Home > Pinnacle Bank > Income and Expense
Pinnacle Bank, Income and Expense
1999-12-31 (YTD Data) | Rank | |
Total interest income | $2,085,000 | 8,404 |
Total interest expense | $946,000 | 8,324 |
Net interest income | $1,139,000 | 8,323 |
Provision for loan and lease losses | $0 | 8,503 |
Total noninterest income | $197,000 | 7,529 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $154,000 | 5,778 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $43,000 | 8,297 |
Total noninterest expense | $857,000 | 8,573 |
Salaries and employee benefits | $383,000 | 8,982 |
Premises and equipment expense | $120,000 | 8,235 |
Additional noninterest expense | $354,000 | 7,667 |
Pre-tax net operating income | $479,000 | 7,232 |
Securities gains (losses) | $0 | 3,155 |
Applicable income taxes | $105,000 | 6,862 |
Income before extraordinary items | $374,000 | 7,134 |
Extraordinary gains, net | $0 | 35 |
Net income | $374,000 | 7,136 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $103,000 | 3,527 |
Cash dividends | $300,000 | 4,494 |
Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
Net operating income | $374,000 | 7,111 |
1998-12-31 (YTD Data) | Rank | |
Total interest income | $2,055,000 | 8,622 |
Total interest expense | $899,000 | 8,693 |
Net interest income | $1,156,000 | 8,434 |
Provision for loan and lease losses | $0 | 8,652 |
Total noninterest income | $237,000 | 7,138 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $201,000 | 5,139 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $36,000 | 8,704 |
Total noninterest expense | $816,000 | 8,726 |
Salaries and employee benefits | $354,000 | 9,270 |
Premises and equipment expense | $109,000 | 8,510 |
Additional noninterest expense | $353,000 | 7,639 |
Pre-tax net operating income | $577,000 | 7,033 |
Securities gains (losses) | $0 | 4,449 |
Applicable income taxes | $153,000 | 6,799 |
Income before extraordinary items | $424,000 | 7,068 |
Extraordinary gains, net | $0 | 32 |
Net income | $424,000 | 7,066 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $2,000 | 7,842 |
Cash dividends | $320,000 | 4,410 |
Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
Net operating income | $424,000 | 6,975 |
1997-12-31 (YTD Data) | Rank | |
Total interest income | $2,008,000 | 9,004 |
Total interest expense | $864,000 | 9,067 |
Net interest income | $1,144,000 | 8,822 |
Provision for loan and lease losses | $0 | 8,829 |
Total noninterest income | $224,000 | 7,533 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $169,000 | 5,844 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $55,000 | 8,220 |
Total noninterest expense | $816,000 | 8,976 |
Salaries and employee benefits | $365,000 | 9,496 |
Premises and equipment expense | $125,000 | 8,362 |
Additional noninterest expense | $326,000 | 8,063 |
Pre-tax net operating income | $552,000 | 7,660 |
Securities gains (losses) | $0 | 3,944 |
Applicable income taxes | $152,000 | 7,584 |
Income before extraordinary items | $400,000 | 7,636 |
Extraordinary gains, net | $0 | 44 |
Net income | $400,000 | 7,639 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-2,000 | 9,540 |
Cash dividends | $600,000 | 3,054 |
Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
Net operating income | $400,000 | 7,580 |
1996-12-31 (YTD Data) | Rank | |
Total interest income | $1,953,000 | 9,436 |
Total interest expense | $816,000 | 9,596 |
Net interest income | $1,137,000 | 9,185 |
Provision for loan and lease losses | $0 | 9,041 |
Total noninterest income | $213,000 | 8,046 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $165,000 | 6,204 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $48,000 | 8,981 |
Total noninterest expense | $759,000 | 9,593 |
Salaries and employee benefits | $356,000 | 9,918 |
Premises and equipment expense | $125,000 | 8,668 |
Additional noninterest expense | $278,000 | 9,102 |
Pre-tax net operating income | $591,000 | 7,466 |
Securities gains (losses) | $0 | 4,148 |
Applicable income taxes | $171,000 | 7,572 |
Income before extraordinary items | $420,000 | 7,455 |
Extraordinary gains, net | $0 | 53 |
Net income | $420,000 | 7,454 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $19,000 | 6,815 |
Cash dividends | $350,000 | 4,182 |
Sale, conversion, retirement of capital stock, net | $0 | 953 |
Net operating income | $420,000 | 7,399 |
1995-12-31 (YTD Data) | Rank | |
Total interest income | $1,915,000 | 9,857 |
Total interest expense | $771,000 | 10,050 |
Net interest income | $1,144,000 | 9,498 |
Provision for loan and lease losses | $0 | 8,958 |
Total noninterest income | $195,000 | 8,512 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $143,000 | 6,812 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $52,000 | 9,130 |
Total noninterest expense | $852,000 | 9,541 |
Salaries and employee benefits | $348,000 | 10,348 |
Premises and equipment expense | $136,000 | 8,625 |
Additional noninterest expense | $368,000 | 8,516 |
Pre-tax net operating income | $487,000 | 8,507 |
Securities gains (losses) | $0 | 3,831 |
Applicable income taxes | $141,000 | 8,433 |
Income before extraordinary items | $346,000 | 8,518 |
Extraordinary gains, net | $0 | 65 |
Net income | $346,000 | 8,522 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-3,000 | 10,150 |
Cash dividends | $250,000 | 4,947 |
Sale, conversion, retirement of capital stock, net | $0 | 809 |
Net operating income | $346,000 | 8,491 |
1994-12-31 (YTD Data) | Rank | |
Total interest income | $1,785,000 | 10,204 |
Total interest expense | $679,000 | 10,215 |
Net interest income | $1,106,000 | 10,041 |
Provision for loan and lease losses | $0 | 9,146 |
Total noninterest income | $186,000 | 8,994 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $125,000 | 7,476 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $61,000 | 9,058 |
Total noninterest expense | $838,000 | 10,054 |
Salaries and employee benefits | $357,000 | 10,669 |
Premises and equipment expense | $118,000 | 9,449 |
Additional noninterest expense | $363,000 | 9,199 |
Pre-tax net operating income | $454,000 | 8,973 |
Securities gains (losses) | $-29,000 | 10,630 |
Applicable income taxes | $107,000 | 9,194 |
Income before extraordinary items | $318,000 | 8,961 |
Extraordinary gains, net | $0 | 249 |
Net income | $318,000 | 8,964 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-3,000 | 10,214 |
Cash dividends | $600,000 | 2,782 |
Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
Net operating income | $339,750 | 8,799 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $1,909,000 | 10,366 |
Total interest expense | $810,000 | 10,000 |
Net interest income | $1,099,000 | 10,416 |
Provision for loan and lease losses | $0 | 10,371 |
Total noninterest income | $183,000 | 9,543 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $121,000 | 7,803 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $62,000 | 9,431 |
Total noninterest expense | $884,000 | 10,273 |
Salaries and employee benefits | $353,000 | 11,117 |
Premises and equipment expense | $135,000 | 9,319 |
Additional noninterest expense | $396,000 | 9,306 |
Pre-tax net operating income | $398,000 | 9,427 |
Securities gains (losses) | $0 | 7,477 |
Applicable income taxes | $102,000 | 9,679 |
Income before extraordinary items | $296,000 | 9,530 |
Extraordinary gains, net | $0 | 3,149 |
Net income | $296,000 | 9,684 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-42,000 | 12,568 |
Cash dividends | $700,000 | 2,369 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $296,000 | 9,263 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $2,266,000 | 10,343 |
Total interest expense | $1,095,000 | 10,000 |
Net interest income | $1,171,000 | 10,426 |
Provision for loan and lease losses | $5,000 | 11,499 |
Total noninterest income | $144,000 | 10,610 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $99,000 | 8,548 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $45,000 | 10,722 |
Total noninterest expense | $934,000 | 10,288 |
Salaries and employee benefits | $358,000 | 11,357 |
Premises and equipment expense | $127,000 | 9,784 |
Additional noninterest expense | $449,000 | 8,975 |
Pre-tax net operating income | $376,000 | 9,455 |
Securities gains (losses) | $2,000 | 7,695 |
Applicable income taxes | $118,000 | 9,428 |
Income before extraordinary items | $260,000 | 9,782 |
Extraordinary gains, net | $0 | 1,422 |
Net income | $260,000 | 9,926 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-43,000 | 13,426 |
Cash dividends | $250,000 | 4,445 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $258,620 | 9,437 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.