Home > Pinnacle Bank FSB > Income and Expense

Pinnacle Bank FSB, Income and Expense

1996-12-31 (YTD Data)		Rank
Total interest income	$5,008,000	5,923
Total interest expense	$2,660,000	5,284
Net interest income	$2,348,000	6,480
Provision for loan and lease losses	$100,000	5,070
Total noninterest income	$168,000	8,719
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	262
Additional Noninterest Income	$168,000	5,634
Total noninterest expense	$2,074,000	5,787
Salaries and employee benefits	$763,000	7,181
Premises and equipment expense	$329,000	5,238
Additional noninterest expense	$982,000	4,467
Pre-tax net operating income	$342,000	8,846
Securities gains (losses)	$2,000	3,501
Applicable income taxes	$150,000	7,867
Income before extraordinary items	$194,000	9,353
Extraordinary gains, net	$0	53
Net income	$194,000	9,356
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$70,000	4,641
Cash dividends	$409,000	3,828
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$192,720	9,316
1995-12-31 (YTD Data)		Rank
Total interest income	$5,107,000	5,896
Total interest expense	$2,654,000	5,302
Net interest income	$2,453,000	6,393
Provision for loan and lease losses	$0	8,958
Total noninterest income	$103,000	10,194
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	522
Additional Noninterest Income	$103,000	7,140
Total noninterest expense	$1,750,000	6,599
Salaries and employee benefits	$757,000	7,358
Premises and equipment expense	$375,000	4,785
Additional noninterest expense	$618,000	6,413
Pre-tax net operating income	$806,000	6,811
Securities gains (losses)	$48,000	1,329
Applicable income taxes	$296,000	6,050
Income before extraordinary items	$558,000	6,857
Extraordinary gains, net	$0	65
Net income	$558,000	6,855
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$52,000	5,073
Cash dividends	$819,000	2,378
Sale, conversion, retirement of capital stock, net	NA	NA
Net operating income	$526,800	7,031
1994-12-31 (YTD Data)		Rank
Total interest income	$4,972,000	5,695
Total interest expense	$2,023,000	5,569
Net interest income	$2,949,000	5,679
Provision for loan and lease losses	$6,000	8,739
Total noninterest income	$138,000	9,955
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	475
Additional Noninterest Income	$138,000	6,471
Total noninterest expense	$1,565,000	7,393
Salaries and employee benefits	$646,000	8,298
Premises and equipment expense	$322,000	5,409
Additional noninterest expense	$597,000	7,063
Pre-tax net operating income	$1,516,000	4,375
Securities gains (losses)	$-154,000	11,806
Applicable income taxes	$446,000	4,420
Income before extraordinary items	$916,000	4,839
Extraordinary gains, net	$0	249
Net income	$916,000	4,846
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	8,524
Cash dividends	$864,000	2,150
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$1,019,180	4,514
1993-12-31 (YTD Data)		Rank
Total interest income	$5,176,000	5,602
Total interest expense	$2,164,000	5,453
Net interest income	$3,012,000	5,641
Provision for loan and lease losses	$12,000	9,545
Total noninterest income	$240,000	8,531
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	532
Additional Noninterest Income	$240,000	5,118
Total noninterest expense	$1,500,000	7,834
Salaries and employee benefits	$565,000	9,088
Premises and equipment expense	$308,000	5,720
Additional noninterest expense	$627,000	7,105
Pre-tax net operating income	$1,740,000	3,805
Securities gains (losses)	$72,000	2,926
Applicable income taxes	$667,000	3,261
Income before extraordinary items	$1,145,000	4,191
Extraordinary gains, net	$0	3,149
Net income	$1,145,000	4,313
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	9,724
Cash dividends	$749,000	2,292
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$1,098,920	4,109
1992-12-31 (YTD Data)		Rank
Total interest income	$1,458,000	12,062
Total interest expense	$812,000	11,272
Net interest income	$646,000	12,535
Provision for loan and lease losses	$37,000	9,631
Total noninterest income	$36,000	13,429
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	504
Additional Noninterest Income	$36,000	11,337
Total noninterest expense	$400,000	13,168
Salaries and employee benefits	$179,000	13,330
Premises and equipment expense	$68,000	11,957
Additional noninterest expense	$153,000	12,907
Pre-tax net operating income	$245,000	10,650
Securities gains (losses)	$0	8,369
Applicable income taxes	$54,000	11,145
Income before extraordinary items	$191,000	10,722
Extraordinary gains, net	$0	1,422
Net income	$191,000	10,831
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$10,000	9,962
Cash dividends	$20,000	8,461
Sale, conversion, retirement of capital stock, net	$3,973,000	206
Net operating income	$191,000	10,387

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.