Home > Pinnacle Bank > Income and Expense
Pinnacle Bank, Income and Expense
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $10,462,000 | 3,189 |
| Total interest expense | $4,890,000 | 3,210 |
| Net interest income | $5,572,000 | 3,140 |
| Provision for loan and lease losses | $275,000 | 3,402 |
| Total noninterest income | $481,000 | 5,172 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $308,000 | 4,094 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $173,000 | 5,234 |
| Total noninterest expense | $3,473,000 | 3,851 |
| Salaries and employee benefits | $2,315,000 | 3,167 |
| Premises and equipment expense | $355,000 | 4,979 |
| Additional noninterest expense | $803,000 | 4,767 |
| Pre-tax net operating income | $2,305,000 | 2,846 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $847,000 | 2,330 |
| Income before extraordinary items | $1,458,000 | 3,292 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,458,000 | 3,297 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $126,000 | 3,673 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,458,000 | 3,184 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $8,247,000 | 4,028 |
| Total interest expense | $4,907,000 | 3,382 |
| Net interest income | $3,340,000 | 4,778 |
| Provision for loan and lease losses | $288,000 | 2,953 |
| Total noninterest income | $584,000 | 4,474 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $169,000 | 5,497 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $415,000 | 3,254 |
| Total noninterest expense | $2,453,000 | 4,926 |
| Salaries and employee benefits | $1,504,000 | 4,352 |
| Premises and equipment expense | $246,000 | 6,112 |
| Additional noninterest expense | $703,000 | 5,157 |
| Pre-tax net operating income | $1,183,000 | 4,762 |
| Securities gains (losses) | $-8,000 | 8,215 |
| Applicable income taxes | $450,000 | 3,734 |
| Income before extraordinary items | $725,000 | 5,328 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $725,000 | 5,327 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 4,647 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $730,120 | 5,311 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $5,717,000 | 5,113 |
| Total interest expense | $3,156,000 | 4,412 |
| Net interest income | $2,561,000 | 5,718 |
| Provision for loan and lease losses | $448,000 | 1,932 |
| Total noninterest income | $345,000 | 6,049 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $103,000 | 6,651 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $242,000 | 4,505 |
| Total noninterest expense | $1,998,000 | 5,684 |
| Salaries and employee benefits | $1,225,000 | 5,091 |
| Premises and equipment expense | $214,000 | 6,582 |
| Additional noninterest expense | $559,000 | 6,092 |
| Pre-tax net operating income | $460,000 | 7,326 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $90,000 | 7,066 |
| Income before extraordinary items | $370,000 | 7,160 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $370,000 | 7,163 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $85,000 | 3,871 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $370,000 | 7,133 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,185,000 | 7,308 |
| Total interest expense | $1,667,000 | 6,841 |
| Net interest income | $1,518,000 | 7,654 |
| Provision for loan and lease losses | $195,000 | 3,570 |
| Total noninterest income | $92,000 | 9,151 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $54,000 | 7,935 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $38,000 | 8,617 |
| Total noninterest expense | $1,290,000 | 7,282 |
| Salaries and employee benefits | $791,000 | 6,725 |
| Premises and equipment expense | $167,000 | 7,299 |
| Additional noninterest expense | $332,000 | 7,825 |
| Pre-tax net operating income | $125,000 | 9,305 |
| Securities gains (losses) | $7,000 | 3,223 |
| Applicable income taxes | $0 | 9,340 |
| Income before extraordinary items | $132,000 | 9,101 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $132,000 | 9,098 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $125,000 | 9,076 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,148,000 | 10,129 |
| Total interest expense | $410,000 | 10,319 |
| Net interest income | $738,000 | 9,834 |
| Provision for loan and lease losses | $286,000 | 2,725 |
| Total noninterest income | $24,000 | 10,654 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $20,000 | 9,132 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,000 | 10,710 |
| Total noninterest expense | $834,000 | 8,914 |
| Salaries and employee benefits | $526,000 | 8,415 |
| Premises and equipment expense | $92,000 | 9,159 |
| Additional noninterest expense | $216,000 | 9,212 |
| Pre-tax net operating income | $-358,000 | 10,673 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $0 | 10,065 |
| Income before extraordinary items | $-358,000 | 10,702 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $-358,000 | 10,702 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $6,644,000 | 143 |
| Net operating income | $-358,000 | 10,682 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.