Home > Pioneer Bank > Income and Expense
Pioneer Bank, Income and Expense
| 2024-09-30 (YTD Data) | Rank | |
| Total interest income | $13,675,000 | 2,177 |
| Total interest expense | $5,069,000 | 2,113 |
| Net interest income | $8,606,000 | 2,195 |
| Provision for loan and lease losses | $284,000 | 1,496 |
| Total noninterest income | $1,174,000 | 2,241 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $393,000 | 1,607 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $781,000 | 2,194 |
| Total noninterest expense | $7,257,000 | 2,110 |
| Salaries and employee benefits | $3,805,000 | 2,208 |
| Premises and equipment expense | $516,000 | 2,529 |
| Additional noninterest expense | $781,000 | 2,194 |
| Pre-tax net operating income | $2,239,000 | 2,440 |
| Securities gains (losses) | $0 | 930 |
| Applicable income taxes | $344,000 | 1,919 |
| Income before extraordinary items | $1,895,000 | 2,481 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,895,000 | 2,508 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,895,000 | 2,483 |
| Net charge-offs | $106,000 | 1,353 |
| Cash dividends | $700,000 | 2,027 |
| Sale, conversion, retirement of capital stock, net | $0 | 527 |
| Net operating income | $1,895,000 | 2,480 |
| 2024-06-30 (YTD Data) | Rank | |
| Total interest income | $8,909,000 | 2,184 |
| Total interest expense | $3,239,000 | 2,138 |
| Net interest income | $5,670,000 | 2,194 |
| Provision for loan and lease losses | $159,000 | 1,513 |
| Total noninterest income | $771,000 | 2,241 |
| Gross Fiduciary activities income | $0 | 962 |
| Service charges on deposit accounts | $247,000 | 1,650 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $524,000 | 2,157 |
| Total noninterest expense | $4,775,000 | 2,114 |
| Salaries and employee benefits | $2,482,000 | 2,240 |
| Premises and equipment expense | $344,000 | 2,521 |
| Additional noninterest expense | $524,000 | 2,157 |
| Pre-tax net operating income | $1,507,000 | 2,425 |
| Securities gains (losses) | $0 | 628 |
| Applicable income taxes | $230,000 | 1,905 |
| Income before extraordinary items | $1,277,000 | 2,447 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $1,277,000 | 2,479 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,277,000 | 2,450 |
| Net charge-offs | $73,000 | 1,235 |
| Cash dividends | $500,000 | 1,981 |
| Sale, conversion, retirement of capital stock, net | $0 | 496 |
| Net operating income | $1,277,000 | 2,445 |
| 2024-03-31 (YTD Data) | Rank | |
| Total interest income | $4,316,000 | 2,213 |
| Total interest expense | $1,525,000 | 2,184 |
| Net interest income | $2,791,000 | 2,205 |
| Provision for loan and lease losses | $25,000 | 2,023 |
| Total noninterest income | $383,000 | 2,217 |
| Gross Fiduciary activities income | $0 | 895 |
| Service charges on deposit accounts | $296,000 | 877 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $87,000 | 3,193 |
| Total noninterest expense | $2,332,000 | 2,158 |
| Salaries and employee benefits | $1,230,000 | 2,267 |
| Premises and equipment expense | $170,000 | 2,538 |
| Additional noninterest expense | $87,000 | 3,193 |
| Pre-tax net operating income | $817,000 | 2,284 |
| Securities gains (losses) | $0 | 689 |
| Applicable income taxes | $129,000 | 1,785 |
| Income before extraordinary items | $688,000 | 2,309 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $688,000 | 2,336 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $688,000 | 2,309 |
| Net charge-offs | $42,000 | 1,011 |
| Cash dividends | $250,000 | 1,677 |
| Sale, conversion, retirement of capital stock, net | $0 | 434 |
| Net operating income | $688,000 | 2,311 |
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $14,080,000 | 2,380 |
| Total interest expense | $3,146,000 | 2,552 |
| Net interest income | $10,934,000 | 2,254 |
| Provision for loan and lease losses | $260,000 | 1,785 |
| Total noninterest income | $1,415,000 | 2,359 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $1,288,000 | 821 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $127,000 | 3,916 |
| Total noninterest expense | $9,279,000 | 2,128 |
| Salaries and employee benefits | $4,691,000 | 2,285 |
| Premises and equipment expense | $709,000 | 2,483 |
| Additional noninterest expense | $127,000 | 3,916 |
| Pre-tax net operating income | $2,810,000 | 2,584 |
| Securities gains (losses) | $0 | 988 |
| Applicable income taxes | $386,000 | 2,074 |
| Income before extraordinary items | $2,424,000 | 2,575 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,424,000 | 2,601 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $2,424,000 | 2,577 |
| Net charge-offs | $109,000 | 1,456 |
| Cash dividends | $0 | 3,459 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $2,424,000 | 2,593 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $10,192,000 | 2,396 |
| Total interest expense | $1,950,000 | 2,673 |
| Net interest income | $8,242,000 | 2,261 |
| Provision for loan and lease losses | $50,000 | 2,479 |
| Total noninterest income | $1,038,000 | 2,379 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $983,000 | 814 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $55,000 | 4,122 |
| Total noninterest expense | $6,902,000 | 2,133 |
| Salaries and employee benefits | $3,400,000 | 2,331 |
| Premises and equipment expense | $540,000 | 2,458 |
| Additional noninterest expense | $55,000 | 4,118 |
| Pre-tax net operating income | $2,328,000 | 2,527 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $353,000 | 2,001 |
| Income before extraordinary items | $1,975,000 | 2,531 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $1,975,000 | 2,556 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,975,000 | 2,532 |
| Net charge-offs | $-35,000 | 4,144 |
| Cash dividends | $0 | 3,078 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $1,975,000 | 2,551 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $6,585,000 | 2,405 |
| Total interest expense | $1,066,000 | 2,743 |
| Net interest income | $5,519,000 | 2,273 |
| Provision for loan and lease losses | $8,000 | 2,796 |
| Total noninterest income | $724,000 | 2,291 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $648,000 | 808 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $76,000 | 3,850 |
| Total noninterest expense | $4,592,000 | 2,127 |
| Salaries and employee benefits | $2,290,000 | 2,312 |
| Premises and equipment expense | $360,000 | 2,441 |
| Additional noninterest expense | $76,000 | 3,832 |
| Pre-tax net operating income | $1,643,000 | 2,496 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $254,000 | 1,974 |
| Income before extraordinary items | $1,389,000 | 2,483 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,389,000 | 2,512 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,389,000 | 2,483 |
| Net charge-offs | $-14,000 | 4,006 |
| Cash dividends | $0 | 2,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $1,389,000 | 2,496 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $3,183,000 | 2,443 |
| Total interest expense | $359,000 | 2,984 |
| Net interest income | $2,824,000 | 2,244 |
| Provision for loan and lease losses | $0 | 2,612 |
| Total noninterest income | $391,000 | 2,205 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $317,000 | 827 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $74,000 | 3,409 |
| Total noninterest expense | $2,352,000 | 2,136 |
| Salaries and employee benefits | $1,205,000 | 2,271 |
| Premises and equipment expense | $179,000 | 2,497 |
| Additional noninterest expense | $74,000 | 3,409 |
| Pre-tax net operating income | $863,000 | 2,481 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $135,000 | 1,942 |
| Income before extraordinary items | $728,000 | 2,482 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $728,000 | 2,483 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $728,000 | 2,482 |
| Net charge-offs | $35,000 | 923 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $728,000 | 2,504 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $10,696,000 | 2,431 |
| Total interest expense | $601,000 | 3,028 |
| Net interest income | $10,095,000 | 2,355 |
| Provision for loan and lease losses | $-248,000 | 4,456 |
| Total noninterest income | $3,215,000 | 1,567 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $1,302,000 | 822 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,913,000 | 1,661 |
| Total noninterest expense | $9,453,000 | 2,084 |
| Salaries and employee benefits | $4,691,000 | 2,273 |
| Premises and equipment expense | $795,000 | 2,320 |
| Additional noninterest expense | $1,913,000 | 1,661 |
| Pre-tax net operating income | $4,105,000 | 2,277 |
| Securities gains (losses) | $-715,000 | 4,399 |
| Applicable income taxes | $482,000 | 2,048 |
| Income before extraordinary items | $2,908,000 | 2,501 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,908,000 | 2,498 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $2,908,000 | 2,500 |
| Net charge-offs | $-35,000 | 3,981 |
| Cash dividends | $550,000 | 2,631 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $3,522,900 | 2,291 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $7,772,000 | 2,428 |
| Total interest expense | $384,000 | 2,990 |
| Net interest income | $7,388,000 | 2,369 |
| Provision for loan and lease losses | $-289,000 | 4,537 |
| Total noninterest income | $2,857,000 | 1,426 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $970,000 | 840 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,887,000 | 1,432 |
| Total noninterest expense | $6,850,000 | 2,118 |
| Salaries and employee benefits | $3,338,000 | 2,335 |
| Premises and equipment expense | $598,000 | 2,331 |
| Additional noninterest expense | $1,887,000 | 1,432 |
| Pre-tax net operating income | $3,684,000 | 2,039 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $568,000 | 1,751 |
| Income before extraordinary items | $3,116,000 | 2,040 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,116,000 | 2,039 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $3,116,000 | 2,039 |
| Net charge-offs | $-27,000 | 3,901 |
| Cash dividends | $550,000 | 2,123 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $3,116,000 | 2,066 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $4,998,000 | 2,434 |
| Total interest expense | $227,000 | 3,050 |
| Net interest income | $4,771,000 | 2,385 |
| Provision for loan and lease losses | $-289,000 | 4,558 |
| Total noninterest income | $1,036,000 | 2,029 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $621,000 | 858 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $415,000 | 2,592 |
| Total noninterest expense | $4,449,000 | 2,138 |
| Salaries and employee benefits | $2,193,000 | 2,359 |
| Premises and equipment expense | $390,000 | 2,363 |
| Additional noninterest expense | $1,866,000 | 1,690 |
| Pre-tax net operating income | $1,647,000 | 2,450 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $193,000 | 2,158 |
| Income before extraordinary items | $1,454,000 | 2,392 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,454,000 | 2,392 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $1,454,000 | 2,392 |
| Net charge-offs | $9,000 | 1,615 |
| Cash dividends | $300,000 | 2,221 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $1,454,000 | 2,426 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $2,470,000 | 2,413 |
| Total interest expense | $113,000 | 3,020 |
| Net interest income | $2,357,000 | 2,346 |
| Provision for loan and lease losses | $-122,000 | 4,537 |
| Total noninterest income | $367,000 | 2,358 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $298,000 | 878 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $69,000 | 3,624 |
| Total noninterest expense | $2,239,000 | 2,135 |
| Salaries and employee benefits | $1,106,000 | 2,354 |
| Premises and equipment expense | $190,000 | 2,411 |
| Additional noninterest expense | $943,000 | 1,642 |
| Pre-tax net operating income | $607,000 | 2,701 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $51,000 | 2,497 |
| Income before extraordinary items | $556,000 | 2,631 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $556,000 | 2,628 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $556,000 | 2,631 |
| Net charge-offs | $4,000 | 1,408 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $556,000 | 2,652 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $11,857,000 | 2,216 |
| Total interest expense | $569,000 | 2,987 |
| Net interest income | $11,288,000 | 2,127 |
| Provision for loan and lease losses | $-283,000 | 4,354 |
| Total noninterest income | $1,379,000 | 2,633 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $1,199,000 | 837 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $180,000 | 4,058 |
| Total noninterest expense | $9,203,000 | 2,082 |
| Salaries and employee benefits | $4,349,000 | 2,364 |
| Premises and equipment expense | $810,000 | 2,295 |
| Additional noninterest expense | $4,044,000 | 1,578 |
| Pre-tax net operating income | $3,747,000 | 2,411 |
| Securities gains (losses) | $0 | 2,062 |
| Applicable income taxes | $564,000 | 2,019 |
| Income before extraordinary items | $3,183,000 | 2,467 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $3,183,000 | 2,467 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $3,183,000 | 2,468 |
| Net charge-offs | $25,000 | 1,981 |
| Cash dividends | $1,300,000 | 1,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $3,183,000 | 2,447 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $9,182,000 | 2,208 |
| Total interest expense | $440,000 | 3,032 |
| Net interest income | $8,742,000 | 2,098 |
| Provision for loan and lease losses | $-284,000 | 4,484 |
| Total noninterest income | $1,055,000 | 2,656 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $896,000 | 835 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $159,000 | 3,993 |
| Total noninterest expense | $6,778,000 | 2,124 |
| Salaries and employee benefits | $3,271,000 | 2,369 |
| Premises and equipment expense | $605,000 | 2,327 |
| Additional noninterest expense | $2,902,000 | 1,626 |
| Pre-tax net operating income | $3,303,000 | 2,304 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $462,000 | 2,032 |
| Income before extraordinary items | $2,841,000 | 2,333 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $2,841,000 | 2,332 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $2,841,000 | 2,333 |
| Net charge-offs | $-15,000 | 3,787 |
| Cash dividends | $1,050,000 | 1,687 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $2,841,000 | 2,307 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $5,303,000 | 2,431 |
| Total interest expense | $296,000 | 3,112 |
| Net interest income | $5,007,000 | 2,348 |
| Provision for loan and lease losses | $-100,000 | 4,484 |
| Total noninterest income | $705,000 | 2,614 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $578,000 | 830 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $127,000 | 3,885 |
| Total noninterest expense | $4,320,000 | 2,173 |
| Salaries and employee benefits | $2,015,000 | 2,496 |
| Premises and equipment expense | $415,000 | 2,289 |
| Additional noninterest expense | $1,890,000 | 1,646 |
| Pre-tax net operating income | $1,492,000 | 2,780 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $165,000 | 2,432 |
| Income before extraordinary items | $1,327,000 | 2,805 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,327,000 | 2,804 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $1,327,000 | 2,805 |
| Net charge-offs | $5,000 | 1,907 |
| Cash dividends | $550,000 | 1,866 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $1,327,000 | 2,783 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $2,655,000 | 2,416 |
| Total interest expense | $155,000 | 3,128 |
| Net interest income | $2,500,000 | 2,331 |
| Provision for loan and lease losses | $106,000 | 1,206 |
| Total noninterest income | $380,000 | 2,536 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $281,000 | 833 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $99,000 | 3,516 |
| Total noninterest expense | $2,111,000 | 2,194 |
| Salaries and employee benefits | $966,000 | 2,549 |
| Premises and equipment expense | $208,000 | 2,305 |
| Additional noninterest expense | $937,000 | 1,617 |
| Pre-tax net operating income | $663,000 | 2,908 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $76,000 | 2,451 |
| Income before extraordinary items | $587,000 | 2,933 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $587,000 | 2,932 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $587,000 | 2,933 |
| Net charge-offs | $59,000 | 773 |
| Cash dividends | $300,000 | 1,548 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $587,000 | 2,899 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $11,086,000 | 2,366 |
| Total interest expense | $1,068,000 | 2,832 |
| Net interest income | $10,018,000 | 2,256 |
| Provision for loan and lease losses | $854,000 | 1,771 |
| Total noninterest income | $1,181,000 | 2,695 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $1,127,000 | 852 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $54,000 | 4,609 |
| Total noninterest expense | $7,852,000 | 2,300 |
| Salaries and employee benefits | $3,568,000 | 2,649 |
| Premises and equipment expense | $831,000 | 2,289 |
| Additional noninterest expense | $3,453,000 | 1,720 |
| Pre-tax net operating income | $2,493,000 | 2,674 |
| Securities gains (losses) | $281,000 | 863 |
| Applicable income taxes | $241,000 | 2,447 |
| Income before extraordinary items | $2,533,000 | 2,537 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,533,000 | 2,537 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,533,000 | 2,537 |
| Net charge-offs | $374,000 | 1,162 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $2,277,290 | 2,615 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $8,291,000 | 2,377 |
| Total interest expense | $882,000 | 2,787 |
| Net interest income | $7,409,000 | 2,272 |
| Provision for loan and lease losses | $748,000 | 1,612 |
| Total noninterest income | $973,000 | 2,557 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $837,000 | 852 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $136,000 | 4,009 |
| Total noninterest expense | $5,800,000 | 2,303 |
| Salaries and employee benefits | $2,589,000 | 2,689 |
| Premises and equipment expense | $623,000 | 2,284 |
| Additional noninterest expense | $2,588,000 | 1,701 |
| Pre-tax net operating income | $1,834,000 | 2,705 |
| Securities gains (losses) | $281,000 | 742 |
| Applicable income taxes | $251,000 | 2,219 |
| Income before extraordinary items | $1,864,000 | 2,542 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,864,000 | 2,542 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,864,000 | 2,542 |
| Net charge-offs | $386,000 | 890 |
| Cash dividends | $0 | 3,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $1,616,720 | 2,682 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $5,522,000 | 2,411 |
| Total interest expense | $662,000 | 2,725 |
| Net interest income | $4,860,000 | 2,319 |
| Provision for loan and lease losses | $567,000 | 1,526 |
| Total noninterest income | $622,000 | 2,563 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $545,000 | 883 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $77,000 | 4,119 |
| Total noninterest expense | $4,018,000 | 2,239 |
| Salaries and employee benefits | $1,737,000 | 2,696 |
| Premises and equipment expense | $418,000 | 2,268 |
| Additional noninterest expense | $1,863,000 | 1,589 |
| Pre-tax net operating income | $897,000 | 3,083 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $58,000 | 2,826 |
| Income before extraordinary items | $839,000 | 3,039 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $839,000 | 3,038 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $839,000 | 3,039 |
| Net charge-offs | $162,000 | 1,112 |
| Cash dividends | $0 | 3,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $839,000 | 2,996 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $2,803,000 | 2,377 |
| Total interest expense | $376,000 | 2,691 |
| Net interest income | $2,427,000 | 2,275 |
| Provision for loan and lease losses | $167,000 | 1,574 |
| Total noninterest income | $335,000 | 2,381 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $296,000 | 959 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $39,000 | 4,029 |
| Total noninterest expense | $2,167,000 | 2,152 |
| Salaries and employee benefits | $1,011,000 | 2,463 |
| Premises and equipment expense | $211,000 | 2,262 |
| Additional noninterest expense | $945,000 | 1,589 |
| Pre-tax net operating income | $428,000 | 2,975 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $25,000 | 2,784 |
| Income before extraordinary items | $403,000 | 2,911 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $403,000 | 2,912 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $403,000 | 2,912 |
| Net charge-offs | $140,000 | 738 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $403,000 | 2,895 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $10,903,000 | 2,440 |
| Total interest expense | $1,361,000 | 2,870 |
| Net interest income | $9,542,000 | 2,315 |
| Provision for loan and lease losses | $288,000 | 2,026 |
| Total noninterest income | $1,315,000 | 2,455 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $1,265,000 | 925 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $50,000 | 4,713 |
| Total noninterest expense | $8,014,000 | 2,245 |
| Salaries and employee benefits | $3,706,000 | 2,577 |
| Premises and equipment expense | $785,000 | 2,373 |
| Additional noninterest expense | $3,523,000 | 1,665 |
| Pre-tax net operating income | $2,555,000 | 2,702 |
| Securities gains (losses) | $0 | 2,379 |
| Applicable income taxes | $206,000 | 2,614 |
| Income before extraordinary items | $2,349,000 | 2,661 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,349,000 | 2,661 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,349,000 | 2,663 |
| Net charge-offs | $278,000 | 1,408 |
| Cash dividends | $270,000 | 3,402 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $2,349,000 | 2,629 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $8,135,000 | 2,470 |
| Total interest expense | $994,000 | 2,933 |
| Net interest income | $7,141,000 | 2,360 |
| Provision for loan and lease losses | $212,000 | 1,913 |
| Total noninterest income | $956,000 | 2,514 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $935,000 | 943 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $21,000 | 4,942 |
| Total noninterest expense | $6,026,000 | 2,245 |
| Salaries and employee benefits | $2,795,000 | 2,591 |
| Premises and equipment expense | $598,000 | 2,370 |
| Additional noninterest expense | $2,633,000 | 1,669 |
| Pre-tax net operating income | $1,859,000 | 2,841 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $196,000 | 2,519 |
| Income before extraordinary items | $1,663,000 | 2,807 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,663,000 | 2,808 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,663,000 | 2,808 |
| Net charge-offs | $138,000 | 1,546 |
| Cash dividends | $120,000 | 3,302 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $1,663,000 | 2,773 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $5,344,000 | 2,496 |
| Total interest expense | $649,000 | 2,945 |
| Net interest income | $4,695,000 | 2,400 |
| Provision for loan and lease losses | $137,000 | 1,931 |
| Total noninterest income | $566,000 | 2,633 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $597,000 | 966 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $-31,000 | 5,263 |
| Total noninterest expense | $3,845,000 | 2,331 |
| Salaries and employee benefits | $1,856,000 | 2,606 |
| Premises and equipment expense | $396,000 | 2,387 |
| Additional noninterest expense | $1,593,000 | 1,836 |
| Pre-tax net operating income | $1,279,000 | 2,752 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $133,000 | 2,489 |
| Income before extraordinary items | $1,146,000 | 2,740 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,146,000 | 2,740 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,146,000 | 2,739 |
| Net charge-offs | $10,000 | 2,587 |
| Cash dividends | $120,000 | 3,106 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $1,146,000 | 2,712 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $2,655,000 | 2,502 |
| Total interest expense | $322,000 | 2,931 |
| Net interest income | $2,333,000 | 2,413 |
| Provision for loan and lease losses | $106,000 | 1,418 |
| Total noninterest income | $338,000 | 2,374 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $284,000 | 1,006 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $54,000 | 3,919 |
| Total noninterest expense | $1,918,000 | 2,341 |
| Salaries and employee benefits | $971,000 | 2,533 |
| Premises and equipment expense | $185,000 | 2,506 |
| Additional noninterest expense | $762,000 | 1,893 |
| Pre-tax net operating income | $647,000 | 2,699 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $69,000 | 2,418 |
| Income before extraordinary items | $578,000 | 2,678 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $578,000 | 2,677 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $578,000 | 2,677 |
| Net charge-offs | $9,000 | 2,026 |
| Cash dividends | $120,000 | 2,344 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $578,000 | 2,655 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $10,038,000 | 2,521 |
| Total interest expense | $1,032,000 | 2,880 |
| Net interest income | $9,006,000 | 2,451 |
| Provision for loan and lease losses | $354,000 | 1,792 |
| Total noninterest income | $1,370,000 | 2,445 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $1,183,000 | 1,007 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $187,000 | 4,140 |
| Total noninterest expense | $7,422,000 | 2,375 |
| Salaries and employee benefits | $3,419,000 | 2,718 |
| Premises and equipment expense | $885,000 | 2,223 |
| Additional noninterest expense | $3,118,000 | 1,850 |
| Pre-tax net operating income | $2,600,000 | 2,719 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $234,000 | 2,579 |
| Income before extraordinary items | $2,366,000 | 2,674 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,366,000 | 2,672 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,366,000 | 2,673 |
| Net charge-offs | $211,000 | 1,609 |
| Cash dividends | $0 | 4,033 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $2,366,000 | 2,671 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $7,414,000 | 2,544 |
| Total interest expense | $737,000 | 2,879 |
| Net interest income | $6,677,000 | 2,473 |
| Provision for loan and lease losses | $217,000 | 1,917 |
| Total noninterest income | $998,000 | 2,509 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $867,000 | 1,030 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $131,000 | 4,222 |
| Total noninterest expense | $5,531,000 | 2,388 |
| Salaries and employee benefits | $2,559,000 | 2,733 |
| Premises and equipment expense | $661,000 | 2,241 |
| Additional noninterest expense | $2,311,000 | 1,871 |
| Pre-tax net operating income | $1,927,000 | 2,802 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $211,000 | 2,510 |
| Income before extraordinary items | $1,716,000 | 2,781 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,716,000 | 2,780 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,716,000 | 2,780 |
| Net charge-offs | $185,000 | 1,304 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $1,716,000 | 2,770 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $4,879,000 | 2,551 |
| Total interest expense | $464,000 | 2,901 |
| Net interest income | $4,415,000 | 2,492 |
| Provision for loan and lease losses | $141,000 | 1,890 |
| Total noninterest income | $644,000 | 2,561 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $563,000 | 1,050 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $81,000 | 4,325 |
| Total noninterest expense | $3,648,000 | 2,417 |
| Salaries and employee benefits | $1,700,000 | 2,757 |
| Premises and equipment expense | $444,000 | 2,250 |
| Additional noninterest expense | $1,504,000 | 1,914 |
| Pre-tax net operating income | $1,270,000 | 2,782 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $138,000 | 2,493 |
| Income before extraordinary items | $1,132,000 | 2,756 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,132,000 | 2,755 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,132,000 | 2,755 |
| Net charge-offs | $61,000 | 1,621 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $1,132,000 | 2,747 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $2,408,000 | 2,566 |
| Total interest expense | $221,000 | 2,929 |
| Net interest income | $2,187,000 | 2,504 |
| Provision for loan and lease losses | $106,000 | 1,390 |
| Total noninterest income | $346,000 | 2,425 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $282,000 | 1,059 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $64,000 | 3,916 |
| Total noninterest expense | $1,806,000 | 2,459 |
| Salaries and employee benefits | $851,000 | 2,780 |
| Premises and equipment expense | $202,000 | 2,433 |
| Additional noninterest expense | $753,000 | 1,915 |
| Pre-tax net operating income | $621,000 | 2,758 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $66,000 | 2,493 |
| Income before extraordinary items | $555,000 | 2,737 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $555,000 | 2,737 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $555,000 | 2,737 |
| Net charge-offs | $26,000 | 1,526 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $555,000 | 2,728 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $9,524,000 | 2,546 |
| Total interest expense | $826,000 | 2,877 |
| Net interest income | $8,698,000 | 2,482 |
| Provision for loan and lease losses | $384,000 | 1,704 |
| Total noninterest income | $1,149,000 | 2,747 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $1,141,000 | 1,061 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $8,000 | 5,480 |
| Total noninterest expense | $6,877,000 | 2,536 |
| Salaries and employee benefits | $3,080,000 | 2,930 |
| Premises and equipment expense | $785,000 | 2,486 |
| Additional noninterest expense | $3,012,000 | 1,919 |
| Pre-tax net operating income | $2,586,000 | 2,697 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $883,000 | 1,985 |
| Income before extraordinary items | $1,703,000 | 2,944 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,703,000 | 2,943 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,703,000 | 2,944 |
| Net charge-offs | $401,000 | 1,260 |
| Cash dividends | $325,000 | 3,344 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $1,703,000 | 2,922 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $7,113,000 | 2,561 |
| Total interest expense | $606,000 | 2,901 |
| Net interest income | $6,507,000 | 2,495 |
| Provision for loan and lease losses | $320,000 | 1,561 |
| Total noninterest income | $946,000 | 2,653 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $847,000 | 1,079 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $99,000 | 4,647 |
| Total noninterest expense | $5,087,000 | 2,565 |
| Salaries and employee benefits | $2,291,000 | 2,969 |
| Premises and equipment expense | $599,000 | 2,474 |
| Additional noninterest expense | $2,197,000 | 1,968 |
| Pre-tax net operating income | $2,046,000 | 2,690 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $498,000 | 2,074 |
| Income before extraordinary items | $1,548,000 | 2,807 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,548,000 | 2,806 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,548,000 | 2,807 |
| Net charge-offs | $231,000 | 1,293 |
| Cash dividends | $325,000 | 2,808 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $1,548,000 | 2,789 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $4,705,000 | 2,559 |
| Total interest expense | $383,000 | 2,943 |
| Net interest income | $4,322,000 | 2,487 |
| Provision for loan and lease losses | $235,000 | 1,445 |
| Total noninterest income | $636,000 | 2,638 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $550,000 | 1,092 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $86,000 | 4,424 |
| Total noninterest expense | $3,386,000 | 2,577 |
| Salaries and employee benefits | $1,530,000 | 2,981 |
| Premises and equipment expense | $404,000 | 2,459 |
| Additional noninterest expense | $1,452,000 | 1,992 |
| Pre-tax net operating income | $1,337,000 | 2,676 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $322,000 | 2,081 |
| Income before extraordinary items | $1,015,000 | 2,792 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,015,000 | 2,792 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,015,000 | 2,792 |
| Net charge-offs | $89,000 | 1,610 |
| Cash dividends | $275,000 | 2,583 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,015,000 | 2,776 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $2,353,000 | 2,552 |
| Total interest expense | $185,000 | 3,001 |
| Net interest income | $2,168,000 | 2,471 |
| Provision for loan and lease losses | $139,000 | 1,225 |
| Total noninterest income | $342,000 | 2,549 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $270,000 | 1,105 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $72,000 | 3,922 |
| Total noninterest expense | $1,701,000 | 2,589 |
| Salaries and employee benefits | $768,000 | 3,018 |
| Premises and equipment expense | $205,000 | 2,471 |
| Additional noninterest expense | $728,000 | 1,982 |
| Pre-tax net operating income | $670,000 | 2,607 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $161,000 | 2,047 |
| Income before extraordinary items | $509,000 | 2,724 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $509,000 | 2,724 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $509,000 | 2,724 |
| Net charge-offs | $41,000 | 1,447 |
| Cash dividends | $200,000 | 1,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $509,000 | 2,705 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $9,225,000 | 2,574 |
| Total interest expense | $714,000 | 3,007 |
| Net interest income | $8,511,000 | 2,495 |
| Provision for loan and lease losses | $538,000 | 1,403 |
| Total noninterest income | $1,289,000 | 2,673 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $1,130,000 | 1,084 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $159,000 | 4,595 |
| Total noninterest expense | $6,979,000 | 2,555 |
| Salaries and employee benefits | $3,158,000 | 2,936 |
| Premises and equipment expense | $816,000 | 2,461 |
| Additional noninterest expense | $3,005,000 | 1,982 |
| Pre-tax net operating income | $2,283,000 | 2,837 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $520,000 | 2,228 |
| Income before extraordinary items | $1,763,000 | 3,000 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,763,000 | 2,999 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,763,000 | 2,999 |
| Net charge-offs | $619,000 | 943 |
| Cash dividends | $1,225,000 | 1,944 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $1,763,000 | 2,951 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $6,983,000 | 2,566 |
| Total interest expense | $533,000 | 3,017 |
| Net interest income | $6,450,000 | 2,479 |
| Provision for loan and lease losses | $402,000 | 1,346 |
| Total noninterest income | $979,000 | 2,659 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $852,000 | 1,082 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $127,000 | 4,582 |
| Total noninterest expense | $5,343,000 | 2,513 |
| Salaries and employee benefits | $2,455,000 | 2,866 |
| Premises and equipment expense | $588,000 | 2,536 |
| Additional noninterest expense | $2,300,000 | 1,929 |
| Pre-tax net operating income | $1,684,000 | 2,915 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $394,000 | 2,254 |
| Income before extraordinary items | $1,290,000 | 3,065 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,290,000 | 3,065 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,290,000 | 3,065 |
| Net charge-offs | $463,000 | 844 |
| Cash dividends | $925,000 | 1,732 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,290,000 | 3,015 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $4,648,000 | 2,567 |
| Total interest expense | $347,000 | 3,073 |
| Net interest income | $4,301,000 | 2,484 |
| Provision for loan and lease losses | $292,000 | 1,314 |
| Total noninterest income | $653,000 | 2,642 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $562,000 | 1,074 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $91,000 | 4,523 |
| Total noninterest expense | $3,594,000 | 2,512 |
| Salaries and employee benefits | $1,651,000 | 2,869 |
| Premises and equipment expense | $406,000 | 2,487 |
| Additional noninterest expense | $1,537,000 | 1,934 |
| Pre-tax net operating income | $1,068,000 | 2,967 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $244,000 | 2,325 |
| Income before extraordinary items | $824,000 | 3,134 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $824,000 | 3,133 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $824,000 | 3,133 |
| Net charge-offs | $328,000 | 812 |
| Cash dividends | $585,000 | 1,811 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $824,000 | 3,069 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $2,357,000 | 2,530 |
| Total interest expense | $168,000 | 3,145 |
| Net interest income | $2,189,000 | 2,452 |
| Provision for loan and lease losses | $196,000 | 996 |
| Total noninterest income | $332,000 | 2,600 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $264,000 | 1,131 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $68,000 | 4,057 |
| Total noninterest expense | $1,820,000 | 2,500 |
| Salaries and employee benefits | $843,000 | 2,843 |
| Premises and equipment expense | $227,000 | 2,314 |
| Additional noninterest expense | $750,000 | 1,950 |
| Pre-tax net operating income | $505,000 | 3,030 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $167,000 | 2,007 |
| Income before extraordinary items | $338,000 | 3,426 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $338,000 | 3,421 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $338,000 | 3,423 |
| Net charge-offs | $83,000 | 1,118 |
| Cash dividends | $300,000 | 1,591 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $338,000 | 3,364 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $9,079,000 | 2,578 |
| Total interest expense | $558,000 | 3,527 |
| Net interest income | $8,521,000 | 2,446 |
| Provision for loan and lease losses | $313,000 | 1,857 |
| Total noninterest income | $1,205,000 | 2,780 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $994,000 | 1,231 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $211,000 | 4,392 |
| Total noninterest expense | $6,776,000 | 2,617 |
| Salaries and employee benefits | $3,043,000 | 3,009 |
| Premises and equipment expense | $905,000 | 2,331 |
| Additional noninterest expense | $2,828,000 | 2,116 |
| Pre-tax net operating income | $2,637,000 | 2,537 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $661,000 | 1,978 |
| Income before extraordinary items | $1,976,000 | 2,759 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,976,000 | 2,760 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,976,000 | 2,761 |
| Net charge-offs | $393,000 | 1,375 |
| Cash dividends | $1,395,000 | 1,732 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,976,000 | 2,709 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $6,837,000 | 2,587 |
| Total interest expense | $419,000 | 3,581 |
| Net interest income | $6,418,000 | 2,451 |
| Provision for loan and lease losses | $72,000 | 2,983 |
| Total noninterest income | $856,000 | 2,877 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $736,000 | 1,256 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $120,000 | 4,730 |
| Total noninterest expense | $5,108,000 | 2,617 |
| Salaries and employee benefits | $2,261,000 | 3,050 |
| Premises and equipment expense | $686,000 | 2,345 |
| Additional noninterest expense | $2,161,000 | 2,065 |
| Pre-tax net operating income | $2,094,000 | 2,486 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $693,000 | 1,700 |
| Income before extraordinary items | $1,401,000 | 2,893 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,401,000 | 2,892 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,401,000 | 2,894 |
| Net charge-offs | $229,000 | 1,425 |
| Cash dividends | $1,045,000 | 1,558 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,401,000 | 2,840 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $4,588,000 | 2,561 |
| Total interest expense | $279,000 | 3,609 |
| Net interest income | $4,309,000 | 2,440 |
| Provision for loan and lease losses | $46,000 | 2,969 |
| Total noninterest income | $585,000 | 2,854 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $484,000 | 1,245 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $101,000 | 4,505 |
| Total noninterest expense | $3,461,000 | 2,618 |
| Salaries and employee benefits | $1,530,000 | 3,038 |
| Premises and equipment expense | $456,000 | 2,367 |
| Additional noninterest expense | $1,475,000 | 2,028 |
| Pre-tax net operating income | $1,387,000 | 2,481 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $459,000 | 1,710 |
| Income before extraordinary items | $928,000 | 2,883 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $928,000 | 2,883 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $928,000 | 2,885 |
| Net charge-offs | $106,000 | 1,682 |
| Cash dividends | $695,000 | 1,604 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $928,000 | 2,825 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $2,342,000 | 2,530 |
| Total interest expense | $136,000 | 3,681 |
| Net interest income | $2,206,000 | 2,404 |
| Provision for loan and lease losses | $1,000 | 3,650 |
| Total noninterest income | $313,000 | 2,737 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $243,000 | 1,215 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $70,000 | 4,101 |
| Total noninterest expense | $1,728,000 | 2,622 |
| Salaries and employee benefits | $793,000 | 2,987 |
| Premises and equipment expense | $236,000 | 2,340 |
| Additional noninterest expense | $699,000 | 2,107 |
| Pre-tax net operating income | $790,000 | 2,237 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $262,000 | 1,571 |
| Income before extraordinary items | $528,000 | 2,616 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $528,000 | 2,619 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $528,000 | 2,619 |
| Net charge-offs | $100,000 | 1,117 |
| Cash dividends | $410,000 | 1,277 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $528,000 | 2,542 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $9,127,000 | 2,611 |
| Total interest expense | $605,000 | 3,621 |
| Net interest income | $8,522,000 | 2,486 |
| Provision for loan and lease losses | $254,000 | 2,181 |
| Total noninterest income | $1,176,000 | 2,869 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $994,000 | 1,296 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $182,000 | 4,653 |
| Total noninterest expense | $6,880,000 | 2,656 |
| Salaries and employee benefits | $3,313,000 | 2,878 |
| Premises and equipment expense | $889,000 | 2,465 |
| Additional noninterest expense | $2,678,000 | 2,260 |
| Pre-tax net operating income | $2,564,000 | 2,536 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $586,000 | 2,058 |
| Income before extraordinary items | $1,978,000 | 2,728 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,978,000 | 2,726 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,978,000 | 2,728 |
| Net charge-offs | $311,000 | 1,971 |
| Cash dividends | $1,255,000 | 1,751 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,978,000 | 2,682 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $6,857,000 | 2,622 |
| Total interest expense | $459,000 | 3,646 |
| Net interest income | $6,398,000 | 2,493 |
| Provision for loan and lease losses | $178,000 | 2,236 |
| Total noninterest income | $886,000 | 2,881 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $744,000 | 1,303 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $142,000 | 4,647 |
| Total noninterest expense | $5,148,000 | 2,652 |
| Salaries and employee benefits | $2,501,000 | 2,871 |
| Premises and equipment expense | $672,000 | 2,473 |
| Additional noninterest expense | $1,975,000 | 2,271 |
| Pre-tax net operating income | $1,958,000 | 2,546 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $643,000 | 1,742 |
| Income before extraordinary items | $1,315,000 | 2,979 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,315,000 | 2,979 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,315,000 | 2,980 |
| Net charge-offs | $207,000 | 1,950 |
| Cash dividends | $875,000 | 1,657 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,315,000 | 2,921 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $4,576,000 | 2,618 |
| Total interest expense | $308,000 | 3,672 |
| Net interest income | $4,268,000 | 2,486 |
| Provision for loan and lease losses | $99,000 | 2,395 |
| Total noninterest income | $586,000 | 2,867 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $487,000 | 1,304 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $99,000 | 4,577 |
| Total noninterest expense | $3,428,000 | 2,660 |
| Salaries and employee benefits | $1,671,000 | 2,881 |
| Premises and equipment expense | $453,000 | 2,462 |
| Additional noninterest expense | $1,304,000 | 2,294 |
| Pre-tax net operating income | $1,327,000 | 2,456 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $435,000 | 1,685 |
| Income before extraordinary items | $892,000 | 2,866 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $892,000 | 2,871 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $892,000 | 2,871 |
| Net charge-offs | $108,000 | 2,115 |
| Cash dividends | $560,000 | 1,703 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $892,000 | 2,817 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,296,000 | 2,604 |
| Total interest expense | $155,000 | 3,705 |
| Net interest income | $2,141,000 | 2,469 |
| Provision for loan and lease losses | $158,000 | 1,161 |
| Total noninterest income | $275,000 | 2,932 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $229,000 | 1,369 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $46,000 | 4,660 |
| Total noninterest expense | $1,710,000 | 2,677 |
| Salaries and employee benefits | $828,000 | 2,919 |
| Premises and equipment expense | $238,000 | 2,406 |
| Additional noninterest expense | $644,000 | 2,323 |
| Pre-tax net operating income | $548,000 | 2,733 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $179,000 | 1,846 |
| Income before extraordinary items | $369,000 | 3,169 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $369,000 | 3,170 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $369,000 | 3,171 |
| Net charge-offs | $43,000 | 1,986 |
| Cash dividends | $260,000 | 1,550 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $369,000 | 3,136 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $9,424,000 | 2,560 |
| Total interest expense | $670,000 | 3,849 |
| Net interest income | $8,754,000 | 2,399 |
| Provision for loan and lease losses | $551,000 | 1,723 |
| Total noninterest income | $1,170,000 | 2,942 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $985,000 | 1,382 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $185,000 | 4,716 |
| Total noninterest expense | $6,498,000 | 2,809 |
| Salaries and employee benefits | $3,132,000 | 3,004 |
| Premises and equipment expense | $898,000 | 2,476 |
| Additional noninterest expense | $2,468,000 | 2,501 |
| Pre-tax net operating income | $2,875,000 | 2,231 |
| Securities gains (losses) | $33,000 | 2,070 |
| Applicable income taxes | $803,000 | 1,679 |
| Income before extraordinary items | $2,105,000 | 2,514 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,105,000 | 2,517 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $2,105,000 | 2,517 |
| Net charge-offs | $786,000 | 1,506 |
| Cash dividends | $1,365,000 | 1,571 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $2,081,240 | 2,469 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $7,049,000 | 2,588 |
| Total interest expense | $509,000 | 3,899 |
| Net interest income | $6,540,000 | 2,419 |
| Provision for loan and lease losses | $291,000 | 2,117 |
| Total noninterest income | $880,000 | 2,988 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $740,000 | 1,385 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $140,000 | 4,801 |
| Total noninterest expense | $5,094,000 | 2,702 |
| Salaries and employee benefits | $2,349,000 | 3,042 |
| Premises and equipment expense | $665,000 | 2,517 |
| Additional noninterest expense | $2,080,000 | 2,229 |
| Pre-tax net operating income | $2,035,000 | 2,391 |
| Securities gains (losses) | $33,000 | 1,935 |
| Applicable income taxes | $675,000 | 1,609 |
| Income before extraordinary items | $1,393,000 | 2,793 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,393,000 | 2,797 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,393,000 | 2,797 |
| Net charge-offs | $626,000 | 1,385 |
| Cash dividends | $1,015,000 | 1,428 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,370,890 | 2,758 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $4,726,000 | 2,575 |
| Total interest expense | $344,000 | 3,933 |
| Net interest income | $4,382,000 | 2,392 |
| Provision for loan and lease losses | $7,000 | 4,596 |
| Total noninterest income | $585,000 | 3,025 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $479,000 | 1,392 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $106,000 | 4,665 |
| Total noninterest expense | $3,359,000 | 2,721 |
| Salaries and employee benefits | $1,575,000 | 3,050 |
| Premises and equipment expense | $435,000 | 2,569 |
| Additional noninterest expense | $1,349,000 | 2,274 |
| Pre-tax net operating income | $1,601,000 | 2,097 |
| Securities gains (losses) | $33,000 | 1,773 |
| Applicable income taxes | $537,000 | 1,441 |
| Income before extraordinary items | $1,097,000 | 2,442 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,097,000 | 2,449 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,097,000 | 2,448 |
| Net charge-offs | $237,000 | 1,922 |
| Cash dividends | $850,000 | 1,227 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,074,890 | 2,395 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,365,000 | 2,584 |
| Total interest expense | $174,000 | 4,001 |
| Net interest income | $2,191,000 | 2,396 |
| Provision for loan and lease losses | $6,000 | 4,140 |
| Total noninterest income | $296,000 | 3,034 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $226,000 | 1,453 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $70,000 | 4,284 |
| Total noninterest expense | $1,658,000 | 2,786 |
| Salaries and employee benefits | $808,000 | 3,030 |
| Premises and equipment expense | $193,000 | 2,825 |
| Additional noninterest expense | $657,000 | 2,352 |
| Pre-tax net operating income | $823,000 | 1,995 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $270,000 | 1,437 |
| Income before extraordinary items | $553,000 | 2,399 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $553,000 | 2,401 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $553,000 | 2,401 |
| Net charge-offs | $96,000 | 1,931 |
| Cash dividends | $350,000 | 1,201 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $553,000 | 2,302 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $9,478,000 | 2,695 |
| Total interest expense | $1,114,000 | 3,347 |
| Net interest income | $8,364,000 | 2,567 |
| Provision for loan and lease losses | $470,000 | 2,803 |
| Total noninterest income | $1,108,000 | 3,090 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $974,000 | 1,450 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $134,000 | 5,051 |
| Total noninterest expense | $5,673,000 | 3,161 |
| Salaries and employee benefits | $2,732,000 | 3,337 |
| Premises and equipment expense | $720,000 | 2,958 |
| Additional noninterest expense | $2,221,000 | 2,845 |
| Pre-tax net operating income | $3,329,000 | 1,910 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $1,007,000 | 1,464 |
| Income before extraordinary items | $2,322,000 | 2,319 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,322,000 | 2,320 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $2,322,000 | 2,321 |
| Net charge-offs | $424,000 | 2,867 |
| Cash dividends | $1,850,000 | 1,293 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $2,322,000 | 2,196 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $7,071,000 | 2,770 |
| Total interest expense | $913,000 | 3,280 |
| Net interest income | $6,158,000 | 2,655 |
| Provision for loan and lease losses | $412,000 | 2,544 |
| Total noninterest income | $858,000 | 3,045 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $723,000 | 1,472 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $135,000 | 4,760 |
| Total noninterest expense | $4,257,000 | 3,175 |
| Salaries and employee benefits | $2,016,000 | 3,403 |
| Premises and equipment expense | $550,000 | 2,960 |
| Additional noninterest expense | $1,691,000 | 2,821 |
| Pre-tax net operating income | $2,347,000 | 2,085 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $770,000 | 1,479 |
| Income before extraordinary items | $1,577,000 | 2,546 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,577,000 | 2,547 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,577,000 | 2,547 |
| Net charge-offs | $330,000 | 2,715 |
| Cash dividends | $1,100,000 | 1,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,577,000 | 2,422 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $4,696,000 | 2,810 |
| Total interest expense | $630,000 | 3,296 |
| Net interest income | $4,066,000 | 2,686 |
| Provision for loan and lease losses | $258,000 | 2,630 |
| Total noninterest income | $574,000 | 2,997 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $477,000 | 1,472 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $97,000 | 4,697 |
| Total noninterest expense | $2,782,000 | 3,254 |
| Salaries and employee benefits | $1,325,000 | 3,459 |
| Premises and equipment expense | $363,000 | 2,981 |
| Additional noninterest expense | $1,094,000 | 2,907 |
| Pre-tax net operating income | $1,600,000 | 2,032 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $520,000 | 1,456 |
| Income before extraordinary items | $1,080,000 | 2,472 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,080,000 | 2,472 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,080,000 | 2,472 |
| Net charge-offs | $247,000 | 2,514 |
| Cash dividends | $665,000 | 1,329 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,080,000 | 2,335 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,356,000 | 2,824 |
| Total interest expense | $322,000 | 3,352 |
| Net interest income | $2,034,000 | 2,688 |
| Provision for loan and lease losses | $66,000 | 3,380 |
| Total noninterest income | $308,000 | 2,911 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $235,000 | 1,486 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $73,000 | 4,160 |
| Total noninterest expense | $1,400,000 | 3,228 |
| Salaries and employee benefits | $670,000 | 3,457 |
| Premises and equipment expense | $188,000 | 2,915 |
| Additional noninterest expense | $542,000 | 2,896 |
| Pre-tax net operating income | $876,000 | 1,881 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $288,000 | 1,341 |
| Income before extraordinary items | $588,000 | 2,292 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $588,000 | 2,294 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $588,000 | 2,295 |
| Net charge-offs | $68,000 | 2,781 |
| Cash dividends | $250,000 | 1,398 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $588,000 | 2,177 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $9,255,000 | 2,963 |
| Total interest expense | $1,443,000 | 3,545 |
| Net interest income | $7,812,000 | 2,807 |
| Provision for loan and lease losses | $1,063,000 | 2,331 |
| Total noninterest income | $974,000 | 3,160 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $930,000 | 1,567 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $44,000 | 6,006 |
| Total noninterest expense | $5,344,000 | 3,356 |
| Salaries and employee benefits | $2,497,000 | 3,563 |
| Premises and equipment expense | $724,000 | 3,118 |
| Additional noninterest expense | $2,123,000 | 2,971 |
| Pre-tax net operating income | $2,379,000 | 2,199 |
| Securities gains (losses) | $12,000 | 3,271 |
| Applicable income taxes | $789,000 | 1,569 |
| Income before extraordinary items | $1,602,000 | 2,651 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,602,000 | 2,652 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,602,000 | 2,652 |
| Net charge-offs | $976,000 | 2,388 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,593,960 | 2,576 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $6,903,000 | 3,010 |
| Total interest expense | $1,098,000 | 3,619 |
| Net interest income | $5,805,000 | 2,827 |
| Provision for loan and lease losses | $937,000 | 2,036 |
| Total noninterest income | $721,000 | 3,194 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $682,000 | 1,604 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $39,000 | 6,003 |
| Total noninterest expense | $4,072,000 | 3,326 |
| Salaries and employee benefits | $1,932,000 | 3,484 |
| Premises and equipment expense | $542,000 | 3,162 |
| Additional noninterest expense | $1,598,000 | 2,973 |
| Pre-tax net operating income | $1,517,000 | 2,553 |
| Securities gains (losses) | $12,000 | 2,990 |
| Applicable income taxes | $490,000 | 1,755 |
| Income before extraordinary items | $1,039,000 | 2,988 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,039,000 | 2,990 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,039,000 | 2,990 |
| Net charge-offs | $855,000 | 2,066 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,030,840 | 2,900 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $4,578,000 | 3,041 |
| Total interest expense | $744,000 | 3,670 |
| Net interest income | $3,834,000 | 2,843 |
| Provision for loan and lease losses | $732,000 | 1,846 |
| Total noninterest income | $509,000 | 3,091 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $438,000 | 1,647 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $71,000 | 5,058 |
| Total noninterest expense | $2,761,000 | 3,306 |
| Salaries and employee benefits | $1,283,000 | 3,513 |
| Premises and equipment expense | $386,000 | 3,033 |
| Additional noninterest expense | $1,092,000 | 2,966 |
| Pre-tax net operating income | $850,000 | 2,812 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $269,000 | 1,915 |
| Income before extraordinary items | $581,000 | 3,249 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $581,000 | 3,250 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $581,000 | 3,250 |
| Net charge-offs | $761,000 | 1,727 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $581,000 | 3,160 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,271,000 | 3,070 |
| Total interest expense | $375,000 | 3,750 |
| Net interest income | $1,896,000 | 2,852 |
| Provision for loan and lease losses | $356,000 | 1,767 |
| Total noninterest income | $263,000 | 3,059 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $208,000 | 1,694 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $55,000 | 4,514 |
| Total noninterest expense | $1,379,000 | 3,331 |
| Salaries and employee benefits | $637,000 | 3,559 |
| Premises and equipment expense | $191,000 | 3,106 |
| Additional noninterest expense | $551,000 | 2,943 |
| Pre-tax net operating income | $424,000 | 2,854 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $134,000 | 1,888 |
| Income before extraordinary items | $290,000 | 3,314 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $290,000 | 3,311 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $290,000 | 3,312 |
| Net charge-offs | $243,000 | 1,946 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $290,000 | 3,262 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $9,306,000 | 3,130 |
| Total interest expense | $1,764,000 | 3,875 |
| Net interest income | $7,542,000 | 2,881 |
| Provision for loan and lease losses | $806,000 | 3,396 |
| Total noninterest income | $1,189,000 | 2,930 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $873,000 | 1,688 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $316,000 | 3,873 |
| Total noninterest expense | $5,114,000 | 3,553 |
| Salaries and employee benefits | $2,442,000 | 3,646 |
| Premises and equipment expense | $800,000 | 2,992 |
| Additional noninterest expense | $1,872,000 | 3,435 |
| Pre-tax net operating income | $2,811,000 | 1,711 |
| Securities gains (losses) | $124,000 | 1,978 |
| Applicable income taxes | $941,000 | 1,285 |
| Income before extraordinary items | $1,994,000 | 2,030 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,994,000 | 2,031 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,994,000 | 2,032 |
| Net charge-offs | $409,000 | 3,909 |
| Cash dividends | $260,000 | 3,043 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,909,680 | 2,034 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $6,941,000 | 3,209 |
| Total interest expense | $1,373,000 | 3,931 |
| Net interest income | $5,568,000 | 2,965 |
| Provision for loan and lease losses | $645,000 | 3,148 |
| Total noninterest income | $882,000 | 2,973 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $652,000 | 1,753 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $230,000 | 3,957 |
| Total noninterest expense | $3,880,000 | 3,514 |
| Salaries and employee benefits | $1,820,000 | 3,703 |
| Premises and equipment expense | $627,000 | 2,928 |
| Additional noninterest expense | $1,433,000 | 3,358 |
| Pre-tax net operating income | $1,925,000 | 1,953 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $620,000 | 1,444 |
| Income before extraordinary items | $1,305,000 | 2,393 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,305,000 | 2,391 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,305,000 | 2,395 |
| Net charge-offs | $299,000 | 3,730 |
| Cash dividends | $120,000 | 3,078 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,305,000 | 2,277 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,608,000 | 3,256 |
| Total interest expense | $937,000 | 3,971 |
| Net interest income | $3,671,000 | 2,993 |
| Provision for loan and lease losses | $498,000 | 2,873 |
| Total noninterest income | $599,000 | 2,870 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $429,000 | 1,772 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $170,000 | 3,780 |
| Total noninterest expense | $2,602,000 | 3,512 |
| Salaries and employee benefits | $1,204,000 | 3,755 |
| Premises and equipment expense | $449,000 | 2,762 |
| Additional noninterest expense | $949,000 | 3,341 |
| Pre-tax net operating income | $1,170,000 | 2,088 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $368,000 | 1,527 |
| Income before extraordinary items | $802,000 | 2,499 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $802,000 | 2,495 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $802,000 | 2,498 |
| Net charge-offs | $155,000 | 3,798 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $802,000 | 2,400 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,296,000 | 3,322 |
| Total interest expense | $475,000 | 4,067 |
| Net interest income | $1,821,000 | 3,032 |
| Provision for loan and lease losses | $376,000 | 2,131 |
| Total noninterest income | $318,000 | 2,756 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $210,000 | 1,797 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $108,000 | 3,363 |
| Total noninterest expense | $1,243,000 | 3,665 |
| Salaries and employee benefits | $572,000 | 3,957 |
| Premises and equipment expense | $224,000 | 2,840 |
| Additional noninterest expense | $447,000 | 3,478 |
| Pre-tax net operating income | $520,000 | 2,338 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $166,000 | 1,623 |
| Income before extraordinary items | $354,000 | 2,794 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $354,000 | 2,791 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $354,000 | 2,794 |
| Net charge-offs | $55,000 | 3,635 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $354,000 | 2,682 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $9,394,000 | 3,387 |
| Total interest expense | $2,800,000 | 3,609 |
| Net interest income | $6,594,000 | 3,197 |
| Provision for loan and lease losses | $1,260,000 | 3,138 |
| Total noninterest income | $1,144,000 | 3,072 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $974,000 | 1,728 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $170,000 | 4,908 |
| Total noninterest expense | $4,786,000 | 3,820 |
| Salaries and employee benefits | $2,043,000 | 4,290 |
| Premises and equipment expense | $895,000 | 2,840 |
| Additional noninterest expense | $1,848,000 | 3,541 |
| Pre-tax net operating income | $1,692,000 | 2,189 |
| Securities gains (losses) | $133,000 | 1,884 |
| Applicable income taxes | $588,000 | 1,397 |
| Income before extraordinary items | $1,237,000 | 2,426 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,237,000 | 2,424 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,237,000 | 2,425 |
| Net charge-offs | $966,000 | 2,905 |
| Cash dividends | $322,000 | 3,130 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,146,560 | 2,498 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $7,025,000 | 3,448 |
| Total interest expense | $2,196,000 | 3,606 |
| Net interest income | $4,829,000 | 3,266 |
| Provision for loan and lease losses | $710,000 | 3,251 |
| Total noninterest income | $858,000 | 3,129 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $723,000 | 1,745 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $135,000 | 4,945 |
| Total noninterest expense | $3,762,000 | 3,677 |
| Salaries and employee benefits | $1,638,000 | 4,125 |
| Premises and equipment expense | $689,000 | 2,804 |
| Additional noninterest expense | $1,435,000 | 3,395 |
| Pre-tax net operating income | $1,215,000 | 2,415 |
| Securities gains (losses) | $133,000 | 1,611 |
| Applicable income taxes | $428,000 | 1,560 |
| Income before extraordinary items | $920,000 | 2,611 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $920,000 | 2,608 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $920,000 | 2,611 |
| Net charge-offs | $309,000 | 3,665 |
| Cash dividends | $323,000 | 2,545 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $829,560 | 2,752 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $4,693,000 | 3,469 |
| Total interest expense | $1,526,000 | 3,626 |
| Net interest income | $3,167,000 | 3,306 |
| Provision for loan and lease losses | $425,000 | 3,178 |
| Total noninterest income | $576,000 | 3,113 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $469,000 | 1,767 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $107,000 | 4,677 |
| Total noninterest expense | $2,394,000 | 3,859 |
| Salaries and employee benefits | $1,099,000 | 4,141 |
| Premises and equipment expense | $469,000 | 2,804 |
| Additional noninterest expense | $826,000 | 3,787 |
| Pre-tax net operating income | $924,000 | 2,259 |
| Securities gains (losses) | $133,000 | 1,279 |
| Applicable income taxes | $344,000 | 1,403 |
| Income before extraordinary items | $713,000 | 2,447 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $713,000 | 2,445 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $713,000 | 2,447 |
| Net charge-offs | $241,000 | 3,210 |
| Cash dividends | $167,000 | 2,861 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $623,890 | 2,618 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,367,000 | 3,479 |
| Total interest expense | $811,000 | 3,578 |
| Net interest income | $1,556,000 | 3,350 |
| Provision for loan and lease losses | $175,000 | 3,026 |
| Total noninterest income | $276,000 | 3,171 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $223,000 | 1,794 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $53,000 | 4,730 |
| Total noninterest expense | $1,186,000 | 3,798 |
| Salaries and employee benefits | $554,000 | 4,138 |
| Premises and equipment expense | $239,000 | 2,781 |
| Additional noninterest expense | $393,000 | 3,623 |
| Pre-tax net operating income | $471,000 | 2,488 |
| Securities gains (losses) | $133,000 | 862 |
| Applicable income taxes | $201,000 | 1,448 |
| Income before extraordinary items | $403,000 | 2,556 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $403,000 | 2,555 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $403,000 | 2,557 |
| Net charge-offs | $124,000 | 2,632 |
| Cash dividends | $121,000 | 2,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $313,890 | 2,898 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $10,346,000 | 3,439 |
| Total interest expense | $3,756,000 | 3,672 |
| Net interest income | $6,590,000 | 3,223 |
| Provision for loan and lease losses | $548,000 | 3,672 |
| Total noninterest income | $1,057,000 | 3,286 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $917,000 | 1,889 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $140,000 | 5,427 |
| Total noninterest expense | $4,760,000 | 3,712 |
| Salaries and employee benefits | $2,341,000 | 3,966 |
| Premises and equipment expense | $985,000 | 2,667 |
| Additional noninterest expense | $1,434,000 | 3,746 |
| Pre-tax net operating income | $2,339,000 | 2,199 |
| Securities gains (losses) | $141,000 | 905 |
| Applicable income taxes | $838,000 | 1,355 |
| Income before extraordinary items | $1,642,000 | 2,358 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,642,000 | 2,358 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $470,000 | 2,884 |
| Cash dividends | $576,000 | 3,183 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,548,940 | 2,602 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $7,864,000 | 3,465 |
| Total interest expense | $2,894,000 | 3,715 |
| Net interest income | $4,970,000 | 3,233 |
| Provision for loan and lease losses | $292,000 | 3,603 |
| Total noninterest income | $772,000 | 3,418 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $668,000 | 1,941 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $104,000 | 5,570 |
| Total noninterest expense | $3,826,000 | 3,490 |
| Salaries and employee benefits | $1,965,000 | 3,668 |
| Premises and equipment expense | $745,000 | 2,656 |
| Additional noninterest expense | $1,116,000 | 3,569 |
| Pre-tax net operating income | $1,624,000 | 2,679 |
| Securities gains (losses) | $141,000 | 783 |
| Applicable income taxes | $594,000 | 1,691 |
| Income before extraordinary items | $1,171,000 | 2,805 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,171,000 | 2,801 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $329,000 | 2,445 |
| Cash dividends | $446,000 | 2,916 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,077,940 | 3,105 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $5,271,000 | 3,506 |
| Total interest expense | $1,990,000 | 3,760 |
| Net interest income | $3,281,000 | 3,255 |
| Provision for loan and lease losses | $196,000 | 3,194 |
| Total noninterest income | $523,000 | 3,418 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $414,000 | 2,041 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $109,000 | 4,902 |
| Total noninterest expense | $2,544,000 | 3,515 |
| Salaries and employee benefits | $1,305,000 | 3,713 |
| Premises and equipment expense | $504,000 | 2,619 |
| Additional noninterest expense | $735,000 | 3,584 |
| Pre-tax net operating income | $1,064,000 | 2,819 |
| Securities gains (losses) | $141,000 | 769 |
| Applicable income taxes | $407,000 | 1,851 |
| Income before extraordinary items | $798,000 | 3,054 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $798,000 | 3,056 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $102,000 | 3,008 |
| Cash dividends | $389,000 | 2,625 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $704,940 | 3,250 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,642,000 | 3,573 |
| Total interest expense | $995,000 | 3,930 |
| Net interest income | $1,647,000 | 3,241 |
| Provision for loan and lease losses | $105,000 | 2,634 |
| Total noninterest income | $270,000 | 3,348 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $201,000 | 2,073 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $69,000 | 4,449 |
| Total noninterest expense | $1,223,000 | 3,638 |
| Salaries and employee benefits | $631,000 | 3,825 |
| Premises and equipment expense | $260,000 | 2,583 |
| Additional noninterest expense | $332,000 | 3,815 |
| Pre-tax net operating income | $589,000 | 2,744 |
| Securities gains (losses) | $127,000 | 612 |
| Applicable income taxes | $242,000 | 1,717 |
| Income before extraordinary items | $474,000 | 2,817 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $474,000 | 2,819 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 2,625 |
| Cash dividends | $188,000 | 2,406 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $390,180 | 3,170 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $10,680,000 | 3,608 |
| Total interest expense | $3,909,000 | 4,070 |
| Net interest income | $6,771,000 | 3,184 |
| Provision for loan and lease losses | $309,000 | 3,136 |
| Total noninterest income | $957,000 | 3,624 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $805,000 | 2,122 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $152,000 | 5,551 |
| Total noninterest expense | $5,036,000 | 3,423 |
| Salaries and employee benefits | $2,506,000 | 3,707 |
| Premises and equipment expense | $1,067,000 | 2,431 |
| Additional noninterest expense | $1,463,000 | 3,490 |
| Pre-tax net operating income | $2,383,000 | 2,931 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $809,000 | 2,129 |
| Income before extraordinary items | $1,574,000 | 3,338 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,574,000 | 3,337 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $212,000 | 2,780 |
| Cash dividends | $1,258,000 | 2,271 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,574,000 | 3,319 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $7,965,000 | 3,625 |
| Total interest expense | $2,931,000 | 4,081 |
| Net interest income | $5,034,000 | 3,212 |
| Provision for loan and lease losses | $210,000 | 2,918 |
| Total noninterest income | $726,000 | 3,612 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $599,000 | 2,115 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $127,000 | 5,388 |
| Total noninterest expense | $3,844,000 | 3,354 |
| Salaries and employee benefits | $1,900,000 | 3,670 |
| Premises and equipment expense | $798,000 | 2,416 |
| Additional noninterest expense | $1,146,000 | 3,316 |
| Pre-tax net operating income | $1,706,000 | 3,200 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $577,000 | 2,349 |
| Income before extraordinary items | $1,129,000 | 3,622 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,129,000 | 3,621 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $154,000 | 2,269 |
| Cash dividends | $1,027,000 | 1,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,129,000 | 3,603 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $5,205,000 | 3,687 |
| Total interest expense | $1,881,000 | 4,178 |
| Net interest income | $3,324,000 | 3,265 |
| Provision for loan and lease losses | $140,000 | 2,749 |
| Total noninterest income | $493,000 | 3,592 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $397,000 | 2,131 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $96,000 | 5,200 |
| Total noninterest expense | $2,541,000 | 3,403 |
| Salaries and employee benefits | $1,264,000 | 3,717 |
| Premises and equipment expense | $525,000 | 2,461 |
| Additional noninterest expense | $752,000 | 3,356 |
| Pre-tax net operating income | $1,136,000 | 3,226 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $384,000 | 2,430 |
| Income before extraordinary items | $752,000 | 3,662 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $752,000 | 3,662 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $209,000 | 1,301 |
| Cash dividends | $831,000 | 1,775 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $752,000 | 3,640 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,576,000 | 3,696 |
| Total interest expense | $903,000 | 4,260 |
| Net interest income | $1,673,000 | 3,245 |
| Provision for loan and lease losses | $45,000 | 3,197 |
| Total noninterest income | $253,000 | 3,498 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $187,000 | 2,167 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $66,000 | 4,572 |
| Total noninterest expense | $1,272,000 | 3,412 |
| Salaries and employee benefits | $639,000 | 3,712 |
| Premises and equipment expense | $265,000 | 2,455 |
| Additional noninterest expense | $368,000 | 3,389 |
| Pre-tax net operating income | $609,000 | 3,089 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $206,000 | 2,363 |
| Income before extraordinary items | $403,000 | 3,484 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $403,000 | 3,484 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $75,000 | 1,400 |
| Cash dividends | $621,000 | 1,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $403,000 | 3,459 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $9,759,000 | 3,645 |
| Total interest expense | $3,288,000 | 4,083 |
| Net interest income | $6,471,000 | 3,321 |
| Provision for loan and lease losses | $233,000 | 3,256 |
| Total noninterest income | $891,000 | 3,797 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $784,000 | 2,148 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $107,000 | 6,215 |
| Total noninterest expense | $4,962,000 | 3,376 |
| Salaries and employee benefits | $2,363,000 | 3,768 |
| Premises and equipment expense | $1,085,000 | 2,286 |
| Additional noninterest expense | $1,514,000 | 3,270 |
| Pre-tax net operating income | $2,167,000 | 3,467 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $732,000 | 2,602 |
| Income before extraordinary items | $1,435,000 | 3,870 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,435,000 | 3,869 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $89,000 | 3,304 |
| Cash dividends | $544,000 | 3,587 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,435,000 | 3,851 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $7,237,000 | 3,650 |
| Total interest expense | $2,406,000 | 4,060 |
| Net interest income | $4,831,000 | 3,358 |
| Provision for loan and lease losses | $197,000 | 2,899 |
| Total noninterest income | $650,000 | 3,873 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $586,000 | 2,164 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $64,000 | 6,583 |
| Total noninterest expense | $3,749,000 | 3,350 |
| Salaries and employee benefits | $1,712,000 | 3,864 |
| Premises and equipment expense | $820,000 | 2,266 |
| Additional noninterest expense | $1,217,000 | 3,090 |
| Pre-tax net operating income | $1,535,000 | 3,728 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $519,000 | 2,816 |
| Income before extraordinary items | $1,016,000 | 4,130 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,016,000 | 4,133 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 5,107 |
| Cash dividends | $412,000 | 3,208 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,016,000 | 4,114 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,748,000 | 3,635 |
| Total interest expense | $1,496,000 | 4,116 |
| Net interest income | $3,252,000 | 3,343 |
| Provision for loan and lease losses | $144,000 | 2,732 |
| Total noninterest income | $443,000 | 3,808 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $388,000 | 2,154 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $55,000 | 6,230 |
| Total noninterest expense | $2,487,000 | 3,358 |
| Salaries and employee benefits | $1,179,000 | 3,787 |
| Premises and equipment expense | $518,000 | 2,393 |
| Additional noninterest expense | $790,000 | 3,172 |
| Pre-tax net operating income | $1,064,000 | 3,654 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $360,000 | 2,785 |
| Income before extraordinary items | $704,000 | 4,050 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $704,000 | 4,054 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-18,000 | 8,044 |
| Cash dividends | $275,000 | 3,245 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $704,000 | 4,037 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,335,000 | 3,621 |
| Total interest expense | $692,000 | 4,204 |
| Net interest income | $1,643,000 | 3,292 |
| Provision for loan and lease losses | $103,000 | 1,966 |
| Total noninterest income | $223,000 | 3,735 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $184,000 | 2,186 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $39,000 | 5,582 |
| Total noninterest expense | $1,285,000 | 3,305 |
| Salaries and employee benefits | $616,000 | 3,685 |
| Premises and equipment expense | $260,000 | 2,391 |
| Additional noninterest expense | $409,000 | 3,061 |
| Pre-tax net operating income | $478,000 | 3,853 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $161,000 | 2,934 |
| Income before extraordinary items | $317,000 | 4,277 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $317,000 | 4,277 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 3,455 |
| Cash dividends | $110,000 | 2,996 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $317,000 | 4,261 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $8,527,000 | 3,567 |
| Total interest expense | $2,264,000 | 4,083 |
| Net interest income | $6,263,000 | 3,311 |
| Provision for loan and lease losses | $401,000 | 2,265 |
| Total noninterest income | $870,000 | 3,862 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $764,000 | 2,196 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $106,000 | 6,316 |
| Total noninterest expense | $4,656,000 | 3,431 |
| Salaries and employee benefits | $2,278,000 | 3,752 |
| Premises and equipment expense | $970,000 | 2,439 |
| Additional noninterest expense | $1,408,000 | 3,394 |
| Pre-tax net operating income | $2,076,000 | 3,596 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $704,000 | 2,803 |
| Income before extraordinary items | $1,372,000 | 4,011 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,372,000 | 4,012 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $415,000 | 1,359 |
| Cash dividends | $830,000 | 2,776 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,372,000 | 3,982 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $6,258,000 | 3,579 |
| Total interest expense | $1,650,000 | 4,033 |
| Net interest income | $4,608,000 | 3,351 |
| Provision for loan and lease losses | $273,000 | 2,368 |
| Total noninterest income | $661,000 | 3,850 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $576,000 | 2,183 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $85,000 | 6,211 |
| Total noninterest expense | $3,682,000 | 3,260 |
| Salaries and employee benefits | $1,749,000 | 3,653 |
| Premises and equipment expense | $727,000 | 2,424 |
| Additional noninterest expense | $1,206,000 | 3,032 |
| Pre-tax net operating income | $1,314,000 | 4,091 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $444,000 | 3,144 |
| Income before extraordinary items | $870,000 | 4,544 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $870,000 | 4,544 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $328,000 | 1,178 |
| Cash dividends | $265,000 | 3,704 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $870,000 | 4,501 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,097,000 | 3,556 |
| Total interest expense | $1,039,000 | 4,027 |
| Net interest income | $3,058,000 | 3,352 |
| Provision for loan and lease losses | $166,000 | 2,472 |
| Total noninterest income | $439,000 | 3,814 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $372,000 | 2,198 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $67,000 | 5,953 |
| Total noninterest expense | $2,437,000 | 3,264 |
| Salaries and employee benefits | $1,167,000 | 3,644 |
| Premises and equipment expense | $482,000 | 2,415 |
| Additional noninterest expense | $788,000 | 3,061 |
| Pre-tax net operating income | $894,000 | 4,005 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $302,000 | 3,095 |
| Income before extraordinary items | $592,000 | 4,446 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $592,000 | 4,447 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $205,000 | 1,186 |
| Cash dividends | $135,000 | 3,975 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $592,000 | 4,396 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,003,000 | 3,586 |
| Total interest expense | $499,000 | 4,031 |
| Net interest income | $1,504,000 | 3,404 |
| Provision for loan and lease losses | $90,000 | 2,180 |
| Total noninterest income | $223,000 | 3,723 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $166,000 | 2,356 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $57,000 | 4,893 |
| Total noninterest expense | $1,221,000 | 3,278 |
| Salaries and employee benefits | $569,000 | 3,719 |
| Premises and equipment expense | $253,000 | 2,332 |
| Additional noninterest expense | $399,000 | 3,017 |
| Pre-tax net operating income | $416,000 | 4,157 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $141,000 | 3,203 |
| Income before extraordinary items | $275,000 | 4,608 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $275,000 | 4,609 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 1,622 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $275,000 | 4,562 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $7,762,000 | 3,492 |
| Total interest expense | $1,778,000 | 4,011 |
| Net interest income | $5,984,000 | 3,299 |
| Provision for loan and lease losses | $72,000 | 5,454 |
| Total noninterest income | $878,000 | 3,830 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $805,000 | 2,128 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $73,000 | 6,924 |
| Total noninterest expense | $4,739,000 | 3,282 |
| Salaries and employee benefits | $2,203,000 | 3,691 |
| Premises and equipment expense | $968,000 | 2,363 |
| Additional noninterest expense | $1,568,000 | 3,019 |
| Pre-tax net operating income | $2,051,000 | 3,444 |
| Securities gains (losses) | $131,000 | 1,070 |
| Applicable income taxes | $736,000 | 2,671 |
| Income before extraordinary items | $1,446,000 | 3,723 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,446,000 | 3,724 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $159,000 | 2,946 |
| Cash dividends | $1,565,000 | 1,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,359,540 | 3,820 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $5,804,000 | 3,476 |
| Total interest expense | $1,339,000 | 3,956 |
| Net interest income | $4,465,000 | 3,298 |
| Provision for loan and lease losses | $62,000 | 5,096 |
| Total noninterest income | $651,000 | 3,884 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $611,000 | 2,133 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $40,000 | 7,356 |
| Total noninterest expense | $3,440,000 | 3,337 |
| Salaries and employee benefits | $1,642,000 | 3,695 |
| Premises and equipment expense | $741,000 | 2,314 |
| Additional noninterest expense | $1,057,000 | 3,258 |
| Pre-tax net operating income | $1,614,000 | 3,418 |
| Securities gains (losses) | $131,000 | 1,012 |
| Applicable income taxes | $587,000 | 2,601 |
| Income before extraordinary items | $1,158,000 | 3,631 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,158,000 | 3,631 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 4,384 |
| Cash dividends | $695,000 | 2,216 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,071,540 | 3,766 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,815,000 | 3,508 |
| Total interest expense | $912,000 | 3,887 |
| Net interest income | $2,903,000 | 3,351 |
| Provision for loan and lease losses | $46,000 | 4,828 |
| Total noninterest income | $447,000 | 3,832 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $417,000 | 2,066 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $30,000 | 7,216 |
| Total noninterest expense | $2,304,000 | 3,358 |
| Salaries and employee benefits | $1,108,000 | 3,679 |
| Premises and equipment expense | $500,000 | 2,288 |
| Additional noninterest expense | $696,000 | 3,328 |
| Pre-tax net operating income | $1,000,000 | 3,532 |
| Securities gains (losses) | $131,000 | 869 |
| Applicable income taxes | $379,000 | 2,659 |
| Income before extraordinary items | $752,000 | 3,688 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $752,000 | 3,688 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 2,446 |
| Cash dividends | $529,000 | 2,059 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $665,540 | 3,892 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,924,000 | 3,491 |
| Total interest expense | $466,000 | 3,864 |
| Net interest income | $1,458,000 | 3,336 |
| Provision for loan and lease losses | $-9,000 | 8,920 |
| Total noninterest income | $241,000 | 3,609 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $198,000 | 2,102 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $43,000 | 5,417 |
| Total noninterest expense | $1,155,000 | 3,332 |
| Salaries and employee benefits | $557,000 | 3,681 |
| Premises and equipment expense | $286,000 | 2,018 |
| Additional noninterest expense | $312,000 | 3,628 |
| Pre-tax net operating income | $553,000 | 3,275 |
| Securities gains (losses) | $131,000 | 677 |
| Applicable income taxes | $228,000 | 2,352 |
| Income before extraordinary items | $456,000 | 3,162 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $456,000 | 3,162 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 1,668 |
| Cash dividends | $395,000 | 1,460 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $368,230 | 3,608 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $8,124,000 | 3,395 |
| Total interest expense | $2,030,000 | 3,986 |
| Net interest income | $6,094,000 | 3,138 |
| Provision for loan and lease losses | $948,000 | 1,254 |
| Total noninterest income | $1,103,000 | 3,502 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $908,000 | 1,899 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $195,000 | 5,337 |
| Total noninterest expense | $4,652,000 | 3,257 |
| Salaries and employee benefits | $2,128,000 | 3,733 |
| Premises and equipment expense | $1,047,000 | 2,174 |
| Additional noninterest expense | $1,477,000 | 3,129 |
| Pre-tax net operating income | $1,597,000 | 3,968 |
| Securities gains (losses) | $176,000 | 1,429 |
| Applicable income taxes | $583,000 | 3,118 |
| Income before extraordinary items | $1,190,000 | 4,159 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,190,000 | 4,163 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $963,000 | 957 |
| Cash dividends | $483,000 | 3,612 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,072,080 | 4,272 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $6,221,000 | 3,385 |
| Total interest expense | $1,580,000 | 3,978 |
| Net interest income | $4,641,000 | 3,108 |
| Provision for loan and lease losses | $829,000 | 1,053 |
| Total noninterest income | $866,000 | 3,454 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $689,000 | 1,883 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $177,000 | 5,017 |
| Total noninterest expense | $3,367,000 | 3,343 |
| Salaries and employee benefits | $1,584,000 | 3,745 |
| Premises and equipment expense | $765,000 | 2,226 |
| Additional noninterest expense | $1,018,000 | 3,345 |
| Pre-tax net operating income | $1,311,000 | 3,820 |
| Securities gains (losses) | $176,000 | 1,307 |
| Applicable income taxes | $487,000 | 3,080 |
| Income before extraordinary items | $1,000,000 | 3,976 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,000,000 | 3,976 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $795,000 | 807 |
| Cash dividends | $398,000 | 3,055 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $882,080 | 4,175 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,246,000 | 3,323 |
| Total interest expense | $1,086,000 | 3,986 |
| Net interest income | $3,160,000 | 3,029 |
| Provision for loan and lease losses | $485,000 | 1,180 |
| Total noninterest income | $589,000 | 3,391 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $455,000 | 1,859 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $134,000 | 4,782 |
| Total noninterest expense | $2,197,000 | 3,405 |
| Salaries and employee benefits | $1,044,000 | 3,782 |
| Premises and equipment expense | $489,000 | 2,296 |
| Additional noninterest expense | $664,000 | 3,392 |
| Pre-tax net operating income | $1,067,000 | 3,362 |
| Securities gains (losses) | $104,000 | 1,475 |
| Applicable income taxes | $385,000 | 2,774 |
| Income before extraordinary items | $786,000 | 3,560 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $786,000 | 3,560 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $429,000 | 939 |
| Cash dividends | $276,000 | 3,002 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $716,320 | 3,607 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,168,000 | 3,291 |
| Total interest expense | $582,000 | 3,847 |
| Net interest income | $1,586,000 | 3,010 |
| Provision for loan and lease losses | $317,000 | 877 |
| Total noninterest income | $298,000 | 3,252 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $212,000 | 1,930 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $86,000 | 4,205 |
| Total noninterest expense | $1,086,000 | 3,425 |
| Salaries and employee benefits | $506,000 | 3,859 |
| Premises and equipment expense | $245,000 | 2,285 |
| Additional noninterest expense | $335,000 | 3,318 |
| Pre-tax net operating income | $481,000 | 3,591 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $157,000 | 3,145 |
| Income before extraordinary items | $324,000 | 4,028 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $324,000 | 4,026 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $184,000 | 990 |
| Cash dividends | $130,000 | 2,667 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $324,000 | 3,837 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $9,647,000 | 3,119 |
| Total interest expense | $3,243,000 | 3,312 |
| Net interest income | $6,404,000 | 2,969 |
| Provision for loan and lease losses | $1,472,000 | 961 |
| Total noninterest income | $1,254,000 | 2,983 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $903,000 | 1,784 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $351,000 | 3,941 |
| Total noninterest expense | $4,528,000 | 3,207 |
| Salaries and employee benefits | $2,152,000 | 3,517 |
| Premises and equipment expense | $953,000 | 2,292 |
| Additional noninterest expense | $1,423,000 | 3,080 |
| Pre-tax net operating income | $1,658,000 | 3,846 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $531,000 | 3,342 |
| Income before extraordinary items | $1,127,000 | 4,257 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,127,000 | 4,258 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,178,000 | 826 |
| Cash dividends | $250,000 | 4,584 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,127,000 | 4,151 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $9,480,000 | 3,471 |
| Total interest expense | $3,636,000 | 4,091 |
| Net interest income | $5,844,000 | 3,010 |
| Provision for loan and lease losses | $865,000 | 1,407 |
| Total noninterest income | $884,000 | 3,615 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $681,000 | 2,195 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $203,000 | 4,899 |
| Total noninterest expense | $4,231,000 | 3,257 |
| Salaries and employee benefits | $2,090,000 | 3,470 |
| Premises and equipment expense | $778,000 | 2,703 |
| Additional noninterest expense | $1,363,000 | 3,132 |
| Pre-tax net operating income | $1,632,000 | 3,660 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $552,000 | 3,135 |
| Income before extraordinary items | $1,080,000 | 4,072 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,080,000 | 4,073 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $703,000 | 1,212 |
| Cash dividends | $675,000 | 2,938 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,080,000 | 3,947 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $8,424,000 | 3,966 |
| Total interest expense | $3,270,000 | 4,615 |
| Net interest income | $5,154,000 | 3,375 |
| Provision for loan and lease losses | $424,000 | 2,176 |
| Total noninterest income | $842,000 | 3,540 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $513,000 | 2,639 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $329,000 | 3,729 |
| Total noninterest expense | $3,839,000 | 3,436 |
| Salaries and employee benefits | $1,802,000 | 3,773 |
| Premises and equipment expense | $646,000 | 3,081 |
| Additional noninterest expense | $1,391,000 | 3,006 |
| Pre-tax net operating income | $1,733,000 | 3,660 |
| Securities gains (losses) | $4,000 | 1,432 |
| Applicable income taxes | $540,000 | 3,317 |
| Income before extraordinary items | $1,197,000 | 3,870 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,197,000 | 3,870 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $619,000 | 1,062 |
| Cash dividends | $936,000 | 2,412 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,194,240 | 3,857 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $7,713,000 | 4,063 |
| Total interest expense | $2,947,000 | 4,670 |
| Net interest income | $4,766,000 | 3,605 |
| Provision for loan and lease losses | $183,000 | 3,738 |
| Total noninterest income | $915,000 | 3,314 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $487,000 | 2,693 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $428,000 | 3,262 |
| Total noninterest expense | $3,465,000 | 3,731 |
| Salaries and employee benefits | $1,516,000 | 4,302 |
| Premises and equipment expense | $590,000 | 3,304 |
| Additional noninterest expense | $1,359,000 | 3,103 |
| Pre-tax net operating income | $2,033,000 | 3,307 |
| Securities gains (losses) | $15,000 | 1,536 |
| Applicable income taxes | $612,000 | 3,179 |
| Income before extraordinary items | $1,436,000 | 3,355 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,436,000 | 3,355 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $177,000 | 2,576 |
| Cash dividends | $1,500,000 | 1,672 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,425,500 | 3,343 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $7,439,000 | 4,183 |
| Total interest expense | $3,018,000 | 4,704 |
| Net interest income | $4,421,000 | 3,783 |
| Provision for loan and lease losses | $204,000 | 3,472 |
| Total noninterest income | $545,000 | 4,687 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $393,000 | 3,183 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $152,000 | 5,647 |
| Total noninterest expense | $3,214,000 | 3,876 |
| Salaries and employee benefits | $1,590,000 | 4,060 |
| Premises and equipment expense | $508,000 | 3,654 |
| Additional noninterest expense | $1,116,000 | 3,581 |
| Pre-tax net operating income | $1,548,000 | 4,082 |
| Securities gains (losses) | $36,000 | 1,984 |
| Applicable income taxes | $445,000 | 4,150 |
| Income before extraordinary items | $1,139,000 | 4,087 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,139,000 | 4,086 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $171,000 | 2,703 |
| Cash dividends | $1,000,000 | 2,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,113,080 | 4,054 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $7,194,000 | 4,390 |
| Total interest expense | $2,893,000 | 4,868 |
| Net interest income | $4,301,000 | 3,969 |
| Provision for loan and lease losses | $230,000 | 3,146 |
| Total noninterest income | $544,000 | 4,724 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $418,000 | 3,109 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $126,000 | 6,144 |
| Total noninterest expense | $2,730,000 | 4,439 |
| Salaries and employee benefits | $1,352,000 | 4,631 |
| Premises and equipment expense | $459,000 | 3,981 |
| Additional noninterest expense | $919,000 | 4,229 |
| Pre-tax net operating income | $1,885,000 | 3,724 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $559,000 | 3,880 |
| Income before extraordinary items | $1,326,000 | 3,734 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,326,000 | 3,733 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $160,000 | 2,921 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,326,000 | 3,663 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,712,000 | 4,739 |
| Total interest expense | $2,747,000 | 5,153 |
| Net interest income | $3,965,000 | 4,357 |
| Provision for loan and lease losses | $114,000 | 4,823 |
| Total noninterest income | $465,000 | 5,421 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $340,000 | 3,849 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $125,000 | 6,477 |
| Total noninterest expense | $2,732,000 | 4,657 |
| Salaries and employee benefits | $1,306,000 | 4,833 |
| Premises and equipment expense | $538,000 | 3,553 |
| Additional noninterest expense | $888,000 | 4,810 |
| Pre-tax net operating income | $1,584,000 | 4,151 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $418,000 | 4,754 |
| Income before extraordinary items | $1,166,000 | 3,962 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,166,000 | 3,963 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $72,000 | 4,581 |
| Cash dividends | $2,000,000 | 1,264 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,166,000 | 3,914 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,253,000 | 5,018 |
| Total interest expense | $2,751,000 | 5,143 |
| Net interest income | $3,502,000 | 4,878 |
| Provision for loan and lease losses | $99,000 | 4,670 |
| Total noninterest income | $429,000 | 5,712 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $321,000 | 4,053 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $108,000 | 6,996 |
| Total noninterest expense | $2,536,000 | 4,939 |
| Salaries and employee benefits | $1,241,000 | 5,064 |
| Premises and equipment expense | $454,000 | 4,087 |
| Additional noninterest expense | $841,000 | 5,044 |
| Pre-tax net operating income | $1,296,000 | 4,979 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $325,000 | 5,718 |
| Income before extraordinary items | $971,000 | 4,714 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $971,000 | 4,713 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 5,496 |
| Cash dividends | $1,456,000 | 1,550 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $971,000 | 4,692 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,618,000 | 5,147 |
| Total interest expense | $2,126,000 | 5,326 |
| Net interest income | $3,492,000 | 4,950 |
| Provision for loan and lease losses | $108,000 | 4,394 |
| Total noninterest income | $418,000 | 5,975 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $289,000 | 4,507 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $129,000 | 6,698 |
| Total noninterest expense | $2,621,000 | 4,945 |
| Salaries and employee benefits | $1,313,000 | 4,830 |
| Premises and equipment expense | $442,000 | 4,223 |
| Additional noninterest expense | $866,000 | 5,354 |
| Pre-tax net operating income | $1,181,000 | 5,294 |
| Securities gains (losses) | $-5,000 | 9,408 |
| Applicable income taxes | $257,000 | 6,426 |
| Income before extraordinary items | $919,000 | 4,823 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $919,000 | 4,830 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 4,906 |
| Cash dividends | $1,149,000 | 1,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $922,900 | 4,855 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,005,000 | 4,949 |
| Total interest expense | $2,284,000 | 5,205 |
| Net interest income | $3,721,000 | 4,707 |
| Provision for loan and lease losses | $90,000 | 6,008 |
| Total noninterest income | $349,000 | 7,041 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $294,000 | 4,503 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $55,000 | 9,815 |
| Total noninterest expense | $2,730,000 | 4,880 |
| Salaries and employee benefits | $1,306,000 | 4,856 |
| Premises and equipment expense | $489,000 | 3,942 |
| Additional noninterest expense | $935,000 | 5,209 |
| Pre-tax net operating income | $1,250,000 | 5,033 |
| Securities gains (losses) | $81,000 | 2,783 |
| Applicable income taxes | $310,000 | 5,948 |
| Income before extraordinary items | $1,021,000 | 4,624 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,021,000 | 4,756 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 4,894 |
| Cash dividends | $270,000 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $958,630 | 4,611 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,656,000 | 5,040 |
| Total interest expense | $3,178,000 | 4,920 |
| Net interest income | $3,478,000 | 5,040 |
| Provision for loan and lease losses | $84,000 | 7,767 |
| Total noninterest income | $405,000 | 6,497 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $263,000 | 4,941 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $142,000 | 6,834 |
| Total noninterest expense | $2,548,000 | 5,220 |
| Salaries and employee benefits | $1,212,000 | 5,111 |
| Premises and equipment expense | $449,000 | 4,363 |
| Additional noninterest expense | $887,000 | 5,594 |
| Pre-tax net operating income | $1,251,000 | 4,753 |
| Securities gains (losses) | $51,000 | 4,091 |
| Applicable income taxes | $275,000 | 6,284 |
| Income before extraordinary items | $1,027,000 | 4,385 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,027,000 | 4,431 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $139,000 | 5,081 |
| Cash dividends | $290,000 | 4,135 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $986,710 | 4,231 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.