Home > Pinnacle Bank > Income and Expense
Pinnacle Bank, Income and Expense
1999-12-31 (YTD Data) | Rank | |
Total interest income | $2,356,000 | 8,065 |
Total interest expense | $1,040,000 | 8,080 |
Net interest income | $1,316,000 | 7,948 |
Provision for loan and lease losses | $0 | 8,503 |
Total noninterest income | $127,000 | 8,430 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $87,000 | 6,985 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $40,000 | 8,414 |
Total noninterest expense | $788,000 | 8,763 |
Salaries and employee benefits | $397,000 | 8,904 |
Premises and equipment expense | $90,000 | 8,819 |
Additional noninterest expense | $301,000 | 8,110 |
Pre-tax net operating income | $655,000 | 6,493 |
Securities gains (losses) | $0 | 3,155 |
Applicable income taxes | $215,000 | 5,548 |
Income before extraordinary items | $440,000 | 6,763 |
Extraordinary gains, net | $0 | 35 |
Net income | $440,000 | 6,760 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 7,897 |
Cash dividends | $881,000 | 2,511 |
Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
Net operating income | $440,000 | 6,739 |
1998-12-31 (YTD Data) | Rank | |
Total interest income | $2,465,000 | 8,130 |
Total interest expense | $1,066,000 | 8,239 |
Net interest income | $1,399,000 | 7,908 |
Provision for loan and lease losses | $64,000 | 6,030 |
Total noninterest income | $119,000 | 8,707 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $84,000 | 7,177 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $35,000 | 8,765 |
Total noninterest expense | $780,000 | 8,838 |
Salaries and employee benefits | $402,000 | 8,955 |
Premises and equipment expense | $99,000 | 8,732 |
Additional noninterest expense | $279,000 | 8,314 |
Pre-tax net operating income | $674,000 | 6,589 |
Securities gains (losses) | $0 | 4,449 |
Applicable income taxes | $220,000 | 5,952 |
Income before extraordinary items | $454,000 | 6,885 |
Extraordinary gains, net | $0 | 32 |
Net income | $454,000 | 6,883 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 8,132 |
Cash dividends | $450,000 | 3,752 |
Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
Net operating income | $454,000 | 6,778 |
1997-12-31 (YTD Data) | Rank | |
Total interest income | $2,366,000 | 8,559 |
Total interest expense | $1,026,000 | 8,610 |
Net interest income | $1,340,000 | 8,388 |
Provision for loan and lease losses | $0 | 8,829 |
Total noninterest income | $128,000 | 8,924 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $91,000 | 7,399 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $37,000 | 8,993 |
Total noninterest expense | $749,000 | 9,226 |
Salaries and employee benefits | $391,000 | 9,316 |
Premises and equipment expense | $70,000 | 9,702 |
Additional noninterest expense | $288,000 | 8,444 |
Pre-tax net operating income | $719,000 | 6,906 |
Securities gains (losses) | $0 | 3,944 |
Applicable income taxes | $231,000 | 6,485 |
Income before extraordinary items | $488,000 | 7,044 |
Extraordinary gains, net | $0 | 44 |
Net income | $488,000 | 7,046 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-6,000 | 9,836 |
Cash dividends | $450,000 | 3,689 |
Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
Net operating income | $488,000 | 6,998 |
1996-12-31 (YTD Data) | Rank | |
Total interest income | $2,267,000 | 9,011 |
Total interest expense | $975,000 | 9,105 |
Net interest income | $1,292,000 | 8,788 |
Provision for loan and lease losses | $0 | 9,041 |
Total noninterest income | $123,000 | 9,477 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $78,000 | 8,049 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $45,000 | 9,116 |
Total noninterest expense | $711,000 | 9,773 |
Salaries and employee benefits | $380,000 | 9,743 |
Premises and equipment expense | $54,000 | 10,520 |
Additional noninterest expense | $277,000 | 9,113 |
Pre-tax net operating income | $704,000 | 6,916 |
Securities gains (losses) | $0 | 4,148 |
Applicable income taxes | $222,000 | 6,811 |
Income before extraordinary items | $482,000 | 7,025 |
Extraordinary gains, net | $0 | 53 |
Net income | $482,000 | 7,028 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-7,000 | 10,270 |
Cash dividends | $450,000 | 3,623 |
Sale, conversion, retirement of capital stock, net | $0 | 953 |
Net operating income | $482,000 | 6,966 |
1995-12-31 (YTD Data) | Rank | |
Total interest income | $2,387,000 | 9,135 |
Total interest expense | $1,058,000 | 9,045 |
Net interest income | $1,329,000 | 8,983 |
Provision for loan and lease losses | $0 | 8,958 |
Total noninterest income | $115,000 | 9,958 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $72,000 | 8,553 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $43,000 | 9,575 |
Total noninterest expense | $702,000 | 10,180 |
Salaries and employee benefits | $357,000 | 10,282 |
Premises and equipment expense | $54,000 | 10,964 |
Additional noninterest expense | $291,000 | 9,330 |
Pre-tax net operating income | $742,000 | 7,104 |
Securities gains (losses) | $0 | 3,831 |
Applicable income taxes | $232,000 | 6,930 |
Income before extraordinary items | $510,000 | 7,172 |
Extraordinary gains, net | $0 | 65 |
Net income | $510,000 | 7,172 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $7,000 | 7,801 |
Cash dividends | $450,000 | 3,566 |
Sale, conversion, retirement of capital stock, net | $0 | 809 |
Net operating income | $510,000 | 7,146 |
1994-12-31 (YTD Data) | Rank | |
Total interest income | $2,201,000 | 9,428 |
Total interest expense | $888,000 | 9,191 |
Net interest income | $1,313,000 | 9,423 |
Provision for loan and lease losses | $0 | 9,146 |
Total noninterest income | $106,000 | 10,599 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $65,000 | 9,178 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $41,000 | 10,081 |
Total noninterest expense | $721,000 | 10,613 |
Salaries and employee benefits | $370,000 | 10,545 |
Premises and equipment expense | $65,000 | 11,133 |
Additional noninterest expense | $286,000 | 10,119 |
Pre-tax net operating income | $698,000 | 7,393 |
Securities gains (losses) | $-5,000 | 9,408 |
Applicable income taxes | $214,000 | 7,113 |
Income before extraordinary items | $479,000 | 7,466 |
Extraordinary gains, net | $0 | 249 |
Net income | $479,000 | 7,471 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-6,000 | 10,519 |
Cash dividends | $450,000 | 3,436 |
Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
Net operating income | $482,450 | 7,489 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $2,131,000 | 9,928 |
Total interest expense | $944,000 | 9,359 |
Net interest income | $1,187,000 | 10,102 |
Provision for loan and lease losses | $0 | 10,371 |
Total noninterest income | $101,000 | 11,302 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $62,000 | 9,620 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $39,000 | 10,733 |
Total noninterest expense | $734,000 | 10,996 |
Salaries and employee benefits | $353,000 | 11,117 |
Premises and equipment expense | $80,000 | 11,146 |
Additional noninterest expense | $301,000 | 10,440 |
Pre-tax net operating income | $554,000 | 8,272 |
Securities gains (losses) | $1,000 | 7,052 |
Applicable income taxes | $162,000 | 8,381 |
Income before extraordinary items | $393,000 | 8,510 |
Extraordinary gains, net | $0 | 3,149 |
Net income | $393,000 | 8,665 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 9,922 |
Cash dividends | $270,000 | 4,670 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $392,290 | 8,235 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $2,379,000 | 10,135 |
Total interest expense | $1,125,000 | 9,887 |
Net interest income | $1,254,000 | 10,119 |
Provision for loan and lease losses | $0 | 11,756 |
Total noninterest income | $91,000 | 11,966 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $54,000 | 10,159 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $37,000 | 11,257 |
Total noninterest expense | $719,000 | 11,417 |
Salaries and employee benefits | $339,000 | 11,564 |
Premises and equipment expense | $67,000 | 11,992 |
Additional noninterest expense | $313,000 | 10,647 |
Pre-tax net operating income | $626,000 | 7,544 |
Securities gains (losses) | $-18,000 | 13,448 |
Applicable income taxes | $170,000 | 8,171 |
Income before extraordinary items | $438,000 | 7,850 |
Extraordinary gains, net | $0 | 1,422 |
Net income | $438,000 | 7,969 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 11,197 |
Cash dividends | $850,000 | 1,800 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $450,960 | 7,381 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.