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Pioneer Bank, Income and Expense

2025-03-31 (YTD Data)Rank
Total interest income$12,234,0001,089
Total interest expense$4,795,0001,037
Net interest income$7,439,0001,129
Provision for loan and lease losses$02,775
Total noninterest income$636,0001,703
Gross Fiduciary activities income$0918
Service charges on deposit accounts$186,0001,245
Trading account gains and feesNANA
Additional Noninterest Income$450,0001,600
Total noninterest expense$5,035,0001,274
Salaries and employee benefits$2,913,0001,261
Premises and equipment expense$388,0001,549
Additional noninterest expense$450,0001,600
Pre-tax net operating income$3,040,0001,061
Securities gains (losses)$0665
Applicable income taxes$174,0001,683
Income before extraordinary items$2,866,000953
Extraordinary gains, net$047
Net income$2,866,000966
Minority interest net income$065
Net income of bank and minority interests.$2,866,000953
Net charge-offs$5,0001,877
Cash dividends$02,364
Sale, conversion, retirement of capital stock, net$0467
Net operating income$2,866,000962
2024-12-31 (YTD Data)Rank
Total interest income$47,245,0001,098
Total interest expense$19,594,0001,047
Net interest income$27,651,0001,127
Provision for loan and lease losses$1,050,000912
Total noninterest income$2,908,0001,626
Gross Fiduciary activities income$01,000
Service charges on deposit accounts$731,0001,294
Trading account gains and feesNANA
Additional Noninterest Income$2,177,0001,500
Total noninterest expense$19,130,0001,290
Salaries and employee benefits$11,167,0001,270
Premises and equipment expense$1,331,0001,717
Additional noninterest expense$2,177,0001,500
Pre-tax net operating income$10,379,0001,123
Securities gains (losses)$0940
Applicable income taxes$785,0001,560
Income before extraordinary items$9,594,0001,044
Extraordinary gains, net$053
Net income$9,594,0001,054
Minority interest net income$090
Net income of bank and minority interests.$9,594,0001,044
Net charge-offs$999,000690
Cash dividends$4,788,000913
Sale, conversion, retirement of capital stock, net$0564
Net operating income$9,594,0001,057
2024-09-30 (YTD Data)Rank
Total interest income$34,622,0001,108
Total interest expense$14,437,0001,063
Net interest income$20,185,0001,137
Provision for loan and lease losses$1,050,000721
Total noninterest income$2,209,0001,606
Gross Fiduciary activities income$0972
Service charges on deposit accounts$541,0001,301
Trading account gains and feesNANA
Additional Noninterest Income$1,668,0001,469
Total noninterest expense$14,101,0001,292
Salaries and employee benefits$8,100,0001,291
Premises and equipment expense$1,005,0001,695
Additional noninterest expense$1,668,0001,469
Pre-tax net operating income$7,243,0001,174
Securities gains (losses)$0930
Applicable income taxes$548,0001,612
Income before extraordinary items$6,695,0001,096
Extraordinary gains, net$051
Net income$6,695,0001,111
Minority interest net income$082
Net income of bank and minority interests.$6,695,0001,098
Net charge-offs$786,000611
Cash dividends$2,751,000967
Sale, conversion, retirement of capital stock, net$0527
Net operating income$6,695,0001,106
2024-06-30 (YTD Data)Rank
Total interest income$22,465,0001,134
Total interest expense$9,165,0001,094
Net interest income$13,300,0001,143
Provision for loan and lease losses$850,000603
Total noninterest income$1,331,0001,688
Gross Fiduciary activities income$0962
Service charges on deposit accounts$351,0001,313
Trading account gains and feesNANA
Additional Noninterest Income$980,0001,573
Total noninterest expense$9,566,0001,280
Salaries and employee benefits$5,560,0001,271
Premises and equipment expense$782,0001,490
Additional noninterest expense$980,0001,573
Pre-tax net operating income$4,215,0001,270
Securities gains (losses)$0628
Applicable income taxes$378,0001,589
Income before extraordinary items$3,837,0001,210
Extraordinary gains, net$052
Net income$3,837,0001,228
Minority interest net income$084
Net income of bank and minority interests.$3,837,0001,212
Net charge-offs$781,000459
Cash dividends$1,814,000982
Sale, conversion, retirement of capital stock, net$0496
Net operating income$3,837,0001,220
2024-03-31 (YTD Data)Rank
Total interest income$11,145,0001,122
Total interest expense$4,545,0001,083
Net interest income$6,600,0001,162
Provision for loan and lease losses$150,000959
Total noninterest income$629,0001,713
Gross Fiduciary activities income$0895
Service charges on deposit accounts$175,0001,308
Trading account gains and feesNANA
Additional Noninterest Income$454,0001,609
Total noninterest expense$4,624,0001,322
Salaries and employee benefits$2,649,0001,315
Premises and equipment expense$377,0001,546
Additional noninterest expense$454,0001,609
Pre-tax net operating income$2,455,0001,125
Securities gains (losses)$0689
Applicable income taxes$139,0001,740
Income before extraordinary items$2,316,0001,051
Extraordinary gains, net$051
Net income$2,316,0001,063
Minority interest net income$072
Net income of bank and minority interests.$2,316,0001,051
Net charge-offs$-9,0004,067
Cash dividends$02,345
Sale, conversion, retirement of capital stock, net$0434
Net operating income$2,316,0001,047
2023-12-31 (YTD Data)Rank
Total interest income$39,428,0001,138
Total interest expense$15,050,000979
Net interest income$24,378,0001,229
Provision for loan and lease losses$250,0001,809
Total noninterest income$2,552,0001,785
Gross Fiduciary activities income$0981
Service charges on deposit accounts$727,0001,282
Trading account gains and feesNANA
Additional Noninterest Income$1,825,0001,695
Total noninterest expense$18,627,0001,284
Salaries and employee benefits$10,677,0001,281
Premises and equipment expense$1,844,0001,312
Additional noninterest expense$1,825,0001,695
Pre-tax net operating income$8,053,0001,388
Securities gains (losses)$8,000794
Applicable income taxes$504,0001,893
Income before extraordinary items$7,557,0001,262
Extraordinary gains, net$054
Net income$7,557,0001,277
Minority interest net income$088
Net income of bank and minority interests.$7,557,0001,265
Net charge-offs$82,0001,605
Cash dividends$3,694,0001,011
Sale, conversion, retirement of capital stock, net$0540
Net operating income$7,549,4801,284
2023-09-30 (YTD Data)Rank
Total interest income$28,997,0001,124
Total interest expense$10,775,000947
Net interest income$18,222,0001,233
Provision for loan and lease losses$250,0001,476
Total noninterest income$1,989,0001,740
Gross Fiduciary activities income$0950
Service charges on deposit accounts$532,0001,306
Trading account gains and feesNANA
Additional Noninterest Income$1,457,0001,636
Total noninterest expense$13,729,0001,289
Salaries and employee benefits$7,943,0001,290
Premises and equipment expense$1,341,0001,352
Additional noninterest expense$1,457,0001,636
Pre-tax net operating income$6,232,0001,407
Securities gains (losses)$8,000641
Applicable income taxes$349,0002,005
Income before extraordinary items$5,891,0001,267
Extraordinary gains, net$052
Net income$5,891,0001,276
Minority interest net income$081
Net income of bank and minority interests.$5,891,0001,267
Net charge-offs$-55,0004,236
Cash dividends$2,519,000999
Sale, conversion, retirement of capital stock, net$0507
Net operating income$5,883,4801,292
2023-06-30 (YTD Data)Rank
Total interest income$18,987,0001,120
Total interest expense$6,741,000912
Net interest income$12,246,0001,241
Provision for loan and lease losses$200,0001,332
Total noninterest income$1,210,0001,767
Gross Fiduciary activities income$0931
Service charges on deposit accounts$349,0001,307
Trading account gains and feesNANA
Additional Noninterest Income$861,0001,674
Total noninterest expense$9,193,0001,271
Salaries and employee benefits$5,431,0001,256
Premises and equipment expense$913,0001,316
Additional noninterest expense$861,0001,672
Pre-tax net operating income$4,063,0001,422
Securities gains (losses)$8,000684
Applicable income taxes$255,0001,967
Income before extraordinary items$3,816,0001,300
Extraordinary gains, net$051
Net income$3,816,0001,313
Minority interest net income$081
Net income of bank and minority interests.$3,816,0001,300
Net charge-offs$-27,0004,194
Cash dividends$1,744,000979
Sale, conversion, retirement of capital stock, net$0486
Net operating income$3,808,4801,319
2023-03-31 (YTD Data)Rank
Total interest income$9,412,0001,116
Total interest expense$3,146,000861
Net interest income$6,266,0001,224
Provision for loan and lease losses$100,0001,277
Total noninterest income$581,0001,805
Gross Fiduciary activities income$0913
Service charges on deposit accounts$169,0001,357
Trading account gains and feesNANA
Additional Noninterest Income$412,0001,690
Total noninterest expense$4,312,0001,358
Salaries and employee benefits$2,572,0001,329
Premises and equipment expense$477,0001,293
Additional noninterest expense$412,0001,690
Pre-tax net operating income$2,435,0001,255
Securities gains (losses)$8,000629
Applicable income taxes$8,0003,175
Income before extraordinary items$2,435,0001,096
Extraordinary gains, net$04
Net income$2,435,0001,095
Minority interest net income$048
Net income of bank and minority interests.$2,435,0001,095
Net charge-offs$-25,0004,279
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$2,427,0001,116
2022-12-31 (YTD Data)Rank
Total interest income$29,875,0001,159
Total interest expense$5,670,000724
Net interest income$24,205,0001,233
Provision for loan and lease losses$3,700,000343
Total noninterest income$3,355,0001,528
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$643,0001,432
Trading account gains and feesNANA
Additional Noninterest Income$2,712,0001,347
Total noninterest expense$16,788,0001,357
Salaries and employee benefits$9,818,0001,328
Premises and equipment expense$1,740,0001,381
Additional noninterest expense$2,712,0001,347
Pre-tax net operating income$7,072,0001,632
Securities gains (losses)$5,000515
Applicable income taxes$653,0001,847
Income before extraordinary items$6,424,0001,551
Extraordinary gains, net$05
Net income$6,424,0001,549
Minority interest net income$063
Net income of bank and minority interests.$6,424,0001,550
Net charge-offs$2,697,000234
Cash dividends$3,173,0001,101
Sale, conversion, retirement of capital stock, net$0568
Net operating income$6,419,4501,573
2022-09-30 (YTD Data)Rank
Total interest income$21,514,0001,147
Total interest expense$3,156,000703
Net interest income$18,358,0001,193
Provision for loan and lease losses$3,350,000286
Total noninterest income$2,752,0001,457
Gross Fiduciary activities income$0968
Service charges on deposit accounts$475,0001,456
Trading account gains and feesNANA
Additional Noninterest Income$2,277,0001,277
Total noninterest expense$12,540,0001,356
Salaries and employee benefits$7,356,0001,324
Premises and equipment expense$1,237,0001,439
Additional noninterest expense$2,277,0001,277
Pre-tax net operating income$5,220,0001,638
Securities gains (losses)$0740
Applicable income taxes$392,0001,995
Income before extraordinary items$4,828,0001,532
Extraordinary gains, net$04
Net income$4,828,0001,531
Minority interest net income$057
Net income of bank and minority interests.$4,828,0001,532
Net charge-offs$2,385,000200
Cash dividends$2,273,0001,034
Sale, conversion, retirement of capital stock, net$0519
Net operating income$4,828,0001,564
2022-06-30 (YTD Data)Rank
Total interest income$13,697,0001,143
Total interest expense$1,429,000799
Net interest income$12,268,0001,162
Provision for loan and lease losses$1,250,000354
Total noninterest income$1,959,0001,400
Gross Fiduciary activities income$0925
Service charges on deposit accounts$305,0001,486
Trading account gains and feesNANA
Additional Noninterest Income$1,654,0001,232
Total noninterest expense$8,523,0001,329
Salaries and employee benefits$5,112,0001,284
Premises and equipment expense$840,0001,403
Additional noninterest expense$2,571,0001,312
Pre-tax net operating income$4,454,0001,300
Securities gains (losses)$0687
Applicable income taxes$248,0001,966
Income before extraordinary items$4,206,0001,188
Extraordinary gains, net$04
Net income$4,206,0001,187
Minority interest net income$060
Net income of bank and minority interests.$4,206,0001,188
Net charge-offs$-20,0003,883
Cash dividends$2,114,000799
Sale, conversion, retirement of capital stock, net$0494
Net operating income$4,206,0001,212
2022-03-31 (YTD Data)Rank
Total interest income$6,587,0001,143
Total interest expense$618,000894
Net interest income$5,969,0001,158
Provision for loan and lease losses$600,000290
Total noninterest income$556,0001,947
Gross Fiduciary activities income$0892
Service charges on deposit accounts$155,0001,459
Trading account gains and feesNANA
Additional Noninterest Income$401,0001,907
Total noninterest expense$4,129,0001,356
Salaries and employee benefits$2,413,0001,346
Premises and equipment expense$431,0001,376
Additional noninterest expense$1,285,0001,293
Pre-tax net operating income$1,796,0001,450
Securities gains (losses)$0623
Applicable income taxes$104,0002,043
Income before extraordinary items$1,692,0001,340
Extraordinary gains, net$04
Net income$1,692,0001,340
Minority interest net income$050
Net income of bank and minority interests.$1,692,0001,340
Net charge-offs$-4,0003,570
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$1,692,0001,354
2021-12-31 (YTD Data)Rank
Total interest income$28,786,0001,099
Total interest expense$2,689,0001,017
Net interest income$26,097,0001,089
Provision for loan and lease losses$550,000965
Total noninterest income$2,602,0001,966
Gross Fiduciary activities income$0994
Service charges on deposit accounts$560,0001,490
Trading account gains and feesNANA
Additional Noninterest Income$2,042,0001,879
Total noninterest expense$17,804,0001,273
Salaries and employee benefits$9,779,0001,316
Premises and equipment expense$1,622,0001,427
Additional noninterest expense$6,403,0001,094
Pre-tax net operating income$10,345,0001,245
Securities gains (losses)$02,062
Applicable income taxes$627,0001,945
Income before extraordinary items$9,718,0001,168
Extraordinary gains, net$010
Net income$9,718,0001,168
Minority interest net income$074
Net income of bank and minority interests.$9,718,0001,168
Net charge-offs$1,057,000403
Cash dividends$5,454,000746
Sale, conversion, retirement of capital stock, net$0582
Net operating income$9,718,0001,153
2021-09-30 (YTD Data)Rank
Total interest income$22,012,0001,097
Total interest expense$2,051,0001,053
Net interest income$19,961,0001,094
Provision for loan and lease losses$350,0001,062
Total noninterest income$1,595,0002,206
Gross Fiduciary activities income$0957
Service charges on deposit accounts$403,0001,515
Trading account gains and feesNANA
Additional Noninterest Income$1,192,0002,196
Total noninterest expense$13,364,0001,276
Salaries and employee benefits$7,323,0001,330
Premises and equipment expense$1,140,0001,525
Additional noninterest expense$4,901,0001,072
Pre-tax net operating income$7,842,0001,288
Securities gains (losses)$02,015
Applicable income taxes$11,0003,508
Income before extraordinary items$7,831,0001,157
Extraordinary gains, net$08
Net income$7,831,0001,158
Minority interest net income$069
Net income of bank and minority interests.$7,831,0001,158
Net charge-offs$1,034,000330
Cash dividends$4,858,000610
Sale, conversion, retirement of capital stock, net$0543
Net operating income$7,831,0001,140
2021-06-30 (YTD Data)Rank
Total interest income$14,347,0001,114
Total interest expense$1,400,0001,074
Net interest income$12,947,0001,108
Provision for loan and lease losses$02,862
Total noninterest income$971,0002,272
Gross Fiduciary activities income$0951
Service charges on deposit accounts$255,0001,523
Trading account gains and feesNANA
Additional Noninterest Income$716,0002,282
Total noninterest expense$8,857,0001,266
Salaries and employee benefits$4,819,0001,338
Premises and equipment expense$763,0001,518
Additional noninterest expense$3,275,0001,066
Pre-tax net operating income$5,061,0001,305
Securities gains (losses)$01,818
Applicable income taxes$10,0003,462
Income before extraordinary items$5,051,0001,167
Extraordinary gains, net$06
Net income$5,051,0001,168
Minority interest net income$067
Net income of bank and minority interests.$5,051,0001,168
Net charge-offs$1,029,000265
Cash dividends$2,530,000702
Sale, conversion, retirement of capital stock, net$0517
Net operating income$5,051,0001,153
2021-03-31 (YTD Data)Rank
Total interest income$6,481,0001,220
Total interest expense$734,0001,090
Net interest income$5,747,0001,226
Provision for loan and lease losses$02,741
Total noninterest income$571,0002,092
Gross Fiduciary activities income$0922
Service charges on deposit accounts$128,0001,517
Trading account gains and feesNANA
Additional Noninterest Income$443,0002,038
Total noninterest expense$4,502,0001,240
Salaries and employee benefits$2,477,0001,301
Premises and equipment expense$393,0001,503
Additional noninterest expense$1,632,0001,049
Pre-tax net operating income$1,816,0001,633
Securities gains (losses)$01,392
Applicable income taxes$10,0003,270
Income before extraordinary items$1,806,0001,499
Extraordinary gains, net$03
Net income$1,806,0001,499
Minority interest net income$055
Net income of bank and minority interests.$1,806,0001,499
Net charge-offs$-2,0003,357
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,806,0001,463
2020-12-31 (YTD Data)Rank
Total interest income$27,255,0001,151
Total interest expense$3,979,0001,167
Net interest income$23,276,0001,136
Provision for loan and lease losses$3,150,000771
Total noninterest income$2,301,0001,966
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$588,0001,436
Trading account gains and feesNANA
Additional Noninterest Income$1,713,0001,954
Total noninterest expense$17,086,0001,259
Salaries and employee benefits$9,167,0001,345
Premises and equipment expense$1,330,0001,662
Additional noninterest expense$6,589,0001,028
Pre-tax net operating income$5,341,0001,705
Securities gains (losses)$288,000846
Applicable income taxes$17,0003,423
Income before extraordinary items$5,612,0001,498
Extraordinary gains, net$04
Net income$5,612,0001,497
Minority interest net income$072
Net income of bank and minority interests.$5,612,0001,498
Net charge-offs$1,178,000588
Cash dividends$3,532,000985
Sale, conversion, retirement of capital stock, net$0566
Net operating income$5,324,0001,519
2020-09-30 (YTD Data)Rank
Total interest income$20,501,0001,147
Total interest expense$3,195,0001,167
Net interest income$17,306,0001,132
Provision for loan and lease losses$3,150,000681
Total noninterest income$1,908,0001,841
Gross Fiduciary activities income$0981
Service charges on deposit accounts$447,0001,415
Trading account gains and feesNANA
Additional Noninterest Income$1,461,0001,764
Total noninterest expense$13,073,0001,217
Salaries and employee benefits$7,122,0001,293
Premises and equipment expense$1,019,0001,632
Additional noninterest expense$4,932,0001,022
Pre-tax net operating income$2,991,0002,042
Securities gains (losses)$-27,0004,883
Applicable income taxes$17,0003,374
Income before extraordinary items$2,947,0001,923
Extraordinary gains, net$04
Net income$2,947,0001,922
Minority interest net income$065
Net income of bank and minority interests.$2,947,0001,923
Net charge-offs$1,496,000393
Cash dividends$1,867,0001,172
Sale, conversion, retirement of capital stock, net$0532
Net operating income$2,973,7301,863
2020-06-30 (YTD Data)Rank
Total interest income$13,862,0001,143
Total interest expense$2,427,0001,114
Net interest income$11,435,0001,135
Provision for loan and lease losses$2,300,000665
Total noninterest income$1,265,0001,781
Gross Fiduciary activities income$0970
Service charges on deposit accounts$310,0001,375
Trading account gains and feesNANA
Additional Noninterest Income$955,0001,718
Total noninterest expense$8,524,0001,229
Salaries and employee benefits$4,649,0001,311
Premises and equipment expense$601,0001,792
Additional noninterest expense$3,274,0001,018
Pre-tax net operating income$1,876,0002,092
Securities gains (losses)$-27,0004,883
Applicable income taxes$17,0003,272
Income before extraordinary items$1,832,0001,949
Extraordinary gains, net$04
Net income$1,832,0001,949
Minority interest net income$065
Net income of bank and minority interests.$1,832,0001,949
Net charge-offs$1,166,000354
Cash dividends$1,084,0001,244
Sale, conversion, retirement of capital stock, net$0504
Net operating income$1,858,7301,899
2020-03-31 (YTD Data)Rank
Total interest income$7,138,0001,118
Total interest expense$1,524,0001,004
Net interest income$5,614,0001,136
Provision for loan and lease losses$300,0001,167
Total noninterest income$517,0001,908
Gross Fiduciary activities income$0941
Service charges on deposit accounts$33,0003,541
Trading account gains and feesNANA
Additional Noninterest Income$484,0001,551
Total noninterest expense$4,540,0001,182
Salaries and employee benefits$2,569,0001,212
Premises and equipment expense$293,0001,839
Additional noninterest expense$1,678,0001,018
Pre-tax net operating income$1,291,0001,490
Securities gains (losses)$01,705
Applicable income taxes$17,0002,964
Income before extraordinary items$1,274,0001,351
Extraordinary gains, net$04
Net income$1,274,0001,350
Minority interest net income$056
Net income of bank and minority interests.$1,274,0001,351
Net charge-offs$-6,0004,282
Cash dividends$1,084,000771
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,274,0001,334
2019-12-31 (YTD Data)Rank
Total interest income$28,898,0001,116
Total interest expense$6,834,000944
Net interest income$22,064,0001,153
Provision for loan and lease losses$2,050,000527
Total noninterest income$1,997,0001,970
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$743,0001,425
Trading account gains and feesNANA
Additional Noninterest Income$1,254,0002,001
Total noninterest expense$16,090,0001,270
Salaries and employee benefits$8,432,0001,397
Premises and equipment expense$954,0002,092
Additional noninterest expense$6,704,0001,008
Pre-tax net operating income$5,921,0001,552
Securities gains (losses)$-12,0004,819
Applicable income taxes$4,0003,730
Income before extraordinary items$5,905,0001,403
Extraordinary gains, net$011
Net income$5,905,0001,405
Minority interest net income$076
Net income of bank and minority interests.$5,905,0001,405
Net charge-offs$3,084,000305
Cash dividends$3,532,0001,059
Sale, conversion, retirement of capital stock, net$0626
Net operating income$5,917,0001,368
2019-09-30 (YTD Data)Rank
Total interest income$21,592,0001,128
Total interest expense$5,131,000953
Net interest income$16,461,0001,171
Provision for loan and lease losses$1,050,000660
Total noninterest income$1,360,0002,069
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$526,0001,503
Trading account gains and feesNANA
Additional Noninterest Income$834,0002,122
Total noninterest expense$11,716,0001,312
Salaries and employee benefits$6,230,0001,420
Premises and equipment expense$692,0002,162
Additional noninterest expense$4,794,0001,036
Pre-tax net operating income$5,055,0001,420
Securities gains (losses)$-13,0004,933
Applicable income taxes$4,0003,770
Income before extraordinary items$5,038,0001,304
Extraordinary gains, net$011
Net income$5,038,0001,306
Minority interest net income$072
Net income of bank and minority interests.$5,038,0001,306
Net charge-offs$1,376,000399
Cash dividends$2,940,000907
Sale, conversion, retirement of capital stock, net$0590
Net operating income$5,051,0001,280
2019-06-30 (YTD Data)Rank
Total interest income$12,950,0001,221
Total interest expense$3,198,0001,001
Net interest income$9,752,0001,297
Provision for loan and lease losses$1,050,000468
Total noninterest income$631,0002,492
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$279,0001,754
Trading account gains and feesNANA
Additional Noninterest Income$352,0002,629
Total noninterest expense$6,268,0001,589
Salaries and employee benefits$3,571,0001,610
Premises and equipment expense$412,0002,333
Additional noninterest expense$2,285,0001,371
Pre-tax net operating income$3,065,0001,519
Securities gains (losses)$01,702
Applicable income taxes$4,0003,751
Income before extraordinary items$3,061,0001,369
Extraordinary gains, net$011
Net income$3,061,0001,368
Minority interest net income$069
Net income of bank and minority interests.$3,061,0001,369
Net charge-offs$745,000435
Cash dividends$1,941,000910
Sale, conversion, retirement of capital stock, net$0573
Net operating income$3,061,0001,345
2019-03-31 (YTD Data)Rank
Total interest income$6,082,0001,290
Total interest expense$1,526,0001,002
Net interest income$4,556,0001,360
Provision for loan and lease losses$700,000363
Total noninterest income$411,0002,135
Gross Fiduciary activities income$0972
Service charges on deposit accounts$142,0001,716
Trading account gains and feesNANA
Additional Noninterest Income$269,0002,075
Total noninterest expense$3,244,0001,553
Salaries and employee benefits$1,860,0001,570
Premises and equipment expense$212,0002,320
Additional noninterest expense$1,172,0001,316
Pre-tax net operating income$1,023,0002,026
Securities gains (losses)$01,087
Applicable income taxes$4,0003,587
Income before extraordinary items$1,019,0001,842
Extraordinary gains, net$05
Net income$1,019,0001,840
Minority interest net income$052
Net income of bank and minority interests.$1,019,0001,841
Net charge-offs$729,000261
Cash dividends$180,0002,096
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,019,0001,820
2018-12-31 (YTD Data)Rank
Total interest income$22,967,0001,277
Total interest expense$4,576,0001,000
Net interest income$18,391,0001,331
Provision for loan and lease losses$800,0001,051
Total noninterest income$1,782,0002,112
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$599,0001,738
Trading account gains and feesNANA
Additional Noninterest Income$1,183,0002,045
Total noninterest expense$11,543,0001,679
Salaries and employee benefits$6,757,0001,650
Premises and equipment expense$1,660,0001,359
Additional noninterest expense$3,126,0001,844
Pre-tax net operating income$7,830,0001,240
Securities gains (losses)$01,125
Applicable income taxes$4,0003,841
Income before extraordinary items$7,826,0001,107
Extraordinary gains, net$06
Net income$7,826,0001,106
Minority interest net income$072
Net income of bank and minority interests.$7,826,0001,106
Net charge-offs$125,0001,992
Cash dividends$5,303,000705
Sale, conversion, retirement of capital stock, net$0671
Net operating income$7,826,0001,103
2018-09-30 (YTD Data)Rank
Total interest income$16,955,0001,292
Total interest expense$3,102,0001,036
Net interest income$13,853,0001,322
Provision for loan and lease losses$1,100,000609
Total noninterest income$1,333,0002,135
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$434,0001,801
Trading account gains and feesNANA
Additional Noninterest Income$899,0002,052
Total noninterest expense$8,558,0001,691
Salaries and employee benefits$5,068,0001,658
Premises and equipment expense$1,176,0001,442
Additional noninterest expense$2,314,0001,866
Pre-tax net operating income$5,528,0001,310
Securities gains (losses)$01,118
Applicable income taxes$4,0003,874
Income before extraordinary items$5,524,0001,165
Extraordinary gains, net$05
Net income$5,524,0001,164
Minority interest net income$066
Net income of bank and minority interests.$5,524,0001,164
Net charge-offs$-219,0005,265
Cash dividends$4,110,000628
Sale, conversion, retirement of capital stock, net$0633
Net operating income$5,524,0001,156
2018-06-30 (YTD Data)Rank
Total interest income$10,946,0001,314
Total interest expense$1,987,0001,007
Net interest income$8,959,0001,354
Provision for loan and lease losses$400,000972
Total noninterest income$789,0002,286
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$283,0001,834
Trading account gains and feesNANA
Additional Noninterest Income$506,0002,254
Total noninterest expense$5,588,0001,743
Salaries and employee benefits$3,308,0001,692
Premises and equipment expense$350,0002,608
Additional noninterest expense$1,930,0001,558
Pre-tax net operating income$3,760,0001,274
Securities gains (losses)$0961
Applicable income taxes$4,0003,833
Income before extraordinary items$3,756,0001,126
Extraordinary gains, net$06
Net income$3,756,0001,125
Minority interest net income$065
Net income of bank and minority interests.$3,756,0001,125
Net charge-offs$-71,0005,115
Cash dividends$2,679,000614
Sale, conversion, retirement of capital stock, net$0620
Net operating income$3,756,0001,120
2018-03-31 (YTD Data)Rank
Total interest income$5,245,0001,339
Total interest expense$892,0001,066
Net interest income$4,353,0001,384
Provision for loan and lease losses$150,0001,106
Total noninterest income$358,0002,388
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$135,0001,894
Trading account gains and feesNANA
Additional Noninterest Income$223,0002,357
Total noninterest expense$2,721,0001,800
Salaries and employee benefits$1,704,0001,675
Premises and equipment expense$183,0002,582
Additional noninterest expense$834,0001,748
Pre-tax net operating income$1,840,0001,271
Securities gains (losses)$0735
Applicable income taxes$4,0003,713
Income before extraordinary items$1,836,0001,123
Extraordinary gains, net$07
Net income$1,836,0001,122
Minority interest net income$052
Net income of bank and minority interests.$1,836,0001,123
Net charge-offs$-59,0005,278
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,836,0001,115
2017-12-31 (YTD Data)Rank
Total interest income$19,628,0001,366
Total interest expense$3,276,000994
Net interest income$16,352,0001,428
Provision for loan and lease losses$1,225,000758
Total noninterest income$1,351,0002,528
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$561,0001,872
Trading account gains and feesNANA
Additional Noninterest Income$790,0002,574
Total noninterest expense$10,767,0001,794
Salaries and employee benefits$6,207,0001,762
Premises and equipment expense$769,0002,511
Additional noninterest expense$3,791,0001,590
Pre-tax net operating income$5,711,0001,528
Securities gains (losses)$02,243
Applicable income taxes$4,0003,980
Income before extraordinary items$5,707,0001,217
Extraordinary gains, net$09
Net income$5,707,0001,217
Minority interest net income$076
Net income of bank and minority interests.$5,707,0001,217
Net charge-offs$1,076,000655
Cash dividends$4,153,000792
Sale, conversion, retirement of capital stock, net$0711
Net operating income$5,707,0001,198
2017-09-30 (YTD Data)Rank
Total interest income$14,504,0001,386
Total interest expense$2,432,000993
Net interest income$12,072,0001,451
Provision for loan and lease losses$825,000822
Total noninterest income$828,0002,826
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$420,0001,880
Trading account gains and feesNANA
Additional Noninterest Income$408,0003,070
Total noninterest expense$8,098,0001,786
Salaries and employee benefits$4,767,0001,734
Premises and equipment expense$509,0002,736
Additional noninterest expense$2,822,0001,589
Pre-tax net operating income$3,977,0001,646
Securities gains (losses)$02,274
Applicable income taxes$4,0003,992
Income before extraordinary items$3,973,0001,382
Extraordinary gains, net$09
Net income$3,973,0001,381
Minority interest net income$071
Net income of bank and minority interests.$3,973,0001,382
Net charge-offs$880,000536
Cash dividends$2,488,000890
Sale, conversion, retirement of capital stock, net$0677
Net operating income$3,973,0001,364
2017-06-30 (YTD Data)Rank
Total interest income$9,563,0001,390
Total interest expense$1,599,000974
Net interest income$7,964,0001,455
Provision for loan and lease losses$825,000569
Total noninterest income$273,0003,864
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$268,0001,933
Trading account gains and feesNANA
Additional Noninterest Income$5,0005,561
Total noninterest expense$5,323,0001,810
Salaries and employee benefits$3,108,0001,770
Premises and equipment expense$348,0002,694
Additional noninterest expense$1,867,0001,599
Pre-tax net operating income$2,089,0001,964
Securities gains (losses)$01,906
Applicable income taxes$4,0003,987
Income before extraordinary items$2,085,0001,649
Extraordinary gains, net$011
Net income$2,085,0001,649
Minority interest net income$071
Net income of bank and minority interests.$2,085,0001,649
Net charge-offs$876,000389
Cash dividends$1,356,0001,036
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,085,0001,628
2017-03-31 (YTD Data)Rank
Total interest income$4,625,0001,418
Total interest expense$781,000981
Net interest income$3,844,0001,505
Provision for loan and lease losses$675,000364
Total noninterest income$-119,0005,846
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$132,0001,953
Trading account gains and feesNANA
Additional Noninterest Income$-251,0005,852
Total noninterest expense$2,704,0001,797
Salaries and employee benefits$1,602,0001,743
Premises and equipment expense$180,0002,687
Additional noninterest expense$922,0001,623
Pre-tax net operating income$346,0003,637
Securities gains (losses)$01,153
Applicable income taxes$4,0003,816
Income before extraordinary items$342,0003,415
Extraordinary gains, net$08
Net income$342,0003,414
Minority interest net income$055
Net income of bank and minority interests.$342,0003,415
Net charge-offs$873,000242
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$342,0003,389
2016-12-31 (YTD Data)Rank
Total interest income$18,401,0001,386
Total interest expense$3,148,000923
Net interest income$15,253,0001,474
Provision for loan and lease losses$2,350,000464
Total noninterest income$1,640,0002,367
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$542,0001,953
Trading account gains and fees$0170
Additional Noninterest Income$1,098,0002,283
Total noninterest expense$9,795,0001,937
Salaries and employee benefits$5,504,0001,947
Premises and equipment expense$693,0002,743
Additional noninterest expense$3,598,0001,694
Pre-tax net operating income$4,748,0001,689
Securities gains (losses)$4,0002,928
Applicable income taxes$4,0004,104
Income before extraordinary items$4,748,0001,446
Extraordinary gains, net$05
Net income$4,748,0001,445
Minority interest net income$082
Net income of bank and minority interests.$4,748,0001,445
Net charge-offs$2,139,000368
Cash dividends$3,439,000926
Sale, conversion, retirement of capital stock, net$0759
Net operating income$4,744,0001,414
2016-09-30 (YTD Data)Rank
Total interest income$13,778,0001,386
Total interest expense$2,358,000925
Net interest income$11,420,0001,477
Provision for loan and lease losses$2,150,000382
Total noninterest income$1,264,0002,333
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$400,0001,978
Trading account gains and fees$0169
Additional Noninterest Income$864,0002,226
Total noninterest expense$7,215,0001,981
Salaries and employee benefits$4,132,0001,927
Premises and equipment expense$500,0002,837
Additional noninterest expense$2,583,0001,746
Pre-tax net operating income$3,319,0001,816
Securities gains (losses)$4,0002,856
Applicable income taxes$4,0004,144
Income before extraordinary items$3,319,0001,545
Extraordinary gains, net$05
Net income$3,319,0001,544
Minority interest net income$071
Net income of bank and minority interests.$3,319,0001,545
Net charge-offs$780,000578
Cash dividends$2,551,000861
Sale, conversion, retirement of capital stock, net$0719
Net operating income$3,315,0001,514
2016-06-30 (YTD Data)Rank
Total interest income$9,023,0001,411
Total interest expense$1,570,000920
Net interest income$7,453,0001,507
Provision for loan and lease losses$1,150,000452
Total noninterest income$787,0002,407
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$260,0002,005
Trading account gains and fees$0157
Additional Noninterest Income$527,0002,311
Total noninterest expense$4,695,0002,026
Salaries and employee benefits$2,668,0001,989
Premises and equipment expense$326,0002,887
Additional noninterest expense$1,701,0001,775
Pre-tax net operating income$2,395,0001,695
Securities gains (losses)$3,0002,591
Applicable income taxes$4,0004,116
Income before extraordinary items$2,394,0001,445
Extraordinary gains, net$016
Net income$2,394,0001,445
Minority interest net income$071
Net income of bank and minority interests.$2,394,0001,445
Net charge-offs$693,000461
Cash dividends$1,828,000831
Sale, conversion, retirement of capital stock, net$0705
Net operating income$2,391,0001,399
2016-03-31 (YTD Data)Rank
Total interest income$4,366,0001,455
Total interest expense$768,000944
Net interest income$3,598,0001,561
Provision for loan and lease losses$250,000792
Total noninterest income$337,0002,577
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$126,0002,042
Trading account gains and fees$0142
Additional Noninterest Income$211,0002,550
Total noninterest expense$2,267,0002,090
Salaries and employee benefits$1,255,0002,097
Premises and equipment expense$184,0002,699
Additional noninterest expense$828,0001,791
Pre-tax net operating income$1,418,0001,453
Securities gains (losses)$3,0001,822
Applicable income taxes$4,0003,979
Income before extraordinary items$1,417,0001,238
Extraordinary gains, net$012
Net income$1,417,0001,239
Minority interest net income$062
Net income of bank and minority interests.$1,417,0001,239
Net charge-offs$16,0002,108
Cash dividends$694,000975
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,414,0001,207
2015-12-31 (YTD Data)Rank
Total interest income$17,518,0001,414
Total interest expense$2,847,000994
Net interest income$14,671,0001,506
Provision for loan and lease losses$900,000886
Total noninterest income$1,380,0002,591
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$613,0001,816
Trading account gains and fees$0159
Additional Noninterest Income$767,0002,708
Total noninterest expense$8,814,0002,121
Salaries and employee benefits$5,201,0001,990
Premises and equipment expense$718,0002,771
Additional noninterest expense$2,895,0002,076
Pre-tax net operating income$6,337,0001,302
Securities gains (losses)$13,0002,458
Applicable income taxes$1,0004,340
Income before extraordinary items$6,349,0001,104
Extraordinary gains, net$023
Net income$6,349,0001,104
Minority interest net income$081
Net income of bank and minority interests.$6,349,0001,104
Net charge-offs$425,0001,307
Cash dividends$4,645,000707
Sale, conversion, retirement of capital stock, net$0804
Net operating income$6,336,0001,088
2015-09-30 (YTD Data)Rank
Total interest income$13,256,0001,417
Total interest expense$2,053,0001,040
Net interest income$11,203,0001,486
Provision for loan and lease losses$600,000892
Total noninterest income$943,0002,742
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$463,0001,824
Trading account gains and fees$0153
Additional Noninterest Income$480,0002,969
Total noninterest expense$6,328,0002,192
Salaries and employee benefits$3,841,0002,023
Premises and equipment expense$537,0002,823
Additional noninterest expense$1,950,0002,257
Pre-tax net operating income$5,218,0001,228
Securities gains (losses)$13,0002,219
Applicable income taxes$1,0004,417
Income before extraordinary items$5,230,0001,012
Extraordinary gains, net$021
Net income$5,230,0001,012
Minority interest net income$078
Net income of bank and minority interests.$5,230,0001,012
Net charge-offs$89,0002,279
Cash dividends$3,840,000601
Sale, conversion, retirement of capital stock, net$0773
Net operating income$5,217,000991
2015-06-30 (YTD Data)Rank
Total interest income$8,651,0001,448
Total interest expense$1,273,0001,119
Net interest income$7,378,0001,505
Provision for loan and lease losses$450,000841
Total noninterest income$299,0003,937
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$303,0001,825
Trading account gains and fees$0157
Additional Noninterest Income$-4,0006,215
Total noninterest expense$4,077,0002,259
Salaries and employee benefits$2,607,0002,000
Premises and equipment expense$355,0002,845
Additional noninterest expense$1,115,0002,579
Pre-tax net operating income$3,150,0001,322
Securities gains (losses)$13,0001,906
Applicable income taxes$1,0004,408
Income before extraordinary items$3,162,0001,115
Extraordinary gains, net$022
Net income$3,162,0001,114
Minority interest net income$075
Net income of bank and minority interests.$3,162,0001,116
Net charge-offs$65,0002,105
Cash dividends$2,417,000609
Sale, conversion, retirement of capital stock, net$0751
Net operating income$3,149,0001,091
2015-03-31 (YTD Data)Rank
Total interest income$4,241,0001,473
Total interest expense$622,0001,141
Net interest income$3,619,0001,525
Provision for loan and lease losses$250,000741
Total noninterest income$63,0005,062
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$152,0001,796
Trading account gains and fees$0152
Additional Noninterest Income$-89,0006,377
Total noninterest expense$1,694,0002,662
Salaries and employee benefits$1,219,0002,125
Premises and equipment expense$203,0002,621
Additional noninterest expense$272,0004,178
Pre-tax net operating income$1,738,0001,176
Securities gains (losses)$7,0001,576
Applicable income taxes$1,0004,289
Income before extraordinary items$1,744,000983
Extraordinary gains, net$013
Net income$1,744,000983
Minority interest net income$064
Net income of bank and minority interests.$1,744,000984
Net charge-offs$90,0001,181
Cash dividends$847,000776
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,737,000953
2014-12-31 (YTD Data)Rank
Total interest income$16,129,0001,538
Total interest expense$2,400,0001,212
Net interest income$13,729,0001,610
Provision for loan and lease losses$750,0001,065
Total noninterest income$1,524,0002,482
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$647,0001,846
Trading account gains and fees$0180
Additional Noninterest Income$877,0002,520
Total noninterest expense$9,305,0002,028
Salaries and employee benefits$4,867,0002,098
Premises and equipment expense$751,0002,779
Additional noninterest expense$3,687,0001,680
Pre-tax net operating income$5,198,0001,463
Securities gains (losses)$14,0002,497
Applicable income taxes$5,0004,305
Income before extraordinary items$5,207,0001,254
Extraordinary gains, net$017
Net income$5,207,0001,252
Minority interest net income$084
Net income of bank and minority interests.$5,207,0001,253
Net charge-offs$333,0001,903
Cash dividends$3,732,000777
Sale, conversion, retirement of capital stock, net$0862
Net operating income$5,193,0001,229
2014-09-30 (YTD Data)Rank
Total interest income$12,159,0001,546
Total interest expense$1,794,0001,231
Net interest income$10,365,0001,597
Provision for loan and lease losses$400,0001,373
Total noninterest income$1,020,0002,676
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$484,0001,858
Trading account gains and fees$0174
Additional Noninterest Income$536,0002,813
Total noninterest expense$7,043,0002,019
Salaries and employee benefits$3,650,0002,106
Premises and equipment expense$572,0002,785
Additional noninterest expense$2,821,0001,654
Pre-tax net operating income$3,942,0001,473
Securities gains (losses)$3,0002,680
Applicable income taxes$5,0004,323
Income before extraordinary items$3,940,0001,231
Extraordinary gains, net$015
Net income$3,940,0001,228
Minority interest net income$081
Net income of bank and minority interests.$3,940,0001,230
Net charge-offs$155,0002,264
Cash dividends$2,477,000794
Sale, conversion, retirement of capital stock, net$0819
Net operating income$3,937,0001,217
2014-06-30 (YTD Data)Rank
Total interest income$8,031,0001,550
Total interest expense$1,197,0001,242
Net interest income$6,834,0001,610
Provision for loan and lease losses$400,000998
Total noninterest income$269,0004,217
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$310,0001,897
Trading account gains and fees$0172
Additional Noninterest Income$-41,0006,536
Total noninterest expense$4,757,0001,993
Salaries and employee benefits$2,443,0002,114
Premises and equipment expense$399,0002,715
Additional noninterest expense$1,915,0001,626
Pre-tax net operating income$1,946,0001,863
Securities gains (losses)$02,580
Applicable income taxes$5,0004,257
Income before extraordinary items$1,941,0001,583
Extraordinary gains, net$020
Net income$1,941,0001,586
Minority interest net income$080
Net income of bank and minority interests.$1,941,0001,585
Net charge-offs$129,0001,968
Cash dividends$1,707,000746
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,941,0001,558
2014-03-31 (YTD Data)Rank
Total interest income$4,064,0001,531
Total interest expense$640,0001,176
Net interest income$3,424,0001,597
Provision for loan and lease losses$200,000985
Total noninterest income$-4,0006,630
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$148,0001,957
Trading account gains and fees$0147
Additional Noninterest Income$-152,0006,682
Total noninterest expense$2,272,0002,091
Salaries and employee benefits$1,197,0002,151
Premises and equipment expense$202,0002,734
Additional noninterest expense$873,0001,750
Pre-tax net operating income$948,0001,847
Securities gains (losses)$01,715
Applicable income taxes$5,0004,041
Income before extraordinary items$943,0001,565
Extraordinary gains, net$016
Net income$943,0001,568
Minority interest net income$066
Net income of bank and minority interests.$943,0001,568
Net charge-offs$30,0002,222
Cash dividends$438,0001,143
Sale, conversion, retirement of capital stock, net$0747
Net operating income$943,0001,538
2013-12-31 (YTD Data)Rank
Total interest income$13,766,0001,816
Total interest expense$2,573,0001,317
Net interest income$11,193,0001,904
Provision for loan and lease losses$1,300,000886
Total noninterest income$879,0003,451
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$473,0002,499
Trading account gains and fees$0184
Additional Noninterest Income$406,0003,653
Total noninterest expense$7,429,0002,494
Salaries and employee benefits$4,193,0002,379
Premises and equipment expense$596,0003,328
Additional noninterest expense$2,640,0002,342
Pre-tax net operating income$3,343,0001,986
Securities gains (losses)$-2,0006,101
Applicable income taxes$5,0004,396
Income before extraordinary items$3,336,0001,735
Extraordinary gains, net$029
Net income$3,336,0001,739
Minority interest net income$090
Net income of bank and minority interests.$3,336,0001,739
Net charge-offs$1,319,0001,033
Cash dividends$2,594,000977
Sale, conversion, retirement of capital stock, net$0924
Net operating income$3,338,0001,704
2013-09-30 (YTD Data)Rank
Total interest income$10,036,0001,875
Total interest expense$1,955,0001,341
Net interest income$8,081,0001,969
Provision for loan and lease losses$800,0001,047
Total noninterest income$613,0003,643
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$338,0002,603
Trading account gains and fees$0180
Additional Noninterest Income$275,0003,874
Total noninterest expense$5,309,0002,613
Salaries and employee benefits$3,118,0002,406
Premises and equipment expense$419,0003,508
Additional noninterest expense$1,772,0002,589
Pre-tax net operating income$2,585,0002,001
Securities gains (losses)$-2,0006,351
Applicable income taxes$5,0004,449
Income before extraordinary items$2,578,0001,727
Extraordinary gains, net$025
Net income$2,578,0001,728
Minority interest net income$084
Net income of bank and minority interests.$2,578,0001,731
Net charge-offs$626,0001,385
Cash dividends$1,646,0001,033
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,580,0001,678
2013-06-30 (YTD Data)Rank
Total interest income$6,576,0001,899
Total interest expense$1,340,0001,337
Net interest income$5,236,0002,008
Provision for loan and lease losses$600,000990
Total noninterest income$83,0005,896
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$219,0002,620
Trading account gains and fees$0157
Additional Noninterest Income$-136,0006,825
Total noninterest expense$3,526,0002,620
Salaries and employee benefits$2,032,0002,464
Premises and equipment expense$277,0003,535
Additional noninterest expense$1,217,0002,504
Pre-tax net operating income$1,193,0002,610
Securities gains (losses)$2,0002,612
Applicable income taxes$5,0004,362
Income before extraordinary items$1,190,0002,305
Extraordinary gains, net$022
Net income$1,190,0002,314
Minority interest net income$082
Net income of bank and minority interests.$1,190,0002,312
Net charge-offs$631,0001,066
Cash dividends$895,0001,192
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,188,0002,226
2013-03-31 (YTD Data)Rank
Total interest income$3,156,0001,989
Total interest expense$703,0001,317
Net interest income$2,453,0002,143
Provision for loan and lease losses$500,000691
Total noninterest income$-20,0006,902
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$110,0002,614
Trading account gains and fees$0148
Additional Noninterest Income$-130,0006,947
Total noninterest expense$1,650,0002,799
Salaries and employee benefits$953,0002,625
Premises and equipment expense$135,0003,623
Additional noninterest expense$562,0002,696
Pre-tax net operating income$283,0003,907
Securities gains (losses)$01,966
Applicable income taxes$5,0004,175
Income before extraordinary items$278,0003,711
Extraordinary gains, net$010
Net income$278,0003,710
Minority interest net income$076
Net income of bank and minority interests.$278,0003,712
Net charge-offs$15,0003,259
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$278,0003,612
2012-12-31 (YTD Data)Rank
Total interest income$13,380,0001,963
Total interest expense$3,503,0001,282
Net interest income$9,877,0002,179
Provision for loan and lease losses$100,0004,651
Total noninterest income$-14,0006,851
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$442,0002,729
Trading account gains and fees$0166
Additional Noninterest Income$-456,0006,916
Total noninterest expense$6,505,0002,845
Salaries and employee benefits$3,587,0002,721
Premises and equipment expense$555,0003,571
Additional noninterest expense$2,363,0002,695
Pre-tax net operating income$3,258,0001,947
Securities gains (losses)$15,0003,269
Applicable income taxes$5,0004,499
Income before extraordinary items$3,268,0001,727
Extraordinary gains, net$029
Net income$3,268,0001,729
Minority interest net income$093
Net income of bank and minority interests.$3,268,0001,728
Net charge-offs$87,0004,535
Cash dividends$2,785,000936
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$3,253,0001,640
2012-09-30 (YTD Data)Rank
Total interest income$9,999,0002,006
Total interest expense$2,702,0001,308
Net interest income$7,297,0002,243
Provision for loan and lease losses$100,0004,329
Total noninterest income$-375,0007,095
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$323,0002,817
Trading account gains and fees$0157
Additional Noninterest Income$-698,0007,107
Total noninterest expense$4,733,0002,925
Salaries and employee benefits$2,673,0002,755
Premises and equipment expense$415,0003,629
Additional noninterest expense$1,645,0002,878
Pre-tax net operating income$2,089,0002,276
Securities gains (losses)$11,0003,090
Applicable income taxes$5,0004,514
Income before extraordinary items$2,095,0002,024
Extraordinary gains, net$020
Net income$2,095,0002,022
Minority interest net income$086
Net income of bank and minority interests.$2,095,0002,025
Net charge-offs$88,0004,093
Cash dividends$1,341,0001,081
Sale, conversion, retirement of capital stock, net$0952
Net operating income$2,084,0001,913
2012-06-30 (YTD Data)Rank
Total interest income$6,735,0001,995
Total interest expense$1,843,0001,319
Net interest income$4,892,0002,232
Provision for loan and lease losses$50,0004,550
Total noninterest income$-719,0007,205
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$207,0002,879
Trading account gains and fees$0153
Additional Noninterest Income$-926,0007,203
Total noninterest expense$3,214,0002,881
Salaries and employee benefits$1,764,0002,781
Premises and equipment expense$278,0003,617
Additional noninterest expense$1,172,0002,747
Pre-tax net operating income$909,0003,047
Securities gains (losses)$11,0002,698
Applicable income taxes$5,0004,421
Income before extraordinary items$915,0002,774
Extraordinary gains, net$019
Net income$915,0002,775
Minority interest net income$084
Net income of bank and minority interests.$915,0002,775
Net charge-offs$76,0003,671
Cash dividends$1,341,000769
Sale, conversion, retirement of capital stock, net$0928
Net operating income$904,1102,664
2012-03-31 (YTD Data)Rank
Total interest income$3,504,0001,937
Total interest expense$965,0001,314
Net interest income$2,539,0002,166
Provision for loan and lease losses$05,254
Total noninterest income$-940,0007,295
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$96,0003,017
Trading account gains and fees$0148
Additional Noninterest Income$-1,036,0007,302
Total noninterest expense$1,529,0003,003
Salaries and employee benefits$863,0002,848
Premises and equipment expense$135,0003,709
Additional noninterest expense$531,0002,945
Pre-tax net operating income$70,0005,725
Securities gains (losses)$02,210
Applicable income taxes$5,0004,246
Income before extraordinary items$65,0005,811
Extraordinary gains, net$019
Net income$65,0005,811
Minority interest net income$078
Net income of bank and minority interests.$65,0005,811
Net charge-offs$7,0004,174
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$65,0005,661
2011-12-31 (YTD Data)Rank
Total interest income$13,499,0002,069
Total interest expense$4,065,0001,494
Net interest income$9,434,0002,318
Provision for loan and lease losses$1,100,0002,274
Total noninterest income$453,0004,548
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$480,0002,661
Trading account gains and fees$0146
Additional Noninterest Income$-27,0006,774
Total noninterest expense$6,078,0003,029
Salaries and employee benefits$3,226,0002,944
Premises and equipment expense$556,0003,772
Additional noninterest expense$2,296,0002,771
Pre-tax net operating income$2,709,0002,007
Securities gains (losses)$03,838
Applicable income taxes$5,0004,437
Income before extraordinary items$2,704,0001,757
Extraordinary gains, net$029
Net income$2,704,0001,759
Minority interest net income$096
Net income of bank and minority interests.$2,704,0001,759
Net charge-offs$889,0002,505
Cash dividends$2,109,000913
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$2,704,0001,683
2011-09-30 (YTD Data)Rank
Total interest income$10,227,0002,076
Total interest expense$3,066,0001,543
Net interest income$7,161,0002,297
Provision for loan and lease losses$750,0002,344
Total noninterest income$597,0003,536
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$357,0002,689
Trading account gains and fees$0145
Additional Noninterest Income$240,0003,816
Total noninterest expense$4,495,0003,062
Salaries and employee benefits$2,499,0002,858
Premises and equipment expense$423,0003,781
Additional noninterest expense$1,573,0003,013
Pre-tax net operating income$2,513,0001,723
Securities gains (losses)$03,555
Applicable income taxes$5,0004,418
Income before extraordinary items$2,508,0001,515
Extraordinary gains, net$021
Net income$2,508,0001,515
Minority interest net income$087
Net income of bank and minority interests.$2,508,0001,515
Net charge-offs$434,0002,828
Cash dividends$1,486,000860
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$2,508,0001,435
2011-06-30 (YTD Data)Rank
Total interest income$6,804,0002,095
Total interest expense$2,060,0001,589
Net interest income$4,744,0002,312
Provision for loan and lease losses$500,0002,302
Total noninterest income$168,0005,113
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$230,0002,734
Trading account gains and fees$0153
Additional Noninterest Income$-62,0007,150
Total noninterest expense$3,038,0003,066
Salaries and employee benefits$1,620,0002,944
Premises and equipment expense$279,0003,837
Additional noninterest expense$1,139,0002,857
Pre-tax net operating income$1,374,0002,020
Securities gains (losses)$02,914
Applicable income taxes$5,0004,311
Income before extraordinary items$1,369,0001,749
Extraordinary gains, net$015
Net income$1,369,0001,749
Minority interest net income$089
Net income of bank and minority interests.$1,369,0001,749
Net charge-offs$389,0002,397
Cash dividends$1,030,000790
Sale, conversion, retirement of capital stock, net$0986
Net operating income$1,369,0001,677
2011-03-31 (YTD Data)Rank
Total interest income$3,447,0002,072
Total interest expense$1,050,0001,613
Net interest income$2,397,0002,278
Provision for loan and lease losses$500,0001,414
Total noninterest income$-116,0007,434
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$114,0002,710
Trading account gains and fees$0158
Additional Noninterest Income$-230,0007,446
Total noninterest expense$1,550,0003,019
Salaries and employee benefits$824,0002,923
Premises and equipment expense$147,0003,752
Additional noninterest expense$579,0002,794
Pre-tax net operating income$231,0003,984
Securities gains (losses)$01,772
Applicable income taxes$5,0004,051
Income before extraordinary items$226,0003,763
Extraordinary gains, net$09
Net income$226,0003,764
Minority interest net income$086
Net income of bank and minority interests.$226,0003,763
Net charge-offs$443,0001,438
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$226,0003,704
2010-12-31 (YTD Data)Rank
Total interest income$13,971,0002,158
Total interest expense$4,369,0001,842
Net interest income$9,602,0002,282
Provision for loan and lease losses$1,200,0002,771
Total noninterest income$199,0005,958
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$489,0002,687
Trading account gains and fees$0175
Additional Noninterest Income$-290,0007,334
Total noninterest expense$5,988,0003,111
Salaries and employee benefits$3,289,0002,872
Premises and equipment expense$588,0003,766
Additional noninterest expense$2,111,0003,117
Pre-tax net operating income$2,613,0001,830
Securities gains (losses)$03,793
Applicable income taxes$5,0004,343
Income before extraordinary items$2,608,0001,579
Extraordinary gains, net$029
Net income$2,608,0001,579
Minority interest net income$0111
Net income of bank and minority interests.$2,608,0001,581
Net charge-offs$1,361,0002,285
Cash dividends$1,378,0001,162
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$2,608,0001,531
2010-09-30 (YTD Data)Rank
Total interest income$10,472,0002,213
Total interest expense$3,298,0001,898
Net interest income$7,174,0002,330
Provision for loan and lease losses$750,0002,938
Total noninterest income$640,0003,556
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$375,0002,703
Trading account gains and fees$0165
Additional Noninterest Income$265,0003,737
Total noninterest expense$4,414,0003,163
Salaries and employee benefits$2,497,0002,853
Premises and equipment expense$452,0003,768
Additional noninterest expense$1,465,0003,295
Pre-tax net operating income$2,650,0001,483
Securities gains (losses)$03,651
Applicable income taxes$5,0004,390
Income before extraordinary items$2,645,0001,254
Extraordinary gains, net$023
Net income$2,645,0001,258
Minority interest net income$0110
Net income of bank and minority interests.$2,645,0001,258
Net charge-offs$704,0002,629
Cash dividends$1,159,000927
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$2,645,0001,213
2010-06-30 (YTD Data)Rank
Total interest income$7,052,0002,219
Total interest expense$2,201,0001,975
Net interest income$4,851,0002,298
Provision for loan and lease losses$400,0003,175
Total noninterest income$508,0003,195
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$255,0002,679
Trading account gains and fees$0152
Additional Noninterest Income$253,0003,109
Total noninterest expense$2,839,0003,246
Salaries and employee benefits$1,666,0002,862
Premises and equipment expense$310,0003,714
Additional noninterest expense$863,0003,598
Pre-tax net operating income$2,120,0001,232
Securities gains (losses)$03,184
Applicable income taxes$5,0004,306
Income before extraordinary items$2,115,0001,065
Extraordinary gains, net$019
Net income$2,115,0001,067
Minority interest net income$0105
Net income of bank and minority interests.$2,115,0001,066
Net charge-offs$422,0002,640
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$2,115,0001,017
2010-03-31 (YTD Data)Rank
Total interest income$3,315,0002,406
Total interest expense$1,106,0002,071
Net interest income$2,209,0002,541
Provision for loan and lease losses$200,0002,974
Total noninterest income$162,0004,105
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$121,0002,781
Trading account gains and fees$0175
Additional Noninterest Income$41,0005,010
Total noninterest expense$1,367,0003,395
Salaries and employee benefits$830,0002,918
Premises and equipment expense$167,0003,595
Additional noninterest expense$370,0003,999
Pre-tax net operating income$804,0001,609
Securities gains (losses)$02,284
Applicable income taxes$5,0004,091
Income before extraordinary items$799,0001,371
Extraordinary gains, net$016
Net income$799,0001,374
Minority interest net income$091
Net income of bank and minority interests.$799,0001,373
Net charge-offs$274,0002,117
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$799,0001,329
2009-12-31 (YTD Data)Rank
Total interest income$13,838,0002,416
Total interest expense$4,957,0002,280
Net interest income$8,881,0002,445
Provision for loan and lease losses$3,700,0001,736
Total noninterest income$468,0004,850
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$584,0002,589
Trading account gains and fees$0211
Additional Noninterest Income$-116,0007,611
Total noninterest expense$5,020,0003,677
Salaries and employee benefits$2,685,0003,500
Premises and equipment expense$682,0003,539
Additional noninterest expense$1,653,0003,820
Pre-tax net operating income$629,0003,712
Securities gains (losses)$10,0003,254
Applicable income taxes$5,0004,022
Income before extraordinary items$634,0003,523
Extraordinary gains, net$034
Net income$634,0003,523
Minority interest net income$0115
Net income of bank and minority interests.$634,0003,522
Net charge-offs$4,048,0001,334
Cash dividends$400,0002,826
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$624,1003,474
2009-09-30 (YTD Data)Rank
Total interest income$10,566,0002,412
Total interest expense$3,841,0002,306
Net interest income$6,725,0002,419
Provision for loan and lease losses$3,050,0001,461
Total noninterest income$285,0005,281
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$433,0002,613
Trading account gains and fees$0212
Additional Noninterest Income$-148,0007,844
Total noninterest expense$3,842,0003,606
Salaries and employee benefits$2,096,0003,406
Premises and equipment expense$526,0003,489
Additional noninterest expense$1,220,0003,831
Pre-tax net operating income$118,0005,221
Securities gains (losses)$10,0002,967
Applicable income taxes$5,0004,212
Income before extraordinary items$123,0005,213
Extraordinary gains, net$027
Net income$123,0005,211
Minority interest net income$0118
Net income of bank and minority interests.$123,0005,211
Net charge-offs$2,981,0001,185
Cash dividends$400,0002,256
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$113,4005,194
2009-06-30 (YTD Data)Rank
Total interest income$7,059,0002,442
Total interest expense$2,677,0002,296
Net interest income$4,382,0002,465
Provision for loan and lease losses$2,840,0001,126
Total noninterest income$356,0004,087
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$287,0002,603
Trading account gains and fees$0193
Additional Noninterest Income$69,0005,381
Total noninterest expense$2,623,0003,581
Salaries and employee benefits$1,382,0003,474
Premises and equipment expense$370,0003,384
Additional noninterest expense$871,0003,645
Pre-tax net operating income$-725,0006,839
Securities gains (losses)$03,136
Applicable income taxes$5,0004,239
Income before extraordinary items$-730,0006,968
Extraordinary gains, net$021
Net income$-730,0006,968
Minority interest net income$0112
Net income of bank and minority interests.$-730,0006,968
Net charge-offs$2,853,000890
Cash dividends$400,0001,856
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$-730,0006,954
2009-03-31 (YTD Data)Rank
Total interest income$3,568,0002,431
Total interest expense$1,422,0002,249
Net interest income$2,146,0002,523
Provision for loan and lease losses$1,200,0001,046
Total noninterest income$153,0004,339
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$144,0002,555
Trading account gains and fees$0171
Additional Noninterest Income$9,0006,953
Total noninterest expense$1,175,0003,830
Salaries and employee benefits$693,0003,494
Premises and equipment expense$196,0003,278
Additional noninterest expense$286,0004,555
Pre-tax net operating income$-76,0006,577
Securities gains (losses)$02,434
Applicable income taxes$5,0004,285
Income before extraordinary items$-81,0006,762
Extraordinary gains, net$015
Net income$-81,0006,763
Minority interest net income$0102
Net income of bank and minority interests.$-81,0006,763
Net charge-offs$1,758,000657
Cash dividends$400,0001,067
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-81,0006,669
2008-12-31 (YTD Data)Rank
Total interest income$16,793,0002,249
Total interest expense$6,682,0002,287
Net interest income$10,111,0002,197
Provision for loan and lease losses$3,300,0001,303
Total noninterest income$1,172,0003,084
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$588,0002,683
Trading account gains and fees$0154
Additional Noninterest Income$584,0002,931
Total noninterest expense$5,003,0003,566
Salaries and employee benefits$3,000,0003,248
Premises and equipment expense$751,0003,341
Additional noninterest expense$1,252,0004,151
Pre-tax net operating income$2,980,0001,808
Securities gains (losses)$03,220
Applicable income taxes$5,0004,660
Income before extraordinary items$2,975,0001,380
Extraordinary gains, net$039
Net income$2,975,0001,382
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,305,0001,179
Cash dividends$3,295,000825
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$2,975,0001,474
2008-09-30 (YTD Data)Rank
Total interest income$13,015,0002,231
Total interest expense$5,164,0002,309
Net interest income$7,851,0002,137
Provision for loan and lease losses$800,0002,099
Total noninterest income$972,0002,961
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$437,0002,719
Trading account gains and fees$0148
Additional Noninterest Income$535,0002,706
Total noninterest expense$3,966,0003,403
Salaries and employee benefits$2,538,0002,940
Premises and equipment expense$579,0003,279
Additional noninterest expense$849,0004,390
Pre-tax net operating income$4,057,0001,241
Securities gains (losses)$03,106
Applicable income taxes$5,0005,028
Income before extraordinary items$4,052,000898
Extraordinary gains, net$031
Net income$4,052,000897
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$153,0003,376
Cash dividends$2,895,000741
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$4,052,000963
2008-06-30 (YTD Data)Rank
Total interest income$8,950,0002,196
Total interest expense$3,564,0002,335
Net interest income$5,386,0002,065
Provision for loan and lease losses$575,0001,758
Total noninterest income$420,0003,915
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$283,0002,761
Trading account gains and fees$0149
Additional Noninterest Income$137,0004,462
Total noninterest expense$2,667,0003,389
Salaries and employee benefits$1,734,0002,904
Premises and equipment expense$384,0003,314
Additional noninterest expense$549,0004,458
Pre-tax net operating income$2,564,0001,351
Securities gains (losses)$03,233
Applicable income taxes$5,0005,215
Income before extraordinary items$2,559,0001,081
Extraordinary gains, net$021
Net income$2,559,0001,081
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$139,0002,636
Cash dividends$1,969,000820
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$2,559,0001,066
2008-03-31 (YTD Data)Rank
Total interest income$4,520,0002,228
Total interest expense$1,847,0002,399
Net interest income$2,673,0002,083
Provision for loan and lease losses$75,0003,123
Total noninterest income$165,0004,400
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$147,0002,677
Trading account gains and fees$0158
Additional Noninterest Income$18,0006,579
Total noninterest expense$1,352,0003,363
Salaries and employee benefits$900,0002,830
Premises and equipment expense$187,0003,408
Additional noninterest expense$265,0004,506
Pre-tax net operating income$1,411,0001,339
Securities gains (losses)$02,688
Applicable income taxes$5,0005,114
Income before extraordinary items$1,406,0001,080
Extraordinary gains, net$015
Net income$1,406,0001,083
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,0003,724
Cash dividends$975,000789
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,406,0001,033
2007-12-31 (YTD Data)Rank
Total interest income$18,911,0002,175
Total interest expense$8,109,0002,291
Net interest income$10,802,0002,089
Provision for loan and lease losses$425,0002,593
Total noninterest income$885,0003,798
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$630,0002,575
Trading account gains and fees$0178
Additional Noninterest Income$255,0004,546
Total noninterest expense$5,306,0003,294
Salaries and employee benefits$3,396,0002,888
Premises and equipment expense$753,0003,250
Additional noninterest expense$1,157,0004,180
Pre-tax net operating income$5,956,0001,404
Securities gains (losses)$02,146
Applicable income taxes$5,0005,774
Income before extraordinary items$5,951,0001,090
Extraordinary gains, net$039
Net income$5,951,0001,088
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$309,0002,248
Cash dividends$4,980,000756
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$5,951,0001,071
2007-09-30 (YTD Data)Rank
Total interest income$14,008,0002,209
Total interest expense$6,114,0002,283
Net interest income$7,894,0002,161
Provision for loan and lease losses$225,0002,782
Total noninterest income$731,0003,591
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$464,0002,598
Trading account gains and fees$0184
Additional Noninterest Income$267,0003,969
Total noninterest expense$4,046,0003,218
Salaries and employee benefits$2,554,0002,860
Premises and equipment expense$555,0003,274
Additional noninterest expense$937,0003,900
Pre-tax net operating income$4,354,0001,551
Securities gains (losses)$01,655
Applicable income taxes$5,0005,890
Income before extraordinary items$4,349,0001,188
Extraordinary gains, net$033
Net income$4,349,0001,185
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$63,0003,379
Cash dividends$2,961,000890
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$4,349,0001,172
2007-06-30 (YTD Data)Rank
Total interest income$9,277,0002,247
Total interest expense$4,043,0002,303
Net interest income$5,234,0002,199
Provision for loan and lease losses$150,0002,579
Total noninterest income$259,0005,008
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$300,0002,649
Trading account gains and fees$0168
Additional Noninterest Income$-41,0008,590
Total noninterest expense$2,749,0003,195
Salaries and employee benefits$1,707,0002,891
Premises and equipment expense$378,0003,225
Additional noninterest expense$664,0003,708
Pre-tax net operating income$2,594,0001,770
Securities gains (losses)$01,444
Applicable income taxes$5,0005,893
Income before extraordinary items$2,589,0001,375
Extraordinary gains, net$029
Net income$2,589,0001,373
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$55,0002,722
Cash dividends$1,792,000984
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$2,589,0001,355
2007-03-31 (YTD Data)Rank
Total interest income$4,524,0002,290
Total interest expense$1,968,0002,343
Net interest income$2,556,0002,252
Provision for loan and lease losses$75,0002,404
Total noninterest income$192,0004,116
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$156,0002,528
Trading account gains and fees$0195
Additional Noninterest Income$36,0005,687
Total noninterest expense$1,426,0003,107
Salaries and employee benefits$878,0002,846
Premises and equipment expense$182,0003,360
Additional noninterest expense$366,0003,406
Pre-tax net operating income$1,247,0001,806
Securities gains (losses)$01,187
Applicable income taxes$5,0005,693
Income before extraordinary items$1,242,0001,411
Extraordinary gains, net$022
Net income$1,242,0001,411
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$20,0002,538
Cash dividends$890,000907
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,242,0001,397
2006-12-31 (YTD Data)Rank
Total interest income$17,180,0002,262
Total interest expense$6,903,0002,313
Net interest income$10,277,0002,246
Provision for loan and lease losses$280,0002,910
Total noninterest income$900,0003,777
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$615,0002,635
Trading account gains and fees$0130
Additional Noninterest Income$285,0004,407
Total noninterest expense$5,210,0003,244
Salaries and employee benefits$3,298,0002,883
Premises and equipment expense$678,0003,416
Additional noninterest expense$1,234,0003,847
Pre-tax net operating income$5,687,0001,694
Securities gains (losses)$01,687
Applicable income taxes$8,0006,215
Income before extraordinary items$5,679,0001,277
Extraordinary gains, net$051
Net income$5,679,0001,277
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$146,0002,622
Cash dividends$3,890,000893
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$5,679,0001,264
2006-09-30 (YTD Data)Rank
Total interest income$12,614,0002,303
Total interest expense$4,922,0002,345
Net interest income$7,692,0002,266
Provision for loan and lease losses$112,0003,920
Total noninterest income$731,0003,614
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$452,0002,677
Trading account gains and fees$0126
Additional Noninterest Income$279,0003,864
Total noninterest expense$3,841,0003,268
Salaries and employee benefits$2,484,0002,865
Premises and equipment expense$470,0003,652
Additional noninterest expense$887,0003,960
Pre-tax net operating income$4,470,0001,662
Securities gains (losses)$01,388
Applicable income taxes$8,0006,282
Income before extraordinary items$4,462,0001,269
Extraordinary gains, net$045
Net income$4,462,0001,269
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,858
Cash dividends$2,971,000842
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$4,462,0001,254
2006-06-30 (YTD Data)Rank
Total interest income$8,057,0002,357
Total interest expense$3,042,0002,405
Net interest income$5,015,0002,324
Provision for loan and lease losses$75,0003,786
Total noninterest income$392,0004,094
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$284,0002,780
Trading account gains and fees$0126
Additional Noninterest Income$108,0004,971
Total noninterest expense$2,554,0003,294
Salaries and employee benefits$1,635,0002,900
Premises and equipment expense$322,0003,562
Additional noninterest expense$597,0003,929
Pre-tax net operating income$2,778,0001,792
Securities gains (losses)$01,185
Applicable income taxes$8,0006,196
Income before extraordinary items$2,770,0001,355
Extraordinary gains, net$039
Net income$2,770,0001,356
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-12,0007,881
Cash dividends$1,856,000884
Sale, conversion, retirement of capital stock, net$0887
Net operating income$2,770,0001,344
2006-03-31 (YTD Data)Rank
Total interest income$3,814,0002,426
Total interest expense$1,364,0002,522
Net interest income$2,450,0002,364
Provision for loan and lease losses$38,0003,609
Total noninterest income$164,0004,438
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$125,0002,993
Trading account gains and fees$0115
Additional Noninterest Income$39,0005,582
Total noninterest expense$1,295,0003,275
Salaries and employee benefits$810,0002,938
Premises and equipment expense$169,0003,439
Additional noninterest expense$316,0003,749
Pre-tax net operating income$1,281,0001,868
Securities gains (losses)$0955
Applicable income taxes$8,0005,862
Income before extraordinary items$1,273,0001,427
Extraordinary gains, net$021
Net income$1,273,0001,426
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0006,481
Cash dividends$886,000838
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,273,0001,406
2005-12-31 (YTD Data)Rank
Total interest income$13,392,0002,466
Total interest expense$4,102,0002,600
Net interest income$9,290,0002,383
Provision for loan and lease losses$120,0004,465
Total noninterest income$797,0004,055
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$506,0003,031
Trading account gains and fees$0138
Additional Noninterest Income$291,0004,402
Total noninterest expense$5,094,0003,188
Salaries and employee benefits$3,206,0002,800
Premises and equipment expense$716,0003,171
Additional noninterest expense$1,172,0003,924
Pre-tax net operating income$4,873,0001,909
Securities gains (losses)$02,296
Applicable income taxes$2,0006,781
Income before extraordinary items$4,871,0001,450
Extraordinary gains, net$046
Net income$4,871,0001,450
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-4,0007,882
Cash dividends$3,501,000915
Sale, conversion, retirement of capital stock, net$0934
Net operating income$4,871,0001,431
2005-09-30 (YTD Data)Rank
Total interest income$9,723,0002,486
Total interest expense$2,866,0002,625
Net interest income$6,857,0002,391
Provision for loan and lease losses$90,0004,305
Total noninterest income$641,0003,921
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$375,0003,049
Trading account gains and fees$0126
Additional Noninterest Income$266,0004,012
Total noninterest expense$3,798,0003,174
Salaries and employee benefits$2,373,0002,792
Premises and equipment expense$555,0003,068
Additional noninterest expense$870,0003,929
Pre-tax net operating income$3,610,0001,937
Securities gains (losses)$02,317
Applicable income taxes$2,0006,802
Income before extraordinary items$3,608,0001,476
Extraordinary gains, net$035
Net income$3,608,0001,477
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$19,0004,590
Cash dividends$2,500,000869
Sale, conversion, retirement of capital stock, net$0769
Net operating income$3,608,0001,453
2005-06-30 (YTD Data)Rank
Total interest income$6,222,0002,523
Total interest expense$1,735,0002,703
Net interest income$4,487,0002,405
Provision for loan and lease losses$60,0004,115
Total noninterest income$315,0004,663
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$237,0003,131
Trading account gains and fees$0116
Additional Noninterest Income$78,0005,666
Total noninterest expense$2,518,0003,172
Salaries and employee benefits$1,554,0002,836
Premises and equipment expense$372,0003,038
Additional noninterest expense$592,0003,853
Pre-tax net operating income$2,224,0002,010
Securities gains (losses)$02,146
Applicable income taxes$2,0006,782
Income before extraordinary items$2,222,0001,549
Extraordinary gains, net$030
Net income$2,222,0001,549
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0004,895
Cash dividends$1,612,000882
Sale, conversion, retirement of capital stock, net$0643
Net operating income$2,222,0001,526
2005-03-31 (YTD Data)Rank
Total interest income$2,969,0002,591
Total interest expense$791,0002,814
Net interest income$2,178,0002,448
Provision for loan and lease losses$30,0003,913
Total noninterest income$141,0004,864
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$106,0003,309
Trading account gains and fees$0115
Additional Noninterest Income$35,0005,892
Total noninterest expense$1,274,0003,148
Salaries and employee benefits$787,0002,810
Premises and equipment expense$172,0003,284
Additional noninterest expense$315,0003,652
Pre-tax net operating income$1,015,0002,146
Securities gains (losses)$01,685
Applicable income taxes$2,0006,630
Income before extraordinary items$1,013,0001,647
Extraordinary gains, net$024
Net income$1,013,0001,649
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$16,0002,822
Cash dividends$777,000826
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,013,0001,621
2004-12-31 (YTD Data)Rank
Total interest income$10,424,0002,722
Total interest expense$2,813,0002,763
Net interest income$7,611,0002,650
Provision for loan and lease losses$120,0004,623
Total noninterest income$614,0004,757
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$389,0003,710
Trading account gains and fees$0138
Additional Noninterest Income$225,0004,850
Total noninterest expense$4,052,0003,701
Salaries and employee benefits$2,522,0003,321
Premises and equipment expense$561,0003,739
Additional noninterest expense$969,0004,459
Pre-tax net operating income$4,053,0002,043
Securities gains (losses)$13,0002,682
Applicable income taxes$2,0007,032
Income before extraordinary items$4,064,0001,587
Extraordinary gains, net$034
Net income$4,064,0001,588
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$57,0004,468
Cash dividends$2,961,000985
Sale, conversion, retirement of capital stock, net$0872
Net operating income$4,051,0001,554
2004-09-30 (YTD Data)Rank
Total interest income$7,416,0002,825
Total interest expense$2,001,0002,842
Net interest income$5,415,0002,773
Provision for loan and lease losses$160,0003,409
Total noninterest income$409,0005,079
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$266,0003,948
Trading account gains and fees$0134
Additional Noninterest Income$143,0005,219
Total noninterest expense$2,818,0003,899
Salaries and employee benefits$1,764,0003,492
Premises and equipment expense$366,0004,156
Additional noninterest expense$688,0004,589
Pre-tax net operating income$2,846,0002,159
Securities gains (losses)$-5,0008,357
Applicable income taxes$2,0007,080
Income before extraordinary items$2,839,0001,715
Extraordinary gains, net$026
Net income$2,839,0001,716
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-12,0008,219
Cash dividends$2,358,000846
Sale, conversion, retirement of capital stock, net$0738
Net operating income$2,844,0001,662
2004-06-30 (YTD Data)Rank
Total interest income$4,607,0003,003
Total interest expense$1,274,0002,945
Net interest income$3,333,0002,992
Provision for loan and lease losses$120,0003,090
Total noninterest income$277,0005,015
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$161,0004,169
Trading account gains and fees$0130
Additional Noninterest Income$116,0004,862
Total noninterest expense$1,793,0004,087
Salaries and employee benefits$1,133,0003,606
Premises and equipment expense$239,0004,211
Additional noninterest expense$421,0004,885
Pre-tax net operating income$1,697,0002,333
Securities gains (losses)$-5,0008,574
Applicable income taxes$2,0007,043
Income before extraordinary items$1,690,0001,862
Extraordinary gains, net$021
Net income$1,690,0001,863
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,0004,658
Cash dividends$1,285,0001,025
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,695,0001,803
2004-03-31 (YTD Data)Rank
Total interest income$2,226,0003,094
Total interest expense$630,0003,006
Net interest income$1,596,0003,105
Provision for loan and lease losses$60,0002,918
Total noninterest income$136,0005,025
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$75,0004,266
Trading account gains and fees$0121
Additional Noninterest Income$61,0004,708
Total noninterest expense$920,0004,021
Salaries and employee benefits$565,0003,641
Premises and equipment expense$120,0004,238
Additional noninterest expense$235,0004,516
Pre-tax net operating income$752,0002,559
Securities gains (losses)$-5,0008,841
Applicable income taxes$2,0006,854
Income before extraordinary items$745,0002,056
Extraordinary gains, net$016
Net income$745,0002,056
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0004,134
Cash dividends$914,000733
Sale, conversion, retirement of capital stock, net$0464
Net operating income$750,0001,969
2003-12-31 (YTD Data)Rank
Total interest income$9,799,0002,886
Total interest expense$2,915,0002,942
Net interest income$6,884,0002,800
Provision for loan and lease losses$310,0003,086
Total noninterest income$418,0005,883
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$354,0003,917
Trading account gains and fees$0160
Additional Noninterest Income$64,0007,230
Total noninterest expense$3,486,0004,134
Salaries and employee benefits$2,135,0003,717
Premises and equipment expense$473,0004,235
Additional noninterest expense$878,0004,718
Pre-tax net operating income$3,506,0002,212
Securities gains (losses)$-146,0009,052
Applicable income taxes$2,0007,318
Income before extraordinary items$3,358,0001,850
Extraordinary gains, net$054
Net income$3,358,0001,853
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$295,0002,279
Cash dividends$2,614,0001,123
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,504,0001,690
2003-09-30 (YTD Data)Rank
Total interest income$7,430,0002,891
Total interest expense$2,233,0002,974
Net interest income$5,197,0002,801
Provision for loan and lease losses$260,0002,790
Total noninterest income$344,0005,712
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$259,0003,998
Trading account gains and fees$0153
Additional Noninterest Income$85,0006,364
Total noninterest expense$2,716,0003,980
Salaries and employee benefits$1,695,0003,527
Premises and equipment expense$347,0004,293
Additional noninterest expense$674,0004,591
Pre-tax net operating income$2,565,0002,329
Securities gains (losses)$-125,0009,135
Applicable income taxes$2,0007,369
Income before extraordinary items$2,438,0001,973
Extraordinary gains, net$040
Net income$2,438,0001,972
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$135,0002,769
Cash dividends$2,184,000940
Sale, conversion, retirement of capital stock, net$0722
Net operating income$2,563,0001,774
2003-06-30 (YTD Data)Rank
Total interest income$4,919,0002,942
Total interest expense$1,511,0003,022
Net interest income$3,408,0002,833
Provision for loan and lease losses$160,0002,893
Total noninterest income$126,0006,976
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$170,0004,008
Trading account gains and fees$0150
Additional Noninterest Income$-44,0009,247
Total noninterest expense$1,814,0003,976
Salaries and employee benefits$1,139,0003,513
Premises and equipment expense$231,0004,294
Additional noninterest expense$444,0004,638
Pre-tax net operating income$1,560,0002,506
Securities gains (losses)$03,782
Applicable income taxes$2,0007,353
Income before extraordinary items$1,558,0002,037
Extraordinary gains, net$030
Net income$1,558,0002,035
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$146,0002,004
Cash dividends$1,123,0001,188
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,558,0001,924
2003-03-31 (YTD Data)Rank
Total interest income$2,372,0003,048
Total interest expense$772,0003,029
Net interest income$1,600,0002,989
Provision for loan and lease losses$75,0002,805
Total noninterest income$131,0005,233
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$80,0004,080
Trading account gains and fees$0134
Additional Noninterest Income$51,0005,226
Total noninterest expense$927,0003,905
Salaries and employee benefits$584,0003,433
Premises and equipment expense$122,0004,095
Additional noninterest expense$221,0004,612
Pre-tax net operating income$729,0002,655
Securities gains (losses)$02,891
Applicable income taxes$2,0007,162
Income before extraordinary items$727,0002,138
Extraordinary gains, net$021
Net income$727,0002,136
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$122,0001,313
Cash dividends$830,000798
Sale, conversion, retirement of capital stock, net$0419
Net operating income$727,0002,023
2002-12-31 (YTD Data)Rank
Total interest income$10,273,0002,948
Total interest expense$3,639,0002,989
Net interest income$6,634,0002,872
Provision for loan and lease losses$306,0003,374
Total noninterest income$592,0004,771
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$380,0003,647
Trading account gains and fees$0153
Additional Noninterest Income$212,0004,900
Total noninterest expense$3,371,0004,086
Salaries and employee benefits$2,118,0003,572
Premises and equipment expense$380,0004,824
Additional noninterest expense$873,0004,639
Pre-tax net operating income$3,549,0002,184
Securities gains (losses)$04,537
Applicable income taxes$2,0007,560
Income before extraordinary items$3,547,0001,687
Extraordinary gains, net$070
Net income$3,547,0001,686
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$237,0002,752
Cash dividends$2,761,000988
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,547,0001,633
2001-12-31 (YTD Data)Rank
Total interest income$10,961,0003,063
Total interest expense$4,824,0003,246
Net interest income$6,137,0002,889
Provision for loan and lease losses$150,0004,756
Total noninterest income$631,0004,465
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$376,0003,573
Trading account gains and fees$0177
Additional Noninterest Income$255,0004,456
Total noninterest expense$3,374,0003,941
Salaries and employee benefits$1,932,0003,696
Premises and equipment expense$415,0004,487
Additional noninterest expense$1,027,0003,975
Pre-tax net operating income$3,244,0002,112
Securities gains (losses)$04,612
Applicable income taxes$84,0006,208
Income before extraordinary items$3,160,0001,661
Extraordinary gains, net$0105
Net income$3,160,0001,662
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$238,0002,575
Cash dividends$2,673,0001,025
Sale, conversion, retirement of capital stock, net$0922
Net operating income$3,160,0001,595
2000-12-31 (YTD Data)Rank
Total interest income$5,938,0005,123
Total interest expense$2,781,0005,201
Net interest income$3,157,0004,973
Provision for loan and lease losses$210,0003,626
Total noninterest income$278,0006,492
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$133,0006,004
Trading account gains and feesNANA
Additional Noninterest Income$145,0005,553
Total noninterest expense$1,784,0006,088
Salaries and employee benefits$1,042,0005,759
Premises and equipment expense$225,0006,384
Additional noninterest expense$517,0006,303
Pre-tax net operating income$1,441,0004,177
Securities gains (losses)$01,956
Applicable income taxes$188,0005,509
Income before extraordinary items$1,253,0003,747
Extraordinary gains, net$038
Net income$1,253,0003,748
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$191,0002,456
Cash dividends$932,0002,418
Sale, conversion, retirement of capital stock, net$0969
Net operating income$1,253,0003,729
1999-12-31 (YTD Data)Rank
Total interest income$5,263,0005,391
Total interest expense$2,256,0005,553
Net interest income$3,007,0005,153
Provision for loan and lease losses$96,0005,335
Total noninterest income$178,0007,740
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$36,0008,167
Trading account gains and feesNANA
Additional Noninterest Income$142,0005,733
Total noninterest expense$1,670,0006,361
Salaries and employee benefits$956,0006,067
Premises and equipment expense$197,0006,860
Additional noninterest expense$517,0006,384
Pre-tax net operating income$1,419,0004,252
Securities gains (losses)$1,0002,805
Applicable income taxes$144,0006,358
Income before extraordinary items$1,276,0003,683
Extraordinary gains, net$035
Net income$1,276,0003,684
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$33,0005,465
Cash dividends$1,071,0002,147
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$1,275,1003,649
1998-12-31 (YTD Data)Rank
Total interest income$5,096,0005,616
Total interest expense$2,141,0005,941
Net interest income$2,955,0005,180
Provision for loan and lease losses$146,0004,231
Total noninterest income$171,0007,941
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$41,0008,271
Trading account gains and feesNANA
Additional Noninterest Income$130,0006,008
Total noninterest expense$1,525,0006,615
Salaries and employee benefits$916,0006,134
Premises and equipment expense$204,0006,645
Additional noninterest expense$405,0007,178
Pre-tax net operating income$1,455,0004,277
Securities gains (losses)$04,449
Applicable income taxes$158,0006,747
Income before extraordinary items$1,297,0003,701
Extraordinary gains, net$032
Net income$1,297,0003,700
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$58,0004,658
Cash dividends$1,432,0001,727
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,297,0003,601
1997-12-31 (YTD Data)Rank
Total interest income$4,776,0005,973
Total interest expense$2,049,0006,172
Net interest income$2,727,0005,709
Provision for loan and lease losses$70,0005,912
Total noninterest income$276,0006,941
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$45,0008,532
Trading account gains and feesNANA
Additional Noninterest Income$231,0004,592
Total noninterest expense$1,583,0006,567
Salaries and employee benefits$894,0006,321
Premises and equipment expense$202,0006,803
Additional noninterest expense$487,0006,614
Pre-tax net operating income$1,350,0004,839
Securities gains (losses)$19,0001,923
Applicable income taxes$526,0004,064
Income before extraordinary items$843,0005,281
Extraordinary gains, net$044
Net income$843,0005,283
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$119,0003,457
Cash dividends$400,0003,931
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$830,8405,284
1996-12-31 (YTD Data)Rank
Total interest income$3,405,0007,503
Total interest expense$1,435,0007,743
Net interest income$1,970,0007,207
Provision for loan and lease losses$36,0007,135
Total noninterest income$556,0004,806
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$111,0007,271
Trading account gains and feesNANA
Additional Noninterest Income$445,0003,167
Total noninterest expense$1,272,0007,748
Salaries and employee benefits$678,0007,659
Premises and equipment expense$122,0008,752
Additional noninterest expense$472,0007,277
Pre-tax net operating income$1,218,0005,074
Securities gains (losses)$10,0002,493
Applicable income taxes$485,0004,244
Income before extraordinary items$743,0005,561
Extraordinary gains, net$053
Net income$743,0005,561
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$34,0005,970
Cash dividends$400,0003,860
Sale, conversion, retirement of capital stock, net$2,128,000284
Net operating income$736,6005,546
1995-12-31 (YTD Data)Rank
Total interest income$2,156,0009,487
Total interest expense$895,0009,633
Net interest income$1,261,0009,180
Provision for loan and lease losses$36,0006,768
Total noninterest income$151,0009,301
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$93,0007,962
Trading account gains and feesNANA
Additional Noninterest Income$58,0008,849
Total noninterest expense$788,0009,820
Salaries and employee benefits$467,0009,391
Premises and equipment expense$74,00010,376
Additional noninterest expense$247,0009,853
Pre-tax net operating income$588,0007,938
Securities gains (losses)$-12,00010,219
Applicable income taxes$202,0007,373
Income before extraordinary items$374,0008,286
Extraordinary gains, net$065
Net income$374,0008,287
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-6,00010,436
Cash dividends$150,0006,032
Sale, conversion, retirement of capital stock, net$0809
Net operating income$381,8008,207
1994-12-31 (YTD Data)Rank
Total interest income$1,217,00011,316
Total interest expense$500,00011,102
Net interest income$717,00011,318
Provision for loan and lease losses$09,146
Total noninterest income$119,00010,318
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$58,0009,408
Trading account gains and feesNANA
Additional Noninterest Income$61,0009,058
Total noninterest expense$447,00011,845
Salaries and employee benefits$238,00011,770
Premises and equipment expense$27,00012,284
Additional noninterest expense$182,00011,379
Pre-tax net operating income$389,0009,451
Securities gains (losses)$-85,00011,425
Applicable income taxes$115,0009,026
Income before extraordinary items$189,00010,412
Extraordinary gains, net$0249
Net income$189,00010,417
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0008,524
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$243,4009,850
1993-12-31 (YTD Data)Rank
Total interest income$1,834,00010,522
Total interest expense$755,00010,279
Net interest income$1,079,00010,484
Provision for loan and lease losses$010,371
Total noninterest income$112,00011,030
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$92,0008,627
Trading account gains and feesNANA
Additional Noninterest Income$20,00012,038
Total noninterest expense$641,00011,429
Salaries and employee benefits$451,00010,140
Premises and equipment expense$34,00012,727
Additional noninterest expense$156,00012,331
Pre-tax net operating income$550,0008,297
Securities gains (losses)$07,477
Applicable income taxes$207,0007,496
Income before extraordinary items$343,0009,006
Extraordinary gains, net$03,149
Net income$343,0009,179
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,00011,050
Cash dividends$112,0006,683
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$343,0008,742
1992-12-31 (YTD Data)Rank
Total interest income$2,123,00010,653
Total interest expense$950,00010,618
Net interest income$1,173,00010,416
Provision for loan and lease losses$011,756
Total noninterest income$108,00011,496
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$93,0008,723
Trading account gains and feesNANA
Additional Noninterest Income$15,00012,987
Total noninterest expense$649,00011,782
Salaries and employee benefits$444,00010,363
Premises and equipment expense$49,00012,719
Additional noninterest expense$156,00012,847
Pre-tax net operating income$632,0007,508
Securities gains (losses)$08,369
Applicable income taxes$240,0006,828
Income before extraordinary items$392,0008,303
Extraordinary gains, net$01,422
Net income$392,0008,429
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$24,0008,849
Cash dividends$104,0006,492
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$392,0007,943

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.