Home > Pinnacle Bank > Income and Expense
Pinnacle Bank, Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $8,815,000 | 3,589 |
| Total interest expense | $3,902,000 | 3,660 |
| Net interest income | $4,913,000 | 3,497 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $634,000 | 4,274 |
| Gross Fiduciary activities income | $3,000 | 1,324 |
| Service charges on deposit accounts | $457,000 | 2,850 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $174,000 | 5,261 |
| Total noninterest expense | $2,557,000 | 4,797 |
| Salaries and employee benefits | $1,294,000 | 4,892 |
| Premises and equipment expense | $191,000 | 6,951 |
| Additional noninterest expense | $1,072,000 | 3,788 |
| Pre-tax net operating income | $2,990,000 | 2,419 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $943,000 | 2,307 |
| Income before extraordinary items | $2,047,000 | 2,536 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,047,000 | 2,536 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,765 |
| Cash dividends | $2,906,000 | 1,006 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,047,000 | 2,497 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $8,938,000 | 3,555 |
| Total interest expense | $4,225,000 | 3,507 |
| Net interest income | $4,713,000 | 3,598 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $578,000 | 4,503 |
| Gross Fiduciary activities income | $4,000 | 1,342 |
| Service charges on deposit accounts | $407,000 | 3,087 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $167,000 | 5,411 |
| Total noninterest expense | $2,334,000 | 5,006 |
| Salaries and employee benefits | $1,218,000 | 5,019 |
| Premises and equipment expense | $182,000 | 7,012 |
| Additional noninterest expense | $934,000 | 4,170 |
| Pre-tax net operating income | $2,957,000 | 2,414 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $946,000 | 2,409 |
| Income before extraordinary items | $2,011,000 | 2,537 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,011,000 | 2,537 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 7,204 |
| Cash dividends | $1,836,000 | 1,430 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,011,000 | 2,453 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $9,119,000 | 3,541 |
| Total interest expense | $4,268,000 | 3,441 |
| Net interest income | $4,851,000 | 3,592 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $487,000 | 5,079 |
| Gross Fiduciary activities income | $4,000 | 1,385 |
| Service charges on deposit accounts | $365,000 | 3,495 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $118,000 | 6,329 |
| Total noninterest expense | $2,429,000 | 4,886 |
| Salaries and employee benefits | $1,186,000 | 5,152 |
| Premises and equipment expense | $201,000 | 6,835 |
| Additional noninterest expense | $1,042,000 | 3,751 |
| Pre-tax net operating income | $2,909,000 | 2,556 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $934,000 | 2,576 |
| Income before extraordinary items | $1,975,000 | 2,616 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,975,000 | 2,615 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-147,000 | 10,780 |
| Cash dividends | $3,189,000 | 891 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,975,000 | 2,569 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $8,773,000 | 3,695 |
| Total interest expense | $4,101,000 | 3,624 |
| Net interest income | $4,672,000 | 3,774 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $936,000 | 3,301 |
| Gross Fiduciary activities income | $4,000 | 1,462 |
| Service charges on deposit accounts | $324,000 | 3,985 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $608,000 | 2,549 |
| Total noninterest expense | $2,251,000 | 5,435 |
| Salaries and employee benefits | $1,114,000 | 5,542 |
| Premises and equipment expense | $195,000 | 7,111 |
| Additional noninterest expense | $942,000 | 4,619 |
| Pre-tax net operating income | $3,357,000 | 2,131 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $943,000 | 2,480 |
| Income before extraordinary items | $2,414,000 | 2,057 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,414,000 | 2,058 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $95,000 | 4,035 |
| Cash dividends | $1,518,000 | 1,557 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,414,000 | 2,013 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $8,697,000 | 3,732 |
| Total interest expense | $4,042,000 | 3,647 |
| Net interest income | $4,655,000 | 3,773 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $377,000 | 6,200 |
| Gross Fiduciary activities income | $4,000 | 1,531 |
| Service charges on deposit accounts | $269,000 | 4,688 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $104,000 | 7,102 |
| Total noninterest expense | $2,289,000 | 5,382 |
| Salaries and employee benefits | $1,080,000 | 5,679 |
| Premises and equipment expense | $177,000 | 7,669 |
| Additional noninterest expense | $1,032,000 | 4,238 |
| Pre-tax net operating income | $2,743,000 | 2,626 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $935,000 | 2,523 |
| Income before extraordinary items | $1,808,000 | 2,727 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,808,000 | 2,728 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,657 |
| Cash dividends | $1,624,000 | 1,415 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,808,000 | 2,696 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $7,974,000 | 3,743 |
| Total interest expense | $3,211,000 | 3,724 |
| Net interest income | $4,763,000 | 3,727 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $344,000 | 6,740 |
| Gross Fiduciary activities income | $5,000 | 1,522 |
| Service charges on deposit accounts | $210,000 | 5,673 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $129,000 | 6,698 |
| Total noninterest expense | $2,364,000 | 5,411 |
| Salaries and employee benefits | $1,096,000 | 5,661 |
| Premises and equipment expense | $234,000 | 6,793 |
| Additional noninterest expense | $1,034,000 | 4,587 |
| Pre-tax net operating income | $2,743,000 | 2,583 |
| Securities gains (losses) | $-35,000 | 10,774 |
| Applicable income taxes | $850,000 | 2,625 |
| Income before extraordinary items | $1,858,000 | 2,617 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,858,000 | 2,616 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-32,000 | 11,617 |
| Cash dividends | $1,742,000 | 1,258 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,882,150 | 2,599 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $7,956,000 | 3,835 |
| Total interest expense | $3,550,000 | 3,533 |
| Net interest income | $4,406,000 | 4,025 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $304,000 | 7,610 |
| Gross Fiduciary activities income | $10,000 | 1,500 |
| Service charges on deposit accounts | $193,000 | 6,095 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $101,000 | 7,826 |
| Total noninterest expense | $2,328,000 | 5,599 |
| Salaries and employee benefits | $1,088,000 | 5,703 |
| Premises and equipment expense | $277,000 | 6,224 |
| Additional noninterest expense | $963,000 | 5,083 |
| Pre-tax net operating income | $2,382,000 | 2,828 |
| Securities gains (losses) | $-2,000 | 12,373 |
| Applicable income taxes | $708,000 | 3,082 |
| Income before extraordinary items | $1,672,000 | 2,925 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,672,000 | 3,025 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-209,000 | 13,121 |
| Cash dividends | $2,306,000 | 895 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,673,400 | 2,775 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $8,644,000 | 4,000 |
| Total interest expense | $4,461,000 | 3,676 |
| Net interest income | $4,183,000 | 4,267 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $357,000 | 7,020 |
| Gross Fiduciary activities income | $7,000 | 1,569 |
| Service charges on deposit accounts | $170,000 | 6,609 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $180,000 | 6,025 |
| Total noninterest expense | $2,488,000 | 5,333 |
| Salaries and employee benefits | $1,060,000 | 5,740 |
| Premises and equipment expense | $269,000 | 6,453 |
| Additional noninterest expense | $1,159,000 | 4,483 |
| Pre-tax net operating income | $2,052,000 | 3,032 |
| Securities gains (losses) | $-49,000 | 13,672 |
| Applicable income taxes | $575,000 | 3,545 |
| Income before extraordinary items | $1,428,000 | 3,223 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,428,000 | 3,262 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-143,000 | 13,802 |
| Cash dividends | $636,000 | 2,306 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,462,790 | 2,920 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.