Home > Pioneer Bank > Income and Expense

Pioneer Bank, Income and Expense

2004-12-31 (YTD Data)Rank
Total interest income$4,267,0005,355
Total interest expense$1,503,0004,507
Net interest income$2,764,0005,693
Provision for loan and lease losses$180,0003,881
Total noninterest income$2,051,0002,162
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$503,0003,135
Trading account gains and fees$0138
Additional Noninterest Income$1,548,0001,604
Total noninterest expense$3,118,0004,541
Salaries and employee benefits$1,403,0005,164
Premises and equipment expense$848,0002,644
Additional noninterest expense$867,0004,824
Pre-tax net operating income$1,517,0004,223
Securities gains (losses)$03,819
Applicable income taxes$07,185
Income before extraordinary items$1,517,0003,605
Extraordinary gains, net$034
Net income$1,517,0003,606
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$125,0003,324
Cash dividends$1,122,0002,137
Sale, conversion, retirement of capital stock, net$0872
Net operating income$1,517,0003,552
2004-09-30 (YTD Data)Rank
Total interest income$3,192,0005,346
Total interest expense$1,131,0004,461
Net interest income$2,061,0005,694
Provision for loan and lease losses$135,0003,719
Total noninterest income$1,544,0002,167
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$375,0003,161
Trading account gains and fees$0134
Additional Noninterest Income$1,169,0001,586
Total noninterest expense$2,331,0004,523
Salaries and employee benefits$1,046,0005,154
Premises and equipment expense$641,0002,627
Additional noninterest expense$644,0004,820
Pre-tax net operating income$1,139,0004,291
Securities gains (losses)$03,710
Applicable income taxes$07,220
Income before extraordinary items$1,139,0003,679
Extraordinary gains, net$026
Net income$1,139,0003,679
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$97,0002,863
Cash dividends$816,0001,988
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,139,0003,608
2004-06-30 (YTD Data)Rank
Total interest income$2,089,0005,405
Total interest expense$765,0004,406
Net interest income$1,324,0005,809
Provision for loan and lease losses$90,0003,641
Total noninterest income$1,030,0002,152
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$243,0003,205
Trading account gains and fees$0130
Additional Noninterest Income$787,0001,562
Total noninterest expense$1,553,0004,555
Salaries and employee benefits$699,0005,171
Premises and equipment expense$431,0002,602
Additional noninterest expense$423,0004,868
Pre-tax net operating income$711,0004,415
Securities gains (losses)$03,413
Applicable income taxes$07,214
Income before extraordinary items$711,0003,816
Extraordinary gains, net$021
Net income$711,0003,817
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-3,0007,683
Cash dividends$510,0002,093
Sale, conversion, retirement of capital stock, net$0638
Net operating income$711,0003,727
2004-03-31 (YTD Data)Rank
Total interest income$1,038,0005,453
Total interest expense$384,0004,440
Net interest income$654,0005,854
Provision for loan and lease losses$45,0003,437
Total noninterest income$471,0002,248
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$110,0003,351
Trading account gains and fees$0121
Additional Noninterest Income$361,0001,655
Total noninterest expense$779,0004,560
Salaries and employee benefits$345,0005,243
Premises and equipment expense$218,0002,599
Additional noninterest expense$216,0004,804
Pre-tax net operating income$301,0004,799
Securities gains (losses)$02,934
Applicable income taxes$07,103
Income before extraordinary items$301,0004,254
Extraordinary gains, net$016
Net income$301,0004,253
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0003,994
Cash dividends$255,0001,904
Sale, conversion, retirement of capital stock, net$0464
Net operating income$301,0004,135
2003-12-31 (YTD Data)Rank
Total interest income$4,286,0005,397
Total interest expense$1,693,0004,531
Net interest income$2,593,0005,786
Provision for loan and lease losses$350,0002,851
Total noninterest income$1,960,0002,353
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$478,0003,202
Trading account gains and fees$0160
Additional Noninterest Income$1,482,0001,839
Total noninterest expense$3,076,0004,532
Salaries and employee benefits$1,338,0005,246
Premises and equipment expense$874,0002,556
Additional noninterest expense$864,0004,785
Pre-tax net operating income$1,127,0004,840
Securities gains (losses)$04,500
Applicable income taxes$-29,0008,831
Income before extraordinary items$1,156,0004,235
Extraordinary gains, net$054
Net income$1,156,0004,236
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$152,0003,331
Cash dividends$1,020,0002,269
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,156,0004,071
2003-09-30 (YTD Data)Rank
Total interest income$3,236,0005,444
Total interest expense$1,301,0004,571
Net interest income$1,935,0005,827
Provision for loan and lease losses$225,0003,052
Total noninterest income$1,465,0002,405
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$359,0003,205
Trading account gains and fees$0153
Additional Noninterest Income$1,106,0001,908
Total noninterest expense$2,334,0004,485
Salaries and employee benefits$1,021,0005,182
Premises and equipment expense$666,0002,529
Additional noninterest expense$647,0004,745
Pre-tax net operating income$841,0004,994
Securities gains (losses)$04,204
Applicable income taxes$-29,0008,980
Income before extraordinary items$870,0004,385
Extraordinary gains, net$040
Net income$870,0004,385
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$23,0005,233
Cash dividends$765,0002,063
Sale, conversion, retirement of capital stock, net$0722
Net operating income$870,0004,213
2003-06-30 (YTD Data)Rank
Total interest income$2,196,0005,426
Total interest expense$887,0004,624
Net interest income$1,309,0005,773
Provision for loan and lease losses$125,0003,389
Total noninterest income$996,0002,366
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$234,0003,234
Trading account gains and fees$0150
Additional Noninterest Income$762,0001,853
Total noninterest expense$1,574,0004,423
Salaries and employee benefits$683,0005,174
Premises and equipment expense$446,0002,508
Additional noninterest expense$445,0004,629
Pre-tax net operating income$606,0004,810
Securities gains (losses)$03,782
Applicable income taxes$07,529
Income before extraordinary items$606,0004,267
Extraordinary gains, net$030
Net income$606,0004,266
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$21,0004,544
Cash dividends$510,0002,097
Sale, conversion, retirement of capital stock, net$0589
Net operating income$606,0004,064
2003-03-31 (YTD Data)Rank
Total interest income$1,082,0005,504
Total interest expense$451,0004,664
Net interest income$631,0005,893
Provision for loan and lease losses$65,0003,141
Total noninterest income$516,0002,238
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$112,0003,257
Trading account gains and fees$0134
Additional Noninterest Income$404,0001,727
Total noninterest expense$789,0004,406
Salaries and employee benefits$337,0005,232
Premises and equipment expense$221,0002,528
Additional noninterest expense$231,0004,485
Pre-tax net operating income$293,0004,845
Securities gains (losses)$02,891
Applicable income taxes$07,403
Income before extraordinary items$293,0004,308
Extraordinary gains, net$021
Net income$293,0004,306
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0004,508
Cash dividends$255,0001,928
Sale, conversion, retirement of capital stock, net$0419
Net operating income$293,0004,117
2002-12-31 (YTD Data)Rank
Total interest income$4,523,0005,508
Total interest expense$1,962,0004,850
Net interest income$2,561,0005,824
Provision for loan and lease losses$393,0002,885
Total noninterest income$1,894,0002,227
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$451,0003,226
Trading account gains and fees$0153
Additional Noninterest Income$1,443,0001,692
Total noninterest expense$3,036,0004,420
Salaries and employee benefits$1,280,0005,244
Premises and equipment expense$831,0002,598
Additional noninterest expense$925,0004,446
Pre-tax net operating income$1,026,0005,146
Securities gains (losses)$101,0001,743
Applicable income taxes$-20,0008,914
Income before extraordinary items$1,147,0004,203
Extraordinary gains, net$070
Net income$1,147,0004,204
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$452,0001,794
Cash dividends$1,071,0002,128
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,046,0004,365
2001-12-31 (YTD Data)Rank
Total interest income$5,221,0005,474
Total interest expense$2,785,0005,016
Net interest income$2,436,0005,797
Provision for loan and lease losses$430,0002,467
Total noninterest income$1,890,0002,104
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$425,0003,231
Trading account gains and fees$0177
Additional Noninterest Income$1,465,0001,554
Total noninterest expense$2,969,0004,368
Salaries and employee benefits$1,219,0005,250
Premises and equipment expense$710,0002,914
Additional noninterest expense$1,040,0003,929
Pre-tax net operating income$927,0005,100
Securities gains (losses)$53,0002,288
Applicable income taxes$07,903
Income before extraordinary items$980,0004,333
Extraordinary gains, net$0105
Net income$980,0004,334
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$317,0002,158
Cash dividends$848,0002,544
Sale, conversion, retirement of capital stock, net$0922
Net operating income$927,0004,367
2000-12-31 (YTD Data)Rank
Total interest income$5,776,0005,216
Total interest expense$2,998,0004,933
Net interest income$2,778,0005,432
Provision for loan and lease losses$240,0003,322
Total noninterest income$1,695,0002,133
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$425,0003,090
Trading account gains and feesNANA
Additional Noninterest Income$1,270,0001,585
Total noninterest expense$3,003,0004,227
Salaries and employee benefits$1,265,0004,987
Premises and equipment expense$596,0003,296
Additional noninterest expense$1,142,0003,596
Pre-tax net operating income$1,230,0004,658
Securities gains (losses)$53,000708
Applicable income taxes$08,362
Income before extraordinary items$1,283,0003,674
Extraordinary gains, net$038
Net income$1,283,0003,674
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$424,0001,410
Cash dividends$1,174,0002,035
Sale, conversion, retirement of capital stock, net$0969
Net operating income$1,230,0003,776
1999-12-31 (YTD Data)Rank
Total interest income$5,674,0005,130
Total interest expense$2,851,0004,776
Net interest income$2,823,0005,400
Provision for loan and lease losses$120,0004,720
Total noninterest income$1,386,0002,421
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$387,0003,299
Trading account gains and feesNANA
Additional Noninterest Income$999,0001,871
Total noninterest expense$2,744,0004,540
Salaries and employee benefits$1,182,0005,219
Premises and equipment expense$431,0004,271
Additional noninterest expense$1,131,0003,632
Pre-tax net operating income$1,345,0004,418
Securities gains (losses)$03,155
Applicable income taxes$1,0008,717
Income before extraordinary items$1,344,0003,539
Extraordinary gains, net$035
Net income$1,344,0003,539
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$59,0004,540
Cash dividends$612,0003,103
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$1,344,0003,499
1998-12-31 (YTD Data)Rank
Total interest income$5,884,0005,079
Total interest expense$3,089,0004,611
Net interest income$2,795,0005,419
Provision for loan and lease losses$330,0002,400
Total noninterest income$2,007,0001,827
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$375,0003,310
Trading account gains and feesNANA
Additional Noninterest Income$1,632,0001,326
Total noninterest expense$3,670,0003,466
Salaries and employee benefits$1,852,0003,587
Premises and equipment expense$337,0005,019
Additional noninterest expense$1,481,0002,814
Pre-tax net operating income$802,0006,089
Securities gains (losses)$3,0003,720
Applicable income taxes$584,0003,476
Income before extraordinary items$221,0008,469
Extraordinary gains, net$032
Net income$221,0008,468
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$22,0006,193
Cash dividends$510,0003,454
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$219,0808,401
1997-12-31 (YTD Data)Rank
Total interest income$5,358,0005,516
Total interest expense$2,644,0005,194
Net interest income$2,714,0005,736
Provision for loan and lease losses$130,0004,446
Total noninterest income$1,410,0002,317
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$356,0003,559
Trading account gains and feesNANA
Additional Noninterest Income$1,054,0001,689
Total noninterest expense$3,071,0004,022
Salaries and employee benefits$1,520,0004,204
Premises and equipment expense$295,0005,499
Additional noninterest expense$1,256,0003,219
Pre-tax net operating income$923,0006,072
Securities gains (losses)$03,944
Applicable income taxes$312,0005,615
Income before extraordinary items$611,0006,298
Extraordinary gains, net$044
Net income$611,0006,299
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$19,0006,656
Cash dividends$459,0003,665
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$611,0006,242
1996-12-31 (YTD Data)Rank
Total interest income$4,633,0006,260
Total interest expense$2,317,0005,822
Net interest income$2,316,0006,539
Provision for loan and lease losses$175,0003,759
Total noninterest income$827,0003,613
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$368,0003,596
Trading account gains and feesNANA
Additional Noninterest Income$459,0003,100
Total noninterest expense$2,012,0005,922
Salaries and employee benefits$812,0006,920
Premises and equipment expense$179,0007,451
Additional noninterest expense$1,021,0004,336
Pre-tax net operating income$956,0005,898
Securities gains (losses)$41,0001,473
Applicable income taxes$347,0005,357
Income before extraordinary items$650,0005,987
Extraordinary gains, net$053
Net income$650,0005,989
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$169,0002,960
Cash dividends$765,0002,579
Sale, conversion, retirement of capital stock, net$0953
Net operating income$623,3506,077
1995-12-31 (YTD Data)Rank
Total interest income$4,292,0006,701
Total interest expense$2,168,0006,138
Net interest income$2,124,0007,035
Provision for loan and lease losses$63,0005,638
Total noninterest income$868,0003,454
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$421,0003,195
Trading account gains and feesNANA
Additional Noninterest Income$447,0003,084
Total noninterest expense$1,742,0006,618
Salaries and employee benefits$705,0007,685
Premises and equipment expense$186,0007,481
Additional noninterest expense$851,0004,986
Pre-tax net operating income$1,187,0005,282
Securities gains (losses)$3,0003,092
Applicable income taxes$376,0005,161
Income before extraordinary items$814,0005,378
Extraordinary gains, net$065
Net income$814,0005,375
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$50,0005,140
Cash dividends$662,0002,750
Sale, conversion, retirement of capital stock, net$0809
Net operating income$811,9605,360
1994-12-31 (YTD Data)Rank
Total interest income$3,587,0007,214
Total interest expense$1,473,0006,966
Net interest income$2,114,0007,288
Provision for loan and lease losses$09,146
Total noninterest income$627,0004,507
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$408,0003,324
Trading account gains and feesNANA
Additional Noninterest Income$219,0004,985
Total noninterest expense$1,698,0006,996
Salaries and employee benefits$679,0008,036
Premises and equipment expense$195,0007,536
Additional noninterest expense$824,0005,566
Pre-tax net operating income$1,043,0005,783
Securities gains (losses)$56,0001,087
Applicable income taxes$374,0005,013
Income before extraordinary items$725,0005,767
Extraordinary gains, net$0249
Net income$725,0005,782
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$29,0006,043
Cash dividends$884,0002,125
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$688,0406,050
1993-12-31 (YTD Data)Rank
Total interest income$3,095,0008,184
Total interest expense$1,295,0007,894
Net interest income$1,800,0008,248
Provision for loan and lease losses$87,0006,144
Total noninterest income$440,0006,087
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$357,0003,809
Trading account gains and feesNANA
Additional Noninterest Income$83,0008,496
Total noninterest expense$1,412,0008,140
Salaries and employee benefits$701,0007,989
Premises and equipment expense$183,0008,063
Additional noninterest expense$528,0007,967
Pre-tax net operating income$741,0007,139
Securities gains (losses)$40,0003,728
Applicable income taxes$202,0007,571
Income before extraordinary items$579,0006,937
Extraordinary gains, net$03,149
Net income$579,0007,112
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$77,0005,115
Cash dividends$416,0003,551
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$549,4006,896
1992-12-31 (YTD Data)Rank
Total interest income$3,181,0008,667
Total interest expense$1,647,0008,061
Net interest income$1,534,0009,165
Provision for loan and lease losses$82,0007,825
Total noninterest income$418,0006,378
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$336,0004,066
Trading account gains and feesNANA
Additional Noninterest Income$82,0008,755
Total noninterest expense$1,265,0008,790
Salaries and employee benefits$694,0008,041
Premises and equipment expense$138,0009,460
Additional noninterest expense$433,0009,168
Pre-tax net operating income$605,0007,677
Securities gains (losses)$45,0004,303
Applicable income taxes$154,0008,513
Income before extraordinary items$496,0007,369
Extraordinary gains, net$01,422
Net income$496,0007,460
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$78,0006,521
Cash dividends$250,0004,445
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$461,8007,290

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.