Home > Pioneer Bank > Income and Expense
Pioneer Bank, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $52,789,000 | 673 |
| Total interest expense | $23,788,000 | 704 |
| Net interest income | $29,001,000 | 631 |
| Provision for loan and lease losses | $2,797,000 | 455 |
| Total noninterest income | $7,594,000 | 692 |
| Gross Fiduciary activities income | $1,623,000 | 365 |
| Service charges on deposit accounts | $3,359,000 | 394 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $2,612,000 | 926 |
| Total noninterest expense | $18,644,000 | 785 |
| Salaries and employee benefits | $9,562,000 | 722 |
| Premises and equipment expense | $2,766,000 | 736 |
| Additional noninterest expense | $6,316,000 | 811 |
| Pre-tax net operating income | $15,154,000 | 572 |
| Securities gains (losses) | $179,000 | 759 |
| Applicable income taxes | $4,950,000 | 605 |
| Income before extraordinary items | $10,383,000 | 585 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $10,383,000 | 585 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,186,000 | 715 |
| Cash dividends | $7,880,000 | 444 |
| Sale, conversion, retirement of capital stock, net | $-547,000 | 10,845 |
| Net operating income | $10,261,280 | 567 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $43,732,000 | 816 |
| Total interest expense | $20,894,000 | 813 |
| Net interest income | $22,838,000 | 813 |
| Provision for loan and lease losses | $918,000 | 1,087 |
| Total noninterest income | $6,152,000 | 838 |
| Gross Fiduciary activities income | $1,564,000 | 399 |
| Service charges on deposit accounts | $2,818,000 | 495 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $1,770,000 | 1,257 |
| Total noninterest expense | $19,023,000 | 823 |
| Salaries and employee benefits | $10,528,000 | 669 |
| Premises and equipment expense | $2,777,000 | 785 |
| Additional noninterest expense | $5,718,000 | 1,018 |
| Pre-tax net operating income | $9,049,000 | 852 |
| Securities gains (losses) | $284,000 | 568 |
| Applicable income taxes | $2,076,000 | 1,190 |
| Income before extraordinary items | $7,257,000 | 755 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $7,257,000 | 755 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $775,000 | 1,042 |
| Cash dividends | $2,436,000 | 1,124 |
| Sale, conversion, retirement of capital stock, net | $-401,000 | 11,391 |
| Net operating income | $7,035,480 | 752 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $36,884,000 | 965 |
| Total interest expense | $17,920,000 | 965 |
| Net interest income | $18,964,000 | 973 |
| Provision for loan and lease losses | $500,000 | 1,563 |
| Total noninterest income | $4,819,000 | 982 |
| Gross Fiduciary activities income | $1,181,000 | 494 |
| Service charges on deposit accounts | $2,483,000 | 566 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $1,155,000 | 1,637 |
| Total noninterest expense | $16,562,000 | 920 |
| Salaries and employee benefits | $8,598,000 | 814 |
| Premises and equipment expense | $2,233,000 | 964 |
| Additional noninterest expense | $5,731,000 | 1,006 |
| Pre-tax net operating income | $6,721,000 | 1,157 |
| Securities gains (losses) | $228,000 | 627 |
| Applicable income taxes | $1,300,000 | 1,870 |
| Income before extraordinary items | $5,649,000 | 946 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $5,649,000 | 946 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,816 |
| Cash dividends | $2,636,000 | 1,017 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $5,464,320 | 965 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $29,303,000 | 1,082 |
| Total interest expense | $10,978,000 | 1,194 |
| Net interest income | $18,325,000 | 1,007 |
| Provision for loan and lease losses | $1,217,000 | 812 |
| Total noninterest income | $4,493,000 | 994 |
| Gross Fiduciary activities income | $1,057,000 | 514 |
| Service charges on deposit accounts | $2,332,000 | 586 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $1,104,000 | 1,725 |
| Total noninterest expense | $14,047,000 | 1,068 |
| Salaries and employee benefits | $7,623,000 | 898 |
| Premises and equipment expense | $1,856,000 | 1,139 |
| Additional noninterest expense | $4,568,000 | 1,267 |
| Pre-tax net operating income | $7,554,000 | 1,010 |
| Securities gains (losses) | $246,000 | 435 |
| Applicable income taxes | $1,736,000 | 1,358 |
| Income before extraordinary items | $6,064,000 | 857 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $6,064,000 | 857 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,486,000 | 689 |
| Cash dividends | $2,330,000 | 975 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $5,872,120 | 897 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $26,853,000 | 1,186 |
| Total interest expense | $9,705,000 | 1,387 |
| Net interest income | $17,148,000 | 1,074 |
| Provision for loan and lease losses | $426,000 | 2,347 |
| Total noninterest income | $3,968,000 | 1,174 |
| Gross Fiduciary activities income | $970,000 | 551 |
| Service charges on deposit accounts | $2,429,000 | 568 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $569,000 | 2,988 |
| Total noninterest expense | $14,032,000 | 1,117 |
| Salaries and employee benefits | $7,293,000 | 926 |
| Premises and equipment expense | $2,530,000 | 884 |
| Additional noninterest expense | $4,209,000 | 1,453 |
| Pre-tax net operating income | $6,658,000 | 1,059 |
| Securities gains (losses) | $105,000 | 2,440 |
| Applicable income taxes | $1,676,000 | 1,416 |
| Income before extraordinary items | $5,087,000 | 1,013 |
| Extraordinary gains, net | $991,000 | 235 |
| Net income | $6,078,000 | 894 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,117,000 | 1,076 |
| Cash dividends | $2,308,000 | 894 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $5,008,250 | 967 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $28,809,000 | 1,270 |
| Total interest expense | $12,376,000 | 1,424 |
| Net interest income | $16,433,000 | 1,132 |
| Provision for loan and lease losses | $2,012,000 | 1,143 |
| Total noninterest income | $3,724,000 | 1,201 |
| Gross Fiduciary activities income | $915,000 | 572 |
| Service charges on deposit accounts | $2,370,000 | 573 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $439,000 | 3,495 |
| Total noninterest expense | $12,403,000 | 1,278 |
| Salaries and employee benefits | $6,646,000 | 1,018 |
| Premises and equipment expense | $2,291,000 | 995 |
| Additional noninterest expense | $3,466,000 | 1,767 |
| Pre-tax net operating income | $5,742,000 | 1,133 |
| Securities gains (losses) | $174,000 | 2,214 |
| Applicable income taxes | $1,098,000 | 1,938 |
| Income before extraordinary items | $4,818,000 | 989 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $4,818,000 | 992 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $399,000 | 2,828 |
| Cash dividends | $1,960,000 | 874 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $4,677,060 | 926 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.