Home > Pinnacle Bank > Income and Expense
Pinnacle Bank, Income and Expense
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $5,239,000 | 5,417 |
| Total interest expense | $2,324,000 | 5,010 |
| Net interest income | $2,915,000 | 5,615 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $722,000 | 4,290 |
| Gross Fiduciary activities income | $116,000 | 905 |
| Service charges on deposit accounts | $471,000 | 3,190 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $135,000 | 5,824 |
| Total noninterest expense | $2,229,000 | 5,835 |
| Salaries and employee benefits | $1,144,000 | 6,054 |
| Premises and equipment expense | $239,000 | 6,321 |
| Additional noninterest expense | $846,000 | 5,050 |
| Pre-tax net operating income | $1,408,000 | 4,439 |
| Securities gains (losses) | $-69,000 | 8,056 |
| Applicable income taxes | $32,000 | 5,723 |
| Income before extraordinary items | $1,307,000 | 4,085 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,307,000 | 4,085 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,486 |
| Cash dividends | $2,743,000 | 1,214 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,374,620 | 3,946 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $3,859,000 | 5,470 |
| Total interest expense | $1,691,000 | 5,016 |
| Net interest income | $2,168,000 | 5,681 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $552,000 | 4,261 |
| Gross Fiduciary activities income | $90,000 | 895 |
| Service charges on deposit accounts | $357,000 | 3,173 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $105,000 | 5,756 |
| Total noninterest expense | $1,631,000 | 5,903 |
| Salaries and employee benefits | $838,000 | 6,100 |
| Premises and equipment expense | $188,000 | 6,239 |
| Additional noninterest expense | $605,000 | 5,191 |
| Pre-tax net operating income | $1,089,000 | 4,541 |
| Securities gains (losses) | $-77,000 | 8,323 |
| Applicable income taxes | $47,000 | 5,474 |
| Income before extraordinary items | $965,000 | 4,258 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $965,000 | 4,261 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $1,923,000 | 1,195 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,038,150 | 4,067 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,532,000 | 5,496 |
| Total interest expense | $1,088,000 | 4,998 |
| Net interest income | $1,444,000 | 5,714 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $350,000 | 4,350 |
| Gross Fiduciary activities income | $41,000 | 978 |
| Service charges on deposit accounts | $233,000 | 3,206 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $76,000 | 5,653 |
| Total noninterest expense | $1,105,000 | 5,873 |
| Salaries and employee benefits | $556,000 | 6,136 |
| Premises and equipment expense | $119,000 | 6,367 |
| Additional noninterest expense | $430,000 | 4,974 |
| Pre-tax net operating income | $689,000 | 4,665 |
| Securities gains (losses) | $-77,000 | 8,476 |
| Applicable income taxes | $29,000 | 5,593 |
| Income before extraordinary items | $583,000 | 4,514 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $583,000 | 4,518 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,365 |
| Cash dividends | $1,923,000 | 865 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $656,150 | 4,213 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,254,000 | 5,468 |
| Total interest expense | $515,000 | 5,028 |
| Net interest income | $739,000 | 5,635 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $175,000 | 4,277 |
| Gross Fiduciary activities income | $11,000 | 1,057 |
| Service charges on deposit accounts | $113,000 | 3,198 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $51,000 | 5,080 |
| Total noninterest expense | $604,000 | 5,604 |
| Salaries and employee benefits | $279,000 | 6,156 |
| Premises and equipment expense | $66,000 | 6,124 |
| Additional noninterest expense | $259,000 | 4,358 |
| Pre-tax net operating income | $310,000 | 4,884 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $16,000 | 5,499 |
| Income before extraordinary items | $294,000 | 4,473 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $294,000 | 4,473 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,481 |
| Cash dividends | $1,405,000 | 563 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $294,000 | 4,459 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $4,872,000 | 5,239 |
| Total interest expense | $1,608,000 | 5,061 |
| Net interest income | $3,264,000 | 5,228 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $755,000 | 4,184 |
| Gross Fiduciary activities income | $163,000 | 856 |
| Service charges on deposit accounts | $454,000 | 3,255 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $138,000 | 5,869 |
| Total noninterest expense | $2,112,000 | 5,922 |
| Salaries and employee benefits | $1,214,000 | 5,766 |
| Premises and equipment expense | $267,000 | 6,038 |
| Additional noninterest expense | $631,000 | 5,899 |
| Pre-tax net operating income | $1,907,000 | 3,806 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $506,000 | 3,349 |
| Income before extraordinary items | $1,401,000 | 3,954 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,401,000 | 3,954 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,503 |
| Cash dividends | $648,000 | 3,226 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,401,000 | 3,921 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,592,000 | 5,271 |
| Total interest expense | $1,152,000 | 5,046 |
| Net interest income | $2,440,000 | 5,247 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $554,000 | 4,251 |
| Gross Fiduciary activities income | $117,000 | 845 |
| Service charges on deposit accounts | $330,000 | 3,340 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $107,000 | 5,833 |
| Total noninterest expense | $1,595,000 | 5,861 |
| Salaries and employee benefits | $920,000 | 5,698 |
| Premises and equipment expense | $208,000 | 5,943 |
| Additional noninterest expense | $467,000 | 5,914 |
| Pre-tax net operating income | $1,399,000 | 3,941 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $393,000 | 3,356 |
| Income before extraordinary items | $1,006,000 | 4,143 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,006,000 | 4,143 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,559 |
| Cash dividends | $648,000 | 2,428 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,006,000 | 4,101 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,370,000 | 5,230 |
| Total interest expense | $749,000 | 4,960 |
| Net interest income | $1,621,000 | 5,259 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $379,000 | 4,179 |
| Gross Fiduciary activities income | $88,000 | 825 |
| Service charges on deposit accounts | $209,000 | 3,412 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $82,000 | 5,563 |
| Total noninterest expense | $1,081,000 | 5,807 |
| Salaries and employee benefits | $617,000 | 5,667 |
| Premises and equipment expense | $147,000 | 5,757 |
| Additional noninterest expense | $317,000 | 5,827 |
| Pre-tax net operating income | $919,000 | 3,936 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $253,000 | 3,394 |
| Income before extraordinary items | $666,000 | 4,133 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $666,000 | 4,134 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,385 |
| Cash dividends | $648,000 | 1,848 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $666,000 | 4,074 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,181,000 | 5,229 |
| Total interest expense | $368,000 | 4,916 |
| Net interest income | $813,000 | 5,291 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $205,000 | 3,914 |
| Gross Fiduciary activities income | $56,000 | 780 |
| Service charges on deposit accounts | $98,000 | 3,485 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $51,000 | 5,145 |
| Total noninterest expense | $546,000 | 5,798 |
| Salaries and employee benefits | $311,000 | 5,675 |
| Premises and equipment expense | $71,000 | 5,908 |
| Additional noninterest expense | $164,000 | 5,726 |
| Pre-tax net operating income | $472,000 | 3,833 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $135,000 | 3,271 |
| Income before extraordinary items | $337,000 | 4,057 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $337,000 | 4,059 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,685 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $337,000 | 4,017 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,764,000 | 5,010 |
| Total interest expense | $1,486,000 | 4,531 |
| Net interest income | $3,278,000 | 5,130 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $795,000 | 4,066 |
| Gross Fiduciary activities income | $191,000 | 800 |
| Service charges on deposit accounts | $472,000 | 3,271 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $132,000 | 5,935 |
| Total noninterest expense | $2,116,000 | 5,832 |
| Salaries and employee benefits | $1,219,000 | 5,645 |
| Premises and equipment expense | $264,000 | 6,050 |
| Additional noninterest expense | $633,000 | 5,823 |
| Pre-tax net operating income | $1,957,000 | 3,556 |
| Securities gains (losses) | $31,000 | 2,094 |
| Applicable income taxes | $543,000 | 3,199 |
| Income before extraordinary items | $1,445,000 | 3,725 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,445,000 | 3,726 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 5,010 |
| Cash dividends | $833,000 | 2,645 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,422,370 | 3,709 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,548,000 | 5,013 |
| Total interest expense | $1,122,000 | 4,486 |
| Net interest income | $2,426,000 | 5,164 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $625,000 | 3,980 |
| Gross Fiduciary activities income | $163,000 | 768 |
| Service charges on deposit accounts | $361,000 | 3,245 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $101,000 | 5,900 |
| Total noninterest expense | $1,581,000 | 5,803 |
| Salaries and employee benefits | $918,000 | 5,602 |
| Premises and equipment expense | $196,000 | 6,042 |
| Additional noninterest expense | $467,000 | 5,828 |
| Pre-tax net operating income | $1,470,000 | 3,617 |
| Securities gains (losses) | $14,000 | 2,518 |
| Applicable income taxes | $395,000 | 3,325 |
| Income before extraordinary items | $1,089,000 | 3,794 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,089,000 | 3,794 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 5,003 |
| Cash dividends | $463,000 | 2,831 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,078,780 | 3,751 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,371,000 | 5,019 |
| Total interest expense | $757,000 | 4,446 |
| Net interest income | $1,614,000 | 5,170 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $445,000 | 3,846 |
| Gross Fiduciary activities income | $129,000 | 736 |
| Service charges on deposit accounts | $243,000 | 3,205 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $73,000 | 5,776 |
| Total noninterest expense | $1,078,000 | 5,761 |
| Salaries and employee benefits | $622,000 | 5,577 |
| Premises and equipment expense | $139,000 | 5,891 |
| Additional noninterest expense | $317,000 | 5,812 |
| Pre-tax net operating income | $981,000 | 3,582 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $247,000 | 3,410 |
| Income before extraordinary items | $734,000 | 3,750 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $734,000 | 3,750 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 4,323 |
| Cash dividends | $463,000 | 2,255 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $734,000 | 3,662 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,175,000 | 5,069 |
| Total interest expense | $381,000 | 4,462 |
| Net interest income | $794,000 | 5,238 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $259,000 | 3,433 |
| Gross Fiduciary activities income | $99,000 | 648 |
| Service charges on deposit accounts | $113,000 | 3,294 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $47,000 | 5,234 |
| Total noninterest expense | $552,000 | 5,712 |
| Salaries and employee benefits | $326,000 | 5,459 |
| Premises and equipment expense | $73,000 | 5,767 |
| Additional noninterest expense | $153,000 | 5,939 |
| Pre-tax net operating income | $501,000 | 3,521 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $156,000 | 3,014 |
| Income before extraordinary items | $345,000 | 3,889 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $345,000 | 3,888 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 2,590 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $345,000 | 3,765 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,925,000 | 4,942 |
| Total interest expense | $1,776,000 | 4,383 |
| Net interest income | $3,149,000 | 5,147 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $671,000 | 4,660 |
| Gross Fiduciary activities income | $90,000 | 979 |
| Service charges on deposit accounts | $460,000 | 3,316 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $121,000 | 6,209 |
| Total noninterest expense | $2,117,000 | 5,796 |
| Salaries and employee benefits | $1,186,000 | 5,686 |
| Premises and equipment expense | $278,000 | 5,890 |
| Additional noninterest expense | $653,000 | 5,716 |
| Pre-tax net operating income | $1,703,000 | 3,785 |
| Securities gains (losses) | $2,000 | 4,163 |
| Applicable income taxes | $467,000 | 3,489 |
| Income before extraordinary items | $1,238,000 | 4,054 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,238,000 | 4,056 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 6,445 |
| Cash dividends | $1,665,000 | 1,614 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,236,540 | 3,881 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,715,000 | 4,988 |
| Total interest expense | $1,377,000 | 4,413 |
| Net interest income | $2,338,000 | 5,211 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $543,000 | 4,502 |
| Gross Fiduciary activities income | $89,000 | 928 |
| Service charges on deposit accounts | $356,000 | 3,234 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $98,000 | 6,119 |
| Total noninterest expense | $1,624,000 | 5,703 |
| Salaries and employee benefits | $911,000 | 5,556 |
| Premises and equipment expense | $220,000 | 5,714 |
| Additional noninterest expense | $493,000 | 5,690 |
| Pre-tax net operating income | $1,257,000 | 3,947 |
| Securities gains (losses) | $2,000 | 3,872 |
| Applicable income taxes | $360,000 | 3,591 |
| Income before extraordinary items | $899,000 | 4,290 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $899,000 | 4,291 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 6,281 |
| Cash dividends | $555,000 | 2,527 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $897,580 | 4,125 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,513,000 | 4,970 |
| Total interest expense | $950,000 | 4,418 |
| Net interest income | $1,563,000 | 5,204 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $396,000 | 4,271 |
| Gross Fiduciary activities income | $85,000 | 854 |
| Service charges on deposit accounts | $236,000 | 3,210 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $75,000 | 5,841 |
| Total noninterest expense | $1,124,000 | 5,568 |
| Salaries and employee benefits | $629,000 | 5,461 |
| Premises and equipment expense | $157,000 | 5,505 |
| Additional noninterest expense | $338,000 | 5,582 |
| Pre-tax net operating income | $835,000 | 3,946 |
| Securities gains (losses) | $2,000 | 3,460 |
| Applicable income taxes | $259,000 | 3,492 |
| Income before extraordinary items | $578,000 | 4,398 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $578,000 | 4,397 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,879 |
| Cash dividends | $555,000 | 1,997 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $576,620 | 4,192 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,293,000 | 4,894 |
| Total interest expense | $489,000 | 4,405 |
| Net interest income | $804,000 | 5,078 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $241,000 | 3,723 |
| Gross Fiduciary activities income | $82,000 | 700 |
| Service charges on deposit accounts | $112,000 | 3,257 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $47,000 | 5,386 |
| Total noninterest expense | $594,000 | 5,371 |
| Salaries and employee benefits | $337,000 | 5,232 |
| Premises and equipment expense | $80,000 | 5,448 |
| Additional noninterest expense | $177,000 | 5,409 |
| Pre-tax net operating income | $451,000 | 3,745 |
| Securities gains (losses) | $-1,000 | 8,995 |
| Applicable income taxes | $145,000 | 3,277 |
| Income before extraordinary items | $305,000 | 4,191 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $305,000 | 4,189 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,853 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $305,680 | 4,001 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $5,809,000 | 4,664 |
| Total interest expense | $2,244,000 | 4,455 |
| Net interest income | $3,565,000 | 4,706 |
| Provision for loan and lease losses | $1,000 | 8,074 |
| Total noninterest income | $682,000 | 4,400 |
| Gross Fiduciary activities income | $107,000 | 981 |
| Service charges on deposit accounts | $456,000 | 3,199 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $119,000 | 6,078 |
| Total noninterest expense | $2,224,000 | 5,496 |
| Salaries and employee benefits | $1,129,000 | 5,718 |
| Premises and equipment expense | $332,000 | 5,255 |
| Additional noninterest expense | $763,000 | 5,100 |
| Pre-tax net operating income | $2,022,000 | 3,398 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $662,000 | 2,951 |
| Income before extraordinary items | $1,360,000 | 3,768 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,360,000 | 3,768 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 6,985 |
| Cash dividends | $1,536,000 | 1,600 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,360,000 | 3,652 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $6,502,000 | 4,671 |
| Total interest expense | $3,298,000 | 4,394 |
| Net interest income | $3,204,000 | 4,840 |
| Provision for loan and lease losses | $8,000 | 8,004 |
| Total noninterest income | $642,000 | 4,408 |
| Gross Fiduciary activities income | $124,000 | 948 |
| Service charges on deposit accounts | $412,000 | 3,305 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $106,000 | 6,307 |
| Total noninterest expense | $1,990,000 | 5,744 |
| Salaries and employee benefits | $1,126,000 | 5,557 |
| Premises and equipment expense | $166,000 | 7,273 |
| Additional noninterest expense | $698,000 | 5,313 |
| Pre-tax net operating income | $1,848,000 | 3,363 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $560,000 | 3,106 |
| Income before extraordinary items | $1,288,000 | 3,606 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,288,000 | 3,608 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-25,000 | 9,267 |
| Cash dividends | $1,193,000 | 2,000 |
| Sale, conversion, retirement of capital stock, net | $84,000 | 679 |
| Net operating income | $1,288,000 | 3,510 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $6,764,000 | 4,711 |
| Total interest expense | $3,499,000 | 4,385 |
| Net interest income | $3,265,000 | 4,855 |
| Provision for loan and lease losses | $50,000 | 6,512 |
| Total noninterest income | $655,000 | 4,191 |
| Gross Fiduciary activities income | $132,000 | 884 |
| Service charges on deposit accounts | $405,000 | 3,208 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $118,000 | 6,040 |
| Total noninterest expense | $2,032,000 | 5,622 |
| Salaries and employee benefits | $1,105,000 | 5,541 |
| Premises and equipment expense | $192,000 | 6,890 |
| Additional noninterest expense | $735,000 | 5,004 |
| Pre-tax net operating income | $1,838,000 | 3,525 |
| Securities gains (losses) | $5,000 | 1,371 |
| Applicable income taxes | $561,000 | 3,244 |
| Income before extraordinary items | $1,282,000 | 3,675 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,282,000 | 3,675 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 6,269 |
| Cash dividends | $1,205,000 | 1,970 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,278,500 | 3,677 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $6,750,000 | 4,534 |
| Total interest expense | $3,415,000 | 4,128 |
| Net interest income | $3,335,000 | 4,797 |
| Provision for loan and lease losses | $20,000 | 7,660 |
| Total noninterest income | $630,000 | 4,288 |
| Gross Fiduciary activities income | $137,000 | 941 |
| Service charges on deposit accounts | $386,000 | 3,309 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $107,000 | 6,470 |
| Total noninterest expense | $2,368,000 | 5,075 |
| Salaries and employee benefits | $1,111,000 | 5,448 |
| Premises and equipment expense | $229,000 | 6,370 |
| Additional noninterest expense | $1,028,000 | 3,931 |
| Pre-tax net operating income | $1,577,000 | 3,960 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $558,000 | 3,387 |
| Income before extraordinary items | $1,019,000 | 4,372 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,019,000 | 4,374 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $191,000 | 2,472 |
| Cash dividends | $1,607,000 | 1,589 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,019,000 | 4,342 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,879,000 | 4,458 |
| Total interest expense | $3,556,000 | 4,070 |
| Net interest income | $3,323,000 | 4,779 |
| Provision for loan and lease losses | $50,000 | 6,568 |
| Total noninterest income | $539,000 | 4,720 |
| Gross Fiduciary activities income | $104,000 | 1,002 |
| Service charges on deposit accounts | $328,000 | 3,658 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $107,000 | 6,480 |
| Total noninterest expense | $1,998,000 | 5,606 |
| Salaries and employee benefits | $1,097,000 | 5,409 |
| Premises and equipment expense | $208,000 | 6,589 |
| Additional noninterest expense | $693,000 | 5,204 |
| Pre-tax net operating income | $1,814,000 | 3,609 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $516,000 | 3,758 |
| Income before extraordinary items | $1,298,000 | 3,699 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,298,000 | 3,698 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 5,860 |
| Cash dividends | $1,206,000 | 1,934 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,298,000 | 3,600 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $7,203,000 | 4,389 |
| Total interest expense | $3,766,000 | 3,898 |
| Net interest income | $3,437,000 | 4,793 |
| Provision for loan and lease losses | $120,000 | 4,629 |
| Total noninterest income | $600,000 | 4,406 |
| Gross Fiduciary activities income | $112,000 | 1,030 |
| Service charges on deposit accounts | $409,000 | 3,158 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $79,000 | 7,409 |
| Total noninterest expense | $1,887,000 | 5,882 |
| Salaries and employee benefits | $1,044,000 | 5,696 |
| Premises and equipment expense | $241,000 | 6,194 |
| Additional noninterest expense | $602,000 | 5,797 |
| Pre-tax net operating income | $2,030,000 | 3,484 |
| Securities gains (losses) | $19,000 | 1,923 |
| Applicable income taxes | $705,000 | 3,219 |
| Income before extraordinary items | $1,344,000 | 3,692 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,344,000 | 3,692 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 5,964 |
| Cash dividends | $1,655,000 | 1,504 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,331,460 | 3,646 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $7,153,000 | 4,488 |
| Total interest expense | $3,739,000 | 3,947 |
| Net interest income | $3,414,000 | 4,927 |
| Provision for loan and lease losses | $120,000 | 4,568 |
| Total noninterest income | $553,000 | 4,828 |
| Gross Fiduciary activities income | $104,000 | 1,093 |
| Service charges on deposit accounts | $365,000 | 3,616 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $84,000 | 7,617 |
| Total noninterest expense | $2,022,000 | 5,904 |
| Salaries and employee benefits | $1,119,000 | 5,523 |
| Premises and equipment expense | $254,000 | 6,196 |
| Additional noninterest expense | $649,000 | 6,038 |
| Pre-tax net operating income | $1,825,000 | 3,664 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $505,000 | 4,114 |
| Income before extraordinary items | $1,320,000 | 3,584 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,320,000 | 3,584 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $140,000 | 3,303 |
| Cash dividends | $1,214,000 | 1,847 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,320,000 | 3,534 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $7,026,000 | 4,541 |
| Total interest expense | $3,863,000 | 3,785 |
| Net interest income | $3,163,000 | 5,271 |
| Provision for loan and lease losses | $120,000 | 4,090 |
| Total noninterest income | $560,000 | 4,806 |
| Gross Fiduciary activities income | $99,000 | 1,166 |
| Service charges on deposit accounts | $389,000 | 3,446 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $72,000 | 8,274 |
| Total noninterest expense | $2,146,000 | 5,686 |
| Salaries and employee benefits | $1,104,000 | 5,587 |
| Premises and equipment expense | $298,000 | 5,659 |
| Additional noninterest expense | $744,000 | 5,566 |
| Pre-tax net operating income | $1,457,000 | 4,561 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $418,000 | 4,795 |
| Income before extraordinary items | $1,039,000 | 4,441 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,039,000 | 4,439 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $145,000 | 3,041 |
| Cash dividends | $1,095,000 | 1,893 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,039,000 | 4,439 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,408,000 | 4,575 |
| Total interest expense | $3,119,000 | 3,824 |
| Net interest income | $3,289,000 | 5,213 |
| Provision for loan and lease losses | $150,000 | 3,586 |
| Total noninterest income | $563,000 | 4,874 |
| Gross Fiduciary activities income | $109,000 | 1,163 |
| Service charges on deposit accounts | $370,000 | 3,650 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $84,000 | 8,071 |
| Total noninterest expense | $2,408,000 | 5,330 |
| Salaries and employee benefits | $1,202,000 | 5,233 |
| Premises and equipment expense | $270,000 | 6,171 |
| Additional noninterest expense | $936,000 | 4,991 |
| Pre-tax net operating income | $1,294,000 | 4,955 |
| Securities gains (losses) | $-29,000 | 10,630 |
| Applicable income taxes | $456,000 | 4,342 |
| Income before extraordinary items | $809,000 | 5,323 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $809,000 | 5,335 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $214,000 | 2,377 |
| Cash dividends | $1,214,000 | 1,626 |
| Sale, conversion, retirement of capital stock, net | $4,400,000 | 191 |
| Net operating income | $827,560 | 5,287 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,781,000 | 7,142 |
| Total interest expense | $1,846,000 | 6,219 |
| Net interest income | $1,935,000 | 7,878 |
| Provision for loan and lease losses | $45,000 | 7,729 |
| Total noninterest income | $261,000 | 8,200 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $203,000 | 5,916 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $58,000 | 9,638 |
| Total noninterest expense | $1,174,000 | 8,991 |
| Salaries and employee benefits | $573,000 | 9,027 |
| Premises and equipment expense | $162,000 | 8,585 |
| Additional noninterest expense | $439,000 | 8,831 |
| Pre-tax net operating income | $977,000 | 5,985 |
| Securities gains (losses) | $-6,000 | 12,616 |
| Applicable income taxes | $307,000 | 5,986 |
| Income before extraordinary items | $664,000 | 6,324 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $664,000 | 6,499 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 6,513 |
| Cash dividends | $1,233,000 | 1,487 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $668,080 | 6,070 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,166,000 | 7,293 |
| Total interest expense | $2,117,000 | 6,820 |
| Net interest income | $2,049,000 | 7,626 |
| Provision for loan and lease losses | $25,000 | 10,242 |
| Total noninterest income | $250,000 | 8,491 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $183,000 | 6,326 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $67,000 | 9,442 |
| Total noninterest expense | $1,074,000 | 9,647 |
| Salaries and employee benefits | $558,000 | 9,200 |
| Premises and equipment expense | $141,000 | 9,376 |
| Additional noninterest expense | $375,000 | 9,880 |
| Pre-tax net operating income | $1,200,000 | 4,917 |
| Securities gains (losses) | $-35,000 | 13,611 |
| Applicable income taxes | $359,000 | 5,232 |
| Income before extraordinary items | $806,000 | 5,329 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $806,000 | 5,385 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $243,000 | 4,567 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $830,150 | 4,917 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.