Home > Pinnacle Bank > Income and Expense
Pinnacle Bank, Income and Expense
1999-12-31 (YTD Data) | Rank | |
Total interest income | $2,553,000 | 7,853 |
Total interest expense | $1,117,000 | 7,867 |
Net interest income | $1,436,000 | 7,716 |
Provision for loan and lease losses | $0 | 8,503 |
Total noninterest income | $340,000 | 6,090 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $117,000 | 6,410 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $223,000 | 4,688 |
Total noninterest expense | $1,178,000 | 7,622 |
Salaries and employee benefits | $404,000 | 8,863 |
Premises and equipment expense | $155,000 | 7,576 |
Additional noninterest expense | $619,000 | 5,707 |
Pre-tax net operating income | $598,000 | 6,720 |
Securities gains (losses) | $0 | 3,155 |
Applicable income taxes | $136,000 | 6,449 |
Income before extraordinary items | $462,000 | 6,623 |
Extraordinary gains, net | $0 | 35 |
Net income | $462,000 | 6,622 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-8,000 | 9,348 |
Cash dividends | $750,000 | 2,766 |
Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
Net operating income | $462,000 | 6,608 |
1998-12-31 (YTD Data) | Rank | |
Total interest income | $2,642,000 | 7,934 |
Total interest expense | $1,259,000 | 7,773 |
Net interest income | $1,383,000 | 7,946 |
Provision for loan and lease losses | $0 | 8,652 |
Total noninterest income | $161,000 | 8,071 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $119,000 | 6,481 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $42,000 | 8,456 |
Total noninterest expense | $865,000 | 8,549 |
Salaries and employee benefits | $389,000 | 9,040 |
Premises and equipment expense | $123,000 | 8,204 |
Additional noninterest expense | $353,000 | 7,639 |
Pre-tax net operating income | $679,000 | 6,565 |
Securities gains (losses) | $0 | 4,449 |
Applicable income taxes | $216,000 | 6,009 |
Income before extraordinary items | $463,000 | 6,831 |
Extraordinary gains, net | $0 | 32 |
Net income | $463,000 | 6,829 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-9,000 | 9,586 |
Cash dividends | $0 | 7,473 |
Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
Net operating income | $463,000 | 6,728 |
1997-12-31 (YTD Data) | Rank | |
Total interest income | $2,668,000 | 8,173 |
Total interest expense | $1,267,000 | 7,934 |
Net interest income | $1,401,000 | 8,231 |
Provision for loan and lease losses | $0 | 8,829 |
Total noninterest income | $133,000 | 8,851 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $95,000 | 7,313 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $38,000 | 8,946 |
Total noninterest expense | $799,000 | 9,036 |
Salaries and employee benefits | $385,000 | 9,351 |
Premises and equipment expense | $88,000 | 9,261 |
Additional noninterest expense | $326,000 | 8,063 |
Pre-tax net operating income | $735,000 | 6,843 |
Securities gains (losses) | $0 | 3,944 |
Applicable income taxes | $219,000 | 6,631 |
Income before extraordinary items | $516,000 | 6,873 |
Extraordinary gains, net | $0 | 44 |
Net income | $516,000 | 6,876 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-19,000 | 10,206 |
Cash dividends | $200,000 | 5,346 |
Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
Net operating income | $516,000 | 6,817 |
1996-12-31 (YTD Data) | Rank | |
Total interest income | $2,507,000 | 8,682 |
Total interest expense | $1,280,000 | 8,160 |
Net interest income | $1,227,000 | 8,976 |
Provision for loan and lease losses | $0 | 9,041 |
Total noninterest income | $132,000 | 9,328 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $98,000 | 7,537 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $34,000 | 9,653 |
Total noninterest expense | $727,000 | 9,715 |
Salaries and employee benefits | $366,000 | 9,851 |
Premises and equipment expense | $82,000 | 9,755 |
Additional noninterest expense | $279,000 | 9,092 |
Pre-tax net operating income | $632,000 | 7,269 |
Securities gains (losses) | $0 | 4,148 |
Applicable income taxes | $189,000 | 7,300 |
Income before extraordinary items | $443,000 | 7,290 |
Extraordinary gains, net | $0 | 53 |
Net income | $443,000 | 7,292 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-65,000 | 11,114 |
Cash dividends | $300,000 | 4,471 |
Sale, conversion, retirement of capital stock, net | $0 | 953 |
Net operating income | $443,000 | 7,234 |
1995-12-31 (YTD Data) | Rank | |
Total interest income | $2,534,000 | 8,915 |
Total interest expense | $1,229,000 | 8,496 |
Net interest income | $1,305,000 | 9,056 |
Provision for loan and lease losses | $0 | 8,958 |
Total noninterest income | $144,000 | 9,412 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $112,000 | 7,504 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $32,000 | 10,138 |
Total noninterest expense | $762,000 | 9,941 |
Salaries and employee benefits | $359,000 | 10,259 |
Premises and equipment expense | $84,000 | 10,095 |
Additional noninterest expense | $319,000 | 9,046 |
Pre-tax net operating income | $687,000 | 7,392 |
Securities gains (losses) | $0 | 3,831 |
Applicable income taxes | $221,000 | 7,081 |
Income before extraordinary items | $466,000 | 7,508 |
Extraordinary gains, net | $0 | 65 |
Net income | $466,000 | 7,507 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-109,000 | 11,750 |
Cash dividends | $400,000 | 3,839 |
Sale, conversion, retirement of capital stock, net | $0 | 809 |
Net operating income | $466,000 | 7,476 |
1994-12-31 (YTD Data) | Rank | |
Total interest income | $2,140,000 | 9,541 |
Total interest expense | $947,000 | 8,920 |
Net interest income | $1,193,000 | 9,778 |
Provision for loan and lease losses | $0 | 9,146 |
Total noninterest income | $130,000 | 10,105 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $102,000 | 8,040 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $28,000 | 10,920 |
Total noninterest expense | $722,000 | 10,610 |
Salaries and employee benefits | $334,000 | 10,901 |
Premises and equipment expense | $75,000 | 10,805 |
Additional noninterest expense | $313,000 | 9,804 |
Pre-tax net operating income | $601,000 | 7,989 |
Securities gains (losses) | $-18,000 | 10,260 |
Applicable income taxes | $184,000 | 7,635 |
Income before extraordinary items | $399,000 | 8,206 |
Extraordinary gains, net | $0 | 249 |
Net income | $399,000 | 8,210 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-93,000 | 12,194 |
Cash dividends | $200,000 | 5,405 |
Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
Net operating income | $411,240 | 8,133 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $2,129,000 | 9,931 |
Total interest expense | $949,000 | 9,337 |
Net interest income | $1,180,000 | 10,128 |
Provision for loan and lease losses | $0 | 10,371 |
Total noninterest income | $135,000 | 10,524 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $107,000 | 8,183 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $28,000 | 11,437 |
Total noninterest expense | $780,000 | 10,764 |
Salaries and employee benefits | $350,000 | 11,150 |
Premises and equipment expense | $86,000 | 10,933 |
Additional noninterest expense | $344,000 | 9,910 |
Pre-tax net operating income | $535,000 | 8,406 |
Securities gains (losses) | $1,000 | 7,052 |
Applicable income taxes | $175,000 | 8,105 |
Income before extraordinary items | $361,000 | 8,827 |
Extraordinary gains, net | $0 | 3,149 |
Net income | $361,000 | 8,998 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $220,000 | 2,956 |
Cash dividends | $0 | 9,081 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $360,330 | 8,565 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $2,309,000 | 10,279 |
Total interest expense | $1,144,000 | 9,813 |
Net interest income | $1,165,000 | 10,448 |
Provision for loan and lease losses | $0 | 11,756 |
Total noninterest income | $144,000 | 10,610 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $101,000 | 8,491 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $43,000 | 10,841 |
Total noninterest expense | $822,000 | 10,900 |
Salaries and employee benefits | $356,000 | 11,380 |
Premises and equipment expense | $80,000 | 11,493 |
Additional noninterest expense | $386,000 | 9,740 |
Pre-tax net operating income | $487,000 | 8,501 |
Securities gains (losses) | $-8,000 | 13,215 |
Applicable income taxes | $202,000 | 7,524 |
Income before extraordinary items | $277,000 | 9,589 |
Extraordinary gains, net | $0 | 1,422 |
Net income | $277,000 | 9,726 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 11,197 |
Cash dividends | $0 | 8,912 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $282,120 | 9,143 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.