Home > Pinnacle Bank > Income and Expense
Pinnacle Bank, Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $9,946,000 | 3,236 |
| Total interest expense | $4,036,000 | 3,567 |
| Net interest income | $5,910,000 | 2,966 |
| Provision for loan and lease losses | $170,000 | 3,962 |
| Total noninterest income | $687,000 | 4,041 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $415,000 | 3,126 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $272,000 | 4,248 |
| Total noninterest expense | $3,854,000 | 3,424 |
| Salaries and employee benefits | $1,881,000 | 3,617 |
| Premises and equipment expense | $609,000 | 3,205 |
| Additional noninterest expense | $1,364,000 | 3,097 |
| Pre-tax net operating income | $2,573,000 | 2,729 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $749,000 | 2,780 |
| Income before extraordinary items | $1,824,000 | 2,774 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,824,000 | 2,775 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-79,000 | 10,005 |
| Cash dividends | $1,901,000 | 1,425 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,824,000 | 2,742 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $10,539,000 | 3,065 |
| Total interest expense | $4,748,000 | 3,150 |
| Net interest income | $5,791,000 | 2,979 |
| Provision for loan and lease losses | $180,000 | 3,728 |
| Total noninterest income | $787,000 | 3,667 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $481,000 | 2,641 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $306,000 | 3,981 |
| Total noninterest expense | $3,708,000 | 3,441 |
| Salaries and employee benefits | $1,841,000 | 3,602 |
| Premises and equipment expense | $592,000 | 3,210 |
| Additional noninterest expense | $1,275,000 | 3,199 |
| Pre-tax net operating income | $2,690,000 | 2,620 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $831,000 | 2,653 |
| Income before extraordinary items | $1,859,000 | 2,726 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,859,000 | 2,727 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $158,000 | 2,831 |
| Cash dividends | $1,577,000 | 1,589 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,859,000 | 2,654 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,289,000 | 6,394 |
| Total interest expense | $1,972,000 | 6,313 |
| Net interest income | $2,317,000 | 6,339 |
| Provision for loan and lease losses | $120,000 | 4,629 |
| Total noninterest income | $413,000 | 5,621 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $298,000 | 4,100 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $115,000 | 6,392 |
| Total noninterest expense | $1,400,000 | 7,032 |
| Salaries and employee benefits | $691,000 | 7,370 |
| Premises and equipment expense | $216,000 | 6,556 |
| Additional noninterest expense | $493,000 | 6,550 |
| Pre-tax net operating income | $1,210,000 | 5,221 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $403,000 | 4,863 |
| Income before extraordinary items | $807,000 | 5,423 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $807,000 | 5,427 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 6,656 |
| Cash dividends | $425,000 | 3,823 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $807,000 | 5,375 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,932,000 | 6,937 |
| Total interest expense | $1,724,000 | 7,021 |
| Net interest income | $2,208,000 | 6,753 |
| Provision for loan and lease losses | $95,000 | 5,238 |
| Total noninterest income | $383,000 | 6,098 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $281,000 | 4,434 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $102,000 | 7,055 |
| Total noninterest expense | $1,207,000 | 7,965 |
| Salaries and employee benefits | $596,000 | 8,159 |
| Premises and equipment expense | $191,000 | 7,191 |
| Additional noninterest expense | $420,000 | 7,711 |
| Pre-tax net operating income | $1,289,000 | 4,851 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $429,000 | 4,671 |
| Income before extraordinary items | $860,000 | 5,027 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $860,000 | 5,029 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 5,074 |
| Cash dividends | $324,000 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $860,000 | 4,978 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,390,000 | 7,694 |
| Total interest expense | $1,516,000 | 7,657 |
| Net interest income | $1,874,000 | 7,591 |
| Provision for loan and lease losses | $60,000 | 5,704 |
| Total noninterest income | $298,000 | 7,104 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $245,000 | 5,015 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $53,000 | 9,088 |
| Total noninterest expense | $1,117,000 | 8,505 |
| Salaries and employee benefits | $495,000 | 9,160 |
| Premises and equipment expense | $184,000 | 7,520 |
| Additional noninterest expense | $438,000 | 7,823 |
| Pre-tax net operating income | $995,000 | 6,023 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $318,000 | 5,799 |
| Income before extraordinary items | $677,000 | 6,134 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $677,000 | 6,132 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 8,178 |
| Cash dividends | $50,000 | 7,734 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $677,000 | 6,110 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,523,000 | 8,872 |
| Total interest expense | $995,000 | 8,718 |
| Net interest income | $1,528,000 | 8,801 |
| Provision for loan and lease losses | $60,000 | 5,594 |
| Total noninterest income | $219,000 | 8,400 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $184,000 | 6,191 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $35,000 | 10,473 |
| Total noninterest expense | $943,000 | 9,580 |
| Salaries and employee benefits | $433,000 | 9,977 |
| Premises and equipment expense | $101,000 | 9,993 |
| Additional noninterest expense | $409,000 | 8,739 |
| Pre-tax net operating income | $744,000 | 7,169 |
| Securities gains (losses) | $1,000 | 3,293 |
| Applicable income taxes | $230,000 | 6,840 |
| Income before extraordinary items | $515,000 | 7,192 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $515,000 | 7,199 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $102,000 | 6,812 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $514,310 | 7,233 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,296,000 | 9,589 |
| Total interest expense | $952,000 | 9,326 |
| Net interest income | $1,344,000 | 9,588 |
| Provision for loan and lease losses | $60,000 | 6,949 |
| Total noninterest income | $164,000 | 9,940 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $141,000 | 7,319 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $23,000 | 11,812 |
| Total noninterest expense | $778,000 | 10,771 |
| Salaries and employee benefits | $368,000 | 10,965 |
| Premises and equipment expense | $77,000 | 11,269 |
| Additional noninterest expense | $333,000 | 10,035 |
| Pre-tax net operating income | $670,000 | 7,517 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $187,000 | 7,872 |
| Income before extraordinary items | $483,000 | 7,691 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $483,000 | 7,879 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 9,031 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $483,000 | 7,435 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,015,000 | 10,866 |
| Total interest expense | $927,000 | 10,731 |
| Net interest income | $1,088,000 | 10,741 |
| Provision for loan and lease losses | $51,000 | 8,987 |
| Total noninterest income | $154,000 | 10,423 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $122,000 | 7,902 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $32,000 | 11,632 |
| Total noninterest expense | $679,000 | 11,626 |
| Salaries and employee benefits | $300,000 | 12,009 |
| Premises and equipment expense | $26,000 | 13,525 |
| Additional noninterest expense | $353,000 | 10,154 |
| Pre-tax net operating income | $512,000 | 8,321 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $147,000 | 8,689 |
| Income before extraordinary items | $365,000 | 8,552 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $365,000 | 8,679 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 8,662 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $377,000 | 610 |
| Net operating income | $365,000 | 8,197 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.