Home > Pioneer American Bank > Income and Expense
Pioneer American Bank, Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $29,387,000 | 1,114 |
| Total interest expense | $14,898,000 | 1,026 |
| Net interest income | $14,489,000 | 1,218 |
| Provision for loan and lease losses | $370,000 | 2,232 |
| Total noninterest income | $2,745,000 | 1,457 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $2,257,000 | 584 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $488,000 | 2,990 |
| Total noninterest expense | $10,912,000 | 1,262 |
| Salaries and employee benefits | $5,291,000 | 1,314 |
| Premises and equipment expense | $2,269,000 | 886 |
| Additional noninterest expense | $3,352,000 | 1,376 |
| Pre-tax net operating income | $5,952,000 | 1,287 |
| Securities gains (losses) | $88,000 | 783 |
| Applicable income taxes | $1,804,000 | 1,352 |
| Income before extraordinary items | $4,236,000 | 1,277 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $4,236,000 | 1,277 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $222,000 | 2,240 |
| Cash dividends | $3,932,000 | 791 |
| Sale, conversion, retirement of capital stock, net | $162,000 | 744 |
| Net operating income | $4,174,400 | 1,278 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $28,301,000 | 1,152 |
| Total interest expense | $14,319,000 | 1,097 |
| Net interest income | $13,982,000 | 1,212 |
| Provision for loan and lease losses | $420,000 | 1,980 |
| Total noninterest income | $2,451,000 | 1,563 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $1,927,000 | 638 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $524,000 | 2,895 |
| Total noninterest expense | $10,501,000 | 1,265 |
| Salaries and employee benefits | $5,071,000 | 1,291 |
| Premises and equipment expense | $2,044,000 | 945 |
| Additional noninterest expense | $3,386,000 | 1,308 |
| Pre-tax net operating income | $5,512,000 | 1,365 |
| Securities gains (losses) | $511,000 | 547 |
| Applicable income taxes | $1,824,000 | 1,380 |
| Income before extraordinary items | $4,199,000 | 1,276 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $4,199,000 | 1,276 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $270,000 | 2,000 |
| Cash dividends | $2,235,000 | 1,227 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $3,841,300 | 1,325 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $26,504,000 | 1,268 |
| Total interest expense | $12,845,000 | 1,243 |
| Net interest income | $13,659,000 | 1,268 |
| Provision for loan and lease losses | $535,000 | 1,688 |
| Total noninterest income | $2,307,000 | 1,570 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $1,799,000 | 709 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $508,000 | 2,795 |
| Total noninterest expense | $9,722,000 | 1,351 |
| Salaries and employee benefits | $5,040,000 | 1,311 |
| Premises and equipment expense | $1,942,000 | 1,021 |
| Additional noninterest expense | $2,740,000 | 1,566 |
| Pre-tax net operating income | $5,709,000 | 1,359 |
| Securities gains (losses) | $157,000 | 811 |
| Applicable income taxes | $1,770,000 | 1,471 |
| Income before extraordinary items | $4,096,000 | 1,332 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $4,096,000 | 1,333 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $526,000 | 1,285 |
| Cash dividends | $2,055,000 | 1,266 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $3,986,100 | 1,330 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $24,356,000 | 1,405 |
| Total interest expense | $10,875,000 | 1,482 |
| Net interest income | $13,481,000 | 1,325 |
| Provision for loan and lease losses | $500,000 | 1,732 |
| Total noninterest income | $2,014,000 | 1,826 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $1,358,000 | 976 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $656,000 | 2,413 |
| Total noninterest expense | $9,392,000 | 1,519 |
| Salaries and employee benefits | $5,061,000 | 1,323 |
| Premises and equipment expense | $1,705,000 | 1,217 |
| Additional noninterest expense | $2,626,000 | 1,936 |
| Pre-tax net operating income | $5,603,000 | 1,274 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $1,792,000 | 1,356 |
| Income before extraordinary items | $3,811,000 | 1,305 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $3,811,000 | 1,306 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $492,000 | 1,442 |
| Cash dividends | $1,900,000 | 1,342 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $3,811,000 | 1,276 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $23,671,000 | 1,454 |
| Total interest expense | $11,228,000 | 1,448 |
| Net interest income | $12,443,000 | 1,443 |
| Provision for loan and lease losses | $420,000 | 1,793 |
| Total noninterest income | $1,438,000 | 2,352 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $972,000 | 1,407 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $466,000 | 3,004 |
| Total noninterest expense | $8,748,000 | 1,624 |
| Salaries and employee benefits | $4,385,000 | 1,516 |
| Premises and equipment expense | $1,647,000 | 1,263 |
| Additional noninterest expense | $2,716,000 | 1,837 |
| Pre-tax net operating income | $4,713,000 | 1,573 |
| Securities gains (losses) | $465,000 | 377 |
| Applicable income taxes | $1,608,000 | 1,547 |
| Income before extraordinary items | $3,570,000 | 1,451 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $3,570,000 | 1,448 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $377,000 | 1,669 |
| Cash dividends | $1,671,000 | 1,391 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $3,249,150 | 1,550 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $20,646,000 | 1,500 |
| Total interest expense | $8,174,000 | 1,564 |
| Net interest income | $12,472,000 | 1,446 |
| Provision for loan and lease losses | $310,000 | 2,192 |
| Total noninterest income | $1,283,000 | 2,605 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $859,000 | 1,579 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $424,000 | 3,288 |
| Total noninterest expense | $8,377,000 | 1,742 |
| Salaries and employee benefits | $4,181,000 | 1,594 |
| Premises and equipment expense | $1,453,000 | 1,441 |
| Additional noninterest expense | $2,743,000 | 1,976 |
| Pre-tax net operating income | $5,068,000 | 1,454 |
| Securities gains (losses) | $29,000 | 1,487 |
| Applicable income taxes | $1,556,000 | 1,505 |
| Income before extraordinary items | $3,541,000 | 1,402 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $3,541,000 | 1,401 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $215,000 | 2,367 |
| Cash dividends | $1,649,000 | 1,303 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $3,520,990 | 1,423 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $19,917,000 | 1,584 |
| Total interest expense | $7,529,000 | 1,748 |
| Net interest income | $12,388,000 | 1,466 |
| Provision for loan and lease losses | $820,000 | 1,486 |
| Total noninterest income | $1,318,000 | 2,711 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $914,000 | 1,480 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $404,000 | 3,725 |
| Total noninterest expense | $8,266,000 | 1,811 |
| Salaries and employee benefits | $3,846,000 | 1,743 |
| Premises and equipment expense | $1,194,000 | 1,759 |
| Additional noninterest expense | $3,226,000 | 1,805 |
| Pre-tax net operating income | $4,620,000 | 1,519 |
| Securities gains (losses) | $369,000 | 1,120 |
| Applicable income taxes | $1,601,000 | 1,486 |
| Income before extraordinary items | $3,388,000 | 1,493 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $3,388,000 | 1,553 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $576,000 | 1,632 |
| Cash dividends | $1,437,000 | 1,327 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $3,137,080 | 1,530 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $20,876,000 | 1,698 |
| Total interest expense | $9,063,000 | 1,870 |
| Net interest income | $11,813,000 | 1,560 |
| Provision for loan and lease losses | $858,000 | 2,059 |
| Total noninterest income | $1,066,000 | 3,147 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $792,000 | 1,704 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $274,000 | 4,692 |
| Total noninterest expense | $8,152,000 | 1,855 |
| Salaries and employee benefits | $4,079,000 | 1,621 |
| Premises and equipment expense | $1,222,000 | 1,731 |
| Additional noninterest expense | $2,851,000 | 2,080 |
| Pre-tax net operating income | $3,869,000 | 1,605 |
| Securities gains (losses) | $246,000 | 1,744 |
| Applicable income taxes | $1,216,000 | 1,737 |
| Income before extraordinary items | $2,899,000 | 1,600 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $2,899,000 | 1,612 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $379,000 | 2,923 |
| Cash dividends | $1,226,000 | 1,298 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $2,726,800 | 1,560 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.