 3,705 |
| Tier 1 (core) risk-based capital | $14,795,000 | 3,240 |
| Tier 2 risk-based capital | $1,267,000 | 2,901 |
| Total risk weighted assets | $106,225,000 | 3,185 |
| Total unused commitments | $11,787,000 | 3,709 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 65 | 2,631 |
| Assets and Liabilities | ||
| Total Assets: | $155,763,000 | 3,163 |
| Cash and due from depository institutions | $11,212,000 | 2,631 |
| Interest-bearing balances | $6,046,000 | 1,064 |
| Securities | $27,131,000 | 3,633 |
| Federal funds sold & reverse repurchase agreements | $100,000 | 6,947 |
| Net loans & leases | $111,739,000 | 2,842 |
| Loan loss allowance | $1,088,000 | 3,384 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $2,827,000 | 3,120 |
| Other real estate owned | $0 | 2,631 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $2,754,000 | 3,622 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $155,763,000 | 3,163 |
| Total liabilities | $141,916,000 | 3,118 |
| Total deposits | $136,979,000 | 2,962 |
| Interest-bearing deposits | $114,925,000 | 3,012 |
| Deposits held in domestic offices | $136,979,000 | 2,956 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,152,000 | 2,118 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $1,058,000 | 4,587 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,727,000 | 2,257 |
| Total equity capital | $13,847,000 | 3,434 |
| Total bank equity capital | $13,847,000 | 3,434 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $645,000 | 3,878 |
| Surplus | $1,903,000 | 5,595 |
| Undivided profits | $11,299,000 | 2,470 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $275,000 | 5,418 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $1,217,000 | 2,851 |
| Earning assets | $145,016,000 | 3,111 |
| Long-term assets (5+ years) | $6,512,000 | 5,669 |
| Average Assets, year-to-date | $153,870,200 | 3,066 |
| Average Assets, quarterly | $157,159,000 | 3,123 |
| Volatile liabilities | $19,325,000 | 3,777 |
| Insider loans | $1,268,000 | 3,346 |
| FHLB advances | $1,000,000 | 4,355 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $14,302,000 | 3,129 |
| Tier 1 (core) risk-based capital | $13,492,000 | 3,356 |
| Tier 2 risk-based capital | $1,088,000 | 3,154 |
| Total risk weighted assets | $105,525,000 | 3,069 |
| Total unused commitments | $14,302,000 | 3,136 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 62 | 2,763 |
| Assets and Liabilities | ||
| Total Assets: | $143,850,000 | 3,270 |
| Cash and due from depository institutions | $12,012,000 | 2,763 |
| Interest-bearing balances | $5,842,000 | 762 |
| Securities | $27,628,000 | 3,652 |
| Federal funds sold & reverse repurchase agreements | $750,000 | 5,770 |
| Net loans & leases | $98,872,000 | 3,097 |
| Loan loss allowance | $919,000 | 3,732 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $2,314,000 | 3,595 |
| Other real estate owned | $0 | 2,763 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $2,274,000 | 3,602 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $143,850,000 | 3,270 |
| Total liabilities | $131,557,000 | 3,234 |
| Total deposits | $127,634,000 | 3,052 |
| Interest-bearing deposits | $108,179,000 | 3,084 |
| Deposits held in domestic offices | $127,634,000 | 3,048 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,340,000 | 2,563 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $1,175,000 | 4,432 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $1,408,000 | 2,721 |
| Total equity capital | $12,293,000 | 3,710 |
| Total bank equity capital | $12,293,000 | 3,710 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $645,000 | 3,994 |
| Surplus | $1,903,000 | 5,623 |
| Undivided profits | $9,745,000 | 2,682 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $343,000 | 4,606 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $133,000 | 708 |
| Income earned, not collected on loans | $854,000 | 3,216 |
| Earning assets | $133,092,000 | 3,255 |
| Long-term assets (5+ years) | $8,210,000 | 4,999 |
| Average Assets, year-to-date | $139,694,800 | 3,218 |
| Average Assets, quarterly | $142,755,000 | 3,251 |
| Volatile liabilities | $15,124,000 | 4,443 |
| Insider loans | $1,950,000 | 2,382 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $1,281,000 | 630 |
| Unused loan commitments | $14,128,000 | 3,007 |
| Tier 1 (core) risk-based capital | $12,222,000 | 3,596 |
| Tier 2 risk-based capital | $919,000 | 3,526 |
| Total risk weighted assets | $104,788,600 | 2,975 |
| Total unused commitments | $14,128,000 | 3,008 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 57 | 3,083 |
| Assets and Liabilities | ||
| Total Assets: | $134,628,000 | 3,409 |
| Cash and due from depository institutions | $14,501,000 | 3,083 |
| Interest-bearing balances | $5,632,000 | 731 |
| Securities | $27,733,000 | 3,825 |
| Federal funds sold & reverse repurchase agreements | $1,500,000 | 4,215 |
| Net loans & leases | $86,701,000 | 3,336 |
| Loan loss allowance | $1,048,000 | 3,295 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,168,000 | 3,768 |
| Other real estate owned | $96,000 | 3,083 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $1,929,000 | 4,071 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $134,628,000 | 3,409 |
| Total liabilities | $123,791,000 | 3,348 |
| Total deposits | $119,488,000 | 3,175 |
| Interest-bearing deposits | $102,167,000 | 3,192 |
| Deposits held in domestic offices | $119,488,000 | 3,171 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,983,000 | 2,508 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $1,195,000 | 4,405 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,125,000 | 2,976 |
| Total equity capital | $10,837,000 | 3,982 |
| Total bank equity capital | $10,837,000 | 3,982 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $646,000 | 4,110 |
| Surplus | $1,903,000 | 5,674 |
| Undivided profits | $8,288,000 | 2,864 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,096,000 | 1,118 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $776,000 | 3,021 |
| Earning assets | $121,566,000 | 3,456 |
| Long-term assets (5+ years) | $7,824,000 | 5,413 |
| Average Assets, year-to-date | $129,464,800 | 3,408 |
| Average Assets, quarterly | $133,102,500 | 3,416 |
| Volatile liabilities | $14,670,000 | 4,304 |
| Insider loans | $2,633,000 | 1,773 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $537,000 | 905 |
| Unused loan commitments | $12,864,000 | 3,171 |
| Tier 1 (core) risk-based capital | $11,005,000 | 3,913 |
| Tier 2 risk-based capital | $1,048,000 | 3,018 |
| Total risk weighted assets | $93,771,200 | 3,169 |
| Total unused commitments | $12,864,000 | 3,174 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 63 | 2,837 |
| Assets and Liabilities | ||
| Total Assets: | $123,844,000 | 3,616 |
| Cash and due from depository institutions | $12,052,000 | 2,837 |
| Interest-bearing balances | $7,313,000 | 855 |
| Securities | $25,061,000 | 4,157 |
| Federal funds sold & reverse repurchase agreements | $2,000,000 | 5,798 |
| Net loans & leases | $79,765,000 | 3,389 |
| Loan loss allowance | $928,000 | 3,554 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $2,275,000 | 3,492 |
| Other real estate owned | $699,000 | 2,837 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $1,992,000 | 3,572 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $123,844,000 | 3,616 |
| Total liabilities | $113,885,000 | 3,527 |
| Total deposits | $108,968,000 | 3,442 |
| Interest-bearing deposits | $91,247,000 | 3,513 |
| Deposits held in domestic offices | $108,968,000 | 3,437 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,696,000 | 2,101 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $2,212,000 | 3,151 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,009,000 | 3,496 |
| Total equity capital | $9,959,000 | 4,360 |
| Total bank equity capital | $9,959,000 | 4,360 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $646,000 | 4,138 |
| Surplus | $1,903,000 | 5,598 |
| Undivided profits | $7,410,000 | 3,307 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,000 | 9,165 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $600,000 | 3,882 |
| Earning assets | $114,139,000 | 3,610 |
| Long-term assets (5+ years) | $6,403,000 | 5,719 |
| Average Assets, year-to-date | $122,204,000 | 3,474 |
| Average Assets, quarterly | $122,236,000 | 3,590 |
| Volatile liabilities | $14,695,000 | 3,831 |
| Insider loans | $2,042,000 | 2,086 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $1,161,000 | 1,002 |
| Unused loan commitments | $9,995,000 | 3,615 |
| Tier 1 (core) risk-based capital | $9,862,000 | 4,229 |
| Tier 2 risk-based capital | $928,000 | 3,236 |
| Total risk weighted assets | $85,408,500 | 3,258 |
| Total unused commitments | $9,995,000 | 3,620 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 61 | 2,965 |
| Assets and Liabilities | ||
| Total Assets: | $118,907,000 | 3,698 |
| Cash and due from depository institutions | $11,569,000 | 2,965 |
| Interest-bearing balances | $6,227,000 | 727 |
| Securities | $22,158,000 | 4,561 |
| Federal funds sold & reverse repurchase agreements | $4,000,000 | 3,213 |
| Net loans & leases | $77,432,000 | 3,468 |
| Loan loss allowance | $855,000 | 3,848 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $2,222,000 | 3,505 |
| Other real estate owned | $111,000 | 2,965 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $1,415,000 | 4,687 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $118,907,000 | 3,698 |
| Total liabilities | $109,554,000 | 3,617 |
| Total deposits | $104,878,000 | 3,518 |
| Interest-bearing deposits | $88,718,000 | 3,594 |
| Deposits held in domestic offices | $104,878,000 | 3,510 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,182,000 | 2,068 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $1,974,000 | 2,963 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $520,000 | 5,772 |
| Total equity capital | $9,353,000 | 4,559 |
| Total bank equity capital | $9,353,000 | 4,559 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $646,000 | 4,284 |
| Surplus | $1,903,000 | 5,603 |
| Undivided profits | $6,804,000 | 3,537 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $278,000 | 5,542 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $144,000 | 783 |
| Income earned, not collected on loans | $632,000 | 3,765 |
| Earning assets | $109,817,000 | 3,698 |
| Long-term assets (5+ years) | $8,266,000 | 4,794 |
| Average Assets, year-to-date | $112,122,800 | 3,732 |
| Average Assets, quarterly | $115,736,500 | 3,744 |
| Volatile liabilities | $15,369,000 | 3,698 |
| Insider loans | $1,932,000 | 2,130 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $1,944,000 | 599 |
| Unused loan commitments | $9,645,000 | 3,541 |
| Tier 1 (core) risk-based capital | $9,307,000 | 4,446 |
| Tier 2 risk-based capital | $855,000 | 3,385 |
| Total risk weighted assets | $81,599,600 | 3,349 |
| Total unused commitments | $9,645,000 | 3,543 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 63 | 3,016 |
| Assets and Liabilities | ||
| Total Assets: | $108,254,000 | 4,106 |
| Cash and due from depository institutions | $9,250,000 | 3,016 |
| Interest-bearing balances | $4,559,000 | 844 |
| Securities | $19,597,000 | 5,376 |
| Federal funds sold & reverse repurchase agreements | $5,900,000 | 2,222 |
| Net loans & leases | $69,594,000 | 3,866 |
| Loan loss allowance | $732,000 | 4,530 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,356,000 | 3,282 |
| Other real estate owned | $123,000 | 3,016 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,434,000 | 4,769 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $108,254,000 | 4,106 |
| Total liabilities | $99,892,000 | 4,014 |
| Total deposits | $96,975,000 | 3,892 |
| Interest-bearing deposits | $83,783,000 | 3,881 |
| Deposits held in domestic offices | $96,975,000 | 3,880 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,097,000 | 2,202 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $91,000 | 4,898 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $729,000 | 4,529 |
| Total equity capital | $8,362,000 | 5,050 |
| Total bank equity capital | $8,362,000 | 5,050 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $646,000 | 4,572 |
| Surplus | $1,903,000 | 5,714 |
| Undivided profits | $5,813,000 | 3,979 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $637,000 | 3,722 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $449,000 | 315 |
| Income earned, not collected on loans | $737,000 | 3,100 |
| Earning assets | $99,650,000 | 4,114 |
| Long-term assets (5+ years) | $7,134,000 | 5,015 |
| Average Assets, year-to-date | $106,158,400 | 4,039 |
| Average Assets, quarterly | $108,265,500 | 4,065 |
| Volatile liabilities | $15,060,000 | 3,609 |
| Insider loans | $1,082,000 | 3,434 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $1,146,000 | 717 |
| Unused loan commitments | $13,158,000 | 2,795 |
| Tier 1 (core) risk-based capital | $8,342,000 | 4,946 |
| Tier 2 risk-based capital | $732,000 | 3,925 |
| Total risk weighted assets | $73,557,200 | 3,693 |
| Total unused commitments | $13,158,000 | 2,808 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 72 | 2,701 |
| Assets and Liabilities | ||
| Total Assets: | $105,065,000 | 4,226 |
| Cash and due from depository institutions | $5,665,000 | 2,701 |
| Interest-bearing balances | $1,048,000 | 2,495 |
| Securities | $16,157,000 | 6,399 |
| Federal funds sold & reverse repurchase agreements | $2,500,000 | 4,868 |
| Net loans & leases | $76,623,000 | 3,441 |
| Loan loss allowance | $600,000 | 5,304 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $2,421,000 | 3,122 |
| Other real estate owned | $165,000 | 2,701 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,534,000 | 4,576 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $105,065,000 | 4,226 |
| Total liabilities | $97,575,000 | 4,095 |
| Total deposits | $94,865,000 | 4,015 |
| Interest-bearing deposits | $81,786,000 | 4,013 |
| Deposits held in domestic offices | $94,865,000 | 4,005 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,076,000 | 2,156 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $14,000 | 4,977 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $620,000 | 5,347 |
| Total equity capital | $7,490,000 | 5,572 |
| Total bank equity capital | $7,490,000 | 5,572 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $646,000 | 4,811 |
| Surplus | $1,903,000 | 5,784 |
| Undivided profits | $4,941,000 | 4,563 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $191,000 | 6,830 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $104,000 | 885 |
| Income earned, not collected on loans | $835,000 | 2,803 |
| Earning assets | $96,328,000 | 4,237 |
| Long-term assets (5+ years) | $7,249,000 | 4,852 |
| Average Assets, year-to-date | $96,296,400 | 4,405 |
| Average Assets, quarterly | $101,974,500 | 4,295 |
| Volatile liabilities | $12,799,000 | 3,810 |
| Insider loans | $248,000 | 7,538 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $1,514,000 | 688 |
| Unused loan commitments | $6,959,000 | 4,124 |
| Tier 1 (core) risk-based capital | $7,489,000 | 5,445 |
| Tier 2 risk-based capital | $600,000 | 4,577 |
| Total risk weighted assets | $77,370,700 | 3,421 |
| Total unused commitments | $6,959,000 | 4,138 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 82 | 2,436 |
| Assets and Liabilities | ||
| Total Assets: | $90,760,000 | 4,755 |
| Cash and due from depository institutions | $7,882,000 | 2,436 |
| Interest-bearing balances | $4,409,000 | 808 |
| Securities | $14,926,000 | 7,143 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $63,754,000 | 3,987 |
| Loan loss allowance | $486,000 | 6,314 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $2,534,000 | 2,918 |
| Other real estate owned | $130,000 | 2,436 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,534,000 | 4,832 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $90,760,000 | 4,755 |
| Total liabilities | $83,956,000 | 4,670 |
| Total deposits | $78,695,000 | 4,714 |
| Interest-bearing deposits | $66,154,000 | 4,816 |
| Deposits held in domestic offices | $78,695,000 | 4,704 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,827,000 | 1,823 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $129,000 | 4,654 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $305,000 | 7,240 |
| Total equity capital | $6,804,000 | 5,680 |
| Total bank equity capital | $6,804,000 | 5,680 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $646,000 | 5,045 |
| Surplus | $1,903,000 | 5,802 |
| Undivided profits | $4,255,000 | 4,725 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $124,000 | 7,969 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $43,000 | 1,131 |
| Income earned, not collected on loans | $667,000 | 3,080 |
| Earning assets | $83,089,000 | 4,771 |
| Long-term assets (5+ years) | $6,320,000 | 5,390 |
| Average Assets, year-to-date | $83,155,000 | 5,037 |
| Average Assets, quarterly | $87,421,500 | 4,883 |
| Volatile liabilities | $12,185,000 | 3,764 |
| Insider loans | $174,000 | 8,465 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $821,000 | 684 |
| Unused loan commitments | $7,152,000 | 3,938 |
| Tier 1 (core) risk-based capital | $6,901,000 | 5,701 |
| Tier 2 risk-based capital | $486,000 | 5,401 |
| Total risk weighted assets | $66,555,500 | 3,857 |
| Total unused commitments | $7,152,000 | 3,945 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 89 | 2,352 |
| Assets and Liabilities | ||
| Total Assets: | $77,625,000 | 5,581 |
| Cash and due from depository institutions | $9,470,000 | 2,352 |
| Interest-bearing balances | $7,559,000 | 808 |
| Securities | $15,057,000 | 7,378 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $49,327,000 | 4,837 |
| Loan loss allowance | $421,000 | 7,150 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $2,291,000 | 3,186 |
| Other real estate owned | $135,000 | 2,352 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,345,000 | 4,865 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $77,625,000 | 5,581 |
| Total liabilities | $71,129,000 | 5,517 |
| Total deposits | $68,504,000 | 5,501 |
| Interest-bearing deposits | $58,455,000 | 5,579 |
| Deposits held in domestic offices | $68,504,000 | 5,492 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,598,000 | 2,403 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $637,000 | 3,159 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $390,000 | 6,397 |
| Total equity capital | $6,496,000 | 5,992 |
| Total bank equity capital | $6,496,000 | 5,992 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $646,000 | 5,269 |
| Surplus | $1,903,000 | 5,783 |
| Undivided profits | $3,947,000 | 5,156 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $696,000 | 4,029 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $258,000 | 484 |
| Income earned, not collected on loans | $437,000 | 4,291 |
| Earning assets | $71,943,000 | 5,515 |
| Long-term assets (5+ years) | $5,701,000 | 6,048 |
| Average Assets, year-to-date | $76,607,200 | 5,485 |
| Average Assets, quarterly | $77,412,500 | 5,540 |
| Volatile liabilities | $7,185,000 | 5,201 |
| Insider loans | $713,000 | 4,673 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $3,004,000 | 656 |
| Unused loan commitments | $4,058,000 | 5,465 |
| Tier 1 (core) risk-based capital | $6,469,000 | 5,936 |
| Tier 2 risk-based capital | $421,000 | 6,020 |
| Total risk weighted assets | $52,147,600 | 4,714 |
| Total unused commitments | $4,058,000 | 5,486 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 77 | 2,799 |
| Assets and Liabilities | ||
| Total Assets: | $77,176,000 | 5,654 |
| Cash and due from depository institutions | $6,463,000 | 2,799 |
| Interest-bearing balances | $3,709,000 | 1,828 |
| Securities | $16,954,000 | 6,828 |
| Federal funds sold & reverse repurchase agreements | $3,700,000 | 4,273 |
| Net loans & leases | $46,641,000 | 5,086 |
| Loan loss allowance | $393,000 | 7,573 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $2,209,000 | 3,288 |
| Other real estate owned | $35,000 | 2,799 |
| Goodwill and other intangibles | $65,000 | 2,396 |
| All other assets | $1,109,000 | 5,836 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $77,176,000 | 5,654 |
| Total liabilities | $71,391,000 | 5,582 |
| Total deposits | $70,215,000 | 5,488 |
| Interest-bearing deposits | $60,113,000 | 5,570 |
| Deposits held in domestic offices | $70,215,000 | 5,478 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $890,000 | 2,657 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $55,000 | 4,564 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $231,000 | 9,373 |
| Total equity capital | $5,785,000 | 6,356 |
| Total bank equity capital | $5,785,000 | 6,356 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $646,000 | 5,538 |
| Surplus | $1,903,000 | 5,705 |
| Undivided profits | $3,236,000 | 5,659 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $328,000 | 6,965 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $452,000 | 4,507 |
| Earning assets | $71,004,000 | 5,613 |
| Long-term assets (5+ years) | $9,333,000 | 4,541 |
| Average Assets, year-to-date | $75,524,800 | 5,630 |
| Average Assets, quarterly | $76,719,000 | 5,626 |
| Volatile liabilities | $7,897,000 | 4,863 |
| Insider loans | $436,000 | 2,106 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $2,414,000 | 515 |
| Unused loan commitments | $4,171,000 | 5,130 |
| Tier 1 (core) risk-based capital | $5,720,000 | 6,326 |
| Tier 2 risk-based capital | $393,000 | 6,328 |
| Total risk weighted assets | $48,644,000 | 5,050 |
| Total unused commitments | $4,171,000 | 5,160 |
| Derivatives | $0 | 651 |